even succeed for a number of years in a row, the majority of financial investors do not outguess the market. If

we look back over time, it is typically true that half or two-thirds of the mutual funds that attempted to pick
stocks which would rise more than the market average actually ended up performing worse than the market
average. For the average investor who reads the newspaper business pages over a cup of coffee in the morning,

the odds of doing better than full-time professionals is not very good at all. Trying to pick the stocks that will

gain a great deal in the future is a risky and unlikely way to become rich.

Getting Rich the Slow, Boring Way

Many U.S. citizens can accumulate a large amount of wealth during their lifetimes, if they make two key

choices. The first is to complete additional education and training. In 2020, the Bureau of Labor Statistics

reported median weekly usual earnings for full-time wage and salary workers age 25 and over that
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