{"text": "Company XXXX is calling me, my family members, and my friends. They are indicating I have some type of loan due however, can not produce a statement but instead keep directing me to a website. I have no idea what this is and they are calling me and my family multiple times a day and it is harassment at this point. The number they call from is XXXX. If I do have a debt, then they are in gross violation of debt collection practices.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Beğendim rengi de güzel kullanışlı günlük çok rahat", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I can't seem to find information on clinical trials that have been conducted. However, it does seem that even designing clinical trials to test the viability and compatibility of synthetic, printed organs is itself a challenge.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "there is a collection account on my credit report from XX/XX/XXXX it was open from the XXXX account nubmber # XXXX there have not been no activity on this account and 30 years into i dispute it in XX/XX/XXXX the account is to old to stay on report you can call me at XXXX i can talk to you more.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bayıldım çok güzel kaliteli", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Booking was successful. Reference number is : Z0U42HJV .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Muslim residents of Israel and Palestinians living in East Jerusalem are normally allowed to enter the Temple Mount and pray at the al-Aqsa Mosque without restrictions. Until 2000, non-Muslim visitors could enter the Al-Aqsa Mosque by getting a ticket from the Waqf, but that procedure ended when the Second Intifada began.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have never had an account with Capital One Bank USA NA yet they fraudulently opened an account in my name and have been having XXXX of their other subsidiaries, Capital One Services LLC send me payment notices. I have spoken with and written to them yet they persist.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was unable to find differences in style or practice between countries, but I did find that Zheng Manqing created a shortened 37-movement version of Yang style which he taught in his schools in the United States. His style became the dominant form in the eastern United States until other teachers immigrated in larger numbers in the 1990s.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "the was received on X/XX/2017.\nI am disputing this amount in FULL.\nremove my name and alleged debt from your files. it was already addressed and resolved in previous years. thank you. XXXX XXXX XXXX attached document.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "That is all for now thank you.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "The following creditors re-aged the debt illegally in order to extend the time of credit file in violation of FCRA 623 ( 5 ) ( A ) : XXXX XXXX, XXXX, MN XXXX This information was submitted to the credit reporting agencies with refusal to take off", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ya, need flight from San Francisco to Mexico City, Is that possible?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Grinding stones and baking chambers for yeast-raised bread have been found in Egyptian ruins. Also, drawings of bakeries and breweries have been found.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "2016 hyundai sonata", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I am planning to visit Chicago from Washington. Search flights as per this detail.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Aynı göründüğü gibi geldi fiyatına göre kaliteli.Beklediğimden daha iyi geldi", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "sent letters off to transunion, XXXX, and XXXX on XX/XX/2022, and XX/XX/2022 and have not received a response. I also understand that under 15 U.S.C. Sec. 1681i ( a ), they must complete this reinvestigation within 30 days of receipt of this letter. its been over 60 days and still no response. \n\n\n\n\n\n\nXXXX. Validate Account XXXX Account Number : Please remove this inaccurate information from my credit report. \n\nXXXX. Validate Account XXXX XXXX XXXX Account Number : Please correct/update this inaccurate information on my credit report. \n\nXXXX. Validate Account XXXX XXXX XXXXXXXX XXXX XXXX XXXX Account Number : Please remove it from my credit report. \n\nXXXX. Validate Account XXXX XXXX XXXX XXXX  Account Number : Please remove it from my credit report. \n\nXXXX. Validate Account XXXX XXXX XXXXXXXX XXXX Account Number : Please remove this inaccurate information from my credit report. \n\nXXXX. Validate Account XXXX XXXX XXXX XXXX XXXX Account Number : Please remove this inaccurate information from my credit report. \n\nXXXX. Validate Account XXXX XXXXXXXX XXXX XXXX Account Number : Please remove this inaccurate information from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What is the banana cartel?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "The process involves the high-pressure injection of \"fracking fluid\" (primarily water, containing sand or other proppants suspended with the aid of thickening agents) into a wellbore to create cracks in the deep-rock formations through which natural gas, petroleum, and brine will flow more freely. When the hydraulic pressure is removed from the well, small grains of hydraulic fracturing proppants (either sand or aluminium oxide) hold the fractures open.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "It states i opened an acct in 2016 and I did not currently shows that I owe {$2000.00}. They do not have license to collect or contact for debt in the State of Indiana. I want this information removed from all 3 of my credit reports", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Wo n't return my escrow, even though I 've asked for the balance for over 14 months. In addition, unsubstantiated {$90.00} per month fee. Have submitted documentation multiple time without satisfation", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "80s rock music", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "frankie and bennys fits your description. can i book?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "This company, ERC, began harassing me in XX/XX/2016. They call me consistently regarding a debt that I do not owe and have no idea about and they continuously try to get personal information from me such as my address, social security number etc. from me stating that they are going to collect their debt no matter what. They call me all the time from different numbers ( which I block ) and different representatives.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was denied by XXXX XXXX XXXX and I went and looked at my credit and I still see items on there that are not mine. I have reached out before and thought it was taken care of Please remove these accounts from my credit so i can do what I need to do for my family. There is an account with no name but the account # XXXX, 1 XXXX XXXX XXXX XXXXXXXX. XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. I noticed some inquiries as well that are not mine. I contacted the FTC and local police.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "the XXXX XXXX late payment is wrong. i have not been late. \nask XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How did Ian Lancaster Fleming begin his writing career?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "When I investigated my credit report, I realized that some of the information was erroneous. The 3 credit bureaus are required to authenticate this account under Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ). It is not acceptable to treat this reporting account as unconfirmed information without producing proof within the legal time range. Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ), please investigate the unverifiable account below : XXXX XXXX Balance : {$0.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The 6th of this month.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I received a credit offer from Seventh Avenue. I got behind on my payments and I faxed them a letter and mailed them a letter on the XXXX/XXXX/2015 requesting a repayment plan. As of today I have not received a letter from them.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I HAVE CONFIRMATION FROM XXXX XXXX FROM NATION STAR MORTGAGE THAT MY CASE NEVER MADE IT TO REVIEW. HE MADE THIS DECISION AFTER COMPLETING A INVESTIGATION. PLEASE REVIEW AND EXPLAIN.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Yes could I have the price please?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Has taken months of repeated phone calls to get on a payment plan we were told was available to us, each time we call we get a different cust sv rep and have to reexplain the situation ( was told they could not let me speak to same rep we spoke to previously ), incorrect information told to us about when a payment was due while they worked on a mistake they made in processing for our loan payment.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Are there any vegan lumpia varities?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I call this company too ask about was my collection about after I see my   XXXX   XXXX    score and notifications from them and they told me they call number off time when never happened and they said they send me mail to my address when I never get anyone from them", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the purpose of running up the score?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "ダビンチの作品は好きですか？ -> はい好きですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I had a check that bounced and but when it was re-deposited it cleared. A company by the Name of Cross Check assessed a fee. They have put a tag on not only the account that the check was written on, but also my other checking account. I would be happy to pay the {$35.00} fee and be able to write checks, but when I try to contact them, they give you no option to talk with someone or how to pay the fee.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Animals commonly living in sea shells include conch, Hermit crab, Cone snail and Gastropoda, just to name a few.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Yes, there is a Delta Airlines flight leaving at 5:55 pm with 0 layovers for $75 per ticket.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "This company reported a debt on my credit report that does not belong to me. I have never heard of these people before. Company has tons of complaint of bogus accounts and illegal tactics.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "250 grams to cups", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "EQUIFAX IS A SCOFFLAW REGARDING THE FCRA AND MANY OTHER LAWS OF THE USA.I AM SUING EQUIFAX IF THEY DO NOT PAY ME DAMAGES OF {$10000.00} WITHIN 5 DAYS OF RECEIPT OF MY DEMAND. \nDEPT OF ED LOAN, ACCT XXXX IS NOT MINE, YET EQUIFAX HAS VERIFIED IT MORE THAN 10 TIMES.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Blue crabs are native to the western edge of the Atlantic Ocean from Cape Cod to Argentina and around the entire coast of the Gulf of Mexico. However, they have been introduced into many non-native waters, and have migrated in some instances due to climate change.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "What foreign policy was enacted under Rajiv Ratna Gandhi as Prime Minister?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "4 drawer file cabinet", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "2016 outlook", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "13 colonies", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Recently saw a copy of my credit report i see there are over 15 inquiries that i did not authorize furthwer more i reached out to these companies and they said they do not have any application with my name or social. Furthermorei have a security freeze on my account so these un authorized inquries would stop, here are the inquiries i have also attached a copy of my report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "credit limit was lowered from {$4000.00} to {$200.00} without notice and phone call to XXXX XXXX revealed they had done a soft check on my credit and XXXX had reported erroneous negative info, check with XXXX and credit is is good with them so dispute is with XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have paid accounts and I have differed loans that were settled. I also have medical bills that were paid that are still showing on my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Corpus Christi is located on the same road as the restaurant. Did you need any more information?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "There are XXXX accounts that show up on my Equifax credit report. The account numbers are XXXX and XXXX. These accounts are not mine and need to be removed immediately. The 7 year FCRA statute of limitations ahs apssed for these XXXX accounts and they need to be deleted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Debt Collector calling itself \" Integrated Services '' called threatening to take legal action that they are not able to take in California. Debt Collector is flagrantly violating the Fair Debt Collections Practices Act with their threats and deceitful debt collection practices.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a XXXX, Wells Fargo App barely works, I submitted a payment thru the app that was never posted after everything I received {$37.00} late fee and a {$70.00} interest charged. I called on XXXX/XXXX/17 and they assigned me a executive because I said that I was going to file a formal complaint because. After this they told me to wait until they can help waived this for so I made a payment on the XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting act XXXX Account # XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX has violated my rights.\n\n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The expected start time is 6 pm.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Since I was not using enough the credit card, they have closed the account. \nNo notification or warning was given to me to avoid having a negative impact on my credit score and penalizing my credibility", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Accounts have been separated multiple times, i am a twin and my social security number and name keeps getting merged with my twin sibling whos name is very similar to mine, our social security numbers are very close as well. I can not access anything and the credit reporting agencies think i do not exist.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, please. I'll need it booked on Sunday, for 5 nights, and it will only be 1 person.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Your reservation is set! The table will be reserved for 15 minutes. Your reference number is LZLUDTVI . Is there anything else you need?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I received Financial assistance from the hospital for all my hospital bills. I do not owe anything and have directly contacted the hospital to make sure. I keep getting phone calls from this third part and i do not owe a dime.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Capital One is stating I was late to the Credit Beau On XXXX XXXX, XXXX XXXX, XXXX XXXX & XXXX XXXX which i was not. I have bank statements to show otherwise.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The loans are in not accurate They are also not reporting the correct amounts They are also duplicate loans on my credit report doubling the amount owed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am being sued for a mortgage that was improperly foreclosed on and was taken to a Federal Class action Law Suite . I was awarded XXXX toward this instance and am now being sued for the difference of a XXXX mortgage. I have attempted to fax information about this to the company, have sent certified mail in regards to this. They have dismissed this and have now served me with a summons and are taking me to court.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "This will cost you $205 in total.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Experian is delaying my request for an investigation by means of multiple requests for identification that was provided with the initial request. Experian has violated the FCRA 30-day-to-respond regulation. The following items in question should be removed from my credit report. This is a serious ongoing issue with them as you will see Please see enclosed documents", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The bank foreclosed on the home in 2007 and sold the home to a different person. Now, all of a sudden, I received a bill. ( Please see attached. ) When I attempted to resolve it, the operator said I was obligated to pay it in full. I explained that I lost the house over a decade ago to foreclosure. \n\nThis is predatory debt collection practice.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Do sugary drinks actually cause obesity?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Is organ printing a common practice?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Experian is reporting inaccurate information on my credit report. There is a Judgment XXXX that is negatively impacting my credit. This Judgment was reported in error. The property was foreclosed and sold. Under Oregon law, XXXX Bank is prohibited from filing a judgment against me. Please see attached letters from my attorney, XXXX XXXX XXXX.This Judgement needs to be deleted from my credit file!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When was yeast first used for baking purposes?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "That seems a bit too simple, right? What are some other causes?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "CHASE AUTO HAS PUT XXXX INQUIRES ON MY CREDIT REPORT AND THEY ARE UNKNOWN I HAVE NEVER TRY TO GET ANYTHING FROM CHASE AUTO", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Burmese cuisine is typified by a wide-ranging array of dishes, including traditional Burmese curries, Burmese salads, and soups. It also features noodles in many forms, as fried or dry noodles, noodle soups, or as noodle salads, as well as Indian breads.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "The Law Office of Rory W. Clark is attempting to collect on a debt which has been deemed a matter of ID Theft by both XXXX XXXX XXXX ( ID # : XXXX ; XXXX : XXXX ) and the XXXX XXXX Police Department ( I.D. # XXXX ). Furthermore, upon my own discovery, the said law firm has demonstrated to be the subject of several lawsuits against them which casts doubt on the legitimacy of its claims : XXXX ; XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I've got 1 flight here: Alaska Airlines has a flight leaving 1:45 pm and returning 11:10 am for $249 per ticket.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "There are 13 colleges in that area. Christ's college is free and located on Saint Andrew's street.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "では，もう一度見たい映画はありますか？ -> もう一度見たい映画は韓国の映画なんですけど７番房の奇跡っていう映画はとても良かったのでもう一度見たいなと思います", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "There are also early reports of women's rugby union being played in France (1903) and England (1913). In the case of the all women's ruby team in 1891 on a tour of New Zealand, the match was cancelled due to public outcry.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My complaint is about the   XXXX   XXXX   account. This account is alaready payoff and close. I am supprised because still calling me me and the account is opened.     Regards", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX   XXXX   XXXX  sent a letter that threatens to take legal action on me regarding a debt. They claim to be a pre-legal account company and have stated that they will send my account to an attorney.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2014 subaru brz", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Mushrooms toxins are secondary metabolites and can differ markedly in toxicity. Most \"poisonous\" mushrooms contain gastrointestinal irritants that that cause vomiting and diarrhea, however, there are a number of recognized mushroom toxins with specific, sometimes deadly, effects.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "2012 hyundai elantra", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "previous complaint XXXXXXXXplease see supporting documents proving that my lease was not only paid on time, but early every month. the NMAC \" XXXX '' system failed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "\" Equifax mishandled my information which has led to a breach that puts myself and millions of others at potential risk. I am extremely disappointed with how equifax has handled reporting this breach. Very little was done to notify the public for nearly a month after the breach was detected. I received no email, letter, or phone call and instead had to discover it via social media.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2007 honda element ex", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "There are several reasons a coach may want to run up the score of a team, such as doing so to impress other coaches and sportswriters, to allow players to gain more experience, or to prevent a comeback by the opposing team.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "No thank you that will be all", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "You're welcome. Enjoy your trip.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Not willing to work with me to reduced my monthly payment. I pay over {$600.00} a month. Most of which goes directly to interest not the principle. only a few dollars each month is applied to principle. My interest rates are outrageous and variable.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "It'll arrive at Intercity Terminal.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Unfortunately, there are no parks in the west part of town. Are you interested in a museum?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I was denied a loan modification from BOA. I was involved in the class action lawsuit and received a check in 2013 from this action. My home is presently being sold as a short sale. My question is has the class action lawsuit for those who were denied loan modifications completely settled or is this issue still pending? If it is still pending who do I need to contact? Thank you for your time.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have a home equity line of credit with XXXX. For some reason it 's reporting as a credit card on my credit report with all three credit reporting agencies. This has caused other credits to deny my applications for new credit and increases in existing credit lines.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have no outstanding debts ( I had some many years ago, now all well outside of the statute of limitations in all states I have lived in ). This company called my husband 's cell phone and when he asked who they were they refused to give details. We looked up the number and they are a debt collection agency. \n\nThey refused to give him details and told him \" Someone will call you back ''", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay. Let me make sure I got everything right. You want to book 3 tickets to see Matt Corby on March 11th in San Francisco.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "The Worth House does have free parking, yes.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "i was enroll with this company XXXX XXXX XXXX and i was making payments since XX/XX/2014 i do n't know what to do or where to go, who can i call??? is there any way i can get my money back??? the money that i paid when to my loans? its so confusing if any body can explain something to me i will appreciate it Thanks a lot in advance", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Yes that would be great!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "The process involves the high-pressure injection of \"fracking fluid\" (primarily water, containing sand or other proppants suspended with the aid of thickening agents) into a wellbore to create cracks in the deep-rock formations through which natural gas, petroleum, and brine will flow more freely. When the hydraulic pressure is removed from the well, small grains of hydraulic fracturing proppants (either sand or aluminium oxide) hold the fractures open.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "There are 22 cheap places to eat in the area. Do you have a preference of food type?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "There are multiple inquiries that I never authorized or know about", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "3d design software free", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "123 watch free movies online", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Tofu is made using soy milk.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "2013 nissan rogue", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX   XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX, XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX, XX/XX/XXXX XXXX XXXX XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Bankruptcy XX/XX/XXXX I have no knowledge of this account and/or inquires. I have contact companies directly but NO ONE would help they said I needed to contact the 3 major credit bureaus but I keep getting the run around.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Yes, that is correct.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "It appears that my credit has been compromised. Again, I was going through my records & noticed many information or items which do not belong to me. Since Im a stickler for research, I found that under section 605b of the FCRA you are required by law to remove & block any items or information which is found to be opened due to identity theft. The dispute items do not belong to me. Im attaching the required FTC Report for you and the bank 's records ( learned through more research both parties require ). Please block/remove these files. \nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "How does fermenting rice cause sake to become alcoholic?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "This company is leaving messages at my place of employment after telling them by phone to not call my place of employment because I could lose my job.The calls are still being made.My place XXXX employment tel. no. that I have asked them not to call is XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I borrowed  XXXX  dollars and because I could n't get income based repayment options for it inahd to keep deferring the loans. causing the loan to grow to over 90k. Now I finally got the loans consolidated or so I thought then they denied me for income based repayment without a reason. So basically I 'm screwed owing   XXXX   and I should only o  we  XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "How does one become a landscape architect?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "No particular food style, but I need a reservation for 1 on Saturday at 11:30, once I decide on a place I will need a reference number.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "The collection put a debt on my credit report which does not belong to me. It is a medical bill which belong to a child. When I called the company regarding the debt they told me I had to find out the information for the child in question and give it to them or that they would continue to report it as my debt. I told them I did not know anything about the child in question. I only knew the child 's name because one of their nicer creditors told me. I called the hospital in question regarding the debt and they said, clearly the debt do not belong to me and they have no record of any debt for me. When I called the collection agency back and informed them what the hospital stated, they said I had to send them in writing a letter disputing the debt which I did. They intern, sent me back a response stating \" due to the concerns outlined in the letter I sent, their office has reviewed the account. According to your dispute, the account in question does not belong to you. In order to complete our investigation and resolve this matter, we need your assistance. Please provide this office with a copy of your Driver 's license/Identification Card and Social Security XXXX so we can verify your identity. Am I suppose to send them these documents. They used my SSN when they placed this debt on my credit report. I have been a victom of identity fraud before and am not comfortable with sending my documents through the mail. Why ca n't they just remove the information if they know that it is not accurate. North Carolina Permit # XXXX The company is Syndicated Office Systems , Inc. dba Central Financial Control Inc XXXX XXXX XXXX XXXX. XXXX, CA. They listed this same debt three times on my credit reports under both company 's name Please advise on sending personal identification to collection agency for the purpose of removing debt that does not belong to me. Thanks for your assistance.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "No, that's all.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Yes, I need three tickets and a reference number, and I would also need a guesthouse with free parking.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Sure, there are 13. Most are free but some have an entrance fee.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Make it for 4 people.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "MY NAME IS XXXX XXXX. I WAS CHECKING MY CREDIT AND FOUND OUT THERE ARE DIFFERENT ADDRESS LISTED. I HAVE NEVER LIVED IN XXXX, IL 1 ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX 2 ) XXXX XXXX XXXX XXXX, IL XXXX 3 ) XXXX XXXX XXXX XXXX XXXX, IL XXXX ALSO I HAVE NEVER GONE BY THE NAME XXXX XXXX. I THINK IS THE WRONG PERSON OR THEY ARE USING MY IDENDITY. MY EMPLOYER INFORMATION IS NOT CORRECT.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "checking annual credit reports. Equifax has a negative report ( of {$76.00} ) submitted by XXXX from XXXX. However, XXXX & XXXX do n't have this negative report. \nWent to website https : //www.ai.equifax.com to try to submit a dispute claim. However, the website *does not work*. ( using XXXX on a XXXX XXXX computer ) I 'm stuck & not sure what do to at this point.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX of XXXX, XXXX whom then became XXXX XXXX XXXX XXXX and Finally Sold out to Cars America located on XXXX XXXX XXXX XXXX XXXX, TX XXXX. \n\nCars America Repossessed my XXXX XXXX XXXX on XX/XX/XXXX claiming that I was not supposed to leave the State with the car. I moved from XXXX to XXXX due to a Job Opportunity. XXXX XXXX was my only means of transportation. I was never told nor informed that taking the vehicle out of the state of XXXX was not allowed. \n\nBack in XX/XX/XXXX when I electronically signed the Contract, the Sales Manager at XXXX XXXX XXXX XXXX never disclosed the \" no leaving state clause '' she was only INTERESTED IN THE {$3000.00} DOWN PAYMENT I had with me. \n\nI did not electronically signed anything specifically in regards to and/or acknowledging the \" not leaving the state of XXXX '' clause. \n\nAlso, they sold me a vehicle with FRAME DAMAGES ... ... in XX/XX/XXXX, my car was hit while unoccupied \" hit & run '' and upon removal of the Right Front Fender it was discovered that the vehicle has FRAME DAMAGE when I informed XXXX XXXX XXXX XXXX they said that I should have check the vehicle before signing the contract.. how am I supposed to check the FRAME? They should 've never put this car for sale with FRAME DAMAGES as it is not allowed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Are you sure? We also have the Cambridge and County folk museum. Would you like some information about it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Sallie Mae did not send my XXXX statement. They sent a letter stating that i paid {$3900.00} and {$11000.00} in eligible interest but the letter was to my co-signer and it says that the borrower has to obtain a copy of the XXXX but I the borrower was not able to log in to the website to print it because i am no longer a customer and she stated that i did not pay any interest off and that the loan was simply paid off.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Which city are you leaving and where are you going?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Also collections refuses to stop reporting to XXXX even though account was discharged I never bankruptcy", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have called several times over the past 2 years to get information from the National Credit Systems in XXXX GA who claim they are collecting a debt from an old apartment complex where I lived over 5 years ago. When I moved I did n't owe the company any money now this collection was just placed on my credit with any rights to validate or dispute I have sent several cease and desist letters and they have refused to respond or take the item off my credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "30th birthday ideas", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "There are 3 hotels: The Ashely Hotel, Express by Holiday Inn Cambridge, and Lovell Lodge. They all have free wifi and parking. Do any of these sound good?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "There are 4 cars which match your request. You might consider renting a Bolt which is a Compact car, and it can be picked up at LAX International Airport on March 3rd.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "My private information was released as part of the Equifax breach. I demand that Equifax overhaul and drastically improve their digital security to protect my personal information in the future. Their handling of this breach has been absolutely ridiculous and, as far as I can tell, borderline criminal. If there was a way for me to take my business elsewhere, I absolutely would.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The booking was successful. The table will be reserved for 15 minutes. Reference number is : LUBB48TT .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I had this account with XXXX Credit Counseling in a group debt management program. This company called and said I had to set up a payment for this account and when I questioned if this account was already with my debt management program, they misrepresented the status of the account and told me I needed to sign up for XXXX dollar a month payment plan. They did not correct me when I asked them if this was a different account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bayıldım çok güzeller 😻", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Where are you going to?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "We have 18 colleges in cambridge. Is there a certain area of town you would like?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I recently reviewed my credit report and found a late payment. \n\nCreditor : Capital One Account # XXXX I was never 30 days late int he month of XX/XX/2017. \n\nIm not sure how this happened, I believed that I made my payment one time and promptly each month my statements were received. My only thought is that must have been billing error with my statement.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "4075066806326 siparişim teslim edildi diyor kargo bize gelmedi. Ödemede yapmadık şubeye gidiyoruz adresinize gelecek diyor adresinize kaç gündür kargo yok ne oluyor. Kargomuzun bulunması aksi durumda da ücretinin ödenmesini talep ediyorum. Aldığım fiyat dekont hepsi mevcut", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Yesterday, I checked my credit score with Experian and noticed a company, XXXX XXXX XXXX, had been added. I confirmed that it had been added to all XXXX reporting agencies. I am assuming this has to do with payday loans I have had in the past. I can confirm that every XXXX of those loans were paid back in full. \nMy credit score has taken a tumble because of this and I need this company to remove their inquiry from my report as soon as possible.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "その時写真は撮られたんですか？ -> そのときは撮ったと思います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Placed a dispute with Equifax about reported information on XXXX XXXX, XXXX and still have not received resolution. Attempts to contact the company go unresponded to. Sent letter, called phone number on website, Constant busy signal.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I received a credit offer from Seventh Avenue. I got behind on my payments and I faxed them a letter and mailed them a letter on the XXXX/XXXX/2015 requesting a repayment plan. As of today I have not received a letter from them.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "TD Bank debited my account {$50.00} for check # XXXX that was written for {$20.00} I have contacted customer service three times since XX/XX/XXXX and was advised it was going to be taken care of and to date it still has not been taken care of", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX claimed I owe XXXX. They could not provide me with “validation”; that is competent evidence bearing my signature, showing that I have (or ever had) some contractual obligation to pay them. I have not heard from the company saying that I owe them. Also when I called I got no response. A certified letter was sent and I received nothing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Hello, could you help to search for some Premium Economy one way flights?", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "この先，国内の旅行に行く予定はありますか？ -> 今のところないですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "When does it start and where is it located?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have been using paypal to pay my friends and family for monthly rent, large rental deposits, travel expenses, and other minor payments. PayPal opted to freeze my account without warning and has frozen {$5500.00} in funds for an absurd time period of 180 days. I need this money to get to my roommates for rental expenses owed. PayPal is not willing to release these funds sooner than 180 which is wildly over the top and abusive.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "all of the above- refuses to dismiss as fraud when the company decieved me. \nonemain has not proven that they bought the account from a 3rd party collector.\ntakes 90 days ( limit is 30 ) to respond to challenges and then continues to refuse to remove negativity.they were contacted by XXXX XXXX and refused to them also for 9 mos. \n\nsince the company defrauded and decieved me then refused payment twice from legitimate banking info- I REFUSE TO PAY THEM. I have the RIGHT TO REFUSE under FCRA. \n\ntherefore account must be deleted. keeps reporting as \" in collections '' to the bureaus despite multiple legal demands. DEBT IS NOT OWED. THIS IS EXTORTION.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I would like CFPB to continue pursuing this case with Discover regarding its false advertising ( changing terms and conditions after advertising to the public ).", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, I would like to book starting Friday, for four nights and five people please.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Margarine was originally made from animal fats, however most margarine consumed today is made from vegetable oil. It was first made in France in 1869, and was created by Hippolyte Mège-Mouriès in response to a challenge by Emperor Napoleon III to create a butter substitute from beef tallow for the armed forces and lower classes.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "And flying where?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "In response to the equifax data breach, I have tried to initiate a fraud alert on my credit file. Not a single credit reporting agency website is functioning. In addition, you can not get through via telephone.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Ben buyuk bekliyordum küçük geldi çok kalitesizler", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "May I book you a taxi or anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have previously disputed this account and the Kross Lieberman has stated that they did not get the documentation even though I have previously attached the police report and id theft affidavit. I have additionally faxed prior to this complaint all the information pertaining to this fraudulent account", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Equifax has my account showing date of last payment XX/2017 a balance amount {$2900.00} a charge off amount of {$2900.00} My account was closed out onXX/XX/2017 as inactive and a balance of {$0.00} I was mailed a copy of this account with the account number. \nI have provided by mail to Equifax proof of the account there is no active account no last payment nor a balance on this account as stated on my credit file by Equifax.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Why did the people of Fergana rebel against Babur?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "1946 penny value", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "80s costumes", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "23rd psalm words", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This debt is a result of me co-signing a student loan. They call allday long. If you do answer they demand personal information ( last XXXX of ss # plus date of birth ) before they tell reason for call, When I refuse to provide info over phone they hang up and call back within a hour. I have repeatedly ask them to stop calling. I 'm not avoiding the debt, they always get paid. I just do n't want to be harassed.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Requested validation and verification nothing received", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX is reporting erroneous information on my Equifax credit report. I have a charge-off that was reported in XXXX 2008. This debt has expired according to the statute of limitations. In addition, XXXX XXXX XXXX has posted INVALID CHARGES. The invoice was coded incorrectly. Please remove this trade line from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2018 form 1040", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I booked TR1071, the last train before 10:45 (arrives 10:38). Your reference number will be AUL3MJY9 . However, If you would have preferred something earlier, I can easily cancel and rebook.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I am unaware of the inquiries your company listed on my credit file. I have attached a letter in the file section below along with pictures showing the inquiries. It came to my attention that your company is reporting inaccurate errors on my credit file. I am in distress and I feel violated as a consumer that your company is reporting such information in my credit without me knowing this was going on. Pleas read letter in the files section. \n\nSincerely XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX XXXX, 2016, I received a letter of denial from XXXX XXXX, OH, credit card application department ( REF : XXXX ) and the reason was due to \" unable to verify identity information '' The application was made on XXXX XXXX, 2016, online. I never applied for this credit card. \n\nThank you. XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had a Wells Fargo Dealer Services loan number XXXX for a XXXX XXXX XXXX XXXX. The car was involved in a total loss collision. Mi auto insurance company XXXX paid me and WFDS accordingly. The car was paid off with WFDS for the amount of {$7900.00}. I've got the confirmation letter from WFDS attached to this claim and dated XX/XX/XXXX But as today that paid off amount is still showing as a balance in the three credit bureaus and as an open account affecting my debt ratio and my credit score.\n\nI have already talked to two representatives from Wells Fargo Dealer Services about this issue and they both told me their Credit Reports Department will take care of it. But nothing has changed and due to my bad experience with Wells Fargo and their bad reputation I am requesting the CFPB for help with this issue", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "1957 thunderbird", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Yes, I also need to book the aylesbray lodge guest house. Starting Saturday. 3 nights, 5 people. Please inclue a reference number.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "On XXXX XXXX, I mailed in a letter requesting a credit investigation. Its now XXXX XXXX, and I have not yet received a response.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "i had my student loans dismissed because of my disablity they will not remove them off my report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have 7 guesthouse and 1 hotel matching your inquiry. Would you like a certain area or price range?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Calling, several times a day and night. Calls going to voicemail for couple of minutes of silence. When call back no one will answer.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Did Ira Hamilton Hayes see combat during the WWII?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I am receiving more than one attempt to collect the debt per day up to four calls a day, including Sunday 's.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "This is perfect. Does the restaurant have vegetarians options on the menu and can you provide me their address?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I found a flight with American Airlines for $287. The flight takes off at 1:40 pm and has 1 layover.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "How would one be defined as illiterate?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "the company that reports credit EXPERIAN HAS OVER XXXX XXXX ADDRESSES THAT ARE NOT MINE AND OUT DATED INFORMATIONADDRESSES ABOUT XXXXOUTGATED INFORMATIONREQUESTED A SCORE AND REPORT AND THEY SENT NOTHING", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There's a standard Altima at Port Authority Station on March 8th.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I consumer XXXX entered into a consumer credit transaction in XX/XX/XXXX while extending my credit to ALLY FINANCIAL pursuant to 15 usc 1602 ( g ), the original creditor. This consumer credit transaction involved a finance charge in which is the SUM of all charges pursuant to 15 USC 1605 ( a ), in which this transaction doesn't require any monthly payments because the debt was already paid for. ALLY FINANCIAL continues to use abusive tactics in calling my phone several time and sending communication via mail using prohibited offensive language. This is a violation of my consumer rights under 15 USC 1692d ( 2 ). As the natural person and consumer, 18 USC 8 is obligated to pay on my behalf. I was not informed of my right to rescission by ALLY FINANCIAL with full disclosure pursuant to 15 USC 1635. ALLY FINANCIAL ignored my cease and desist sent out on XX/XX/XXXX and stated that federal law and my federal rights doesn't apply to them. I'm being harassed all the time by this company for a debt not owed. ALLY FINANCIAL has caused me financial harm and has ruined my reputation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "This debt collector, using the name XXXX, has called my place of work on numerous occasions after being told that I do not consent to him calling me at this number. The debt is not even in my name, it belongs to my boyfriend XXXX XXXX. When I told him not to call my job anymore, he told me that he is aware of the law and that he does not need my permission to call.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The following were removed previous from Equifax. I previous contacted the creditor on removing the inquiry. They reported that they sent letters to remove XXXX/XXXX XX/XX/XXXX, XXXX/XXXX  XX/XX/XXXX, XXXX XXXX XXXX  XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX XX/XX/XXXX. XXXX XXXX XXXX  XX/XX/XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I 've spent 4 hours trying to freeze my credit with Trans union. There 's not a free way to do it with them anymore. The representative on the phone told me to call back and enter my credit card information into their automated system in order to manage my credit. I 'm so infuriated since freezing my credit with them is impossible since equifax poorly handled my most private information. I do n't know what to do about this.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Ok, I will be needing to pick up form NY on the 11th of March at 12 in the afternoon. Please locate some Full-size options.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "1960s fashion", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have 3 accounts that have should have aged of my credit report : MILITARY STAR XXXX XXXX XXXX XXXX, TX XXXX USA This should have aged off of my report and also shows payment history when I was not actively paying that account. \n\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX USA I have two accounts that should have aged off my report. Before settled, these accounts were purposely kept active and open in order to accumulate multiple 180 day late payments.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What was the name of the brand of bikes that Sir Christopher Andrew Hoy started?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Could you help me search for a one way flight?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Making threats to have my license suspended and refused to verify the debt was paid. I was contacted by a XXXX XXXX from national commercial services phone number XXXX ext XXXX XXXX insulted me several times told me I heard voices in my head called my a liar several times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Professional sports is different from amature sports in that the athletes in profressional sports are compensated for their performance.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I am currently making payments bi-weekly for medica debt. This company continues to call me several times a day. This is harassment and it will not be tolerated.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have previously tried to correct this problem, never received money from this company have no idea who it is", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "日本で開催されるオリンピックを、見にいく予定はありますか？ -> 現地に行くのはちょっと難しいのでテレビで見ようと思います", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "They called my neighbor, whose telephone # I do not even know. asking for me. My debt has been all placed in a debt remediation program and all calls are to be directed to that agency.The name of the company is MCM. The telephone number is XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bank of America has shown XXXX XXXX XXXX XXXX late payments for XX/XX/XXXX 2013 and we have the proof from the account breakdown that the payments were made but improperly shown to various other areas in the account ... they refuse to take care of this problem as we have made numerous calls to the supervisor XXXX XXXX at XXXX ... w/little or NO results", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I would like to depart from Chicago on the 1st of this month and will be traveling to Washington. My preferred airline is Delta Airlines.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I had asked Discover on three times to close account as allowed in our agreement but they failed to do so until the third time adding fees and interest in excessive of what should have been owed of they honored my account to close account one first attempt as is allowed by agreement.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "HI I AM SUBMITTING THIS WITHOUT ANY INFLUENCE AND THIS IS NOT A THIRD PARTY. THE CREDIT BUREAUS STATED MY ACC WAS PROPERLY INVESTIGATED BUT HOW IS THAT POSSIBLE IF THE OPEN DATE IS INACCURATE, THE DATE LAST ACTIVE IS INACCURATE, AND THE DATE LAST REPORTED IS NOT ACCURATE? THIS GROUND FOR REMOVAL, THEY ALSO VIOLATED MY RIGHTS UNDER 15 U.S.C 1681 SECTION 602 A. STATES I HAVE THE RIGHT TO PRIVACY. \n\n15 U.S.C 1681 SECTION 604 SECTION 2. IT ALSO STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTIONS. \n\nPLEASE SEE ATTACHED LETTERS.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "PORTFOLIO RECOVERY  XXXX    XXXX   XXXX   XXXX   XXXX , VA  XXXX  (  XXXX  )  XXXX  has put a claim of {$340.00} on my credit but even though I have disputed it with them and have asked them to prove the debt they still do not remove it. I want to file a complaint against this co.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bayıldım çok güzel", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Have submitted a prior compliant under number  XXXX . The complaint shows closed, but have been unable to read the company 's answer and justification for closing the complaint. Until I can read their reply, I consider this matter unresolved.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I am glad I could help. Have a nice day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Will you go on March 2nd?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have a few issues on my credit file my name is XXXX XXXX XXXX, please delete the other variation of my name my name is listed wrong please correct. The following addresses are not mine please remove : XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, IN XXXX I have some unverified accounts that I have never done business with these companies : XXXX XXXX  # XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX a # XXXX. \nFederal Law requires that you provide mechanisms to ensure that each item on my credit report actually belongs to me. If the above items are inaccurate, misleading or incomplete you may have  violated federal law.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I get frequents calls from collection agency asking to paid a bill that I do n't have any idea about it. I do n't have any record or bills about this company. I am not keeping answering calls from this collection agency who tried to scared me and intimidate me on the phone.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How about Delta Airlines which takes off at 6:40 pm with 0 layovers and the ticket is priced at $174?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Please see the annexed complaint with exhibits against XXXX XXXX XXXX. On XXXX XXXX, 2017, XXXX previously responded to a compliant filed by the undersigned but the response contained false and misleading statements. The undersigned tried to contact XXXX and has demanded information but XXXX has ignored the issues altogether.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Is there a specific area you would like to stay in? I have multiple options for you.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "aarp benefits", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "During beer festivals, a variety of beers are available for purchase, which vary by region. For example, in Britain beer festivals focus on draught real ale, while some Canadian beer festivals focus on cask ales.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I submitted a dispute on the credit bureaus on an account report it by XXXX Acc # XXXX. \nAddress : XXXX XXXX XXXX XXXX XXXX, MO XXXX ( XXXX ) XXXX The dispute was because I defaulted on this account back on XXXX XXXX and went to charge off on XX/XX/XXXX, they still reporting this account as my last payment was on XX/XX/XXXX which is false information. Also this account its been on my credit report for 9 years already, should be remove after 7 years.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX is showing as a late payment. These payments were deferred at the time and should have never shown as late in the history in XXXX and XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have a good day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "好きな作品などはありますか？ -> 作品なんすかねなんか高い茶碗とか見せられてもよくわかんないんでなんていうんですかね実用的な茶碗がいいなと僕はよく思いますけど", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Arkadaşımda gördüm aldım çok tatlı bir çanta", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Unauthorized credit inquiries that I need removed from my report, I currently have a fraud alert and freeze on all bureaus but I need the ones that did get through to be removed. \n\nList of unauthorized inquires : XXXX  : XXXX XXXX XXXX  XXXX-XX/XX/2020, XX/XX/2020, XX/XX/2020 XXXX- XX/XX/2020 XXXX : XXXX XXXX XXXX- XX/XX/2020 XXXX  XXXX-XX/XX/2020 XXXX XXXX-XX/XX/2020, XX/XX/2020, XX/XX/2020, XX/XX/2020 XXXX : US SM BUS ADMIN ODA- XX/XX/2020 XXXX  XXXX-XX/XX/2020 XXXX-XX/XX/2020, XX/XX/2020 XXXX XXXX-XX/XX/2020 , XX/XX/2020, XX/XX/2020 XXXX XXXX- XX/XX/2020", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "i Have Both medicare and medicaid and was balance billed by doctors office. in Pennsylvania i can not be held responsible or billed or sent to collections for balance billing it is against state and federal insurance law and consumer protection law. i was sent to collection company XXXX XXXX XXXX XXXX XXXX XXXX please investigate not only with debt company but also XXXX XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I want to know more about rataskep.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "THE XXXX XXXX XXXX XXXX IS A FRAUDULENT INQUIRY. I DID NOT AUTHORIZE FOR THEM TO RUN MY CREDIT. I WANT THEM TO PROVIDE PROOF WITH A SIGN DOCUMENT STATING I APPROVE THEM TO DO SO.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "had late payment for capital one auto loan reported to credit bureau post la flood by capital one. my house flooded and was displaced. Per the federal disaster area, should not have been reported to credit bureau for time frame. asked to have it deleted, capital one would not.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How was yeast used by the Ancient Egyptians?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I got letter from Midland Credit Managment inc saying that I owe them XXXX $ which I do n't. and the original creditor was XXXX in South Dakota. I never got any credit from that bank or had any bank account. And never been in South Dakota. They threatening me that they will report me to credit reporting agencies.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had my identity stolen. I had fraud alerts put on my credit with the XXXX credit bureaus. Blue Chip financial was going to approve a fraudulent loan, ignoring the fraud alerts. I found out through XXXX about the new loan and contacted Blue Chip to have it closed and have it erased from my credit report which is not happened.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This is my 5th endeavor to tell you that I am a victim of identity theft and I complain to question specific records in my document coming about because of the wrongdoing. The records I am questioning connect with no exchanges acquiring any possession of goods, services or money that I have made or authorized. Assuming no one cares either way, block the noteworthy of any information in my credit record that came about due to an alleged fraud or extortion. \nXXXX XXXX XXXX XXXX, SC XXXX XXXX XXXXXXXX XXXX Balance : {$0.00XXXX XXXX XXXX XXXX XXXXXXXX Balance : {$2400.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX XXXX filed a {$410.00} debt on my report that is not mine. It has been years since I 've had XXXX and when i left they took the full amount out of my account for my remaining balance. this is a mistake and should n't be on my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Something in the moderate price range. Also, in the centre of town.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Equifax is reporting all these unauthorized inquiries and most are duplicated", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My SSN was compromised in this recent data breach due to lackadaisical security policies carried out by Equifax.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Second complaint from original CPFB complaint # XXXX a monetary relief agreement was given but Santander USA, has yet to apply to my balance this would XXXX out my loan and it would be paided in full also title would be issued after that they stated 5-7 to reflect that has yet to happen. Also, please remove from the 3 credit bureaus as mentioned.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bayview loan servicing forced property insurance on my loan. My XXXX insurance agent has numerous examples were she has provided proof of insurance on my behalf.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Boyutu küçük ama güzel", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Company has not provided me with billing statement and description of services.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "What is used to consumed sugar in the grapes in the wine making process?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "18th birthday gifts", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "14.07.2024 tarihinde Migros'tan öğrenim sebebiyle istifa etmiştim ve içeride kalan 11 günlük param üzerinden tam 1 ay geçmesine rağmen halen yatırılmadı. Ayın 11'i maaş günü. Çalışan arkadaşlarım maaşlarına aldılar. İçeride kalan paramın tarafıma yatırılmasını veya ne zaman yatırılacağı konusunda bilgi almak istiyorum Eski sicil numaram:287214", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "turkish_complaints"}
{"text": "a.i. artificial intelligence", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Disputed info is deleted the reinsert ed on my report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "cra violation no knowledge of accounts po report sent to XXXX and local po dept", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thanks. That's all I need.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "When will the flight arrive in Las Vegas?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I disputed information being reported on my credit report by AES ( Private Student Loan ) that claims I paid late back in XX/XX/2010. I requested proof that I paid late or for this negative inquiry to be deleted within XXXX Per the Fair Credit Reporting Act, and my request was ignored. Please see that AES complies with my request and the law.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Although I can't say with certainty how much of India was under the Mughal's control, at its height, their empire stretched from the Indus basin in the west, Afghanistan and Kashmir in the north, Bangladesh in the east, and the Deccan Plateau in the South. By the time of Emperor Aurangzeb, the Mughal Empire had conquered almost all of South Asia.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Chapter XXXX bankruptcy reflected on credit after 7 years. Reference # 's XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "was not given any notice regarding this debt, therefor unable to verify its validity.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have informed all three agencies that I have been a victim of id theft and requested that the items be deleted with no result I have even given the name of the suspect. one company, XXXX even has the same item listed twice.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1mobile market download", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Have a fantastic day!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have informed Experian that I was never late on XXXX from XXXX to XX/XX/2015. Please move these late reportings from my credit file.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The flight arrives at the destination on the same day it departs.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Where will you be headed and when would you like to depart by?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "40 caliber handguns", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "They sent me a random email regarding a debt that i had never heard of.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Which spiritual and esoteric aspects of Native American life were influenced by Germans?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "i applied for a credit card and i got rejected beacause i have no credit historyif i dont have a credit card then how would i build up my credit history", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Can I look anything else up for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "PennyMac has fail to produce to me the original promise note and mortgage in question. \nMy request was done not to release the original but notorized the copy under penalty of perjury and then they send me a copy of HUD1 which I do know the signutare are all forgery. In reference to HUD1 that the forgery was committed and I have solid evidence.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The allenbell would suite your needs .Would you like me to make you a reservation?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Bayıldııım tam aradığım çanta", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I receive a workers compensation check that is drawn on Wells Fargo, which is were my checking account is. \nMind you I could sign the check and cash with no problem, but when I put check in my account they lock up the funds for XXXX days before they release anything. \nIt like they deliberately want to hold on to my funds so they can charge for overdrafts and make interest.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have sent several disputes to the collection agency and to the credit bureau regarding an account IC Systems is reporting on my credit reports. I have asked them to send a copy of a signed agreement and account history as proof that the account belongs to me. They have responded with a settlement letter and a payment invoice created by their company. They continue to report the debt without legal validation of the debt in violation of the Federal Debt Collections Practices Act and the Fair Credit Reporting Act which requires that all information reported be accurate, complete and verifiable.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Okay! How about the 17:11 train?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I went to do a XXXX XXXX around XXXX or XXXX  years ago. I had insurance when I went. I was charged a fee for the consultation. Then I was charged a fee for seeing a medical professional about the problem. Then I was charged a fee for a XXXX XXXX Charged a fee for someone to read the XXXX XXXX. Then charged again to have someone explain the fee to me. When does it end? I paid collections of {$510.00} to a collector for the debt listed below. \nXXXX XXXX XXXX XXXX XXXX Now I'm told I owe {$360.00} to a different debt collector COLLECTION SERVICE CENTE For the same type of services allegedly. This when comes from a neurology center in XXXX, WV. I have never been to a neurology center in XXXX, WV. I used to live in XXXX, WV and now I have lived in XXXX for over 2 years. I can't get in touch with the debt collector because I have no information except the neurology center I have never visited. I need help figuring this out. How many times am I going to pay the same related group of people for something some of them may have not had any involvement in. \n\n\nXXXX XXXX XXXX Phone number ( XXXX ) XXXX Address XXXX XXXX XXXXXXXX XXXX, WV XXXX Is committing fraud for services that were never agreed to and possibly never rendered.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "This is my follow-up complaint in attempting to ensure the deletion of these erroneous items : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX ( Original Creditor : XXXXXXXX XXXX XXXX  XXXX XXXX Balance : {$270.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX Assuming no one cares, either way, block the noteworthy of any information or items in my credit record that came about due to alleged fraud or extortion.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I would be happy to find the attraction. What is the name of the attraction?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Three weeks ago I requested my annual free credit report online with www.annualcreditreport.com. A screen popped up and said I could n't have access to my online report yet, they would send me a code or pin to use by mail so I could access my report. I also requested 2 weeks ago by their phone automated system for my reports and still they refuse to send me my credit reports from Experian, XXXX, and XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I took out a loan on XX/XX/XXXX2017. Interest rate is 786 % I have paid 7 payments of {$220.00} biweekly. The finance charge is {$1800.00} on {$750.00} loan. Total amount I will pay for this loan is {$2600.00}. I feel this is too much interest. I still have 5 more payments.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Theres a whole bunch of credit inquires on my credit and i barley turned XXXX yrs old i havnt done anything to mess up my credit please help i need toget a loan n want to get a credit card n havnr tried but says i have??", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "The XXXX XXXX # XXXX has never been past due. This needs to be corrected I spoke with XXXX XXXX and I am correct correct your reporting", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I found 1 flight that works via Southwest Airlines and leaves at 6:25 am local time. The return flight leaves at 3:05 pm and will cost $592 per head.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "1953 chevrolet truck", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "80 music hits", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I am flying to Seattle.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "aadvantage citi card", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Not right now.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "2008 ford escape", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I pulled my XXXX credit report and it disclosed 6 accounts in derogatory status. I recently discharged from a chapter XXXX bankruptcy on XXXX XXXX 2017. I contacted the debtors whom advised me to make a complaint with CFPB.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "見たことはありますか？ -> いえ見たこともないですね普通の銃とは違うんですか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I opened a checking account online on XX/XX/2023. During the application process, I provided my XXXXXXXX XXXX XXXX  savings account information ( routing number and account number ) and requested {$25.00} to be transferred from that account to the new BofA account as the initial opening deposit. {$25.00} was deducted from my XXXX savings account on XX/XX/XXXX. It is XX/XX/XXXX today and {$25.00} still doesn't show up on BofA Checking account. I chatted with BofA agent online, who said she doesn't see any {$25.00} transfer from XXXX XXXX and told me to call XXXX ( despite the fact that BofA is the one who pulled {$25.00} from my XXXX account ).", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I went to Kay Jeweler to look at watches. The employee asked if I would like to see how much I qualify for. I asked if it would show up on my credit score. I was told NO, so i proceeded. Two weeks later I receive a letter in the mail containing a credit card from Kay Jewelers. This is in no way what I was told would happen. The employees at this store are liars.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX SOLD ACCOUNT TO TO COLLECTOR TO WHOM VIOLATED THE F.C.B.A. \nAND FDCPA AND FCRA AND T.C.P.A. AND THE DODD-FRANK ACT. \nWE ARE SUING XXXX AND COLLECTOR IN CLASS ACTION EFFORT! WE ARE NOW ADDING XXXX TO SUIT.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Which station is the destination?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "We 're not able to agree on the amount owed. I do owe them money just not the amount they 're claiming.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "in 2015 I went to bye a pickup truck from a dealership and that is when i was informed that i had purchased a home in Texas and also bought a car in XXXX XXXX so ever sense that day my credit score has went down. the thing that i do not know what to do", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "1 thessalonians 4", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I don't care about that, you choose for me. Can you book me tickets?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "1964 impala", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX XXXX XXXX XXXX and XXXX XXXX was previously deleted and now reporting once again", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX is listed under Hard Inquiries they pulled my credit 4 times started in XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. \nI did not authorize all these inquiries. \nPlease remove from my report. \nThank you.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "WELLS FARGO has never answered my questions regarding escrow discrepancies, see attached letters from Wells Fargo dated XXXX XXXX, 2016 and XXXX XXXX, 2016. I do not know which information is correct and Wells Fargo has refused to help me stay in my home by transferring me to XXXX XXXX for service of my loan for XXXX and I had no idea my loan had been transferred.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sorry that I didn't find the answer, but I found Some rock gardens are planted around natural outcrops of rock, perhaps with some artificial landscaping, but most are entirely artificial, with both rocks and plants brought in.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Bank of America account was reported for suspected fraud activity. Charge off amount of XXXX is fraudulent and I am not responsible for the balance because I have never had this amount of money on my account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2 siyah 1 kahve rengi geldi🙈 biri beyaz olmaliydi", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "最近旅行には行きましたか？ -> 最近は旅行はあまり行けてないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have opened a bank account at PNC Bank, last month and i have been waiting for my check book, and have not received it, but there is a check on your account that has been cashed without my permission or knowledge.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "13.08.2024 tarihinde yurt dışı Finger Lakes yarışlarına 9. koşuya sıralı ikili oynadım. TJK muhtemel gösterilen tutar 36,90 iken bir anda 18,45 gösterilmesi suç olup gerekli düzeltmelerin yapılmasını temenni ediyorum. Kurumun güvenilirliği açısından yetkililerden konu hakkında yardım rica ederim.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I don't need to book just yet. But can I get the arrival time and price per ticket.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have tried to dispute the credit report several times! Even as of last month! There are two things that are on my credit report that is showing up and stopping us from getting credit! They were included in our Bankruptcy years ago! Please help they should be off!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a XXXX XXXX XXXX that was in repo but I got it back and paid off my car. I 've been having my car since 2006. It 's still on my credit report and shows the repo still. When I paid off my car I was told I could get the repo removed once I paid off the title. It 's still there. I need someone to update all of my credit reports and remove this old loan as it is hard to get anything with this showing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "なるほど、その中でもおすすめのスイーツはありますか？ -> おすすめおすすめそうですね豆大福が最近好きなので豆大福美味しいですよどうですか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "駅弁というのは美味しいんですか？わたしは食べたことがないのでわからないのですが -> 旅先で食べる駅弁はおいしいと思います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Archaeologist digging in Egyptian ruins found early grinding stones and baking chambers for yeast-raised bread, as well as drawings of 4,000-year-old bakeries and breweries.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Equifax continues to keep me lock out of my report. I am unable to login to myequifax.com. They are also reporting an account that does not belong to me and I can't dispute the information without logging in.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "There's a train on that route every day departing at 18:01 that ought to work for you. Do you know what day you'll be travelling?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2014 honda civic", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Equifax mishandled my information, which puts me and 209,000 other people at risk. I am listed as a potential victim according to their equifaxsecurity2017.com website, and would like a resolution, as well as protection from future attempts to steal my identity or lines of fraudulent credit in my name.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2 thessalonians 2", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "How is the vegetable oil transformed into margarine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I was trying to get a second loan to help me with my finances, since I recently retired. I got a loan approved but when the lender ordered a preliminary report it showed a lien from XXXX XXXX loans from 2006. A collection company call Real Time Solutions is telling me that they bought this loan and it is my loan! I have been telling them that I don't remember having a line of credit with XXXX ever. They sent me a deed of trust with a signature that doesn't look like my signature with no date next to the signature! Also, I just received a list of payments made to this account for about a year which I don't know who made them because I don't remember making any payments for any line of credit. \n\nPlease help me get the problem resolved, I don't have any money to pay for an attorney to help me. \n\nThank you so much for your assistance. \nXXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have been a victim of Identity Theft, and I am trying to dispute inaccurate items on my Credit Report.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "On New Year's, a special kind of sake called toso is drank, though plain sake is used in some regions of Japan. It is done to wash away the ailments, to inspire the drinker to live a long life, and to prevent one's family from becoming ill.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I ASKED EQUIFAX TO VERIFY AND SEND ME VALIDATION OF THEIR DOCUMENTS WITH REGARDS TO THE BK LISTED ON MY BUREAU. THEY ADVISED THEY \" VERFIED '' WITH XXXX XXXX. I SPOKE TO XXXX XXXX WHO ADVISED MY CONSUMER REPORT IS FROZEN AND THIS INFORMATION WAS NOT VALIDATED. I WOULD LIKE WHAT WAS SENT TO EQUIFAX TO VALIDATE THE BK. THANK YOU.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "9 volt batteries", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "A leasing company XXXX AT XXXX XXXX XXXX XXXX filed a claim against me at the end of my residence in 2015, I thought we had come to an agreement by the time I left. However, this previous account and charges that I do not owe, were sold to IQ data in XXXX XXXX XXXX now there 's nothing I can seem to do to prove to them I do n't owe this debt!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was told to be able to skip a month with Go Financial, I needed to make six payments. I did that and then called and tried to skip a month, JUST ONE because I had XXXX and was out of work, and am the only one working in my home right now. They gave me the run around and gave me XXXX, refusing to allow me to skip a month", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My financial hardship started in 2015. I contacted my mortgage company and they have been requesting for the same documents over and over again for the past year. It has been a nightmare and has caused my medical condition to get worse. I have provided my documents on a timely fashion and have yet to get a final response.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "It'll be $22 in total.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "You'll arrive at 3 pm and leave from Sky Harbor International AIrport.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "and what is your destination ?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Here is the booking information:Booking was successful. Reference number is : 5F8G6J1G", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Trans Union is ignoring my requests to investigate and remove fraudulent inquiries from my credit file that were not initiated by me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I contacted XXXX XXXX and asked them to verify the debt as well as XXXX contacting them on my behalf since XXXX XXXX and they have not responded nor verified the debt. I have another case pending in XXXX County, Georgia unrelated and saw on their clerks website that XXXX is trying to sue me but I have not been notified or served anything regarding this debt. This company refuses to verify I owe this debt and the amount.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "In general, most attempts to control the population of ticks have been unsuccessful, with even some topical tick medicines having been withdrawn due to possible toxicity to humans and animals. Natural tick control via wildlife diversity has shown to lower the risk of tick-borne illnesses, as animals such as opossums swallow many ticks, and in the United States specifically, the red fox decrease the density of mice, which are an important host for ticks.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I am looking for a place to eat at that's moderately priced in the centre of Cambridge.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I changed my mind, can you book the restaurant for 2 people on Saturday at 19:45 and send me the reference number once booked.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "The company gives harassing calls 8-10 times a day. Also calls my work 3 times in one week. I am only 1 week late paying my bill.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "さいきんドラマは見ましたか？ -> 今見てます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "My current address is wrong on all the credit reporting agencies. It says I live in an apartment and I do not, I live in a house. But you ca n't just correct the home you are living in currently. The current address they have listed is correct, but it has an old apartment number associated with it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This is not my debt, if it was I would have paid it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2005 chevy trailblazer", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "では，歌舞伎を見たことはありますか？ -> ないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I have disputed this account reported to Experian, from XXXX XXXX Bank. \nThis account is too old to be listed and I have disputed it several times. I received a letter from Experian that they are not reinvestigating this dispute and considered it a frivolous request. Account # XXXX dated XXXX/XXXX/09 Please contact and help me resolved this issue with credit bureau.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is your destination?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Ben bu ürüne bayıldım tam yaz çantası", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "XXXX started sending me a bill for an account that is not mine. I do not have XXXX. I have XXXX XXXX and XXXX XXXX XXXX. No landline. XXXX failed to produce any proof that this account is valid and not fraudulent. I contacted XXXX four times and they obviously ignored me. \nXXXX Account no. XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2005 toyota tundra", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "can i get the college's phone number. i am also looking for a train to birmingham new street and should depart from cambridge looking for a train", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "3dmark download", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "pinnical credit service was removed from my report then they added it back", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My husband and I lost our jobs in XXXX, 2011 when our company 's contract was not renewed.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "1 thessalonians 5", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "My social security number, credit information, and other sensitive data was breached from the Equifax breach. This hack happened much prior to their acknowledgement and I received no notice from them. Offering 1 year of credit monitoring in exchange for agreement to no class action lawsuits is not a fair solution to their lack of cyber security nor their silence for weeks after the breach.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Received a phone Call from ERC for a debt in XXXX of 2016 Paid debt in full cleared my bank account on XXXX XXXX 2016 still they have not removed derogatory mark from my credit reports even after filing to disputes with the credit bureaus.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "a certain magical index", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX. Transunion is taking advantage of people seeking credit freezes in light of XXXX breach. They provide misleading sales pitches, purposely push a \" lock '' in place of a freeze, and scammed me into a subscription that renews monthly and for which the price XXXX {$21.00} XXXX was hidden. To cancel you have to call them, and there is no way to get past a lengthy hold and reach anyone. Please help.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Natural wines may exhibit a broad range of alcohol content, from below 9% to above 16% ABV, with most wines being in the 12.5–14.5% range. Fortified wines (usually with brandy) may contain 20% alcohol or more.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "XXXX XXXX and Quicken Loans is not excepting my Cert. Of Eligibility I received from military service. I was issued one XX/XX/XXXX and had it renewed XX/XX/XXXX. They say that the COE is not any good.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My student loan company Navient has more than doubled my repayment plan and my salary has stayed the same. When I applied to lower my payment, my payment doubled. I am single and on a fixed income. My salary has NOT doubled however my payments have doubled.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I filed a dispute with Equifax for a collection item that is reporting on my credit report that is not mine. I provided an ID theft affidavit and proof of my identity. The item is still reporting on my credit report despite several efforts to remove it. After calling the Credit Bureau on the phone they stated that the reason is the Identification I sent was not legible, even though the copies I have are clear. I have attached the proof of identity information that I sent to Equifax. I hope that you can help me resolve this matter.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Pick up time on March 7th? Drop off date?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "On XX/XX/2019 I received an alert from XXXX   about my credit. I have had a freeze on all my credit. I logged in to find a new PayPal account ( I only have 2 credit cards and I pay them in full every month ). I immediately opened a dispute with XXXX  and I called the bank associated with the new account ( Synchrony Bank ). They claimed they had just purchased a bunch of PayPal accounts from another bank and there were some mistakes. They asked me for my billing address, it did not match the billing address for the account. They also asked me for my email address and it did not match what was on the account they then transferred me to the fraud dept. They opened a fraud case but said it would take 60 days. yesterday I received a letter saying they denied the fraud case for the following reasons : Account opened for more than 1 year with verifiable payment history ( Not true I have never sent payment as I never knew this account was even open ) Customer benefited from use of card ( not true I never received a card ) Synchrony Bank then opened a new line of credit for the identity thief using my social security number. Which they claim is within their rights.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What station will it arrive at?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "a league of their own", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "XXXX , XXXX reported that I have a credit score of XXXX which XXXX XXXX denied my car loan when XXXX has me at XXXX .I 'm stating a formal complaint on them. this is a crock they should be shut down", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Please confirm: 2 tickets to Friends on March 14th in Portland.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Yes. I need the phone number please.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "The name of the Mortgage Company is 21 Mortgage Corp. I paid them over XXXX dollars this month.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "Can you also look for rental vehicles there?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Ben Vbet kullanıcısıyım. Hesabım blokeli, mail değişikliği için uğraşıyorum. Her seferinde bir sorun var deyip tekrar fotoğraf istiyorlar. 4-5 saattir uğraşıyorum, psikolojim bozuldu. Yardımcı olmuyorlar.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I don't need a table right now, but I do need the postcode and phone number for that restaurant.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Thank you very much", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have a mortgage reporting from XXXX XXXX  on Experian and XXXX. I have never had an account with them let a lone a mortgage. I have written to both bureaus and XXXX XXXX multiple times and have been unable to get any assistance. The account number for this account is # XXXX. Also my ex 's name keeps on appearing on my credit report under Experain. I have also asked for this name, XXXX XXXX XXXX, to be removed multiple times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Found 3 results and one is a flight with American Airlines which takes off at 10:10 pm with itinerary 0 layovers for which the ticket price will be $175 per person. Is this information useful?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Called XXXX to close XXXX accounts which had held approximately {$200000.00}. I moved money out on Monday and Thursday day before. I asked about trailing interest for the money market account which held the bulk of the {$200000.00}. The telephone representative say they would not pay the interest, because I was closing the account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "PHH Corporation will make repeated calls \" Robo calling '', so when I pick up no one answers, they pick up one time and had a real person. These calls are in reference to a {$60.00} escrow that was tacked on and we were not notified by mail or e-mail so they started the harassing calls the next day.I 'm on the do not call list and registered a FCC complaint as well.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "最近ドラマは見ましたか？ -> ドラマはよく見ていますよ", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Incorrect names and address as well as employers name totally mispelled.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It should be in the expensive range and have a star rating of 2. Thanks!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Soubds nuce. Can you find a plane that goes there?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I opened a savings account to Goldman Sachs on XX/XX/2020. I made a deposit to their bank and ever since I've had issues logging in and accessing my funds. I tried calling and follow their directions in what to do and yet I'm still locked out. I deposited XXXX dollars and to my dismay they make it hard to access that money. Its not about the amount but the principality of allowing costumers their entitled money.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "aarp membership", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Yes, that is perfect.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "He acted in Renoir's 1936 film Partie de campagne and in the 1939 La Règle du jeu, for which he played a butler and served as second assistant.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "My XXXX account has been paid in full as well as XXXX", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/2018, a letter was sent to Diversified Consultants via certified mail asking for validation of a debt they are reporting on my credit report. It has been over the 30 day request for this information and they have yet to respond. I am requesting that this negative information be deleted from my credit report as they have failed to provide this information and it is harming my score.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Common Wealth Financial uploaded a collection debt to my credit reports that was paid in full XX/XX/2015.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Will it arrive the day after?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I disputed a tax lien in the amount of {$740.00} that has been paid to the North Carolina XXXX. The debt was paid on XX/XX/XXXX. They indicated they investigated and information is correct. However that is not correct. The NC XXXX also garnished the money from my account and then added a lien which is too not legal. I would like the debt removed from my credit report as well as deleted from the public record.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX banks XXXX XXXX XXXX, XXXX and XXXX should be deleted as XXXX accts were paid in full over 15 yrs and XXXX XXXX do n't belong to me", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "You are more than welcome!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Thank you, I need to book for 7 people and 3 nights starting on thursday. Can they set that up for me.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I think I has to be put there- I was not able to get my card from the day it was delivered, but I disagree that this justifies in any way theft of it. \nAnother point - as I came here in XXXX like XXXX XXXX  I have considered myself the whole my life like law-respecting, hardworking, dedicated and having dignity. From this I would like you to estimate the amount of trust that you could take from the words of person that could have never spilt its dignity with such fraud, disrespectful and disobeying behavior towards both American Government and Society, I came here to be part of American society and develop in personal and cultural way and not fraud everyone for {$180.00}. I have always behave myself in a way of moral law. \nWhen I applied for my first credit card, it had been stolen on its way to me. The thief made these 10 transactions from XXXX to XXXX of XX/XX/2022. I have not used my card each day and only noticed these transactions like being made on XXXX of XXXX. Since then I have tried to dispute this fraud unsuccessfully. Bank of America 's workers have just not wanted to be involved and make any effort to get deep enough into my problem and understand what had actually been happened. Moreover that this fraud transactions I had not been even in XXXX during these days as I was in XXXX territory to the North of XXXX. I called Bank of America right away from the point I had found this fraud. They told me that They were going to make an investigation about this situation and told me that it would be helpful if I were applied to the Police and send paper copy of report to their main office in Texas I am pretty sure. They blocked this stolen card right away, told me that they were going to send me replacement card and they did returned stolen amount like temporary balance, it was up to {$180.00} for the decision of their investigation that from my perspective was just no more than mere formality. \nAdditional point - I was not able to ask Bank of America for exact addresses and times of fraud spending even if I was asked by police officer that was registered first appeal because by cellphone they told that they were not going to disclose this information. \nI was satisfied with this and appealed to the Police that day, but they did not give me this copy, but I would not tell that this could be a serious point for considering like an obstacle. From my perspective there were no other options than just return money. Then in about two days I received my second card. Then in about one month there were no news neither from Police nor from Bank of America until Detective XXXX XXXX from XXXX XXXX of XXXX contacted me and asked for additional information that could help find thief, I have cooperated with him willingly up to now. \nThen up to XXXX of XXXX I was satisfied and have thought that there were not going to be any actions towards me from Bank of America but as I told earlier on XXXX of XXXX I found that on XXXX of XXXX Bank of America returned debt amount of money like it was made by me again. I was just ridiculous, I could not have imagined it in reasonable society. I had checked what was the decision of investigation of Bank of America that they had made. In that paper there were nothing more than the point that they were returned this amount of money as debt for me out of no explained reason. \nI asked for explanation from Bank of America but it told me that apart from its perspective their investigation office would not have even bother themself to try investigate theft of such amount of money. And I clearly understand this point that American citizen would not have even bothered itself to ask for investigation in majority of cases because it could require a lot of time. But for me my first months do not go easily and I have encountered more mistreatment and fraud from people who have lived here more than I for now. \nI asked assigned detective to send me any paper to help me sound more convincing, even he told me that there have not being other options than return of my money and that is it. \nOne more point that I had provided to the Bank of America 's associates that were in contact with me by cellphones - I am such kind of person that can not just spend such amount of money in the restaurants. \nOne additional point- I am very disappointed by the uninvolvement by Bank of America 's workers that none want to take any responsibility and make any actions to actually help you, it is very embarrassing, I have contacted a dozen of workers in regard of this problem. \nSo for now I still owe to bank this amount of money. \nI would like to be contacted by mail - mine XXXX I am not sure what documents could I have attached - I can not even find investigation paper in Bank of America 's web page. Anyway I am open to any argument if anyone want to treat me like a person of lower quality than they are thinking. \nAnd last point- I do now want to apply for any legal help in regard of this problem- I think that moral law will help me. \nExpand transaction for Transaction date : XX/XX/2022 XXXX XXXX XXXX XXXX XXXX XXXX XXXX  transaction for Transaction date : XXXX XXXX XXXX XXXX XXXX  Type Purchases {$2.00} {$180.00} Expand transaction for Transaction date : XX/XX/2022 XXXX XXXX XXXX XXXX XXXXXXXX NY XX/XX/2022 XXXX transaction for Transaction XXXX XXXX XXXX XXXX XXXX XXXX XXXX NY Type Purchases {$49.00} {$180.00} Expand transaction for XXXX XXXX XXXX XX/XX/2022 XXXX XXXX XXXX XXXX  XXXX NY XX/XX/2022 Expand transaction for Transaction date : XXXX XXXX XXXX XXXX XXXX NY Type Purchases {$83.00} {$130.00} Expand transaction for Transaction date : XX/XX/2022 XXXX XXXX XXXX XXXX XXXX NY XX/XX/2022 Expand transaction for Transaction date : XXXX XXXX XXXX XXXX XXXX NY Type Purchases {$2.00} {$48.00} Expand transaction for Transaction date : XX/XX/2022 XXXX XXXXXXXX NY XX/XX/2022 Expand transaction for Transaction date XXXX XXXX XXXX NY Type Purchases {$2.00} {$45.00} Expand transaction for Transaction date : XX/XX/2022 XXXX XXXX XXXX XXXX NY XX/XX/2022 Expand transaction for Transaction date : XXXX XXXX XXXX XXXX NY Type Purchases {$2.00} {$43.00} Expand transaction for Transaction date : XX/XX/2022 XXXX XXXX NY XX/XX/2022 XXXX XXXX for Transaction date : XXXX XXXX NY Type Purchases {$2.00} {$40.00} Expand transaction for Transaction date : XX/XX/202XXXX XXXX XXXX XXXX XXXX NY XX/XX/2022 Expand transaction for Transaction date : XXXX XXXXXXXX XXXX XXXX NY Type Purchases {$2.00} {$37.00} Expand transaction for Transaction date : XX/XX/2022 XXXX XXXX  XXXX XXXX NY XX/XX/2022 Expand transaction for Transaction date : XXXX XXXX  XXXX XXXX NY Type Purchases {$2.00} {$34.00} Expand transaction for Transaction date : XX/XX/2022 XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX NY XX/XX/2022 Expand transaction for Transaction date : XXXX 'S XXXX XXXX XXXX XXXX XXXXXXXX NY Type Purchases {$32.00} {$32.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX XXXX cent Unauthorized inquiry this is my second dispute. I requested this company validate or prove I authorized this inquiry with my signature no proof ever was sent to me and inquiry was never validated showing my authorization over the pass 60 days. I need to this reinvestigated and actual proof of validation sent to me showing were I authorized this inquiry or remove inquiry from my Equifax credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting Act, XXXX XXXX account # XXXX has violated my rights. \n\n15 U.S.C. 1681 section 602 A states I have the right to privacy.\n\n15 U.S.C. 1681 section 604 A also states a consumer reporting agency can not furnish an account without my written instructions.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "My current address is wrong on all the credit reporting agencies. It says I live in an apartment and I do not, I live in a house. But you ca n't just correct the home you are living in currently. The current address they have listed is correct, but it has an old apartment number associated with it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm flying to New York from London", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Speedy cash has had a negative mark on my credit report for years.I applied for a loan from them but got denied due to their files showing I have an unpaid loan.I have never received any money from this company.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bank of America is not allowing me to file a dispute on a part of charge ( {$590.00} out of {$1700.00} ) with the merchant XXXX XXXX XXXX XXXX who has negligently lost my property while cruising and now refuses compensation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This account has been paid and suppose to be removed from my credit report. I continuely get letter saying I owe. I have tried multiple times to get this handled I get get nowhere. Finally credit bureau stayed it would be removed from my credit report. They removed but added it back on again. Please investigate. I contacted fair trade and they Re investigating too. I want this removed from all my credit reports. Thank you, XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I will be using the car from the 6th of this month till the 11th, preferably a spacious car available for pick up at three in the afternoon.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "This was not sent in error. I am a consumer by law and my information was misused and now I have false not 100 % accurate accounts on my credit report. There has been unauthorized used of my information and credit report. \n\nXXXX XXXX XXXX XXXX XXXX XXXX {$14000.00} Acct # : XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I 've never attempted to payback my student loan for a for profit school which is not only currently closed but I have both private and federal loans through XXXX XXXX feel I was misplead by the type of living wages were expected after school and the way in ehicvh I was forced to service a loan or ends my school.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "No. Thank you very much.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Making threats to have my license suspended and refused to verify the debt was paid. I was contacted by a XXXX XXXX from national commercial services phone number XXXX ext XXXX XXXX insulted me several times told me I heard voices in my head called my a liar several times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I keep getting loan offers an cars approved loans tellamarketers", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Yes, please. We need to book for 3 people. We're arriving on Monday and we'd like to stay for 3 nights.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I can not get in touch with a human to express my problem. Out of frustration I am filing a complaint about the XXXX credit reporting agencies. I have several creditors showing up as bad debt and they have been closed for over 7 years. This situation is really messing me up at repairing my credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近見た映画はありますか？ -> 最近見た映画はちょっと前ですけども忍びの国という邦画を見ました", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "No, that is all thank you.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "This account was previously removed from my credit reporting files, over two years ago. I was never notified in regards to this account being reinserted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The unverified items indicated below continue reporting on my credit report despite several written requests, in violation of federal law. Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) require these items to be authenticated ( A ). I will take legal action against you if you do not validate these items. Please follow the law so that this situation can be settled quickly. \nXXXX XXXX Balance Owed : {$1000.00} XXXX  XXXX Balance Owed : {$1700.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Beğendim hoş duruyor derisi de yumuşak", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "This debt collection company continues to show up on my credit report and has/ is committing the following violations : ( 1 ) Continued attempts to collect debt I do not owe : Debt is not mine ; ( 2 ) Disclosure verification of debt : Did not receive notice of right to dispute.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Subsidized : XXXX Loan start date : XXXX Loan Amonut : XXXX XXXX XXXX : XXXX Estimated Payoff : XXXX : {$26000.00} 8 %", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "The enclosed Assignment of Mortgage that was recorded and filed on XXXX XXXX, 2010, with the City Register of the XXXX to claim legal ownership was robo signed. Robo-signning has been outlawed in the State of New York. The Assignment of Mortgage was robo-signed by know and admitted robo-signers XXXX XXXX, XXXX XXXX and XXXX XXXX. \nI 'm enclosing supporting evidence of fraud showing XXXX XXXX, XXXX XXXX and XXXX XXXX roles as known robo-signers.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On Friday XX/XX/18 I got copy of me credit report and notice some things on my report that I didn't apply for. I called credit bureau and told them about my credit, and they said they would take it off, but when i got a copy of me undated report the inquiries were still on.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Debt Collector  has reported me delinquent w ith two 3rd part y Credit agencies with out ever having contacted by phone or mail regarding debt nor have they identified the debt nor have they provided me with any information regarding this debt. I have received no validation notice proving this debt belongs to me nor have i been given a chance to dispute this debt before  Debt  Collector reported this debt negatively to the credit bureaus.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In 2013 a XXXX male approaced me an manipulated me an pressured me into the bank of America on XXXX XXXX XXXX he then placed a fake check into the ATM with drawing over two hundred dollars then he ran away my accounts were then closed Ian a victim so please clear this up so I can open account again thank u remember I am a victim of fraudulent acks", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Did Ghandi ever recieved any recognition outside India?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Sharia law is based on the Quaran and the Hadith.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I would like to see Zz Top on 10th of this month.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I sent this via email on XX/XX/XXXX RE : Loan ID : XXXX /Revocation of ACH Credit and Debit Authorization TO WHOM IT MAY CONCERN : Effective immediately, I hereby revoke any and all prior ACH Credit and Debit Authorizations related to the above referenced account. \n\nPlease confirm receipt of this revocation, and your intention to honor it, no later than ( Monday, XX/XX/XXXX ). Confirmation may be made via email at : XXXX XXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Someone from the company  XXXX   XXXX   XXXX   XXXX  is calling, representative named  XXXX   XXXX  's, is stating he 's an Investigator for  XXXX  County and will be serving me at my place of employment. I asked them to send a letter to my home address and they are refusing. They will only send me an email.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Financial Corporation of America has been calling my hospital trying to contact myself and I am an XXXX. My understanding is they are not allowed to try to contact you based on XXXX if they know your employer prohibits the consumer from receiving such communication. I am unable to leave patient rooms to speak with them when they call to tell them to stop calling.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "whether in any specific date i need to reserve?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "on XXXX XXXX I made a complaint claim num XXXX which Equifax responded that they would removed XXXX XXXX XXXX from my file which they have not done so. please remove immediately. attached is their response", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "No thank you, that is all.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "They have had my accounts in dispute for three months with no date due back to me", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sorry, I did not find any useful information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "No thank you, that is all.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "That takes care of everything, thank you!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I screen all my calls from unknown numbers and do a simple google search after the call has been missed. This is the second time XXXX XXXX/Navient has called before XXXX recently ( like within 3 months ) first was only XXXX minute before XXXX, but this time was about XXXX minutes before XXXX. There was no message left. This particular time caller id showed XXXX ( XXXX ) XXXX XXXX, IN.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Creditor agreed to remove my liability from the account and has removed from all CBR agencies.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "Nationstar has sent statements dated with variances that range between XXXX weeks so customers do not receive them in a timely manner and sometimes very close to the actual due date. Multiple times when I have called I have simply been hung-up on, this is almost half of the time I call. It happened XXXX today alone when I called to inquire about my escrow check since I refinanced - in part because this mortgage company is the worst.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Hello I was involved in auto accident in 2007 a ( fender bender ) and that person named XXXX XXXX ran to the courts filed a {$500.00} lien against me right away. He argued his case in court against my insurance company and lost. I still show a public record on my credit for absolutely no reason", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "4al 3öde varken aldım toka bedavaya geldi çok beğendim mezuniyetimde kullanıcam", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "3m vhb tape", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I would like for you to find a place to stay that has both free wifi and free parking.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I am at an income based forgiveness of $ XXXXmonth but just noticed the loan company, Navient, is still adding money to my account after I was told my account would stay frozen until after I started making payments again!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Navient called me at work. Informed the representative not to call me at work and the next day they called to speak to my manager about my debt so he could leave a message for me. He said I would be in later and she stated she wanted to make sure he would leave me a message so she did n't have to call back later.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have called the credit reporting agency Experian multiple times and they haven't removed inaccurate variables of my name, i need this inaccurate name info to be removed immediately from my report as the fair credit reporting act states, consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete, or unverifiable information must be removed. The only name that should be listed on my Experian report is XXXX XXXX XXXX XXXX which is the one listed on my id and my birth certificate. Please remove name variables that says : XXXX XXXX XXXX XXXX Name ID # XXXX XXXX XXXX XXXX Name ID # XXXX From my Experian report immediately I am tired of trying to get this wrong info out of my report. I attached my id and my birth certificate to validate all my name information. I expect this to be corrected as soon as possible", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I reviewed by Equifax report and found an entry from XXXX. I have requested 4 times documentation from Equifax and XXXX XXXX to send to me that they use to verify that this debt is mine. I have yet to get an accurate response.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Howdy, I need a train heading into cambridge.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "This account does not belong to me. I have no idea where this came from but this definitely is not mine.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Baya bol geliyorlar, herhangi bir bileğe tam olabileceğini düşünmüyorum ama fiyatı çok uygun olduğundan bi şekilde kullanılabilir.", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "In accordance with the Fair Credit Reporting Act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. \n\nXXXX XXXX  XXXX 15 U.S.C 1681 section 602 A. States I have the right to privacy. \n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. \n\n15 U.S.C 1666B : States A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I am being called multiple times on my cell phone and home phone about a student loan taken out in XXXX when I was in college. GC Services, claims they are calling on behalf on XXXX, calls repeatedly, even after being told several times that I am making payments in early XXXX, and to stop repeatedly calling. They 've called more than 7 times a day sometimes.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'd like to leave cambridge after 14:00 on Sunday.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "aarp car rental discounts", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "ショッピングで「アマゾン」などはよく利用しますか？ -> Ａｍａｚｏｎはあんまそこまでよくは利用しないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "What foreign policy was enacted under Rajiv Ratna Gandhi as Prime Minister?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "That sounds good.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have contact all 3 credit bureaus to inform them of fraudulent activitys on my credit.i also sent copies of police reports where there were someone who was arrested for using my name my social security. I would appreciate all things on my credit be removed and not placed back on my credit with this fraudulent activity it stops me from being able to get credit", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "i hired Pay map company to collect my mortgage and give to XXXX XXXX XXXX. We agreed that it would be twice a month but they took 4 times a month for more than two years which made me over draft along this period and i paid fees and i had family problem as well they promised me to shortened the period of mortgage term but they deceived me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "chase bank has continued to send me letters, stating XXXX that I do not owe, it has been sent to a collection agency, I have been told that I will not be able to have any other bank available to me. unless this debt is taken care of", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want to find a round trip instead, make my return the 8th of March", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Received a phone Call from ERC for a debt in XXXX of 2016 Paid debt in full cleared my bank account on XXXX XXXX 2016 still they have not removed derogatory mark from my credit reports even after filing to disputes with the credit bureaus.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "さいきん旅行には行きましたか？ -> そうですね去年の十二月にバリ島に行きましたね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "My name is XXXX XXXX. I cosigned a private loan for my son XXXX XXXX XXXX since then Navient bought the private loan from the original lender who was Sallie Mae. The interest rates changed since the original loan and I contacted Navient just recently due to the fact that I am retired and XXXX and my son has become XXXX since then. Navient informed us that they would be sending forms for us to assist us but instead sent us a notice on XX/XX/2018 to inform us of an increase in repayment amount from XXXX a month to XXXX a month.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "There are many mistakes appear in my report without my understanding.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "19216811 router username and password", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Thank you and enjoy your visit to cambridge.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Please see the attached documents. Trans Union has failed to show my signature on a chapter XXXX bankruptcy. I have sent XXXX good will letters to them and they have stated they have verified them. This is not correct. Under the FCRA 623 ( a ) ( 3 ) they have not investigated. I am asking that the chapter XXXX Bankruptcy be removed immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have summited I complete RMA Packet to Shellpoint and have asked to postponed my sell date. they there reviewing my document as of  XXXX / XXXX / 17  and they have not postponed my sale date they are double tracking.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Beklediğimden küçük geldi ve bi tanesi lekeli ve çizikliydi", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Sounds good. Actually, maybe I should just be a round trip flight. Can you find me one which beings me back on the 9th of March?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "There is a unknown medical charge of {$590.00} which no way do I owe. I have disputed and received nothing. Please help", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are several reasons a coach may want to run up the score of a team, such as doing so to impress other coaches and sportswriters, to allow players to gain more experience, or to prevent a comeback by the opposing team.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I usually transfer money from my XXXX account to my Chime account, only so I could use the Credit Builder account, their Checking and Savings are not really that relevant, but I still fund it. Today XX/XX/2023 I transfer {$9.00} from my XXXX to Chime. I received the funds in my Chime savings account and then transferred them to my Credit Builder account. A few hours later I noticed a sale on a website and they had some merchandise I wanted to purchase..I only had {$51.00} in my Credit Builders account which was not enough, so obviously, I needed to transfer more money from my Chime Checking account to the Credit Builders for my purchase. Went to the Transfer option only to get a glitch when I click on the 'Transfer ' button, for 3 minutes I am tapping the button and nothing is transferring, I closed the app and open it and still tapped the button and nothing is transferring. I decided to uninstall the app and reinstall the app to see if that would fix the glitch/bug. Now the problem is that I usually sign in to my account with my finger or passcode, except when you reinstall the app you must retype in your password. I totally forgot what password I used and my XXXX saved option that automatically pastes the info was not updated so it pasted the old password and I kept trying over and over thinking about what the password was. Anyway I reset the password thinking that would help, wrong, upon resetting it, I was hit with a verification check that Chime needed me to take photos and pictures of my ID card, now mind you I've already done that prior with a similar issue and they have my information on file with my state ID and pictures that is not even expired. I called in and spoke to someone who referred the case to upper management. The numbskull that works for Chime sent me an email saying to follow the info on the app to take pictures and my ID.. I'm not taking anything because they have all my info already, i sent a very vulgar reply back to them because it's nonsense they are doing.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "It was Jani and co-driver Marc Lieb who won the 2016 Le Mans 24 Hours.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Ok thats great. Will you find round trip flights?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have a student loan account through XXXX XXXX XXXX that was also through JP Morgan Chase Bank. The account was sent to collections through XXXX XXXX XXXX, even though I never received a bill or an loan payment notice to begin with. I started paying the collections account in XX/XX/XXXX. All payments of {$150.00} per month were agreed upon by XXXX XXXX XXXX and have been made on time. My credit reports show that I have missed payments that are 180 days late for XX/XX/XXXX and XX/XX/XXXX but these are incorrect. I also do not believe that the payments should have ever been sent to a collections agency in the first place, because I was never informed that there was any payment due to begin with. The account as a whole has had a very negative effect on my credit and may cause issues for me at work, since I am enlisted in the XXXX XXXX XXXX and hold a Top Secret Security Clearance. I have tried disputing this multiple times through XXXX, XXXX, and XXXX  and through XXXX XXXX. JP Morgan Chase Bank will not respond to any phone calls, emails, or correspondence from the companies or myself and has failed to correct the information after years of filing disputes.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Sorry I couldn't book a table actually, can I do anyth`ing else?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I have two fraudulent accounts that are someone using my identity to open up these accounts. \n\n\nXXXX XXXX XXXX - {$1100.00} XXXX XXXX XXXX XXXX XXXX. - {$1100.00} XXXX XXXX XXXX XXXX  - {$100.00} XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "What date would you like it and at what time? And where would you like to pick up the car?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Is there anything else that I may help you with?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "8.30 a randevu veriyorlar 9.30 oldu hala doktor yok. Geçen geldim doktor tatilden geldi yorgun diye 11 e kadar bekledim. Madem gelmiyor doktorlar bana neden 8.30 a randevu verdiniz kapatın madem sistemi doktorun keyfi olunca gelelim. Böyle iş mi olur", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "The word barbarian has been used by the ancient Greeks, Romans, and Chinese. Which one of these ancient peoples and their barbarians are you interested in?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I went to my credit union ( XXXX XXXX ) to apply for a credit card and was denied, when we reviewed my file we found XXXX credit cards opened in my name 6 years ago while i was XXXX. I did not open them. We found a XXXX XXXX XXXX, a XXXX XXXX, a XXXX and a XXXX card all in default.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Chase is Charging me interest of {$25.00} AFTER card was paid in full prior to the due date. This is a total scam and it needs to be credited!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What airport will the flight go to?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I don't have information on who the most famous rugby player is, but The World Rugby Men's 15s Player of the Year is presented to honor \"the achievements of those involved at the highest level of the world game on the field\", and Antoine Dupont, a French rugby player is the 2021 World Rugby Men's 15s Player of the Year.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "the cambridge belfry is a hotel located in the west area. It is in the cheap price range and is considered 4 stars. Would you like more information?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2016 jeep compass", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Wells fargo home mortgage account has been satisfied and reached the Statues of Limitations. Deleted off of 2 reports but not all", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The way payments are applied by banks to different balances with different interest rates is NOT consumer friendly at all. I should be able to denote exactly where every cent of my money is going.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have asked this company to stop contacting me and they continue to call me everyday, several times a day and today they called me at XXXX pm.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "A few months I disputed an unknown debt with XXXX XXXX and it was removed from my credit report. Now, late XXXX or early sometime this month, the debt was added back to my credit report under the collections agency of Jefferson Capital. I disputed this recent debt earlier this month and it was n't removed from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When asked to verify my identity with various questions, the questions were not correct and the answers I gave were not correct although I know them to be the correct answers to questions asked. I therefore can not have my identity verified nor receive my credit reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am a victim of fraud and have since put a fraud alert on my file..I recently took a look at my credit reports and saw a overwhelming amount of inquiries that I do not recognize nor do I recall authorizing..I stated my concern to all three credit bureau 's through a complaint with the BBB to no avail in regards to having the inquiries removed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Experian will not remove an old entry from 2009 on my credit report. The account is a charge of from XXXX XXXX ( ACT XXXX .... ) This is long past the 7 year reporting period, and the other bureaus have already removed it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Certainly. Would time would you like to leave and arrive at your destination.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Hong Kong has been given the labels \"Gourmet Paradise\" and \"World's Fair of Food\" to by many gourmets.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "食べるのが好きなんですね。おすすめの美味しいものはありますか？ -> お勧めのおいしものシュークリームが好きです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "there was a loan with check n cash and XXXX finance in my name and i didnt authorize a loan in my name. the company did not ask for any address, identification, or income verification. They said it was sent to an XXXX and i do not bank with XXXX. I called the bank but they have no account in my name", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I borrowed  XXXX  dollars and because I could n't get income based repayment options for it inahd to keep deferring the loans. causing the loan to grow to over 90k. Now I finally got the loans consolidated or so I thought then they denied me for income based repayment without a reason. So basically I 'm screwed owing   XXXX   and I should only o  we  XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "駅弁などは買ったことがありますか？ -> 駅弁ありますあります", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I would like to fly out on Tuesday next week.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Could you please help me to find a rental car.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "XXXX continues to report inaccurate information on my account -items have been disputed, however, they continue to report and are causing me problems", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Account does not belong to me, I do not recognize this account at all, needs to be deleted", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "You want to get a standard Accord at Grand Central Station at 2 pm on March 10th, and will keep it until March 14th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "本はよく読む方ですか？ -> よくまではいかないですただ本を読むのが好きなのでよく読んだ本を繰り返し読んでいます", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Initially I disputed items on my credit report, which came back as verified. I believe that the investigation is questionable.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am lodging a formal complaint against sunrise credit services. This debt collection company has intentionally violated the fdcpa/fcra. Sunrise credit has just reported derogatory information on my credit reports in the amount of {$1700.00} for a debt that isnt mine. I have never recieved a dunning notice in the mail which allows me 30 days to dispute validity. I have lived in New Jersey at the same address for all my life and never recieved any notice from sunrise credit. I am in the process of purchasing my very first home for my family and this errounous account is now holding me back from achieving my goal. I am requesting this account be deleted from my credit reports immediately. XXXX, and attorney general complaints will be filed if account isnt deleted. Thank you for your time.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "please confirm the following details: Booking a table at Sakana Sushi bar & Grill at San francisco on today 6:45 pm, The reservation for 2 people", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "My SSN was compromised in this recent data breach due to lackadaisical security policies carried out by Equifax.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a judgement on my trans union and XXXX account and I have stayed with my parents since XX/XX/2010.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "It starts at 8 pm at Citi Field.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "There are several discrepancies that are showing on my credit report that and five by student loan 's. Each credit report is showing a different amount I need all of them to reflect the lowest amount and I 'm also requesting not Verification but validation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I lost my XXXX XXXX XXXX credit card : XXXX and XXXX and their are fraudulent charges and transactions of {$2500.00}. The charges do n't belong to me. I have never used my XXXX credit card.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "To the best of my knowledge, the only regional variation I can find are methods of dispensing, particularly via electric pumps in the Midlands of England and Scotland, versus the usual handpump used elsewhere.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I will be leaving from Seattle.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "What type of growing conditions does Grenache needs to be grown at?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "a blank page", "label": 2, "label_name": "WRONG_ANSWER", "source": "mimics"}
{"text": "On XX/XX/19 I made first contact with IQ Data about a debt that appeared on my credit report. I asked to know how much the debt was and asked if it was payed in full if I could receive a letter of deletion. I was given 2 amount that could be payed, with the second, full amount guaranteeing me such. I needed time to attempt to contact the other party of this \" shared debt ''. When i could not reach the other party i called IQ Data back and asked for a debt validation letter. XXXX threatened that if I wanted one there was no possibility of receiving the letter of deletion I had asked for. Telling me that exercising my rights was \" taking a step back. '' I feel it unfair, when I had never been contacted before, and never showed any ill faith about paying the debt that I was treated so poorly by someone who works for a company who's slogan indicates that they seek to help in a courteous and fair way.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Company stated number on caller ID was a 3rd party tracker process server. Refused to provide company name when calling, when requested, or when contacted by phone. Stated Company Name was \" Global, that 's it ''. They stated they owned the dept and called XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Dear Fraud Department, I am the victim of identity theft. Someone used my personal information including my name and Social Security number to open an account with XXXX XXXX XXXX. This account was sent to LVNV Funding/Resurgent for collections. I am working with XXXX XXXX XXXX  to resolve this issue. Once I was made aware of the fraudulent account, wedisputed the account with LVNV Funding. I was asked to send a copy of my fraud affidavit and drivers license to them for review. These documents were sent to them on XX/XX/. Included in the documents was a written request for all documentation related to the case. I have not received those documents as required by law. \n\nMy XXXX XXXX XXXX agent spoke with LVNV Funding on XX/XX/2023 and was advised that since there was a court ruling in the situation, they would not be marking the account as fraudulent. \nThe court ruled against me because I was not aware of the account and did not have the opportunity to defend myself and explain that the account was the result of identity theft. \n\nI would like to reiterate the following points : * I did NOT open this account, and was not aware of its existence. \n* I did NOT receive notification of the account, the collection activity, or the court case until recently. \n* I have NOT received the documentation related to the account that I am legally entitled to. \n\n\nPlease see the attached copy of the fraud affidavit filed with the FTC and a copy of the police report filed regarding this situation. \n\nResolution : Please review the attached documents and mark the account as fraudulent. \nPlease let me know if you have any additional questions or concerns. \n\nI can be reached directly via phone or email .... ( include details ) Thank you", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have been trying to do a short sale for months and have not heard from my mortgage company since XXXX. Please help me with resolving this issue as I have a foreclosure sale next month.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I filed a complaint against on XX/XX/20. From XXXX reply, I learned that my credit report was checked for a credit line increase that I didn't authorize. I have a freeze and fraud alert on all three credit files. This complaint also consist of XXXX, Equifax, and XXXX releasing my credit reports without consent. \n\nThe following are issues that XXXX needs to answer that were unanswered in the first complaint and prompt additional complaints. \n-- -- - ( 1 ). Why was an unknown email placed on my account without verification? My email address has always been XXXX. \n-- -- - ( 2 ). Why was my account reported to all three credit bureau agencies as delinquent? There were no delinquencies. Through automatic payment from an account that I no longer used, three payments were returned. I replaced the drafted payments, and I was charged return check fees, not late fees. The credit bureaus do not report return checks on accounts. It reports late payments. The account was paid in a timely manner. By law, I am supposed to be given time to pay for any return check payments. \n-- This unfair credit reporting violates the Fair Credit Reporting Act and debt collection. I will file a complaint with my State 's Attorney General Office for an investigation, and I will file a federal lawsuit if necessary to resolve this matter. As a result of XXXX inaccurate reporting my account as late, my credit score was lowered to XXXX. \n-- -- - ( 3 ). Why was my credit line decreased based on other creditors? I've never paid any of my creditors late. \n-- My credit score has been negatively effected in terms of a low score of XXXX because XXXX lowered the credit line, which indicates to creditors that I used nearly 100 % of the credit lin, which is inaccurate. This is abusive credit card practice. \n-- -- - ( 4 ). In a tape recorded conversation, the representative indicated that XXXX would removed the return check fees due to my hospitalization. \n-- -- - ( 5 ). If XXXX attempted to contact me about the return payments, I would've been unable to answer the calls at my home resident. Beside my home phone number, my account provided a cell phone number. I never received any voicemail messages on my cell phone from XXXX notifying me of return payments, nor did I receive any letters. \n-- -- - ( 6 ). XXXX claimed that emails were sent to me at XXXX. This fraudulent email never belonged to me, and the name alone should've alerted XXXX of an account breach. Most importantly, I was never notified to verify a change in my email address. \n-- -- - ( 7 ). There has been security breaches with XXXX and Equifax. I question how XXXX accessed my credit report files with a freeze and a permanent fraud alert. I have not removed the freeze in over a year. \n-- If XXXX doesn't resolve my issues of concern, and my credit files doesn't report accurate information. I will be hiring an attorney to take legal measures for a resolution.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "Of course! The post code is cb30ds. Can I assist you with anything else?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "There are many mistakes appear in my report without my understanding.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "旅行に行くときはなにか目的はありますか？ -> 家族皆が楽しめるところがいいなと思ってそういう皆で楽しめる場所があるところを選んでます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "On XXXX/XXXX/XXXX I redeemed some of my rewards points for my suntrust credit card for three {$100.00} XXXX gift cards. They never arrived. I called Suntrust and they were very unhelpful, they refused to just give me the gift card numbers, or to cancel the gift cards and send new ones. I also filed a complaint on XXXX I believe but I have heard nothing back from them, they have sent me no updates, or even an acknowledgement that my complaint was filed.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have a home equity line of credit with XXXX. For some reason it 's reporting as a credit card on my credit report with all three credit reporting agencies. This has caused other credits to deny my applications for new credit and increases in existing credit lines.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On Board an XXXX XXXX flight the passengers were offered roundtrip tickets to any US destination including Hawaii if we applied for a CITI Bank, AA Advantage card. I recieved the card and spent the required amount in the required period to qualify for the Hawaii tickets. Upon applying for those tickets I was told that Hawaii was not a part of that offer. The card as presented by XXXX XXXX agent was false and both CITI Bank and XXXX XXXX will not honor the offer as presented.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Can you tell me the date when you will be having the trip? From which city are you going to be leaving, and which is your destination?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "XXXX/XXXX/2016 Dear Colleague, RE : Unauthorized inquiries Below please find enclosed a description of the event occurred that is needed to resolve this case dated as of today XXXX/XXXX/2016 at XXXX If you have any questions about completing your investigation please contact me directly at XXXX ext. XXXX.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I'd like a train that is departing from Cambridge and is going to London Liverpool street.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I have XXXX inquiries that are not mine due to identity theft", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "still no credit report issued. it is preventing me from refinancing my home", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have a good day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "No, it is only three stars. It is the only expensive hotel in that area of town. Would you like to look in a different area?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "No, that's all. Thanks for all your help.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Bank of America Missouri reported \" suspected Fraud '' to my XXXX profile due to XXXX payroll checks having been returned NSF. I disputed the report with XXXX and they are now reporting the information has been verified using information obtained from Bank of America which is not justified and defamatory.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A few years ago XXXX Mortgage bought my loan. at that time I hade filed Chapter XXXX Bankruptcy and it was discharged. they now tell me that they will not report my payment to the credit reporting bureaus it is having an adverse affect on my credit and I would like it changed", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I signed up for this \" XXXX & XXXX XXXX ID SECURITY ALERT : FRAUDULENT APPLICATIONS MAY BE SUBMITTED IN MY NAME OR MY IDENTITY MAY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST VERIFYING THE IDENTITY OF THE APPLICANT. I CAN BE REACHED AT XXXX. THIS SECURITY ALERT WILL BE MAINTAINED FOR 1 YEAR BEGINNING XXXX. '' Today I find out a credit card was added, and I was NEVER informed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX has an authorized inquiry for XX/XX/2016. There was already an inquiry on XX/XX/2016 from XXXX. This a duplicate unauthorized inquiry.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The lender is refusing to review the clients loss mitigation package because it was submitted by a 3rd party on the clients behalf - It should not matter where the package was submitted from - the lender should review the client for all options when a full loss mitt package is submitted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Beklediğimden hızlı geldi. Tereddüt edip almıştım denemeden alıyoruz malum. Ama bence her yüz tipine yakışır kaliteli ve güzel ürün,teşekkürler.", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "2020 olympic", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "When will the flight get to my destination? Will it arrive the day after?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "One tablespoon (6 grams) of ground black pepper contains moderate amounts of vitamin K (13% of the daily value or DV), iron (10% DV), and manganese (18% DV), with trace amounts of other essential nutrients, protein, and dietary fibre.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "2019 nissan", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "There are 7 museums on the west side of town. How does the Cambridge and County Folk Museum sound?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "That sounds great", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "ご存知でしたか？ -> いいえ知りませんでした", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Hi I am submitting this XXXX XXXX XXXX this isn't any influence and this is not a third party. XXXX has low and unfair credit number for me in their report. I have complained. The problem has not been resolved. My fico has me at a credit score over XXXX XXXX has me at a score around XXXX. That is a huge difference. XXXX paints me as a XXXX. My fico say I have good credit. What the heck is going on here. i have almost no debt and my identity was stolen causing my score to drop n i made this clear for 60 days straight with XXXX i spoke to a representative agent name XXXX and XXXX and XXXX from the fraud department I prefer to speak to a XXXX rep but they refused they had me on mute for 4 hours which was hurtful I have a perfect repayment record. I have very low credit utilization. I have three negative credit items outstanding debt now. I have modest but ok income. Social Security. Something is wrong with XXXX. I do not understand why they are abusing consumers .This was a fist step towards attempting resolution. They kept lying telling me they disputed n its not reporting but it keep reporting this inaccurate information without my authorization. They refused or were unable to verify n remove the inquiries and its been 60days n they record the calls n admitted they had my police report n ftc and affidavit That was after attempting to contact XXXX more than 21 times. XXXX is an abusive company. They are supposed to be protecting consumers. They need to be reigned in. they are causing me severe XXXX and stopping me from getting this job offer n now im XXXX  XXXX cant provide to my children. PLEASE HELP ME PLEASE im XXXX now.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX is reporting on my credit report that I 'm deliqute when I 'm not that added more m onwy on to my balance", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Hello, You helped me obtain a refund from  Netspend for {$14.00}. Unfortunately, their check bounced. I was charged a {$12.00} fee by my bank. This  unusable card has now cost me {$26.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This company is yet the newest company who claims to have my home mortgage servicing as I am still in dispute with XXXX and RCS which has not yet been resolved as requested by the White House Liasion and my Congressman", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "-- Obtained {$7000.00} loan through Lending Tree/XXXX XXXX for XXXX work inXX/XX/XXXX ... XXXX referred us for loan and coordinated it. <P/>-- Loan specified 0 % interest, $ XXXX monthly payments due on XXXX of each month for 24 months -- We have made the", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "At 5 pm please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "on XXXX XXXX, I requested to Negotiate this debt and I have yet to get a response", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "CBA reported false info on credit report. Debt was paid in full and balance is XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "How many passengers is the reservation for? Is the ticket in Premium Economy.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I start making payments to XXXX XXXX on XX/XX/XXXX to XX/XX/XXXX on time for the amount of {$100.00} a month, and XXXX funding they said that already report all payments on time but is not in my credit report I want Equifax credit bureau to credit my report pay as agreed for all payments I have made on time to XXXX XXXX.This account was charge off by XXXX XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The price of your train is 8.08 pounds. Do you need any more information?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have three of them 2 that are moderate priced and 1 that is cheap. Do you have a preference?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Hm, moderate price please. And north area. Maybe a guesthouse?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I'm been charged fees and interest on my credit card account from Citi Bank but I'm not able to submit my payment as the site is always down.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you and enjoy your meal!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "XXXX XXXX XXXX SSN # : XXXX XXXX XXXX XXXX XXXX # XXXX XXXX, FL XXXX Dear : XXXX, XXXX AND EXPERIAN I am writing to dispute the following information that appears on my [ XXXX or Experian or XXXX ] consumer report : Dispute : \" XXXX   XXXX XXXX XXXX \" File Number : XXXX \" I don't recognize the accounts in question. \n\" I'VE BEEN MADE AWARE OF SAME NAME REPORTING \" I HAVE NO KNOWELDGE OFNTHIS ACCOUNT Thank you for your assistance. \n\nSincerely, XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Who were the most notorious barbarians?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Grenache is one of the most widely planted red wine grape varieties in the world. In addition to being grown in Spain and South Africa it is also commonly grown in Sardinia, France, Australia, and California.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I'd like to book the room for 4 people, for 4 nights, starting Saturday. Please provide me with the reference number.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2010 camaro", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "My mother XXXX XXXX in 2016, and we have found that several credit cards were opened in my name DOB and SS number. I have been trying to get these cards taken off my credit report for identity theft with no success. I have sent an ID theft affidavit to them as well as other companies. Several companies have closed the account and taken off of my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX is reporting on my credit report that I 'm deliqute when I 'm not that added more m onwy on to my balance", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was shocked when I reviewed my credit report and found late payments on the dates below : Creditor : CBNA Account # : XXXX I was never late 30 days late in the month of XXXX 2017. I have always made my payments on time. I am not sure how this happened. I believe that I had made my payments to you when I received my statements. My only thought is that there was a billing error with my statement.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I sent {$210.00} thru money gram for a puppy and then XXXX XXXX told me to go to address to pick up puppy and the home I went to the people had no clue what was going on. I called money gram and filed a complaint and they told me to file a police report which I did and I have called 5 times and they wont give me no more info I then filed a dispute with my bank and money gram is denying that it was fraud. I asked who the person was that picked up money and they wont give me no info.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Silicon dioxide, also known as silica, is an oxide of silicon with the chemical formula SiO2, most commonly found in nature as quartz and in various living organisms.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "13499000002075581 numaralı gönderimi 09/08/2024 Cuma gününden bu yana teslim etmedikleri gibi bu sabah attıkları mesajda ''size 2 kere geldik, ulaşamadık. Paketiniz 3 gün sonra göndericiye iade edilecektir.'' yazmışlar. Bugüne kadar çalıştığım kuruma yüzlerce kargo teslim edildi. Bu firma kadar kötü bir kargo firması görmedim.", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "そとで過ごすときはスポーツをしたりしますか・・ -> あまりお外で体を動かすことはしませんけれども健康のために大人のバレエを習ってますよ", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "This agency has continued to report to chexsystems on an account I paid off in full on XXXX  and closed as agreed upon.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The German people were influenced by spiritual and esoteric aspects of Native American life with the widespread idea of a coming new humanity.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have disputed all inquiries on my credit report and Experian has failed to provide me within the time frame allowed ( 30 days per FCRA ) any updates on these inquiries that were not made by me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ah, sorry. I want to go to Tonayan in Rohnert Park. I need a reservation for three people.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "80th birthday ideas", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "They can arise from legal agreements between the relevant copyright holders, unauthorized efforts by fans, or common corporate ownership. Crossover origins vary across genres. Would you like to know more about crossovers in animation or film?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I went online to get my free credit report from TransUnion. They charged me {$19.00} and wanted to bill me for this each month. \nI just wanted my free annual credit report. Now I ca n't get ahold of them to stop this. Do n't want this at all.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have state tax lien that have been paid and is still on my credit report. Public records show \" released ''. I have tried to have these removed, unsuccessfully. The state of GA, does not get involved with the removal of these. I feel they should be removed. Thank you for your help.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "2020年には、オリンピックが日本で開催されるようですね。ご存じですか？ -> そうですね東京でなんかごじゃごじゃ騒いでますね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Baldwin made his film debut with a minor role in the 1987 film Forever, Lulu.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "2013 toyota tacoma", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Equifax, XXXX and XXXX are reporting a government overpayment as a collection with a balance of {$10000.00}. The account was included in my bankruptcy and was previously disputed as such. However, this should n't even be reported on my credit report as it is not a consumer loan/debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "All public water suppliers in the US must uphold a certain standard of water quality. In the US, the EPA establishes standards as required by the Safe Drinking Water Act.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have been making payments to XXXX ( XXXX ) to : XXXX- XXXX accounts- XXXX should be XXXX\\These accounts are showing XXXX days late", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1929 ford model a", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "How about trying at 13:15 instead?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Debt that is more than XXXX years old was added to my credit repor t as a new collection account. It it on all 3 credit reporting agencies. XXXX, Transunion and XXXX. They published the information after the debt recovery company assured me it could/would not go on my report. This bogus collection account dropped my score 24 pts in one day. The credit reporting agencies are very lax when it comes to negative marks and don't properly investigate the debt and the time of the account. It will take more than 30 days to get this off and in the meantime my trustworthiness takes a fatal hit in these hard economic times!", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What station does it leave from and where does it arrive.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "your company failed to provide the required notice of additional required documents within  five ( 5 ) business days in violation of Regulation X, 12 C.F.R. 1024.41 ( b ) ( 2 ) ( B ). Therefore, this client 's application is entitled to be treated as facially complete pursuant to Regulation X, 12 C.F.R. 1024.41 ( c ) ( iv ).", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My client received a good by letter from a Trinity Financial Service. His loan is originally with XXXX. When we contacted XXXX they confirmed the loan had not been sold the loan and the letter received seems to be a scam. Please see attached the good by letter from Trinity financial Service.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "In accordance with the fair credit Reporting act Convergent Account # XXXX, has violated my rights. \n15 USC 1681 Section 602 States I have the right to privacy.\n\n15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.\n\n15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Sure! The post code is cb21la. What time should I reserve your table for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Citibank has been incorrectly reporting a charge-off on my credit report to credit bureaus, which I have been disputing for the past 6 years to no avail. They report that the credit limit was {$14000.00} but the charge-off amount was {$18000.00}. On XX/XX/XXXX, Citibank sent an IRS XXXX Cancellation of Debt, which contradicts their false reporting : 1. On the XXXX, Citibank shows a balance of {$14000.00}, which contradicts the {$18000.00} they report. \n2. On the XXXX, Citibank falsely claims the \" date of identifiable event '' is XX/XX/XXXX. \n3. On the Credit Report, Citibank falsely claims the \" date of major delinquency reported '' is XX/XX/XXXX. \n4. On the Credit Report, Citibank falsely claims the account was 60,90,120 days in XXXX. \n\nThe scheduled payment amount, balance, amount past due, charge off amount, date of first major delinquency, history are all false. Further, Citibank refuses to report months when account was paid on time. Citibank refuses to report accurately in an attempt to re-age account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "How much older is Alexander than his youngest brother?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I. Have never lived in XXXX Idaho, never bought a house in XXXX Idaho. This address is n't mine and it has taken my XXXX XXXX down XXXX points!! Please delete the incorrect information off my credit reports and restore my XXXX XXXX back to XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Delta Management Associates, Inc. contacted me at work on XXXX XXXX, 2016. I gave them a mailing address and asked for all future contact to be through the mail at the given address. The next day, my employer received two faxes for information from them. When contacted to ask them to cease from contacting the business, they hung up the phone.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am one of approximately 143 million people whose credit information used by Equifax was stolen over a 2- month period. This is the largest data breach in consumer history and has impacted 143 million individuals. Why did it take Equifax almost 2 months to discover they 'd been hacked? How many new identities will be established as a result. And why did Equifax officials sell their stock prior to the public release of the hack?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "2008 honda civic", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "As of XXXX/XXXX/2016 my injuries were removed but upon pulling my recent credit report today i see that they have returned. I would like this removed immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Equifax is reporting a judgment for XXXX, a satisfied judgment for XXXX and a tax lien for XXXX that I do not believe belong to me. I have never received documentation on these debts and I 've never had issues with my taxes", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "They keep calling me, however when I answer no one speaks and after about 10 seconds it will disconnect the call.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "13.08.2024 05:23 tarihinde +94 74 167 9245 numaralı telefon numarasından tarafıma \"Yağız, finansal hesabın eklendi. Hesap: pyb182 Şifre: qh1365 USDT Bakiyesi: 2.327.960,00 [tepois.com] Lütfen güvenli bir yerde saklayın.\" içerikli bir mesaj geldi. Bu numara ve kişiyle hiçbir bağlantım yoktur. Numaraya cevap vermeden derhal tarafımca engellenmiştir. Kesinlikle şikayetçiyim. Hesap bilgilerime el konulup telefon numaramın kullanılması, yayılması veya WhatsApp'ta bulunan bilgilerimin dağıtılması veya üzerime herhangi bir borç çıkması durumunda hiçbir sorumluluğu kabul etmiyorum. Tüm sorumluluk WhatsApp'a aittir. Şahsım adına gelecek herhangi bir soruşturma veya borç hakkında WhatsApp sorumludur. Benim numaramın bu kadar kolay bulunmasından dolayı sorumluluk kabul etmiyorum.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Company repeatedly calling my work line. I am a XXXX, and this ties up a patient emergency line so a patient ca n't get through, is causing me to possibly lose my job and livelihood. Please help me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Repeated calling my number with an automated phone number. \nI have never been able to talk to a real person. \nI do not owe any outstanding debts.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "cra violation sent po report from hpd inaccurate information on credit report no knowledge of accounts", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have paid all final charges from XXXX. I paid all fees and charges before canceling service.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "In 1995, Florida college football coach Steve Spurrier ran up the score against opponent Georgia in order to humiliate the other team. The game ended with a final score of 52-17, and stands as a record of the most points ever scored by an opposing team at Sanford Stadium. Similarly, in 1916, Georgia Tech led by coach John Heisman defeated the Cumberland College Bulldogs with a score of 222–0 . Heisman ran up the score in order to avenge an embarrassing loss earlier in the year to a Cumberland baseball team. Would you like to know more about either of these games or other examples of running up the score in the sports world?", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "This company refuses to remove or update their credit reporting entry on my XXXX credit report after being notified that I have filed for bankruptcy on XX/XX/2022. They still are showing false and erroneous information on my credit report regarding my account with them. They are showing that I have a balance owed and that it was a charged off account and in collections when it should only show that it was included in my Bankruptcy and that it is a closed account with a XXXX balance on it. They are in direct violation of my consumer rights and Federal laws by refusing to either remove or update the information that they are reporting about me on my credit reports. This debt was already disputed with XXXX and it came back as being a valid and accurate debt with no changes to my credit report information. Clearly they have lied to the Credit bureaus as well because I am in bankruptcy and they know this because it reflects this on the other credit bureaus but not on XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "So to confirm, you want to buy 2 tickets to the Diamondbacks Vs Brewers game in Phoenix on March 13th", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "WOULD NOT OPEN A ACCOUNT NEED TO KNOW REASON", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "最近音楽は聞きましたか？ -> 最近ですか最近あんまり聴いてないですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "For how much?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "123 watch free movies online", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "this was paid either by my health insurance or fed workers comp", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I am urging you to take action on these inaccurate and fraudulent accounts on my credit report. It is clear that I have no association with them and they are causing significant harm to my credit score. Please remove them promptly and ensure that they do not reappear.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "acorn guest house is located at 154 chesterton road.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I have credit inquiries on my Equifax report that were previously removed from my XXXX report and now have appeared on my Equifax again that I did not authorize. I would like them to be removed permanently as soon as possible to reflect the same.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How do cameras work?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "最近アニメや漫画をよく見ますか？ -> あんまり見ないですけどマンガはときどき読みます", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "50 tane fln degil max 10 tane", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I'd like the reservation at quarter to 12 in the morning. The restaurant is in Berkeley.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "XXXX yrs of payments not showing in XXXX report vs transunion", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近テレビはよく見ますか？ -> たまに見ますねたまによくは見ないたまに見ます", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "What kind of show?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "No. I need to depart from Cambridge and leave on Monday. Can you find me a more suitable train?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I have good credit and pay my bill on time. For some unknown reason, Discover card decided that they do n't want me as a customer anymore and canceled my account. I think this will adversely affect my credit. From what I found out online, they seem to have targeted mostly XXXX for the account closure. I think I deserve an honors answer as why they have decided to close my account.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "BANA GELENİN ÜRÜN İLE ALAKASI YOK ÇİZİLMİŞ VE 1 TANESİNİN KELEPÇESİ GİRMİYOR BİLE ADAM GİBİ İŞ YAPIN.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "What about a standard Accord car from PDX International Airport for the pickup on March 12th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Hayes was an enrolled member of the Gila River Indian Community in Arizona.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "It 's being reported on my XXXX report and is wrong because the bestbuy acc is active under another debtor and is in good standing. I do not owe them any money and they should remove that information from my credit report. There were the ones who lost the XXXX acc not me", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Repeated phone calls at odd hours of day and night from XXXX XXXX, also served me with lawsuit for debt I do n't recognize. They call from multiple phone numbers including : XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "3dmark download", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I submitted a complaint on CFPB that Bank of America reported a hard inquiry on my credit file without my consent. Bank of America decided to remove the hard inquiry in question, except they never actually did! It 's been 2 months since they sent me the letter stating they would remove the inquiry, but as of today 's report, the inquiry has not been removed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I applied was was offered four jobs. After getting my check back they declined to hire me. How amnI supposed to live when I cant get hired because of someone elses actions", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "では，歌舞伎を見たことはありますか？ -> テレビで部分的に見ただけです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "This account is now closed and was reported 60 days late on XXXX XXXX. It is impossible to report as on time for XXXX XXXX, XXXX XXXX, XXXX of XXXX and then 60 days late for XXXX XXXX???", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Boyutu küçük ama işe yarar bir lastik", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Equifax allows XXXX XXXX Credit to violate Federal Bankruptcy Laws in reporting false information. I am not 30 days late, The payment for XX/XX/2016 was not due, as I filed Chapter XXXX Bankruptcy on XXXX/XXXX/2016 The both accounts ending in XXXX and XXXX have been included in my Chapter XXXX Bankruptcy that was filed on XXXX/XXXX/2016", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you so much. I appreciate the help. That was all I needed. Have a great day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "In issue #58 (May–June 1949) it seems at a glance to be a freestanding castle, and is said to be located in a \"polar waste\".", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I asked the credit bureaus to do a verification of everything on my credit report and they did. They stated everything was accurate and I did a thorough research myself and I found improper inaccuracies on my credit report even after they did the thorough investigation. There is inconsistencies between the three credit bureaus ( XXXX, transunion, XXXX ) on the opening date of my accounts. \n\nDEPARTMENT OF EDUCATION - ACCT # XXXX BALANCE - {$5000.00} DEPARTMENT OF EDUCATIONXXXX ACCT # XXXX BALANCE - {$3100.00} And accordance with The Fair credit reporting act XXXX account # XXXX has violated my rights. \n\n15 U.S.C 1681 section 602a States I have the right to privacy 15 U.S.C 1681 section 604a section 2. It also States a consumer reporting agency can not furnish a account without my written instructions.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "On XXXX/XXXX/XXXX I mailed dispute letters to each credit bureau and it is now XXXX/XXXX/XXXX and I still have not received any responses from any of the credit reporting agencies. It has been well over 30 days and a response is required. This is a direct violation of my rights and has impacted my credit score negatively.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Has Georgia Tech been involved in any other big, historical sports games?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Thank you, that's all I need right now. Bye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "My credit report continue to show incorrect and false information for me. My credit was used previously in the past fraudulently and I want to prevent this from ever happening again. I have been trying to have my name and address corrected on my Experian and XXXX credit report but the incorrect information still remains.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I don't need to book just yet. But can I get the arrival time and price per ticket.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "make a booking for 7 people.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Re : Inaccurate Credit Information To Whom It May Co ncern : I received a copy of my credit report and found the following item  ( s ) to  be errors. This item is to be updated with Equifax. Please do so immediately and send an updated letter to me. My account is being reported closed on  XXXX    XXXX  . Has been this way for  six months. Reporting credit card is late two times which is incorrect the account has been paid all payments have been made.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I received a letter about a debt that I have no connection to.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I've found 4 possible flights. How about American Airlines? The flight is at 2:25 am and has 0 connections. The ticket costs $235.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "There are Hard Inquiries that on my Credit Report that I don't recognize", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I applied to a mailer for an installment loan from Big Pictures Loans, which in its mailer said it was NOT a payday lender. After applying on line I was approved for just {$1000.00}. However, the interest rate was over 940 % and the total payback was nearly {$9000.00} over a one year period with bi weekly payments of {$350.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are 15 cheap restaurants available in the Centre area. Are you looking for a particular type of food cuisine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Dear, Transunion Re : This is not a regular dispute. Take action immediately you are in violation. \n\nI am a victim of identity theft and I write to dispute certain information in my file resulting from the crime that i recently became aware of. The items I am disputing do not relate to any transactions that I have made or authorized. Please REMOVE this information at the earliest possible time.\n\nAs required by section FCRA 605B ( 15 U.S.C. 1681c-2 ) a copy of which is enclosed which states that this information must be removed within four business days of receipt, I am requesting that the adverse information on the items be removed to correct my credit report.\n\nPlease investigate these matters and remove the disputed items as soon as possible. \n\nXXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX I have no recollection of authorizing this credit pull and I demand this to be removed. \n\nXXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX I have no recollection of authorizing this credit pull and I demand this to be removed. \n\nXXXX. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX Inquiries have reached the statute of limitation. \n\nXXXX XXXX XXXX XXXX  Account Number : XXXX  This accounts name and number are questionable. Either clarify this information to me or delete this account immediately from my credit report. \n\nXXXX XXXX XXXX XXXXXXXX Account Number : XXXX  This accounts name and number are questionable. Either clarify this information to me or delete this account immediately from my credit report. \n\nXXXX. XXXX XXXX XXXXXXXX XXXX Account Number : XXXX Please verify the payment status, balance, comments, payment history and account number as they might be incorrect. Fix or delete this account from my report completely. \n\nXXXXXXXX XXXX XXXX XXXX XXXXXXXX Account Number : XXXX It is not possible for you to update an account that I have no recollection of even belonging to me. You must remove this frivolous account immediately from my credit report. \n\nXXXX. XXXX XXXX XXXX  XXXX Account Number : XXXX It is not possible for you to update an account that I have no recollection of even belonging to me. You must remove this frivolous account immediately from my credit report. \n\nXXXX. XXXXXXXX XXXX XXXX XXXXXXXX Account Number : XXXX It is not possible for you to update an account that I have no recollection of even belonging to me. You must remove this frivolous account immediately from my credit report. \n\nXXXX. XXXX XXXX  Date of inquiry : XX/XX/XXXX I have no recollection of authorizing this credit pull and I demand this to be removed. \n\nXXXX. XXXX XXXX  Date of inquiry : XX/XX/XXXX I have no recollection of authorizing this credit pull and I demand this to be removed. \n\nXXXX. The inquiry was not authorized XXXX XXXX  Date of inquiry : XX/XX/XXXX Inquiries have reached the statute of limitation. \n\nXXXX. The inquiry was not authorized XXXX XXXX  Date of inquiry : XX/XX/XXXX Inquiries have reached the statute of limitation. \n\nXXXX. The inquiry was not authorized XXXX  XXXX Date of inquiry : XX/XX/XXXX Inquiries have reached the statute of limitation. \n\n\n\n\nEnclosures : Proof of identity : Proof of Address, ID, FCRA 605b Enclosure Identity Theft report Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Act Section 611 ( a ) ( 1 ) ( A ). Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested as well, to be provided within ( 5 ) days of the completion of your re-investigation and I am keeping a careful record of your actions, including your Method of Verification. I do not consent to e-Oscar or any means of automated verification.\n\nFailure to respond satisfactorily within 30 days of receipt of this certified letter may result in a small claims action against your company, seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : XXXX XXXX XXXX XXXX of XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, XXXX XXXX CC : Law Firm XXXX XXXX XXXX XXXX XXXX XXXX XXXX : Consumer Financial Protection Bureau CC : Attorney Generals Office CC : XXXX XXXX XXXX XXXX : XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX : Comptroller Of The Currency CC : Federal Reserve System CC : Credit and insurance CC : Federal Trade Commission CC : State Regulatory agency CC : California Regulatory agency Division of consumer complaints Thank You, Sincerely, XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "100 things to do before high school", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Soy milk is used to make tofu.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Cavalry has played hide the evidence for far too long. They send only ONE statement ( which is NOT a full accounting from the original creditor ) without proving they own the debt ( except to say they bought XXXX in debts which is not proof they own this debt ). AND they appear to be trying to collect interest without accounting for the interest XXXX a supplying a contract that agrees to interest. I 've told them this and they have ignored me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm glad we could help you today. Good-bye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "最近アニメや漫画をよく見ますか？ -> アニメやマンガは全く見ないです全くでもないですねアニメはたまには見ます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "No, thank you. Have a great day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Arızalı ürün satıldı, mağdur oldum. Mağduriyetimin giderilmesini istiyorum. Satıcı ilgilenmiyor, Tüketici Hakem Heyeti'ne başvuracağım. 'Kutuya koyarken düşmüştür' diyor, sonra 'Ürüne çamur atma' diyor, mağdur oldum. Evde şarj aleti vardır. 'Sizin' diyor, alakasız cevaplar veriyor.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "Supposedly I owe the amount of {$310.00} dollars to collection agency XXXX XXXX XXXX XXXX. At around the time in question I was still out of it, and was on some XXXX medications from my XXXX  XXXX. I had XXXX XXXX XXXX, and am still XXXX from my XXXX XXXX. I would love to see the paperwork or some kind of proof that it 's mine, I could n't even have signed anything.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Bakın tam 2 haftadır Payfix mobilim ve hesabım bloke edildi. Tarafınızdan mail yoluyla, arama yoluyla yani her yöntemi denedim ve dediklerinizden yola çıktım ama hala blokemi kaldırmıyorsunuz. Kaldırın artık, cidden yeter artık, tahammül edemiyorum. İhtiyacım var Payfix hesabıma.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "2014 subaru brz", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This is not a duplicate complaint ; the issue from XX/XX/XXXX was NEVER corrected and still shows as derogatory on my credit thus impacting my credit score, caused me to get an increase of APR % on two credit cards, and delayed purchase of a home. THIS HAS BEEN over 60 days with NO result. I allowed plenty of time to correct my CBR!! This has to be resolved IMMEDIATELY and I want a copy of the correction!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "16 Temmuz'da Temu'dan aldığım ürünler 05 Ağustos tarihi itibariyle gümrük sürecinde diye yazıyor, güncelleme olmadı. Kargomun nerede olduğu konusunda hiçbir bilgiye sahip değilim. Kesinlikle Temu pişmanlıktır, gümrük süreci zor ilerliyor. Defalarca müşteri temsilcilerine yazmama rağmen aynı cevapları aldım.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Where and when do you intend to depart?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "300 spartans", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "thank you and enjoy your stay with us!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Rajiv Ratna Gandhi was an Indian politician who served as the sixth prime minister of India from 1984 to 1989. He took office after the 1984 assassination of his mother, then Prime Minister Indira Gandhi.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Australia does not have a sugar tax, and neither does the US federally, but some localities within the US have sugar tax.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Bank charged me an overdraft fee and they charged me over and over again before our agreed upon date.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This is on my credit reports. I sent them a letter XX/XX/2015. They have ignored me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bodrum Torba'da tek bir su bayii var. Erikli Su satıyor. Erikli cam damacana bugün 160 TL oldu dedi. Erikli müşteri hizmetlerini aradım. Bayiler bölgelere göre fiyat değiştirebilir dedi. Bayi haftada bir zam yapıyor. Erikli Su bayileri denetlemiyor. Herkes kafasına göre zam yaptığı için ekonomimiz nasıl düzelsin...", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Ben cok begendim kaliteli duruyo teşekkür ederim", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "おすすめの便利なきのうとかはありますか？ -> おすすめの便利な機能あんまり使いこなせてないので何ともちょっと他の人のほうが詳しいかな他の人に聞いてみて私はあんまり詳しくないですごめんなさい", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Lender charged my debit card without my authorization. My bank is XXXX XXXX XXXX in KY.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I need to attend a function in my cousin house. so i need to travel. Will you find a one way flight?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "this company has tried to collect a balance for a XXXX i never seen or saw i dont owe this debt i asked for a validation notice and tehy refused to send it", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, all green tea is made from the Camellia sinesnis leaf.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "This debt should have been deleted from my credit years ago and once I tried to get verification that I owed them they couldn't show proof. \n\nCiti Financial Account # XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Can normal people catch blue crabs in the gulf region in the US as a hobby?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I charged some items on my Barclay Bank credit Card with deferred interest. A few months later, after making my required payments, I paid a total of {$2000.00} in XXXX month. This was more than enough to pay off the deferred interest charges. Barclay did not payoff the deferred interest charges.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "きょうはここまでなにで来られましたか？乗り物は乗りましたか？ -> はい電車で来ました電車と歩きで来ました", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "several incorrect spelling of last nameincorrect addressXXXX account in collections which is no longer or in existence ... this account comes up on XXXX credit reports and does not show on Equifax only my current XXXX bill.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Are you starting on March 7th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "To sum in up apparently during computer and many other changes that the XXXX XXXX were implementing me dical bills fully covers by my then under XXXX XXXX XXXX son are now in collections and adding great stress and loss of living and vehicle purchasing needs.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the total price?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I Sent my letter off on XX/XX/2022. I told the credit bureaus to \" investiage every piece of information '' on the accounts I have listed below. Also I have attached the letter I sent out and here is the Tracking # XXXX, # XXXX, # XXXX, # XXXX, # XXXX, # XXXX. \nAccording to the FRCA The term \" investigative consumer report '' means a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. \nThey stated my account were verified but how is that possible if they did not do a proper investigation according to the law. Also every piece of information on these accounts are still not reporting 100 % Accurate And according to the FRCA 15 USC 1681 everything has to be 100 % Accurate. I have the credit report that show inaccuracies. \n\nList of accounts showing inaccuracies XXXX  XXXX & XXXX XXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "I do have la margherita that meets your requests. Would you like me to book a table for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have been waiting for nearly six months, I have not received my credit report. Have sent over letters on many occasions they have lots of misinformation on my report and they have not updated any information for months.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "How very upsetting. Could you try for one night?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "10x10 canopy", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Navient will not work with me with repayment plans. They tell me I have no more options and want me to pay $ XXXX/ month. I only make $ XXXX/yr. I paid over {$5000.00} in interest with them last year. I try to explain to them that I can not afford these payments each month, but they refuse to work with me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Can you search for any other premium Economy ticket in United Airlines?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "This company never validated the debt and this needs to be removed from my credit report. I am now being harassed by another company XXXX XXXX XXXX. You can not owe the same alleged debt to XXXX different companies.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sure! Home From Home is a moderately-priced, 4-star guesthouse in the North part of town, at 78-80 Milton Road, CB41LA. They have internet and parking. Would you like a room?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I 've been trying to get my credit report with Equifax. They continually ask me for evidence of my address, etc. I have tried and tried over and over several times and It has been over XXXX since I 've been doing this. They now want me to pay for my credit report when I have not received my FREE annual credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have 1,029 trains departing cambridge, to narrow it down what is your destination and on what day would you like to go?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "My information is part of Equifax 's security breach. I also have a paid membership with Equifax which possibly puts me more at risk.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "I recently checked my credit report and noticed fraudulent accounts on my credit report.I reached out to the creditor to request the accounts to be removed and they have not removed it. These are fraudulent accounts and need to be removed immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "2018 tax brackets", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX XXXX and Quicken Loans is not excepting my Cert. Of Eligibility I received from military service. I was issued one XX/XX/XXXX and had it renewed XX/XX/XXXX. They say that the COE is not any good.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Hi, I am looking for a train from Ely to Cambridge.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "How do cameras work?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Thank you for using our services. Please let us know if there's anything else we can do for you.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "On XX/XX/2023, AWA Collections continued to report a medical debt of {$100.00} and adding interest of {$120.00} on my XXXX credit report from XXXX XXXX XXXX and I live in California. This was immediately disputed, as it violates the new law prohibiting medical debt under {$500.00} to be reported to a credit bureau and it was paid by health insurance. AWA Collections advised me they were going to leave it on my XXXX credit report until I paid it because it damages my credit. AWA Collections should not be reporting any medical debt whatsoever under {$500.00}. They are violating the provisions congress put in place to protect consumers under the Medical Debt Relief Act of 2023. I disputed this with them and XXXX electronically and verbally twice. They said they would continue reporting it to damage my credit until they were told to removed it. AWA collections should immediately stop reporting medical debt under {$500.00} and delete this medical debt paid by my insurance from my XXXX consumer credit file. This is unacceptable and they should be removing this type of information immediately when it is brought to their attention to protect consumers,", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I'll leave soon and I need to book a one way flight for 1 passenger.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have disputed this account reported to Experian, from XXXX XXXX Bank. \nThis account is too old to be listed and I have disputed it several times. I received a letter from Experian that they are not reinvestigating this dispute and considered it a frivolous request. Account # XXXX dated XXXX/XXXX/09 Please contact and help me resolved this issue with credit bureau.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My information and my XXXX brothers information is being included together because our social security numbers are a digit off", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What are the ingredients for real ale?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "XXXX XXXX XXXX XXXX misdiagnosed my condition, I was there on a Sunday afternoon about a XXXX, I was given an XXXX and sent home. Monday night I was admitted into XXXX Hospital and was operated on Wednesday morning. I almost lost XXXX because of them. Also I never received notice from Aargon Agency that they were collecting this debt. They have violated the FDCPA as well as the FCRA.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What were some of Phil Mickelson's most notable endorsements?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I was told that nelnet had my student loan and my loans had gone into collections. I called telnet and they told me that they had no knowledge nor info on my account, and that it was referred to a dept collection agency and l now owe the collection agency and l would like to know how do l owe them anything?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Are you leaving March 9th or March 11th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Ok, search for round trip flights.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I attempted to send cryptocurrency worth {$750.00} to my USD wallet and the funds were never received. This happened a week ago on the XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Amazon.com üzerinden 24 Temmuz 2024 tarihinde satın aldığım telefondaki takas kampanyası kapsamında eski telefonumu EasyCep firmasına 25 Temmuz 2024 tarihinde kapıda teslim seçeneği ile teslim ettim. Tarif ettiğimin dışında bir şey olmadığı gibi tutar üzerinde anlaşma gerçekleştirildi ve sözlü olarak en geç bir gün sonra, yazılı olarak ise aynı gün ödemenin gerçekleştirileceği belirtilmiştir. Buna rağmen ödeme işlemi gerçekleştirilmemiş. Müşteri hizmetlerine defalarca ulaşmama rağmen sistemsel bir hata olduğu söylenmekte fakat ödeme yapılmamaktadır.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "2022'nin Kasım ayında Uğur Derin Dondurucu aldık. Bu zamana kadar derin dondurucudan hiçbir ses gelmezdi. Ancak 1 aydır saatte bir kere pat diye garip bir ses çıkartıyor. Pet şişe kapağını şişedeyken parmakla uzağa fırlatırsınız da içindeki hava pat diye ses çıkarır ya, o şekilde vakumlama sesine de benziyor. 24 saatte 24 kere bu sesi çıkartıyor. Saat tuttuğumda bazen 1 saat 10 dakika, bazen 1 saat 20 dakika, bazen 50 dakika ama genel olarak saatte 1 kere çıkartıyor. Bu çıkan ses salondan, yatak odasından ve mutfaktan da duyulan bir ses. Teknik servis geldiğinde bu sesin normal olduğunu, 2022'nin Kasım ayından beri yani 600 gündür bu sesi 24 saatte 24 kere çıkardığını, ne hikmetse salondan, odadan, mutfaktan duyulan bu sesin hem benim hem eşimin fark etmediğini söyledi. İkimizin de kulağına felç inip aynı anda düzelme olasılığımız yüzde kaç, siz vatandaşlara soruyorum. Hangi derin dondurucu 24 saatte 24 kere evin her yerinden duyulan pat sesini çıkartıyor? WhatsApp'tan video atın, teknik ekip incelesin dediler. 3 kere attım, 3. de bana size zaten dönüş yapmışlar, sorun yok diye yine yalan beyanda bulundular. Telefon kaydı var mı, ekran görüntüsü atın falan diyecektim de uzatmak istemedim. Bana ulaşmışlar da ben hobi olarak 3. kez video atmışım. Yani WhatsApp teknik ekip kimse, zaten baştan o da bilgi verildi diye yalan söylüyor. Ayrıca, peki neden 1,5 yıldır bu ses yoktu da 4 haftadır var dediğimde WhatsApp'taki görevli sessiz kalmayı tercih etti. Bu markadan dondurucu aldığınızda sorun yaşarsanız bunlara maruz kalırsınız. Sesi video alarak atıyorum. Lütfen bu sesi çıkaran dondurucusu olan var ise artık Uğur Derin Dondurucu'dan umudu kestim, halktan yardım istiyorum. Bu sesi bu dondurucu niye çıkarır? İstanbul'da olan tamirci var ise bu sesi düzeltirim diyorsa iletişime geçsin. 8. ve 10. saniyede duyulan ses.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "There are several reasons a coach may want to run up the score of a team, such as doing so to impress other coaches and sportswriters, to allow players to gain more experience, or to prevent a comeback by the opposing team.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I opened a checking account online on XX/XX/2023. During the application process, I provided my XXXXXXXX XXXX XXXX  savings account information ( routing number and account number ) and requested {$25.00} to be transferred from that account to the new BofA account as the initial opening deposit. {$25.00} was deducted from my XXXX savings account on XX/XX/XXXX. It is XX/XX/XXXX today and {$25.00} still doesn't show up on BofA Checking account. I chatted with BofA agent online, who said she doesn't see any {$25.00} transfer from XXXX XXXX and told me to call XXXX ( despite the fact that BofA is the one who pulled {$25.00} from my XXXX account ).", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "fraudulent charge showed posted to my credit card account. Charge XXXX XXXX FL.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "You're welcome. Talk to you soon. Goodbye.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Enjoy your stay.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I'll take the \"Whale of a Time\", what type of attraction is that, and can I get the postcode and entrance fee please?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "日本で開催されるオリンピックを、見に行く予定はありますか？ -> 今のところはないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "No, that will be all. Thank you very much for your help!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Non refundable processing fee of {$120.00} due to unknown legal order. As a result, other transactions became insufficient funds with fees.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Why is it important to consider soil when planning a garden?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "How about round trip flights that return on the 10th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Thanks for using the Cambridge TownInfo centre. Goodbye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "The ITEMS stated below are still reporting on my credit report despite numerous written requests, which is against FCRA. The Bureaus continued to report the unsubstantiated & unverified information despite failing to comply with the Fair Credit Reporting Act, 15 USC sections 1681i within the time frame required by law, failing to adequately examine the situation by using a third party as their verification source. I've tried to address this directly with 3 Credit Bureaus, but despite my efforts, they have been deliberately neglectful and in violation of federal law. I need this situation to be resolved right away. Please delete the following items from my file : XXXX XXXX XXXX  Balance : {$450.00} ; XXXX XX/XX/XXXX ; XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Would you like to reserve this car?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "4k wallpapers", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I am avictimof inaccurate/unverifiable/invalid/outdated and/or possibly even fraudulent misinformation within my Transunion report . This denouncing of themis-reporting/mis-informationaffidavit is to assert my command that you, asregulated, produce physically countersferfederal laws of my disputes or accept and facilitate my request that you either delete/or block at a minimum the following unconfirmed / yet-affirmed/ outdated/ misreported/ merged/ unrecognized/ and-or fraudulent information from my credit record. I demand to be convinced ( as mandated ) that you can adequately evidence in requisite precisely how the misinformation come to take place if even at all, with my knowledge AND authorization in writing of any person/ persons/ or entities that might be irrefutably responsible or even that I factually received any money, goods, or services as a result of the disputed misinformation ofINACCURATE MISINFORMATION/ UNVERIFIABLE & INVALID INFORMATION/POSSIBLY FRAUDULENT information and/or even possible of Identity Theft hence myutilzationof this manipulated Identity Victims Complaint and Affidavit", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Pre-recorded messages are being left on our answering machine. We have had this number since 2004, and we have no outstanding debts. Other debt collectors call our number asking for people we have never heard of who perhaps had our phone number prior to XXXX 2004. The recording identifies this company as \" Municipal Services Bureau '' with a phone number of XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "American Express Blue Bird is holding money that I didnt authorize. The sum of XXXX. Im stranded with no way home. They did the same thing to me three weeks ago. They will not work me at all. The keep my money and wii not help.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "They are not open that early, can I try another time?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Arkadaşıma hediye olarak istemiştim. Gerçekten çok beğendi bir kışı bu çanta ile geçirdi diyebilirim", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I want the flights from Washington to San Francisco.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "this was paid either by my health insurance or fed workers comp", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "What causes motion blur when using a camera?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Leaving the 11th of March.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The car has been reserved for you, and it will total $84 for the rental.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Account # XXXX XXXX XXXX XXXX was added XX/XX/2009 account should be removed after 7 years. The account is now open account and in good standing but the account is in both negative and current standing. Negative past due status should be removed from credit report. incorrect amount and account is not closed", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Do you need help with anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "3d pictures", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I received late fees/charges on 30 days in XX/XX/XXXX and in XX/XX/XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ご存知でしたか？ -> よかったですいや知りません", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "American Express suddenly canceled my credit card. I was a member since XXXX. I had XXXX membership rewards points at the time they canceled my card. I tried to dispute the cancellation but got nowhere. \nNow I am trying to get my XXXX points I legally earned while using their card. I have not been given any reason for the cancellation or for them not giving me my membership rewards points. \nThis is unfair and I want to resolve this matter.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "And from which station this bus will leave?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I'm interested in the Green Party candidates for the Members of the House of Commons.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "The bank closed my account because I complain about their services and withheld my remaining balance of $ XXXX as this time they have not return my money it is the law that when the bank close the account they have 60 days to return my money and it is now over 7 months?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "XXXX XXXX cent Unauthorized inquiry this is my second dispute. I requested this company validate or prove I authorized this inquiry with my signature no proof ever was sent to me and inquiry was never validated showing my authorization over the pass 60 days. I need to this reinvestigated and actual proof of validation sent to me showing were I authorized this inquiry or remove inquiry from my Equifax credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I applied for a credit card with chase bank. They approved the credit card and than randomly closing my account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have not received any letters attempting collection of these debts. I have moved on several occasions.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "identidy theft i reported it descrefencies in my experian credit report and hard inquireis i did not apply for any credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX Forgot date Tried to make settlement but they asking more then I can effort", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "That sound more to my liking.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "While checking my most recent credit report, I noticed unauthorized and fraudulent credit inquiries made by the following companies : Inquiries : 1. XXXX XX/XX/2019 2., XXXX XX/XX/2019 3., XXXX XXXX XX/XX/2019 I did not authorize anyone employed by these companies to make any inquiry and view my credit report. This is a violation of the Fair Credit Reporting Act Section 1681b ( c ). This is a serious breach of my privacy rights.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "This is for 1 passenger and it arrives at 6:20 am", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "This debit was paid in full on XX/XX/XXXX to XXXX confirmation number XXXX other numbet XXXX paid direct to XXXX i don, t know why TRASWORLD put this debit in my credit, but i want to delete to all my credit record affect my score trans-union, equifax etc Thank you XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "I did not open these accounts and I strongly suspect that they are fraudulent. I am requesting that you investigate and take necessary action to remove them from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Sure I can help with that, the first train leaves ely at 05:35 and the last one runs at 13:35, do you have a particular time in mind?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "The address is Back Lane, Cambourne, CB236BW. Anything else for you today?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Ok no problem. Can I have the address?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "a rose for emily", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "臨時寝台特別急行列車であるトワイライトエクスプレスが運行終了したそうですね．ご存知でしたか？ -> なんかニュースで見た気がします残念ですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Do you have information on La Raza?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "We are in cambridge for a visit and looking for an expensive place to dine in the centre. Are there any expensive Italian restaurants in the centre?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Debt was the result of an identity fraud from a bank", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "のってみたいですか？ -> 乗ってみたいですねはい", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Issues over payment amount resulted in forclosre. I was not aware of amount to pay after it was changed by Servicer. Attemtps to clarify failed. My payments were rejected when OCWEN could have clarified my understanding of how much to pay since they rejected it. I did not know the payment amount until today.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The check assist people in XXXX Florida contacted me about some checks I had written and she was treating to have me arrested for a bunch of charges that I have never comeited, she also said that if I did not cooperate. With her in finding someone else that she was going to have me arrested on more charges. I think that this is a very deceptive tactic.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I applied for a mortgage and was told Experian reports XXXX judgements : 1. XXXX County. XXXX {$15000.00}. XXXX XXXX XXXX XXXX. XX/XX/XXXX 2. XXXX XXXX. XXXX. XXXX XXXX XXXX XXXX XXXX . XX/XX/XXXX I have never resided in XXXX County and have never heard of XXXX XXXX XXXX XXXX. These do not belong to me and because of the mistake I am denied a mortgage!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Is there a train schedule for sunday?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Aylardır sözleşmemde yer aldığı üzere 100mgb indirme 20mgb gönderme hızı olan internetimin gönderme hızını 0 olarak görüntülüyorum. Bu konu hakkında şikayetimi defalarca dile getirmeme rağmen teknik servisleri hiçbir işlem yapmadan arızayı düzeltildi olarak kapatıp beni geçiştirmektedirler. Ay sonunda eksiksiz olarak ödemiş olduğum hizmet bedelinin eksiksiz bir şekilde hizmetini alamamaktan ötürü rahatsızlık duymaktayım. Sorunun kendileri tarafından çözüleceğine inancım kalmadı. Mağduriyetimin en yakın zamanda giderilmesini talep ediyorum.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "25.07.2024 günü Ebebek mağazasından aldığım ürün Horoz Lojistik firmasına verilmiş olmasına rağmen, 13.08.2024 günü olmuş halen kargom teslim edilmedi. Ebebek ve Horoz Lojistik müşteri hizmetleri ile görüşme sağladığım halde herhangi bir çözüm yolu bulunmadı. Her gün aramama rağmen herhangi bir ilerleme olmadı. Çocuğum doğacak ama halen beşiği gelmedi. Böyle rezil firmalar olamaz.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I am being \" docked '' because there is no record of a XXXX mortgage. I do not have a mortgage and have not had one since XX/XX/XXXX. I own XXXX % of my co-operative apartment. \n\nYes, I did once have a mortgage but it got paid off in just a few years after I purchased my apartment. I purchased the apartment in XX/XX/XXXX and the mortgage was paid off in or around XX/XX/XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I attended the XXXX XXXX XXXX College XXXX, Indiana campus and had to leave due to medical issues at the time in 2017. \nI didnt know I owed a balance of {$550.00} until later. \nThe school never notified me and at that time, I did have contact with the agency and couldnt pay it until I got the money since I was jobless and had just given birth to my daughter. \nWhile trying to enroll at another XXXX XXXX XXXX, XXXX, I was advised I needed to pay the balance, which I tried to pay through the school, but they gave me the information to National Credit Management. \n\nI gave them a call in hopes if I paid, it can be removed from my credit report. I was never informed they didnt do pay-to-deletes or whatever they call it, but their manager XXXX XXXX, stated I could call the school and have it removed since I satisfied the account in full. Now me, not knowing much about credit, I went to the school and was told Im supposed to contact National Credit Management since theyre the ones who had the account. I called them and then was told through a rude customer service representative that snarled at me when I tried explaining what I was told, WE DONT DO PAY-TO-DELETES and  basically hung up on me. My issue is, why would you lie and give me hope that I could get the collection removed, when he couldve explained it from the beginning. I called and tried seeing if I could talk to him directly, was either hung up on, or having a call rep who was rude. I tried fixing the situation because if anything, XXXX couldve just been honest in the first place.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "FOR THE LAST 18 MONTHS WE HAVER REQUESTED A HARP LOANBASED ON OUR INCOME OR PRINCIPAL MODIFICATION. WE HAVE BEEN GIVE TRAIL MODIFICATIONS AT OVER {$4000.00} PER MONTH WE WANT TO HAVE A AFFORDABLE LOAN SINCE HOUSE IS VALUED LOWER THAN MORTGAGE LOAN", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "On my Transunion Credit Report, XXXX XXXX ( Acct # XXXX ) which was open in XX/XX/XXXX is currently reflected as ( Open-Derogatory ) and not reporting since XX/XX/XXXX. \n\nThe correct status should be reflected as ( Account is Closed, Included in Bankruptcy ) as of XX/XX/XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My mortgage broker made an unathorized withdrawal from my checking account in the amount of {$3000.00} which includes a XXXX dollar wire transfer fee as my mortgage is {$2700.00} they helped themselves to {$230.00} additionally. It is criminal that any entity can withdraw funds without your permission. I want sanctions against Ditech Financial for robbing my account. Thank you XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "1970 chevelle", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I am a victim of identity theft. I have send letter to Credit Bureaus for blocking Fraud information, but they did n't send me proper notice for that investigation", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What should a person do if they accidentally eat a poisonous mushroom?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I want to see Gloryhammer on the 14th.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "XX/XX/2013 {$0.00} paid out. It close account it still on my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When I reviewed my credit report, I discovered that some of the information was erroneous. The 3 credit bureaus must validate this account in line with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). It is not authorized to fail to validate this reporting account as unverified information without providing any proof within the period allowed by law. The account need to investigate and correct for erroneous reporting in my file and are listed on my credit report : XXXX XXXX  XXXX XXXX Balance : {$500.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "It looks like there is The Cherry Hinton Village Centre. Can I get you more information about it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have sent my Identity affidavit per credit bureau policy and procedures and the have failed to investigate and remove fraudulent information from my file even with my police report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The terms of my mortgage refinance loan at closing were not the locked in rates of my application or what I was promised. I became aware of the changes when I reviewed my closing documents, there was no explanation prior to the date of signing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Inaccurate and fraudulent accounts reported from my credit report. Contacted debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature they have not been able to provide such proof to me. Therefore, you are reporting misleading false accounts. The following accounts were Unknown - XXXX and XXXX XXXX XXXX - XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have a debt on my account that is not mine, I 've had XXXX and have not went to the hospital at all. The account is with CRA COLLECTIONS for medical and I know it is not mine.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "aaa bill pay", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have a derogatory remark on my credit report. I had a surgery that began in XXXX and carried over until XXXX. I paid my deductible, but then the company argued with me that I had to pay it again. I was told my the hospital administration check in that I would not have to pay XXXX deductibles, since it was related and on-going. I was given a summons and immediately paid the debt. How and when can I get this derogatory remark off of my credit report?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "放送予定のドラマでは「アノネ」というドラマが注目されているようです．ご存知ですか？ -> いえ知らないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Reporting inaccurate information on my credit report this debt now says closed and dosent belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "9 letter words", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I went to drive time with my granddaughter to buy a car. I was told I had to \" cosign '' for her. She did not make timely payments however has paid XXXX more than if she had. This has my credit looking very poorly. Drive time refuses to sent me itemized statements. And to top it off I was told I was n't a \" cosigner '' at all. Her names nowhere on the contract yet she signed the same paperwork I did.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Equifax has duplicate / same account and reporting false and negative data related to a XXXX XXXX credit card.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thanks again", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "My information was compromised in the data breach reported today XXXX/XXXX/2017. The data security at Equifax should have been much more secure, and the executives selling stock before releasing this information to the public seems to me like blatant insider trading.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are several XXXX Accounts being reported in my credit file. These accounts do not belong to me. Each time that I disputed these accounts and proof that these accounts belong to me. I have not had any results from the credit agencies nor have I gotten any response from XXXX. I will like these accounts remove since they are playing a viable role in my credit score.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Confirm your request. You need to make a reservation for 2 at Koryo Sushi in Oakland at 1 pm next friday.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Ben M****** A: Ziraat Bankası hesabımı T.C. kimlik bilgilerimi 10.08.2024 tarihinde Laure Paketleme'de çalışan yetkili kişiyle kayıt için paylaştım. Laure Paketleme iş ilanına isim soy isim, telefon numarası, ev adresi, T.C. kimlik no ve IBAN bilgilerimi istediler. Formu doldurduktan sonra Şikayetvar kontrolünü sağladığım zaman, önden bilgi vermek istiyorum. Vermiş olduğum bilgileri kullanarak banka hesabı, banka kredisi, abonelik gibi adıma açılmış şirket ya da herhangi bir yasa dışı işlemde kimlik bilgim, onayım ve ıslak imzam olmadan yapılmış ya da yapılacak olan herhangi bir işlemde yasal olarak hiçbir sorumluluk kabul etmediğimi belirtmek isterim.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I have mailed copies of my DL and Court documents for name change via XXXX MAIL and no response I have uploaded my documents DL SS and bill with address to their site and no response I have faxed my documents DL SS and bills with address to them and no response on the update of my personal information", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Hard inquiry on my credit report thru TransUnion by XXXX XXXX whom I have NO BUSINESS with + have NOT CONTACTED for any reason.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Nelnet has consistently been a problem. Nelnet   XXXX    XXXX  &  XXXX  has been reporting errored information. I have never applied for student loans and to have an accurate errored account reporting monthly and I have been trying to remove this items for a year now. I 've sent letters, I contacted them and all I 'm told by these credit bureaus that they never received any documents.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm looking for a cheap hotel in the east.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I am going to need to find a rental car for the 14th of this month. Go ahead and pull up some options.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "i am looking for a place to stay. The hotel should be in the type of guesthouse and should have a star of 4.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "360 feedback questions", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I use Bank of America billpay to send money to individuals. When the individual tries to cash the check at any Bbank of America branch, Bank of America responds that they do n't have to honor it because it 's not drawn on Bank of America.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Some forms of basketball utilize the Elam ending, where the game ends when a team reaches a target score.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Debt collector made several calls to work associates and in-laws describing debt in detail.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I was a visiting scholar 4 years ago in XXXX. I had a XXXX VISA Account and I closed it when I left XXXX in XX/XX/XXXX. This year, I came back to XXXX again. However, when I saw my credit report today, according to XXXX, I had a bad debt rating. I called XXXX CARD, they told me that I had a {$90.00} payment in XX/XX/XXXX. How could it happen with a closed account? If there was a pending payment, how could I have not been notified? And how could this account be closed?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "What are tick population control measures in the United States?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Where you planning to go?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Bayıldım harika hemen alın", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "That's correct.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Okay, that sounds perfect! That's all I need for today. Thanks!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "TransUnion shows on my credit report the amount {$860.00} past due to XXXX University. I have spoken with multiple people at XXXX and they all tell me I do n't owe any more money to the school and my accounts were paid in full XXXX of 2015. \nTrans Union is ruining my life and since their website is garbage, I ca n't file a complaint there.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What methods are used to determine the safety of drinking water?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Identity Theft/ Mail Fraud filing ; homeowners ' not in foreclosure ( XXXX ). \nNC DOJ # XXXX XXXX - Citibank ( 2 ) Accounts - Debt placement and amount confirmation", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The website locked up before I could view my report. When I tried to return to the page, it said I 'd already gotten my yearly report when, in fact, I had n't had the chance to view it at all.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This company calls anytime of the day or night. I have asked them to not call after business hours or on the weekends, they continues to do so.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Equifax allowed for my entire information : SSN, DOB, DL #, address, credit card information, etc. to be accessed by parties not entitled to the information. My entire equifax history is now part of the hacker world with complete access to anything they want.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have account on my Equifax credit report that I am not responsible for. I have contacted the bureaus along with creditor and have had no help with resolving the situation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thanks. I would also need a rental car when I get there.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Saccharomyces cerevisiae has been favored due to its vigorous fermentation capabilities and the only rarest yeast species involved in a fermentation. Additions of sulfur dioxide may limit some of the wild yeast activities, these yeasts will usually die out once the alcohol level reaches about 15% due to the toxicity of alcohol while the more alcohol tolerant Saccharomyces species take over.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Debt was removed in XX/XX/XXXX, and the same debt was added again in XX/XX/XXXX. I do not know anything about this?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Would you like to know about physical, chemical, or microbiological parameters?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I'm interested in learning about Conchology.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Find me something to New York.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I sent a dispute to Transunion on XX/XX/2021. These inaccuracies are seriously harming my credit with my Credit score being XXXX. These accounts were never verified after multiple attempts to reach XXXX directly and didn't receive any response .Under Federal law I know that if the information Is either proven to be inaccurate, missing, or erroneous that they are required by FEDERAL LAW to DELETE them IMMEDIATELY! I have provided documentation supporting my complaint attached below. I am a litigious consumer and fully prepare to act under the full extent of the law to get this resolved. Under the FCRA, unverifiable accounts must be removed and I was never provided a copy of verifiable proof, the account must be removed. I also have mail receipts attached as well.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "That will be from LAX.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Collection agency has repeatedly contacted me and third parties regarding an alleged debt after being asked to cease and desist contact. \n\nAgency also failed to verify the debt and prove the debt is not time-barred, including refusal to provide Date of Last Payment and/or Date of Delinquency.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I called XXXX Bank to remove as an authorizied user thats effecting my credit for XXXX dollars of over utilization .Please have them take off this account thats dragging down my credit score only this XXXX account.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I did not give these companies permission to pull my credit reports. \nXXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX is reporting 17 late payments on XXXX Credit report illegally after the date of discharge on the following account after repossession / charge off date. Ford Motor Credit is also reporting on my XXXX XXXX credit report 47 lates after repossession and after account was closed and charged off Ford Motor Credit- # XXXX To report lates on closed account is illegal.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I disputed my XXXX report via certified mail in XX/XX/XXXX and Also XX/XX/XXXX CFPB case number XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Yes, I've got five restaurants, four center and one in the west that serve British food. Do you have a preference in location?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "State Collection Service Inc. hung up on me after I tried to provide them information regarding why my mother did not owe the bill they stated she owed. XXXX Collection Service Inc. does not provide an email address to speed the communication process, XXXX has to communicate with them via postal mail.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I received Financial assistance from the hospital for all my hospital bills. I do not owe anything and have directly contacted the hospital to make sure. I keep getting phone calls from this third part and i do not owe a dime.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay, that sounds great. I also need a train that leaves on Sunday after 17:30 from Cambridge going to Stevenage.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "You want me to book a table for next Friday for 4?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "aadhar card link online", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "COMENTY IS FAILING TO REPORTS ALL ACCOUNT TO  XXXX . THESE ARE UNLAWFULL ACTS TO CONSUMERS.     RE-INSERT ALL ACCOUNTS ONTO OUR CREDIT REORTS.     THIS VIOLATING THE DODD-FRANK ACT AND OTHERS LAWS.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Americash loan wants XXXX on a XXXX loan a 197 % rate of interest a high rate of loan", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "my medical information was given to a third party without HIPPA released forms without my consent. I have requested that the above be moved off of all of the three major credit bureaus.\n\nhowever two of the major credit bureaus refuse to take them off. ( XXXX XXXX )", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am a victim of identity theft. Several years ago my office was broken into and several ID documents were stolen. I filed a police report and have attached it to this complaint. My credit file was accessed without my knowledge or approval online without me being physically present and showing an ID. I did not authorize the credit inquiry on the following dates from the following creditor : XXXX XXXX XXXX / XXXX Dates : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Good morning, I applied for a mortgage with XXXX XXXX. When they pulled my credit report, there is many credit card company mentionned many times. I would like to ask you if CFPB could help erase XXXX XXXX XXXX ( XXXX XXXX XXXX ), XXXX XXXX XXXX in my credit report because they block me to get a loan. I used to pay XXXX XXXX XXXX XXXX dollars monthly to relieve my debts. \n\nI attached the 2 pages of the Credit Report and the letter I received from CFBP. \n\nXXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Unauthorized hard inquiry reporting on XXXX report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Transunion refused to remove the item from my report after being notified that the creditor acknowledged that the item was not mine. I provided the creditor statement and other relevant information to trans union but they continue to report this item on my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have three Frost Bank checking accounts that have continued to show up on my credit report as collection accounts. These accounts are supposedly from XXXX & XXXX and they all show to be checking accounts, which makes zero sense, as I never had more than one personal checking account with this bank. The only time a second & even third account existed was my Business Checking account. That said, Frost Bank is legally restricted from reporting business accounts as collection accounts on my personal credit report, yet it appears they have done so. I have asked for my account statements on all three accounts more than once and was never furnished anything. Due to not receiving the information that I am legally entitled to, I contacted Frost Bank to see if I could have this removed by just agreeing to pay each collection in full and I was explicitly told that they would remove these collection accounts if paid in full and that they would send the request immediately after the balances were cleared. Therefore, I went to the nearest Frost Bank and purchased three separate money orders and was told that the branch had to mail all 3 money orders to the collection dept in XXXX XXXX because the bank branch couldnt process payments for collection accounts for some reason. Three weeks pass and each item is still listed - each with the full balance still showing as unpaid & delinquent. I called the collection dept and they said they never received anything and then proceeded to make me feel as if I was lying about the money orders. Two days later I get a voicemail saying they located my money order payments and that they had already submitted for the accounts to be removed from all three bureaus. Unfortunately, they didnt do what was promised - all they did was list the balance as Paid Collection but they never removed the accounts entirely. I wouldnt have wasted money paying collection accounts had I known they wouldnt remove the accounts entirely because paid collections do no good for any consumers credit score. I have contacted the collections dept several times and no one will ever call me back. These accounts have undoubtedly made my overall cost or credit much higher than it would have been otherwise. I have absolutely nothing else that is negative on my report except for Frost Bank. \n\n**On the attached screenshots, you can clearly see that not only is Frost Bank still reporting these accounts as collections - but they are also still reporting each account as derogatory! \n\n**I also attached screenshots of the remainder of my credit file to represent the fact that Im not someone that just doesnt pay their bills. I have zero late payments ever and if Frost Bank would have done what they promised to do, then my score would be close to XXXX, but instead my score ranges from XXXX - XXXX. These accounts need to be removed IMMEDIATELY.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What is your return date?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Called me at XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX. I 'm sure it would keep going but I have the phone set to block them now so I do n't see it. I am at work. I ca n't answer my phone NOR can I tolerate people calling me every 30 minutes - 1 hour or less!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "How is Tai Chi used for self defense?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "You can take 0 checked bags. It will take you to the destination 6:26 am local time.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "XXXX XXXX XXXX XXXX misdiagnosed my condition, I was there on a Sunday afternoon about a XXXX, I was given an XXXX and sent home. Monday night I was admitted into XXXX Hospital and was operated on Wednesday morning. I almost lost XXXX because of them. Also I never received notice from Aargon Agency that they were collecting this debt. They have violated the FDCPA as well as the FCRA.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are ongoing debates as to whether Sharia is compatible with LGBT rights.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I applied for a student credit card and was denied. I only have ( XXXX ) bad thing that has been on my report for 6 years and I was denied and I think it 's for credit discrimination. Everything else on my credit report is good and in great standing.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "ポルカドットのアイテムを持っていますか？ -> 持ってると思います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "49ers live stream reddit", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "「めちゃめちゃいけてる」に出演されている芸能人の中でご存知のかたはいますか？ -> はいいます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Fraudulent account with XXXX - XXXX was opened under my name. Incorrect address & phone number was used. Account appears to have been opened in XXXX 's main location as the address and phone number used to open my account was in XXXX XXXX, South Carolina. \nXXXX was contacted and I was told they were opening a fraud investigation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "RMP XXXX XXXX a XXXX XXXX company tried to collect a debt of {$76.00} from a service date of XX/XX/XXXX. They have called multiple times and on XX/XX/XXXX stated that I owed this amount. I then called the location that they told me the debt had accrued and they told me that I do not have any outstanding balances. I called and confirmed multiple times. They do not even have the accurate account number that is associated with it. \nContact addresses XXXX XXXX XXXX XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX They also stated that they have offices in XXXX, NC. I could not find an address for that. They keep calling me even though I have told them the location that the debt accrued at has no balance and that it is not in collections. They have not referred me at any time for debt collection. Here is the website that I was given https : //www.receivemorermp.com/contact/ as well as pay.rmpone.com", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have disputed the referenced accounts to the 3 main credit bureaus and do not owe your company anything. I dont know this company and I do not recall ever having this debt and appears to be fraud, see attached FTC Report. Moreover, no adequate information has been given and noticed these accounts appear to violate my rights as well, per 15 USC 1692 ( e ) ( f ) ( g ). Moreover, you stated the account was verified as accurate by law 15 USC 1681 ( e ). Per 15 USC 1681 ( e ) The term investigative consumer report means a consumer report or portion thereof in which information on a consumers character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. However, such information shall not include specific factual information on a consumers credit record obtained directly from a creditor of the consumer or from a consumer reporting agency when such information was obtained directly from a creditor of the consumer or from the consumer. Investigations weren't completed as described by law and no factual information should be on credit reports. Im requesting removal of accounts and/or monetary compensation due to violations of my rights. Im currently seeking litigation regarding consistent harassment, unfair debt practices, adding without my permission/authorization within 5 days and more. As the original creditor, only I can validate the debt therefore Im requesting removal and this account violates my consumer rights in several ways. Please remove and provide some updates within 4 days of receipt, as this has been ongoing for over 3-4 months.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "When beer is exposed to ultraviolet light, the light causes the riboflavin (or vitamin B2) in the beer to break  isohumulones (the chemical that makes beer bitter). This chain reaction creates a chemical that is similar in smell to the scent skunks produce as their natural defense, thus spoiling the beer.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "What is the chemical formula of silicone dioxide?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Some forms of basketball utilize the Elam ending, where the game ends when a team reaches a target score.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "May I have where you will be departing from and the day of travel to better assist you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Yes. Can I have the address to Wandlebury Country Park?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "We will be departing on the 10th of this month from Seattle with destination to Chicago.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I am filing against Equifax because my credit score is XXXX fair and the XXXX is XXXX excellent. Please correct.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There's the architecture of the churches and schools. There are also cinemas, colleges, and boats.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I had a problem with Bank of America they closed my account because I had a few over drafts on my account but all was paid even after they closed the account now I cant get an account no where else because they have me down a I owe them money but the money was paid I even called and talk to a lady and she didnt see nothing there that say I didnt pay but when I go and try to open an account some where they say that I owe another bank and thats the only bank that I had", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "とあるモデルガンのランキングによると、ライフル・SMG部門で一番人気のあるものは、東京マルイのHK417、アーリーマリアントだそうです。ご存知でしたか？ -> 知りませんでした", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "2015 mustang gt", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Would you like to know how The Fortress of Solitude looked in 1949, 1958 or another year?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have a Delta Airlines flight that departs at 5:55 pm with 0 layover and costs $107.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "13.08.2024 05:23 tarihinde +919749113572 numaralı telefon numarasından tarafıma \"Yağız, finansal hesabın eklendi. Hesap: pyb182 Şifre: qh1365 USDT Bakiyesi: 2.327.960,00 [tepois.com] Lütfen güvenli bir yerde saklayın.\" içerikli bir mesaj geldi. Bu numara ve kişiyle hiçbir bağlantım yoktur. Numaraya cevap vermeden derhal tarafımca engellenmiştir. Kesinlikle şikayetçiyim. Hesap bilgilerime el konulup telefon numaramın kullanılması, yayılması veya WhatsApp'ta bulunan bilgilerimin dağıtılması veya üzerime herhangi bir borç çıkması durumunda hiçbir sorumluluğu kabul etmiyorum. Tüm sorumluluk WhatsApp'a aittir. Şahsım adına gelecek herhangi bir soruşturma veya borç hakkında WhatsApp sorumludur. Benim numaramın bu kadar kolay bulunmasından dolayı sorumluluk kabul etmiyorum.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I had told my Internet provider XXXX XXXX that I wanted my account closed months before my account was actually closed. I had gotten another provider, but they kept charging me even though I was n't using their services. I now have a collection from XXXX XXXX on my credit account that I want removed by XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What are the nutritional properties of bananas?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Phone call was made for XXXX XXXX at XXXX XXXX time from XXXX . I do not know XXXX XXXX. Phone number XXXX extension XXXX claimed by representative XXXX XXXX ( woman ). Company MCM or Midland Credit Management. I also Spoke with XXXX XXXX ( man ). He claims the address is XXXX XXXX XXXX. I am on national do not call list. This is a repeat offense from this company. This and many other companies have been warned not to call and they still repeat their actions.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "THIS COMPANY IS ILLEGALLY TRYING TO COLLECT A DEBT I DO NOT OWE. IVE REACHED OUT TO THEM SEVERAL TIMES ABOUT THIS ERROR ON MY CREDIT REPORT AND NOT ONLY ARE THEY REPORTING IT ONCE BUT THEY ARE REPORTING IT TWICE. IVE BEEN REACHING OUT TO THEM FOR OVER A YEAR AND THEY KEEP SAYING ITS FIXED BUT ITS NOT.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ive contacted the companies and tried to resolve the matter still nothing", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "in XXXX 2017 discover card reported my payment 30 late, ,i have never been late on my payment, never there must be something wrong on their end i pay electronically online", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1 litrelik Fese Tea soğuk çay şişelerinin kapakları kapanmıyor, her zaman yaşıyorum. Bu sorunu 10 kere deniyorsun, sürekli diş atlıyor. Bu çok rahatsız edici. Bu sevdiğimiz tadın kapaklarına bir çözüm bulunamaması üzücü. Bir ara kapaklar küçülmüştü, düzelmişti. Bu soruna bir çözüm bulunması gerekiyor bence.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I sent a letter to remove this personal information that UNKNOWN to me. I came across this law today and according to the Per FCRA 605B ( 15 U.S.C. 1681c-2 ) you are required to remove this personal information not later than 4 business days. XXXX XXXX XXXX XXXX XXXX  XXXX XXXX, WI XXXX Date Updated : XX/XX/2021", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "people are reporting my balance owed to XXXX state child support at almost 40k, when in fact i am almost paid in full and the remaining balance is only about 1000 to be paid off within the next 60 days, i want this updated now to show the accurate information .i have contacted all credit reporting agencies and all of my credit cards and i still see inaccurate information in my report please update this record", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This debt was included in a Chapter XXXX BK XXXX filing. This has been addressed by the CFPB previously and the collection agency stated they would stop all collections and remove debt from my credit report. This debt has now been added back to by credit report and the collection calls has returned.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had faxed my report request To Clarity Services to obtain my report by fax and they have not responded.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "9 volt batteries", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This is the several times I've complained about being a victim of identity theft. 3 credit bureaus must remove any account that was opened without my knowledge, consent, or authority within 4 business days with ( 1 ) appropriate proof of the identity of the consumer ; ( 2 ) a copy of an identity theft report ; ( 3 ) the identification of such information by the consumer; and ( 4 ) a statement by the consumer that the information is not information relating to any transaction by the consumer. \n\nXXXX  XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX Balance : - ; XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX Balance : {$6100.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Pioneer Credit Recovery , Inc. contacts our business multiple times every day in reference to a worker 's personal debt despite being advised over and over that this is a business and our workers are not allowed to take personal phone calls on business lines. These tactics include calling the direct lines of every employee which are listed on our website. The calls usually total more than 10 per day.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Nw financial in XXXX XXXX, mo. Shows 3 derogatory remarks on my XXXX credit report. The companys that filed a collection with NW are XXXX XXXX XXXX, XXXX XXXX XXXX and XXXX XXXX XXXX on XXXX. These were all discharged in my bankruptcy in XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Where will you be traveling to?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Account # XXXX XXXX XXXX XXXX was added XX/XX/2009 account should be removed after 7 years. The account is now open account and in good standing but the account is in both negative and current standing. Negative past due status should be removed from credit report. incorrect amount and account is not closed", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "That's the Bridge Guest House. Would you like me to book a room for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Can grenache be found in South Africa?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I'd like it in Los Angeles the 12th of March and I want to get it at half past 1 in the afternoon.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "This robo call comes in every day for the last 4 months, I do n't know this company, have no outstanding debt with them and have never received written notice or proof of any debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you. Could you also try for a rental Compact car as i need to pick it up around three pm and i want it till 9th of March", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. \nAccount name : XXXX XXXX Account number : XXXX Account name : XXXX  XXXX XXXX Account name : collection. \n\nAccount name : XXXX  XXXX Account name : XXXX / paid off account. \n\nAccount name : XXXX XXXX Account XXXX : XXXX / XXXX missing payment and repo, the account is open and paid on time. \n\nAccount name : XXXX XXXX XXXX Account number : XXXX Account name : XXXX XXXX XXXX Account number : XXXX has violated my rights. \n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.\n\n15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "電車はよく利用しますか？ -> 通勤で毎日利用してます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I would recommend Old Schools located at Trinity Lane. The architecture there is beautiful.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "The train should leave on monday and should leave after 16:45, departing from stevenage and should go to cambridge.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Burr and Rheid have non stop harassed me with thratening letters without any real cause or even any amount owed and by whom which the debt is owed. Also when you try to contact them they eefuse to answer the phone.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, I can do that. A black volvo should be picking you up, the contact number is 07567468544. Is there anything else I can help you with?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Are there any events of your choice?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Green Party candidates for the House of Commons in 2019 included Elizabeth May, Jenica Atwin, Pierre Nantel, Mark Vercouteren, Macarena Diab, and Dale Dewar.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Real Ale is made from traditional beer ingredients which include water, a source of starch, brewers yeast, and flavoring.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Amazon Credit Card via Synchrony Bank continues to reduce my credit line despite the fact, I pay my account timely and without issues. This continues to impede my credit score and su ggest my account is over the limit. It 's wrong to decrease my line of credit albeit, I 've paid my bills on time with this banks.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On Board an XXXX XXXX flight the passengers were offered roundtrip tickets to any US destination including Hawaii if we applied for a CITI Bank, AA Advantage card. I recieved the card and spent the required amount in the required period to qualify for the Hawaii tickets. Upon applying for those tickets I was told that Hawaii was not a part of that offer. The card as presented by XXXX XXXX agent was false and both CITI Bank and XXXX XXXX will not honor the offer as presented.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have filed XXXX to Transunion, XXXX & XXXX XXXX have XXXX XXXX XXXX off my credit report alone with the address XXXX XXXX XXXX XXXX La XXXX which XXXX XXXX, there is fraud alerts placed on each bureau still no changes & it 's affecting me. Can you please investigate and have this removed from all XXXX credit bureaus.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "From which place you want me to book the car? or let me know your present location to search the one from there.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "WOULD NOT OPEN A ACCOUNT NEED TO KNOW REASON", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Okay, great! I'm so glad I could help you. Have a wonderful visit!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "a collection agency keeps calling and telling me that I got a loan that I never got they keep calling me from the numbers XXXX and XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It is believed that saffron originated in Iran. However, Greece and Mesopotamia have also been suggested as the possible region of origin of this plant.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I bought a bed ( mattress & box spring & mattress pad protector included ) from XXXX JC Pennys last Wednesday the XXXX of XXXX 2017. I spent about {$500.00} for it but however I have yet to receive it. I keep getting the \" runaround '' from JC 's. \nFirst they told me I would receive it on the XXXX? then again the next day the store told me i 'll get it. I am fed up with it all.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have repeatedly disputed false inquiries on my credit report with Experian while sending proof that the original creditors either have no record of my inquiry or that I have received no response from the original creditor. After numerous calls and escalations Experian has failed to remove these false inquires. Please uphold them to their jobs.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I paid off my Captital One Auto Finance loan early and they submitted to the credit bureaus \" account closed '' instead of \" paid in full ''. Subsequently my credit scores went down.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I recent disputed inquries on my credit report to Equifax due to some fraudulent activities. Companies such as : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, Equifax XXXX.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Have a good day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Hoy unveiled the brand that bears his name, Hoy Bikes, in November of 2012.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I'd like to book tickets for an event?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Native Americans in German popular culture were portrayed in a romanticized, idealized, and fantasy-based manner.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "In accordance with the Fair Credit Reporting act -XXXX XXXX XXXX XXXX ACCOUNT # XXXX XXXX ACCOUNT XXXX XXXX has violated my rights. \n\n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1666B A billing error 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Sounds great.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I had XXXX XXXX on XX/XX/2017 my XXXX XXXX insurance paid my bill there are no other charges due. XXXX hires XXXX to collect money due to their error of billing. They have been paid and verified from XXXX XXXX. Remove at once from my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "では、次に買おうと思っている家電はありますか？ -> 今のところ特にないですねしばらくはないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "XXXX XXXX at Bilateral Credit is contacting me and my family after I have sent a cease and desist letter. He is using tactics such as 'spoofing ' his phone number. Rather than showing his real phone number or a 'restricted ' phone number, he is using software to make it seem like the XXXX , XXXX, or even XXXX office is calling. He is trying to harass my family with these tactics.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Transunion which is the only bureau reporting a state tax lien has not followed the new rules applied to credit bureaus. I disputed this lien several times as it does not contain my name, address, dob and social security number. Please delete asap", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I pulled my credit report and found a few inaccuracies as a result I contacted the FTC and followed their direction with regard to resolving the matter. Nonetheless I was a victim of FRAUD and I made a police report and other necessary filings. However, this company continues to try and collect on a FRAUDULENT account. I was advised to file with your establishment before contacting the FCC and others.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I recently pulled a copy of my credit report and noticed the following information are in error : Credit Inquires : The FCRA states that the only permissible purpose for pulling someone 's credit report is a ) firm offer of credit b ) insurance c ) employment or d ) a court order. \n\nThe following credit inquiries are related to none of the aforementioned permissible purposes : XXXX XXXX/XXXX/15 XXXX XXXX/XXXX/15 XXXX XXXX XXXX/XXXX/15 XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/XXXX, XXXX XXXX XXXX XXXX on behalf of XXXX XXXX XXXX received a judgement against me in the amount of XXXX. On XX/XX/XXXX they requested a Garnishment of my state income tax refund. It has been 8yrs and 5mos, way of the SOL for the State of Michigan. This has been off my Credit Report for more than a year now. Now my return is being held. \nI will be filing a objection with the state as soon as I receive their notification in the mail.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Is there a guesthouse that might be in the cheaper price range in the same area?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Hope you have a good day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I utilized coinbase to purchase crypto currency in the process I was charged the legitimate amount but then charged again the same amount. I paid a total of {$850.00} and the company withdrew {$1700.00} from my account resulting in me having to transfer money right away last minute. I am now left unable to pay for upcoming bills that are due.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In XXXX I had authorized Ocwen to automatically deduct from my XXXX account the amount of my mortgage on a monthly bases. through out XXXX Ocwen was deducting my mortgage from my bank account. In XXXX of XXXX I had to file for Ch.XXXX Bankruptcy but continued to pay my mortgage. Then in XXXX of XXXX, Ocwen stopped taking my mortgage from my bank account.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Stated XX/XX/2016 I owe {$2400.00} in debt to Pro Collect I cant get any information on it dont even know where the debt from. Seem like I cant get accurate information on it.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "On Board an XXXX XXXX flight the passengers were offered roundtrip tickets to any US destination including Hawaii if we applied for a CITI Bank, AA Advantage card. I recieved the card and spent the required amount in the required period to qualify for the Hawaii tickets. Upon applying for those tickets I was told that Hawaii was not a part of that offer. The card as presented by XXXX XXXX agent was false and both CITI Bank and XXXX XXXX will not honor the offer as presented.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm departing on the 11th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "2014 honda civic", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I do not have any contractual obligations to this debt collector, once a debt is written / charged off, that debt becomes paid and contract is good. I have absolutely no obligation with them.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "When does it arrive?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Called XXXX  and was told they would not investigate unrecognized inquiries on my report They are not correctly verifying items on my credit report I have disputed items in the past and they keep coming back as verified but no real investigation is being done by a live human being. I have uploaded letters from the court system stating that XXXX  has not reached out to them and that they have not verified any information. I was informed that XXXX  uses a third party provider and they pull information from public records. I have not authorized anyone to access my personal credit files", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "20.02.2023'te Detoks Prime yatak aldım Keşan/Edirne Süzgünler Mobilya'dan. Yatağın 1-2 ay içinde gelmesinin mümkün olmadığını söylediler. Bekleyeceğimi söyledim. 10 gün sonra bana malı getirdiler. Oraya koydukları teşhir malını getirip getirmediklerini sorduğumda, yok dediler. Yatağın üst pedi aynı tarafa kayıyordu, daha aldığımız gibi. Sonra aradık, servis iki kere geldi. 'Yaptık' dediler. Sonra yatakta çökme meydana geldi. Servis 3. kez geldi. Yatağın pedini aldı. Yapıştırıcı sürmemelerini, alerjim olduğunu söylediğim halde yapıştırmışlar, utanmadan yollamışlar. 15 gün üstünde yatamadık, yatağı havalandırdık. Üstüne üstlük çökme hala vardı ve Süzgünler'i aradım, genel müdürlüğe bildireceklerini ve arayacaklarını söylediler fakat ne arayan var ne soran. Kusurlu mal satıyorlar ve sattıktan sonra umurlarında bile değil. 1 buçuk sene oldu hala uğraşıyorum. Daha da mallarının arkasında durmazlarsa Tüketici Hakem Heyeti'ne vereceğim.", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "アニメ化することはご存知でしたか？ -> 全く知りませんでしたアニメ化するのは知りませんでした", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "i like fia and do not want to do this. FIA card services i asked for credit line increrase on card ending XXXX was declined for reasons not accurate. i have not asked before now. and i do pay. i was granted XXXX on another card recently. with it this way i will not use it much. these reasons are inaccurate. i ask for someone to check it since i can not wait on hold all day i wanted XXXX line now there is a hit on my credit card line.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What type of milk is used in making tofu?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Cool, I appreciate you.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Incapable of issuing free annual report due to insufficient identification information. The identity information to process this specific transaction included copies of the requested social security card and drivers ID and also a valid employment pay stub. Need recertification to complete this transaction. Notification/correspondence does not specify the proofs needed. Thank You for your time.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Black sigatoka is a leaf-spot disease of banana plants caused by the ascomycete fungus Mycosphaerella fijiensis (Morelet). Plants with leaves damaged by the disease may have up to 50% lower yield of fruit, and control can take up to 50 sprays a year.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I have identified information on my reports that are a result of identity theft. These items are not related to any transactions completed by me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Is there a way to minimize the motion blur when taking a photo?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Initially I disputed items on my credit report, which came back as verified. I believe that the investigation is questionable.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "If you are interested in leaving the in the morning, we have trains as early as 5:24 and as late as 15:24 that fit your arrival time.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I was also wondering if you would be able to help me find a place to go to see some great architecture.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "SWC Systems state that I owe their client XXXX {$490.00}. Instead, they 've reported an amount of {$490.00} to the CRA 's, which means they 've misstated the balance due and trying to collect more than the alleged amount. This is a FCRA and FDCPA violation. \n\nSincerely, XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "in fact, I opened an online account at the bank group : national city bank group. my account was only visible for two months then nothing. I have addressed correspondences still no solution to my problem.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "your company failed to provide the required notice of additional required documents within  five ( 5 ) business days in violation of Regulation X, 12 C.F.R. 1024.41 ( b ) ( 2 ) ( B ). Therefore, this client 's application is entitled to be treated as facially complete pursuant to Regulation X, 12 C.F.R. 1024.41 ( c ) ( iv ).", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This inquiry is not authorized and was done by the creditor without my knowledge or permission!! you must remove these inquiries as soon as possible!", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Muslims believe that Muhammad was transported from the Great Mosque of Mecca to al-Aqsa during his Night Journey (Isra and Mi'raj). Moreover, Muslims prayed towards al-Aqsas for a period of 16 or 17 months after migration to Medina in 624.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Lenders charge caused bank charges and overdraft ... after I ran into difficulty making my full payment due to my Daughter being ill..Every two weeks when I got payed I called and made arrangements to pay down balance on loan..which I have been doing since XXXX ... but at the middle of the week before my pay day..an unauthorized draft was sent to my bank ...", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Booking was successful, the total fee is 450.6 GBP payable at the station. Reference number is : 9YW0JV6V .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "That is okay, can you search for a round trip flight?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The call my phone 100 times a day. My boyfriend and I went through a financial hardship at the beginning of the year and we are trying to take the proper steps to resolve this debt. They continuously call and say we need a payment today card or routing number. I tell everyone that we 'll pay on line there is no need to call. They talk over me and continue to ask for payment. I tell them when we have the money it will be paid. The say they 're sending it to collections I tell them okay send it. I rather talk to them not you guys.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX, XXXX, TRANSUNION IS REPORTING WRONG", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a plan to go for a short ride and for which I need a small car from Washington for the pickup at 18:00.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "XXXX, the car is financed by gmac I submitted the paperwork by my insurance adjuster the estimate and the check to be signed by gmac to get the car fixed it has been over three months with more conditions to get the car fixed, the refuse to send me my original estimate", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Phone call harassment all hours of the day, will not stop calling. I do not owe anybody any money, never missed a payment in my life and am a XXXX veteran", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was on XXXX and successfully obtained my XXXX  and XXXX reports but the EQUIFAX report resulted in an error and returned me to the XXXX web page which \" assumed '' I obtained the report and would n't let me try again. \n\nGiven all of the media attention around the Equifax data breach, I must obtain a copy. Please help.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Does green tea have any beneficial health effect?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Beyendim. Təşəkkürlər", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I was able to book the El Shaddai successfully, 3 people for 3 nights, and the reference number is O0C7RI4U .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Which city do you want to depart from and where are you heading? On which date would you like to travel?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "102 dalmatians", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have 4 different indian places to eat. Two are moderately priced and two are expensive. Do you have a preference?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have a plan to eat outside for which I need some nice restaurant. Please help me to book a table.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Have a nice stay in town. Let us know if you need help again.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Can you name some localities within the US that have sugar tax?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Bir tık küçük gibi geldi kulak kısmı hafif bastırıyor", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "XXXX   XXXX   Citizens Bank Account #  XXXX  Overdraft line of credit.\nPrimary account has been charged off.\nIt seems like late fees keep getting added on, but when I ask for statements I ca n't get them. The principal never gets paid off.\n<P/>\nI contacted the company, and they said that since I do n't have an account with them, I ca n't get a statement from them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have a wonderful day!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "60 inch smart tv", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "This information was removed back in XXXX 2015 and then now, 3 months later it is reappearing!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1999 corvette", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Are you going on March 2nd?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The terms of my mortgage refinance loan at closing were not the locked in rates of my application or what I was promised. I became aware of the changes when I reviewed my closing documents, there was no explanation prior to the date of signing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Transunion has XXXX XXXX XXXX XXXX showing in which there is no money owed on this account. \n\nThis account has been paid and XXXX XXXX XXXX XXXX owes me money back. \n\nThis account was over paid and have filed with the FTC & CFPB I have enclosed documents showing the money paid as well as the incorrect information that Transunion has on file.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a home equity line of credit with XXXX. For some reason it 's reporting as a credit card on my credit report with all three credit reporting agencies. This has caused other credits to deny my applications for new credit and increases in existing credit lines.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have auto inquiries on my credit score that I never gave my consent to", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近電気屋さんには行きましたか？ -> 最近は行ってないですね全然行ってないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "And where will you be departing from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Re : Inaccurate Credit Information To Whom It May Co ncern : I received a copy of my credit report and found the following item  ( s ) to  be errors. This item is to be updated with Equifax. Please do so immediately and send an updated letter to me. My account is being reported closed on  XXXX    XXXX  . Has been this way for  six months. Reporting credit card is late two times which is incorrect the account has been paid all payments have been made.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Agreed amount paid to settle debt with stipulation that updated reporting would be done to XXXX major credit bureaus. Debt paid but reporting not made to XXXX major credit bureaus.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Rugby is commonly played in the United Kingdom, France, South Africa, Australia, New Zealand, and Polynesia. It is growing in the Americas and parts of Asia as well.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Equifax has divulged my information to hackers through their poor security. I used their website to verify whether or not my information may or may not have been compromised. The results of the investigation is that my personal information may impacted.\nDATE : XX/XX/2017", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The credit bureaus are reporting erroneous information on my credit file and i've been fighting with them for several months.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "My payment for  XXXX     2017 to my mortgage payment to Ocwen Mortgage is missing in my   XXXX   Credit report (  see attachment ) and also my Credit report was last updated  XXXX   XXXX ,  2017  by my credit reporting agency", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have been paying on a student loan since  2004", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "There are six in my party, and we'd like to stay for two nights, starting on Sunday.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "2001 dodge dakota", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I had this account with XXXX Credit Counseling in a group debt management program. This company called and said I had to set up a payment for this account and when I questioned if this account was already with my debt management program, they misrepresented the status of the account and told me I needed to sign up for XXXX dollar a month payment plan. They did not correct me when I asked them if this was a different account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had a Gm XXXX that was recalled because of an EPA lawsuit. When we turned int the vehicle we were told by XXXX not to make anymore payments and that they would make the payment before the due date since they were paying off the loan. We got notice 30 days later that there was a 30 day late payment put on our credit reports. I 've tried to have it removed with the company and the credit reports but no one has removed it. XXXX refuses to fix their mistake.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was unable to find the most popular item, but I did find that their menu consists of just 5 items: burritos, bowls, tacos, quesadillas, and salads.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "12:00 please.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I Disputed these Debts a few times with the companies but they still havent removed them from my credit report I sent a few letters in trying to get them taken off my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I declared Chapter XXXX Bankruptcy in XX/XX/XXXX Case Number XXXX and the disposition was XX/XX/XXXX. However, on my credit report it shows my two mortgages OCWEN and XXXX discharged in the Bankruptcy as discharged. I have been paying on these two loans every month since the Bankruptcy. Please see attached mortgage interest statements for both mortgages. This is affecting my credit in a negative was. I feel this is incorrect and unfair.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "{$24.00} XXXX been charge to my credit card for 1 year, I finally asked my bank about it and they said Experian has been doing this forever and then some. I never signed up for any service and they keep taking money. I have tried numerous times contact them on the phone, but they do not answer. \n\nI figure I already lost the money, but I want the Experian company to be put on notice that they are fraudulently charging money to consumers.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ドラマはよく見る方ですか？ -> 全然見ないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Citibank ran a promotion XX/XX/XXXX where customers who open a checking account with at least {$15000.00} and keep a balance of {$10000.00} for the next 30 days will receive a {$400.00} bonus offer. I have met the requirements of this offer and have been repeatedly promised by Citibank that the bonus is on its away. Despite opening internal case resolutions, I still have not seen the amount deposited and I have been getting the run around.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This account is reporting inaccurately across all three credit bureaus. This is a violation of the Fair Credit Reporting Act.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have never received any type of communication that this is a debt I owe. If so, I would like to see that contract or agreement I made with this party that would show there was a contractual agreement.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have requested validation of debt and all I keep getting from the company is a bill saying that they have validated which the person is not me. I ask for proof bearing my signature and they continue to show me nothing. but just say it been validated that its me and the letters and phone calls continue.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ACS has been applying my entire monthly payment only to interest and allocating XXXX to the principal.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/XXXX, my Paypal account ( XXXX ) shows there is one transaction charge : {$79.00} I dont recongize. I went ahead and disputed this charge. The dispute was denied right away by Paypal using the reason that this is a recurring charge since last year so it is not an unauthorized charge. I initially reported this charge as unauthorized because it occurred without my knowledge or consent. I contacted Paypal and mentioned that I just realized that I have been charged this amount two consective years since XX/XX/XXXX and argued that unauthorized charged means an non-consented charge even it was charged twice, it doesnt necessarily mean it is authorized. I later learned that Paypal categorized it as an \" Item Not Received '' dispute, and subsequently ruled in favor of the merchant, XXXX XXXX, without providing any specific evidence or rationale for the decision, but just said Paypal has reviewed the info provided by the seller. I am deeply concerned about the fairness and transparency of this decision. The charge in question was presented to me as a recurring charge that I had no record of authorizing. In my initial dispute, I provided a clear explanation of why I believed the charge was unauthorized, and I expected a fair assessment of the evidence. Instead, the reasons for my dispute were altered without my consent, and the case was decided against me without any transparent explanation. \n\nI am particularly troubled by the fact that when I inquired about the nature of the services provided by XXXX XXXX for which I was charged, I was informed by PayPal that I should contact XXXX XXXX directly to find out, as PayPal does not have this information. This response was both unhelpful and unacceptable. It is reasonable to expect that PayPal, as the mediator in this dispute, would provide me with sufficient information to understand the basis for the decision. When I provided my Paypal email and charged credit card info on the merchant XXXX XXXX website, it came back with no order related with info provided ( please see attached screen shot ). \n\nThe fairness and integrity of the dispute resolution process are paramount. I would like CFPB help to re-evaluate my case in light of the concerns I have raised and the absence of clear evidence to support the charge. I hope that PayPal will prioritize transparency and fairness in addressing this matter.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "5 gallon gas can", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Collection company insists that I have a debt from 2007 for an XXXX. Debt is supposedly {$2000.00} and they first started calling me a month ago. I have never had a XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Calligraphy continues to be used today for many written works including wedding invitations,  religious art, announcements, graphic design, and other handwritten works.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Yes, please. Can you book a room for Sunday for 5 people, 2 nights please?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "In accordance with the fair credit Reporting act XXXX  account # XXXX XXXX XXXX, has violated my rights. \n\n15 USC 1681 Section 602 States I have the right to privacy.\n\n15 USC 1681 Section 604 A Section 2 : I also states, a consumer reporting agency can not furnish an account without my written instructions.\n\n15 USC 166B : A creditor may not treat a payment on a credit card account under an end consumer credit plan as late for and purpose.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "「温泉」などリフレッシュするためにいきますか？ -> 行きたいんですけどねえなかなかちょっと今は忙しくて行けないですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I have opened a bank account at PNC Bank, last month and i have been waiting for my check book, and have not received it, but there is a check on your account that has been cashed without my permission or knowledge.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I disputed some items that were from me bing a victim of identity theft. The items still remain and I never received any feedback from the credit bureau.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "No, it is only three stars. It is the only expensive hotel in that area of town. Would you like to look in a different area?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Transition has an address on my credit report in XXXX Missouri. I have never lived there. I do n't know if this will make a difference, but should be corrected. Thank you.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is your departure city and destination?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Someone fraudulent open a credit card in my name with US BANK", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I thought I was doing a personnel favor for my CEO. I was sent a spoof e-mail in my companies mail box. I was defrauded on XX/XX/2016 for an amount of {$55000.00} US. I can send the corresponding XXXX e-mail along with correspondences with Detective XXXX XXXX of the XXXX Police Department XXXX ( XXXX ). \nMoney WIRE was sent to Citi Bank, XXXX XXXX XXXX XXXX., XXXX, CALIFORNIA, UNITED STATES, XXXX, BANK ID XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have the same bill reported XXXX times on my report. \nAct # XXXX & XXXX are duplicates. \nMed XXXX XXXX XXXXXXXX {$290.00} XX/XX/XXXX-XX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1957 corvette", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I'm traveling on saturday.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "There was a debt ( XXXX XXXX ) removed from my credit report but was added back the same day without notifying me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm a victim of identity Theft i did not give any Consent to anyone to open these accounts", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I received a letter dated XX/XX/XXXX from XXXX in XXXX, MD who is attempting to collect a debt that I was already sued for by Velocity Investments , LLC in XXXX, NJ and the case judgement was Non-suit back on XX/XX/XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Do you want me to book the car up to which date?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "There is a lovely standard Camry vehicle available in JFK International Airport for pickup on March 12th.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Glad to have been of help. Thank you for using the Cambridge TownInfo centre. Have a great day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "The account THE BEST SERVICE CO/XXXX  with account number # XXXX is still reporting this collection account to XXXX  Credit Bureau while the XXXX and XXXX already deleted it. This account should be delete also in XXXX since this was closed and dispute was resolved.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have repeatedly sent Transunion proof that these accounts are fraudulent and should not be reported on my consumer report. Transunion has continued to violate my consumer rights. I have sent in the proper documentation required that was asked and Transunion has failed to delete the accounts. Transunion is willfully failing to comply with federal law. These accounts have been deleted from my other consumer reports such as XXXX and XXXX. I will include proof below. According to the FCRA, Transunion is required to delete them as well. I have sent an FTC Identity theft report to Transunion proving the accounts are fraudulent which was also asked for. According to the FCRA, Transunion is required to delete those items while an investigation goes forth. Transunion has not done this. This has caused emotional distress and damage and also has caused damage to my reputation. I am asking Transunion to provide a copy of my consumer report showing the items deleted during the 30 day investigation and also proving they are complying with the FCRA. I am also asking Transunion to provide the name and direct contact information of the persons they will interview to verify the information the information on my consumer report they have refused to delete.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "This company wrote me a letter about a debt I do not owe. They say the debt is owed to XXXX XXXX. I have never done business with such a company. \n\nThe amount owed was {$30.00}. The fees were {$4.00}. The total was {$34.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2016 hyundai sonata", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This is XXXX XXXX please do not deny my complaint by stating that I filed this by some other means than myself. This is done 100 % by me. The stuff on my credit report is wrong and Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave any written consent to report anything on my consumer reports no consent is fraud.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "You can rent a standard Camry at LAX International Airport on March 8th.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I already claimed I did not know what this debt is for and also said that my insurance covers XXXX percent of everything. If the company is refusing to disclose any information about this debt then I will not pay and my lawyer will be contacted. Saying that the account was verified by you does not mean anything to me. Show me proof or drop this issue or I will see you in court. It is as simple as that.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "24 % interest rate high pmts refuses to help when i try and talk to someone refuses to allow me to speak with collections calls XXXX or more times a day when asked to stop very rude and demanding money has repo order on car even after i pay whst i can", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the chemical formula of silicone dioxide?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I am looking for an attraction in the centre of the city.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "504 plan for students", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "National Service Bureau threatened me with jail time and revocation of my license over an auto mobile accident. I had insurance during the accident but my insurance provider refused to pay because it was not the correct type of insurance. I understand that I am financially responsible to pay back the debt but they are asking for amounts that I am not able to currently pay. I have been out of work due to covid-19 pandemic and they threaten me with jail and revocation of my license. Also screaming at you on the phone and are extremely rude and very aggressive. I've tried to work with them to come up with a reasonable amount to pay back but they demand I pay a certain amount a month which I am not able to. It's alarming because of how aggressive they threaten every time I speak to them. I am willing to pay the debt back but I can not pay them what I do not have. It's especially a shame because I've explained to them the situation with my insurance and they just do not care.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "Okay, so what kinds of animal fats are used in making margarine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "on the XX/XX/XXXX jcpenney a hard inquire on the XX/XX/XXXX XXXX XXXX hard inquiry on the XX/XX/XXXX XXXX those are hard inquires from my XXXX i did not authorize i lost my wallet and all my personal information was in there and someone used my info. \nsame with origententant i guess someone tried to apply for an apartment in my its also on my XXXX and XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "No problem, how many tickets do you want to buy?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I was able to book you a room at the Allenbell. Reference #9BXOZE34 .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Have a wonderful day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Background On XX/XX/XXXX went to a financial institution to get pre-approved for a mortgage. Unfortunately when advisor pulled my file, the personal information and items on the report were incorrect. The advisor said they would try again later, as there might have been a mistake during the pull. \n\nOn XX/XX/XXXX, received an email from the advisor confirming the report pulled was associated with my SIN and let me know we would need to contact Equifax as the institution can not do anything on their side. \n\n\nTimeline of communications with Equifax XX/XX/XXXX - called to ask for guidance into how to address credit report issue. Process was explained to me in detail with specific words to use to get the issue resolved properly. Raised the ticket same day with all the requested information. Was advised it would take a maximum of 10 business days. \n\nXX/XX/XXXX - received multiple emails with updates on my file notifying the personal information was updated. The last email in the thread mentioned \" Please note, with the information received, we can not process your request. It would be necessary to specify what information is incorrect ( providing the account number or any way to identify the item on your credit file that needs to be reviewed for us ) ''. \n\nHowever, in the original application submitted on XX/XX/XXXX I shared all the accounts related to me and their details as per the advise of the associated who guided me through the process. \n\nXX/XX/XXXX - called Equifax for help on this issue. No investigation was opened. \n\nXX/XX/XXXX ( twice ) - first time was advised systems were down and to try later. Second time explained the situation and an investigation was opened. They mentioned it was a rush case and it would take 2 business days. \n\nXX/XX/XXXX - called Equifax and was told investigation still ongoing and would be resolved in 3-5 business days. \n\nXX/XX/XXXX - called Equifax and was advised to contact Equifax via email and provide phone number so team could contact me directly. Later learned this is generic email address only to be used for generic queries or complaints XX/XX/XXXX - called Equifax and they let me know the investigation was completed and that the email stating the same would be sent the next day. I also requested that a physical copy of the report was sent to my address and they confirmed the request would be raised. \n\nXX/XX/XXXX ( twice ) - first time call was disconnected. Second time was informed the investigation was still ongoing, escalated and was told issue would be resolved in 48 hours. They mentioned the investigation was complete and only the update was pending. \n\nXX/XX/XXXX - called Equifax and was told they meant 48 working hours and to call the next day XX/XX/XXXX - called Equifax and issue was not resolved, investigation still ongoing, it would be 2 business days as it was rushed. \n\nXX/XX/XXXX - called Equifax and let me know that the dispute is still ongoing, that there are two items that are still being investigated and that again- it would be 3-5 business days.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "RCS the service provider rejected my Loan Modification Request on the basis that I did not provide them with documents in time. I disagree with them and am now resubmitting a brand new application. \nTo ensure that MHA guidelines are followed, I am submitting a copy of my Loan Modification Request to CFPB. \n\nThanks", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The addresses that are posted do not belong to me I have never lived at these addresses delete immediately XXXX XXXX XXXX XXXX, XXXX, LA XXXX XXXX XXXX XXXX, XXXX, LA XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I'd like an italian place, thanks.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "The Macy 's payments website did not process my payment", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "cra violation sent po report and ftc violation of my right inaccurate information", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A letter was sent to me dated XX/XX/2016 from First Step Group stating that they want to settle on an outstanding debt. There are XXXX issues XXXX the account number they report is XXXX I never had, and to, I have ten years worth of documentation including credit reports that prove that account number does not exist.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "人工知能を搭載した、ルンバのような家電を使ったことはありますか？ -> はい家にあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I'd like to know how many volumes the main series consists of.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I applied for a deferment of my loan due to a financial hardship. It was approved beginning XX/XX/XXXX and end in XX/XX/XXXX. I was advised that all late fees and would be changed to paid as agreed from the date the deferment started. My credit report still shows late for XXXX and XXXX. I have disputed this with the credit agencies and nothing has been changed. Also my payment was due XX/XX/XXXX. They approved the deferment XX/XX/XXXX. I have also asked why they are reporting these payments 30 days late when XXXX was not due to XX/XX/XXXX and XXXX was not due til XX/XX/XXXX in order to avoid reporting to credit. Since the deferral was approved XX/XX/XXXX I should not have been reported late to begin with at it was not past XX/XX/XXXX. I am attaching the approval of the deferral I received XX/XX/XXXX and sent back same day as well as proof of the late reporting of 30 days my credit bureau.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "That is everything, thanks again.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "My brother passed away & his mail was forwarded to me. Collection agency ( admittedly ) cross-referenced his name with my address and put one of his debts on my credit report as a collection. I demanded that they remove it, but it is still there as a 'past ' collection. I reported it to the IL AG and she has n't heard anything.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "これらの場所には行かれたことはありますか？ -> 北海道はありますが函館は行ったことがないので行ってみたいと思ってます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "XXXX sent my name to collections with Fidelity Information, but I do not owe her money. I was not a party to the lease and do not owe her. She has said on numerous occasions that she is aware, but wants to be paid anyway. I 'm in the middle of buying a home and this has put a halt to my purchase. I want her criminally prosecuted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I borrowed  XXXX  dollars and because I could n't get income based repayment options for it inahd to keep deferring the loans. causing the loan to grow to over 90k. Now I finally got the loans consolidated or so I thought then they denied me for income based repayment without a reason. So basically I 'm screwed owing   XXXX   and I should only o  we  XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "make offers for credit, even if approved change terms ( always in their favor of course ) sales people AND management mis-inform clients blatant false advertising change websites ( 4 times in past year ) main retail website has link to bogus website", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "12/08/2024 tarihinde sonu 8426 ile biten Yapı Kredi Opet World kredi kartımdan 666,00 TL kart aidat ücreti kesilmiştir. Aidat ücretinin aşağıda belirtilen kanun hükümleri gereği ve ekstra bir şarta bağlanmaksızın iade edilmesini talep ediyorum. 'Tüketici Kanunu'nun 28 Mayıs 2014 tarihli ve 6502 sayılı Kanunun 31. Maddesinin 3. Fıkrası uyarınca, kart çıkaran kuruluşlar, tüketicilere yıllık üyelik aidatı ve benzeri isim altında ücret tahsil etmedikleri bir kredi kartı türü sunmak zorundadır. 4822 sayılı Kanunla değişik 4077 sayılı Tüketicinin Korunması hakkında Kanunun sözleşmedeki haksız şartlar başlıklı 6. Maddesi gereğince bankanızın almakta olduğu üyelik ücreti herhangi bir hizmet karşılığı olmadığından, söz konusu sözleşme şartı önceden hazırlanmış, özellikle standart sözleşmede yer alması nedeniyle içeriğine etki edilmeyip müzakere edilemediğinden haksız şarttır. 13. Hukuk Dairesince verilen 2011/4736 esas, 2011/11579 sayılı son karara göre söz konusu yıllık kart ücreti aidatının Borçlar Kanunu'nun 125. Maddesi ve Hukuk Genel Kurulu'nun 2010/1-93-88 sayılı kararı uyarınca geriye dönük kesilen kart aidatlarının da iadesinin olacağına dair kesin hükmü bulunmaktadır. Alınan aidat ücretlerinin tarafıma iadesi hususunda gereğinin yapılmasını talep ediyorum. Aksi halde yasal yollara başvuracağımı belirtir, bankanız nezdinde tüm kredi kartlarımı iptal edeceğimi beyan ederim.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "aaa batteries", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "What is the average alcohol content of wine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "By not encrypting their data as all credit reporting should know to do to protect my personal data it was and has been improperly secured.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thanks a lot, I don't need any more help.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I need a place to stay that's located in the east and that is of cheap price range.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Please confirm a Full-size car from Peachtree Station to be picked up on March 1st at 3 pm and dropped off on March 3rd.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The company has reported false and inaccurate information on my credit report. They have reported this information to Equifax and  XXXX  using different company names, different account balances, etc. I have contacted  XXXX  to request that they remove this false and inaccurate information and nothing has been done.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The grafton hotel is an expensive restaurant in the east. Their phone number is 01223241387.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I was in a chapter XXXX. The mortgage company did not report my payments which I understand. My chapter XXXX was discharged in XXXX so I disputed the fact that it was not being reported because I had never been 30 days late. The mortgage company reported my payments and there were XXXX past 30 day payments on my report which dropped my credit rating that I have been working so hard to repair.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I disputed unauthorized inquiries multiple times with Equifax and they are refusing to remove them. Equifax said that I should contact the creditors first, I have wrote letters and got no response, so I contacted this bureau and they refuse to do anything about the situation. I have called multiples times and last disputed them on XXXX2017.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Biz eczanem programı kullanıyoruz yazarkasa entegrasyon işlemi yapmak için 0 850 332 00 00 numarayı arıyorum fakat karşımıza muhatap kimse çıkmıyor. Mağduruz entegrasyon ücretini ödediğimiz halde geri dönüş yapılmıyor... Büyük hayal kırıklığına uğradık acil bir şekilde mağduriyetimizin giderilmesini talep ediyoruz.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Transworld System Started to garnish my income tax for a debt i do not and could not owe. i ask repeatedly for proof such as signed receipt or invoice with my signature or info for said debt. with no reply, still they continue to garnish mine and my wife 's income tax refund.The debt is no report to the Credit Bureaus due to lack of documents to validated their claim, and was removed from all XXXX Bureaus as a result.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I confirmed your reservation. Have a great time!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "2014 subaru brz", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I will be traveling on Wednesday and need to arrive in Ely by 9:30.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Which airport does the flight depart from and what is class of ticket?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Yes. Please book three seats.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "2016 outlook", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Kǎishū style calligraphy (also called Regular Script) is still in use today in, and is the third most common style of modern Chinese writing. For modern calligraphers, there are also a set of rules to be followed to be considered legitimate calligraphers, which include: Character must be written correctly, legible, concise, fit their context, and be aesthetically pleasing.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I applied for a credit card with chase bank. They approved the credit card and than randomly closing my account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2 chronicles 20", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2019 corvette stingray", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Do you need help with anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I did not authorize nor consent to the following inquires being furnished on my consumer reports. \nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "邦楽が好きなんですか。おすすめの歌手やきょくってありますか？ -> 邦楽はね私発信っていうか子どもたちが聴いてるの聴いてえそれ何ていう曲って聞いたりとかして教えてもらって聴いたりしてますねだからおすすめっていうのはちょっと私も最近の歌手の方あんまり分からないですけど子どもたちが聴いてるので私も一緒に米津げんし玄師でしたっけは聴いたりしますね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "そのほか健康のために、気をつけていることはありますか？ -> そうですねもう健康といったらどの番組を見ても食べ物と運動っていうことになりますので鏡の前で目も弱ってきてると思うので目をぐるぐると回す運動とか筋肉を鍛えるためにスクワットをしたりとかいろいろと毎日習慣付けるようにはしてるんですけど時々忘れることもあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I am a permanent resident. I do not yet have a SSN. Ally online bank flatly refused to let me open an account without one although I explained that the gov.ss states I do not need one to open a bank account. XXXX XXXX XXXX and XXXX XXXX XXXX XXXX make the online process impossible without a SSN.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What are the structural uses of silicone dioxide?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Nelnet has consistently been a problem. Nelnet   XXXX    XXXX  &  XXXX  has been reporting errored information. I have never applied for student loans and to have an accurate errored account reporting monthly and I have been trying to remove this items for a year now. I 've sent letters, I contacted them and all I 'm told by these credit bureaus that they never received any documents.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, that is correct.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I am at an income based forgiveness of $ XXXXmonth but just noticed the loan company, Navient, is still adding money to my account after I was told my account would stay frozen until after I started making payments again!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This is my second endeavor to tell you that I am a victim of identity theft and I complain to question specific records in my document coming about because of the wrongdoing. The records I am questioning connect with no exchanges acquiring any possession of goods, services or money that I have made or authorized. Assuming no one cares either way, block the noteworthy of any information in my credit record that came about due to an alleged fraud or extortion. \nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX According to FCRA Section 605B ( a ) the CREDIT REPORTING AGENCIES", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "This company received an insurance payment, so they are trying to bill me on an amount of money they have to write-off. This is a contract that the facility I was seen at has with my health insurance provider. I contacted my provider and they confirmed that a payment was made not one, but twice. This is fraud!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Fraudulent account with XXXX - XXXX was opened under my name. Incorrect address & phone number was used. Account appears to have been opened in XXXX 's main location as the address and phone number used to open my account was in XXXX XXXX, South Carolina. \nXXXX was contacted and I was told they were opening a fraud investigation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The booking was successful. The table will be reserved for 15 minutes. Your reference number is 3Y2HAOME .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I open a check account for my XXXX daughter XXXX XXXX at bank of America at the time we open the account we made sure that it was not allowed for the account to over draft or allow any aver payments but the bank has charge my daughter over limit fees and over draw fees I contact the XXXX Bank of America but no help, I ca n't afford to pay those unarguably fees.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "「モンスターハンター」をやったことがありますか？ -> いいえプレイステーションとかのなんかそういうたぐいのものは全くやったことがないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I do not have any information on on-going clinical trials involving organ printing, but the challenges faced in organ printing field are being addressed.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "aarp healthcare", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Yes is good for me.Tell me the address of the venue.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "What island in Japan do most Ainu live today?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I received a copy of my credit report which showed accounts and inquiries that I did not authorize. I understand you should not be allowed to put an account or inquiry on my file unless I have approved it. I have provided you with a police report, and I am currently working with an investigator to stop the use of my name by someone who has stolen my identity. Please have the following accounts inquiries removed from my credit file at once because I did not authorize them, and they are fraudulent. ( List Unauthorized Information ) : Fraudulent Accounts : XXXX XXXX XXXX : ACC NO : XXXX Date Opened : XX/XX/XXXX Fraudulent Inquiries : XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX GA : XX/XX/XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX : XX/XX/XXXX XXXX : XX/XX/XXXX XXXX  XXXX : XX/XX/XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX XXXX  XXXX : XX/XX/XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX Also, be advised the Fair Credit Reporting Act states that any information that is kept on an individuals credit report must be correct. This includes unauthorized inquiries. If your company refuses to investigate and respond to my request within 30 days from the receipt of this letter, I am prepared to file a lawsuit in small claims court. Also, be aware that the return receipt/signature of this certified letter is evidence of your receipt of said request. I have sent this letter because I need your prompt response to this issue and I need written correspondence as evidence your company is acting upon my request. Sincerely, XXXX XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "Yes I can book that for you, first I'll need to know your destination.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I did not receive promised lender credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have tried several times to get my credit report to dispute inaccurate information but company refuses to provide online access.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Is there anything on the 6th? It's just 1 ticket.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I 've been a loyal customer with Paypal for over 12 years and would like to remain so if this is issue is resolved. Paypal charged my credit union twice when I never authorized them to. My credit union charged me XXXX overdraft fees costing me {$52.00} because of their actions. I will like Paypal to please have the courtesy of resolving this issue by calling me directly and paying for this over draft fee because of their actions.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I do not know who these people are but they continuously call my house and NEVER leave a message. This past XXXX, XXXX, and XXXX alone they called XXXX times. Friday XXXX/XXXX/2015 at XXXX, XXXX, XXXX, and XXXX. Saturday XXXX/XXXX/2015 at XXXX, XXXX, XXXX, and XXXX. Sunday XXXX/XXXX/2015 at XXXX, and XXXX. I believe this is harrassment and if the matter does not get resolved I would like to take legal action.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Yeah, that sounds good.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I am facing foreclosure and I would like to have a principal reduction. I requested a modification packet and still has not submitted it to me. This is a FHA Loan and was bought out by the Federal Government.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "洋画が好きなんですか，おすすめの洋画ってありますか？ -> そうですねベタですけどやっぱりフォレストガンプとかいいと思いますよ", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "This little {$36.00} bill was paid in full to XXXX They made me pay it before I could get new service and that was years ago. I dont know why this is still on my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It is not a next day flight and there are 0 checked bags permitted.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Most Western-style adaptations of Hong-Kong cuisine combine the dishes with Cantonese (Chines) influences. This involves marinating steak in soy sauce, serving dishes with a soy sauce gravy, or serving dishes with fried rice or pasta on the side.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Made payments on time but reporting late payment", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What's the other car?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I would like to know about Modern ptager garden?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Can you make it for the 14th of this month please?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have asked this company Pinnacle to verify a debt they claim I owe. I never did business with Pinnacle and I asked them to validate this debt and remove it from my credit report. I gave them 30 days on XX/XX/2017 and they still never validated and have not responded.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Could i get the postcode for Churchill College and is there a entrance fee for that one?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Aşık oldum çantaya çok güzel", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "What is the origin and destination cities of your trip?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "stellar recovery inc put the same collection, but a different account number, back on my report that was deleted on XXXX/XXXX/2016 from all XXXX bureau and that account number was XXXX on XXXX XXXX they added the same debt again but a different account number, which is XXXX I was not notified by the bureau that the same agency reporting the same account that was not mine has been re-added but with a different account number.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'd like the postcode and phone number please.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "What was chicha's purpose in the Inca Empire's ceremonies and rituals?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "This company uses illegal and abusive collection practices. They also go by the name XXXX claiming to be some sort of legal mediation company. They will refuse to identify themselves as a debt collector. They continue to call friends and family members even though they have my phone number, address and email address.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "All right. Thanks, that's all I need.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Financial Recover Services, in the attached letter, claimed that I owe in excess of {$400.00} for debt relating to a \" XXXX Credit Card ''. I have never possess a XXXX   Credit Card, and this may represent identity theft. If this claim adversely affects my credit rating I would like to seek damages.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Convergent Outsourcing, Inc sent me a letter on XX/XX/XXXX stating that I owe a debt in the amount of {$16000.00} to XX/XX/XXXX, XXXX. They also state that they are willing to reduce the amount by 35 % to {$5.00}, XXXX. ACCOUNT NUMBER : XXXX. The letter doesn't not include enough information about this debt. I've never heard of XXXX XXXX, XXXX. Original creditor XXXX XXXX XXXX XXXX. I am filing a dispute about the debt they are trying to collect. They contacted me by mail, on XX/XX/XXXX and identified the debt as XXXX XXXX, XXXX. I don't not owe this debt. I've called several times and someone repeatedly hangs up the phone. I've researched both companies and no additional identifiable information is available. \n\nThis is the second time this fraudulent company has tried to accuse me of a debt I do not owe. Similar debt with different amounts from a different creditor. See my previous complaint I filed in XX/XX/XXXX. This needs to stop. \n\nPlease stop sending me fraudulent letter claiming I owe debt. LEAVE ME ALONE LIARS. \n\nHide full complaint", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "Child support is still showing on my credit report, however the credit agencies should not be reporting such .Reason being is I have a court order inwhich states these facts.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have contacted ARS numerous times asking for signed proof this charge belongs to me. They have never sent me anything showing proof. This charge is not mine and I would like it removed at once from my credit report. They can not provide me with any original paper work, signatures or ID copies.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Re : XXXX XXXX XXXX - Case # XXXX This has been paid and fully satisfied on XXXX XXXX, 2014 and recorded at XXXX County on XXXX XXXX, 2014. Please update my account as this is impacting negatively on my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2018 chevy silverado", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "最近音楽は聞きましたか？ -> 最近そうですねなんとなく聞いています", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "In 2017 I started using equifax credit monitoring service to monitor my credit and something happen because my information was stolen. I have several people in Texas open account under my name and are using my information to find employment. I never experience this until I use equifax monitoring service.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "2020 bronco", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "臨時寝台特別急行列車であるトワイライトエクスプレスが運行終了したそうですね．ご存知でしたか？ -> はい知ってます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I keep getting calls from debt company 's even after I change my phone number they get it and call me", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I tried to dispute a couple of accounts on my credit and XXXX account stayed open. They never updated my information from my credit score.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "the phone number is 01223367660 and the postcode is cb12bd", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "They repeatedly call several times a day using false phone numbers from around the country and leaving an automated message not actual person calling me even after I 've contacted them letting them know when I can pay. And they deny that it is them calling me. This happens about XXXX times a day. It has caused a great deal of stress for me affecting my job as well as personal life.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Sure, I can help with that. Is there a specific part of town you were looking for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I pay my TARGET RED CARD on the due date every month. Never late. XXXX XXXX I was charged a late fee. I made the payment on XXXX/XXXX/XXXX, my due date is the XXXX of each month. I was charged for paying on time, this is the 3rd time. After I made the online payment on XXXX I called to confirm they would not slick me and charge a late fee, the customer service rep, told me not to worry, we wont charge you. They keep phone records and time stamp payments.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I an a natural person, I am a living human being, I have rights under 15 U.S.C 1681 Equifax is govern by 15 U.S.C 1681. And they violated my rights numerous of times. I demand the accounts listed below be removed because according to 15 U.S.C 1681 : I have the right to privacy and I did not give Equifax written permission to furnish theses accounts XXXX Card Services XXXX XXXX XXXXXXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Are there any luxurious and expensive places to stay in the south section of town?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Hi, could you help me find a one way flight?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Drivetime incorrectly added negative information to my credit report stating that I had a late payment. I contacted them and requested that they remove it. Instead of completely removing it, they changed it to an older month but it 's still on my credit report. This is my XXXX car that I have financed with them and I have been a model customer for the entire time.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I also need a taxi from All Saints Church to the Golden Curry. I need to arrive to the restaurant by 13:15.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "2015 toyota tacoma", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I tried to close the account and was left on hold for more than 20 minutes", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "歌舞伎を見に行ったことはありますか？ -> 歌舞伎はないですかねありますか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "放送予定のドラマでは「アノネ」というドラマが注目されているようです．ご存知ですか？ -> 知らないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Native Americans in German popular culture have, since the 18th century, been a topic of fascination, with imaginary Native Americans influencing German ideas and attitudes towards environmentalism, literature, art, historical reenactment, and German theatrical and film depictions of Indigenous Americans. Hartmut Lutz coined the term, Indianthusiasm, for this phenomenon.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "This debt was wrote off and paid. I have no contract with this company and do not owe this debt. I requested verification and received nothing", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The company refused to remove all fradulent information from my report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The Romans used it universally to describe anything non-Roman, but I do not find it to be derogatory.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Glad I could help! Enjoy your time in Cambridge!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Even with a XXXX balance, Macy 's Credit ( CitiGroup ) charges a {$2.00} interest free each month. They also participate in a Residual Interest scheme, so even if you pay off your balance by your due date, they will charge interest on that balance. This is not explained or adequately disclosed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A statement is not a validation of debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/2023 I file a dispute with XXXX Equifax and XXXX my name and address and phone number is incorrect I have multiple accounts with incorrect information. \nI have paid in full balances that are reflecting as negative status on my reports I have incorrect balances that are being reported XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The IOC is the supreme authority of the worldwide modern Olympic Movement and was was created by Pierre de Coubertin, on 23 June 1894 with Demetrios Vikelas as its first president.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "They leave no messages. Tried calling number back. \" number disconnected '' but get call right back on number. ID says \" Synchrony XXXX '' Have received over 50 calls from number for the past 30 days. Listed numberson \" Donotcall.gov '' Still calls.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Thanks so much for your help", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "You want 2 tickets for LAFC vs Rapids in Los Angeles on March 8th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Bir daha asla gitmeyeceğim. Çok kötü, hep eksik ve yanlış sipariş getiriyorlar. Mutfak çalışanları yarım saatte bir menü çıkartıyor, sürekli gülüyorlar. Tavuk çok yağlı, resmen mahvetmişler. Doyuyo 12.08.2024 kesinlikle memnun kalmadık. Paramızla rezil olduk. Aç döndük. Uzun süredir böyle devam ediyor. Kimsede müdahale etmiyor.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "おすすめの曲はありますか？ -> おすすめですか今だったらやっぱりあれじゃないですかＳｕｐｅｒｆｌｙのＧｉｆｔｓがいいですね知ってるかな", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "trans union has shared my other accounts to show how much I am paying per month on all open accounts and the information supplied is incorrect.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Everyday at work I keep getting calls from this collection company. My job does n't allow for a creditor to call my work place. I plan on suing the company if I get ton of calls. This causes me to lose money at work and is embarrassing in general.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Equifax states they have \" verified '' bankruptcies through public records on my credit report. The bankruptcy court does not report to credit bureaus, therefore Equifax can not legally verify bankruptcies on my credit report. An employee looking at a computer screen on an Internet database can not legally verify a public record.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2 story house", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "a confederacy of dunces", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I don't see it. Is there any other attraction types it's listed under?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "On XX/XX/XXXX i spoke with XXXX at the Office of the President for Santander Consumer with regards to my car loan. On this call, he stated that the payment ( s ) for both XX/XX/XXXX and XX/XX/XXXX were to be deferred, yet they reported them as late to the credit bureau. Please see attached.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近見た映画はありますか？ -> そうですね最近特には見てないですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Have a great day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "とあるモデルガンのランキングによると、ライフル・SMG部門で一番人気のあるものは、東京マルイのHK417、アーリーマリアントだそうです。ご存知でしたか？ ->  いえ全然そんな銃の詳しいモデルの名前とかわからないですね初めて知りました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "出演しているもので、おすすめのものはありますか？ -> そうですねナインティナインは昔ラジオをやってたんですけどもう岡村さんしかしてないですしオードリーのオールナイトニッポンなんかおもしろくてお勧めですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Used credit without consent XXXX XXXX GMAC Residential XXXX XXXX XXXX mortgage XXXX, City of XXXX XXXX XXXX XXXX XXXX XXXX XXXX The amounts are XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX The XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX GMAC Residential Holdings XXXX XXXX XXXX Mortgage XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Arkadaşıma aldım çok beğendi. Ürün kaliteli ve sorunsuz geldi.👍", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "What are some other skunky beers?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "inscit"}
{"text": "What is the chemical formula of silicone dioxide?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Unauthorized inquiries on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "LJ ROSS Assoc, have received the official police reporting showing my identity was used without my permission to open a fraudulent utility account. They sent a letter stating they would cease communication without stating they would cease all attempts to collect the debt owed and removing the account from their record. The police department instructed for me to exercise my rights using CFPB and other agencies to get the matter resolved.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the class of the ticket and what airport does it land at?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The address listed on the account is not an address I have ever lived at. I sent a letter to ask for verification of the debt and the 'bill ' I was sent showed an address that does not belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX account # XXXX has agreed via the XXXX to remove account with all he credit bureaus. XXXX and XXXX have removed the account on XXXX/XXXX/15. I need Transunion to remove account immediately so I can close escrow. Please remove midland from my Transunion report immediately. Thank you", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Okay, thanks. What about a oneway flight? I need one economy seat later today.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "You're welcome. I am sorry it took so long. Have a nice day.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I have several accounts that, I sent in dispute for, and the XXXX credit reporting agencies are avoiding me and my letters, its been over 90 days, any they haven't responded to any or my letters about those negative accounts on my credit reports. \n\nI cant handle this situation anymore, could you please make them respond to the disputes and remove those items that they failed to challenge within 30 days, they also are not notating the accounts are being disputed in the comments section of each account. \n\nI declare under penalty of perjury ( under the laws of the United States, if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S.C. 1001. Additionally, these misstatements are punishable as perjury under 18 U.S.C. 1621. This item found within my credit report is not related to any transaction that I made. I am alleging that a person or company- without my authorization- used my personal identifying information to apply for goods, services, or money ; and was successful in creating this account. This debt collector is in violation for putting this unknown account on my credit report. This has caused me to suffer and its defamation of my character.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "That's all, thanks.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "It is an economy seat and arrives at the Seattle-Tacoma International Airport.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "What should a person do if they accidentally eat a poisonous mushroom?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "What two labels have been given to Hong Kong for their cuisine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Portfolio Recovery Associates is trying to collect a debt they bought from XXXX and they are no longer Licensed to operate in the state of Missouri", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "on my credit report it shows XXXX/XXXX as an open account. but this account has been closed for over 6 years.right after this is another XXXX account that is closed. it is the same account. \nincorrect reporting.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have 19 trains going to your destination. Did you have a time of arrival or when you want to leave?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Most Western-style adaptations of Hong-Kong cuisine combine the dishes with Cantonese (Chines) influences. This involves marinating steak in soy sauce, serving dishes with a soy sauce gravy, or serving dishes with fried rice or pasta on the side.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I was informed by the XXXX XXXX XXXX XXXX that due to Equifax report they had denied me a line of credit. I tried to obtain free report with Equifax , however was unable to because they request a U.S. social security number. XXXX. I would like to obtain the credit report that is preventing me from obtaining credit with the XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "That sounds good.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "The series consists of three volumes, which were released from July 2016 to April 2017. A spin-off series titled \"Kamiwaza Wanda: Mysterious Joker Promin Stories\" was also published between 2016 and 2017, but no full volumes of it have been released.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Previously the XXXX account was stale reporting XXXX XXXX and my mortgage lender requested a credit supplement. I provided TU with documentation showing updated account balance of {$0.00} ; however, they did not update accordingly. Currently the reporting is 60 days stale showing last reported XXXX/XXXX/XXXX. I have provided a XXXX/XXXX/XXXX statement with the redispute XX/XX/XXXX but they have not yet updated the account to reflect accurate reporting.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The postcode is cb13ef. Anything else I can help with?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Thank you for contacting us today. Let us know if we can be of further assistance. Good-bye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "My FHA mortgage # was issued in 2009. According the HUD website, the monthly insurance premiums may be cancelled after 5 years ( if the mortgage terms exceeds 15 yrs ) and the LTV is 78 % or less ( based on origination appraisal ) and on time payments. I meet all requirements. I asked my mortgage company over a month ago to cancel this. They send they were 'sending a form. I have n't a word since. I want this cancelled", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "You can rent a standard Camry at LAX International Airport on March 8th.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "The high cost of saffron is due to the difficulty of manually extracting large numbers of minute stigmas, referred to as \"threads\" when dried, which are the part of the propagated plant saffron derives from. It has been estimated that some 75,000 flowers are needed to produce one pound of dry saffron.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "その旅先で美味しい食べ物はたべましたか・・ -> 食べ物ですか何か名物の蕎麦を食べたのは覚えています", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "2005 chevy trailblazer", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I am a victim of identity theft. I have previously notified XXXX XXXX of the identity theft via the Consumer Financial Protection Bureau and have now contacted an attorney, XXXX XXXX, who told me to submit this last claim before filing a lawsuit against the bank. XXXX XXXX opened a credit card in my name and sent it to an address I have no association with. I did not live, work, or have any association with the address they sent the credit card to and I do not know who they sent the credit card to. XXXX claims they opened an investigation however I doubt the truth in their statement given the results of the \" investigation ''. XXXX claimed in their response to the Consumer Financial Protection Bureau that I had personally called and verified my account information and that I had gone into a XXXX Branch and shown my ID. This is 100 % false and never happened. Obviously if I had gone into a branch there would be a record, including surveillance video of me in the branch. I challenge XXXX to prove to the Consumer Financial Protection Bureau that I ever stepped into a branch and showed ID or that I ever called them. The phone number they called and/or were called from is not my number, never has been my number and is not even a working number ( I 've tried calling it and it is disconnected ). I have had the same phone number for over 10 years. I never contacted XXXX from my number and I never went into a branch. I have literally never been into a XXXX branch in my life. XXXX is attempting to extort me for a debt I do not owe. I am again attaching a copy of my lease showing I did not live at the address they sent the card to, as well as a copy of the FTC report my attorney advised me to file. In addition I am attaching the response from XXXX in which they claimed that I visited a branch ( a lie ) and that I called in ( also a lie ). If someone called into the bank to verify information it was probably the thief they sent the card to! There were multiple accounts opened in my name, XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX, etc. XXXX XXXX is the ONLY bank that has not done a real investigation and who provided me with demonstrably false information. Their lack of due diligence has cause me financial harm that I intend on recouping from them if this is not solved. The credit reporting agencies in the complaint ( Equifax and XXXX ) and thusfar not done any sort of actual investigation either and have taken XXXX XXXX at their word and continue to report false, negative and harmful information about me to creditors. This will be the last complaint I file, the next step will be to file suit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I contacted this company last year in the hopes of settletling a debt, the representative threated to send an attorney after me. Today i attempted to call them again and the representative XXXX would not let me speak, he claimed he did not want to hear my sob stories, that those were my problems not his.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近電気屋さんには行きましたか？ -> はい行きました", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "How about a American Airlines from 4 flights, it costs $125 per person with 0 layovers, and will leaves at 9:30 am?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "8notes sheet music", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "which country consumes the most morels in the world?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I am travelling from Paris to Seattle. Please search for flight based on this detail.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Thank you I need to book a room for 3 people, for 3 nights starting friday and can I get the reference number?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "No, that's all.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I was a visiting scholar 4 years ago in XXXX. I had a XXXX VISA Account and I closed it when I left XXXX in XX/XX/XXXX. This year, I came back to XXXX again. However, when I saw my credit report today, according to XXXX, I had a bad debt rating. I called XXXX CARD, they told me that I had a {$90.00} payment in XX/XX/XXXX. How could it happen with a closed account? If there was a pending payment, how could I have not been notified? And how could this account be closed?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "How much does it cost in total?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "XXXX XXXX, 2016, I recieved the letter from Weltman , Weinberg & Reis Co. , LPA and Current Creditor : XXXX XXXX. On XXXX XXXX, 2016, I contacted to them to find out whats going on and asked what is XXXX XXXX is? They explained what this company is, which I never had a member with XXXX XXXX or even I never sign with agreement contract with my signature to XXXX XXXX. Which I believe it 's FRAUD! Please help to FIX!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Several TV cameras were used in the Apollo program, with Apollo 7 through Apollo 17 all having their own cameras. Which one of these would you like to learn about?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Most margarine is mede from vegetable oil.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "In 1986 he sent India's navy to Seychelles and averted a coup, in 1987 India re-occupied the Quaid Post in a disputed region of the Indo-Pakistani border, and in 1988 he dispatched 1500 soldiers to Maldives to suppress a coup.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "Ok! The backstreet bistro is located at 2 Sturton Street City Centre in Centre and the postcode is cb12qa. Is there anything else I can help with today?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "After multiple attempts to verify amount of debt with creditor, over the course of two weeks, creditor has failed to provide amount of debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "その作者のおすすめの本はありますか？ -> そうですね最初に読むならさよなら妖精っていう本がありましてかなりそんなに重くもないライトな感じでもあるんで最初に読むならそれがお勧めですかね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Erased old data being re-inserted. Re-disputing the XXXX XXXX XXXX item ( dispute number XXXX and number to be ) based upon an improper reinsertion per FCRA rules 15 U.S.C. 1681 ( i ) ( B ) ( ii ). This data is affecting my FICO rating for the second or third time. Equifax declined to give me a True FICO score.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I will be travelling to San Diego.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Your table is reserved for 13:15. Your reference number is M5Q28TGA .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "In XXXX of 2015 I placed an offer on a short sale home. I was told that US Bank ( mortgage holder ) requires 90 days to review the request. We are now approximately 214 days out without a response from the bank.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Saffron is used in traditional medicine as well as various cuisines and in dishes ranging from from the jewelled rice and khoresh of Iran, the Milanese risotto of Italy, the paella of Spain, the bouillabaisse of France, to the biryani with various meat accompaniments in South Asia.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Bekledigimden buyukler", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I have several options for you. Do you prefer a cheap or moderate price range?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2001 kia rio", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2007 hyundai santa fe", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "The prior owner of my property, XXXX XXXX XXXX, XXXX, Ohio XXXX has the cancelled note for the property and I subsequently purchased the property in XXXX 2016. Ocwen identified that they had NO RECORD of an account still existing on the property. Regardless of this XXXX is foreclosing on the property and all references refer back to Ocwen and account number XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "a3 printers", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This credit bureau has been notified that this account is not mine and may have been obtained fraudulently. The companies are XXXX XXXX and XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I pulled my credit report and found a few inaccuracies as a result I contacted the FTC and followed their direction with regard to resolving the matter. Nonetheless I was a victim of FRAUD and I made a police report and other necessary filings. However, this company continues to try and collect on a FRAUDULENT account. I was advised to file with your establishment before contacting the FCC and others.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ファっションに興味はありますか？ -> ファッションに興味はあります", "label": 2, "label_name": "WRONG_ANSWER", "source": "hazumi"}
{"text": "Make it at two pm.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "ここに来るまで迷いませんでしたか・・ -> とっても迷いました", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I was laid off by my employer and I was unemployed several months. I requested a mortgage modification they processed my request and they did and claims. I also requested a principal reduction of which they put the principal reduction on and repayment plan instead of giving me the principal reduction forgiveness. Please help!!!!!!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Equifax mishandled my information which has led to a breach that puts myself and millions of others at potential risk. I am extremely disappointed with how equifax has handled reporting this breach. Very little was done to notify the public for nearly a month after the breach was detected. I received no email, letter, or phone call and instead had to discover it via social media.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "100 grams to cups", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Bananas in the Cavendish group are by far the most important cultivars. These include theDwarf Cavendish and Grand Nain (Chiquita Banana).", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "What day and time would you like to take the train?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Grenache ripens late so it needs a hot, dry condition but it is adaptable to all other vineyard soil types.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "1950s music", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "That will work.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "The company Professional Adjustment Corp, is report a debt is not mine that need to be remove off my credit report. There is XXXX account XXXX is {$190.00} and the other is XXXX balance but is report in a negative report against me. I sent this company a request for Validation of this debt. But as I stated in the letter if no respond in XXXX must be remove from my credit reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am looking to book a train that is leaving from Cambridge to Bishops Stortford on Friday.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "yes they do offer free parking", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "XXXX XXXX - Banking Center President of XXXX showed unprofessionalism by taking the initiative to say Prosperity bank is not willing to accept customers with issues like XXXX. As an XXXX myself he decided to laugh in my place and say ; listen to this guy ' What options do I have", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "A number of historical sources claim an ancient port city, Muziris, was famous for trading with the Romans, Egyptians, and other groups.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "i took a loan for XXXX XXXX dollars after I got the payoff schedule which was different than what it was, I already had paid {$400.00}, I called for my balance for payoff and the balance was over {$310.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sending several times of multiple letters, unverified inquiries listed below are still reporting on my credit report in violation of federal law. The Experian Credit Bureau failed to comply with the FCRA and there are no actions nor responses yet. As I reviewed my updated credit report these inquiries remain. Fair Credit Reporting Act, 15 USC sections 1681 I within the time declared by law and continued reporting of untruthful information which now affects my credit. Please see below the summary of the inquiries that are still showing on my report. \nXXXX XXXX XXXX-Date of Inquiry XX/XX/2020 XXXX  XXXX XXXX  XXXX-Date of Inquiry XX/XX/2020 XXXX-Date of Inquiry XX/XX/2020 XXXX  XXXX-Date of Inquiry XX/XX/2020 XXXX/XXXX  XXXX-Date of Inquiry XX/XX/2020 XXXX XXXX XXXX of XXXX XX/XX/2020 2020", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Have a wonderful day!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "That's interesting! What are draught real ales and cask ales?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "2017 tax tables", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "A white audi will pick you up at hughes hall at 14:45. The contact number is 07128258422.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "さいきんドラマは見ましたか？ -> 何をですか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Equifax has my account showing date of last payment XX/2017 a balance amount {$2900.00} a charge off amount of {$2900.00} My account was closed out onXX/XX/2017 as inactive and a balance of {$0.00} I was mailed a copy of this account with the account number. \nI have provided by mail to Equifax proof of the account there is no active account no last payment nor a balance on this account as stated on my credit file by Equifax.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "the a and b guest house is a 4 star hotel with free wifi. it is in the east part of town.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "192 168 0 1 change password", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "The highest profile women's rugby tournament is the Rugby World Cup, historically known as the Women's Rugby World Cup.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Lenmark Finance Company continues to call my job. They have called multiple time which includes XXXX XXXX times a day. Trying to be smart and call back to back blocking their number. Threating to call to speak to our corporate office to get my information to file papers at my job.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "It should be on March 7th, preferably in Philadelphia. And I need 3 tickets.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "My credit report is showing bankruptcies they are not verified.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What are some saffron substitutes?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "inscit"}
{"text": "No, thank you very much for your help, That's all i need.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Im also looking for a restaurant in the centre that is moderately priced.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "For years I have been battling all three credit reporting agencies to have child support account deleted I do not owe child support ; this account does not belong to me and further more child support cases do not have contracts, amounts owed for services or product. I have written, called, email and went into child support office as well as all three credit bureaus to get this account removed from my credit file.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "They have called at XXXX in the morning to sometimes XXXX at night, when I answer, no one will say anything, they just hang up, they call 5 to 7 days a week, will not leave a message and sometimes I will hear music in the background. I have asked them to stop calling if no one will answer and they continue to do so. I have checked sites where there is complaints about this happening to them with this same number.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "10 gallon tank", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "On XX/XX/2014 Chase Banking copy, s of my bank statements a loan That I know nothing about this company was taken money out of my account Rise they have been sued Chase bank put on XXXX I have sent letters to them also I have had fraudulent accounts from loans to credit cards I have sent copy to law frim to look at I did know any loans never gave any to take any money out of my accounts Chase will not working on this to delet account XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX XXXX, 2017 I borrowed a XXXX loan from this company, now they are saying I owe over 2,000 dollars. I have attempted to contact money lion several times and I have n't gotten a call back or answered call.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay, thank you.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "It's for 6:45 in the evening.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "2019 nissan", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I do not owe this they never provide proof when requested keeps putting this on my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is crossover referring too in a story?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Chicha emerged from the Andes and Amazonia regions.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "On XX/XX/2021 I was alerted via email by American Express that my credit limit on my AMEX Hilton card had been reduced from {$25000.00} to {$8000.00} which was just above my balance. I was shocked to read the secure message from American Express stating that the adverse action was due to my FICO score being XXXX. I do not have anything negative on my credit reports. I immediately pulled my FICO scores from both XXXX  as well as XXXX. These are true FICO scores. My XXXX  fico score is XXXX. I have attached proof of this to this complaint. I contacted XXXX  and spoke with a supervisor and she also confirmed that there was nothing negative on my credit report. She also stated that XXXX  did not do a soft account review inquiry on XXXX XXXX which is the date American Express states they performed the review that resulted in the credit limit decrease. There is nothing to dispute with XXXX, as the report is 100 percent accurate, including personal information, social security number and address. \n\nI spoke with multiple reps at American Express and was told that if I paid {$1800.00}, they would restore my Hitlon Amex limit of {$25000.00}. I have no problem with this, however it does not address the issue of American Express stating my credit score is XXXX. \n\nOn XX/XX/XXXX, I used my American Express XXXX XXXX card and immediately received an email from AMEX stating that they had reduced this card from {$35000.00} to {$1000.00}. Of course, the same letter was attached via secure message as with Hilton, referring to the severely inaccurate XXXX FICO score. \nI called a CSR and was told to submit my FICO score via fax and they would consider reinstating my credit limit. \n\nMy concern goes way beyond just restoring my credit limits. I want to know why and how American Express got the false information that my credit score is so low when it is not. The only thing I can think of is that I am an additional cardholder ( authorized user ) on a family member 's AMEX card that has the same last name as mine. I have been an additional card holder for close to 20 years without an issue. This family member is in good standing with AMEX but does have credit issues. They have stated that on THEIR Amex account page, their FICO shows as XXXX. I do not believe this is a coincidence. \nIt is my belief that their FICO score was updated to my individual American Express account during an account review of their account. It really is the only explanation. \n\nI have a job where I have to maintain a good credit score. I take clients to business meeting dinners and would be humiliated to have my credit card declined due to false credit information. I am also preparing to refinance my mortgage. I have been stressed beyond belief and appreciate your help with this. I would like to use my American Express card with confidence again.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "There are incorrect addresses, phone numbers and name. \nThe debt against me from XXXX XXXX XXXX should not be in my name, that debt should be taken against a former boyfriend/my childs father/ roomate, XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Yes please, just one ticket. Could I get the reference number for the train you book please?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Beklediğimden kaliteli bence bu fiyata değer!!!", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Opened a new checking account under a promotion offering {$300.00} after setting up payroll direct deposit. I fulfilled my obligations for the bonus but the bonus was denied.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. \n\nI told the XXXX, Transunion, and XXXX to reinvestigate these accounts : Account name : # XXXX, Account name : # XXXX, Account name : # XXXX, *Account name : # XXXX. However, they stated everything was complete and accurate. But how is that possible if the open date, date of last activity and much more is incorrect. According to 15 USC 1681 ( 5 ) they are suppose to modify accounts that isn't reporting correctly. \n\n15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. Also they aren't even in compliance with metro 2 credit reporting. I have\nevidence to prove my case", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "You are allowed to bring up 0 checked bags, and you will arrive at 6:17 pm local time.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "1. XXXX XXXX XXXX Account XXXX Please correct this inaccurate information on my credit report. I recently pulled my credit report from your Bureau and my attorneys and I had a chance to go over my credit report and in amazement, that you have decided to report me 120 days late on this account in XX/XX/XXXX. \n\nI immediately disputed this information with XXXX XXXX XXXX and the results of the investigation came back \" verified ''. Not only was I never late on this account, but according to the Fair Credit Reporting Act ( FCRA ), the information furnisher is required to notify me of the insertion of negative listings. Since I have disputed the lates with the creditor, and you obviously \" verified '' them, I am very curious as to what kinds of \" records '' you may have for this alleged account. I am very confident that you are in violation of the ( FCRA ) and ( FCBA ) sections ( 1666, 1666a. 1666b., and 1666c. ) as stated below : 1666. Correction of billing errors ( b ) Billing error ( 4 ) The creditor 's failure to reflect properly on a statement, a payment made by the obligor or a credit issued to the obligor. ( 5 ) A computation error or similar error of an accounting nature of the creditor on a statement. ( 6 ) Failure to transmit the statement required under section 1637 ( b ) of this title to the last address of the obligor which has been disclosed to the creditor, unless that address was furnished less than twenty days before the end of the billing cycle for which the statement is required. ( 7 ) Any other error described in regulations of the Bureau. 1666a. Regulation of credit reports ( a ) Reports by creditor on obligor 's failure to pay amount regarded as billing error After receiving a notice from an obligor as provided in section 1666 ( a ) of this title, a creditor or his agent may not directly or indirectly threaten to report to any person adversely on the obligor 's credit rating or credit standing because of the obligor 's failure to pay the amount indicated by the obligor under section 1666 ( a ) ( 2 ) of this title, and such amount may not be reported as delinquent to any third party until the creditor has met the requirements of section 1666 of this title and has allowed the obligor the same number of days ( not less than ten ) thereafter to make payment as is provided under the credit agreement with the obligor for the payment of undisputed amounts. ( b ) Reports by creditor on delinquent amounts in dispute ; notification of obligor of parties notified of delinquency If a creditor receives a further written notice from an obligor that an amount is still in dispute within the time allowed for payment under subsection ( a ) of this section, a creditor may not report to any third party that the amount of the obligor is delinquent because the obligor has failed to pay an amount which he has indicated under section 1666 ( a ) ( 2 ) of this title, unless the creditor also reports that the amount is in dispute and, at the same time, notifies the obligor of the name and address of each party to whom the creditor is reporting information concerning the delinquency. ( c ) Reports by creditor of subsequent resolution of delinquent amounts A creditor shall report any subsequent resolution of any delinquencies reported pursuant to subsection ( b ) to the parties to whom such delinquencies were initially reported. 1666b. Timing of payments ( a ) Time to make payments A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose, unless the creditor has adopted reasonable procedures designed to ensure that each periodic statement including the information required by section 1637 ( b ) of this title is mailed or delivered to the consumer not later than 21 days before the payment due date. Because I take my credit very seriously, I contacted every name and account that was listed on the report. I was again very shocked by the multiple names, account numbers and figures. Included with this letter, is every letter written to those who have hampered my ability to obtain credit. I believe that any judge that looks over the report would agree that it is a violation of both the FCRA, CCPA and FACTA. The following accounts were listed on your report and I have demanded from them a full accounting and five years worth of records to see if their accounts were in violation of the FAIR CREDIT BILLING ACT ( FCBA ). We also demanded signed contracts, agreements or any legal paperwork that would tie us to the following accounts. Under the FCRA, you are required to conduct an investigation on this account if I request it. I DEMAND to see all 100 % verifiable proof that I was indeed Verifiably late on these accounts and the creditor fulfilled its obligations under ( FCBA 1666 ( a ) ( 2 ) ), As I was never notified of a billing delinquency on my accounts, which the creditor must do under section ( FCBA1666 ( b ) ( 6 ). I DEMAND to see proof that I was mailed my statement to the correct address notifying me of both payment due date and delinquency of payment on the account. If you can not provide 100 % Verifiable proof and proper documentation that the CREDITOR fulfilled its obligations under the ( FCBA ) and ( FCRA ), I therefore demand these late payments be removed from my account or I will be forced to be in contact with the Attorney General of my State and the Consumer Financial Protection Bureau. I therefore am submitting my written request to you to conduct an investigation. Per the FCRA, you have 30 days to conduct this investigation and respond to my request. If you do not respond within this time period, per the FCRA, you must remove this negative information. Thank you for your time, XXXX XXXX SS # : XXXX Date of Birth : XX/XX/XXXX XXXX : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX  XXXX, Iowa XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "A law firm is trying to collect on a debt that was settled in a class action law suit and I am no longer liable for the debt. They sent a letter to my employer stating everything that I owed, what it was for etc to try and collect on this. My information should not have been given to anyone without my consent. I sent them a certified letter with the proof that I do not owe on this account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "40 tlya indirimden aldm super", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "My wife, employer and I have received multiple calls daily for the last week regarding a legal matter. Messages state that court papers would be filed in my County of residence. When I return calls no one will give me specific information.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "On XXXX XXXX, 2015, Bank of America, XXXX XXXX Branch gave my checking account information XXXX XXXX XXXX XXXX. Despite having a written policy against allowing anyone to deposit money into my bank accounts. Bank of America willfully violated it 's own policy. I have XXXX previous open complaints against Bank of America for violating this policy.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX/XXXX/XXXX {$1100.00}, I Called the company that showing on my credit report to find out what this is and I would told them I was treated at XXXX XXXX and that the i owed this amount I told the agent that I was not in the hospital, and this is not my debt and i would like to have this removed from my report because it is taking my score down. One Advantage LLC, XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Mastercard sites will not find an atm location on their XXXX different sites! this is fraud to get you to pay fees! also spent 20 minutes on the phone ; it finally said hold on for a person. Then said they hade a high volume call back later and hung up on me again ; tried 3-4 times! \nThese are the XXXX sites try them ... ... ... ..the last one is SS web site, too! \nXXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I sent a certified letter to TransUnion asking to validate the debt from my student loan. They have yet to respond to my request electronically or by mail.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "The following is a list of hard inquires on my XXXX credit report I do not recognize nor did I authorize. Please remove these inquiries from my credit report as soon as possible XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX Thank you", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I did not receive documents from the original lender, the original would not respond because the account was sold. \nAfter many calls to the collection agency, I then wrote a letter. They refused to supply me with any documentation before I made a payment.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Experian does not have my address showing in XXXX XXXX NV XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX That should be under Address year at address XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX Leasing Office # XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX cred for {$260.00}.\nIt was open on XXXX XXXX 2016.\nDo n't know what that is. Have no recollection of what that could be. Would like to dispute it. It 's an collection inquiry on my credit on transuinon.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "「チャットモンチー」をご存知ですか？ -> 名前だけでそんなには知らないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "We have 14 trains leaving around 09:30 on Monday to Broxbourne. Was there a certain time you wanted to arrive by?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Thanks! I also need a train to Broxbourne on Saturday.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "2017 ford edge", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Is Sir Christopher Hoy still an active racing driver as of 2022?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "They call me everyday 3 times a day. Plus they posted negatives comments on my credit 3 times in XX/XX/XXXX alone. Once on XX/XX/XXXX, again on XX/XX/XXXX, then again on XX/XX/XXXX in a concerted effort to lower my credit score. It for a XXXX that I have disputed but they will not listen to me and demand I pay money that I do n't owe.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Muslim residents of Israel and Palestinians living in East Jerusalem are normally allowed to enter the Temple Mount and pray at the al-Aqsa Mosque without restrictions. Until 2000, non-Muslim visitors could enter the Al-Aqsa Mosque by getting a ticket from the Waqf, but that procedure ended when the Second Intifada began.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "123 solitaire", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "This is XXXX XXXX XXXX, who is submitting this CFPB complaint myself and to inform you that there is no third party involve in the process. I'm not swayed that Bureaus efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The Bureaus are reporting inaccurate information on LVNV FUNDING LLC. Per FCRA, reporting must be 100 % accurate or the information must be deleted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I had been receiving phone calls that I owed a {$790.00} payday loan which I never asked for and never received. Now a company named Midwest Recovery Systems XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, MO XXXX has placed this charge on my credit report which is affecting my credit. I never received a loan nor will the company provide any documentation stating that I received any monies.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "REMOVE THE SECURITY FREEZE ITS PREVENTING ME FROM APPLYING FOR CREDIT AND ALSO I CAN NOT REVIEW MY DISPUTES ONLINE WITH XXXX TRANSUNION OR XXXX DUE TO THE SECURITY FREEZE REMOVE IT I DID NOT ASK FOR IT YOU PPL ARE STRESSING ME OUT.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have been trying to work with All the Credit Bureaus for a long time i have followed the law and it states that they have to come back with proof or delete the things on my credit and they are not working well at all with me. I am honestly tired of them doing this to me. They are really abusing the system on not working well with me and not following the law.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I appreciate all the help, I hope you have a great day too.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "No, that will be all. Thank you for your help.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Card got behind the company closed the account and its marked charge off and they sent me a XXXX for my taxes.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sent letter to credit reporting agencies telling them the inquiries on my report are unjustified : the actions fail to comply with FCRA Section 604.   The letters are attached below.   Credit Agencies replied stating they did not need to investigate, verify, or remove inquiries.   Credit Agencies failed to prove  3  requirements and failed to remove inquiries from my credit reports", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Barclays Bank Delaware is reporting a credit card under my name with a balance of {$6800.00}. This account is not mine, but is being reported to XXXX. XXXX shows the account was opened XXXX/XXXX/93. This account is not mine.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The Second Intifada (Arabic: الانتفاضة الثانية Al-Intifada al-Thaniya; Hebrew: האינתיפאדה השנייה Ha-Intifāda ha-Shniya), also known as the Al-Aqsa Intifada (Arabic: انتفاضة الأقصى Intifāḍat al-ʾAqṣā),was a Palestinian uprising against Israel. High numbers of casualties were caused among civilians as well as combatants.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Hayes was an enrolled member of the Gila River Indian Community in Arizona.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "そうですか。テレビでの観戦はなされるんですか？ -> テレビは見ますはい", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "First I receive a credit card from chase I did not apply for and was told to create a fraud alert with one of the credit agency 's, which I did. Then today I am at a restraint trying to pay with a different credit card from chase and it was rejected. I spent over an hour on the phone going threw XXXX different levels answering the same questions correctly three times. The last Chase agent who was rude and totally insensitive decides to close my account", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I'm sorry, but there are no vacancies for your requested time. Would you like to try a different day or perhaps a shorter stay?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Credence Resource Management LLC is calling me XXXX times everyday about a debt I do not owe. I have written them a letter telling them to stop all communication attempts with me to no avail. \nTheir address is XXXX XXXX XXXX, XXXX, MI XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "What's the Takara Tomy's annual revenue?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My mother got a phone call from Bayside Capital on Monday XX/XX/2016 for an attempt to collect a debt for me. First of all our phones are connected. I am listed so if anyone wants to contact me they can. When I called this company back they had my last XXXX digits of social and my current address. I asked XXXX why they would call my mom repeatly and he refused to answer and hung up.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "He attended St. John's Preparatory School and  Assumption College.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I started XXXX XXXX College which was told I received a Pell Grant to go for XXXX $ I finished in XX/XX/XXXX because I had family issues but graduated in XX/XX/XXXX paid cash I did not sign any forms for loans. Here it is XX/XX/XXXX and they send me this bill. But the cost to finish was only 4 or 5000 $ in XX/XX/XXXX..This debt is Not my debt I am disputing it. Because XXXX at the time went to XXXX  for embezzlement students loans she only had me sign a form that's all ... back in XX/XX/XXXX I signed defer papers moved numerous of time and offer to pay when it was XXXX $ but I could only pay XXXX $ a month they denied me saying it was too low it had to be XXXX  or more I was struggling on welfare monthly check was XXXX . I couldn't afford XXXX $ a month they wouldn't accept so here I am haven't been able to pay I am XXXX XXXX and have XXXX income.They Use My Social security Number in a unlawful practice.I can't buy it sell anything with this on my Credit ... everyone goes by good credit scores. KJV Bible verse says a good name is more precious than rubies.I want my good name back this corporation have allowed these entities to ruin my life", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Ok, have a good day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Local branch manager has not responded to my request on XXXX XXXX to remove all auto drafts from my Wells Fargo accounts to other linked Wells Fargo accounts. The auto drafts continue to automatically attempt to transfer and create overdrawn accounts and excess insufficient funds and fees.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I also need a hotel in the south area.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "70th birthday gifts", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "This acccount does not belong to me and I have disputed repeatedly with t he bureaus and they have completely disregard all my disputes!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due as of XXXX I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me or the payments were misapplied.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "To clarify, do you need to leave after 13:45, or after 15:45?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Thanks a lot.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "kay jewelers continues to change the status of my former charge account to open in collections when it was included in bankruptcy and discharged. this is causing me harm in trying to repair my credit and get new credit. it just caused me a XXXX point drop in my fico score by there reporting.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What day are you leaving? Where are you going?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Is there a reference number I need?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Unfortunately, you cannot.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "1962 corvette", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "They sent me a letter from a debt agency, I did n't know if it was true. I sent in two payments but afterwards, they told me I would not any get receipts for paying for it. So I sent them a verification letter they have not responded.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/XXXX i purchased a used vehicle from XXXX XXXX XXXX XXXX XXXX XXXX in XXXX california for {$22000.00}. I put down {$2000.00} and financed the rest. I was financed by Consumer Portfolio Services Inc. in XXXX CA. The amount financed was {$22000.00} and the loan term was {$560.00} for 72 months. During the past 6 years I had the loan I deferred 4 payments due to financial issues. I haven't had any late or missed payment since XX/XX/XXXX. I have made a total of 72 payments, which were the loan terms, and yet when i go to my account it shows that my loan won't be paid off until XX/XX/XXXX and  I owe {$7200.00}! I have no idea why this loan isn't paid in full yet since my final payment stated in my original loan paperwork was to be XX/XX/XXXX. There's no way possible that I can still owe such a high amount after making all the payments on the loan. I have called several time to the lender to try and get an explanation and I never get a person, only voicemail. I leave a message and nobody ever calls back. I've also filed an online complaint through their website and have received nothing back from them. I don't feel that I owe anything more to them since i've made all the payments plus there's no way that the balance could still be so high. I also don't think it's legal for them to change the loan maturity date without my consent. To top it off, this car has been in the shop repeatedly since the first week I bought it to the tune of {$13000.00}! Currently it sits in my driveway and I can't even drive it. I need to get rid of this car but I can't because the loan amount never goes away! This company is a predatory lender and I want it to stop. I've fulfilled my end of the deal and then some, they need to deem this car paid in full and give me my title so I can finally get rid of this piece of XXXX.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "Experian is refusing to investigate credit inquires listed on my credit file Accounts named : XXXX card. XXXX. And XXXX All were not authorized by me Experian rep stated to me via phone call, that creditors that due business with Experian have the right to pull my credit at anytime without my authorization per FCRA", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I need a flight from San Diego to Portland on the 6th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Are bananas susceptible to any sorts of diseases?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "a silent voice", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have Disputed several accounts that appear on my report, but have not heard anything yet. I also need to dispute some of my personal information that appears on my credit report. My Current address, and Employment are not correct. I am not employed but on Social Security XXXX as monthly income. I would like that included on my credit report to reflect that I do have a monthly income.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I was told to be able to skip a month with Go Financial, I needed to make six payments. I did that and then called and tried to skip a month, JUST ONE because I had XXXX and was out of work, and am the only one working in my home right now. They gave me the run around and gave me XXXX, refusing to allow me to skip a month", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX XXXX # XXXX Account status charge off Date opened XX/XX/XXXX Date closed XX/XX/XXXX. XXXX Past due {$360.00} XXXX XXXX XXXX # XXXX Account status charge off Date opened XX/XX/XXXX Past due {$480.00} XXXX XXXX XXXX XXXX XXXX Account status collection Date opened XX/XX/XXXX Past due {$0.00} XXXX XXXX XXXX XXXX Date opened XX/XX/XXXX Past {$360.00} XXXX XXXX XXXX # XXXX Date open XX/XX/XXXX Past due {$480.00} XXXX XXXX XXXX Account status collection Date opened XX/XX/XXXX Past due {$350.00} XXXX XXXX XXXX Account status collection Date opened XX/XX/XXXX XXXX XXXX Date opened XX/XX/XXXX Past due {$1200.00} TransUnion XXXX XXXX XXXX # XXXX Date opened XX/XX/XXXX Date closed XX/XX/XXXX Past due {$360.00} XXXX XXXX XXXX Account status collection Date opened XX/XX/XXXX Date closed XX/XX/XXXX Past due {$480.00} XXXX Account status collection Date opened XX/XX/XXXX Past due {$0.00} ( FCRA ) 15 U.S.C. 1681 and Following ) Creditors or collectors are not allowed to report an accurate information to your credit reports under the Fair credit reporting act. I would like all 3 agencies to remove these accounts off my report as soon as possible. And would like to receive a full report of the investigation from sub parties in original creditors.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "I have repeatedly disputed unauthorized hard inquiries via Equifax 's online dispute route, I have faxed them about the disputes and I have called them several times to no resolution. The reps were unfriendly and unwilling to help. I am only having an issue with Equifax, the other XXXX bureaus resolved with no conflicts.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "BSI Financial mailed a Escrow disbursement check naming me and my EX wife the payees. I am divorced, quit claim deed was filed. There is an order of protection on file. I do not have any contact with my ex wife. I mailed in all documentation stating such. They were unwilling to reissue a check with only my name so I could cash it. So there is money sitting not being utilized because of this inconsiderate, corrupt company.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "What are your departure and arrival stations?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I am a victim of identity theft and do not owe a debt to Northland Group Inc., XXXX A representative from Northland Group continuously called me back and harassed, verbally abused me and threaten me with being arrested by the XXXX Sheriff's Office of I did not pay the debt off. Northland Group Inc., is in violation of the Minnesota Debt Collection Laws and the Fair Credit Reporting Act.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was no longer able to participate in IBR, however the other loan payments I make in a month total almost {$600.00}. I have had to put my loan in forbearance for the past two years as I can not afford to make those payments.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "This company XXXX wanted to check my credit report and I did not give them permission to do that XXXX XXXX sent me an alarm email to let me know this was on my report with XXXX credit bureau and not XXXX. This is the name that made that inquire XXXX XXXX XXXX there phone number is XXXX XXXX XXXX XXXX XXXX, FL, XXXX. I did not give them permission to check my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "これらのゲームでやったみたいものはありますか？ -> やってみたいポケモンはちょっと見てみたいかもしれないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have 4 accounts that are past 7 years old and a collections co took out a rit on me and says I still need to pay. They even said they were going to garnish my wages. it has been past 7 years. Can they do this?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I had an account with Kay Jewelers the # that 's beside the company name on my credit report is XXXX. I paid them off XXXX XXXX, 2016. I was late one time due to illness for a couple of weeks. I called and explained that to them. I keep seeing that I have a balance of {$250.00}. When I called them they said I had to notify you all in order to take it off, which was 60 days after I paid my account off. Thank You so much I appreciate your help.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Is there a certain time you would like to leave after or arrive by?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "On XX/XX/2023 I requested a free copy of my credit report at XXXX, upon receiving this report, I noticed quite a few addresses amongst other that were either outdated or places that I have never lived. I contacted XXXX and Experian to address these matters. XXXX basically indicated they won't remove and/or update the information as it was reported to them and I should contact the companies that provided the invalid and/or inaccurate information. I did advise the agent that according to the FCRA my rights are being violated by them reporting invalid and inaccurate information. I also attempted to resolve the matter by submitting dispute requests on both bureaus websites only to receive information either the same day or next day that the information was verified or updated. In such case I am unsure how an address that I have never resided could be updated or verified.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The credit bureaus stated my account was properly investigation but how is that possible if there are several inaccuracies including last active dates, last reported dates, high balances and payment histories. This is grounds for removal. They also violated my rights under these laws : 15 U.S.C 1681 Section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2. It also states a consumer reporting agency can not furnish an account without my written instructions. \n\nAttached below is a copy of my drivers license and social security card as well as a copy of my XXXX credit report identifying incorrect discrepancies via highlighted sections.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "a legal item is on my Transunion credit report, it is my father 's we have same name but of course not the same ssn", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I file chpt XXXX bk back in XX/XX/XXXX, reaffirmed the debt in XX/XX/XXXX, recently in XX/XX/XXXX credit reporting STOPPED ... .do n't know why but it did ... .called them SEVERLA TIMES, allowed then ample opportunity to fix it. Here it is XX/XX/XXXX and NOTHING has been done ... ..so it looks like I have 13 missed payments on my credit report. As a result, I lost an approval for a home loan, as well as seeing my credit score drop over 80 points ....", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want to return on March 9th.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Hong Kong cuisine is mainly influenced by Cantonese, British, and non-Cantonese Chinese, as well as Japanese, Korean and Southeast Asian cultures.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Yes, I'd like to rent a vehicle.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I got behind on my mortgage payments. PHH Mortgage said I need to send in XXXX by XXXX XXXX, 2017 or my account would be sent for for closure. I sent my payment in by XXXX and mortgage company received it and was signed off by a XXXX XXXX. Mortgage company said they never received payment and account was put into foreclosure. Mortgage company sent my money back to me on XXXX XXXX. I 'm now having to pay {$2100.00} due to attorney fees", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, all green tea is made from Camellia sinensis leaves and buds.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "旅行に行くときはなにか目的はありますか？ -> 大抵温泉のある所に行きます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "That sounds good. Please book a table for 2 people at 17:00 on Saturday.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I need to book a train for Monday going to Cambridge please.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have TR9024 that leaves Stevenage at 09:54 and will arrive in Cambridge by 10:43. Would that work for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "In 2019, I initiated a cash-out refinance on my home with XXXX XXXX XXXX Due to an administrative error, XXXX XXXX inadvertently included a relatively low-interest XXXX credit card on the list of cards to be paid off and closed within the loan documents, so rather than scrap and restart the process, I agreed to close the XXXX account and have it paid off. After the refinance process was complete, I assumed that all accounts were successfully paid off and closed, until I received a call from a collection agency the following year regarding a debt owed to XXXX for {$220.00}. I contacted XXXX and explained the situation, and they agreed to disregard the additional interest charges and penalties and accept a payment of {$75.00} to settle the debt, based upon the original unpaid interest charge of {$73.00} on a final payout of {$6700.00}, which was apparently due to the fact that XXXX  received the payoff check from XXXX XXXX XXXX DAY after the final statement due date. Again, I thought that the matter and account were closed, but the following year, after being denied several applications for credit, I learned that the top of my TransUnion credit report highlighted my former XXXX account as an Account with Adverse Information with multiple delinquencies of 120 days following the account closure, despite all other payments on my entire credit report being on time. Upon contacting XXXX to request the removal of the Adverse Information from my credit report, I was told that when I created a XXXX XXXX  account to print off a final statement for XXXX XXXX, I allegedly agreed to only receive electronic communications from XXXX  on my soon to be closed credit card. XXXX could not produce any evidence of electronic notifications sent to me regarding the account or additional charges, but from my email records I discovered that the only email that XXXX had sent to me was a notice that my online account ( on my closed credit card ) had been suspended because I signed in from an unknown device. XXXX continues to deny that the Adverse Information on my credit report is inaccurate and misleading and refuses to have it removed, so it will remain there and ruin my credit report for XXXX more years. While TransUnion allows a consumer statement to be included on the credit report, it not only appears below the Adverse XXXX information, but its buried at the very bottom of the credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "AR RESOURCES INC.has XXXX collections reporting on my XXXX and XXXX reports.XXXX has removed.they are account XXXX in the amount of {$120.00} and XXXX in the amount of $ XXXX.The original creditor is XXXX and the duplicate collection is for a single service/bill So AR RESOURCES has double billed with a single digit account difference and a XXXX dollar fee difference and is verifying false information 3 times, according to XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "https : //www.equifaxsecurity2017.com/ validating made up information, therefore providing incorrect information about the security breech and affected persons. Unable to properly determine if affected or not due to this.\nEnter \" XXXX '' as name and \" XXXX '' as SSN", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the purpose of historical reenactments?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My wife 's debt is in collection, but they call me ( husband ). XXXX time they called I asked for a letter of verfication of debt. The person started explaining about how credit will affect buying a car or a house. I insisted on them sending me a verification of debt letter. They have our mailing address, but continue calling me. We have not received anything from them \" Portfolio Recovery Associates ''", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Typical Hong Kong cuisine ingredients are century egg, Chinese cabbage, Chinese sausage, dried shrimp and scallop, Hoisin sauce, jujube, kai-lan, lotus seed, red bean, salted duck egg, and shiitake.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "My husband and I are celebrating our anniversary and want to find a great place to stay in town.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Account has been duplicated. It should be XXXX account to XXXX not XXXX accounts.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Of the 4 flights I have found, one is with American Airlines, departing at 6:50 am with 0 layovers and costs $88.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Couch Lambert has violated the following FDCPA declaration and violations : 802. Congressional findings and declarations of purpose ( a ) Abusive practices There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy. \n\nComment : I believe Couch Lambert has invaded my privacy, caused me stress, and have impeded my ability to secure professional employment.\n\n807. False or misleading representations ( 2 ) The false representation of -- ( A ) the character, amount, or legal status of any debt ; Comment : An original agreement was never givenThe debt was settled in XX/XX/2019 with XXXX  XXXX XXXX for a much lower amount. \n\n( 7 ) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer. \n\nComment : I was disgraced and humiliated during court proceeding ; they were awarded a huge summary judgment as a result. \n\n( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. \n\nComment : Couch Lambert ignored multiple requests for discovery evidence. Couch Lambert made no effort to secure proper and full records. Couch Lamberts lawyer emailed me a hardship form ; when I asked her if this was the hardship form for their client, XXXX XXXX XXXX, she replied that was the form and again emailed the same from. The form was actually a debt collection form so they could gain more information about my finances before getting a judgment. I will attach the form.\n\n812. Furnishing certain deceptive forms ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. \nComment : They furnished a debt collection form with Couch Lamberts name which she said was XXXX  XXXX XXXX hardship form. I do not think XXXX  XXXX XXXX was even participating. I have talked to other legal counsel and they said they believe this to be a disbarment level offense by the Couch LambertXXXX XXXX XXXX counsel XXXX \n( b ) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 1692k of this title for failure to comply with a provision of this subchapter. \n15 USC 1692k 813. Civil liability ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of -- ( 1 ) any actual damage sustained by such person as a result of such failure ; Comment : They have received a judgment for {$11000.00} and for all the costs of the court. I never even received any documentation saying they were legally representing XXXX  XXXX XXXX, never received any contract or validation of debt or full records, and this judgment is to be sent to their XXXX office, not XXXX  XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I pay my mortgage via autopay every month on the XXXX. XXXX XXXX XXXX showed that it was paid on XXXX/XXXX/15. Caliber did not credit my account until XXXX/XXXX/15. Late charge is accessed in addition to continual harassment of calls and letters demanding payment they already got.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX started sending me a bill for an account that is not mine. I do not have XXXX. I have XXXX XXXX and XXXX XXXX XXXX. No landline. XXXX failed to produce any proof that this account is valid and not fraudulent. I contacted XXXX four times and they obviously ignored me. \nXXXX Account no. XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay, thanks, that's all I need.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Although originally made from animal fats, most margarine consumed today is made from vegetable oil.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "6 sene önce aldığımız evimizin çocuk odasının tavan sıvası çöktü. Evimizin sigortası vardı. Ancak sigorta firması bunu karşılamayacağını bildirdi. Şu an o odayı kullanamıyoruz. Diğer odalarımızın tavanlarından da korkuyoruz. 11 yaşında kardeşim evde tek iken bu olay gerçekleşiyor. Ve onun odası büyük şans ki odasında değilmiş o esnada. Bu olay gece de olabilirdi. Daha farklı bir durum başımıza gelebilirdi. Parkelerimizde tamamen çizildi. Bu olay şaşkınlık ve üzüntü içindeyken Anadolu sigortası bunu karşılamadığını bildirdi. Şu an evde rahatlıkla oturamıyoruz da yaptıramıyoruz. Sigortanın aslında sadece sözde olduğunu öğrendik. Dua ediyoruz ki kardeşim odadayken olmadı.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Good evening, I have a collection on my credit report from a collection agency, AFNI, for a bill from XXXX XXXX XXXX. AFNI is not a licensed collection agency in Florida. Can you assist?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "My balance is n't updating in a timely manner", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "An unauthorized inquiry appeared on my credit report. I contacted Discover about the inquiry and it was determined that the inquiry was fraudulent. I was told that the inquiry would be removed and have a letter from Discover stating the same. It 's been 6 months and the inquiry is still on my XXXX and XXXX reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Book the one on Regent for Saturday at 18:00. There are two people. Can I get a reference number please?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XXXX XXXX pilot who travels a lot and has been loyal Bank of America Customer since early XX/XX/2000, back then they had best online bill pay. Signed up or responded to B of A Credit Card offer that had points like XXXX & since I travel a lot I realized I was not getting a bill / paper statement of which I always want not an online bill which disappears when computer has a bad day or lighting or you pick the reason. I called them & they say I choose paperless which I never do since my dad 's business got audited twice when I was a kid and he always said thank XXXX for the paper trail!! I have always had over 800 score until now I have a Adverse Acct. / B of A Credit Card / late of which they blame me when I always have a min. of XXXX to XXXX XXXX  in their Bank which will change soon & Direct Deposit from XXXX XXXX which will change soon. Why would I have Thousands in their bank & have a title of Premier Customer & get a XXXX K limit of which I did not need. Why would I not pay a couple XXXX dollar bill, DOH?? \nI will be switching to my more local banks whose online bill pay has improved & who I can look in the eye if I am unhappy or they can call me if something is late. \nXXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Threatened wage garnishment for a loan that is not in default.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "cherry hinton hall and grounds is an entertainment attraction in the east part of town.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I had moved to another city XXXX XXXX - XXXX XXXX with minimum U.S Bank branches. I had called to close my bank account with U.S Bank. The Bank continued to charge my account with bank charges and overdrew my account and sent my account to collections for {$80.00} even when my account had been fraudulently used.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On numerous occasions I have asked them not to call me. I considered the tactic harassing after getting calls from XXXX up to XXXX. The same number and different names of law firms being given. I all ask is to stop calling me any communication needs to be by mail.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I do not have any information on on-going clinical trials involving organ printing, but the challenges faced in organ printing field are being addressed.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I received a letter from a debit collection agency a week or so back. This was an attempt to collect on a doctor 's visit that would have occurred tomorrow will be a year ago. This letter had a date set to respond by XX/XX/XXXX. I paid XXXX dollars on the date of the visit, which would have been my co-payment. XX/XX/XXXX, I was at XXXX XXXX XXXX 's office at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX XXXX. I received good care from staff. I have no complaints. However, I no longer work or have a job do to these kind of senerios. As of XX/XX/XXXX, I am no longer covered by XXXX XXXX, XXXX in XXXX, MT.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "What regions of the United States are ticks found in?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Collection agency is trying to collect some money from me that has been closed several months ago due to the years that has been in my record. The case were closed, until such that they decided to open it up again.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Information comprised in Equifax breech", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Scam and charge for consolidating student loan. Great Lakes Servicer Referred me to a scam called XXXX XXXX XXXX. Illegally charged me XXXX to consolidate my loan. It was the fault of Great Lakes who did the referral.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "DEBT COLLECTORS ARE HARRASSING ME OVER AN ACCOUNT I DONT KNOW HISTORY OF.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "not sure what the debt is for have n't talked to any XXXX someone named XXXX XXXX is calling my cell phone and family members threatening me and my family members that a citation will be issued and served. he states I can stop the process if I pay restitution. the company he says he is calling from is wise law offices? \nbut when return phone calls it goes to a answer machine ph # he leaves is XXXX ex XXXX calls from XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "On XXXX at XXXX ; XXXX XXXX PST case number XXXX XXXX XXXX XXXX, XXXX, XXXX for XXXX XXXX  XXXX XXXX, XXXX Mortgage Pass Through Certificates. U > S > Bankruptcy Court District of Oregon sited ( No Proof of Claim Filed. \n\nOn XXXX XXXX XXXX the property listed at XXXX XXXX. XXXX XXXX, XXXX, Or XXXX was sold by XXXX County Sheriff 's.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "The 3 major credit bureaus are reporting a Chapter XXXX bankruptcy that should be removed because of the new law that came out XXXX XXXX, 2017. Some of the information is incorrect and/or not listed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX reported a charge off account when payment was made before the normal 120 days of charge off.\nI submitted details of payments and a bank statement for payment that was not credited and resulted in the charge off XXXX XXXX refuse to recognize their mistake.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a home equity line of credit with XXXX. For some reason it 's reporting as a credit card on my credit report with all three credit reporting agencies. This has caused other credits to deny my applications for new credit and increases in existing credit lines.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Broker, after getting my paperwork, told me the loan was doable. He then completely went dark. When I would ask him, he would say he is waiting for the underwriting department to give him an answer. This continued for 10 days until it was too late for me to close on time. I still do not have an answer from the underwriting department and at this stage, I would not be able to get a loan for the house my family fell in love with.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "on or around 8/17/2022 consumer debit cards were lost/stolen. the consumer contacted chase bank and reported the fraud XXXX new debit cards were ordered and the old ones were canceled. Numerous items were ordered in error ... i.e. \nXXXX atm- {$330.00} dollar charge XXXX. XX/XX/XXXX {$580.00} XXXX. XX/XX/XXXX - {$30.00} XXXX. XXXX {$500.00} XXXX. XX/XX/XXXX - {$500.00} Chase bank utilizes out-of-the-country customer service which limits communication and understanding of everyday life here in the states. The claims were all denied and the verbal reason given was that there were other charges not disputed. consumer advised that many of the charges that were not reported are ones that are automatically deducted from companies that utilize a saved credit card function. I was then told to send in more proof which I did. Not to mention that the charges were not in my area, and the major factor is that my funds are insured by FDIC up to {$250000.00} for instances like this. \nthe consumer was turned down a second time without cause. Chase has placed great stress on the business of the client by not protecting the client.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I was told that What they had was accurate when i never made thise inquiries and the false address wad never removed. I have never been to Arizona so I know I should n't have an address there. The numerous inquiries made by multiple agencies wo n't be removed. Also late fees for things that are inaccurate.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I HAVE PAID A JUDGEMENT TO IRS IN XXXX/XXXX/2013 I HAVE THEDOCUMENTHEHEE DOCUMENT IN FRONT OF ME I STILL HAVE THE JUDGEMENT ON ALL THEEETNT ON ALL XXXX CREDIT COMPANIES I HAVE TRIED EVERYTHING TO NO AVYTHING TO NO AVAIL", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My name is XXXX XXXX. I have been battling with these credit reporting agencies since 2021 regarding incorrect information on my reports. I have done all I can do and need help. I've gone to the police and filed a report. I've even gone to the FTC and filed reports but they refuse to do their job. My purse was stolen a few years back at a nightclub and I've had credit issues and ID theft issues ever since. This is effecting my life!!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I submitted a letter to the 3 Credit Bureaus to delete these erroneous items. I think you have not validated these items in accordance with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ), and I will pursue legal action against them. These were already included in my prior complaint and I'm including them again. \n\nXXXX XXXX XXXX XX/XX/XXXX CXXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXXXXXX XXXX XX/XX/XXXX XXXX  XX/XX/XXXX XXXX XXXX XX/XX/XXXX WI XXXX XX/XX/XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XX/XX/XXXX WI XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX I XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXXXX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX WI XXXX XX/XX/XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX BANK XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX CARD XX/XX/XXXX XXXX XX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "ここに来るまで迷いませんでしたか・・ -> 迷いました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "What date did you have in mind?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "this company is claiming i opened an account i never done business with them and never authorized anyone to open any account i never been or shopped with XXXX   like they claim i filed a police report and here it is if they dont remove it this time my next step is to take them to court", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "transunion report td auto finance XX/X/2016 & XX/XX/2016 I tried disputing these inquiries but was told they are matter of fact without doing investigation. which they are required to do and if they were to follow the rules would find out inquiries were not authorized by me. I am asking to do full investigation on said inquiry to clear it from my report,,", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "You're welcome - safe travels!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Will there be anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "What city and date would you like me to search?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Sure, their postcode is cb21ad and it's rated 4 stars.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "7:50 pm is kind of late. Will the flight arrive the next day? How many passengers is this for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have sent two separate letters to ask for verification of a debt. The collection company a letter stating they have acquired and now owns the account. I do n't have a contract with this company and its not my debt. I have asked for a copy of the credit card application with signature and still I have not received nothing from them. I sent them a letter in XX/XX/XXXX. They refuse to remove this from my credit files.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "12 lead placement", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "This is just for 1 passenger, and it's headed to Seattle-Tacoma International Airport", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The first week of XXXX, I went to my bank, Citizens Bank to get my account number to file my 2020 income tax returns. On that day, an employee of the Bank, a teller had me at his window and asked that I swiped my Debit card. After that he suggested to dictate the number to me which I refused. I asked him to give me a print out instead. He gave me the print out with my name on top then an account number and the Bank routing number. The next day I went to my accountant to have my return e-filed and directly deposited my refund. Few weeks later my refund never reached my account. I called the accountant who told me that my refund was deposited into my account few weeks ago. I checked my account again with no success. The accountant had suggested that I return to the Bank. I went to Citizens Bank located at XXXX XXXX XXXX, XXXX MA to enquire about this. I spoke to an employee who told me that the account number that was given to me belongs to a bank employee. My refund ended being deposited into the following account XXXX and routing number XXXX", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "The tandoori palace has Indian cuisine. Would you like me to book a table?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "A few months ago I purchased some In-Game items on a server that I played on for in game items. and just recently the game has been taken down and all of my items have been lost. and I am overall requesting for a refund to my paypal account by the owner of this game.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have a nice day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have no medical bills with this company. This clearly belongs to someone else. Both my birthday, and SSN have been erroneously reported via XXXX, Equifax and  XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2008 jeep wrangler", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Yes, please recommend one that can accommodate 8 people for 2 nights starting on Thursday", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Your tickets have been booked. Enjoy.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I'm interested in learning about Conchology.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "THEY CALL MY CELL PHONE FOR MY EX HUSBAND A MINIMUM OF XXXX TIMES A DAY STARTING AT XXXX. THEY FILL UP MY VOICEMAIL WITH RECORDED MESSAGE. THIS IS NOT MY DEBT THIS IS NOT MY HUSBANDS PHONE NUMBER IT IS MY WORK CELL PHONE. I DO N'T KNOW HOW THEY GOT IT! I HAVE TOLD THEM TO STOP THEY HAVE THE WRONG NUMBER YET THEY CONTINUE EVER DAY TO CALL OVER AND OVER.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was sued and had a wage assignment for a credit card issued by Chase that I also received a  XXXX  for. The debt was cancelled, I paid taxes on it and I still had the wage assignment. I paid over {$5000.00} through the wage assignment. This was done by  XXXX   XXXX   XXXX   XXXX  and CIR Law Offices. I want to recover my funds.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "We 're not able to agree on the amount owed. I do owe them money just not the amount they 're claiming.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "11th of this month.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I sent a validation request on some accounts by certified letter over 30 days ago and I have received nothing what so ever on my request to validate these accounts. I know for a fact the letter was received because it was certified.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "You want to rent the standard Camry from LAX International Airport at 3 pm on March 8th and keep it until March 13th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "How many tickets would you like and what is the event?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "my XXXX sister XXXXXX/XX/XXXX, with a reverse mortgage.i promised her that i would take of the funeral exspenses and etc. i notified the mortgage co. and other envolved parties of her death.we were told that her real property would go back to the mortgage co. it has been over 4 years since my sisters XXXX, and the property is still vacant. now the mortgage co. is threatning to sue me to payoff the loan balance.i have no connection with her property or her mortgage", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX Penn credit keeps calling my unsolicited home phone looking for someone who is NOT, and has never been at this number. I have relayed this to Penn Credit on multiple occasions and they continue to harass us looking for this individual. I will be submitting complains in all possible ways. My home number is XXXX XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Are there any safety issues we should know about regarding silicone dioxide?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Yes, please book a table for 2 at Frankie and Benny's at 19:30 and provide the reference number.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I never received a notice of intent to collect on this debt so i do n't know what it is for. I discovered it on my credit and i have reached out to the complaint on several occasions and i have yet to hear back from them", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Would you like to to know about awards given prior to 1980 or awards given after 1980?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Bayıldımm kesinlikle f/p ürünü", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I lived in XXXX, XXXX, XXXX, and XXXX, XXXX. But I never live in XXXX and XXXX I never live on address : XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX, XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I applied for a student credit card and was denied. I only have ( XXXX ) bad thing that has been on my report for 6 years and I was denied and I think it 's for credit discrimination. Everything else on my credit report is good and in great standing.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The price is 8.08 pounds. Would you like me to book it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Okay, thank you.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Sure. Where are you going? And what city are you leaving from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "最近テレビはよく見ますか？ -> 最近テレビ見ます", "label": 3, "label_name": "WANT_DIFFERENT", "source": "hazumi"}
{"text": "I was shocked when I reviewed my credit report and found late payments on the dates below : 30 days past due as of XX/XX/2014, XX/XX/2014, XX/XX/2014 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I suggest restaurant alimentum, would you like me to make a reservation for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "The lender keeps calling me at work-Has now put my job in jeopardy- Has sent them 3 letters asking them to Stop calling me at work. I have contacted a lawyer also at this time. They called again twice today XXXX/XXXX/16. They have my personal phone number if they need to reach me", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "What is the name of the airport that I would be departing from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I need some information on the A and B Guest House.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "There is a bus set to depart at 7:10 AM, and has 0 transfers. The bus ticket price is $30.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Called customer service to ask for a forebearance, was directed to hold for over 4 hours with no human answering to deal with my inquiry, and during the holding an automated message directed me to a nonexistent concierge service for scheduling a callback. All of this happened between the hours of XXXX and XXXX CST on  XXXX XXXX, 2017", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Who is the current president of the IOC?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "What is the cost of that rental?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Hello, these credit cards debts i owed are over 7 years ago, when i was young n stupid make mistake to let my friend borrowed. If an collection debts is over 7 years, it should n't exist on your credit report any more right?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "How was yeast used by the Ancient Egyptians?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "XXXX/XXXX/2018 I received a letter from a company who identified themselves as a law firm on the letter that was addressed to me. However when I called them to discuss the letter that I received they later identified themselves as a debt collector. The debt that they are referring to is a debt that does not belong to me, nor does it appear on my credit report. I never had a medical bill with the hospital noted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'd be happy to help. Let's get some details down. Where are you going and where will you be leaving from? What day will you be going?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "405 freeway", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Is there a way to minimize the motion blur when taking a photo?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "This complaint is against Discover Student loans. A loan was taken out to pay for college expenses. After graduation, the borrower had a hard time finding a job in his profession. He worked part time and then went to the XXXX XXXX. After graduating from the XXXX XXXX it took him almost a year to find a job. During this time, Discover would not work with the borrower on payments. The borrower paid on the loan but Discover told him they would not accept the payments unless it was the XXXX a month payment. He tried on numerous occasions to work with Discover to set a payment plan that he could afford. Discover finally told him he could make payments based on income on the phone then the next month they put the loan in default with no warning. The loan is now in collections and the problem is that he now has to find a way to XXXX. This is such a big problem in the United States. Discover gave him bad advice and would not work with him in any way.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The film was released both digitally as well as in theaters, and it made $23.3 million from the US digitally, and as of late 2021, it has grossed $117 million, but I don't have the information on which country had the highest box office sales on the first week.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I initiated a transfer between Suntrust Bank and XXXX XXXX for {$1200.00} and the transfer was never completed. I have visited the local Suntrust Branch and called numerous times to locate the missing transfer initiated on XXXX XXXX, 2016. I have not received the money and Suntrust is very apologetic, but can not locate the missing transfer.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Yes, please. Can you book a room for Sunday for 5 people, 2 nights please?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "5.11 tactical pants", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "My personal financial information was compromised during the security breach of millions of people 's information at Equifax in XXXX 2017.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Some point to segregation in schools and the decentralization of public education as some of the reasons for low literacy rates among minorities in the United States.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I want the flights from Washington to San Francisco.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Yeah that should work can I please get the address post code and phone number?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Bugun teslim aldım ve genen taktım. Gerçek gibi. Aslıyla asla ayırt edemezsiniz karşıdan bakılınca bir tık bileğime küçük gibi ama kullanirim tskler.", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Sorry i didn't find the answer but i found that United States has two agencies that govern organ procurement and distribution within the country. The United Network for Organ Sharing and the Organ Procurement and Transplant Network (OPTN) regulate Organ Procurement Organizations (OPO) with regard to procurement and distribution ethics and standards.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "In XX/XX/2020, I discovered that an unknown person had access to my bank account. My bank account had to be closed and another account with a new number was opened. I went online to Nordstrom to update my banking information. I attempted to delete my old bank account but was unable to do so. XX/XX/XXXX, I made a payment for {$50.00}. On XX/XX/XXXX, I made a payment for {$300.00}. Unbeknownst to me, I made a payment from the closed account which was the default account ; making me 63 days past due. My statements are set to be delivered via email ; however, did not look at them as I have paid my bill every month on time without issue. I did not receive a phone call from Nordstrom about being 63 days late until XX/XX/2020. I saw the negative marks on my credit report, contacted Nordstrom and they were unable to help me. I have talked to Nordstrom customer service about have the 30-day late mark removed, however they explained that they are unable to do so. I have since deleted my old bank account and brought my account current. The 30-day late payment has dropped my credit score 43 points and it has had a negative impact on my life. I am requesting that the 30-day late payment be removed as soon as possible. I have tried to work with Nordstrom to no avail. I have never missed a payment or made a late payment to Nordstrom and I would like the mistake to be cleared up.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "I'm heading to the university arms hotel.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "その旅先で美味しい食べ物はたべましたか・・ -> はいお寿司をいただきました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I'll be coming in from Stevenage on Sunday.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "ダビンチの作品を見たことはありますか？ -> はいあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I applied for a loan modification with Nationstar Mortage a year ago. The modificaiton was approved but they added XXXX extra to XXXX mortgage stating that these are all fees I owe to them, I have been requesting an itemized breakdown of the fees and have not been successful. I believe these fees to be extremely high and would like a clarification on such. Please help", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "What kind of playing style is Philip Mickelson known for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I was contacted by a collection agency. The agency information was incorrect. The address, visa card bank name and amount of {$5000.00} was definitely not me. The agency name and email is XXXX I will be providing my credit report from the beginning of the year. I am attaching my recent report as well due to cleaning up my credit report from the new year.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I bought a vehicle in 2012 and that vehicle was given back and repossessed due to failure of the motor. I only had that vehicle for four weeks. The company took it back and now I just found out they are garnishing my wages without notice of lawsuit or any communication. They want to charge me {$21000.00} for a vehicle that is not in my possession! This happened in 2012 and just now they are taking my wages without any notice at all!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "3cx download", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "CMRE XXXX. XXXX XXXX. {$46.00}. \nRequest : Deleted permanently from my credit report. \nStatus : Inaccurate account information. \nTo the best of my knowledge, I was not aware of this medical collection until a refinance inquiry.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I do not have any information on on-going clinical trials involving organ printing, but the challenges faced in organ printing field are being addressed.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "It states i opened an acct in 2016 and I did not currently shows that I owe {$2000.00}. They do not have license to collect or contact for debt in the State of Indiana. I want this information removed from all 3 of my credit reports", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There 's are XXXX XXXX accounts that do n't belong to me that I did not give my permission to open nor did I give my authorization to any goods or services to", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I made an \" extra '' payment on my private student loans on XXXX/XXXX/15. The payments due on XXXX/XXXX/15 had already been made on XXXX/XXXX/15 so no payment was due. Navient deducted late fees from my \" extra '' payments even though these were not late payments.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Early morning for 7 people. May I have the reference number?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "USA Funds accounts were student loans that were taken over by XXXX. I am in good standing with all XXXX accounts, but the USA Funds are showing active and past due.\nUSA Funds account numbers 1-XXXX 2-XXXX 3-XXXX 4-XXXX 5-XXXX XXXX account number XXXX-XXXX  XXXX-XXXX XXXX-XXXX XXXX-XXXX XXXX-XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I HAVE DISPUTED THIS ACCOUNT NUMEROUS TIMES AND IT IS NOT RESOLVED. THIS ACCOUNT DOES NOT BELONG TO ME. I HAVE NOT EVER SIGNED FOR NOR AUTHORIZED AN ACCOUNT WITH THIS COMPANY OR THE COMPANY IT REPRESENTS. Hunter Warfield INC IS NOT MY ACCOUNT", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are several types of differences related to finances, standard of play, and popularity. Which category of difference are you interested in learning more about?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Bu fiyata bu kalite ve şıklık inanılmaz çok şirin çok şık göründüğü gibi kesinlikle tavsiye ederim. ayrıca satıcıya çok ilgiliydi aynı gün kargo yaptı ve hediye notumuzuda itina ile yazıp içerisine koymuş çok teşekkür ederiz.", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "アニメ化することはご存知でしたか？ -> アニメ化することはしらなかったんですけどマンガ自体は知ってましたしなんかシリーズの最初のほうはちょっと読んでました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "There is TR9187 that arrives at leicester by 08:06. Will that work for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XXXX XXXX,2017, XXXX XXXX was removed from my credit report in the amount of {$670.00}. I got a notification on XXXX XXXX saying this account was opened on XXXX XXXX, 2017. By law, this should have not been added with out something in writing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are XXXX accounts that show up on my Equifax credit report. The account numbers are XXXX and XXXX. These accounts are not mine and need to be removed immediately. The 7 year FCRA statute of limitations ahs apssed for these XXXX accounts and they need to be deleted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have contacted ARS numerous times asking for signed proof this charge belongs to me. They have never sent me anything showing proof. This charge is not mine and I would like it removed at once from my credit report. They can not provide me with any original paper work, signatures or ID copies.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What food type could you like?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "1953 corvette", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I apologize, I forgot to mention that I'll be needing 6 tickets, not just 1.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I am being sued for a mortgage that was improperly foreclosed on and was taken to a Federal Class action Law Suite . I was awarded XXXX toward this instance and am now being sued for the difference of a XXXX mortgage. I have attempted to fax information about this to the company, have sent certified mail in regards to this. They have dismissed this and have now served me with a summons and are taking me to court.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ご存知でしたか？ -> いや全く銃の型なんてわからないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I reviewed my credit report in XX/XX/XXXX and noticed collection accounts that I do not recall. Therefore, I sent a validation letter requesting additional information to Deville Mgmt. I am requesting the send me an explanation and copies of any papers that show I agreed to pay what they say I owe. They claim I owe them {$540.00}. This letter was sent XX/XX/XXXX and I have not received a response to date.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "After making numerous XXXX transfers into my Coinbase account, from my bank account. They will not let me withdraw any of this money to the same bank account it came from, with Coinbase saying its an unverified bank account. \n\nHave I been scammed? \n\nKeeping someones money against their will is theft, and I have reported their actions to the local XXXX Police authorities. The crime reference number I have posted to the Coinbase support pages.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "A small hole on the camera allows light to pass through, which then reaches a light-sensitive surface. The image is then recorded onto this surface from this light, which is focused using a lens.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "aa batteries", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "The Chase account has been reporting on my personal credit report, when in fact, this account should be listed on my business credit. I have disputed this information with the XXXX credit bureaus and nothing has come of it. I am appalled at this situation!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "American Express Company is restricting the bonus point I earned via their program. \nI earned bonus points by using the American Express 's credit card and wanted to use the point for my travel. \nHowever, American Express Company is restricting my use ; I am told that they need to do special review. \nThis restriction was not indicated in original terms and conditions.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1990 corvette", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "How does one become a landscape architect?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "This loan was charged off and settled in XXXX of 2016. I requested that all information about this loan be removed as a condition of the settlement however it still appears. This loan company makes predatory loans on small/disadvantaged businesses with onerous terms and high interest. This loan was one of the factors that led to the failure of the associated business.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Checked my XXXX XXXX account and noticed 2 hard inquiries for credit cards I did not apply for. Apparently theyre from XXXX ( XXXX  ) and capital one, I did not apply for these, secondly, this is weird because what if someone out there is using my identity for other things. This matter needs to be investigated immediately!! Because I did not do this.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the most lethal variety of mushroom?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "This Citibank loan was paid in full and still showing a balance of {$1300.00} in my credit report!!!!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "After multiple attempts to verify amount of debt with creditor, over the course of two weeks, creditor has failed to provide amount of debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There is old outdated credit on my file when I dispute the information Equifax just updates information does n't accurately dispute the information I do n't believe it even does to the creditor who is reporting. Since I joined the credit monitoring program my score has gone down significantly.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The following is a list of hard inquires on my XXXX credit report I do not recognize nor did I authorize. Please remove these inquiries from my credit report as soon as possible XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX Thank you", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Credit Reports show inaccurate reporting from XXXX XXXX XXXX. I spoke an Admin on  XX/XX/XXXX and XX/XX/XXXX about the letter I wrote. \n\nStill there is no resolution to my credit report reporting deliquency on my car payment for XX/XX/XXXX,  XX/XX/XXXX, XX/XX/XXXX? \n\nThis letter is being sent to you in response to a computer generated, signed letter dated XX/XX/XXXX, letter received by Claimant from your office. \n\nBe advised that your claim is disputed and validation and proof of claim of the disputed debt is requested in accordance with the Fair Debt Collection Practices Act, 15 USC 1692 and as amended by adding the following new Title 8 USC 802 et seq., and the Fair Credit Billing Act, 15 USC. 1666 et seq. \n\nAll of which work in conjunction with each other, including the Truth In Lending Act ( TILA ) 15 USC 1601 et seq. It is not now, nor has it ever been, my intention to avoid paying any obligation that is lawfully owed by the Claimant. \n\nIn order to make arrangements to pay an obligation which may be lawfully owed, please document and verify the debt by complying, in good faith, with this request for validation and return it to me, within thirty ( 30 ) days of receipt of this letter. \n\nThis is NOT a request for verification or proof of Claimant mailing address, but a request for VALIDATION and PROOF OF CLAIM made pursuant to the above named Titles and Sections. \n\nI respectfully request that your office provide Claimant with competent evidence as per the attached Declaration and Proof of Claim that I have any legal obligation to pay you the unsubstantiated alleged debt. Furthermore you shall cease all verbal communication. No phone calls to the Claimant. \n\nAt this time I will also inform you that if your office have reported invalidated information to any of the 3 major Credit Bureaus, such as, XXXX, XXXX and XXXX prior to validation and proof of claim of the disputed debt, this action might constitute fraud under both Federal and State Laws. \n\nDue to this fact ; if any negative mark is found on any of Claimant credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character Violation of United States Code TITLE 18 PART 1 CHAPTER 63 1341 ( Mail Fraud ) This debt is considered to be invalid until I receive proper validation and your offices provide Claimant with proof of claim of the disputed debt. Your offices have ( 30 ) days to produce the required documentation in accordance with FTC guidelines. \n\nDuring this validation period and proof of claim, if any action is taken which could be considered detrimental to any of Claimant credit reports, said action will be considered a dishonor and cause the self-executing contract portion of this notice to be implemented. \n\nThis includes listing any information to a credit reporting repository that could be inaccurate or invalidated. \n\nIf your office fail to respond to this validation and proof of claim request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from Claimant credit file and a copy of such deletion request shall be sent to Claimant immediately.\n\nTitle 8 USC 809. Validation of debts [ 15 USC 1692g ] ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Before moving to XXXX from XXXX, I had paid off my XXXX ( formerly known as XXXX ) bills and closed my account. However, Equifax is reporting that I still owned {$120.00} and it was sent to collections. This is incorrect information and should be removed. I lived at XXXX and move to XXXX. I have attached a copy of the final bill from XXXX that shows my balance is XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay, I'm all set. Thanks again.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I sent in extra escrow payment and they credited to extras principal but it was noted om ck and payment coupon", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Claims to have not received a payment but I have clear bank proof of the transaction.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A bankruptcy is incorrectly being reported on my credit reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have attached my letter to this complaint in reference to TransUnion. \n\nThey have failed to remove the inaccurate accounts that are listed on my letter. In addition to that- they have failed to re-investigate the account based on Section 1681 of te Fair Credit Reporting Act.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thanks for that.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "9 letter words", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "take care have a great day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I am interested in root absorption.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I'd like to go to Seattle on the 11th from London.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "50 first dates", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Are there any vegan lumpia varities?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "There are four, one in the north and three in the centre. Would you like a recommendation?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "These accounts don't belong to me. Please remove them form all 3 credit reporting agencies. please see below the list of accounts that are reporting derogatory on all 3 credit reporting agencies : 1. Identity Theft DISCOVERBANK Account Number : XXXX This is not mine.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have been a victim of Identity Theft, and I am trying to dispute inaccurate items on my credit report.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "最近テレビはよく見ますか？ -> 最近テレビ見ます", "label": 3, "label_name": "WANT_DIFFERENT", "source": "hazumi"}
{"text": "we applied for a mortgage loan, and this error is reporting on both our credit. we mailed letters to all XXXX bureaus and a direct letter to SYNCB/Care Credit to remove this account that is not ours. It was removed off my wife 's credit file, but it still remains on mine. We ca n't proceed until this problem is fixed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "FIRST PROGRESS SECURED CARD DOES NOT ANSWER PHONE OR RESPOSE FROM MAILING MY COMPLAINT THEY STATE THEY WILL REPORT TO ALL CREDIT BURUES THEY HAVE NOT DONE SO AS STATED ALWAYS WRONG INFO THAT HAS HURT MY SCORE NOW I HAVE A LETTER THAT SAYS I HAVE BALANCE OF XXXX AND A CREDIT LIMIT OF XXXX BUT WHEN I PULL UP MY ACCOUNT IT SAYS I AM NEGATIVE MONEY NO AVAILABLE CREDIT", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you, can you also find an Indonesian restaurant for me? I'd prefer if it were expensive.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Thanks, I can't wait! And thanks for your help today.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Per my TransUnion letter dated XXXX/XXXX/2015, XXXX XXXX XXXX account # XXXX was deleted off my credit file. I pulled a new credit report on XXXX/XXXX/2015 and the XXXX XXXX is still being reported by TransUnion and affecting my scores negatively. This account has been closed and paid.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The Mughal empire stretched from the outer fringes of the Indus basin in the west, northern Afghanistan in the northwest, and Kashmir in the north Bangladesh in the east, and the uplands of the Deccan Plateau in South India.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Information on my report do not belongs to me. Please remove", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bütün yaz kullanıcam galiba çok beğendim", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "The bill was paid to a different collection company. We have spoke to ic systems and provided proof of payment of the bill and they still will not remove it from my credit report. They still request payment even after XXXX XXXX XXXX stating that there is no bill due. I spoke to XXXX to verify no bill was due and indeed no bill is due and they told me to tell I C System to prove the bill is due or remove it from my credit report and they refused.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay, what date are you departing?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Caller says company name and who and why they are calling when calling a co-worker at place of employment. Asked repeatedly not to call at work. Blocked number from our end. Company continues to call using numbers associated with other companies. Privacy laws of all sorts including harrasement from company who calls over and over all day to both home and work. Threats that if we hang up she will make my life \" XXXX ''.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Under the new law effective XXXX XXXX 2017 any public record data must include name and address as well as SSN or DOB in order for it to appear in your credit file. The Credit Bureau has not updated the information and per the new law true Bankruptcy listed does not include this information and should be deleted from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bayıldımmm çok güzel koşun alın", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Bank XXXX none of theses accounts have validated the account to belong to me. XXXX have removed theses accounts from there Credit Reporting profile they investigated that the account were not mine", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Böyle bir kutuda değil de şeffaf poşette geldi. Sorun değil tabii ki. Hediye olarak yanına renklikerinden de eklemişler onlar çok tatlıydı. Teşekkür ederim ✨", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "What times do the two flights arrive at their destinations?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Making a reservation was not posible. Is there something else you need?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The process involves the high-pressure injection of \"fracking fluid\" (primarily water, containing sand or other proppants suspended with the aid of thickening agents) into a wellbore to create cracks in the deep-rock formations through which natural gas, petroleum, and brine will flow more freely. When the hydraulic pressure is removed from the well, small grains of hydraulic fracturing proppants (either sand or aluminium oxide) hold the fractures open.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I couldn't find the normal lifespan of the Ginko biloba tree, but there are records of some living trees being over 2,500 years old.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I get frequents calls from collection agency asking to paid a bill that I do n't have any idea about it. I do n't have any record or bills about this company. I am not keeping answering calls from this collection agency who tried to scared me and intimidate me on the phone.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Navient bought a former private student loan that I had with XXXX XXXX. Navient is trying to get me to pay way more than I actually own on this debt. My XXXX balance is now XXXX. How is that possible? Navient now wants me to enter into a 16 year contract to pay off this new balance. In addition, Navient used XXXX different collection companies to harass me by calling me at my job.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What military awards did Hayes receive?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Equifax allowed my personal information, including social security number and other vital personal information, to be breached and divulged my information without my consent. This greatly impacts me, as it sets me up to be a victim of identity theft. I have worked hard to maintain good credit and Equifax, either due to negligence or direct intent, has made it possible for my credit to be ruined.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "67 ford mustang", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Ben ömrümde böyle bir şey görmedim 100 spini boşuna atan başka bir yer yoktur. Yatırdığınız parayı 3 dakika içinde alıyorlar. Oyun zevki heyecan falan yok. Spin satin alıyorsun anında 15 bos. Arada atayım falan yok hep bos sürekli Devamlı ard Arda. Umarım müşterileri kalmaz", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Is there a oneway flight to that place?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I understand you need the car starting March 13th but I do not know when you would like to return the car.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Okay, I think that will do, thank you so much.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "In 2016, while I was in XXXX XXXX, under the age of XXXX, a legal guardian put my name on the gas bill without my consent. I tried to reach out to the company and they explained to me that I would have to pay the debt since it was in my name. Upon further research I discovered that the company L J Ross Associates , Inc. Is not licensed to collect in Illinois XXXX This is not my debt, and the collector is not authorized to report this on my credit profile.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "a star is born 2018", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "i have been trying for 2years to make payments with XXXX XXXX and i just keep getting the run around i have had my taxes taken garnishment and i have made payments you never get the same response when u talk with someone these companies are jusr ripping people off when a consumer is trying to do the right thing i wanted to reach out to other companies to help with my student but who do u trust as a consumers it seems as if all these companies are fraudulent", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "How about italian food instead?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Great, that's all I need today. Thank you!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "In XX/XX/XXXX I was forced into an automatic debit setup with Navient to avoid negative reporting with my student loan. They threaten me with credit reporting issues and although I advised I couldnt pay, the rep made me feel like I had no choice. I was advised that the only way they would work with me was to setup automatic debits from my account which range from $ 80-89! although I was given a set amount, they never debit that set amount.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "In XX/XX/XXXX I was forced into an automatic debit setup with Navient to avoid negative reporting with my student loan. They threaten me with credit reporting issues and although I advised I couldnt pay, the rep made me feel like I had no choice. I was advised that the only way they would work with me was to setup automatic debits from my account which range from $ 80-89! although I was given a set amount, they never debit that set amount.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have repeatedly sent Transunion proof that these accounts are fraudulent and should not be reported on my consumer report. Transunion has continued to violate my consumer rights. I have sent in the proper documentation required that was asked and Transunion has failed to delete the accounts. Transunion is willfully failing to comply with federal law. These accounts have been deleted from my other consumer reports such as XXXX and XXXX. I will include proof below. According to the FCRA, Transunion is required to delete them as well. I have sent an FTC Identity theft report to Transunion proving the accounts are fraudulent which was also asked for. According to the FCRA, Transunion is required to delete those items while an investigation goes forth. Transunion has not done this. This has caused emotional distress and damage and also has caused damage to my reputation. I am asking Transunion to provide a copy of my consumer report showing the items deleted during the 30 day investigation and also proving they are complying with the FCRA. I am also asking Transunion to provide the name and direct contact information of the persons they will interview to verify the information the information on my consumer report they have refused to delete.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I am looking for a particular restaurant called city stop restaurant.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "On XXXX XXXX I sent Equifax and dispute regarding inaccurate accounts reporting on my consumer file. As of XXXX XXXX I have not received any correspondence regarding my dispute and Equifax now has violated 15 USC 1681i ( a ) 611. Procedure in case of disputed accuracy [ 15 U.S.C. 1681i ] ( a ) Reinvestigations of Disputed Information ( 1 ) Reinvestigation Required 611 - 15 U.S.C. 1681i ( a ) 59 ( A ) In general. Subject to subsection ( f ), and except as provided in subsection ( g ) if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, the agency shall, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Hard inquiry on my credit report, I was approved for a credit card from the company and did not appear as a hard inquiry. A few weeks later, randomly, a hard inquiry from capital one appeared on my credit report. Tried to fix this problem with the bank, they Can not help me. It i", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "We did a refi with XXXX on XX/XX/2015 did the closing on XX/XX/XXXX and it did not get to our old mortgage co until XX/XX/XXXX.now the old mortgage.co is reporting us 30 days late for our XX/XX/XXXX payment.I have talked to everyone and no help, everybody at the time assured us that it would be there on time.We have never been late and my husband is a XXXX on XXXX and turning XXXX this coming year .can you please help", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am a victim of identity. My XXXX XXXX credit card : XXXX is lost/stolen. Someone cancelled my XXXX XXXX credit card account. I never called XXXX XXXX to cancel my account. There are some fraudulent and unauthorized charges on my XXXX XXXX credit card account. I want XXXX XXXX to send me a new credit card with a new account number.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Experian has my XXXX XXXXXXXX XXXX showing Negative. This account does not go positive until 2022 and there  has not been a late payment in over 18 months It should not take 4 years for this account to go positive considering it has not been late in over 18 months. \n\nFTC has been filed as well to this account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This complaint is against AARGON AGENCY INC this account was reported to XXXX on XX/XX/2015 AARGON Agency did not send me a letter of notice of right to dispute. I have heath insurance that was suppose to pay my medical bills except the co payment of course.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have 3 flights for you. Do you want to fly Delta Airlines? The flight takes off at 2:30 pm local time with 0 layovers and costs $194 per person.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "2012 ford taurus", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "How did Henri Cartier-Bresson get started in photography?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Bank of Hawaii is refusing to provide copies of checking account agreements and signature cards. They refuse to do so absent a court order or subpoena according to their customer service representative and the 'supervisor XXXX '. They will also not provide their names or employee ID so there is NO accountability. This is poor customer service. They only provide a single phone # XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I set up a payment agreement with Transworld Systems inc. I was told by two different employees that they would send me a letter of debt settlement. We arranged a payment agreement, I have not received a letter of debt settlement. I have contacted Transworld Systems inc. to try to get this issue resolved and they refuse to provide me with the information needed to prove that we have reached a settlement. I spoke with a supervisor and she still would not help me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "SACOR FINANCIAL, INC has been debiting my account on a debt I owed and agreed to pay XXXX a month. The last letter I received was with a balance of XXXX XXXX/XXXX/14. I called today to find out why they are still debiting my account and they said I still owe XXXX. I asked why my statement stop showing my balance and they said I still owe more money. No where did it say I owe more money. I need help with this matter.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Historical reenactment (or re-enactment) is an educational or entertainment activity in which mainly amateur hobbyists and history enthusiasts put on uniforms and follow a plan to recreate aspects of a historical event or period.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "99 coping skills", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "Can you explain what hydraulic fracturing process?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I opened a claim on CFPB under this number XXXX I was requested by the bank to call them to start the claim requested but on the number they provided XXXX XXXX XXXX there is a record message saying \" we are unable to accept this call due system restrictions '' ( Im not in the USA right now ), also I called XXXX XXXX XXXX and they can't help me because the account is closed, they gave me two different numbers XXXX XXXX XXXX / XXXX XXXX XXXX and on that phone nobody answer. \nSo as you can see is impossible to call the bank for this issue. \nI have the right to request to open a claim by mail or fax, is not needed compulsory by phone. \nSo please proceed as requested or give me a fax number to send this letter. \nThanks", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "After months of aggressive calls from this Portfolio Recovery who is collecting on behalf of XXXX XXXX XXXX XXXX I decided to give them a call, quite a few calls in attempts to resolve and satisfy. Their customer service is so bad, unethical and just inappropriate from being hung up on to practically threatened on calls I finally asked them to cease and desist once they sent claim to Attorney XXXX XXXX XXXX located on XXXX XXXX XXXX, XXXX XXXX CT. Between these two companies they claimed to have served papers to an old address which would have notified me of a court hearing. I found out about a judgment made against my wages from my employer, that was my first notice. I have since reached out to both Portfolio Recovery & Attorney XXXX office offering to satisfy account and they kick me back and forth. As a result of losing my job years ago this is one of 3 debts I have been working to resolve. This being the ONLY company I can not communicate with. Currently I have a garnishment for one of the 3 debts that will go on for the next 1.5 years.  Since Attorney XXXX office was awarded garnishment to my wages their wage execution will not start until possibly XXXX. After numerous attempts of offering to satisfy account and settle, Attorney XXXX office refused any offers since the execution of wages was approved. I filed motion to modify and took them to court on XX/XX/XXXX and advised them I never was notified of court hearing to make any argument but was willing to discuss any settlement to be done. I explained to the court that I never received or was served and the judge instead was asking the plaintiff attorney to help him understand the process once the garnishment is in place. None of this made sense. Now here I am, having had my credit already tarnished the last 4 years at least, trying to clear this debt which by the way was partially disputed with original creditor prior to any collections but neither company will allow me to do anything to resolve. What sense does it make for us to wait and sit on a debt for the next two years until my current garnishment is done to then get paid at {$10.00} per month for the next 5 years when I am more than willing to offer atleast 50 %. The 7 year statue will kick in before they are even done being paid. This company is a disgust and the attorney representing them, just no way to communicate with people. I am unsure how to expedite the settling or satisfying of this debt. This is morally wrong on every level. They refused to remove disputed and unauthorized charges and also refused to settle on any level even when I decide to pay against what I know I do not owe. Keep in mind I was NEVER served any court notice. Who would choose to not show up to a court hearing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "今までの体験の中で、そのほか、楽しかったことはありますか？ -> 今までの体験留学でハワイに行ったのでそれがすごい楽しかったです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "When was yeast first used for baking purposes?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "The reservation that was just made cost $140.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Can you tell me if there are any colleges close to the restaurant?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2018 1040 tax", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "1mobile market download", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Midland Funding XXXX XXXX has been put on notice not to communicate with me at my place of business number of times .. I have repeatedly requested all calls to stop, yet they continue to call.. I have put the request in writing as well as verbally requested this many many times..", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Is Philip Mickelson still a golf competitor as of 2022?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I am interested in the least expensive ones.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "inscit"}
{"text": "How were Native Americans portrayed in art?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I want a intermediate car to be picked up around three in the afternoon and dropped off on the 3rd.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I contacted TransUnion about unauthorized credit inquiries form their own company at XXXX, CA XXXX, and asked them stop. Their response was that it might be a permissible purpose. From the list they provided, it was not permissible, and they no longer respond to any communications. It needs to stop, and they ( as a credit reporting company ) should not be allowed to make inquiries at random.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "It's a cheap guesthouse in the east side of town. They have free parking. Do you need anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Wonderful! Thank you for using our service. Have a great day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I received a negative mark on my credit report in XXXX of XXXX, I learned via XXXX ( a credit monitoring app ) that I had a Collections Report on my account. The only information provided was that the debt attempted to be collected is {$530.00} and that the Lender is \" XXXX XXXX XXXX. '' At no point did anyone from Amsher Collections or XXXX XXXX reach out to me in regards to this debt prior. I sent a letter via certified mail with receipt on XX/XX/XXXX and have received the receipt back yet no response from Amsher Collections to explain why the charge exists, whether they have the authority or licensing to pursue such actions or any proof of this debt existing with XXXX XXXX. As I have not been a XXXX XXXX customer since XXXX, I am highly concerned about the truth of this debt as well as my credit score and social security number being at risk.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I wired XXXX to coinbase on XXXX/XXXX/18 so I could purchase coins and trade, but it 's been 3 weeks as of tomorrow with nothing. The website said the money would be credited same day or next day, but I 'm going on around 20 days now with nothing. I 've submitted multiple tickets in hopes that I could get a response, but nothing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This collection is for a bill for a medical procedure that was covered 100 % under my XXXX insurance. I have made repeated attempts to resolve this collection with the collection agency ; BCA Financial Services. They tell me to disregard the mail notices and that they will process through XXXX again. But, the collection stays on my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Do you like thai food? The sala thong is a good restaurant that meets your needs. Phone is: 01223323178 Postcode: cb39ey", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have contact Gm Financial to let them know this account was open by someone else I even send them identity theft document that i report to identitytheft.gov i request document from them and gave them 30 day to reposed and didnt get no document from them", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am a victim of negative inquiries. I have XXXX negative inquiries on my credit. I talked and wrote letters to each of the companies and no action was done. And customer service would not help me. I would like for the following XXXX to be removed from my credit report please : XXXX XXXX, XXXX Account Name XXXX XXXX XXXX XXXX XXXX XXXX FIFTH THIRD BANK XXXX XXXX BANK XXXX XXXX XXXX XXXX AUTO FINANCE", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "They keep verifying that a dismissed chapter-XXXX bankruptcy in my credit report is mine and they are wrong. They are not verifying or investigating this information, this belongs to someone with a similar name but it 's not mine. I need this item removed at once from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am a victim of identity theft. The information listed below, which appears on my credit report, does not relate to any transaction that I have made. It is the result of identity theft. Also, I have not authorized this transaction or authorized anyone to use my information to open this transaction. \n\nThis request has NOT been made in error, it is NOT a misrepresentation of material fact relevant to the request to block and I have NOT obtained possession of goods, services, or money as a result of the transaction issue.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I just received a call from a company called Concord Resolutions in XXXX, ny. They claim I owe a payday loan from 2011 from XXXX XXXX XXXX XXXX which is now supposed to be XXXX in the amount of XXXX I 've never heard of these people! They 've given me 10 days to pay and a couple of payment options then they will start calling again.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "今現在，コンビニで売られているスイーツが進化しているそうです．ご存知ですか？ -> はい知っています", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "XXXX is not Bonded in the state of Texas to collect debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "好きな作品などはありますか？ -> いやそれもちょっとないですわからないんで答えられないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Perhaps, I need to think on this for a moment.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Bence deri kalitesi oldukça güzel,pahalı markalara uçuk fiyatlar vermeye gerek yok gayet güzel ve kullanışlı bir çanta tavsiye ediyorum", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I'd recommend that Avalon, as it fulfills your needs. It's located at 62 Gilbert Road cb43pd and the phone number is 01223353071. Would you like more information?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Are you leaving on March 7th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "20 gallon aquarium", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "I just received a call from a company called Concord Resolutions in XXXX, ny. They claim I owe a payday loan from 2011 from XXXX XXXX XXXX XXXX which is now supposed to be XXXX in the amount of XXXX I 've never heard of these people! They 've given me 10 days to pay and a couple of payment options then they will start calling again.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Saying I owe at Wells Fargo and also saying I owe at XXXX XXXX XXXX which I have never open any of those accounts ever so now my account is on freeze because of this.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX at around XXXX PST, I tried to request my annual free credit report for Experian, I got this error message, '' XXXX XXXX XXXXXXXX We 're sorry A condition exists that prevents Experian from being able to accept your request at this time. \n\nTo obtain your Experian annual credit report, please mail your request to the address below using the XXXX XXXX XXXX XXXX form. \n\nXXXX XXXX XXXXt XXXX XXXX XXXX. XXXX XXXX XXXX, GA XXXX ''", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Hamilton was enrolled in what community?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "What day do you want the return flight for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Can you tell me where and when that flight lands?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "4myhr marriott", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX XXXX COMPANY IS ATTEMPTING TO COLLECT A DEBT BY USING AN INTIMIDATION tactic by placing the UN-VALIDATED collection on my report. Under the law, they are NOT suppose to do that! That is considered collection activity! This Debt needs to be deleted immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "「モンスターハンター」をやったことがありますか？ -> そうですねさっきも言ったんですけど高校のときにＰＳＰでちょろっとやってもう五十時間ぐらいしかやってないんですけど", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "No, I do not have a time preference. Also, can you book that train for 2 passengers?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I filed a bankruptcy for chapter XXXX in XXXX and the discharge of it went out since XXXX. Van XXXX years of that process and still Equifax shows the same in my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a judgement on my trans union and XXXX account and I have stayed with my parents since XX/XX/2010.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "XXXX   XXXX  appears on my credit report. I have not done any business with this company. Already removed from my   XXXX   credit-report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "No particular food style, but I need a reservation for 1 on Saturday at 11:30, once I decide on a place I will need a reference number.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "They closed my card account and did n't give me a reason. Now they are going to charge me money to send me a check for the remaining balance. They have not presented any other way for me to receive the money without paying them a fee.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "That should be great! what about the entrance fee?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "a different world", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Oh, where is it going to be? And what time do it begin?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Bi tanesi kopmuş geldi diğer 3 ü çok kalitesiz bi tanesi taktıktan sonra çıktı zaten", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "This company is reporting a late payment in XXXX and that is incorrect.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I got a call from XXXX XXXX XXXX XXXX ( State : PA ) with numer ==> XXXX telling me that i need to pay. \n\nI recently migrated from XXXX XXXX and do not owe anyone anything. \n\nPlease assist and take the response company to task.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "今後読もうと思いますか？ -> 恩田陸さんのはちょっと興味があるので読むかもしれないですね一番二番のやつはちょっとあらすじを見て決めようかなと思います", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "The following is a list of hard inquires on my XXXX credit report I do not recognize nor did I authorize. Please remove these inquiries from my credit report as soon as possible XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX Thank you", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The creditor never states the company or who they are. The message simply gives a name of the person and how they need a phone call back today regarding a very important business matter. They called 3 times within 1 hour, twice on my cell and once to my work.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "Not as of yet. Organ printing is still in the developmental stages.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Yes. Kirkwood House is a 4-star, moderately-priced, guesthouse in the north. It includes free parking and internet. Would you like me to book this for you?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "aylesbray lodge guest house will suit your needs. Can I book something for you?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "This letter is to inform you that the account in question was settled on XXXX XXXX 2016 with AFNI/XXXX. I have enclosed copies of the settlement letter and proof of payment. You now have proof that this debt is no longer collectable, therefore I demand that you remove this account, and all references to my personal information, from your records.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I do not mind. I only need the address and postcode of any one of those colleges.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XXXX XXXX XXXX XXXX XXXX # XXXX XXXX VA XXXX Every time i ask t have my address changed I get a fraud alert. \n\nPlease change my address and remove the Fraud alerts from my profile. \nPlease review my credit score it is incorrect. \n\nThanks XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Focus Receivables Management has a collection against me supposedly from XXXX XXXX XXXX. I have not used XXXX XXXX in 5-6 years and left them all paid up. No one has left a message, sent a letter or emailed me. I happened to see this when applying for a loan.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A representative from General Revenue Corporation contacted my employer on XX/XX/2022 at XXXX XXXX  and demanded the front desk provided them with my full contact information and verification that I worked for my employer. When the front desk worker refused to acknowledge any information until the caller provided their name and reason for the call, the debt collector, according to the front desk worker, began to become \" hostile '' and \" uncomfortably persistent ''.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I submitted a claim with CFPB in  XXXX , complaint number is #  XXXX . I have not heard anything back, since speaking with a representative there and they informed me that they would submit my complaint to  XXXX   XXXX  for \" incorrect name '' on personal information. My name is  XXXX   XXXX   XXXX . My maiden name is  XXXX   XXXX . I have no middle initial. My email address is  XXXX  XXXX  XXXX .     Thank you,  XXXX   XXXX   XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Yes, all green tea is made from the Camellia sinesnis leaf.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "There are 24 guesthouses in cambridge, do you have any information to narrow it down?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Have a great day!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "THIS IN REGARDS TO A COLLECTION ACCOUNT ON MY CREDIT REPORT LISTED AS XXXX XXXX # XXXX for the amount of {$620.00} that has been disputed in the pass ... the experian did not properly verify this account ... .due to the fact that the company itself has no imformation regarding this account accept the original creditor. when i disputed the validity of the debt .... experian will not inform me of their verification methods .... ..", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There is an collection company listed LVNV which states collecting for a XXXX account maybe an account I had a long time ago past XXXX years I might have had one. Is n't this past the statue, and they will not disclose any information to validate this. Please help", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "This is the second time this has happened. My 3.120 % fixed interest rate was raised in error. Without looking at the promissory note, the agent insisted that it was variable. I had an extra {$3.00} showing as past due. This easily could have affected my credit if I did not catch it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Another name is listed on my credit report. There is also a  XXXX  account that states it is overdue, but it belongs to this other person on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bayıldık çok güzel", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Equifax had a data breach and now they are charging {$30.00} to put a credit freeze on accounts, this is absolutely ridiculous and should n't be allowed! My next step is a lawyer!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "CITI AGREED IN SETTLEMENT THAT THEY WOULD DELETE INFO FROM XXXX IN EXCHANGE SETTLEMENT. THEY HAVE NOT KEPT THEIR END OF THE DEAL", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "That train is 105 minutes long. Can I help you book that or find you more information on something else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "好きな作品などはありますか？ -> いやそれもちょっとないですわからないんで答えられないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Would you like to fly with American Airlines? The flight leaves at 5:05 am local time. The return flight leaves at 4:50 am local time and the tick costs $154 per passenger.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "PDM is reporting on my credit report that they charged off the account, but I have been paying them every month for the last 4 years and 8 months.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How about United Airlines at $462 per passenger that takes off at 11:50 am with returning flight that takes off at 10:35 am.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "最近芸術作品に触れる機会はありましたか？ -> 最近はあまりないですけれども昔はよく映画とか美術館に行っていました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "It is easily damaged by fire, has at least 133 fungi and 10 other causes of disease, and more than 100 insects reported to infest it.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "No, the 6th.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "12.07.2024 tarihinde Sportive mağazasından almış olduğum (Nike Phantom GX II Club FG/MG Erkek Siyah Futbol Krampon FJ2557-001) 3. kullanımda diş açılması sebebiyle 18.07.2024 tarihinde iade başvurusunda bulundum. Ürün incelenmek üzere gönderildi ve red yanıtı ile geri iadesi yapıldı. Sportive mağazasından şikayetçiyim. Ürün değişimi yapılarak mağduriyetimin giderilmesini talep ediyorum.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I checked my bank account on theit app, and found a {$9.00} direct atm fee. I have never received a fee for using an atm before besides the surcharge incurred at the terminal. I called and spoke with XXXX, who claims I was given paperwork at the opening of my account that states if an atm is not in network, I will receive a {$3.00} fee per usage. I do not recall seeing this, nor have I been charged previously for any atm usage.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There is fraudulent accounts on my report. I have asked for them to supply me with the contract I have with these companys. I have asked for them to show me the original contract with my wet signature. And said audit trail. They did not supply me with that information nor did they remove it from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are 4 that match your criteria. I just love the Ugly Duckling, would you like to reserve a table there, or keep looking?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "She has been elected as a Member of Parliament twice. The first time on May 2, 2011, and the second time on October 21, 2019.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Attempted to collect wrong amount. I never had the services for the above said amount {$73.00} and {$60.00} from XXXX XXXX XXXX and it is misleading me by having in collection folder makes uncomfortable. Please help me It was removed from collection, again inserted. \n\nBecause of this my credit score has been drastically gone down. Please help me asap.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I recently checked my credit report and discovered that this company has reported that I owe them a debt. To my knowledge this company has never sent me a letter informing me that I owe them anything. I was not afforded my rights under the FDCPA to validation", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1st grade math worksheets", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Carecredit.com opened a credit card account in my name without my consent or my application for such an account. I received a credit card in the mail and I promptly called the customer service number and closed the account. I was told they would send a letter confirming the closure.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Are there any other flights available?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I interested in the ones in California.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "inscit"}
{"text": "My entire identity has been compromised due to equifax 's lax security. this has led to an inexcusable breach of my privacy and information. my entire life is now up for grabs which has the potential to ruin me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Portfolio Recovery Associates has claimed I owe them {$680.00} on a charged-off XXXX card. A ) the account was charged off, B ) They have never provided legally sufficient proof of this. Further, they remove then reinstate the debt WEEKLY on my credit reports in order to extend the time it stays on my credit report. This has the effect of keeping my scores artificially low, and negatively impacts my financial status.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What methods are used to determine the safety of drinking water?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "では、駅弁などは買ったことがありますか？ -> はいあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "This company is harassing everyone in my immediate family as well as my siblings ' parents. They are also calling me on Saturdays and Sundays.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I'm referring to Alexander Rae Baldwin III. How much older is he than his youngest brother?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I've found three to choose from. What area would you like? I have 2 in the north and 1 in the centre. Do you know?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "By not encrypting their data as all credit reporting should know to do to protect my personal data it was and has been improperly secured.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I disputed this, I have no knowledge of this account. I requested supporting documents, however I only received company charges. No contract or agreement, nothing signed, no handwritten information at all.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "No thank you, I think that will be all I need.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "学生時代、一番楽しかった学年はありますか？ -> 一番楽しかった学年一番楽しかった学年学生時代って小学校から大学まで入る感じですかね大学ですよねきっと", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I dispute inquiries that were not made by me however i have not heard back from them", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a loan serviced by OCWEN on my Property at : XXXX  XXXX XXXX, XXXX XXXX, PA-XXXX. \n\nI could not keep up with the payments for various reasons, given in the hardship letter. The Servicer put up my property for Auction/Sale on XXXX of this month. \n\nI have already submitted a Short Sale Package ( ALL CASH Offer ) through my 3rd Party.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX is showing as a late payment. These payments were deferred at the time and should have never shown as late in the history in XXXX and XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Tried to open an account at creditkarma.com, and it stated that the information that I had entered did not match their records. I have never visited or entered my information on that site before, or any website of that kind.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Someone is in my account", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Thank you for your help. That is all for now.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "のってみたいですか？ -> 乗ってみたいですねはい", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "No problem, have a great day!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have disputed XXXX XXXX XXXX several times on my credit reports. It continues to be removed and shows back up. I have written letters and done online disputes and it still continues to be deleted then reappears. The first deletion was in XXXX 2017 and the second deletion was in XXXX 2017. I have not received any signed verifiable documentation as I have requested several times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have sent two separate letters to ask for verification of a debt. The collection company a letter stating they have acquired and now owns the account. I do n't have a contract with this company and its not my debt. I have asked for a copy of the credit card application with signature and still I have not received nothing from them. I sent them a letter in XX/XX/XXXX. They refuse to remove this from my credit files.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bank of America Can not Verify the information used to obtain a credit card, that they claim is mine. I have had Dozens of credit cards over the years. I ask Bank of America for a copy of the Original application as well as a copy of the photo ID used to open this account on several occasions ... .Bank of America Refuses to provide the documentation that would verify this account belongs to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My Experian credit report as been showing a collection from  XXXX   XXXX , Account number starting in  XXXX  witha balance of {$1000.00}. This collection was initially removed from my credit after I disputed it and few months later in reappeared under the same  Company n ame,  XXXX   XXXX .", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I reserved 1 ticket and 0 bags are permitted.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I received an invitation to calculate my mortgage payment via email solicitation. ( See attachment ). I was not informed that my personal information would be sold and sent to other mortgage lenders who in turn checked my credit report. This has resulted in my credit score being impacted significantly. These practices are totally unfair to consumers and I am requesting your assistance in resolution of this situation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I need to go to cambridge and leave after 17:45", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I'm also looking for a restaurant by the name Maharajah Tandoori.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "They can not produce a credit appl or a repayment agreement or load document to verify this as a legal debt", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Equifax, XXXX and XXXX are reporting a government overpayment as a collection with a balance of {$10000.00}. The account was included in my bankruptcy and was previously disputed as such. However, this should n't even be reported on my credit report as it is not a consumer loan/debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have three Frost Bank checking accounts that have continued to show up on my credit report as collection accounts. These accounts are supposedly from XXXX & XXXX and they all show to be checking accounts, which makes zero sense, as I never had more than one personal checking account with this bank. The only time a second & even third account existed was my Business Checking account. That said, Frost Bank is legally restricted from reporting business accounts as collection accounts on my personal credit report, yet it appears they have done so. I have asked for my account statements on all three accounts more than once and was never furnished anything. Due to not receiving the information that I am legally entitled to, I contacted Frost Bank to see if I could have this removed by just agreeing to pay each collection in full and I was explicitly told that they would remove these collection accounts if paid in full and that they would send the request immediately after the balances were cleared. Therefore, I went to the nearest Frost Bank and purchased three separate money orders and was told that the branch had to mail all 3 money orders to the collection dept in XXXX XXXX because the bank branch couldnt process payments for collection accounts for some reason. Three weeks pass and each item is still listed - each with the full balance still showing as unpaid & delinquent. I called the collection dept and they said they never received anything and then proceeded to make me feel as if I was lying about the money orders. Two days later I get a voicemail saying they located my money order payments and that they had already submitted for the accounts to be removed from all three bureaus. Unfortunately, they didnt do what was promised - all they did was list the balance as Paid Collection but they never removed the accounts entirely. I wouldnt have wasted money paying collection accounts had I known they wouldnt remove the accounts entirely because paid collections do no good for any consumers credit score. I have contacted the collections dept several times and no one will ever call me back. These accounts have undoubtedly made my overall cost or credit much higher than it would have been otherwise. I have absolutely nothing else that is negative on my report except for Frost Bank. \n\n**On the attached screenshots, you can clearly see that not only is Frost Bank still reporting these accounts as collections - but they are also still reporting each account as derogatory! \n\n**I also attached screenshots of the remainder of my credit file to represent the fact that Im not someone that just doesnt pay their bills. I have zero late payments ever and if Frost Bank would have done what they promised to do, then my score would be close to XXXX, but instead my score ranges from XXXX - XXXX. These accounts need to be removed IMMEDIATELY.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Quicken loans has failed to satisfy my XXXX taxes for 2015 after my loan closing on XXXX which provided for payment in full. The response I have received is pathetic. I have repeated over and over why the payment was rejected and the customer service is unacceptable. I will commence legal action as a result of your inept response. XXXX is my loan number and I am telling everyone on social media about your pitiful service.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am a service connected, XXXX XXXX XXXX XXXX veteran. Although my student loans have been forgiven through XXXX, the loan servicer for the XXXX XXXX XXXX has notified the credit reporting agencies that my student loans are delinquent and have been \" Assigned to the government ''.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ok, what is your destination?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "A small hole on the camera allows light to pass through, which then reaches a light-sensitive surface. The image is then recorded onto this surface from this light, which is focused using a lens.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Yes, I'm also looking to sight-see in town. Can you recommend a museum?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I needed four tickets on 9th of March", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I 'm getting a variety of calls from a variety of phone numbers, some of which I 've traced to be Tek Collect. No one speaks and they leave empty voicemails.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "2016 jeep cherokee", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "There are 33 restaurants that fit your request. Do you have any particular food type in mind?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XXXX XXXX is a dept collector at drivetime, he has sent text messages threating repossession using a phone app which leaves .he leaves Anonymous text. He also leaves messages to references comitting third party disclosure messages to references", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "旅行にはよく行くんですか？ -> 時間があればよく行きます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "最近芸術作品に触れる機会はありましたか？ -> 最近最近はちょっとないかもしれないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "The mosque has been associated with the Crusades, the siege of 1187, the First Intifada and the assassination of King Abdullah I.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "They stated that they are closing the account because of to many returned payments when I spoke to over seas customer service they told us XXXX basicly XXXX strikes and your done. The two payments where done because oh human error and it 's not right that they have so much out source help that do n't know right from wrong", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Yes, actually. Are there any moderately priced restaurants that serve British food?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "What kind of animals commonly live in sea shells?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "90s clothing", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "What country did the Green tea originate from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My Equifax report shows many collection that does n't belong to me. Are result of identity theft. None of those collection accounts are linked to my Social Security number. Some of them are using my name as a stolen identity.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I ca n't afford my payments. Navient will not work with me because my consigner makes too much money. My income will is irrelevant. I have asked for hel multiple times and they offer no options.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "This is the second request for help with my mortgage. I currently owe XXXX to prevent foreclosure. I was denied a second time any workout options. I am required to pay the full XXXX before XXXX XXXX. I explained to my mortgage company that my husband got a part time job for more income but no other options were offered. \n\nPlease help me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have two hard credit inquiries I am disputing. The first is from XXXX XXXX, XXXX for a credit card from XXXX XXXX XXXX. The second is from XXXX XXXX, XXXX for a credit card from XXXX XXXX. Both of these were not authorized by me and were done by someone else fraudulently. I called XXXX XXXX XXXX to terminate the card and I have had no contact with XXXX XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I had a problem with Bank of America they closed my account because I had a few over drafts on my account but all was paid even after they closed the account now I cant get an account no where else because they have me down a I owe them money but the money was paid I even called and talk to a lady and she didnt see nothing there that say I didnt pay but when I go and try to open an account some where they say that I owe another bank and thats the only bank that I had", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "We have been getting robocalls from Naviant every evening at the same time XXXX. Asking us to call XXXX number. Returned call once ..was told we have been listed as reference on a student loan app ..told them we knew of no such app. For a while got message threatening vague legal action in reference to a person we have never heard of. Would like calls to stop and Naviant to be sanctioned.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "ICS KEPT CALLING ME FROM ( XXXX ) XXXX REGARDING # XXXX, COLLECTING FOR XXXX XXXX XXXX IN VIOLATION OF FDCPA, AND TCPA.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "What methods are used to determine the safety of drinking water?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I'd be leaving from Seattle on the 12th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Lionel Messi held the highest contract, however that contract has since expired. That makes Patrick Mahomes, the player in second to Messi, the current player with the highest paying contract.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Portfolio Recovery Assiciates, LLC and XXXX have and are in violation FDCPA, FRCA and 73 American Jurisprudence ( AmJur ) 2nd, Sect. 93.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Can you check for 2 nights instead? And I need the reference number.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I was told by a debt collector with Asset Acceptance that I would be sued and have a Lien placed on my property and bank accounts for an account that is over 9 years old. I was told it was a XXXX account from XXXX. I also was verbally abused by the collector when I told them that the account was over 9 years old.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Asla göründüğü gibi değil özellikle çanta kulpları", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "1966 chevelle", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Grenache is one of the most widely planted red wine grape varieties in the world. In addition to being grown in Spain and South Africa it is also commonly grown in Sardinia, France, Australia, and California.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Are there any places that don't have a soda tax?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Hi, I am coming to Cambridge soon and am excited to eat at some great restaurants. Can you recommend an attraction for me to visit while I'm there?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "New information based on CFPB XXXX. We sent a debt validation letter to Wells Fargo on this property, acct no ending in XXXX. This is the information they sent back which is included. Debt was not validated and they are still collecting the debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sorry, there are no results for that query. Would you like to try a different area or type?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Are you starting on March 7th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "What were the circumstances around Ira Hamilton Hayes' death?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "No. Thank you very much for your help.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Thank you for your help.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "on March 7th, a Standard Corolla car is available at LAX International Airport.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "On XXXX XXXX, 2015 I wrote a letter to Pinnacle Credit services , LLC requesting proof that this account belongs to me. To provide me with a copy of any contract sign by me with XXXX XXXX regarding this collection account. They never responded and last week I received a letter dated XXXX/XXXX/2015 from XXXX XXXX informing me that they now represent Pinnacle Credit services.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "さいきん旅行には行きましたか？ -> 全然行ってません", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "スイーツは好きですか？ -> はい好きですはいうん", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Can I get a reservation for 7 at 14:00 this coming Friday? Please get me a reference number too, I've had trouble in the past with lost reservations.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "My mother got a phone call from Bayside Capital on Monday XX/XX/2016 for an attempt to collect a debt for me. First of all our phones are connected. I am listed so if anyone wants to contact me they can. When I called this company back they had my last XXXX digits of social and my current address. I asked XXXX why they would call my mom repeatly and he refused to answer and hung up.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "this not my report # XXXX remove from credit report all XXXX thank you", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I could not find anything regarding the public's general view, but Gandhi posthumously received the Bharat Ratna, India's highest civilian award.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "How long will a ginkgo biloba typically live?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Unfortunately not. Would you like to try a different star rating?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "2008 jeep wrangler", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I sent a letter on XX/XX/2022. Here is my tracking number XXXX However the credit bureaus said they completed the investigation and everything was 100 % accurate. \n\nI obtained my credit report on line. There was a XXXX XXXX Bankruptcy XXXX item listed on my credit reports. Per the FCRA XXXX ( a ) ( XXXX ) : If the Credit Bureau can not VALIDATE the information with the ORIGINAL CREDITOR, they must remove said information from the consumer credit file. \nXXXX XXXX Recorder of Deeds and the Bankruptcy XXXX have both mailed me letters which emphatically stated that they do NOT provide any information to credit reporting agencies, nor do they ever validate and/or confirm public records. It is the credit reporting agencies, and/or other third party providers who collect information regarding public cases from public records. Public records information is NEVER validated by the Recorder of Deeds nor the XXXX XXXX XXXX system due to the XXXX XXXX XXXX XXXX PRIVACY LAW. \nMy inquiry to XXXX XXXX Recorder of Deeds and XXXX XXXX Bankruptcy XXXX confirmed that you have never validated or verified these public record entries on my credit report, neither will they ever be by them. They further stated while they are NOT liable or responsible for any MISUSE or INCORRECT public records, nor the distribution of said information, public records XXXX, and oftentimes are, reported by third party sources unawares to the consumer, and in most cases, incorrectly. Considering the information indicating a Fair Credit Reporting Act violation, I need all tax XXXX and bankruptcy information currently showing under my social security number to be PERMANENTLY DELETED from my credit report immediately. \nPlease provide me with copies of all documentation associated with these XXXX XXXX Accounts bearing either a court order to place this information in my credit report, or my authorization of release bearing my signature. In the meantime, to be in full compliance with the FCRA laws and guidelines, all the information listed under XXXX XXXX needs to be immediately deleted from the credit file you maintain under my name and social security number. Be further advised that I am closely monitoring my credit file. Per the XXXX XXXX, you have exactly 30 days to complete this investigation as outlined per the Fair Credit Reporting Act XXXX ( a ) ( XXXX ). \nPer the XXXX XXXX XXXX XXXX, XXXX XXXX ( a ) ( XXXX ) ( a ), you are required by federal law to verify through physical verification of the original signed consumer contract and/or judgment ( XXXX ) all accounts and public information that you post on anyones credit report. Otherwise, anyone paying for your reporting services could fax, mail, email in fraudulent and erroneous account information. As such, if this unauthorized public record information is not deleted from my credit report within the next 30 days, I will be filing a complaint to the Federal Trade Commission, Consumer Financial Protection Bureau. \nFailure to respond in a satisfactory manner within 30 days of receipt of this certified letter will result in a small claims action against the XXXX XXXX XXXX XXXX. I will be seeking no less than {$5000.00} in damages for, but not limited to : XXXX ) Defamation ; XXXX ) Negligent Enhancement of Identity Fraud ; XXXX ) Violation of the Fair Credit Reporting Act and Consumer Financial Protection Bureau.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "a.i. artificial intelligence", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I was sent to collections by XXXX XXXX XXXX. I paid in full to XXXX XXXX XXXX and have copies of my bank statements with all the electronic pmts. This is being reported as open by Transunion.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "We 're not able to agree on the amount owed. I do owe them money just not the amount they 're claiming.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "You're very welcome. Goodbye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "This debt NEVER existed. This is NOT a debt. \n\nThis involves the return of XXXX equipment that was returned to XXXX in 2010!!!!! \n\nI have been harassed by several collection agencies since 2010! This has to STOP!!! \n\n\nI am tired of being harassed and want this removed from my credit report IMMEDIATELY!!! \n\nIf it is not removed and the harassment does not cease immediately I will have no alternative but to file a suit against this debt collector.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Glad to help, have a good trip!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "THE CREDITOR XXXX XXXX HAS APPROVED TO HAVE THE INACCURATE LATE BE REMOVED FROM THE XXXX XXXX ACCOUNT. LETTER ATTACHED PLEASE HELP ME TO HAVE ALL THREE MAJOR CREDIT BUREAUS TO REMOVE THE INACCURATE INFORMATION THANK YOU", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Certified Services, Inc. repeatedly calls my grandmother and the man who calls threatens her with physical violence and uses profanity. She will hang up only to have the man call right back and continue to attempt to make her pay my debts.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I do not believe I am liable for this debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Express Recovery services keeps putting new collections on my credit report that are not mine. They are my EX husbands who is now deceased. We were not together and had not been together for some time. I never signed anything these are not mine and they need to be removed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What are some popular dishes in Burmese cuisine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "aarp benefits", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Citi is charging me a XXXX annual fee plus interest on a card that I closed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "U.S. BANK RECOVERY IS IN VIOLATION OF FCRA, FDCPA AND TCPA! ALSO, COLLECTING ON FRAUDULENT ACCOUNT ACTIVITIES AND SEVERAL FCBA ISSUES.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "これらの歌舞伎俳優はご存知ですか？ -> いやもう本当に恥ずかしいんですけれども歌舞伎だとしたら海老蔵さんぐらいしか知らないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Image stabilization (IS) is a family of techniques that reduce blurring associated with the motion of a camera or other imaging device during exposure. However, image stabilization does not prevent motion blur caused by the movement of the subject or by extreme movements of the camera.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "最近スポーツはしましたか？ -> しました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Arkadaşıma hediye aldım bayıldıı kendime de alacağım yazın kıyafetlerle çok tatlı olur", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "最近見た映画はありますか？ -> きみに読む物語を見ました", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Debt was paid in full - continuing to report on Credit Report under collection agency with an open date of XX/XX/2014 -- I did n't even live in the state of NY in XX/XX/2014 nowhere near this doctor. Reporting for {$150.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I love how my escrow is run now before the first of the year for 20 years they ran my escrow on XXXX now banks want there money Sooner it 's hard to believe that it 's anything positive for customer to get a bill in XXXX for something due on XXXX XXXX over the holidays besides I asked them to rerun my escrow for XXXX and they still raised my house payment what a joke how did this happen. What changed to fleece us again from banks", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Which regions did Babur still have control over at the time of his death?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "On XX/XX/2022 I cancelled policy number XXXX after XXXX increased rates. I have the policy cancellation and confirmation email from the company stating I have XXXX balance on that account. This is the second time XXXX falsely reports this to the credit bureau and hurts my credit score. They refuse to answer my direct emails and continue have ignored my requests for providing documentation proving explaining these charges and why they are linked to my report. This is inaccurate information and they are in direct violation of some of my consumer rights. I am submitting emails received from XXXX  demonstrating inconsistencies with their numbers. Cancellation was done in XX/XX/XXXX they did not cancel it until a month later. I am still owed {$930.00} for overpayments", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Bilekliğin birinin klipsi çıkmış bir şekilde geldi onun dışında iyiydi", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "This is to inform you that I have contacted XXXX Credit Bureau in regards to them having some incorrect addresses reported on my credit bureau report. They still have not addressed this and removed these addresses. If you would ever so kindly please help me to get these removed I would be ever so grateful. The following is incorrect : XXXX XXXX XXXX XXXX XXXX , FL XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ドラマはよく見る方ですか？ -> すごく見るわけではないですねただちょこちょこ見ています", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "You are all set! Your reference number for the reservation is: TAI3KD9O Will that be all for you today?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Club Salsa is located at 1 Station Road. You can reach them at 07782218745.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I plan to return next Monday, and can the flight be economy?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Yes I'd love one, please. Just me, and I'd like to eat at 10:15 on the same day.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "A collection item fro m Wakefield Associates appe ars on my credit reports. The item, in the amount of  XXXX , is from  XXXX   XXXX . The item was opened in  XXXX ,    2011 ; six  years ago, when insurance should have been filed.    Wakefield Associates di d not contact me about this matter so that I could dispute it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The Credit CARD Act of 2009 requires banks to give at least 45 days notice of any significant changes to a consumers account. On all 3 of my credit cards with USAA bank, with no notice they restricted my account access, within a week my available credit was frozen and shortly there after all my accounts where closed. I was provided no notice and was given no actual explanation. I 've requested documentation on numerous occasions which was all ignored.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "9 letter words", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I would be happy to help with that. Is there a certain area of town you would prefer to visit?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I decided to get my credit pulled due to a couple of bills I continued to receive in the mail. I have never heard from the place before. Therefore, I suspected identity theft. When I reviewed my report, I was caught by surprise on a couple of things that I have never opened in my life. The things listed on my applications are not mine. Please remove these unknown items from my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Tried to obtain my annual credit reports. XXXX was no problem. Equifax and XXXX both were unable to send. Equifax questionnaire asked questions but none were related to any information about me. XXXX did not even ask questions simply stating they were unable to send online. Both want me to mail my requests and submit my PERSONAL information via the mail which I feel further exposes me to credit theft.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "This was a car loan which I totally paid off and as proof I received the Title to the car which is never issued unless a loan is completely paid off. A couple of years after, I had an accident in this same car and it was totaled ; my insurance issued a check for the cost of the car. The insurance company would NEVER issue a check and take in the car if I had n't the title. Hence, the loan was paid off leaving no debt.", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "I want it at two in the afternoon on March 10th.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "When I entered all the information needed to complete application, I do n't see anything. No credit report was given. Same problem with other credit bureaus. How am I to read my credit info once a year when nothing is provided. Do you not show the results online? Does it only get processed through the mail?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "これは「おすすめ」というものはありますか？ -> 何ＳＮＳのおすすめでＳＮＳのおすすめおすすめそうですねすいません逆におすすめを教えていただきたいなと思います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "There is a judgment on my credit report which does not reflect as being satisfied. To date, XXXX and XXXX have completely removed the judgement from my file. However, Equifax has not removed this from my credit file although the judgment has been satisfied.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm looking for a hotel. I want it to have free wifi, but parking doesn't need to be free.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I found 4 flights that work. How about this American Airlines flight that leaves at 5:10 pm and ha 1 layover. It costs $325", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "In accordance with the fair reporting care act. This creditor has violated my right under 15usc1681 section 602 states that I have the right to privacy 15usc1681 604 ( a ) section 2 also states a consumer reporting agency can not furnish an account without my written instructions.\n\n18 USC 8, Obligation or other security of the United States defined The term obligation or other security of the United States includes all bonds, certificates of indebtedness, national bank currency , Federal Reserve notes, Federal Reserve bank notes, coupons, United States notes, Treasury notes, gold certificates, silver certificates, fractional notes, certificates of deposit, bills, checks, or drafts for money, drawn by or upon authorized officers of the United States, stamps and other representatives of value, of whatever denomination, issued under any Act of Congress, and canceled United States stamps. \n\n15 USC 1692e ( a ) False or misleading representations and also a Hippa Violation.\n\nViolation of the FCRA and is in violation of requisite XXXX Compliant reporting standard.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Is there anything else that you need help with?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "2019 horoscope", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "After my complaint to CFPB regarding the broken laws from XXXX XXXX XXXX. They sent this letter. This is a letter of proof from XXXX XXXX XXXX that they have CEASED all collections at this time.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "Arkadaşıma hediye aldım beğendi", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "MY INFORMATION WAS USED FRAUDULENTLY TO OPEN ACCOUNTS THAT DO NOT BELONG TO ME THESE ACCOUNTS LISTED WAS OPEN BECAUSE OF FRAUD ALSO THERE ARE SEVERAL FRAUDULENT INQUIRES ON MY CREDIT REPORT THAT SOMEONE ELSE USED MY NAME AND SOCIAL I am writing to request and initiate a formal complaint against Equifax, XXXX and XXXX   CRAS. On XX/XX/2020, I mailed Equifax, XXXX  and XXXX to Block Fraudulent information being reported, accounts for which I am a victim of identity theft. ( ATTACHED ). \nThey have been unwilling and/or unable to conduct an adequate investigation and/or failed or refused to block usage of these fraudulent accounts being reported. Please contact these agencies and initiate a formal investigation into possible violations of the Fair Credit Reporting Act and/or Fair Debt Collections Practices Act. I will also be contacting the Attorney General and Postal Inspection Service for other possible violations of the law.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "2 chronicles 20", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I Have been a victim I have had someone use my identity with different names, addresses and information. I need this to be investigated and fix immediately XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PORTFOLIO XXXX XXXX XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "Can you help me find a rental car?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I contacted Trident Assest Management to validate XXXX returned checks that I have no knowledge of. They sent me XXXX checks with signatures that do not resemble mine. I was never notified of any returned checks to the company listed on the check or the company. I also requested information on their right to the money they say I owe them. I did n't receive it. These accounts remain inaccurate, unvalidated & they continue to report on my credit reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes the train arrives in Cambridge at 13:54 and the total cost of the journey is 30.24 pounds.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "ゲームは良くする方なんですか？ -> 昔はよくしましたけれども最近はしません", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "XXXX XXXX XXXX ( XXXX  ) XX/XX/2022 I do not recognize this inquiry on my report. This was pulled from XXXX XXXX XXXX XXXX XXXX without my knowledge and I had to freeze and lock my credit report because of this. \n\nXXXX ( XXXX ) XX/XX/2022 I do not recognize this inquiry on my report. This was pulled from XXXX XXXX XXXX XXXX XXXX without my knowledge and I had to freeze and lock my credit report because of this. \n\nXXXX XXXX XXXX XXXX ( XXXX  ) XX/XX/2022 I do not recognize this inquiry on my report. This was pulled from XXXX XXXX XXXX XXXX XXXX without my knowledge and I had to freeze and lock my credit report because of this. \n\nXXXX XXXX  ( XXXX  ) XX/XX/2022 XXXX  XX/XX/XXXX I do not recognize this inquiry on my report. This was pulled from XXXX XXXX XXXX XXXX XXXX without my knowledge and I had to freeze and lock my credit report because of this. \n\nXXXX XXXX XX/XX/XXXX I do not recognize this inquiry on my report. This was pulled from XXXX XXXX XXXX XXXX XXXX without my knowledge and I had to freeze and lock my credit report because of this. \n\nXXXX XXXX XXXX XXXX ( XXXX  ) XX/XX/XXXX I do not recognize this inquiry on my report. This was pulled from XXXX XXXX XXXX XXXX XXXX without my knowledge and I had to freeze and lock my credit report because of this.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "NCB management calls me ove r 10 ti mes a day. They call early and late. They have now changed their number to unknown. I am trying to dispute this debt but they still call.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Speedy Cash took {$1000.00} out of my bank account without my permission on a {$300.00} loan.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This account is involved in litigation for fraudulent practices according to my FCRA rights. I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( Mo ) 281 SW 715, 719, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists. Note that the collector has to stop all collection activities until it can provide all the evidence. Under the FDCPA Section 809, Validation of debts [ 15 USC 1692g ] I have the right to verify any alleged debt on my credit report and if the alleged debt is being disputed, the debt collector shall cease.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I'm looking for a cheap hotel in the east.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I contacted the bureaus, and XXXX about a telephone bill that is not mine. I proved to them that I am victim of Identity Theft. An ID Theft Report was sent these companies, they could not validated the XXXX account which was purchased by XXXX XXXX. It seems XXXX has sold the account twice. The second company being DIVERSIFIED CONSULTANTS, which has inserted a negative mark on my credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It started with one company saying I owe a debt. I spoke to them. The company insisted that I owed. After that with this company XXXX other companies are saying similar things. I am trying to get answers but no company will take NO! for an answer. It has been XXXX year and I still get these same companies calling everyday. So I just try not picking up. The companies are : CBE GROUP XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am getting rude, harassing, and illegal calls from XXXX ( XXXX XXXX XXXX XXXX XXXX ) telling me I have to pay a debt that is in someone else 's name for something they owe in Maryland. I asked them to stop calling as I am not the person they are looking for as it is a wrong number. XXXX is not my name and I don't live in Maryland. I have not signed anything anywhere in Maryland. In response, the caller started yelling and screaming obscenities to me and telling me I have to pay this debt that doesn't belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The debt is listed as being incurred in XX/XX/XXXX against a business that closed in XX/XX/XXXX and was closed debt free with all business relationships finalized and satisfactorily closed out. I contacted the orginator ( XXXX XXXX XXXX ) without any success because I could not produce an Account Number of the closed business. This debt collector now wants payment or will continue to send me letters and call my home.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The most common afflictions affecting bananas come in the form of viruses and fungal infections, including Panama Disease and its strain Tropical race 4, Black sigatoka, and Banana Bunchy top virus. Which would you like to learn more of?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "XX/XX/XXXX Re : Acct # XXXXXXXXXXXXXXXX To Whom It May Concern : I'm writing to you because I noticed that my most recent credit report contains late payment ( s ) reported on XX/XX/XXXX for my XXXX/XXXX  account. \n\nI want you to know that I understand, and have great respect for my financial obligations. \n\nUnfortunately, at the time of the incident mentioned above, I had I was never late on this account. You reported to my Experian that I had a late payment. Please update.. Aside from this unforeseen and unavoidable circumstance, you will see that I have an excellent payment record. \n\nIn the near future, I am planning on applying for credit card, and it has come to my attention that the missed payment ( s ) on my credit reports could hurt my ability to qualify.\n\nIn my heart, I know that the missed payment doesn't reflect my creditworthiness and commitment to repaying my debts. I am humbly asking for you to give me a second chance by making a goodwill adjustment to remove the late payment ( s ) on XX/XX/XXXX from my credit reports. As I understand it, you can do so in just a few minutes of your time. I would greatly appreciate it! \n\nThank you for your consideration. \n\nHave a blessed day!", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "A collection agency keeps reporting a collection account on my credit report which does not belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Is hydraulic fracturing bad for the environment?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Not willing to work with me to reduced my monthly payment. I pay over {$600.00} a month. Most of which goes directly to interest not the principle. only a few dollars each month is applied to principle. My interest rates are outrageous and variable.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "my property was lost on XXXX and someone found my driver license and my social security card and other information, my credit card and they charged my credit card. I had send the police report to all three credit they do n't nothing about it. however, I fake this opportunity to address to you in order to get this resolve. thank you", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "そうですか。最近はまっている食べ物はありますか・・ -> はまっている食べ物って何でも食べますからちょっと分かりません", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I was looked up on XXXX by one of their agents ( XXXX XXXX ) and then I was called at my NEW PLACE of employment! He said I was his Academic Advisor and he needed to talk to me .... This is false.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Awesome. Where are you departing from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2008 ford escape", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Sorry, I did not find any useful information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "Yes, I want it that day at 6 in the evening and I just need it until the 5th of March.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "My personal information was compromised during the Equifax data breach. The trust of just shy of 150 million people has been abused, and frankly it is outrageous. \n\nOur security should be taken far more seriously.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A few months I disputed an unknown debt with XXXX XXXX and it was removed from my credit report. Now, late XXXX or early sometime this month, the debt was added back to my credit report under the collections agency of Jefferson Capital. I disputed this recent debt earlier this month and it was n't removed from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Are there any other flights available?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have 8 guesthouses that are moderately priced. Do you want internet and/or parking?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Inaccurate late payments are showing on credit report. Loans were in the process of deferment and multiple late payments were reported.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Who is considered the most famous rugby player?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "The auto loan was financed by Truist Bank. The auto loan was paid off XX/XX/2022. We are asking for the Gap refund in the amount of XXXX. XXXX XXXX mailed a check to Truist on 8/01/2022.The check cleared XXXX XXXX Bank XXXX XX/XX/2022 Ck # XXXX. We have contacted Truist Bank many times to see if they have mailed the check back to us or XXXX and no one at Truist can give us any information on this check. As of today 's date we still have not received a check.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "It is believed that saffron originated in Iran. However, Greece and Mesopotamia have also been suggested as the possible region of origin of this plant.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "13 amendment", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "最近、お子さんの学校のピーティーエーはたいへんと聞きますが、参加されたことはありますか？ -> はい今もそうです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I'll be departing from Cambridge.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I just got a letter from a collection agency saying I owe XXXX {$74.00} I called the collection agency who told me i need to straighten it out with XXXX. After over an hour on the phone with and talking to XXXX different CSR 's they all tell me they have no record of me ever having an account with them and there is nothing they can do. the collection agency told me they are scheduled to report this to the credit bureau within 30 days", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX, I received a letter from XXXX wherein they updated a delinquency for XXXX on my XXXX account to \" current ''. XXXX indicated that they provided this information to the 3 major credit bureaus and that information should reflect as \" current '' within 45 days. Today ( XXXX ) I pulled my credit report and that has not been updated.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are no barbecue restaurants in town. Would you like to search for a different type of restaurant in the center of town?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Due to employment issues ( taking demotion in lieu of layoff XX/XX/2014 ), I fell behind on my mortgage. Since that time, I was not only reinstated ( XXXX 2014 ), but promoted twice in a year. \n\nSeterus offered me a modification, I made the trial payments, and tried to continue paying, but they rejected those payments telling me I had to wait for the paperwork. My next contact was from the county telling me my house was going to foreclosure sale.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "TRANSUNION CONSUMER INTE REQUESTED ON XX/XX/2020, XX/XX/2020 XXXX  XXXX  XXXX  VIA XXXX  XXXX  REQUESTED XX/XX/2020 XXXX XXXX XXXX VIA XXXX XXXX XXXX REQUESTED XX/XX/2020 I HAVE NEVER DONE BUSINESS WITH THE COMPANIES LISTED ABOVE, DIRECTLY NOR INDIRECTLY .I LIVE IN FLORIDA WHICH I IS REFLECTED ON MY 2 CREDIT REPORTS ( WHICH XXXX  WOULD NOT LET ME REQUEST ) ACCOUNT HOWEVER I AM NOT AWARE I HAVE MADE A COMPLAINT AND I WILL BE CALLING DIRECTLY IT WAS PREVENTING ME FROM GETTING PROPER HOUSING. \nMY NAME IS XXXX XXXX PLEASE REMOVE ALL THE MIS SPELLING XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX   XXXX, TX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, NC XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX unknown", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX XXXX at Bilateral Credit is contacting me and my family after I have sent a cease and desist letter. He is using tactics such as 'spoofing ' his phone number. Rather than showing his real phone number or a 'restricted ' phone number, he is using software to make it seem like the XXXX , XXXX, or even XXXX office is calling. He is trying to harass my family with these tactics.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX was included in bankruptcy and discharged it was listed as in collectionsI disputed it and they correct it then a month later it comes back as in collections open with a balance causeing a XXXX point drop in my fico score. \nI have disputed this XXXX times with them and it gets corrected then goes back to being reported wrongI want this account deleted as it appears eith they or kay continues to do me harm by doing this", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The price is 13.20 pounds and the travel time is 50 minutes.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "それは「最近」食べられたんですか？ -> はい豆乳鍋とかします", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "They obtained a number for a relative and disclosed all my account information!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have disputed numerous times with Equifax concerning Equifax has continued to state that XXXX County contacted them and verified this information. XXXX County Clerk of Courts stated they did not report any information at any time. Equifax has been violating the FCRA and stating that they did and giving their contact information and its not factual", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "You're welcome have a great day", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "The caller was yelling at me and continued to cut me off and kept raising her voice", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The cbc Innovis have refused to provide all personal reporting that has been done on me. I have contacted the beaua a total of 7 times. Each time I call they say that i must call back even within business hours. It unfair to hold information that bring me to a stand still in life. No fairness to all.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Green Party candidates for the House of Commons in 2019 included Elizabeth May, Jenica Atwin, Pierre Nantel, Mark Vercouteren, Macarena Diab, and Dale Dewar.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "this account with XXXX XXXX XXXXE account number XXXX Date Opened XXXX/XXXX/2013 was never Past due 30 days six times or more late at any point please help e resolve this issue", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have a wonderful day", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I'd be happy to. Let's get some details out of the way first. Where would you like to pick up the car? What time will you be getting it and how long will you need it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "There is an account listed which does not belong to me and is reported on my credit which is wrong. Requesting removal of this ASAP", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the earliest recorded use of Black pepper?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "When was Conagra Brands, Inc founded?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I contacted experian about reporting a bankruptcy on my credit file. I spoke the bankruptcy court, they informed me they never received a request from experian. Experian is reporting incorrect information on my file. They used second hand company to get incorrect information. I never filed a bankruptcy, I sent a letter to experian asking them to remove all incorrect reporting. They sent a letter back stating verified.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am receiving double jeopardy on a Midnight Velvet account I had. Midnight Velvet is reporting the balance. They sent it to XXXX and XXXX and THEY are reporting the balance ... it subsequently was sent to XXXX and THEY are reporting the balance. XXXX collection balances reporting on my bureaus for XXXX ACCOUNT. This is a violation of federal law. \n\nI have disputed this with all XXXX bureaus and they left the balances on my files", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "501c3 nonprofit", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "can i get the price and time travel please", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XXXX is failing to remove the inquires Please see attachment below. \n\nXXXX have also re inserted an account that was removed and failed to notify me violating the law. \n\nTrans Union is also re inserted an a count that was removed and failed to notify me violating the law. \n\nPlease see Documents below", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2020 olympic", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This mortgage was included in a chapter XXXX bankruptcy and was not reaffirmed. I have one 30 day late and from I understand this should not be reported on my credit report because I am no longer financially responsible. This has caused my credit to drop by 30 points. It is illegal to report this information as I am protected by the bankruptcy.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had ( 2014 ) a Secure Credit Card with Wells Fargo for XXXX XXXX they pay a unauthorized charge for XXXX $ that I never authorize, so at this point they are reporting me to Credit Bureau for XXXX amount of XXXX XXXX and I was asking to send me the contract agreement I sign but they never send.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ANFI has reported a collection item to the credit reporting agencies on me that is false. The collection is on a XXXX bill which I never incurred. I have never had XXXX. I disputed it but the agency will not remove it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes please. I'd like to go see a college that's in the same area as the hotel.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Cach LLC has contacted me repeadly to collect on a debt I do not owe, and they have not responded to my request for debt validation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2020 camaro", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2015 mustang", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "HSA Bank, a division of Webster Bank, XXXX, has not sent me the requisite tax form for XX/XX/XXXX. I contacted its customer service, which gave me the run-around. The XX/XX/XXXX form is available online, but the XX/XX/XXXX form is not yet available. My understanding is that banks are required to send out tax documents by the end of XX/XX/XXXX following the end of each tax year.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Your ride will be here soon. It costs $14.57.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have recently obtained my credit report, and I have found fraudulent account OFFICE OF THE ATTY GEN #  XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "1st central", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2019 horoscope", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Letters regarding inquiries found on my credit were submitted  XXXX  on  XXXX , and Equifax on  XXXX .  XXXX  refused to remove any of the inquiries and an second letter was send  XXXX . I never received a response from Equifax nor an update.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2003 chevy trailblazer", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "What time do you want to pick it up?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "How many liters of water consumption per day is recommended for good health in hot climates?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "2019 horoscope", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Tofu is low in calories, but high in protein. It also has a lot of iron, and can have high calcium or magnesium depending on how it's manufactured.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "whether i need to book a cab from MArch 8th ?to till which date i you need the car?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "XXXX XXXX of XXXX, XXXX whom then became XXXX XXXX XXXX XXXX and Finally Sold out to Cars America located on XXXX XXXX XXXX XXXX XXXX, TX XXXX. \n\nCars America Repossessed my XXXX XXXX XXXX on XX/XX/XXXX claiming that I was not supposed to leave the State with the car. I moved from XXXX to XXXX due to a Job Opportunity. XXXX XXXX was my only means of transportation. I was never told nor informed that taking the vehicle out of the state of XXXX was not allowed. \n\nBack in XX/XX/XXXX when I electronically signed the Contract, the Sales Manager at XXXX XXXX XXXX XXXX never disclosed the \" no leaving state clause '' she was only INTERESTED IN THE {$3000.00} DOWN PAYMENT I had with me. \n\nI did not electronically signed anything specifically in regards to and/or acknowledging the \" not leaving the state of XXXX '' clause. \n\nAlso, they sold me a vehicle with FRAME DAMAGES ... ... in XX/XX/XXXX, my car was hit while unoccupied \" hit & run '' and upon removal of the Right Front Fender it was discovered that the vehicle has FRAME DAMAGE when I informed XXXX XXXX XXXX XXXX they said that I should have check the vehicle before signing the contract.. how am I supposed to check the FRAME? They should 've never put this car for sale with FRAME DAMAGES as it is not allowed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Ok. Do you have a food preference, or maybe a part of town you'd like the restaurant to be in?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have a student loan that is currently with Navient, They have forced me into forebearance and told me on several occasions there was nothing that could be done to lower my payments, despite knowing other people with Navient have been able to be on income based payment plans.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sagestream LLC is apparently a company that calculates your credit score. They 're giving people ( including myself ) lower scores so that banks can charge a higher interest/APR. My credit score with all three credit bureaus is XXXX. Theirs XXXX. Please research this company for fraud.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Midwest Recovery Systems, XXXX, posted a trade line on credit reporting agencies for a debt not owed to XXXX. Midwest Recovery Systems, XXXX, did not send a letter to dispute this debt. This is a zombie debt not owed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2007 dodge nitro", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Are there any other buses available for three coming from Portland, OR", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I would recommend Anatolia. What day would you like to reserve that?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "歌舞伎を見に行ったことはありますか？ -> いえないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have been attempting to cancel an XXXX XXXX credit card administered through Bank of America to no avail. I tried to cancel XXXX by writing a letter but that did not work. I returned the credit card but two months latter I was sent a new XXXX. I did not activate the new card but was sent an annual bill for which I did not pay. Now B of A is billing me interest on the annual bill for the non-activated credit card.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Some forms of basketball utilize the Elam ending, where the game ends when a team reaches a target score.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "They have tried calling me at work 3 or 4 times today. I have hung up once and refused the call twice because they can not even pronounce my name properly so I know they do not know me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1999 corvette", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Im reaching out because I tried formally disputing inaccurate and incorrect information that was reporting on my personal credit file. I have reached out several time with the last time being XX/XX/XXXX but Experian XXXX  and XXXX  are still deciding to report illegal information on my credit file that could be as a result from my identity being compromised from XXXX  data breach- that Im apart of or a mixed credit file of another consumer. This is an automatic FCRA violation of not properly handing my dispute properly because I provided them with documentation on my identity, which shows my address and full social security number. \nI never received any mail in response to this either. It like I am being ignored! From a XXXX search I know I have rights and reporting this information is a direct violation of my rights. The following needs to be deleted. \nXXXX XXXX XXXX  Original Creditor : XXXX Hospital Open Date : XX/XX/XXXX Status : OPEN Balance : {$270.00} XXXX XXXX XXXX Original Creditor : XXXX XXXX  Open Date : XX/XX/XXXX Status : OPEN Balance : {$3100.00} XXXX XXXX XXXX Original Creditor : XXXX XXXX  Open Date : XX/XX/XXXX Status : OPEN Balance : {$870.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "A good choice is a Standard Civic that's available at the Seattle-Tacoma International Airport this March 2nd.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "最近ゲームはしますか？ -> スマートフォンのゲームをちょっとだけします", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "date various from XX/XX/2022 to XX/XX/2022 XXXX from NCB MANAGMENT SERVICES a third party company, the account was closed by XXXX XXXX and this third party NCB MANAGMENT refuses to close account", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "They call 3 to 4 times in a row about every couple of hours and never leave a message. Most of the time if I do answer, they hang up. The caller id says it is Comenity.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "n accordance with the Fair Credit Reporting act XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX # XXXX, XXXX XXXX, U S DEPT OF ED/XXXX XXXX XXXXXXXX AND XXXX has violated my rights.\n\n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1692C Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Did Romans use the term Barbarian a derogatory word?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "it has been more than 30 day that i send out a letter disputing wrong information on my report and I have not received anything as im writing this complain on XXXX/XXXX/16", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I never received any communication from this company that my account will be send to collection without my knowledge. Do n't even know this company.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Someone illegally opened a account with XXXX and even though I reported illegal, they turned it over to Pinnacle LLC who for over 5 years refuse to remove from my credit Reports, also everytime I ask for validation of this account, they just renew it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I submitted a check payment in full via USPS in around XXXX XXXX, but the amount was not posted until XXXX XXXX, two days past my due date. XXXX charged me a {$27.00} late fee and {$28.00} in interest. \nThey refuse to refund my money when I called to complain. \nThis card has an annual fee of over {$200.00} that I have already paid. For what it is worth, this card has award miles associated with it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The TR7554 meets your criteria. Would you like to book tickets?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "What airport does the plane take off from and land at?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have already filed complaint # XXXX which has been closed with no satisfactory resolution.My continued complaint will be attached", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "to what destination, what time do you need it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "No, thanks a lot.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "There are many mistakes appear in my report without my understanding.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX Forgot date Tried to make settlement but they asking more then I can effort", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I noticed this debt on my credit report. The debt is XXXX and the company is forcing me to pay a much larger amount. They refuse to offer me a settlement when I am trying to make good on this debt.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "What day do you wish to travel?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Perfect I would like to reserve this car.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Great. Can I get a contact number?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "First I must apologize for submitting a dispute for the wrong credit reporting agency. My problem is having XXXX or XXXX hard copy reports for the purchase of a car. One company submitted a request thee times for my credit report for the car. Is this wrong?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "There is an account listed on my credit file which is not accurate  XXXX   XXXX   XXXX  saying I went late in  XXXX  2016 which is NOT accurate never had an account with this company and why this collection account states  I was 30/60/90 days  late and also {$87.00} written off but this company is still trying to collect. This is false information and misreporting and I want this inaccurate data removed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "31.07.2024 akşamı Instagram'da reklamı düşen kitaplık süsü satan bir profildeki satın alma linkinde Paytr görünüyor diye güvenerek 559.84 TL'lik alışveriş yaptım. Daha sonra satın aldığım ürünü Google görsellerde arattığımda Aliexpress'ten kopyala-yapıştır olduğunu, sözde websitelerinin başka bir sitenin kopyası olduğunu, aynı cümlelerle farklı Instagram profilleri açtıklarını ve bir süre sonra kapatıp yenilerini açtıklarını gördüm.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Sure I can help with that, the first train leaves ely at 05:35 and the last one runs at 13:35, do you have a particular time in mind?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "192 168 0 1 change password", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I was a cosigner for the rent of this apartment and my ex wife was living there and she was the owner of the contract and I was checking my credit and appears under my name only it says individual account,, and this account is not mine", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I need assistance with getting incorrect information removed my credit file. \nI have sent certified mail to all XXXX credit bureau and reporting agency and have been unsuccessful. \n1. Inquiries- un-authorized2. collections account I want proof with my signature establishing/bonding me to a contract of such said debt", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Debt was incorrectly billed. VA rejected payment based on \" fee basis '' when it should have been billed as a diversion from their over-capacity facility.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/XXXX the IRS deposited my XXXX tax return into my Bank of America account that was supposed to be closed since XX/XX/XXXX. When I contacted them in reference to my deposit they informed me it would be XXXX days before I receive a cashier check. However I was confused as to why the deposit was accepted when my account was supposedly closed. I spent days talking to different departments about what the issue could be. First it was fees owed, then it was open claims, the list goes on. The entire month of XXXX from the XXXX I was told once the fees were cleared the account would close and Id receive my funds. Its a month later and my account is still not closed, theyve debited my account for the fees they claim I owed and I still have yet to have access to my funds or receive a cashiers check. Im currently going through a hardship where Im at the closing process for my first home for me and my children and Im currently pregnant. Ive stressed to them over and over the mental and emotional trauma this is causing. That money, my money is for my down payment and Im only allowed so many extensions before the sellers go with another buyer. Ive filed and requested the hardship request with Bank of America to go in and withdraw my funds and it was denied. Ive been with them XXXX I dont understand why this is happening.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "are there hotels that meet that criteria?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "This is an additional complaint to the previous XXXX. I already a confirmation number. My account was reported to XXXX on XXXX XXXX, 2016 as increase of {$540.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Experian is not responding to any of my requests to investigate, verify and remove accounts from my credit report that do not belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I signed up for a Citibank Gold Checking account, which stipulated that I would receive XXXX XXXX Miles after following the below instructions : Apply for the account online or call XXXX to apply by XXXX XXXX, 2016 Use promotion code \" XXXX '' Make at least {$1000.00} in debit card transactions in the 1st 60 days of opening your account, AND Make at least 1 bill payment for 2 or more consecutive calendar months within 60 days of account opening.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Do you want me to book your tickets?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Capital one requested a hard inquiry of my credit report on XXXX XXXX that was not authorized or request by me. I tried to contact that company, and they didnt resolved the issue. I lost about 10 points in my credit score.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This account was originally a JC Penney credit card that was opened in XX/XX/XXXX. Because of financial problems at the time I was unable to payoff the balance of {$75.00} at which time GE Capitol assumed the debt and adding additional fees. I do n't know how or why XXXX XXXX assumed the debt and they are claiming the account was opened in XX/XX/XXXX. This original debt with JC Penny is well over 7 years old but it still appears on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Are there any luxurious and expensive places to stay in the south section of town?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "To whom it may concern My name is XXXX XXXX I am a victim of identity theft. I have mailed over certified letters to the credit bureaus and the creditors that will be listed in this message. My credit report has several errors and the companies included are : Equifax : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : 3 XXXX XXXX identity theft : XXXX XXXX : XXXX XXXX : XXXX XXXX XXXX I 've sent in certified letters asking each company to verify any documents bearing my signature and all of them have failed to show me any documents bearing my signature. Also to place an account on my credit without verifying the account, without me giving my consent to any creditor or bureau is breaking the law.\nThis letter is in response to your recent claim regarding Acct # *******, which you claim Such as I owe an unknown amount.\nYet again, you have failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately.\nBe advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested.\nAdditionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they \" verified '' without providing any proof, bearing my signature.\nAs per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.\nI am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.\nBe aware that I am making a final goodwill attempt to have you clear up this matter. The listed item is inaccurate and incomplete, and represents a very serious error in your reporting.\nI am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General 's office, should you continue in your non- compliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you that you may be liable for your willful non-compliance.\nFailure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action against your company. I will be seeking a minimum of {$1000.00} in damages per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) 4. ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) information is as follows : XXXX XXXX  XXXX XXXX XXXX XXXX XXXX FL XXXX SSN : LAST FOUR XXXX  P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action.\nCc : Consumer Financial Protection Bureau Cc : Attorney General 's Office Cc : Better Business Bureau", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Credence Resource Management , LLC ( XXXX, Texas ) placed a collection on my credit report for a debt that was not mine. No attempt to notify in writing, to do basic validation of a debt clearly in another state. I have contacted Credence, the original company XXXX, credit bureaus, the CEO of Credence, and have filed a police report and still am not satisfied.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I did not receive promised lender credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There's a Southwest Airlines flight that leaves at 6:35 pm local time. The return flight leaves at 9:15 am local time. Tickets are $396 each.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "2019 nissan", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "That is correct", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I purchased a Laptop from XXXX and at the time of purchase, XXXX had or still have financial options and Barclay visa card was the option so, I applied for the credit card, got approved but Barclay had a not interest if paid by certain date and now Barclay is charging me all the interest accrued from day one but, the balance from that particular purchase was way down and I feel Barclay should only charge interest for the remaining balance.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Seriously, it's been months since I investigated my credit report, and I realized that some of the information was still erroneous. The 3 credit bureaus are required to authenticate these items under Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ). It is not acceptable to treat these reporting items as unconfirmed information without producing proof within the legal time range. Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ), please investigate the unverifiable items and remove them immediately from my report : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The unverified items indicated below continue to report on my credit report despite several written requests, in violation of federal law.I sent multiple letters to the 3 credit bureaus, but I never received a response. Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) require these items to be authenticated ( A ). I will take legal action against you if you do not validate these items. Please follow the law so that this situation can be settled quickly. \n\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I recently pulled my credit report and discovered that this company has reported that owe them a debt. To my knowledge I have never done business with this company. I have never entered into a contact with them and nor have they provided me with any goods or services", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Equifax continues to report inaccurate information a long with fraudulent accounts opened on my credit file. Their investigation process is flawed and outdated. They refused to block fraudulent accounts from my credit file. I have sent documents upon documents with the ID Theft Affidavit and police reports. Equifax 's unwillingness to block disputed fraudulent information and accounts are causing harm and stress as I can not open up credit accounts.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm looking to get some information on the worth house hotel.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "This account not mines but it keep coming on my credit report and they wont delete it from my stuff.Its bringing my score down badily please update it", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Never received any information on this supposed debt.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Lights is the event.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "The funky fun house is located in the east and is quite funky and fun.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "How long is the main series?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Common Wealth Financial uploaded a collection debt to my credit reports that was paid in full XX/XX/2015.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I do not owe this debt and would like for it to come off all  XXXX  credit bureaus.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have disputed this debt that I have no knowledge of. I have submitted a police report to let creditor know that my information was compromised. This collection office has not validated this debt which is a violation of the FCRA and my rights as a consumer. They continue to report this inaccurate information which has resulted in denial for credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have booked two tickets for TRAIN ID: TR9678. Reference NFNFM1AU . The fee is 150.19.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I want to return on March 9th.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I've reserved the car for you..", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "That is all I will need. Thank you, good bye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Is calligraphy still commonly used in present day?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Second complaint from original CPFB complaint # XXXX a monetary relief agreement was given but Santander USA, has yet to apply to my balance this would XXXX out my loan and it would be paided in full also title would be issued after that they stated 5-7 to reflect that has yet to happen. Also, please remove from the 3 credit bureaus as mentioned.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have disputed public record with Equifax that are not mine. Equifax said they investigated and refused to remove the account but then re aged the original date from the original XXXX date to XXXX XXXX!! I have contacted Equifax and they still refused to remove the account. \n\nThe other XXXX credit bureaus has since removed this account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes please. I need tickets for 6 people.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "XXXX XXXX XXXX XXXX-2015 Not my account Fraud account identity theft", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Citbank just took over for Brooks Brothers credit. When they switched to this new bank, payments made the same day did not post. Next, I began receiving 3-4 \" robo '' calls a day ( and night ) from Citi asking for payment ( and it was n't even 30 days past payment date- even though I paid and they never posted the check ). The volume of calls was ridiculous and unwarranted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a new number from XXXX XXXX, I have owned this number for 2 years. For the past two years I have recieved multiple harassing phone calls from various collection agencies looking for a people named XXXX and XXXX XXXX. I do n't know these people, and I do n't owe a debt. I want this harassing calls to stop. Credence Resource Management is the latest company to contact me", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I summited a dispute with all credit bueraus for Arvest Bank and they did not verify the debt. So credit bureaus did not provided verification of debt i am asking to have this removed off my credit report", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Already paid debt. In fact over billed and paid to company. Requesting refund of money of over amount paid.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I recently was denied credit due to a delinquent bill. National Service Bureau is negatively reporting a collection that does not belong to me. I filed a police report with the XXXX Police Department. Identity theft report # XXXX and Report # XXXX with investigator XXXX. I was a victim of identity theft and I do n't owe this debt and I would like this item removed from my report immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ok. Can you please find some round trip flights, with a return date of the 13th of March?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "ダビンチの作品を見たことはありますか？ -> はいあります", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I need to book it for 4 people starting from saturday for 5 nights.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Debt was removed in XX/XX/XXXX, and the same debt was added again in XX/XX/XXXX. I do not know anything about this?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have state tax lien that have been paid and is still on my credit report. Public records show \" released ''. I have tried to have these removed, unsuccessfully. The state of GA, does not get involved with the removal of these. I feel they should be removed. Thank you for your help.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are several concerns regarding historical reenactments.  Would you like to know about the social, political, or historical dangers?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "A company by the name of Arnold Scott Harris, PC ( XXXX ) is attempting to collect a debt that does not belong to me. I 've asked them to provide proof of debt with my signature which they have failed to do. Arnold Scott Harris, PC has been notified to refrain from contacting me, yet they continue to call daily. I am unfamilar with the debt stated in their letters.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Due to receiving adverse action, I requested a credit report via XXXX mail from Equifax in XX/XX/2015. I never heard a response from the company or received my report in the mail.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2019 honda civic", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I file a dispute with the credit bureau it took this agency one week to say this account on my credit is maine how can a company says account belong to you when i write these creditor. their no response how is company able to validate a debt when i get no response what is their procedures of validation i have identity theft on my report the credit bureau isnt obeying the 609 laws on federal credit reporting act before they report on file", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I am a service connected, XXXX XXXX XXXX XXXX veteran. Although my student loans have been forgiven through XXXX, the loan servicer for the XXXX XXXX XXXX has notified the credit reporting agencies that my student loans are delinquent and have been \" Assigned to the government ''.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My situation with Southern Management is they put a debt in my credit and I explain the situation yo several times that somebody deft my identify including my taxes but I do n't know why they insist to continue with this. \nAppreciate everything to can do for help me with this particular Many Thanks", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My personal information was included in the Equifax security breach.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "no contract or signature verified by this collector.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Experian Credit Bureau charged {$21.00} on XXXX/XXXX/16 and {$39.00} XXXX/XXXX/2016 to my XXXX XXXX XXXX. This is excessive charges that I would like to dispute.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "3rd grade worksheets", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "How about italian food instead?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Yeah, I need a rental car there. I'd like a small car and I'll need it from the 10th of this month until the 13th of this month.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "The agent was very rude and unprofessional also unwilling to listen to me took control of the whole conversation and hung the phone up while I was still talking, also I asked to speak to his supervisor and all that happened was he used a different name but was the same individual the agent name is \" XXXX \"", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近芸術作品に触れる機会はありましたか？ -> 全くないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Time has already passed but up until now, I havent heard any kind of response from the 3Credit Bureaus which made me decide to seek assistance from you. They have shown negligence and an act of refusal of complying with my request. I know for a fact that they are to comply with the Fair Credit Reporting Act law, provide proof, and documents, and give definite and accurate responses, within the given statutory time. However, if they failed to do so, they are obliged to remove or update the items which are erroneous and unverified. Their unfavorable and unacceptable actions have been hurting my credit scores immensely. Please see below the items I am concerned of : XXXX. XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX  XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "ほかに歌舞伎界で活躍されている方々を見たことはありますか？ -> はいありますはいうんちょっとだけですけど", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "人工知能が搭載された家電を，使用したことはありますか？ -> いやないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "50 first dates", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "There are 4 trains that fit your schedule. The closest in time is the TR8377 which arrives in Stevenage at 12:10. Would you like to book a ticket?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "LJ ROSS Assoc, have received the official police reporting showing my identity was used without my permission to open a fraudulent utility account. They sent a letter stating they would cease communication without stating they would cease all attempts to collect the debt owed and removing the account from their record. The police department instructed for me to exercise my rights using CFPB and other agencies to get the matter resolved.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Dear XXXX, Thank you for your attached response letter dated XX/XX/2021 to CFPB Complaint # XXXX. \n\nWhat is the basis for your advisement as to the Counsel of the Trust, XXXX XXXX XXXX XXXX being : XXXX XXXX of XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX Thank you for the information to the link regarding the role of the Trustee. \n\nThe Role of XXXX XXXX XXXX XXXX XXXX XXXX has the following responsibilities : Holds an interest in the mortgage loans for the benefit of Investors Does not initiate, nor has any discretion or authority in the foreclosure process Does not have responsibility for overseeing mortgage Servicers Does not mediate between the Servicer ( s ) and Investors in securitization deals Does not manage or maintain properties in foreclosure Is not responsible for the approval of any loan modifications All Trustees for XXXX transactions, including XXXX, have no advance knowledge of when a mortgage loan has defaulted. Trustees on XXXX transactions, while named on the mortgage and on legal foreclosure documents, are not involved in the foreclosure process The Trustee does not have an economic or beneficial interest in the loans and has no authority to manage or otherwise take action on the loans, which is reserved for the XXXXervicer.\n\nThe link you provided reads as follows : The Role of the Corporate Trustee As Trustee, XXXX has the following responsibilities : Holds an interest in the mortgage loans for the benefit of Investors Does not initiate, nor has any discretion or authority in the foreclosure process Does not have responsibility for overseeing mortgage Servicers Does not mediate between the Servicer ( s ) and Investors in securitization deals Does not manage or maintain properties in foreclosure Is not responsible for the approval of any loan modifications All Trustees for XXXX transactions, including XXXX, have no advance knowledge of when a mortgage loan has defaulted. Trustees on XXXX transactions, while named on the mortgage and on legal foreclosure documents, are not involved in the foreclosure process The Trustee does not have an economic or beneficial interest in the loans and has no authority to manage or otherwise take action on the loans, which is reserved for the Servicer. \n\nWhat authority if any does XXXX, D/B/A XXXX not in its Individual Capacity But Solely as Trustee for the XXXX XXXX XXXX XXXX have under the Trust Agreement. \n\nPlease advise. \n\n\nThank you, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NJ XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "In addition to elevating to OWNER of a home I never owned, Bank of America forwarded my social security number to XXXX so that they could place an ad in the news paper that I defaulted on a loan! I fear Bank of America plans to place the house I DO NOT OWN on my credit. They will not stop harassing me! Since Saturday I have received a certified letter NAMING ME AS OWNER and regular mail. They swore they had fixed this. They lied! I am no where on the home as owner!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "02.08.2024 tarihinde Babam m*** a***'ın sarı nokta tedavisi için 2 gözüne EYLEA iğnesi için Başkent Üniversitesi Çiğli Polikliniğine gittik. Göze iğne uygulaması sonradan gelip hastasının çok fazla oturamaması sebebiyle ön sıraya geçti. Sonrasında 1. Sıradan işlemlere başlanması gerekirken işleyişi sorgulamayan ve araştırmayan Hemşire y*** Hanım listenin en başına bakmak için müşteri hizmetlerine gitti. Geldiğinde ise m***A*** yerine başka isim söyleyip bizim sıramızı başkasına vermiştir. İçeriye girip kendisine \"Biz 1. Sıradaydık. Neden bizim isim söylenmedi diye sorguladım. Siz kimsiniz diyerek beni dışarı çıkarttı. Bende kendisine benim dışında başka bir refakatçi içeri alırsanız sizi şikayet edeceğim.\" dedim. Babamın kulakları ağır işittiği için kendisinin yanında olmam gerekiyordu. Hemşire y*** Hanım ayrıca beni tehdit edemezsiniz dedi. Bende kendisine tehdit etmiyorum size bilgi veriyorum dedim. Müşteri Hizmetlerinden gelen p*** Hanım, Güvenlik görevlisi hakkımızı sorguladığım halde bir sorun olursa \"Beyaz kod uygularız\" dedi. Yani hakkımız elimizden alındı. Sonrasında işlemler için Ameliyathanenin önüne götürüldü ve 1. Sıradan içeri işleme alınması için bekliyordu. Ancak Hemşire y*** Hanım ise 2. Sıradaki hastayı içeriye aldırdı. Babam kapıda beklemeye devam etti. Ben bu durumu görüp tekrar p*** Hanım'a söyledim. Bu durum karşısında hakkımız elimizden alınmaya devam etti. O gün yaşamız olduğumuz stres ve sıkıntı babamın sağlığına zarar verecek diye korktum. Bu durumu kontrol sırasında *** Hanım'a da ilettim. Y***Hanım'dan ve görevini yerine getirmeyenlerden şikayetçiyim. 03.08.2024 tarihinde Başkent üniversitesinin şikayet alanına bu durumu ilettim. Konu hakkında dönüş alamadım.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I signed up with a Amazon card using Synchrony Bank. My first electronic email from them was a statement that I had a late fee of {$25.00}. Amazon immediately assigned the card, but I did not get the first statement. Synchrony waived the fee and I thought the card was canceled. Somehow a {$3.00} charge went through. I was charged interest and a late fee again. \n\nThis seems to be a modus operandi for Synchrony. Moving to electronic billing - missing emails and charging fees.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When the Crusaders captured Jerusalem in 1099, they used the mosque as a palace and the Dome of the Rock as a church.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "Have a great day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I am called at least daily by Navient regarding student loan debt I co-signed for, starting the day it is over due, and continuing every day thereafter. They say \" cease and desist '' is not applicable. The payment is {$390.00} per month and has never been more than 30 days behind.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "私の知りあいの人はおつまみが好きで、さきいかにマヨネーズと七味をつけて食べるのが好きだそうです。おつまみは食べますか？ -> 美味しいです食べます食べます", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Have there been any notable reenactors who have been said to hold Nazi beliefs?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "The following accounts below were deleted from my credit report ... \nXXXX XXXXI recently check my credit report and they have since then re-appeared. These need to be removed as the original dispute was valid and company was unable to furnish proof these were mine.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX/XXXX/15 I sent a cease and desist letter to One Main. They have violated this request by continuing to call me XXXX times a day, for the whole month of XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have an inquiries on my report that I never applied for, I need this to be removed I already fill up an Identity Thief affidavit and send this to all XXXX credits bureaus.The company XXXX application was not done by me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "13.08.2024 05:23 tarihinde +570611182... numaralı telefon numarasından tarafıma \"Yağız, finansal hesabın eklendi. Hesap: pyb182 Şifre: qh1365 USDT Bakiyesi: 2.327.960,00 [tepois.com] Lütfen güvenli bir yerde saklayın.\" içerikli bir mesaj geldi. Bu numara ve kişiyle hiçbir bağlantım yoktur. Numaraya cevap vermeden derhal tarafımca engellenmiştir. Kesinlikle şikayetçiyim. Hesap bilgilerime el konulup telefon numaramın kullanılması, yayılması veya WhatsApp'ta bulunan bilgilerimin dağıtılması veya üzerime herhangi bir borç çıkması durumunda hiçbir sorumluluğu kabul etmiyorum. Tüm sorumluluk WhatsApp'a aittir. Şahsım adına gelecek herhangi bir soruşturma veya borç hakkında WhatsApp sorumludur. Benim numaramın bu kadar kolay bulunmasından dolayı sorumluluk kabul etmiyorum.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "You're welcome, have a great day.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "What day do you wish to travel?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I was offered a promotional balance for a certain amount of time. After paying one day late and receiving a charge of more than {$400.00} balance promotion stopped and I was not advised properly. This unfair marketing practices made me incur again in another unexpected {$200.00} charge.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I used 5th 3rd bank 's credit card to charge a part of {$130.00} from XXXX XXXX but I called they right away not to order the part but they refused to refund me, when I ask the bank to dispute the charge they are not helping me not dispute the charge, I like to get the money back because I did not order the part and cancelled the part.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have notified XXXX and Transunion that the XXXX XXXX account was open as a result of identity theft. I have provided them with a FTC report and this account is still showing on my credit file. Can you assist me in getting this matter resolved once and for all.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I was approved for a forbearance and I was told it would cover all the time I was late. But it still shows on my credit report as late on both occasion that I was approved for an forbearance. I wrote to have them removed and I have still not heard anything from the company.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Discover sided with a merchant on dispute that clearly had no legs. Initially, I had an autoship with XXXX which was routed to a different card for over six months so this charge no longer appeared on Discover for over six months. Then I reached out to XXXX to cancel that autoship in writing. Instead of cancelling they submitted my initial customer agreement to Discover and started charging me again. I immediately disputed the charge, but Discover in their infinite wisdom decided it was valid even though no product was received by me. The amount in dispute is {$54.00} which I would like to see returned to me ASAP.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have a mortgage reporting from XXXX XXXX  on Experian and XXXX. I have never had an account with them let a lone a mortgage. I have written to both bureaus and XXXX XXXX multiple times and have been unable to get any assistance. The account number for this account is # XXXX. Also my ex 's name keeps on appearing on my credit report under Experain. I have also asked for this name, XXXX XXXX XXXX, to be removed multiple times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "They closed my card account and did n't give me a reason. Now they are going to charge me money to send me a check for the remaining balance. They have not presented any other way for me to receive the money without paying them a fee.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "In witch day you want to take the return flight?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "West part of town. Thanks", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "my home loan was foreclosed on XX/XX/XXXX with Ocwen loan, but my Ocwen loan XXXX is showing on my credit as late payments of 120 days. the loan company continued to put late payments until XX/XX/XXXX. I contacted the company of the issue and was told the loan was XXXX out on XX/XX/XXXX and will receive a statement in 2 to 6 months. I was not allowed to fix the problem", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Debt is to my ex wife as stated on my disillusion. I have told them probably over 60 times in the past two months and gave them her number. I have asked them to stop calling and they continuously call at all hours of the day. They have threatened to call my parents who are n't even apart of the situation.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The person from the agency has a XXXX. It is impossible to understand her. I asked to speak with someone else and she refused. She was hateful and abusive. Told me I had to pay money I did not owe and her outrageous collection fee. Very unprofessional and demeaning.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I paid off this debt from Doctors care. I went on the website and paid the balance in full. While they took it off my XXXX credit report, they have left it on my XXXX report.I contacted the AMCOL and faxed them the receipt showing I paid the account in full. I was told they were sorry and would update the account. However, they have n't updated the account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I negotiated renewing my contract with Vivint and they told me that this collection would be cleared up. The collection is still on my credit report and I am now stuck with a new contract and being told I owe double.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bank of america falsely used their \" right to offset '' to pull funds from another b of a account XXXX to XXXX after the over drawn balance was offset using this same manner. every representative gave me wrong information, or information that could not be verified. i was told the funds were used to cover a check that was actually returned.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What time would you like to leave? The trains depart every hour.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "The cbc Innovis have refused to provide all personal reporting that has been done on me. I have contacted the beaua a total of 7 times. Each time I call they say that i must call back even within business hours. It unfair to hold information that bring me to a stand still in life. No fairness to all.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It lands at JFK International Airport on the same day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "car dealer cancelled sale car was broke XXXX put it as repossession false info the car was broke and unfixable by XXXX contact info XXXX XXXX XXXX or XXXX XXXX XXXX can contact dealer.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I called the company and attempted to dispute this debt because I do not owe this debt and was not helped.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Can you help me find a good thai restaurant in the west?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I noticed a collection on my credit report from CREDIT CLEARINGHOUSE FOR  XXXX . THEY NEVER NOTIFIED ME IN ADVANCE STATING THAT THEY WERE PUTTING ANYTHING ON MY CREDIT. I am not aware of this account. I sent for validation of this debt and a CEASE AND DESIST TO CREDIT CLEARINGHOUSE. THEY JUST IGNORED ME AND NOW THEY ARE CALLING ME OVER AND OVER. THEY ARE IN VIOLATION OF SEC  809B  IF THE FDCPA", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I do not know where this credit is being charged for. I have never received services from this company.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Sure. Postcode is cb58bs and they are located on Jesus Lane.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "3rd amendment", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I do not have any information on on-going clinical trials involving organ printing, but the challenges faced in organ printing field are being addressed.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Ben hayatımda bu kadar pis başka bir spor salonu görmedim. Aletler soyulmuş ve çok eski. Havlular lekeli ve yırtık. Soyunma odalarının yerleri saç içinde. Spor salonunun (Akatlar) tam karşısında oturuyorum, hatta otoparkını her gün kullanıyorum, bir yılda sekiz kere gittim. Gidince bu kadar mutsuz eden, enerjiyi düşüren başka bir yer yok. Üye olmadan bir gün deneme yapmak istediğimi söylemiştim, izin vermeme nedenleri belli oldu. Bir kere giden bir daha gitmez. Sauna ve buhar odası ise tam bir fiyasko. Hijyen sıfır. Buhar odasında bembeyaz bir lamba var, sanki sorgu odası. Yönetime bildirdim, değiştireceklerini söylediler. On ay geçti, değişmedi. Şampuanlar ise artık en ucuzunu mu seçmişler bilmem, saçları mahvediyor. Gelelim çalışanlara, artık nasıl mutsuzlarsa insanın yüzüne bakmadan konuşmalar, kendince bir tripler, bir şey soruyorsun duymazdan geliyorlar falan. Yazık.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.\n\nAccount name : # XXXX Account name : # XXXX  has violated my rights.\n\n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.\n\n15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I mistakenly received a letter dated XX/XX/2017 with a case number XXXX attempting to collect an unknown debt for the amount of {$7300.00}. They have threatened legal action by the United States of America ( USA ) citing an unknown case number and they are harassing me and my family for information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was told by a customer service agent that I needed a copy of the police report in order to have this account blocked from my report- I 've provided that numerous times and it is still showing on my report. Please block this creditor ; I 've been telling Equifax for nearly three years  now that it does not belong to me!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX banks XXXX XXXX XXXX, XXXX and XXXX should be deleted as XXXX accts were paid in full over 15 yrs and XXXX XXXX do n't belong to me", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "a million little pieces", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Are there any nutritional aspects of black pepper?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I am a victim of the recent XXXX data breach, and a victim of identity theft. The following 2 credit card accounts on my XXXX and Experian credit report are fraudulent, unauthorized and the results of the XXXX data breach : XXXX XXXX and XXXX XXXX. The 2 accounts arent mine and dont belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I will be departing on March 13th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "最近では人工知能を搭載した家電が注目されているようですね．ご存知ですか？ -> そうですねニュースとかで見てはいますねおもしろいなと思って", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Debt belongs to my deceased husband.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Bayıldııım tam aradığım çanta", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "On XXXX XXXX 2016, Citi Bank closed all my credit cards unexpected and about XXXX thank you points was forfeited. I always pay my credit card pills on time and never miss a single payment. I have paid the hefty annual fees on multiple cards and just lost all benefits I should enjoy upon the account closure.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "My mother passed away in XXXX 2014. There was an unknown mortgage on the family house. Now the house in in foreclosure. Now I need someone with someone with some authority to help me out with the situation!", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I receive a workers compensation check that is drawn on Wells Fargo, which is were my checking account is. \nMind you I could sign the check and cash with no problem, but when I put check in my account they lock up the funds for XXXX days before they release anything. \nIt like they deliberately want to hold on to my funds so they can charge for overdrafts and make interest.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Most accounts are changed off they need to be taking off also all the unclarified why all those hard hits are on my credit I have not done them", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Please see attached uploaded medical documentation. Please use these records as evidence in support of my current pending claim XXXX.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "2007 dodge charger", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "When will you be using it until and what time will you need it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I 'm again requesting \" credit freeze '' be removed altogether.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Received a phone call from XXXX threatening phone call at my job that XXXX in legal was going to sue me. I have told these people not to contact me again, yet they continue to do so violating the law and I have documentation each time they do so.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have no knowledge of this debt. I never received a right to dispute.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "45th anniversary gifts", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "それは最近食べられたんですか？ -> はい食べました", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "REQUEST TO CEASE AND DESIST ALL THEFT BY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Texas XXXX XX/XX/XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX KY XXXX Dear XXXX XXXX XXXX XXXX : We regret to inform you that your employment with XXXX XXXX  XXXX XXXX XXXX is being terminated, effective XX/XX/XXXX. \n\nYou are being terminated for violation not limited to reasons of Perjury, Slander, Harassment, Insults, Briberies, Theft, Commercial Espionage, and Poor Performance. You Freely Entered Into A Signed Written Contract Between XXXX XXXX  XXXX And The Title Coordinator Regarding A Non-Compete Agreement On XX/XX/XXXX, At The Time You Accepted Employment With The Department of Labor This Agreement Stipulated That You Not Solicit For A Period Of 1 Year Independently Or Through A Competitor Of Minority/Woman- Owned Businesses Enterprises Within The 50 States Of America. More Specifically, Your Non Disclosure Agreement States That You Will Refrain From Any Direct Or Indirect Perjury/Slander to obtain Contact With Current Employers, Vendors, Consumers Or Any Other Individual Entity Maintaining A Contractual Relationship With International Business Management That Develops, Manufactures, Markets, Distributes And/or Sells Any Products/services Provided By Or For XXXX  XXXX XXXX. It Has Come To My Attention That You Are Now Working With A Competitor Of The Defendant And Have Been Soliciting Stolen Goods/Services From Consumers And/or Business Corporate Owners Of The Respondent ( s ). As You Are Aware, Soliciting Stolen Goods Or Services Of The Respondent ( s ) by way of perjury, grand theft, survivor fraud Is A State Felon Offense And A Direct Violation Of Employment You Agreed On XX/XX/XXXX, Thus You Are Interfering With The Arrangements Established Between The Surviving Defendant ( s ) And Its Customers Market and Commercial Affiliations. In Addition, Your Current Employer, XXXX XXXX XXXX, Is Also Interfering With The Agreements Set Forth And Established By The Department of Labor. You Are Hereby Requested To Cease And Desist Any Further Solicitation Of Currency of Employer by Aggravated Theft of Wage Details, Employment Fraud, Power of Attorney, Social Security Fraud, Bank Fraud, Securities Fraud, Applicants, Employees, Vendors, Customers Or Any Other Individual Entity Maintaining A Safe Working Relationship With Public Works. Failure To Comply Will Result In The Obtainment Of A Writ of Execution Order In District Court Against Both Villas At XXXX XXXX XXXX, XXXX XXXX, and XXXX XXXX XXXX XXXX TX XXXX.", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "Ally financial repeatedly reports I had a late payment in XXXX 2016 but I paid double that month and they refuse to remove it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX XXXX has opened an account on my credit of {$1900.00}. I am unaware of this charge and I would like it disputed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Sure, I will help you, at what time should i try to book for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The company ( Checkr , Inc. XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, CA XXXX XXXX ) has conducted several background screenings and continually ignores the 7 year rule for reporting outdated information that has been deleted from my history. Checkr is reporting negative information that is 8 or more years old to a potential employer.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am getting calls for my brother in law every single day. I have told this company to call him and stop calling me. I owe no debt. They are using 3rd party disclosure telling me how much he owes and that he will be sued very soon. Harassing and frankly making me feel very uncomfortable. I might hire an attorney myself.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "There are many mistakes appear in my report without my understanding.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How about flying on a Southwest Airlines flight at 4:10 am with 1 layover and costing $311", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have had my Citibank card since 2010- over 13 years Ive had a balance and this company has made money off me. Ive been a good customer and Ive only been late a few times. Recently I had issues with my bank account and some payments were returned in the last few weeks. I wasnt late. I also rectified my bank account problem. Without notice or anyone talking with me my Citibank account was closed due to late payments or returned checks. This is ridiculous and a poor way to treat your customers and run your business. \n\nI would like my account reopened and my APR put back to what it was. \n\nAlso Im flabergasted that this company would charge me over {$200.00} in fees! They choose to put through a payment 3X before it comes back and gets officially returned. besides being charged by my bank for the returned payment Citibank also charged me {$30.00} every time they put the payment through! I also got charged {$41.00} waiver fees for each payment. This is ridiculous and Citibank shouldnt be allowed to charge customers these exorbitant amount of fees. \n\nI would like all the fees waived that amount to over {$200.00}. This will put my balance under my limit. That is the only reason Im over limit is your fees!!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Get me one ticket for an event in LA.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Ocwen is not reporting my payments on my credit report correctly.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Has taken months of repeated phone calls to get on a payment plan we were told was available to us, each time we call we get a different cust sv rep and have to reexplain the situation ( was told they could not let me speak to same rep we spoke to previously ), incorrect information told to us about when a payment was due while they worked on a mistake they made in processing for our loan payment.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "All your information is incorrect, Inaccurate, or false.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I called the company SCA collections and asked them to update the credit report and they have not yet. Please help me to get this resolved and removed", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "My name is XXXX XXXX. I am writing to delete the following information in my file. The items I need deleted are listed in the report. I am a victim of identity theft and did not make nor did I authorize any of these charges. I demand that the items be deleted to correct my credit report as soon as possible. I reported the theft to the Federal Trade Commission and I also have enclosed copies of the Federal Trade Commission 's Identity Theft Affidavit. Please apply these laws to my accounts : The Fair Debt Collections Practices Act Law 111-203, title X,124 stat. 2092 ( 2010 ) FairCredit Reporting Act ( FCRA ) 15 U.S.C 1681 ( \" FCRA '' )", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "It will land at Seattle-Tacoma International Airport the following day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I received a letter from Capital One Auto Finance stating that I have to pay the full amount of XXXX are they will repose my vehicle. Earlier this year I called as well as emailed asking for an additional 6 months to pay for the vehicle.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "1. XXXX XXXX XXXX Account XXXX Please correct this inaccurate information on my credit report. I recently pulled my credit report from your Bureau and my attorneys and I had a chance to go over my credit report and in amazement, that you have decided to report me 120 days late on this account in XX/XX/XXXX. \n\nI immediately disputed this information with XXXX XXXX XXXX and the results of the investigation came back \" verified ''. Not only was I never late on this account, but according to the Fair Credit Reporting Act ( FCRA ), the information furnisher is required to notify me of the insertion of negative listings. Since I have disputed the lates with the creditor, and you obviously \" verified '' them, I am very curious as to what kinds of \" records '' you may have for this alleged account. I am very confident that you are in violation of the ( FCRA ) and ( FCBA ) sections ( 1666, 1666a. 1666b., and 1666c. ) as stated below : 1666. Correction of billing errors ( b ) Billing error ( 4 ) The creditor 's failure to reflect properly on a statement, a payment made by the obligor or a credit issued to the obligor. ( 5 ) A computation error or similar error of an accounting nature of the creditor on a statement. ( 6 ) Failure to transmit the statement required under section 1637 ( b ) of this title to the last address of the obligor which has been disclosed to the creditor, unless that address was furnished less than twenty days before the end of the billing cycle for which the statement is required. ( 7 ) Any other error described in regulations of the Bureau. 1666a. Regulation of credit reports ( a ) Reports by creditor on obligor 's failure to pay amount regarded as billing error After receiving a notice from an obligor as provided in section 1666 ( a ) of this title, a creditor or his agent may not directly or indirectly threaten to report to any person adversely on the obligor 's credit rating or credit standing because of the obligor 's failure to pay the amount indicated by the obligor under section 1666 ( a ) ( 2 ) of this title, and such amount may not be reported as delinquent to any third party until the creditor has met the requirements of section 1666 of this title and has allowed the obligor the same number of days ( not less than ten ) thereafter to make payment as is provided under the credit agreement with the obligor for the payment of undisputed amounts. ( b ) Reports by creditor on delinquent amounts in dispute ; notification of obligor of parties notified of delinquency If a creditor receives a further written notice from an obligor that an amount is still in dispute within the time allowed for payment under subsection ( a ) of this section, a creditor may not report to any third party that the amount of the obligor is delinquent because the obligor has failed to pay an amount which he has indicated under section 1666 ( a ) ( 2 ) of this title, unless the creditor also reports that the amount is in dispute and, at the same time, notifies the obligor of the name and address of each party to whom the creditor is reporting information concerning the delinquency. ( c ) Reports by creditor of subsequent resolution of delinquent amounts A creditor shall report any subsequent resolution of any delinquencies reported pursuant to subsection ( b ) to the parties to whom such delinquencies were initially reported. 1666b. Timing of payments ( a ) Time to make payments A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose, unless the creditor has adopted reasonable procedures designed to ensure that each periodic statement including the information required by section 1637 ( b ) of this title is mailed or delivered to the consumer not later than 21 days before the payment due date. Because I take my credit very seriously, I contacted every name and account that was listed on the report. I was again very shocked by the multiple names, account numbers and figures. Included with this letter, is every letter written to those who have hampered my ability to obtain credit. I believe that any judge that looks over the report would agree that it is a violation of both the FCRA, CCPA and FACTA. The following accounts were listed on your report and I have demanded from them a full accounting and five years worth of records to see if their accounts were in violation of the FAIR CREDIT BILLING ACT ( FCBA ). We also demanded signed contracts, agreements or any legal paperwork that would tie us to the following accounts. Under the FCRA, you are required to conduct an investigation on this account if I request it. I DEMAND to see all 100 % verifiable proof that I was indeed Verifiably late on these accounts and the creditor fulfilled its obligations under ( FCBA 1666 ( a ) ( 2 ) ), As I was never notified of a billing delinquency on my accounts, which the creditor must do under section ( FCBA1666 ( b ) ( 6 ). I DEMAND to see proof that I was mailed my statement to the correct address notifying me of both payment due date and delinquency of payment on the account. If you can not provide 100 % Verifiable proof and proper documentation that the CREDITOR fulfilled its obligations under the ( FCBA ) and ( FCRA ), I therefore demand these late payments be removed from my account or I will be forced to be in contact with the Attorney General of my State and the Consumer Financial Protection Bureau. I therefore am submitting my written request to you to conduct an investigation. Per the FCRA, you have 30 days to conduct this investigation and respond to my request. If you do not respond within this time period, per the FCRA, you must remove this negative information. Thank you for your time, XXXX XXXX SS # : XXXX Date of Birth : XX/XX/XXXX XXXX : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX  XXXX, Iowa XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Please also find me an Australian restaurant in the centre.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "40 inch lcd tv", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "スイーツは好きですか？ -> はい好きです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Equifax is not responding to any of my requests to investigate, verify and remove accounts from my credit report that do not belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am stressed and displeased that I see so many fraudulent accounts on my credit report. This is really damaging my credit worthiness. I am trying to buy a home for me and my family and this is not fair. I have tried several times to get these accounts removed. Let alone, my information was in a XXXX & Equifax breach some months ago so I thought you all would protect my consumer report. I do not feel that my information is being protected.This is a defamation to my character and this is a federal law violation. According to, 15 U.S.C. 1681 ( a ) ( 1 ) ( 2 ) ( 3 ) ( 4 ) my consumer report fairness and privacy has been violated. I am upset!! I am depending on the banking system and credit reporting agency to promote my privacy and fairness and they have not. This is not right and going against my federal consumer rights. This is causing emotional and mental stress as of now. Also it is illegal these companies should NOT be furnisher people 's information to XXXX party companies so this is illegal, neglect and fraud. I have already reported this to the local police department and Federal Trade Commission. These companies and the credit bureaus can be can get sued for these damages. This is negatively effecting my livelihood and putting me in a bad space. I feel your database is inaccurate and I am filing ligation against this if these items aren't removed immediately", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "「メジャー」のアニメを見ようと思いますか？ -> 時間があえば見たいと思います", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "A compound called psilocybin. When it is ingested, it is broken down by the liver into a compound called psilocin, which is responsible for the noted effects.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "ダビンチの作品を見たことはありますか？ -> ダビンチはあります", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Nationastar Mortgage has taken over our home loan as servicer and agreed to do a deed in lieu instead of a foreclosure. Now we are getting the run around after XXXX months of trying to finalize the process, this is still impacting my credit on a monthly basis. No one will give us a direct answer on the status and it is always the same thing that is it is being processed for XXXX months.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have disputed XXXX XXXX XXXX several times on my credit reports. It continues to be removed and shows back up. I have written letters and done online disputes and it still continues to be deleted then reappears. The first deletion was in XXXX 2017 and the second deletion was in XXXX 2017. I have not received any signed verifiable documentation as I have requested several times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2019 horoscope", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Is the Ginkgo bilbo found anywhere else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "XXXX XXXX is reporting an account that is fraud", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2007 chevy silverado 1500", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "In accordance with the Fair Credit Reporting act, the following accounts have violated my rights. \n\n15 U.S.C 1681 section 602 A. states that I have the right to privacy 15 U.S.C 1681 section 604 A subsection 2 also states that no consumer reporting agency is aloud to furnish an account without my written consent 15 U.S.C 1681 c. ( A ) ( 5 ) also states that no consumer reporting agency may make any report for any items other than records of conviction of crimes Account # XXXX XXXX XXXX  for a late payment in XXXX of XXXX Account # XXXX XXXX  XXXX for a late payment in XXXX of XXXX Account # XXXX XXXX XXXX  ( XXXX XXXX ) for a collection of {$700.00} There are also accounts that I was not able to get the account numbers for that I also believe have violated my rights. These accounts include any hard inquiries or student loans that are currently on my report", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Did Romans use the term Barbarian a derogatory word?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I'm looking for an attraction in the centre of town.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "They call my cell at least twice a day and my home line at least twoce a day as well.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "We have asked Chrysler Capital, the holder of our automobile loan and lien to provide the following to us 3 times now and they have refused : A detailed accounting of our auto loan including : Amounts Paid Dates Paid Means by which the payment was tendered/made Total payoff amount", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "At around quarter past 5 in the evening.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Bir günde teslimat kızım için aldım çok sevdi", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I had a checking account with my girlfriend. Her ex husband had an account there also with her name on it. His account was over drawn so they took my money out of my account for his debt owed to the bank. I want all my money back his debt has nothing to do with me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want to cancel the monthly automatic ACH from my BB & T bank account and switch it to another one ( our property manager ), but BB & T 's mortgage division 's answering service will not connect me to an agent and keeps telling me to call back. My account has been overdrawn 3 times now as a result.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "American Express close my credit card account without send any notification. This is going to damage my credit history, never I authorized to cancel my account. \nToday I call to check my account but nobody give me answer and then hang up the phone while I spoke. I need to restore my account and my credit history. \n\nThanks.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, I would prefer free parking and free wifi.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Reporting to credit report balance was settled less than full balance. Sent me letter stating that {$590.00} was paid and I have no further obligation for this account. Account is still open on my credit report. I paid a total {$1000.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I continued to send Porfolio Recovery requests for validation and verification but to know avail. This is not my debt and i have never had an account with XXXX XXXX XXXX XXXX. This is a fraudulent account that Portfolio Recovery knows this but continue to report this false information on my report. Now they are calling me and demanding for payment", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Recorder Of DeedsRef : XXXX State Tax Lien - Filed Recorder Of DeedsRef : XXXX Federal Tax Lien - Filed The information was pulled from a third-party reporting and I was told by the court they do not report therefore it needs to be deleted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The TR4082 will also arrive by 20:55. How many tickets would you like to book?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "5 rights of medication administration", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX will not remove a paid collection debt that l had owe from XXXX XXXX., and affillated acceptance co.off my credit report. They told me that they would remove it. also so did so did XXXX XXXX. said they would remove it. after l pay it off.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Paid for and completed the online process of a credit freeze with Experian. {$10.00} was withdrawn from my checking account. My account is not frozen. I can not reach a live person that is willing to help. This is a passive aggressive business practice. \n\nI completed the same process, the same day with the XXXX other reporting agencies ( XXXX and XXXX ) with no problem.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "50 shades freed", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "18th birthday ideas", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "XXXX XXXX agreed to remove all collections from the credit report and the reporting agency refused.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Have a great day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Uh, hold that, please. I've got to change the reservation to one person. And, what's my chance of getting a table at The Grill instead?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I filed BKXXXX on an acct. They previously put a lien on the property. I contacted the debt collection attorney office. Nobody wants to return my call and They say nobody is authorize to give me an acct number or name of the creditor. They keep referring me over to somebody who does n't want to call me back.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "TR7803 leaves cambridge at 18:11 on Monday and arrives in Kings Lynn at 18:58. Does that suit your needs?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I Disputed these Debts a few times with the companies but they still havent removed them from my credit report I sent a few letters in trying to get them taken off my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Contact the credit agency to dispute inquiries that were made with my knowledge, after there investigation they conclude the information was correct. I contact the individual companies I never heard back from them regarding the matter. I have attached a pdf of the document the was sent to Transunion XX/XX/2015.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Nitrogen enters through the roots where it accumulates in different compositions depending on the length of the day, time of the day, temperature and nutrition of the plant. Which of these conditions that change the nitrogen composition do you want to know more about?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Bu site sahte ürün satan bir sitedir. Benim gibi siz de aldanmayınız. Aldığım ürünlerin aynı gün içerisinde iade linki olmamasından şüphelenerek yazılı olarak iadesini istedim ama buna rağmen kargoladılar. Kozmetik ürün olduğundan açılırsa iade edemem düşüncesiyle gelen kargoyu teslim almayıp iade gönderdim. Ne dönüş sağladılar ne ücretimi yatırdılar.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "123 solitaire", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "There's 1 flight good for you if you're sure about Delta Airlines. It takes off at 10 pm and there's also 1 layovers. One single tickets cost $307", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Bence cok güzel ceylinin catasına benziyordu hemen aldım 😂", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "2012 toyota camry", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I want general information on places to go in the centre area of town.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "すみません。なにか言いかけましたか？ -> 大丈夫です", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I can help with that. Where will you be departing from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Can you help me find a restaurant the has Indian cuisine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XXXX is reporting a collection account on my experian credit report this account does not belong to me it is fraudulent someone has been using identity for the past 10 months and I have been a victim of identity theft", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are 23 museum, most of which are free admission. Any prferences on area?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Have a good day. Goodbye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Bank of America is not allowing me to file a dispute on a part of charge ( {$590.00} out of {$1700.00} ) with the merchant XXXX XXXX XXXX XXXX who has negligently lost my property while cruising and now refuses compensation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Which countries oppose Sharia law?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "No, that's all. Thanks.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "In 1901, Repin reported successfully obtaining fruit bodies in a cave in which cultures had been established in flower pots nine years previously in 1892. More recently, small-scale commercial growers have had success growing morels by using partially shaded rows of mulched wood.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Nothing for the moment. I am thankful for your help.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Credit agency reporting an account by XXXX XXXX for XXXX XXXX for {$810.00}. Account has been remove due but re-aged and added on XX/XX/XXXX without informing consumer. This is against best practices. Agency has been informed of account but still reporting as of XX/XX/XXXX. I ( Consumer ) request account to be removed from report as it is inaccurately being reported.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I got XXXX calls from this company, I had several medical bills come in at one time. I was trying to verify when I got another call saying my credit will be ruined by them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Mercedes Benz placed incorrect lates in XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX. XXXX payment was made XXXX/XXXX/XXXX. XXXX payment made XXXX/XXXX/XXXX. XXXX payment made XXXX/XXXX/XXXX. XXXX payment XXXX/XXXX/XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was contacted by National Credit Adjusters regarding a pay day loan originated by XXXX XXXX XXXX  on XX/XX/XXXX in the amount of {$500.00}. The agent stated that a payment was never made. My DOB and bank account information do not match information on file. The balance because of fees is now {$1.00}, XXXX. I have stated on several calls the debt is not mine, and have now faxed a report confirming ID theft complaint filed with FTC and police to National Credit Adjusters. Furthermore, federal records show that XXXX XXXX loans recently entered into agreement with the federal court to the following : All XXXX XXXX loans made prior to XX/XX/XXXX, XXXX XXXX XXXX XXXX, and cash advances on MobiLoans   lines of credit prior to XX/XX/XXXX, will be cancelled if still unpaid. Any credit reporting of these loans and lines of credit will be deleted by the credit bureaus. The lawsuits claimed that the loans and lines of credit were made at annual interest rates greater than what is permitted by state law or the lenders did not have a license to lend when one was required, making the loans illegal, deceptive, or unfair under various state and federal lawsThe Consumer Financial Protection Bureau ( CFPB ) has filed a lawsuit on behalf of consumers in 17 states arising largely out of the same loans and lines of credit ( CFPB Case ). \n\nThe Defendants ( XXXX XXXX ) have agreed to provide the following benefits and others more fully described in the Settlement Agreement : Loan Forgiveness : Any covered loan or covered cash advance on a line of credit will be adjusted to a XXXX balance. For those loans and lines of credit, Class Counsel will seek a court order requiring applicable consumer reporting agencies to remove any credit reporting and Defendants will inform Class Counsel of any court where they had obtained a collection judgment on those loans. \n\nThe Tribal Companies have also agreed not to sell or transfer any remaining unpaid accounts covered by the Settlement to any third party, and information regarding any previously sold accounts will be provided to Class Counsel. XXXX XXXX has also agreed to not make any loans, or in certain states to provide certain types of services to lenders and will become subject to a court order filed in the CFPB Case containing these and other restrictions. \n\nThis company is illegally attempting to collect on a debt that is not only outside of the statute of limitations, it has been reported as ID theft and the originator has agreed with the federal courts to void this debt and make it uncollectible. I demand this company close this matter and stop all attempts to collect, including any possible credit reporting. I request the CFPB hold them responsible for this illegal collection attempt and for not abiding by ID theft regulations and ignoring my ID theft reporting. \n\nI spoke with the attorney 's office representing the class action group today and confirmed this debt was included in this agreement with XXXX XXXX Loans.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Multiple phone calls seeking a lower payment or affordable repayment options without having to defer loans due to tight finances was told every time had to pay the amount no options or way to reduce payment also not sure payments fully applied correctly", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "歌舞伎はよく見に行かれますか？ -> 全然行かないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I was trying to trade my vehicle in for a newer model and I was told from my salesmen that I could not make any trade. I asked why and he gave me no explanation. I pulled my credit to myself on XXXX  XXXX and there are many unknown, suspicious items I am not familiar with and many inquiries made under my name. I believe someone has stolen my identity and I need these things deleted from my credit report immediately. I have already taken action to prevent anyone else from trying to open anything else under my name. I have contacted the FTC and my local police and I am doing this on my own behalf. Please remove these from my report : XXXX Company Inquiries : US SM BUS ADMIN ODA XXXX XXXXXXXX XXXX XXXX  XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "these collector they have been using bad tactics, ant on top trying to intimidate me, and also they have been REAGING those accounts, some time ago almost loss my job because they were even insulting the secretaries, I want to get off of this the only thing they trying to do is TO RUIN my life, it is very sad.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "電車は好きですか？ -> 好きではないですけど毎日乗ります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Your all set, the total fee is 16.5 GBP payable at the station . Reference number is : EEJF27IZ . Anything else that I can assist with?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Ben çok beyendim sorunsuz bir şekilde elime ulaştı çox güzel.Azerbaycandan aldım güzeldi", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "On XXXX, I received a letter from XXXX wherein they updated a delinquency for XXXX on my XXXX account to \" current ''. XXXX indicated that they provided this information to the 3 major credit bureaus and that information should reflect as \" current '' within 45 days. Today ( XXXX ) I pulled my credit report and that has not been updated.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "According to 15 USC 1681i ( a ) ( 1 ) ( A ) XXXX, XXXX, and Equifax have 30 days to respond to my dispute. This a violation of my rights. In accordance with the Fair Credit Reporting act XXXX  Account # XXXX # XXXX # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "最近音楽は聞きましたか？ -> 僕ははい聞いてます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "On XX/XX/21 ; I sent a certified letter to the TransUnion and XXXX disputing the inaccurate unverified bankrupcty filed within my credit report. I have challenged the validity of this alleged bankruptcy listed on my report. I have went to the courthouse, and they have stated, \" they did not verify this information. '' I have sent correspondence to the XXXX and they have verified that their is not bankruptcy being reported on my credit report. For whom, XXXX and TransUnion both use a third-party source to verify information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Yes there was a transunion glitch everything was taking off then added back, and by law once something is removed you can not add it back to a customer credit report, i was not notified in writing these thing would be added back to my credit report and this is against the law.. your company has broken the law, per frca section 611. Thank you", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1440p wallpaper", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I have XXXX items on my credit report that was n't opened by myself and I do n't have any knowledge of these account they were open during the time I was incararated. XXXX XXXX, XXXX XXXX and XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XX/XX/2018 repeated phone calls", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "4c hairstyles", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Is it located in the center area?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "This company is leaving messages at my place of employment after telling them by phone to not call my place of employment because I could lose my job.The calls are still being made.My place XXXX employment tel. no. that I have asked them not to call is XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "49ers live stream reddit", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Was told by hospital that I would only need to pay my co-pay ( {$200.00} ) and that my insurance would pay the balance and/or the hospital would write off the balance in agreement with my insurance company contract - The hospital did not do that and they in fact turned it over illegally to a collection agency who then posted it on my CBR 's!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I 've had way too many inquiries put on my credit report. After time and time the finance manager at the dealerships told me sending it out to all banks would only count as XXXX inquiry but they lied about that. Next, I have like XXXX plus inquiries on my report. I disputed them with all bureaus and it still came back saying this information is correct, which it is n't. I want the inquiries removed. I now ca n't get anything due to having too many of them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ive sent a theft report from the police and none of the information has been removed. Late payment are showing on my report that are false am no investigation was done by the company.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The list below includes fraudulent accounts on my report. \n1. Identity Theft XXXX  Date of inquiry : XX/XX/2020 This is not mine. \n\n2. Identity Theft XXXX Date of inquiry : XX/XX/2020 This is not mine. \n\n3. Identity Theft XXXX  Account Number : XXXX This is not mine. \n\n4. Identity Theft XXXX XXXX XXXX  Account Number : XXXX This is not mine. \n\n5. Identity Theft XXXX CAPITAL ONE N A Account Number : XXXX This is not mine. \n\n6. Identity Theft XXXX CAPITAL ONE N A Account Number : XXXX This is not mine. \n\n7. Identity Theft XXXX XXXX XXXX XXXX XXXX  XXXX Account Number : XXXX This is not mine. \n\n8. Identity Theft XXXX/XXXX  Account Number : XXXX This is not mine. \n\n9. Identity Theft XXXX Account Number : XXXX This is not mine. \n\n10. Identity Theft XXXX  Account Number : XXXX This is not mine. \n\n11. Identity Theft XXXX  Account Number : XXXX This is not mine.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I purchased a paint gun from XXXX, I paid {$250.00} and never received. I tried calling Paypal and the shipper but found not get an answer, I tried filing a claim with my credit card but they said to much time had past. We gave up and now reading this on XXXX I 'm hoping for justice.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I HAVE NEVER HAD AN ACCOUNT WITH MARINER FINANCE FOR ANY TYPE OF TITLE LOAN. THE LOAN THAT THEY HAVE BEEN REPORTING, THEY REFUSE TO IDENTIFY THE ORIGINAL CREDIT AND AMOUNT OWED.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This mortgage was included in a chapter XXXX bankruptcy and was not reaffirmed. I have one 30 day late and from I understand this should not be reported on my credit report because I am no longer financially responsible. This has caused my credit to drop by 30 points. It is illegal to report this information as I am protected by the bankruptcy.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "you are welcome, hope i was able to help you, Have a wonderful day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "the company that reports credit EXPERIAN HAS OVER XXXX XXXX ADDRESSES THAT ARE NOT MINE AND OUT DATED INFORMATIONADDRESSES ABOUT XXXXOUTGATED INFORMATIONREQUESTED A SCORE AND REPORT AND THEY SENT NOTHING", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I bought a car in XX/XX/XXXX and was financed by Capitol Bank. Capital Bank sold the loan to XXXX XXXX XXXX in XX/XX/XXXX. They deferred my payments for 2 months and stopped reporting to the credit bureau. Capitol Bank never reported selling the loan to XXXX XXXX XXXX to the 3 reporting agencies. My car loan just disappeared from all 3 reporting agencies. I found out in XXXX of XXXX when I purchased a vehicle for my daughter and got hit with a high interest rate because my vehicle was not showing on my report. So the company says that the are manually putting in not only my payments bother other customer accounts that they purchased and will be doing bulk reporting. So they have not been reporting for over a year and since I brought it to their attention in XX/XX/XXXX they still have not fixed the problem. They said they do not know when it will be finished and as soon as it's done they will report all payments. In the meantime they sent me a transaction sheet in XX/XX/XXXX. I requested another on in XX/XX/XXXX and never got it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I charged some items on my Barclay Bank credit Card with deferred interest. A few months later, after making my required payments, I paid a total of {$2000.00} in XXXX month. This was more than enough to pay off the deferred interest charges. Barclay did not payoff the deferred interest charges.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Reopening case # XXXX with additional proof. Please see attached the online pdf excerpt of my latest bill, which I sent to the customer service rep ( and which she ignored ). Please see the date stamp and compare to company 's. Claim was that I had a past due amount but my view of my online activity showed none. I sent an email to customer service with this copy and no one replied.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "She has been elected as a Member of Parliament twice. The first time on May 2, 2011, and the second time on October 21, 2019.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I do not know what is this bill for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Hello. Can you get two tickets for me?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I am going to stansted airport on saturday and need the train to leave anytime after 15:30 please", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I recently reviewed my credit report and found a late payment. \n\nCreditor : Capital One Account # XXXX I was never 30 days late int he month of XX/XX/2017. \n\nIm not sure how this happened, I believed that I made my payment one time and promptly each month my statements were received. My only thought is that must have been billing error with my statement.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Bilekliğin birinin klipsi çıkmış bir şekilde geldi onun dışında iyiydi", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Why does the United States oppose Sharia law?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Ayyy ben aşık oldum 😻", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Chapter XXXX bankruptcy reflected on credit after 7 years. Reference # 's XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How much is that in total?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "How many tickets would you like?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The King Street Station has a Standard Elantra available March 2nd.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "On first contact, I informed representative I could not have these calls at work. He continues to call on a regular basis.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "My name is XXXX XXXX XXXX this complaint is not made in error neither is it being made by a third party.I declare under penalty of perjury I am alleging that a person or company- without my authorization- from unauthorized use of my social security number and card used my personal identifying information to apply for goods, services, or money ; and, was successful in creating some accounts. I have no knowledge of this and All is being investigated by the FTC and Under 15 U.S. Code 1681b Permissible purposes of consumer reports i never gave any written consent to report anything on my consumer reports no consent is fraud.", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "Equifax Fraud : XX/XX/XXXX to XX/XX/XXXX at least 10 filings with docs to validate request to remove duplicate report 2 Equifax finally fixes after CFPB Complaint and reports fixed onXX/XX/XXXX. 3 Equifax then returns to the duplicate mortgage report ONE WEEK AFTER FIXING XX/XX/XXXX. DECEPTIVE. FRAUDULENT. AGAINST FCRA. FTC, AND CFPB REGULATIONS. ONE WEEK THEN LIED.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I submit a stop payment request on this payday loan from my bank, XXXX. I paid the fee of {$30.00} but Cash Store was still able to withdraw my account putting it in negative. I tried to have them to stop payment via a phone conversation which they refused. My bank also will not stop payment because they have no control over automatic checks.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have an obscene interest rate that I have on a XXXX credit card. Ive been paying down {$3400.00} for 10 years and its still maxed out. I pay {$100.00} a month.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "スイーツは好きですか？ -> はい好きです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Mushroom foraging is popular throughout most of Europe, Australia, Japan, Korea, parts of the Middle East, and the Indian subcontinent, as well as the temperate regions of Canada and the United States. Also, small-scale commercial growers have had success growing morels by using partially shaded rows of mulched wood.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I have attached an FTC report with an account and Inquiries I did not authorize", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "ほかにエピソードはありますか？ -> 他にですか他に何だろう大学の頃に学祭の企画とかやってたのが楽しかったです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "So you would like a standard car to pick up from LAX International Airport at 1:30 pm on March 1st until March 6th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I'd like to leave on Sunday with an arrival time by 08:30.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "On the morning of X/X/2017, I was informed by my mother via text at XXXX, that a man came to my residence looking for me. He represented himself as a debt collector from Persolve LLC. This seems to be a direct violation of the FDCPA. I attempted to contact this company directly for more information, but was not able to speak to a live person.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Telephone numbers listed as XXXX and XXXX have never been associated with me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Asked for Validation Letter not Verification. Never received validation that this debt belongs to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "今までの体験の中で、そのほか、楽しかったことはありますか？ -> 楽しかったことね何だろあんまりないかな学生時代はお友達とおしゃべりすることぐらいかな楽しいのはもう卒業して何十年にもなるからね忘れちゃった", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "この先，国内の旅行に行く予定はありますか？ -> はい道後温泉に行きます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "aaa batteries", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I checked my credit report and to my surprise there is a collection account for {$220.00} from XXXX XXXX XXXX. I sent a certified letter to the address that appeared on my credit report but never heard anything. I do not owe this debt and this is really hurting my credit while trying to buy my first home. This needs to be taken off my credit report immediately or my next step is to seek immediate legal action.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I mailed and faxed a complaint to Equifax back on XXXX XXXX, 2015. I have yet to receive a response and have provided them with proof that the company that I 'm disputing is no longer in business. I would like the account in question removed from my credit due to FCRA violation of not investigating within a timely manner and the fact that the account is unverifiable.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2017 corolla im", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Nationstar has sent statements dated with variances that range between XXXX weeks so customers do not receive them in a timely manner and sometimes very close to the actual due date. Multiple times when I have called I have simply been hung-up on, this is almost half of the time I call. It happened XXXX today alone when I called to inquire about my escrow check since I refinanced - in part because this mortgage company is the worst.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "all of the bad reports are over 10 years old!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I keep getting calls and letters sent to me. this is a debt that is over 12 years old. in their letter it clearly states that because of the age of the debt they will not sue me and they will not report it to credit reporting agency. because it is not legal. yet, they continue to send letters and call me regardless of their own acknowledgment of this legal aspect regarding of statue of limitations.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes i have that hotel available. How many people will be staying and for how many nights?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "This account was originally a JC Penney credit card that was opened in XX/XX/XXXX. Because of financial problems at the time I was unable to payoff the balance of {$75.00} at which time GE Capitol assumed the debt and adding additional fees. I do n't know how or why XXXX XXXX assumed the debt and they are claiming the account was opened in XX/XX/XXXX. This original debt with JC Penny is well over 7 years old but it still appears on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I need somewhere to go.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "カラオケで歌ったりするのですか？ -> カラオケでも歌います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have called several times over the past 2 years to get information from the National Credit Systems in XXXX GA who claim they are collecting a debt from an old apartment complex where I lived over 5 years ago. When I moved I did n't owe the company any money now this collection was just placed on my credit with any rights to validate or dispute I have sent several cease and desist letters and they have refused to respond or take the item off my credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "That particular car looks like it will cost around $92.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "The enclosed document explains all, I am going after QUALITY ACCEPTANCE for extreme illegal behavior, embezzlement, unfair credit reporting, harassment, making false legal threats to intimadate, reporting false amount on credit report,, unfair business practice and then some, this letter enclosed will go lawyers, media, ATTORNEY GENERAL, and I hope they investigate person at QUALITY been handling this, they might be the thieves.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ok, great! Have a wonderful day", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I went to my credit union ( XXXX XXXX ) to apply for a credit card and was denied, when we reviewed my file we found XXXX credit cards opened in my name 6 years ago while i was XXXX. I did not open them. We found a XXXX XXXX XXXX, a XXXX XXXX, a XXXX and a XXXX card all in default.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have tried to contact this company three times in regards to accounts they have placed on my credit and to date I have not heard back from the company but the accounts continues to be reported on my credit file which is false.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In the box office, Jungle cruise grossed $220.9 million worldwide as of December 2021.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Is there a guesthouse that might be in the cheaper price range in the same area?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "There is currently an account reporting on my credit report saying that I owe them, I am having a hard time getting the specifics of this account where and when. I have no idea where this account came from.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Has Philip Mickelson had any injuries?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "What are the dangers of participating in historical reenactments?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Will you pick up the car on March 14th and when will you return it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I want to start building credit and tried checking my info on credit karma, ive put my name down with every address i lived on and it tells me the info i put is false.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Someplace you think would be the most fun.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Tried to open an account at creditkarma.com, and it stated that the information that I had entered did not match their records. I have never visited or entered my information on that site before, or any website of that kind.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'd like to find a place to dine in the north please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "XXXX keeps calling and leaving messages on my cell phone, I only use my cell phone for friends and family and do not give it out to creditors or retailers. I give my land line number to creditors and retailers to avoid cell phone charges.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "You want a Standard car on March 13th at 6 pm at Union Station with a return date of March 14th. Is that right?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "XXXX XXXX XXXX is reporting a negative account on my report. After two attempts, Capital One was unable to provide me with my signature and prove that account belongs to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have sent several letters to the City of XXXX and Collection Bureau of America on XXXX/XXXX/XXXX and XXXX/XXXX/XXXX as of today they have not responded. After looking at the debit it was reported XXXX/XXXX/XXXX the statue of limitations has lapse. Please contact all credit bureaus to have removed from all reports.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "It is not known when exactly yeast was first used for baking purposes, but records show yeast was used as early as Ancient Egypt.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "2020 camaro", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "見たことはありますか？ -> いえ見たこともないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "They continue to call and harass me. They have called my wife on her cell harassing her. They threaten to garnish wages and put liens on property. I do n't owe them any money and those they say they are representing. The company calling is premium assest services. They do n't have valid website. They say they represent an online payday loan which is even illegal in the state of Kentucky.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There is one restaurant that fits what you are looking for. Would you like to book a table at the Gourmet Burger Kitchen?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Thank you. Same to you!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "123 watch free movies online", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Equifax is listing multiple hard credit checks when they should be soft. Applied for a mortgage and a new car loan, XXXX listed every inquiry instead of combining them under one. XXXX has XXXX hard checks and Equifax has XXXX ... and they will not correct it..can you be of assistance?.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2015 chevrolet impala", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I always paid on time, and this giving me XXXX I neves miss paying this account, Please update it and remove the Inacccurate late payment on my account and I can't even sleep with this problem, It's hard for me to accept it. I'm begging you to update it ASAP.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "That is it for today, thank you. Bye", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I noticed that late payments were showing on my credit reports. By law debt, collection agencies can not report late payments. Please REMOVE all inaccurate information from all 3 credit reports and stop reporting late payments. I never signed a contract with you for payment arrangements. \nAlso, I noticed that my balance keeps increasing each month. Can you send me documentation that you can legally keep increasing the debt you have reporting on my credit report? I also would like a copy of the original documents with my signature and the amount the vehicle was sold for that is deducted from the amount you claim that I owe. If you can not provide me with this information please remove the inaccurate reporting from my credit reports immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The debts incurred during a hospital stay have been granted financial assistance from the hospital however Credit Bureau of Bessemer, a local collection company in Alabama, refuses to close the account. I have called, email, and even disputed through the credit bureau.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "complaint is the exact same thing as my original complaint # XXXX and complaint # XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "We have received No response from our mortgage lender to consumer finance protection bureau Case number : XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In XXXX I had authorized Ocwen to automatically deduct from my XXXX account the amount of my mortgage on a monthly bases. through out XXXX Ocwen was deducting my mortgage from my bank account. In XXXX of XXXX I had to file for Ch.XXXX Bankruptcy but continued to pay my mortgage. Then in XXXX of XXXX, Ocwen stopped taking my mortgage from my bank account.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I paid the XXXX the amount of {$270.00} on XXXX/XXXX/2016 and I have the online receipt. FIRST FEDERAL CREDIT CONTROL reported an open collection on XXXX/XXXX/2016 for the amount of {$230.00} for XXXX. They called me several times and I told them that I have paid. I do have the receipt number and a PDF copy. The payment also appears in my bank statements.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "No, that will do it. Thanks for your help!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "They made it extremely difficult to be signed up for income driven repayment. Even though XXXX XXXX approved mine with the same documentation, Navient kept requesting more and more and trying to hold off on signing me up. I had to yhreaten to call the attorney general to get anything done!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1st grade worksheets", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Company requesting payment for debt that was never owed, for rent of a property that was never leased. Despite it being a case of mistaken identity ( letters addressed to person with different name and of the opposite gender ), company keeps making contact. \n\nReceiver of debt collection request was not living in-state at time purported debt was accrued.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Hi Equifax and CFPB On several Occasions asked for my phone number to be updated and any old numbers to be removed, I all most lost my XXXX phone because they could not go forward due to my phone number not being correct on my Credit fraud Alert. Please remove all old numbers and add My Current Number XXXX This is the number to be listed. Please again remove the Old one you have listed in the Alerts. \nThank you.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I'm looking for a flight from San Francisco with United Airlines leaving on the 4th of this month.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Got it, take care", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "HSA Bank, a division of Webster Bank, XXXX, has not sent me the requisite tax form for XX/XX/XXXX. I contacted its customer service, which gave me the run-around. The XX/XX/XXXX form is available online, but the XX/XX/XXXX form is not yet available. My understanding is that banks are required to send out tax documents by the end of XX/XX/XXXX following the end of each tax year.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How much older is Alexander than his youngest brother?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "25th wedding anniversary gifts", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I dispute this debt belongs to me so I repeatedly requested validation and received no documentation. After receiving no documentation, I called XXXX and they confirmed they have no documents whatsoever. As there is no evidence of this debt whatsoever, I requested deletion of this trade line from my credit reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the western take on Hong Kong cuisine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "XXXX is not reporting an any of my trade lines and on my XXXX and XXXX it is reflecting that I was late and I was never late in XX/XX/2017. In addition they have negative trade lines that are over seven years that about 12 years and should be dropped or taken off. Which are California XXXX XXXX XXXX and XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have been a victim of identity theft. I requested my free report from www.annualcreditreport.com but was denied as they said I had requested one in the last 30 days which I have not. I need a copy in order to determine if any other accounts have been opened in my name illegally.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have duplicate hard inquiries reporting to the consumer credit reporting agency. I have disputed this with the agency and they still do not remove them. They told me I need to contact the creditors on removing them. I have written to the creditors, also called them with no response to my dispute of the duplicate entries they are reporting on the same day or a day apart, same year for the same reason \" auto financing ''.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX XXXX as Assignee Gamache and Meyers have garnished bank accounts after the statute of limitations has expired in Missouri.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Other than Native American art, the museum holds art from Africa, Mesoamerica, and South Asia.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "カラオケは好きですか？ -> カラオケは行きますよ", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "This debt is not mine.. I do not have any recollection of this debt nor have I ordered from these people this needs to be deleted immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A company by the name of Arnold Scott Harris, PC ( XXXX ) is attempting to collect a debt that does not belong to me. I 've asked them to provide proof of debt with my signature which they have failed to do. Arnold Scott Harris, PC has been notified to refrain from contacting me, yet they continue to call daily. I am unfamilar with the debt stated in their letters.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes. That is all correct.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I was looking over my credit report and noticed some information that looked kind of weird. Please investigate this and remove all incorrect and unverifiable information and send me an updated copy of my report please. Thank you. I'm trying to get a house and I can't do it with this crazy stuff all over my credit report. LOL Thank you for all of your hard work and dedication. I appreciate you so much.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "***THIS IS A NEW CLAIM. *** On XXXX XXXX, 2015, I received an automated call requesting that I return their call. When I immediately returned the call, it was National Credit Adjusters. I believe this call is in violation of the Telephone Consumer Protection Act and/or the Fair Debt Collection Practices Act. I immediately called the number given on recording. I explained that I have a complaint against the company and will not settle the debt until the matter is resolved.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "29.07.2024 tarihinde PTT HGS'ye 1250 TL havale gerçekleştirdim ve hesabıma geçmedi. 4 veya 5 kez müşteri temsilcisine durumu anlattım, bana her defasında farklı mail adresleri vererek dekont göndermemi istediler. Bunu yapmama rağmen herhangi bir geri dönüş alamıyorum. Param sanki onların parası, herhangi bir ilgilenme söz konusu değil. Maile geri dönme bile söz konusu değil. Böyle mi devam edecek?", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "That is all the information I needed.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "2018 hurricane", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Equifax Fraud : XX/XX/XXXX to XX/XX/XXXX at least 10 filings with docs to validate request to remove duplicate report 2 Equifax finally fixes after CFPB Complaint and reports fixed onXX/XX/XXXX. 3 Equifax then returns to the duplicate mortgage report ONE WEEK AFTER FIXING XX/XX/XXXX. DECEPTIVE. FRAUDULENT. AGAINST FCRA. FTC, AND CFPB REGULATIONS. ONE WEEK THEN LIED.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Unfortunately nothing is coming up that match those perimeters. Would you like to search a different area or price range?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Approximately {$2000.00} taken by terrorists using ATM, Static webpage, teller and or merchant accounts from my Santander Bank account XXXX also illegal use of XXXX and other hacker technology to prevent me from opening a claim and XXXX XXXX   intercepted calls to Sanrander fraud and bank departments.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I've always wanted to know more about calligraphy, it sounds so cool! Could you tell me where it came from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I submitted a claim with CFPB in  XXXX , complaint number is #  XXXX . I have not heard anything back, since speaking with a representative there and they informed me that they would submit my complaint to  XXXX   XXXX  for \" incorrect name '' on personal information. My name is  XXXX   XXXX   XXXX . My maiden name is  XXXX   XXXX . I have no middle initial. My email address is  XXXX  XXXX  XXXX .     Thank you,  XXXX   XXXX   XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "So a 7:15 pm table for 2 at Tanchito's Restaurant in San Jose next Friday?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "What date and time will the flight arrive at my destination?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have been trying to dispute this account on my credit report for months and have not heard back. I have sent numberous dispute letters to the credit bureaus and to Santander. They are failing to delete this account from my credit report because it is actually reporting twice on my credit report which is a violation of the FCRA. I have contacted an FCRA attorney who said I can sue for this but wanted to see if you could remove it to save us XXXX the trouble.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The word barbarian has been used by the ancient Greeks, Romans, and Chinese. Which one of these ancient peoples and their barbarians are you interested in?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Bank of America keeps calling saying I have an account with them which I do n't. They asked for an account number,", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "1. I am making payments on my mortgage every 2 weeks before the payment is due and the bank is not reducing the principal until the second payment is reached. \n2. I contacted the bank and they say they do not apply partial payments, however the payment is being paid before the due date 3. I spoke with XXXX XXXX says I do n't have to pay that way if I do n't like it", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have auto inquiries on my credit score that I never gave my consent to", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am writing to dispute a billing error in the amount of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX on my account. The amount is inaccurate. I am requesting that the error be corrected, that any finance and other charges related to the disputed amount be credited as well.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm going to London.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Acct closed under Chp XXXX bankruptcy in XXXX/XXXX/09 Bank of America.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have a unauthorized charged on my macys American express card1.XX/XX/XXXX macys at XXXX XXXX in amount of $ XXXX.XX/XX/XXXX macys at XXXX in amount of $ XXXX.XX/XX/XXXX macys at XXXX in amount of $ XXXXtotal amount of XXXX un authorized charge", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had an account with XXXX rental out was paid off but still coming up as a negative on my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Morchella species are thought to contain small amounts of hydrazine toxins or an unknown toxin that is destroyed through cooking; because of this, morels should never be eaten raw. Also, Morels growing in old apple orchards that had been treated with the insecticide lead arsenate may accumulate levels of toxic lead and arsenic that are unsuitable for human consumption.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I 've pulled my credit reports and have noticed inquiries on my report that I did not authorize I 've contacted Equifax. About this matter and. And have not gotten any help with this matter. They have had many credit security breeches. And the company website said that I was impacted by this. I do not want to sign up for any credit monitoring service they offer I just want these unauthorized inquiries removed", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Client Services failed to validate and prove that they indeed is the client who is legally allowed to collect on this debt. I have been in contact with the origional creditor and is currently working with them. Client Services only sent a computer generated letter which is NOT validation ... If my offer is refused, until you can properly validate this account, you are ordered to cease and desist all collection activity.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "126 ekran Vestel TV aldım, paramı Hepsiburada ve İnce Hesap vermiyor. Hep oyalıyorlar. Bugün yarın hala iade etmediler. Paramı böyle site güvenilir değilmiş. Sürekli teselli ediyorlar, ilgileniyoruz diyorlar ama ilgilenen yok.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "Conagra products are found in supermarkets, restaurants, and food service establishments.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "アニメ化することはご存知でしたか？ -> ＮＨＫでちょっとだけコマーシャル見たような気がします", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Discovered US BANK did a individual inquiry ( without my permission ) on XX/XX/2020. Of course because of this, my credit score was lowered by a lot of points, When I'm trying to get my credit score higher. \n\nI contacted the phone number, XXXX and their address is : XXXX XXXX XXXX XXXX, XXXX, MN XXXX. \n\nSpoke with a bank agent and she had no clue why this happened and couldn't give me a straight answer. I'm really upset here and it appears this is FRAUD. Which needs to be addressed immediately. \n\nNeed to have this removed from all three credit reporting agencies and I want my points back that was stolen, because of this fraudulent injury!! \n\nThe main number for US BANK is XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Convergent Outsourcing has placed a collection on my credit report. They are stating that the date of last activity as XX/XX/XXXX, AND the date of the collection as XXXX. Neither of these dates are correct! This account XXXX went into collections at minimum 6 years ago, approximately XX/XX/XXXX, and there has been no activity on this debt since that time! They are not reporting the correct dates.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2007 honda accord", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX ( Original Creditor : 01 XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX ) XXXX ... CREDIT COLL ( Original Creditor : XXXX XXXX XXXX ) XXXX ... CREDIT COLL ( Original Creditor : XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "This AFNI Inc Account does not belong to me. AFNI Inc informed me that this account was charged off my XXXX in XX/XX/2008. AFNI Inc has not provided any documents in regards to this Account.Please ask AFNI Inc to remove this account from my credit reports as this account is almost 9 years from the date of the charge and this account does not belong to me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The agent was very rude and unprofessional also unwilling to listen to me took control of the whole conversation and hung the phone up while I was still talking, also I asked to speak to his supervisor and all that happened was he used a different name but was the same individual the agent name is \" XXXX \"", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I disputes liens on the Credit report from Equifax. My dispute was valid as said by Equifax. When I received my dispute listing that my leins should show released I pulled another Equifax credit report and the status of the liens had not changed. I called the customer service line ( in XXXX ) and they said they could n't understand why but could n't help me the supervisors name was XXXX ID XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I 'm attempting purchase a vehicle. I check the information the car dealer sees on my reports. I 've never heard the information before. He says I 've recently purchased a vehicle that was repossessed three weeks ago. Now I look for the first time in my life. I 've never lived at these addresses nor have I ever seen a credit report before. Please help!", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I don't recognize this account. I never applied for it, I don't have any contracts or agreements with this company.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have been receiving Wells Fargo billing on a student loan more than 14 days late. I have saved the post marked envelope as proof. The notices fail to show why the payments due increased and fail to show balance of loan. The habitual late mailings appear to maximize Wells Fargo late fees with the absence of transparency. I have faxed a request to negotiate a pay off number and Wells Fargo has refused to define a number via mail, as requested.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX is reporting an account that is fraud", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want it at two in the afternoon on March 10th.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I XXXX XXXX am filing this complaint on behalf of myself for false reporting misleading information. This complaint has not been filed by a third party nor was it filed in error. You said that this item was verified by the creditor however there is nothing notated on my credit reports that this item was ever disputed. That is a violation and this item needs to be deleted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "There are no Polynesian restaurants in the east at all, cheap, expensive, or otherwise.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "And what day are you leaving?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "MY XXXX XXXX XXXX $ TO XXXX. THE POST OFFICE THERE GET INVOLVED IN A FRAUD. HE GAVE : XXXX XXXX $ INSTEAD OF XXXX . \nBECAUSE HE CLAIMED THERE IS FEW SPELLING ERROR WHICH IS CORRECT. \nI WANT TO COMPLAIN FOR THIS KIND OF FRAUD. \nTHANKS XXXX XXXX XXXX XXXX XXXX XXXXXXXXXXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "There are many mistake in my report, I have never paid late these accounts :  XXXX   XXXX    XXXX     XXXX  Account #  XXXX    XXXX   XXXX   XXXX   XXXX   Account #  XXXX    XXXX   XXXX   Account #  XXXX   XXXX   XXXX  Account #  XXXX   XXXX   XXXX  Account #  XXXX   XXXX  Account #  XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On or about XX/XX/XXXX I experienced fraudulent activity on my personal checking account and had to close the account and open a new account. During this time, I had to contact all of my creditors and inform them of the new account information and setup auto-drafts all over again. Chase Bank was one of these creditors. I did not make any changes to my auto-draft with Chase Bank `` Freedom Card '' because it did not have a balance and no amounts were being auto-drafted at the time. Sometime in XXXX, Chase Bank enrolled me in \" paperless statements '' without my consent or permission. I have never opted into paperless statements because in past experiences, the email that I received about my new statement would end up in the \" spam folder '' of my email. In XXXX of XXXX I used my Chase Freedom Card for a series of purchases totaling around {$550.00}. I was under the assumption that the auto-draft was still in place and that a statement would come in the mail, but it never auto-drafted and a statement never came. Sometime in XX/XX/XXXX I received a call from Chase Bank informing me that my credit card account was more than 40 days past due. I immediately made a payment to clear the matter up. I then began investigating how this happened and why. I found out, after speaking with Chase Bank 's Executive Team that my account was enrolled in paperless statements and that my auto-draft had been cancelled by \" CHASE BANK ''. I did not cancel the auto-draft, Chase Bank cancelled it. Not only did they cancel it, but the communication that it had been cancelled was sent via email due to the paperless statements that I was incorrectly enrolled in by Chase Bank. Chase informed me that I signed up for paperless statements, however I did no such thing. I informed Chase Bank of this and they simply ignored it. They also ignored the fact that they cancelled the auto-draft, not me. After completing some research, I found out that Chase Bank incorporates a pop-up window on their website for my credit card account. On this pop-up, you must hit the \" continue '' button. Before hitting the continue button, I noticed that there is a \" check box '' that is already checked before you hit continue. What this means is that Chase Bank is forcing consumers to agree to paperless statements, without the consumer knowing because this \" check box '' is already \" PRE-CHECKED ''. What this means is that the consumer must first look closely to see that the box is already checked and they must \" un-check '' the box before hitting the \" continue '' button. This is a major issue and will likely lead to a Large Class Action Lawsuit against Chase Bank. If I can not get this issue resolved with Chase Bank, I will be the one that initiates this Class Action Lawsuit. After bringing light of all of this to Chase Bank, they continue to refuse to acknowledge this issue and refuse to correct my credit bureau report. I have been utilizing credit since I was XXXX XXXX XXXX and in my 16 years of using credit, I have never paid anything late EVER.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "100 thieves", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "There were allegations against him that he had money in Switzerland banks but there was not much on if he received any awards or anything from places outside India.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "In accordance with the fair reporting credit act ; The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 Accounts : XXXX XXXX  XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX. XXXX, XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX  XXXX XX/XX/XXXX XXXX XXXX  XX/XX/XXXX ( Inquiry ) XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX  XX/XX/XXXX ( Inquiry ) XXXX XXXX XX/XX/XXXX ( Inquiry ) XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX XX/XX/XXXX ( Inquiry ) XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX  XX/XX/XXXX ( Inquiry ) XXXX XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX XX/XX/XXXX & XX/XX/XXXX ( Inquiry ) XXXX XXXX XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX  XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX XXXX  XX/XX/XXXX ( Inquiry ) XXXX XXXX XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX  XX/XX/XXXX ( Inquiry ) XXXX XXXX XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX XXXX XX/XX/XXXX ( Inquiry ) XXXX XXXX XXXX XX/XX/XXXX ( Inquiry ) 15 USC 1681 Section 602 A. States I have a right to Privacy.\n\n15 USC 1681 Section 604 A Section 2 : It also States a consumer reporting agency can not furnish a account without my written instructions 15 USC 1681c ( a ) ( 5 ) Section States : No consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information, other than records of convictions of crimes which antedates the report by more than 7 years.\n\n15 USC 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "1 yıl önce aldığım Tecno Spark GO 2023 markalı telefon geçen gün durduk yere kamera hatası verdi?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "turkish_complaints"}
{"text": "CareCredit/Synchrony Bank has placed an excessive incorrect monthly interest charge on my account and will not respond to my letters, calls, or emails.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This debtor continues to make up to XXXX phone calls a day at work and to my \" emergency contacts '' to collect a debt that payments continue to be made on. They will call up to every two hours to work continuing to harass not only myself but my place of business.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am a victim of identit y theft. The information listed below, which appears on my credit report, does not relate to any transaction ( s ) tha t I have made. It is the result of identity theft.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "servicer never applied payments properly from the months of XXXX ... they have been inaccurately reporting my payments as late when they were on time. ruining my fico score.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When was the Fortress of Solitude first suggested to be in outer space instead of the arctic?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "The website locked up before I could view my report. When I tried to return to the page, it said I 'd already gotten my yearly report when, in fact, I had n't had the chance to view it at all.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Someone from the company  XXXX   XXXX   XXXX   XXXX  is calling, representative named  XXXX   XXXX  's, is stating he 's an Investigator for  XXXX  County and will be serving me at my place of employment. I asked them to send a letter to my home address and they are refusing. They will only send me an email.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "11 organ systems", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "They called my neighbor, whose telephone # I do not even know. asking for me. My debt has been all placed in a debt remediation program and all calls are to be directed to that agency.The name of the company is MCM. The telephone number is XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A White Sox Vs Astros event in Chicago on the 11th of March is fine with me!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Will you guys ever support XXXX or XXXX pay. It is such an inconvenience at stores because with the chips in the cards people never know if they have to slide or insert their cards. You guys support XXXX Pay. Why wo n't you guys support XXXX or XXXX pay? Please respond. \nSincerely, A frustrated customer", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "1965 mustang", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I want to fly from Vancouver to New York on 9th of March.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "aarp membership", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "What is a common purpose for mushroom hunting?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have wrote  XXXX ,  XXXX , and Equifax on many occasions about a dismissed bankruptcy chapter  XXXX  and ask how they verified. Equifax said they will removed but still fail to do so.   XXXX   and   XXXX   said they verified but the court said they did n't verified threw them. This item is not mines", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I need it to be a hotel type with free parking and four stars, please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I have sent police reports and text messages to  XXXX   XXXX  explaining the debt is not mine, and they still refuse to accept the fraud claim. I have appeared to every trial date and reached out to the police. They served my court appearance to my roommate and told him they were trying to collect a debt from me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX   I disputed some items on my credit report. I asked all   XXXX   credit bureaus to verify the information, asking for a contract showing my signature as well as an accurate date of last activity. I have received no such information only all   XXXX    saying it was verified.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Fleming died at Kent and Canterbury Hospital following a heart attack.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My bank account balance has not been updated in o ver 2 weeks.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I settled the debt with the company and was advised that the debt would reported as paid in full and be reported to the company as paid and they did not report what was promised. I am showing a balance and have contacted the company on several occasions to get this taken care of", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Paneer is the most common type of cheese used in traditional cuisines from the Indian subcontinent, but I don't have any information on when the paneer is typically eaten.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Re : XXXX XXXX XXXX - Case # XXXX This has been paid and fully satisfied on XXXX XXXX, 2014 and recorded at XXXX County on XXXX XXXX, 2014. Please update my account as this is impacting negatively on my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX my addresses is incorrect I do not or never did live in XXXX XXXX New Jersey and the second XXXX is my employment is XXXX I am a XXXX and I work for XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "3 musketeers", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "It appears that my credit file has been compromised. Again, I was going through my records & noticed many information, accounts or items which do not belong to me. Since Im a stickler for research, I found that under section 605b of the FCRA you are required by law to remove & block any accounts or information which is found to be opened due to identity theft. The dispute items do not belong to me. Im attaching the required FTC Report for you and the bank 's records. Please block these files : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  If you feel there is a possibility these accounts belong to me I will require all documentation that bears my signature. If you do not provide any records & claim the item is verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The person from the agency has a XXXX. It is impossible to understand her. I asked to speak with someone else and she refused. She was hateful and abusive. Told me I had to pay money I did not owe and her outrageous collection fee. Very unprofessional and demeaning.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have disputed XXXX XXXX XXXX several times on my credit reports. It continues to be removed and shows back up. I have written letters and done online disputes and it still continues to be deleted then reappears. The first deletion was in XXXX 2017 and the second deletion was in XXXX 2017. I have not received any signed verifiable documentation as I have requested several times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It been over 30 days no response for XXXX, Transunion and XXXX on fraud account report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "That sounds good.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Is Steve Ells the founder of any other restaurants or businesses?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Which spiritual and esoteric aspects of Native American life were influenced by Germans?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "How about American Airlines which takes off at 9:15 am with 0 layovers and the ticket is priced at $217?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I am filing this complaint because equifax has ignored my request to provide me with the documents that were used to \" VERIFY '' the account I disputed because they have gone past the 30 day mark and can not verify these accounts under section 611 ( 5 ) ( A ) of the FCRA- they are required to delete all information that can not be verified, that I have disputed. Thank you for your prompt attention to this matter.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Arrives in Cambridge by 18:32? I need to get to Cambridge.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have tried multiple times to rectify the debt which in the state of Texas has to have a bond in order to collect anything which they do not have making what they are doing illegal", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I was having a hardship that caused me to get behind in my mortgage but now I 'm able to pay my mortgage. I asked for assistance with the past due amount and they are unwilling to listen or assist me they just want to put me into active foreclosure.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I'd also like for you to get me a rental car there.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "need what I owe for hud settlement hud 1 formchase was supposed to write this offneed amt nd acct #", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have informed Experian many times that the following addresses do not belong to me : XXXX XXXX XXXX North Carolina and the XXXX XXXX in North Carolina ( Please remove ). \nAlso, I have informed them that I am a victim of identity theft. So the inquiries should be remove since I did not authorize them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have called National auto finance to speak about my ex husband XXXX account which is paid in full. I only cosigned, He is active military. \nI have disputed this account for being in derogatory over 5 times on my credit report. Every time I call they say they ca n't find the account. But continues to dispute back negative on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "green tree, know it call ditech was change my loan payment no notices why, no information what was going on no one to talk to me you can not to with escrow about your loan. One of the employee was demanding XXXX in a cash year check made out to cash or they would make sure l was homeless ruined my credit report l have been paying my homeowner insurance and property taxes. l can not get any help", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1963 buick riviera", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "See attachment it is not a signed copy as was faxed back on and about the date on NOTICE!!! XXXX to XXXX, XXXX to XXXX. this title company has defrauded the title by way of signature id theft and let it go through.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bira kötü kokuyor ama oda zamanla geçer diye düşünüyorum yumuşaklığı ve boyutu çok güzel arkadaşımdan görüp almıştım çok ta memnunum", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "そのほかにおすすめのものはありますか？ -> おすすめは焼き鳥丼とか", "label": 3, "label_name": "WANT_DIFFERENT", "source": "hazumi"}
{"text": "TR8411 departs from Cambridge at 9:36 on Saturday. Would you like me to book a seat for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I am looking for two tickets to shows or activities in the Phoenix, AZ area.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I have paid this loan off with another creditor. Unfortunately during the time I was paying the loan off another company picked it up. I fax ed them the information before and they keep saying it is incorrect. The loan was through XXXX 's XXXX and I have already paid it off.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have state tax liens that have been paid and show on my credit reports as \" released ''. I have tried to have these removed, unsuccessfully. The state of GA, does not get involved with the removal of these. I feel they should be removed. Thank you for your help.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Please confirm the following details: Scheduling a shared ride for 1 person to go to the CineLux Delta Cinema Saver.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Sounds good. I'd like that one.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have been paying my XXXX/Navient student loans since 2007. At one point, I was in forbearance ( for approximately a year. ) I have recently seen reports of the failings of Navient, I 'd like to inquire about my situation in this matter. \n\nThank you", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Booking was successful. The table will be reserved for 15 minutes. Reference number is : 4YCRSK69 . Will you need anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Check n go sold my debt to XXXX XXXX. XXXX has subsequently called all of the references I gave XXXX and either left a message or talked to them regarding a \" complaint filed against XXXX XXXX and we need to speak to her today ''. This is not professional and borders on illegal dissemination of personal information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "80's clothes", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "I received a notice from Credit Protection Association in regards to a debt. I set up a payment plan and also mailed the equipment back to XXXX, originator of the debt back in XXXX of this year. Credit Protection Association is reporting to the three credit bureaus for the amount of the equipment, but  this was already returned and I spoke to a representative about this as well. We set up a payment arrangement for 3 weeks in the amount of XXXX. The first payment was taken out of my account and I was assured this would not be reported to the bureaus. Well it comes to find out, they never continued with the payment plan ( I never received a call so I figured its been taken care of ), reported to the three credit bureaus anyways and also the wrong amount as well. Why did n't anyone bother to contact me", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Thanks very much.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "XXXX XXXX stated to me that I was committing fraud by not paying on this debt and that they are filing paperwork with the XXXX county courts. I do n't nor never did have the alleged account in question. They also disclosed my last XXXX digits of my Social Security Number to my parents and when I spoke to them they repeated it back to me again. There were told not to call myself and my parents house and the still did.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due  X/2016  I am not sure how this happened, I believe that I had made my payments to you when I received my statements. I was in the middle of a divorce and it was my understanding that my ex-husband would be taking care of these payment as per our divorce decree.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Goodbye, enjoy your stay.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Please take a look at the attached letters and ID docs for verification that it is I XXXX XXXX filing this complaint. The stuff on my credit report is wrong.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Where would you be coming from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Had a truck loan from HSBC. Kept track of the balance every month trying to pay it off. Loan gets sold to XXXX XXXX and balance is overnight more than {$2000.00} higher. Called HSBC to get balance they sold to XXXX and they refuse to cooperate. I paid the loan off but I still do n't consider this settled. Also never got a lien release from XXXX so I cant register truck in my name only.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am XXXX and cant get student finance because when i was XXXX credit was obtained in my name and at the family address dont know who by or who to ask and now i dont know what to do to help remove these.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I had XXXX credit cards with Chase bank. All XXXX were closed by Chase for \" business reasons ''. No late payments all payments on time and they closed my accounts. \nI contacted them and no one could give me a reason.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "The address of hughes hall is wollaston road.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Thank you, have a great day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I am receiving double jeopardy on a Midnight Velvet account I had. Midnight Velvet is reporting the balance. They sent it to XXXX and XXXX and THEY are reporting the balance ... it subsequently was sent to XXXX and THEY are reporting the balance. XXXX collection balances reporting on my bureaus for XXXX ACCOUNT. This is a violation of federal law. \n\nI have disputed this with all XXXX bureaus and they left the balances on my files", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you have a nice day.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I have sent several letters asking for proof bearing my signature showing this this account has been late. I have never received a response, in fact this account was paid and closed fro over a year and know this company just added that this account is now open and hit me with another late. \ni have also disputed with the bureau and it has gone un answered.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My mortgage statement was dated XXXX/XXXX/2015. It was received on XXXX/XXXX/2015. This lapse of 9 days falls outside of normal postal delivery. I believe that actual mailing date took place on or about XXXX/XXXX/2015. The date on the statement should accurately approximate the date when the statement was placed in the mail.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "the company that reports credit EXPERIAN HAS OVER XXXX XXXX ADDRESSES THAT ARE NOT MINE AND OUT DATED INFORMATIONADDRESSES ABOUT XXXXOUTGATED INFORMATIONREQUESTED A SCORE AND REPORT AND THEY SENT NOTHING", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "According to 609 ( a ) ( 1 ) ( A ) through physical Verfication, verify original signed consumer contract- any and all accounts posted on my credit report.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Transunion had a glitch in their system that violated MY rights under section 6.11. As a result I have been affected as well as my score. No notice was ever given to me -which is also a violation. Iam requesting that ALL inquiries be removed.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Northland Group INC, stated if I pay them in full XXXX XXXX. 2016, they would remove this information off my credit. I paid in full they have not removed the information off my credit to this day, after many attempts. Northland is collecting for XXXX XXXX XXXX Reference # XXXX ph # XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Scam and charge for consolidating student loan. Great Lakes Servicer Referred me to a scam called XXXX XXXX XXXX. Illegally charged me XXXX to consolidate my loan. It was the fault of Great Lakes who did the referral.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The Law Office of Rory W. Clark is attempting to collect on a debt which has been deemed a matter of ID Theft by both XXXX XXXX XXXX ( ID # : XXXX ; XXXX : XXXX ) and the XXXX XXXX Police Department ( I.D. # XXXX ). Furthermore, upon my own discovery, the said law firm has demonstrated to be the subject of several lawsuits against them which casts doubt on the legitimacy of its claims : XXXX ; XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Explained to company going through divorce and did not have enough money to pay remaing XXXX dollars and asked if company could pick up vehicle XX/XX/2018 instead company has repeatedly called my employer when asked to stop because my job uses phones and can not have lines tied up all day with creditor", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "日本で開催されるオリンピックを、見にいく予定はありますか？ -> 現地に行くのはちょっと難しいのでテレビで見ようと思います", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I have received letters and phone calls from this debt collector demanding that I pay a fraudulent PayPal debt. The debt is not mine and I have no knowledge of where it came from or how it became associated with my name. The phone calls from the company are harassing in nature, accusing me of lying and deceiving them when I refuse to turn over my personal contact information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'd like an italian place, thanks.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Not as of yet. Organ printing is still in the developmental stages.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "aadvantage citi card", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have reserved the car.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "6pm clothing", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Yes, please. I'd also like to know the postcode?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have repeatedly asked Bureau of Medical Econcs to provide an original invoice documenting what this debt is for, along with any information that could help me identify exactly what this is for. I have no knowledge of owing the amount claimed of {$110.00} to XXXX XXXX XXXX, XXXX.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Bayildim. kumaşı kalın ve sağlam. iç cepleri olması on numara. rengi çok güzel. foto daki gibi aynı. cok beğendim. hızlı kargo, cok tesekkur ederim", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Wells Fargo is reporting a recent late payment when we were not late. We made the payment over the phone before the due date, got confirmation of the payment as well. \nThey are the ones who made the mistake and they have promised me it would be fixed and they have not fixed it yet.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Has taken months of repeated phone calls to get on a payment plan we were told was available to us, each time we call we get a different cust sv rep and have to reexplain the situation ( was told they could not let me speak to same rep we spoke to previously ), incorrect information told to us about when a payment was due while they worked on a mistake they made in processing for our loan payment.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are XXXX XXXX accounts listed on my credit report on which I was an authorized user in the past. I'm no longer an authorized user and I have requested XXXX to remove these accounts from my file since they do not belong to me. They keep reporting the account as Closed/Paid/Zero Balance.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Student loan was purposely forced into write off, despite offers to repay.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are several hotels in the area that might fit your needs. What is your preferred price range and do you need internet and parking as well?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "HI, The company EOS CCA XXXX XXXX XXXX XXXX XXXX XXXX keeps sending me letters when I 've told them over and over that I never had this account with XXXX XXXX XXXX balance at all XXXX XXXX XXXX verified that there is a XXXX balance since XXXX account # XXXX Please get this company to STOP Thank you XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Not willing to work with me to reduced my monthly payment. I pay over {$600.00} a month. Most of which goes directly to interest not the principle. only a few dollars each month is applied to principle. My interest rates are outrageous and variable.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "2014 ford focus", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I can not dispute the inaccuracies on my credit report because key information about my personal information is wrong. When I attempt to dispute the information, I can not be authenticated on their form because I am entering the correct information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This is XXXX XXXX, who is submitting this CFPB complaint myself, and no third party is involved in the process. I have been dealing with unauthorized use of my personal information. Which result in unauthorized items on my credit report.", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "Not willing to work with me to reduced my monthly payment. I pay over {$600.00} a month. Most of which goes directly to interest not the principle. only a few dollars each month is applied to principle. My interest rates are outrageous and variable.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Equifax has added a 90 days  Fraud Alert i n my credit report stating that was requested by consumer.   I HAVE NOT REQUESTED A FRAUD ALERT TO BE ADDED ON MY REPORT.     Please  REMOVE Fraud Alert i mmediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "You would arrive at LAX International Airport at 1:50 am local LA time.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Sure, I can help you with that. What part of town were you looking for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "電車は好きですか？ -> 正直なところあんまり興味はないですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Yes, thanks. What's their phone number?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Phoenix would be great.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Navient keeps wanting me to apply for forbearance, will not stop harassing me over payments.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "ちょっと特別なスイーツを買うときは近くのお店とか「デパートの地下」とか、利用しますか？ -> あまり利用しないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I was alerted on XX/XX/XXXX that Convergent Outsourcing is reporting a debt from XX/XX/2017 according to their reporting for a {$420.00} debt to XXXX. I do not owe any debt and demand that this be taken off my credit immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX is reporting a car loan on my credit report that does NOT belong to me. I contacted XXXX XXXX several times with NO answer and NO validation of this debt. I filed a police report and I want this account to be deleted from my credit report immediately", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bank of Hawaii is refusing to provide copies of checking account agreements and signature cards. They refuse to do so absent a court order or subpoena according to their customer service representative and the 'supervisor XXXX '. They will also not provide their names or employee ID so there is NO accountability. This is poor customer service. They only provide a single phone # XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have several options for you. Where is your destination?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "This loan was charged off and settled in XXXX of 2016. I requested that all information about this loan be removed as a condition of the settlement however it still appears. This loan company makes predatory loans on small/disadvantaged businesses with onerous terms and high interest. This loan was one of the factors that led to the failure of the associated business.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Is there anything else available?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "The account was never turned into collection. Kay jewelers is the creditor. The account has a balance of {$2000.00} and was opened on  XXXX / XXXX / 2014 . I have filed police and identity theft reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Macy 's has adopted a \" minimum interest charge '' of $ XXXX/month - regardless of the balance due at the time interest is calculated. If the balance due is {$0.00}, for instance, the {$2.00} minimum would reflect a??? insane rate of interest. Does n't seem fair.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "WE opened up Business account at XXXX XXXX XXXX in XX/XX/XXXX. They referred us the First Data for merchant processing. First data closed our account in XX/XX/XXXX ( same month as opened ) and there was {$3500.00} in our account with First data. They said we have to wait 90 days for our money. And they have n't sent our money and wo n't respond to our emails or phone calls. No Im on the match list also. I did n't do anything wrong", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "300 spartans", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This company calls me 20 times a day from different numbers throughout the ALL US States, NOT just CA. I was hospitalized and they were told not to call, yet continued to call daily. They record ALL conversations without notifying the caller, and in CA that is not legal. They call before XXXX, and after XXXX. This is all harassment and they do not care.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Has Philip Mickelson had any injuries?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "There are several trains available. Could you specify which day?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I am a victim of identity theft and XXXX XXXX XXXX  XXXX is a fraudulent account reporting to my credit. I have attached an FTC report along with utility bill, SSN card and drivers license.\n\nFact, The truth and Lending Act is intended to inform consumers about the cost of credit. XXXX XXXX XXXX  XXXX violated my rights by informing consumers that I allegedly owe an account with amount on it to XXXX, Equifax XXXX XXXX. Each violation is a {$1000.00} fine. Exhibit A Credit Report showing all 3 violations.\n\nFact, The truth in Lending Act is intended to protect consumers against abuse and deceit by collectors, and I have been abused and deceived. So be it. XXXX XXXX XXXX  XXXX is falsely publicizing an account addressed to me on XXXX, Equifax & XXXX with no Original Contact which includes My Wet Signature. Each violation is a {$1000.00} fine. Included in Exhibit A Credit Report showing all 3 violations.\n\nFact, 15 U.S.C. 1681 section A, States I have the right to privacy. XXXX XXXX XXXX XXXX has published my information publicly on Equifax, XXXX & XXXX including an allegation account on each. Each violation is a {$1000.00} fine. Included in Exhibit A Credit Report showing all 3 violations.\n\nFact, 15 U.S.C. 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. XXXX XXXX XXXX  XXXX has published an account they have of mine on XXXX, Equifax XXXX XXXX. Each violation is a {$1000.00} fine. Included in Exhibit A Credit Report showing all 3 violations. \n\nFact, XXXX is aware and has proof in attachment labeled as exhibit A that XXXX XXXX XXXX  XXXX Right. So their violation. Like some of the laws that are already common law is in violation of 15 USC 1692. ( B ) ( 2 ). Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer should not stay set that such consumer owes any debt. XXXX XXXX XXXX  XXXX has published an account they have of mine on XXXX, Equifax XXXX XXXX. Each violation is a {$1000.00} fine. Included in Exhibit A Credit Report showing all 3 violations.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "n accordance with the Fair Credit Reporting act XXXX  XXXX Bankruptcy - XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, has violated my rights. \n\n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX XXXX submitted a hard inquiry to Equifax Credit Bureau on XXXX/XXXX/2015. I have no knowledge of this company.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "aarp benefits", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Where would you like to depart from? Would you like to leave on the day of March 9th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Yes the North part of town and the cheap price range", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Who was the green party candidate for the 2019 Canadian federal election?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "What time you want the car and fro where you want to pick it up? From which date you want the car?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "What legacy did Ian Lancaster Fleming leave behind?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My account is related to an old case number : XXXX was turned over to EARLY WARNING and I was wrongfully accused and did have money in my account. \nPlease have early warning clear my name.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Between XX/XX/XXXX and XXXX 2015 they called me 7 days a week 5-7 times a day for a total of about 300 calls within a 45 day period", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had a tax lien that came off my report and reappeared back unto my credit report but it should be deleted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. \nXXXX XXXX XXXX XXXXXXXX, has violated my rights. \n\n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.\n\n15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. \n\nAccounts/inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "They are different name and different address on my Credit Reports and are incorrect", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I'm looking for a particular attraction, could you assist?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Based on the Making Home Affordable Program Performance Report through XX/XX/2015, of the XXXX Tier II modification awarded by Wells Fargo, how many home owners from the XXXX XXXX, XXXX XXXX XXXX received these modifications?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "My credit was pulled by this company that i have never spoken to before nor have any business with. \nCredit pulled on XX/XX/21.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "On XX/XX/XXXX I requested validation of information on my credit files and to have inaccurate information removed. The car company was paid off in full they are still reporting negative information on my report. I have documentation where my insurance has paid them off after a head-on collision. I was in a payment plan paying off the debt. After the payoff, they raised the car over XXXX from where the debt had been paid down. I have documents to provide. Other companies are reporting duplicate accounts for the same dept. which is inaccurate. I have information reporting over seven years Lastly other companies for which I have never done business are on my report. Negatively reporting information on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "1954 ford for sale", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "calling for a person that is n't at this number, says to call them at XXXX and use a reference number. i advised them XXXX on the phone and left info on their web site this person is not at this number. after telling person on the phone the robo calls started", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I ca n't understand who and why they came to drop off a document of a summons and need fo you to validate all these ... So provide all details of my request ...", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "おすすめの作品などはありますか？ -> 作品というよりも画家でいうとそれこそ長谷川派の面々ですとかですかね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "a bubble letter", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Fleming's legacy is the James Bond series of novels, which sold 30 million books during his lifetime, and 60 million books in the two years after his death. The Bond books continue to influence cinema and other literature.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Great, thanks for your help.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "The TR7509 departs Birmingham New Street at 13:40 and should get you to Cambridge by 16:32. Would you like me to book you a ticket? Or perhaps an earlier train?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I got a notice thru XXXX that I had opened a credit card XXXX XXXX with a limit of {$3000.00} and a 0 % utilization as of XX/XX/2016 and the card was supposedly issued on XXXX XXXX, 2016. I have not applied for any credit cards from XXXX and am not pleased that it has showed up on my Transunion and XXXX reports. Can you please investigate for me?", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was on a website the other night looking at information for a credit card from an ad that was supposed to be a \" pre-approval ''. Once I realized that the company was going to do a hard pull on my credit report I backed out of the application. Some time later I received an email stating that I had a new inquiry on my credit report. \n\nOnce I contacted the company directly from the information provided on my credit report ( XXXX/XXXX  XXXX, DE XXXX ( XXXX ) XXXX ), they claim that they can not remove the inquiry from my credit without stating it as \" fraud ''. The rep I spoke to states that her supervisor informed her that they will have to investigate which will take up to 30 days but can not guarantee the inquiry will be removed. Again, I explained to her that I not someone else backed out of the application, that there should not have been an inquiry in the first place. \n\nThe rep became short and advised \" I just have to wait '' to see what her supervisor decides. If it was not \" fraud '' then it has to stay on my credit. Further in conversation I again advised the rep that the application should have been deleted and not processed since I backed out of it. She informed that there was nothing else that could be done. This is unacceptable, since I backed out of the application before hitting the submit button. I 'd like to see this inquiry removed from my credit report expeditiously.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Repeated calling my number with an automated phone number. \nI have never been able to talk to a real person. \nI do not owe any outstanding debts.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "While not exactly injuries, in 2010, Mickelson stated that he had be diagnosed with psoriatic arthritis. In the fall of 2016, he also had two sports hernia surgeries.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "50 shades freed", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "Continue to have issues with Equifax credit reporting service removing and then replacing collections on my report. XXXX XXXX removed both collections from XXXX and XXXX from all XXXX credit reports. Equifax removed the accounts, then placed them back. Each time they do this, it hurts my credit score. Equifax continues to not fix errors on reports, and when they do, they turn around and place the information back on the report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'd like to find a train please.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2020 bronco", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "In checking my credit reports, I noticed that my student loan had doubled the amount owed from Navient formally known as XXXX XXXX. They are claiming that I owe them XXXX for my XXXX education. I am in disagreeance with them regarding this amount. The amount previous shown was XXXX it has now doubled. I am requesting proof. It also indicates that this loan is 91 % paid.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I submitted the online form to request my credit report annually at the very end was denied access to view my report and was given instructions another options to view", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Months ago, I have sent a letter to the XXXX credit bureausasking them to correct this questionable information, but nothing has changed. I shall take legal action against you because I believe you have not authenticated these things in line with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). This was previously mentioned in my previous COMPLAINT #, and I'm including it once more. \nXXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX  XX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "That's all I need. Thank you!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "My card was made inactive as usual when you go over the limit for your plan in a month, prior to this the amount I had available at that time was XXXX {$.00} it was there until RUSH card system went down then the balance changed to {$0.00} when I access my online account. I 've called customer service several times and have been told the system is still down at this time and no answers for me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Company contacted my cell repeatedly. Since I did not answer, they attempted to contact my managers at my work on X/XX/17 at XXXX XXXX. I 've told XXXX XXXX that he is not allowed to call my work and he says are you going to call me back then?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have sent via mail, fax, site upload the required documents to block a fraudulent account on all my credit reports and neither bureau will follow rules and remove the information. This is a serious matter that needs attention immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A bill for {$93.00} that I do not owe. Looks like a scam letter.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "20 Temmuz dan beri halen gelemeyen ebebek ten aldım kargom. Kargomsende tarafından teslim edilmedi ürün bir koli bebek ıslak mendildir her yerde olan temini ve telafisi çok kolay olabilecek bir şey olmasına rağmen cook yazık!? Her gün teslimat tarihi erteleniyor ve ücret iadesi yapılacağı söylenmesine rağmen oda yapılmadı", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "ポルカドットのアイテムを持っていますか？ -> 持ってると思います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I do n't have a Sears card anymore, I did n't Renew it. Montgomery Wards was in a bankruptcy OVER 29 years ago. I have ONLY 1 credit card. A XXXX card. Not late on payments", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "Are you looking for Business tickets? Is the arrival scheduled to be for the day after?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "What methods are used to determine the safety of drinking water?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Sure where are you travelling from and at what time do you wish to travel?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Arkadaşıma hediye aldım çok beğendi her kıyafetle uyumlu 10/10", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I was looking at my credit report a few years back and saw a collection account that I was not aware of. I also started getting calls from this entity, sometimes 10 calls a day. I told them I didnt recognize this debt and I already disputed it through all of the credit reporting agencies. They said that I owe the debt and still continue to call several times a day. I have no idea what this is for and told them so.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "きょうはここまでなにで来られましたか？乗り物は乗りましたか？ -> はい今日はモノレールと地下鉄を使って来ました", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have continually been called by summit receivables a collection company in regards to a payday loan lender. After many unsuccessful attempts to tell them to quit calling me they continue and while on the phone are very harassing, including will not disclose who they are or who they are with. They called From a local number XXXX. They called at all times of the day", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How about a standard Accord? It's available March 2nd at Grand Central Station.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "They called my mother 's private line asking for me. They called at XXXX on a XXXX morning waking my elderly mother.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近、学校にはいきましたか？ -> 学校学校母校には行ってないんですけどお仕事などの手伝いで小学校などに訪問したことはあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "That one works for me. I'll need a bus to get there.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I did not owe the debt and it was disputed on my credit by XXXX. It is no longer owed but a different collector is requesting the debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have received XXXX to XXXX ROBO calls from Synchrony Bank daily related to Amazon credit card. I did use this card and scheduled XXXX payments XXXX, XXXX and XXXX to pay off the charges ( 6 months interest free if paid ). First payment is XXXX/XXXX/15. This was based on their payment schedule. Their system when trying to connect from the phone calls was failing to transfer to a person until tonight.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My Mom passed away and we are trying to close her account with CITI home equity the loan was paid off last year we keep getting bills for {$650.00} i think they are fee 's from the company I have tried for days to reach someone there are no branches in the area and when i got a offshore person they told me to go to a branch Please help me close this loan and stop them from leading in Massachusetts because there is no one to service the loan", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I was scammed by XXXX out of more than {$7000.00} dollars just for one semester. It did not improve my way of life or help with anything but increase my debt. I can not pay this back as I have no means too", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Can You book that for me for Friday. 2 nights, 1 person.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I'm leaving from London and going to Seattle, I have 0 bags to check in, I'm just bringing a carry-on, I hate traveling while loaded down.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Someone used my personal information to open a fraudulent account that resulted in a charge off on my credit.I didnt open this account and didnt know of its existance until I received an alert on XXXX XXXX that I have a charged off account. \nPlease see the attached Federal Trade Comission report and remove this account from my credit profile as its NOT MINE> I paid the balance that was due", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I noticed that there are XXXX federal lawsuits against the Navient Corp for the way they handle consumers who requested repayment plans. Exactly what happened to others about their student loan happened to me. I called the company and requested to work a payment arrangement based off income. They said they would get back with me. When I did n't hear from them I went into my loan information online and found they had deferred my loan. This was the second time they had done this in 2 years. I am willing to make the payments, but my income was not going to accommodate the amount they were requiring. This loan comes off deferment next month and I will again call them to arrange payment plans.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "18 temmuzda Karaca vega subayevleri mağazasından 2 adet çaycı aldım. Kargoyla teslim edilecekti ama söyledikleri kargodan farklı bir kargoya verdikleri için adresin git gel 4 saatlik mesafesine şubeye göndermişler. Oradan o hafta iade oldu ve yaklaşık 3 haftadır ürün mağazada olmasına rağmen tarafıma gönderilmiyor. Yazlıkta kullanacaktık tatil bitti- resmen koca marka tarafından oyalanıyoruz ki mağazayla da kaç kere görüştüm", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I 've spent 4 hours trying to freeze my credit with Trans union. There 's not a free way to do it with them anymore. The representative on the phone told me to call back and enter my credit card information into their automated system in order to manage my credit. I 'm so infuriated since freezing my credit with them is impossible since equifax poorly handled my most private information. I do n't know what to do about this.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "please find attached the documents and my dispute letter for XXXX of my XXXX accounts, these accounts have never been late and never been delinquent. i have disputed few times with XXXX major credit bureaus but not been successful, also have written letters to the creditor as well, still no resolution. \nplease help me to remove these late. negatives from my records. \nthank you", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Midland Credit Management , Inc. constantly keeps sending me letters, and contacting me about an account that is not mines. The account was opened fraudulently and does not belong to me. The company keeps harassing me about debt that I have no knowledge of.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "今撮りに行きたいと思っているところってありますか？ -> 実はこの大学の近辺です初めて来たので", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Company was notified that debt was not mine, I requested debt validation and still no response. I never entered a contract with this company. In fact they have  XXXX  accounts linked with the same account number on my credit report. Its unauthorized", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I found 2 flights that work. How about Southwest airlines with 1 layover and a 6:25 am departure for $298", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I would like to leave on sunday please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "A collection agency keeps reporting a collection account on my credit report which does not belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ajet firması, uçağımın kalkışına 10 dakika kala check-in yapılmış biletimle uçağa almadı. Aktarmalı gerçekleştirdiğim bu uçuşta Trabzon Havalimanı'nda 1 saate yakın uçağı beklemiştik ancak kalkış süreme 10 dakika kala aynı firmada uçağa alınmıyoruz ve uçak dolu diye söyleniyor. Yani bu durumda benim biletimi bir başkasına satmış oluyorlar. Ajet firmasından kesinlikle şikayetçiyim.", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "express by holiday inn cambridge is a nice one. Do you want to book ?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Yes, that did the trick! Your reference number is OTN7HHGY and they'll hold the table for 15 minutes. Is there anything else I can help you with?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Black peppers are produced from unripe drupes of the pepper plant. The drupes are cooked in hot water, then dried by the sun or by machine for several days.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "4 flights are for you. You may choose American Airlines at 9:40 am with 0 stops and ticket fare is $119.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I am interested in root absorption.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "それは「最近」食べられたんですか？ -> うんよく食べますよ冬は特に美味しいですよね体もあったまるし", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "aaa california", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "What type of grain is fermented in making sake?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My name is not XXXX. \nI never lived at XXXX, NY XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I received a discharge on X/XX/2009 for total XXXX and never heard anything from XXXX only from XXXX ..XXXX has put incorrect info on my credit report XXXX XXXX and did not understand what was going on and its caused my credit report to show I am in default.., I have never received anything from this company, they have ruined my credit,", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Equifax refuses to unfreeze credit despite repeated attempts to do so. Possibly confusing me with my twin sister.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX IS FAILING TO REPORT MY AUTO LOAN TO ALL BUREAUS EXCEPT XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are 13 colleges located in the center of cambridge. Would you like a recommendation?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "アニメ化することはご存知でしたか？ -> ＮＨＫでちょっとだけコマーシャル見たような気がします", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I sent certified letters to all three credit bureaus and have not got a respond back.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Aşırı kaliteli diyemem ama güzel ben beğendim", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "no, how about british food?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Equifax allowed ( an ) unknown individual ( s ) access to all of the identifying financial information of almost every adult American, myself included. \n\nThe US needs a new, better way to manage credit. Having three credit bureaus control this information is ridiculous and the problems that will come from this leak will be disastrous.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/XXXX I made 2 payment via XXXX bill pay to Wells Fargo Dealers Services. The first on in the amount of {$4900.00} was a payoff of the car loan and second in the amount of {$3000.00} was made in mistake. I called WF to explain what happened that I 'm owed over payment of {$3000.00}. After few calls, they locate that money and said they will issue a check on XX/XX/XXXX. I waited and waited and called them yesterday since it 's been over a month and I have n't received anything yet or seen anything in my bank account. They said that they sent a check to Payment Processing Center, XXXX XXXX XXXX on XX/XX/XXXX. Why I asked they why they sent it there, they had no explanation. It should have been sent either to my home address on a loan or via direct deposit since payment were made through bill pay. I asked them to put a stop payment on a check and issue a new one and send it to my home address. They refused because it was cashed on XX/XX/XXXX. I called a bank 3 times yesterday and they can not locate anything. I asked WF about prof of being cashed but they refused to send me anything. My hands are tied now, bank says they do n't have anything and WF claims the money was sent! What am I supposed to do now? I spend 2.5 hours on the phone yesterday going back and forth and nothing! And XXXX XXXX XXXX? It sounds like scam! If I were late on my car loan, I would have been charged late fees. I not only can not charge late fees on my {$3000.00} that they have but ca n't even collect my money back from them!", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "On or about XX/XX/XXXX Fedloan Servicing inappropriately sent my account into default. We had sporadically been late or had fallen behind due to a serious medical condition, but were told by Fedloan after multiple calls we were still in good standing. Around that time the Dept. of Education ( DOE ) notified me that I had to go through a loan rehabilitation due to reporting from Fedloan. We reluctantly agreed to and entered the rehab XX/XX/XXXX and successfully completed the program XX/XX/XXXX. During this time, our mutually agreed payment was being remitted to the DOE since no other instruction was given during this time to change payment elsewhere. After many hours of corresponding with the DOE and Fedoan I discovered the DOE would forward the payment every 3 months to Fedloan. During the entirety of the loan rehab and up until today, Fedloan has been sending negative damaging information to all credit reporting bureaus due to an ongoing administrative error on their part. This has caused extreme financial hardship to me and and my family to the point that it has essentially ruined our lives. This company is extremely difficult to contact and work with to try to settle the dispute. I have spent hundreds of hours on the phone, online, direct mailings and filing dispute forms as well as providing proof of timely payment to them or the DOE. The most recent dispute was filed several weeks ago with once again no response. This company has the worst customer service I have ever experienced. I will furnish all supporting documentation upon request. I will not waste more time proving my compliance to the loan conditions that the DOE and Fedloan had set forth until I have assurance this forum is real and intend to pursue this complaint.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "This is my NUMEROUS request that I have been a victim of identity theft and that no one seems to care, that I want to dispute specific records in my credit file that do not belong to me, or that I have signed any agreement. These items I'm challenging have nothing to do with any transactions I've done or authorized to gain products, services, or money. Please remove the following items : XXXX XXXX XXXX XXXX XXXX, CA XXXX XX/XX/XXXX ; XXXX XXXX XXXX Balance : {$350.00} ; XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX Balance : {$60.00} ; XXXX ( OriginalCreditor : XXXX XXXX XXXX ) XXXX Balance : {$330.00} ; XXXX XXXX XXXX XX/XX/XXXX ; XXXX  XX/XX/XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "- We purchased our family home located at XXXX XXXX XXXX XXXX in XXXX XXXX in XXXX. We have resided in our home as our primary residence since that purchase. We fell behind when the business owned by XXXX XXXX went under in XXXX. The XXXX 's financial sit", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "My identity has been compromised by somebody that I do not know. Please feel free to give me a call if you have any questions or concerns.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "Can I get their postcode too please?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Hello, I promise this derogatory mark is n't mine it was the result of my identity being used by some unknown person. I 've never bought or received anything from this company. I never lived at the addresses associated with it. XXXX XXXX XXXX, XXXX XXXX, 2017,  {$6700.00} Thank you. Best, XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm looking to reserve some tickets to an event on the 11th of this month in SF.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I want to make a restaurant reservation for 2 people at half past 11 in the morning.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "BA-YIL-DIMM çok güzel çok beğendim kaliteli", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Fine, you can go now.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I received this letter from this company demanding money. To my knowledge this company has never provided me service and nor have I ever agreed to pay for said services", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sorry, I did not find any useful information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "2002 jeep grand cherokee", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX XXXX XXXX IS THE NAME OF THE COMPANY, I WAS TOLD MY LAST PAYMENT WAS XXXX AND I PAID IT, NOW THEY SAYING IT WAS XXXX DOLLARS, AND THIER IS A XXXX DOLLARS LATE CHARGE, I TOLD THEM WHAT I PAID CAME FROM YOU GUYS TELLING ME THAT, AFTER THAT THEY CALL ABOUT 3 TIME A DAY TRYING TO COLLECT, I TOLD THEM AND EMAIL A STOP CALL LETTER BUT THEY SAID SINCE I OWE A DEBT THEY GOING TO KEEP CALLING", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Using the Navy Federal Credit Union App, I accidentally transferred {$570.00} to the wrong member. The Credit Union has made attempts to contact the member, but has not returned my money. I would like to have the funds returned.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am one of the 140 million American whose data was exposed by the Equifax breach. In order to protect my credit and my financial future, I now have to freeze my credit with all three credit bureaus, including Equifax. As Equifax charges a fee for this freezing, they are essentially charging me for their own negligence and profiting off of this situation. I should not have to pay for this company 's negligence.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "42 inch plasma tv", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "14k gold chain necklace", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "放送予定のドラマでは「アノネ」というドラマが注目されているようです．ご存知ですか？ -> いいえ知らなかったです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I tried to have a have a collection company removed from my credit report which I am not responsible for this debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have sent letters 5 times showing that information should be deleted from my file and they still have not removed the information. they are refusing to help me. below are the companies that should be removed, I have attached the letters I received from the companies for these items to be deleted. \n1. XXXX XXXX. XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting act XXXX  Account # XXXX Exeter Fin, Account # XXXXXXXX XXXX, and Account # XXXX Child Supp has violated my rights. \n\n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I, XXXX XXXX, am filing this complaint on behalf of myself for false reporting misleading information. This complaint has not been filed by a third party nor was it filed in error.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I'd like to find a place to dine in the north please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "On XX/XX/2021 sent a letter regarding inaccurate and unknown things on my credit report, To this day over 30 days later I have not received a response yet. I feel like I'm being taken advantage of and being ignored of my disputes. Section 611 ( a ), it is plainly stated that a failure to investigate these items within 30days gives a reason to immediately remove those items from my credit report it has been over 30 days so they should be deleted promptly. I demand these accounts be deleted immediately or I will file for litigation due to the stress you caused me. My information was also impacted by the Equifax, XXXX and XXXX data breach and may have got into the hands of the wrong person.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Experian is reporting two addresses that belong to me.      XXXX   XXXX   XXXX   XXXX   XXXX   XXXX  TX  XXXX  and  XXXX   XXXX   XXXX   XXXX   XXXX   XXXX  CA  XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "EXPERIAN HAS REFUSED TO DELETE A COLLECTION ON MY REPORT THATS BEEN IN THERE FILE OVER 27 YEARS. FEDERAL LAW THIS COLLECTION TO BE DELETED AFTER 10 YEARS. \n\nTHE COLLLECTION ACCOUNT THATS BEING REPORTED IS : XXXX/XXXX ACCT # XXXX SINCE 1991", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Good day! \nI was trying to get a approval to buy a house and I received this report on my Transunion credit bureaus that I was late on XXXX XXXX for 60 days in XXXX and XXXX month XX/XX/2014, it is incorrect information I was always on time and never was late for 30 days or more I paid XX/XX/2014 and XX/XX/2014 bill, and here is a proved in attached file, please I wanted CFPB to help me to remove this delinquent from my Transunion bureaus.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Company was contacted in XXXX of 2017 about validation of account. After 30 days letter came in the mail without validation that was requested stating that they were disputing my claim but still has not validated. Company refuses to remove their reporting to all 3 credit bureaus also, even though they were unable to validate.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay, I've booked a table at the Curry Prince for you. The reference number is NZ5WKZ9V . The table will be reserved for 15 minutes.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Can you really hear the ocean if you hold a seashell to your ear?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "50th anniversary gifts", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I filed a chapter XXXX Bankruptcy on XX/XX/2011. When I went to check my credit report recently there was something from XXXX XXXX XXXX   which was included in my bankruptcy and should not be on there anymore. I don't know why its still showing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX AKA XXXX XXXX XXXX FOR A YEAR NOW HAS BEEN REPORTING DUPLICATION ON SAME ACCOUNT ON MY CREDIT REPORT. I ASKED FOR LICENSE NUMBER STATE RIGHTS FOR CLAIMING IN MY STATE. I ALSO WANTED VALIDATION OF THE DEBT REPORTING IN WRITING AS WELL ONLINE AND HAS NOT RECEIVED ANYTHING FROM COMPANY. THIS SAME DEBT CONTINUES TO BE REMOVED AND ADDED BACK OR REPORTING AGENCIES NAME CHANGE", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I sent documentation to the three credit bureaus to remove XXXX XXXX XXXX from my credit report along with a letter from XXXX XXXX. The file was not removed from XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On my Transunion Credit Report, XXXX XXXX ( Acct # XXXX ) which was open in XX/XX/XXXX is currently reflected as ( Open-Derogatory ) and not reporting since XX/XX/XXXX. \n\nThe correct status should be reflected as ( Account is Closed, Included in Bankruptcy ) as of XX/XX/XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I requested two checks from within my XXXX account associated with email XXXXXXXXXXXX. The request was made on the XX/XX/XXXX and it is now the XX/XX/XXXX and I have yet to receive them. There transaction IDs are XXXX and XXXX. PayPal has shown a message for each transaction ID as invalid which shocks me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The bill was paid to a different collection company. We have spoke to ic systems and provided proof of payment of the bill and they still will not remove it from my credit report. They still request payment even after XXXX XXXX XXXX stating that there is no bill due. I spoke to XXXX to verify no bill was due and indeed no bill is due and they told me to tell I C System to prove the bill is due or remove it from my credit report and they refused.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What time do you need it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Bank of America is charging me fees for my former credit card account which was closed on XX/XX/2016. I have contacted them several times to no avail. The account is closed. I moved from XXXX to XXXX last year. I had BOA accounts for 20 years in XXXX. I am now in XXXX. There are no BOA locations here. The closest XXXX to me now is XXXX miles away. All my BOA accounts are now closed, but BOA continues to send me monthly statements for credit card fees.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX/XXXX/XXXX I initiated a wire withdrawal from Coinbase. \nThe transfer ID is XXXX The amount was for {$10000.00} USD Outgoing to XXXX XXXX XXXX XXXX The estimated payout date was XXXX XXXX - XXXX XXXX, XXXX UTC I have tried reaching out to the company through a support ticket but have not heard back. \nI am worried about my money.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Your welcome. Have a nice day.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Received a notice of debt collection by a company named XXXX XXXX in the amount of {$2800.00} owed to Wells Fargo Bank. I contacted Wells Fargo Bank to confirm I owe no debt and they verified I had no such debt or account with the bank. This is a phantom debt claim. Non existent.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "i been paying loan for about 10 years hasnt went down payments to high and intrestrate to high.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "What else do you have?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "XXXX/XXXX/2016 Dear Colleague, RE : Unauthorized inquiries Below please find enclosed a description of the event occurred that is needed to resolve this case dated as of today XXXX/XXXX/2016 at XXXX If you have any questions about completing your investigation please contact me directly at XXXX ext. XXXX.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "The collection company by the name of \" MCM '' or \" Midland Credit Management , Inc. '' has been threatening to sue me for debt that is way past my states statute of limitations. I wrote them a letter to stop harassing me or I would take further action. They ignored me and sent me another letter. I am now contacting the CFPB for their assistance to help me get these leeches away from me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How many countries does the popular restaurant chain Chipotle serve?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have 5 different expensive hotels around town. Do you have a preference as to what area you would like to stay?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I filed online dispute XX/XX/XXXX. Contacted XXXX with certified mail included documentation that was signed for XX/XX/XXXX by someone at company. Requested validation of debt in letter XX/XX/XXXX. No contract with this company must remove debt from credit file ASAP!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Ive been a victim of identity theft", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "Black pepper is native to South Asia and Southeast Asia, and has been known to Indian cooking since at least 2000 BCE.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "It should be on Wednesday next week", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Experian has reported wrong information to my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "CRA VIOLATION / NEVER LATE ON THE ACCOUNT. \nCRA VIOLATION / NO KNOWLEDGE/ TOO MANY INQUIRIES ON MY CREDIT REPORT.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Chase has reported my home loan as paid XXXX balance included in my bankruptcy. My home loan with chase was excluded from the bankruptcy. I make monthly payments and have never been late & I have a loan balance. How can they report a XXXX balance and that I have not make a payment since 2013 when I send them a check every month.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Which restaurant do you want to book a table at?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "XXXX, the car is financed by gmac I submitted the paperwork by my insurance adjuster the estimate and the check to be signed by gmac to get the car fixed it has been over three months with more conditions to get the car fixed, the refuse to send me my original estimate", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was told to be able to skip a month with Go Financial, I needed to make six payments. I did that and then called and tried to skip a month, JUST ONE because I had XXXX and was out of work, and am the only one working in my home right now. They gave me the run around and gave me XXXX, refusing to allow me to skip a month", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "There are multiple fraudulent accounts opened on my credit file due to fraud. I filed a police report and sent it in to the police station. The company would not remove the fraudulent accounts per my police report.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Did he ever get involved with any other art media besides photography?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Americollect called me on XXXX XXXX, XXXX, at XXXX XXXX and I could not answer the phone for them. I checked my credit, and it shows them 6 times on my credit report ; three of them are the same amount. XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX for the amount of {$680.00}. They also have XX/XX/XXXX - {$560.00}, XX/XX/XXXX - {$710.00}, and XX/XX/XXXX - {$1000.00}. In the state of Georgia, the debts are actually uncollectible after 4 years and these collections are over the 4 years mark. Also, I did not give my content nor do they have anything written nor signed by me that they have the authority to be collecting old debts nor have I given them any of my information. Due to this situation, I am not being accepted to open a joint account with my husband.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I had fraud on my account. XXXX XXXX did send me a new card and credit back the fraudulent charges however they reported the balance to the credit companies ( Transunion and XXXX ) and my score has dropped drastically .This needs to be fix asap", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "That works for me.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Departure city?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I am a victim of fraud and have since put a fraud alert on my file..I recently took a look at my credit reports and saw a overwhelming amount of inquiries that I do not recognize nor do I recall authorizing..I stated my concern to all three credit bureau 's through a complaint with the BBB to no avail in regards to having the inquiries removed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Beğendim kargo hızlı", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "What day are you leaving?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "There is a company collecting a debt which is past the statute ( all old debt I ever had was back in 2008 ) and I have requested several times validation and nothing has been received.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "13/08/2024 tarihinde +265 884 29 59 84 numara tarafından \"yağız, finansal hesabın eklendi. Hesap: py*** Şifre: qh*** USDT Bakiyesi: ***********[tepois.com] Güvenli bir yerde saklayınız\" adına saçma bir finansal hesap açıldığı ve şifre tarzı paylaşım olduğuna dair bir mesaj geldi. Bu numara ve kişiyle hiçbir bağlantım yoktur. Numaraya cevap vermedim. Kesinlikle şikayetçiyim. Hesap bilgilerime el konulup telefon numaramın kullanılması, yayılması veya WhatsApp'ta bulunan bilgilerimin dağıtılması veya üzerime herhangi bir borç çıkması durumunda hiçbir sorumluluğu kabul etmiyorum. Tüm sorumluluk WhatsApp'a aittir. Şahsım adına gelecek herhangi bir soruşturma veya borç hakkında WhatsApp sorumludur. Benim numaramın bu kadar kolay bulunmasından dolayı sorumluluk kabul etmiyorum.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I have been repeated called by XXXX XXXX after changing my number two times and making my number unlisted. They have pestered me to death several times a day. I am a day sleeper and the constant calls are driving me nuts. This bill was to be paid by my ex-husband as a part of my divorce. That was over 5 years ago. Please help me to get these people off of my back. I have no intension of paying them. Thank You", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Is Alaska Airlines alright for you? There is a flight that takes off at 11:10 am with a price of $322 per ticket. It has 1 layover.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Ahe bireysel emeklilik hesabımın düzenli ödemesi 600 TL iken bu ay 20002 TL para çekildi maaş hesabımdan. Açıklama olarak gelen bir bildirimi onaylamış olabilme ihtimalim olduğu söylendi. Böyle bir talebim olmadığını ve ödemenin iade edilip normal ödeme düzenimden devam etmek istediğimi bildirdim. 8 gün oldu. Her aradığımda aciliyet bildirdiklerini ve 1 gün içinde çözümleneceğini ifade etseler de 8 gündür oyalıyorlar beni. Şu an herkes kredi kartlarından harcayarak geçim sağlıyor ve ben ödeme yapamadığım için her gün güncel borcuma faiz işleniyor. Daha ne kadar mağdur edileceğim? Bunu bildirmeme rağmen kendi talebimle açtığım bireysel emeklilik hesabıma çektikleri hatalı tutarı almak için daha ne kadar mağdur edileceğim?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "Aradık rezervasyon için depozitosu sigortası eşya sigortası sağlık sigortası falan filan derken 35.300 TL para yatırdık rezervasyonumuz yapılmadı geceden beri parayı geri almak için uğraşıyoruz dekont gönderdik parayı gün içerisinde göndereceğiz diyorlar ama 1 TL bile hesabımıza gelmedi.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I am receiving double jeopardy on a Midnight Velvet account I had. Midnight Velvet is reporting the balance. They sent it to XXXX and XXXX and THEY are reporting the balance ... it subsequently was sent to XXXX and THEY are reporting the balance. XXXX collection balances reporting on my bureaus for XXXX ACCOUNT. This is a violation of federal law. \n\nI have disputed this with all XXXX bureaus and they left the balances on my files", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "received a call from evans law association at phone # XXXX they threaten that they had a law suit against me and rep was very rude and when she thought I hung up the phone she called me a loser. also threatened me if I did n't pay today that they would move forward. asked for proof of debt unable to provide proof of debt in U.S mail. This company have a lot of complaints for illegal practices.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am a victim of identity theft and noticed a collection from Enhanced Recovery. I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against Enhanced Recovery in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Please consider this correspondence to be formal notice that our mutual client is hereby Submitting a complaint because your company failed to evaluate this borrower for all loss mitigation options available in violation of Regulation X, 12 C.F.R. 1024.41 ( c ) ( 1 ) ( i ).\n<P/>\nNo response to our QWR and NOE request provided by the lender.\n<P/>\nThe lender has also failed to respond to our Notice of arbitration and Lis Pendens", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This debt is a result of me co-signing a student loan. They call allday long. If you do answer they demand personal information ( last XXXX of ss # plus date of birth ) before they tell reason for call, When I refuse to provide info over phone they hang up and call back within a hour. I have repeatedly ask them to stop calling. I 'm not avoiding the debt, they always get paid. I just do n't want to be harassed.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Please confirm your reservation for 1 ticket for the White Sox Vs Astros game on March 11th in Chicago.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "On XX/XX/XXXX I discovered that there was a new debt that sneaked its way to my credit files with no absolute notice, so i disputed this unknown debt with all credit bureaus. A day or XXXX later quick quick the bureau got back to me via notification that the debt was valid and would remain on my file for 3 months and that the debt was Validated whatever that statement meant then a Huge Red wording appeared on my report atop the erroneous debt of potentially negative. So i reached out to the Phoenix Financial XXXX by phone and at first spoke with a XXXX who was very loud and XXXX telling me that I owe this debt that i knew nothing of. I asked where did it come from she stated she just received it in XXXX od XXXX and she sent me a notice in XXXX of XXXX i never received anything and i never ever received a phone call on my number though she claimed she called and i advised if they tried me on my company phone which i have a do not call registry on then they broke the law and she said she could still call. Anyways I gave her my correct number to call on XXXX so they stop breaking the law. and i told her if they needed to reach be that would be the number, we further discussed the nature of the business from whence it came and for what i was being charged and most importantly WHEN WAS THIS BILL GENERATED. she said XXXX of XXXX. I said in Fl you shouldn't even be trying to collect something like that which is XXXX XXXX XXXX. She said well I just got it. I asked where did it come from and she could not tell me as SHE DID NOT KNOW. So after she described what was being charged i said that i had some of those symptoms in the pass and it was taken care of by insurance at the hospital if thats where its coming from. they could not verify they only stated THAT ITS AN INDEPENDENT XXXX WHO WORKED UNDER THE DISCGUSE of the hospital and so its a separate bill but she will give me a 75 % discount od XXXX of XXXX if i agree to pay it and it will last for 4 months though the credit file states remaining on for 3 months so then my Grown boys heard the conversation and told me to have them send me the exact bill and from the direct creditor which she claim she has requested the XXXX XXXX to send to me and i gave her too my address as im not afraid to take care of my responsiblity but this DEBT IS XXXX XXXX XXXX and should have been dismissed as statute of Liability passed. the debt was from XX/XX/XXXX - XX/XX/XXXX. Shame on them. \n\nI called back 3 days later and got another Rep XXXX who was the most Rude and he wanted to talk over me and did not want to communicate just trying to re-iterate that the bill is correct and they took care of it 3 days ago as if he wanted me to vanish away but i insisted i needed clarity as i had more information but he wasn't having it I even mentioned that in MY RESEARCH I WILL REPORT THE MATTER TO THE CFPB AND THE COMMISSION and he rudely said GO AHEAD report to whomever I want so he became hostile and being insultive and was trying to be loud and MATTER of Fact with his XXXX XXXX but I told him I wasn't afraid of him though XXXX XXXX and if this how he talks to his Elders i cant begin to imagine the way he speaks to his mom and he calmed down and said u dont know me, then i said you dont know me either so speak to me with respect and he hung up the phone in my face. Bottom line please have these folks remove this derogatory from my files. its NOT MINE it could be anybody 's YES I HAD back issues and XXXX have checked it out at different places even today at XXXX XXXX but i thought it was university hospital so i called them there and they had absolutely no debt there fore me. The last time i was at that hospital was XXXX for covid, All my hospital bills are paid through insurance so if XXXX XXXX XXXX worked there private as per XXXX at Phoenix Financial they were wrong not to collect my insurance at the time of service when rendered. Not grasping at straws 7 years later. Please help me here to lay down the law someone is just not being cognisant or they just don't care.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "that should be after 16:15. book for 6 people and give me the reference number please", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "では、電車はよく利用しますか？ -> あんまり利用しないですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Debt does not belong to me and after research I have found National Credit System does not have License to collect in my state which is Florida", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Tuesday, XXXX XXXX, 2016. getting these calls at my place of work, contacting my supervisor ; XXXX ( FILE # XXXX ( XXXX XXXX XXXX ) ; not sure who this is ; they say they want tos serve me legal papers at work ; scaring me and my husband", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "P & B Capital XXXX keeps calling.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "How much is the fare on that train?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Receives calls 3-4 times a day everyday but no message. This number comes us on my caller id but because i 'm at work I do n't answer it.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "XXXX emailed me that I have a account in collections on my credit report, I called the collection company and explained the debt is not mine. I then called the company that sent the info to the collection company and have no gotten anywhere in over a month.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Equifax allowed my private information to be accessed ( and likely published ) without my consent.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want to know more about the Roman barbarians!", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Convergent/XXXX calls me on my cell and at my work number. They wo n't give me any information about \" the personal issue '' until I verify my last XXXX Social Security numbers, address and birth date, which I will not do unless they tell me why they are calling. They then tell me they will report that I refuse to cooperate, and hang up. There has to be something that can be done to stop this kind of harassment and bullying.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I contacted equifax to put an alert on my credit about 4 weeks ago which is good for 90 days. I logged into XXXX and found my address was updated to an address I have never lived at in state I have never resided in. I would like to know what I can do to get the XXXX or XXXX fradulant accounts removed from my credit and what to do about finding the person who did this. I do have their address.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Although I can't say with certainty how much of India was under the Mughal's control, at its height, their empire stretched from the Indus basin in the west, Afghanistan and Kashmir in the north, Bangladesh in the east, and the Deccan Plateau in the South. By the time of Emperor Aurangzeb, the Mughal Empire had conquered almost all of South Asia.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Experien Refuses to investigate and provide documentation of such for XXXX accounts that are past the date of first deliquency. Information in thier records is inaccurate. I have attached a copy of a previous credit report I obtained from Experien showing that they changed information they had on file. They have carelessly ignored my requests to remove these items. I have attached copies of XXXX accounts.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "aarp travel center expedia", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Is Philip Mickelson still a golf competitor as of 2022?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "In 1986 he sent India's navy to Seychelles and averted a coup, in 1987 India re-occupied the Quaid Post in a disputed region of the Indo-Pakistani border, and in 1988 he dispatched 1500 soldiers to Maldives to suppress a coup.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "A company by the name of Arnold Scott Harris, PC ( XXXX ) is attempting to collect a debt that does not belong to me. I 've asked them to provide proof of debt with my signature which they have failed to do. Arnold Scott Harris, PC has been notified to refrain from contacting me, yet they continue to call daily. I am unfamilar with the debt stated in their letters.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I received my credit report on XX/XX/XXXX and noticed there were Hard inquiries that don't have permisible purpose to be on there. These Hard inquiries are hurting me in getting approved. I already reached out to the credit bureaus about this multiple times, they keep violating my rights under15 USC 1681b. The Hard inquiries that are in question are the following : XXXX Inquiry date : XX/XX/XXXXXXXX XXXX  Inquiry date : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "When I graduated  in 2007 I  had 6 months to start paying on loans. After that period I was trying to consolidate my loans but was told I was unable to consolidate. Making my monthly payment just outrageous and un-affordable. This hurt me through credit, and hardship", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": ".net 4.7 download", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I had a checking account with my girlfriend. Her ex husband had an account there also with her name on it. His account was over drawn so they took my money out of my account for his debt owed to the bank. I want all my money back his debt has nothing to do with me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have an issue with IRS deposit, my IRS refund was supposed to be deposited in my chase checking account XXXX but it was mistakenly deposited into somelse account at chase XXXXI have tried for XXXX good months to explain to the bank that they were supposed to reject a refund that does not belong to the account holder.Per the law chase bank was supposed to reject a refund that doesnt match with the account .Chase bank has failed to do that and has refused to refund me my money. \n\nDuring refund time many people face wrong account deposit by the rules sets for banks they had to monitor such account and reject it if possible .Chase is reliable to send me my full refund of {$5200.00} Chase has 4 days to issue a refund, otherwise I will seek personal financial injury lawsuit for financial distress this bank has caused me Chase has refused to help me", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Mushroom foraging is popular throughout most of Europe, Australia, Japan, Korea, parts of the Middle East, and the Indian subcontinent, as well as the temperate regions of Canada and the United States. Also, small-scale commercial growers have had success growing morels by using partially shaded rows of mulched wood.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Hi I am submitting this XXXX XXXX this isn't any influence and this is not a third party. XXXX has low and unfair credit number for me in their report. I have complained more than XXXX times nonstop this is exhausting im XXXX they are not putting these fraudulent inquiries in dispute and accounts and they still haven't deleted them either I am XXXX The problem has not been resolved. my fico has me at a credit score over XXXX XXXX has me at a score around XXXX. That is a huge difference. XXXX paints me as a XXXX. my fico say I have good credit. What the heck is going on here. i have almost no debt and my identity was stolen causing my score to drop n i made this clear for 90 days straight with XXXX i spoke to a representative agent name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX from the fraud department I prefer to speak to a us rept but they refused they had me on mute for 4 hours which was hurtful I have a perfect repayment record. I have very low credit utilization. I have one negative credit items outstanding debt now that is not mines. I have modest but ok income. Social Security. Something is wrong with XXXX. I do not understand why they are abusing consumers they don't help you at all This was a first step towards attempting resolution. They kept lying telling me they disputed XXXX its not reporting but it keep reporting this inaccurate information without my authorization. They refused or were unable to verify n remove the inquiries and negative account its been 60days n they record the calls n admitted they had my police report n ftc and affidavit That was after attempting to contact XXXX more than XXXX times in the last 120 days. XXXX is an abusive company. They are supposed to be protecting consumers. They need to be reigned in. they are causing me XXXX XXXX and stopping me from getting this job offer n now im XXXX n cant provide to my XXXX XXXX XXXX XXXX PLEASE HELP ME PLEASE XXXX XXXX now.with no help they keep ignoring me after I keep telling them repeatedly they are hurting my character of my name they won't respond and it not even in investigation with and me and my son are bout to be homeless please help I cant live like this The credit bureaus never did a proper \" investigation '' according to the FCRA. Section 1681a of the Fair Credit Reporting Act defines an investigative consumer report as a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. They did not do this. Also they have violated my rights even more. The credit bureaus stated my account was properly investigated but how is that possible if I never gave these creditors WRITTEN CONSENT OR AUTHORIZATION TO USE MY PERSONAL INFORMATION TO OPEN OR CLOSE ANY ACCOUNT. THESE BALANCES IS IN ACCURATE, PAYMENT STATUS AND HISTORY IN ACCURATE, LAST ACTIVITY DATE IS IN ACCURATE, ALL INFORMATION REGARDING THESE NEGATIVE INSTALLMENT LOAN IS INACCURATE.Someone is using my personal information pretending to be me to obtain credit. I don't know anything about this fraudulent account. I don't have any closed OR OPEN accounts with THESE LISTED CREDITORS BELOW WITH MY DOCUMENTATION. Also they have violated my rights even more In accordance with the Fair Credit Reporting Everything has to be 100 % accurate on my credit report. The credit bureaus stated it was properly investigated but how is that even possible if THESE CREDITORS DID NOT GET ANY WRITTEN SIGNATURE, CONSENT OR AUTHORIZATION FROM ME. This account is fraud and does not belong to me, this is in accurate, I have never opened or closed any account with THESE CREDITORS I ask for documents with signature or authorization, they did not submit my request.This grounds for removal and deletion immediately. I never gave THESE CREDITORS ANY WRITTEN CONSENT OR AUTHORIZATION TO USE MY PERSONAL INFORMATION TO OPEN THIS ACCOUNT. THIS IS FRAUD. I'VE ASK FOR SIGNED DOCUMENTS WITH MY SIGNATURE GIVING WRITTEN CONSENT TO OPEN THIS FRAUDULENT CREDIT ACCOUNTS. SOMEONE USE MY PERSONAL INFORMATION PRETENDING TO BE ME WITHOUT MY AUTHORIZATION OR CONSENT TO OPEN OR CLOSE ANY CREDIT ACCOUNT WITH THESE CREDITORS BELOW They also violated the law because according to 15 U.S.C 1681 section 602 A. states i have the rights to privacy 15 U.S.C 1681 section 604 section 2 : it also states a consumer reporting agency can not furnish a account without my written consent. In accordance with the Fair Credit Reporting act WITH THESE CREDITORS BELOW EQUIFAX AND XXXX AND XXXX has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose SECTION 604 15 U.S CODE 1681 B THE LAW STATES THAT NO ONE CAN FURNISH INFORMATION ON MY CREDIT REPORT WITHOUT MY CONSENT. SECTION 605 A 15 U.S CODE 1681 C-1 WITH NO WRITTEN CONSENT OR INSTRUCTIONS THAT WOULD IN FACT BE IDENTITY THEFT SECTION 605 B 15 U.S CODE 1681C A copy of section 605B of the Fair Credit Reporting Act, whichrequires you to block the.fraudulent information on my credit report resulting from identity theft within four business days and to promptly notify the furnisher ( s ) of that information. Please block this information from my credit report, pursuant to section 605B of the Fair Credit Reporting Act, and send the required notifications to all furnishers of thisinformation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "そのほか「スローテンポ」のきょくで、ボサノバとか、カフェでかかっているような音楽をかけてリラックスするひともいると聞きましたが、リラックスするために聞く、きょくとかはありますか？ -> リラックスするための曲何やろなあリラックス何だろねえ何やろちょっと思い浮かばないけどねゆっくりしたテンポの曲ならねあんまり流したりはしないかなそういう曲を", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "a simple favor movie", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "This is XXXX XXXX XXXX, who is submitting this CFPB complaint myself and to inform you that there is no third party involve in the process. Upon reviewing my updates, incorrect information was found in my reports. The Equifax Credit Bureau has not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i, and continued reporting as unverified information without any proof provided, within the time allowed by law, is not authorized. Below are the inquiries that are reporting on my Credit Reports : XXXX-Date of inquiry XX/XX/XXXX XXXX-Date of inquiry XX/XX/XXXX XXXX-Date of inquiry XX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Citibank allowed debit card transactions to overdraw my account. The problem started on XX/XX/2023 and, since then, they have allowed 7 transactions to post causing {$110.00} in overdrafts. There are still 3 pending transactions totaling {$19.00} that will further overdraft my account. I called Citi on XX/XX/2023, and was told that Citi has a software to decide what accounts they allow to have debit card overdrafts. I'm not sure why this is their policy, but maybe since they did away with overdraft fees, they have to make money somehow. \n\nThe purpose of a debit card is to act like a credit card. Why would a bank allow debit card overdrafts based on some arbitrary formula that is not known to the customer? It seems like a scam to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "31/05/2024 tarihinde iş yerinden ayrılıp emeklilik dilekçemi SGK Hatay/İskenderun şubesine teslim ettim. Görevli memur maksimum 2 ay içinde maaşa bağlanacağımı söyledi. Fakat 2 ay 12 gün olmasına rağmen hala maaş bağlanmadı. 12.08.2024 tarihinde tekrar SGK / İskenderun şubesine gittiğimde 1. Emeklilik işlemleri Servisindeki memura dosyamın ne durumda olduğunu sorduğumda daha memurun dosyamdan dahi haberi olmadığını fark ettim zorla arayıp dosyamı buldular. Dosyam orada öyle bekliyor kimse ilgilenmemiş. Görevli memur dosyamı inceleyeceklerini söyledi beni gönderdi. Benim dosyam neden bu zamana kadar bekliyor neden işleme alınmıyor. Orada 3 tane memur gezdim hepsi birbirinin üzerine atıyor. Dosyamın en kısa zamanda işleme alınıp mağduriyetimin giderilmesini talep diyorum.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "ここに来るまで迷いませんでしたか・・ -> 迷いました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Done! You'll be picked up in a white Ford, and the contact number is 07049413666. Can I help you with anything else?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Are bananas susceptible to any sorts of diseases?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "200 grams to cups", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "State Collection Service Inc. hung up on me after I tried to provide them information regarding why my mother did not owe the bill they stated she owed. XXXX Collection Service Inc. does not provide an email address to speed the communication process, XXXX has to communicate with them via postal mail.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The cost of reservation is $144.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "XXXX XXXX XXXX XXXX XXXX XXXX, new jersey XXXX SSN : XXXX | DOB : XX/XX/XXXX According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account.\n\nI demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the accounts listed below. \n\nI demand the following accounts be verified or removed immediately. \n\n* Please remove all non-account holding inquiries over 30 days old. \n* Please add a Promotional Suppression to my credit file. \n\n\nThank You,", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "2018年には野球漫画の「メジャーセカンド」がアニメ化されるようですよ，ご存知ですか？ -> いや全然知らなかったですね野球マンガはあんまり読まない読まないかな", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I was mailed a letter on XX/XX/XXXX regarding a debt that was due. \nI contacted XXXX from the company on XX/XX/XXXX and told her that the debt was paid. She required me to provide proof. I explained that the initial debt holder who contracted with RCS should provide that as I made full payment of the initial amount owned to the initial creditor in XX/XX/XXXX.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Sorry, I did not find any useful information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "i have a report onXX/XX/XXXX saying i have a collection / charge off on a accont that was settled and closed in XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the most notable rugby competition?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have numerous times tried to access my Transunion and  XXXX  reports to dispute incorrect information such as names and addresses I have never used, and fail to even be able to process because I can not get past questions, which I answer correctly. I have attempted to fix this many times and for years I 've always been denied access to my own report or online dispute options. I am the person who files they hold yet I 'm denied access.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On the aluminum tube style tripods, he head is very basic, and often not entirely suitable for smooth panning of a camcorder, while more expensive professional tripods are sturdier, stronger, and usually come with no integrated head. Many of the more expensive tripods have additional features, such as a reversible center post so that the camera may be mounted between the legs, allowing for shots from low positions, and legs that can open to several different angles.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "inscit"}
{"text": "Book it from March 12th and my convenient time is at half past 9 in the morning.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "How much older is Alexander than his youngest brother?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "No, that is all.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "We sent payment buy they continued to take out on wrong date sent letter no  response , They took out in XXXX for payment  then said we are foreclosing which is now in affect, If  they would have takin payments as said we would not have this problem , I would like to start Class Action Suit .", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, that is correct.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "He won the FIA GT Championship in 2003 and 2005, and the European Le Mans Series in 2005, 2006, 2009 and 2010. He won the 24 Hours Nürburgring four times, one time the 24 Hours of Le Mans in 2016, in the 2008 12 Hours of Sebring, in the 2003 24 hours of Spa and in the 2007 Petit Le Mans.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "My wife and I filed a Chapter XXXX because we had received a foreclosure notice in XXXX XXXX. The Chapter XXXX was discharged in XXXX of XXXX. I recently went to pruchase a home and the realtor said that the county records show that Bank of America transferred the deed out of my name to their bank in XXXX of XXXX. So because of the lending laws, I am unable to get a VA loan because it looks like my foreclosure is within 3 years.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX does not have my debt statement due to a compromise of payment agreed upon in XX/XX/2015. This debt has been settled and dismissed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "さいきん旅行には行きましたか？ -> 最近は行ってないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have recently been in discussion with a TCF rep and it was revealed that I have paid over {$1500.00} in fines since XXXX XXXX, 2015. No money was able to be returned to me. This is excessive and they way they post transactions is predatory, forcing some items to overdraw and then collecting on the menial transactions that happen after. I would like most ( if not all ) of my money back.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have requested that these accounts be removed due to both fraud and failure to prove the debt as being mine. We filed and submitted documents for identity theft and submitted to them on XX/XX/XXXX The Credit Bureaus have failed to respond with the signatures as required by Federal Law and must delete the accounts on my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bilgim dahilinde olmadan Vodafone faturam üzerinden iTunes Store uygulaması için 423,86 TL para çekilmiş, iptal de edemiyorum. Sorunun bir an önce çözülmesini istiyorum. Habersiz bir şekilde böyle olması çok kötü, ilgilenen de olmadı. Rica ediyorum, iptal edin.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Why do Homebuilders not allow borrowers the right to choose a different mortgage lender than the XXXX they force yo to apply with.? It is unfair practice to force you to use their lender in the process to buy a home. \nToll Brothers, XXXX, and XXXX XXXX engagin this restricted practice.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Yes, I'm looking for british food please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Hi, I repeatedly get calls at my employer after asking this company to not contact me at work. They call several times per day. They have not provided me with any written verification of any debt owed to them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How much does that one cost?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I am interesting for the event to be around LAX.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "says i have home loans and credit cards out ... \nI have never taken a loan and i have never had a credit card and some info is wrong like my current address and employer ... \nI lost my job too due to my XXXX. \nSomething has to be done.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Can you find anything else, I really had my heart set on a compact car.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I am currently a college graduate student at a XXXX XXXX in Massachusetts.I was encouraged to apply for student loans through XXXX 'MASSACHUSETTS EDUCATIONAL FINANCING AUTHORITY ' a state agency which are only available to students who are Massachusetts residents or attend college in Massachusetts.I was devastated to learn that i could not defer my undergraduate loans from XXXX XXXX while i continued my education.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Yes, go for Lalla.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Delete this account please XXXX < Back Account Details XXXX XXXX XXXX Last reported XX/XX/XXXX {$890.00} Open balance XXXX XXXX Original creditor XXXX Opened XX/XX/XXXX ( 1 yrs, 5 mos ) Account status Open Type Responsibility Individual Remarks Account information disputed by consumer, meets FCRA requirements Original creditor name XXXX XXXX Report info A Take a look at some options to help your score Average score improvement if you take care of a collection in the first 2 years Removed XXXX pt Today Credit Cards $ Loans Money 15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.\n\n15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "I asked for a month extension, something I have asked for before. I was told I had to wait 12 months, I called back after the 12 months and got denied. I asked for a supervisor who started arguing with me over what the policy is, I just wanted 1 month extension to get back on my feet financially.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I keep receiving letters from transworld systems in regards to a debt that I was unaware of. I paid it the moment I became aware of it and called them on 3 occasions to report this and yet they still have not updated this. I am concerned they will mark my credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thanks, that's all I needed.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I made my first repayment towards my Student Loan with XXXX XXXX, now Navient on XXXX XXXX, XXXX, one month after graduating from the University XXXX Maryland University XXXX. On XXXX XXXX, XXXX I paid {$500.00} towards my loan and have paid {$500.00} every month since. However, my account shows my first payment as XXXX XXXX, XXXX. My account is missing XXXX payments of {$500.00} and the interested that should be credited for them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have been sent to collections to two different companies for the same debt with two different amounts. I believe Macy 's has violated FDCPA by laws as well as these debt collectors. I have attached two separate letters to validate my complaint.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "To ensure that a male can mate, he actively seeks a receptive female and guards her for up to seven days until she molts, when insemination occurs. During spawning, a female extrudes fertilized eggs onto her swimmerets and carries them in a large egg mass, or sponge, while they develop, and then migrate to the mouth of the estuary to release the larvae.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "1 Tax Lien XX/XX/2015 not mine XXXX Tax lien XX/XX/2015 not mine XXXX XXXX not mine XXXX Specialized Loan Home Equity not mine", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What city are you departing from and on what day? Where are you going?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Ben çok beğendim", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "NCB management services is showing on my credit report for the amount of XXXX. I contacted the company and they say my account is closed and they have no information regarding account. Would like to dispute but company is unable to verify information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "a4 dimensions", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Credit Reporting Bureau XXXX is reporting an unauthorized account on my report that has been proven by the collection company that they do not service the account after it was disputed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "First I receive a credit card from chase I did not apply for and was told to create a fraud alert with one of the credit agency 's, which I did. Then today I am at a restraint trying to pay with a different credit card from chase and it was rejected. I spent over an hour on the phone going threw XXXX different levels answering the same questions correctly three times. The last Chase agent who was rude and totally insensitive decides to close my account", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "歌舞伎を見に行ったことはありますか？ -> いやないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I did not find the answer but I did find that ticks generally can be found anywhere there is a dense host species population and  there is enough humidity for them to remain hydrated.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "1 ) Chase did not send me the actual signed modification agreement in the package. \n2 ) Chase did not properly apply payments to any of my principal balance. \n3 ) Chase has MANY questionable charges that I would like to have explained and properly credited to my account. \n4 ) Chase did not credit $ XXXX/month for HAMP incentive and {$5000.00} principal incintive on the anniversary of the 6th year.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Nope, thank you so much.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "おすすめのゲームってありますか？ -> いや今の今お勧めっていわれてもちょっとわからないんですけど逆に何かお勧めのゲームありますか", "label": 3, "label_name": "WANT_DIFFERENT", "source": "hazumi"}
{"text": "The unverified accounts indicated below continue to report on my credit report despite several written requests, in violation of federal law.I sent multiple letters to the XXXX credit bureaus, but I never received a response. Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) require these accounts to be authenticated ( A ). I will take legal action against you if you do not validate these accounts. Please follow the law so that this situation can be settled quickly. \n\nXXXX XXXX CO XXXX XXXX XXXX CO XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "there is a collection account on my credit report from XX/XX/XXXX it was open from the XXXX account nubmber # XXXX there have not been no activity on this account and 30 years into i dispute it in XX/XX/XXXX the account is to old to stay on report you can call me at XXXX i can talk to you more.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bank of America Mortgage Dept. \nSo they charge you an additional 10 days of Interest when they give you a mortgage payoff. Which in my case is {$19.00} a day till XXXX XXXX. They got my funds & closed today XXXX. SO YOU WOULD THINK I GET A REFUND FOR THOSE 10 DAYS. People need to keep on eye on their money. This is no way to do business. I think I 'm entitle to a refund.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I received a bill for a \" expedited payoff ''. I did not request this therefore is does not belong to me, nor did I agree to this!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Equifax has duplicate / same account and reporting false and negative data related to a XXXX XXXX credit card.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am looking for a restaurant called Pizza Express in Cambridge.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "How about 9:15?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I gave permission to XXXX XXXX XXXX to run my credit for a car loan, I did not and was not told my credit would be ran XXXX times on XXXX XXXX and XXXX times on XXXX. I was under the impression they run your credit XXXX time and use that report with potential lenders. I was not made aware my credit would be ran and hit my credit report that many times!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Aldığım dik süpürge hemen hortum kısmından kırıldı. Servise yolladık 2 ay boyunca gelmedi. İki ay sonunda gelen süpürge ne yeni bir süpürge ne de benim aldığım süpürgeydi. Geri gelen ürün saçlı filtresi kirli üstelik boru kısmı ezik. Karacanın sorumsuzluğu yüzünden müşteri mağdur oluyor. Gerekli yerlere de başvuru yapacağım hakkımı arayacağım.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "銃を見たことはありますか？ -> 本物はないですねテレビとか映画の中でしか見たことはないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "What is the name of the person who Chipotle in 1993?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "そとで過ごすときはスポーツをしたりしますか・・ -> しますゴルフとかグラウンドゴルフとかいろいろしてます", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Hi, could you help me search for a one-way Alaska Airlines flight?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "My identity was stolen as a result of the XXXX data breach of XXXX.  I was able to freeze my credit with XXXX as I assume they have simplified the process due to their negligence, however, I also need to freeze my credit with Experian.  I will not pay any fees associated with this request nor engage in any cumbersome process.  If Experian wishes to bill someone for the service they should bill XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have attached my letter to this complaint in reference to TransUnion. \n\nThey have failed to remove the inaccurate accounts that are listed on my letter. In addition to that- they have failed to re-investigate the account based on Section 1681 of te Fair Credit Reporting Act.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes please, I'll also need a train from Ely to Cambridge on Sunday as well.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I have taken the necessary steps to address this issue by promptly reporting the false information that has been disclosed. As a victim of identity theft, it is crucial for me to emphasize the immense stress and financial burden that I have endured due to the inclusion of products unrelated to my identity, for which I bear no responsibility. The handling of this complaint is of utmost importance, as failure to address it appropriately will leave me with no alternative but to initiate legal proceedings. The presence of these false and fraudulent entries on my consumer report has had a severe detrimental impact on my ability to achieve personal aspirations, such as purchasing my dream car, and providing essential support for my family.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have contacted Equifax, XXXX and XXXX about unauthorized inquiries. I have asked more than 3 times for them to remove them and they keep telling me that they can not. The dates are ranging from XXXX to XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have 6 Indian restaurants for you to choose from. May I recommend The Golden Curry?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "925 sterling silver", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I am homeless with my XXXX year old and I need to get an apartment for her and me, I can not efford to pay my car on a monthly basis, I would have to choose my daughter well being or live out of the car.. I choose my daughter.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Arkadaşıma hediye olarak aldım. Çok beğendi.", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "You like American Airlines ?Because I found one at 9:30 am locat time with 1 layovers.The total cost is $345 per ticket.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I sent a letter requesting removal/deletion of erroneous hard credit inquiries. I used the addresses as published on my personal TransUnion credit report. The mail comes back \" not deliverable as addressed- unable to forward. '' If TransUnion is publishing fictitious addresses, how am I able to have the inquiry deleted? I have had this problem with the phone numbers that are published as well. Please advise! Thanks in advance!", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "50adet diyor 49adet geldi 😔", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I have a account XXXX XXXX XXXX is showing on Transunion and XXXX  credit reports the account was investigated and deleted off XXXX  and I have disputed with Transunion and XXXX  via letters and fax in the guidlines of my rights in section 611 and 609 of FCRA to challenge their right to report the two bureaus to follow suit and delete account off of remaining credit reports to no avail.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This is the proof showing our policy did indeed lapse in previous complaint.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I don't care about that. Please just pick what looks good to you!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I closed on a home in XXXX of 2015 with a XXXX loan. The contractor was negligent and the original lender WesStar Mortgage ; now with XXXX. XXXX is refusing to honor the original bid.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "Tofu is made using soy milk.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I would like to go to Cambridge.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Certainly. It's at 4 Kings Parade City Centre, and the postcode is cb21sj. Is there anything else I can do for you?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Yes, can I also get the reference number for that train?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I want to get it around 5 pm and I'll return it on March 6th.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I am a part of the Equifax security breach and would like to file a complaint against Equifax. The following is the statement I received after entered my personal information on their website regarding the breach : \" Based on the information provided, we believe that your personal information may have been impacted by this incident. '' Sincerely, A XXXX XXXX American", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I recently received my credit report and noticed there are inquires  on it that are damaging my credit score and my ability to obtain new credit is being jeopardized. I formally request that all non account holding inquires be removed immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "my disputed bill with att phone compagny was paid in amount of XXXX $ but the collection company added another amount that i am not aware about and now it showing in my credit report as a negative itemes", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have tried for years to help EQUIFAX to report correct addresses. I have sent on numerous occasions via certified mail of copy of Driver 's License for both the former and current address. Please remove the following address from my Credit File at once : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Should be : Current Address : XXXXXXXX XXXX XXXXXXXX XXXX. XXXX XXXXXXXX XXXX, TX XXXX Former Address : XXXX XXXX XXXX XXXX XXXX, TX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "2020年には、オリンピックが日本で開催されるようですね。ご存じですか？ -> 楽しみにしています", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Yes, of course. What day would you like to stay?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Bu fiyata bu ürün muhteşem,herkes gönül rahatlığıyla alabilir.", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "2020 camaro", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Inability to regain control of my student loan account after financial hardship because late fees are outrageous and unable to gain a forbearance unless you are paid to current ;. Can not be current on the lawn without the forbearance due to not making enough money to make the extremely high payment amount. \n\nI can not choose all XXXX repayment options listed below, however, all XXXX options apply.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Yes, I need the entrance fee. I will also need a taxi to pick me up by 24:30. I need the contact number and car type please.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "All public water suppliers in the US must uphold a certain standard of water quality. In the US, the EPA establishes standards as required by the Safe Drinking Water Act.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Good evening, I have a collection on my credit report from a collection agency, AFNI, for a bill from XXXX XXXX XXXX. AFNI is not a licensed collection agency in Florida. Can you assist?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Yes the North part of town and the cheap price range", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I paid this account in full but when I checked my credit report it is still showing that my balance is {$1000.00} and that it has n't been updated since XXXX XXXX, 2016. I have received my title for the vehicle which further indicates that the loan is paid in full.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "i recently pulled my credit report and discovered that this company has reported that I owe them an un paid debt to. To my knowledge I have never entered into a contract with this company that would obligate me in any way nor have they provided me with any services or goods", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "電車はよく利用しますか？ -> 通勤で毎日利用してます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Sure. That 1 American Airlines flight which leaves at 4:50 pm has a return flight which departs at 4:45 pm local Portland time. The total cost would be $338.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Thanks. That's all.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "My mortgage line of credit monthly payment will go up, XXXX 2016, from {$350.00}. to over {$850.00}. This is a payment I can not afford. Without any success I reached out to PNC to come up with a mutual solution.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "This company has put my account on a levy without any notification. I keep calling them along with XXXX to give me any and all proof that this is my account and they will not disclose to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Well, we've got the all saints church in the centre and it's free to visit.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Experian has sent a refusal to investigate my credit file claiming a Suspicious Request which could be no more than a typo. XXXX and XXXX have started investigations based on the exact same request. Additionally, Experians delays add up to more than 30 days which violates FCRA rules. Please investigate this pattern of gross violations of my rights. I can not be the only one", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ちょっと特別なスイーツを買うときは近くのお店とか「デパートの地下」とか、利用しますか？ -> ほとんど私は行きません娘が買ってきます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Saturday XX/XX/XXXXmy boyfriend received a threatening call from XX/XX/XXXX trying to collect on an XXXX account that I have. They said I need my attorney to contact them immediately regarding this matter. They have served me any papers and why are they leaving this information on someone else line stating my name clearly?? they have left the same threatening messages on more than several occasions on my phone as well.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "They call day and night and when we answer they hang up.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Its a guesthouse located in the north and very cheap. 4 star rating & offer free internet access & parking. Phone is 01223363682.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I did not receive documents from the original lender, the original would not respond because the account was sold. \nAfter many calls to the collection agency, I then wrote a letter. They refused to supply me with any documentation before I made a payment.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "The referenced company in this complaint never contacted me by way of us mail, telephone, or email regarding this account. The referenced company should not have of my information on file and are reporting a debt on my consumer profile in error. I have contacted this company by phone and was told that they do not have my information on file.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It is a concern that reenactors have been accused of being aligned with the beliefs of those of the reenacted armies, such as Nazism or the Confederate South.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "In accordance with the Fair credit reporting act XXXX XXXX XXXX has violated my rights. \n\n15 U.S.C 1681 section 602A. States I have a right to privacy.\n\n15 U.S.C 1681 section 604A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The aylesbray lodge guest house is available. Do you need a reservation?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "This Debt Collection Agency has my medical information, which i did not authorize them to have and Shared my medical information with the XXXX Credit Reporting Angencies in XXXX 2016, when I disputed the validity of the debt! This is inviolation of the Hippa Laws!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I got a new credit card. On this card I get XXXX charge at a XXXX station in TN. On the date it posted, I was no where close to that state. I then sent my dispute on this credit card to Chase. After 3 months, they inform me that my dispute is denied because they said that a person had the credit card physically there and used it. I have several people that can testify that I was no where near that state on that date. What do i do about them still trying to charge me?", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "90 day Late payment by cap ital one a uto finance", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Have a great day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "8n ford tractor parts", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I did not find the answer but I did find that ticks generally can be found anywhere there is a dense host species population and  there is enough humidity for them to remain hydrated.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I file chpt XXXX bk back in XX/XX/XXXX, reaffirmed the debt in XX/XX/XXXX, recently in XX/XX/XXXX credit reporting STOPPED ... .do n't know why but it did ... .called them SEVERLA TIMES, allowed then ample opportunity to fix it. Here it is XX/XX/XXXX and NOTHING has been done ... ..so it looks like I have 13 missed payments on my credit report. As a result, I lost an approval for a home loan, as well as seeing my credit score drop over 80 points ....", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Debt was paid by XXXX health care department. The debt was paid in full and was never my debt.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "What is the world's most expensive spice?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Misleading and fraudulent marketing of thresholds to earn a reward. Was supposed to spend a certain amount in one year period following account opening. I spent the required amount however the company changed the timing such that a material amount was left out.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Received correspondence from XXXX XXXX, XXXX XXXX XXXX, XXXX, MA XXXX have a second address on form of XXXX XXXX XXXX, XXXX TX XXXX phone number XXXX - stating that they are collecting a debt from original creditor college loan corp/XXXX. Total due {$10000.00}. This is not my debt and they will not provide me with documentation about this debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "your welcome, have a great day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "XXXX XXXX XXXX from XXXX Acct # XXXX if trying to collect and debt that was paid on Capital One debt from XXXX was paid through XXXX XXXX XXXX after my dispute was resolved., I have been disputing on my report since XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "11th of March.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "XX/XX/2023 a certified notarized letter was mailed to Equifax priority mail requesting to verify the following account ( XXXX ). Equifax did not respond in the 30days time frame by law regarding this account. A second letter was mailed out informing them that the account needs to be verified for accuracy and to furnish the verified proof. I called Equifax on XX/XX/2023 to check the status of the dispute and they informed me that the account was verified. I requested that the verified proof be sent to me by mail to confirm the accuracy, they stated that did not have it and that i need to contact the creditor. I informed them that my consumer rights have been violated per the FCRA Sec 609 A and to remove the account. Equifax have not yet to take action with removing the account.", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "「エスエヌエス」を利用していてハプニングにあったことはありますか？ -> もう一度おっしゃっていただいていいですか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "This debt was included in a Chapter XXXX BK XXXX filing. This has been addressed by the CFPB previously and the collection agency stated they would stop all collections and remove debt from my credit report. This debt has now been added back to by credit report and the collection calls has returned.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "All right, if there's anything else you need please let me know. Thank you and have a great day.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "There are 29 hotels that meet your needs. Can you narrow it down to area, price range and stars?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have been trying to close my father 's accounts after he passed away XX/XX/2016. I have been able to close all the accounts except this one with Citi Wealth Management. Every time I try to submit the documents they request, I am told that there are additional documents needed. I have submitted documents to them on at least ten occasions.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "a perfect circle", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Where are you leaving from? Did you want to leave March 7th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "きょうはここまでなにで来られましたか？乗り物は乗りましたか？ -> 今日は自転車で来ました", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "The XXXX XXXX XXXX and XXXX service has fraudulently put a negative item on my credit report. I have attached appropriate documentation. I demand that this item is removed immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Self lender reported for XXXX to XX/XX/2023 a balance of XXXX dollars..my credit limit is XXXX..on my credit card stament close date my balance was on XXXX cents..I was way under 30 % of my credit utilization..my stamens close date was XXXX I never spent any of my money on the card..therefore my balance was reported inaccurate I even called them to verify my statement close date ... my credit score went down XXXX  points ... this is fraudulent in accuracies and they should be punished by law as a credit company ... in XX/XX/2023 they reported my balance was XXXX dollars when I had a balance of XXXX dollars of a XXXX dollar limit..", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I need free parking.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Thank you. That is all.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Yes. Sorry, but suddenly my plans changed. Can you change the Wartworth booking to Monday for 3 people and 4 nights?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "The potential environmental impacts of hydraulic fracturing include air emissions and climate change, high water consumption, groundwater contamination, land use, risk of earthquakes, noise pollution, and various health effects on humans. Air emissions are primarily methane that escapes from wells, along with industrial emissions from equipment used in the extraction process.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "This debt has been on my report for over 10 years, please remove it.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "最近では，レオナルド・ダビンチの作品「サルバトール・ムンディ」が約510億円で落札されたことが話題になっているようです．ご存じですか？ -> 知らないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "18 TL’ye aldım gayet uygun kaliteli", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Im resubmitting a complaint to you today to inform you I was the victim of identity theft. I researched on how to remove the fraudulent items in my report and found that I need to visit FEDERAL TRADE COMMISION or https : //www.ftc.gov to file a report and Per FCRA section 605b Credit Reporting Agencies are required to remove any item listed on an id theft report. Please find the ATTACHED documents to assist in the blocking of the erroneous information which is being posted to my report. \n\nHere is the list of items which do not belong to me or were opened without my permission. \n\nXXXX XXXX Balance : {$0.00} ; XXXX XXXX XXXX XXXX Balance : {$0.00} ; XXXX XXXX Balance : {$0.00} ; XXXX XXXX XXXX Balance : {$0.00} ; XXXX XXXX XXXX XXXX XXXX Balance : {$1700.00} ; XXXX  XXXX Balance : {$0.00} ; XXXX XXXX Bankruptcy Date Filed/Reported : XX/XX/XXXX Reference # : XXXX ; XXXX XXXXXXXX Bankruptcy Date Filed/Reported : XX/XX/XXXX Reference # : XXXX ; XXXX XXXXXXXX Bankruptcy Date Filed/Reported : XX/XX/XXXX Reference # : XXXX ; XXXX XXXX Bankruptcy Date Filed/Reported : XX/XX/XXXX Reference # : XXXX ; XXXX XXXX ; XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX, MO XXXX XX/XX/XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX, MO XXXX XX/XX/XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MO XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX ; XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX MO XXXX XXXX According to FCRA Section 605B ( a ) the CREDIT REPORTING AGENCIES shall block any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Ba yıl dımmmmmmmm altınla hiç ayırt edilmiyor", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "a dollar bill", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "そうなんですか，その作品はおすすめですか？ -> そうですねそこそこおすすめです話題が抽象的なので全員におすすめというわけにはいかないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I want to travel on the 6th, on an economy flight.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Consider this as a follow-up complaint to my previous attempt dated XX/XX/XXXX. I want these items to be removed from my credit report : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX, CA XXXX XXXX XXXX XXXX XXXXXXXX Balance : {$0.00} XXXX XXXX Balance : {$0.00} XXXX XXXX Balance : {$400.00} XXXX XXXX XXXX Balance : {$9800.00} XXXX XXXX Balance : {$590.00} XXXX XXXX XXXX Balance : {$540.00} XXXX XXXXXXXX Balance : {$0.00} XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXXXXXX Balance : {$1200.00} XXXX ( Original Creditor : XXXX XXXX XXXX XXXXXXXX Balance : {$410.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Ive already included this in my previous Complaint & I am including it again.,", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Bir doğu ilinden bir batı iline Türk Telekom evde internet aboneliğimi taşımak için başvuru esnasında doğuda olan kampanyanın batıda olmadığı 315 TL olan tarifemin 405 TL gibi bir fiyat olacağı ve 540 TL taşıma ücreti alınacağı söylendi. Bu ay gelen fatura da 4500 TL. Müşteri hizmetlerini arıyorsunuz ve şikayet oluşturduk diyorlar. Önceki kampanya taahhüdünden vazgeçme ücreti imiş. Tüm işlem tamamlanıp fatura geldikten sonra bu durumu öğreniyor olmak da cabası. Sonuçta yapılan görüşmeler kayıt altına alınıyor. Türk Telekom pişmanlık olmaya başladı.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "a sound of thunder", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "No is enough for now. Thanks!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I sent documentation to the three credit bureaus to remove XXXX XXXX XXXX from my credit report along with a letter from XXXX XXXXt. The file was not removed from Transunion.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was able to book that for you for Thursday. Your reference number is 07CI497H .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I have XXXX debt collection agency trying to collect a debit from XX/XX/XXXX. I was XXXX and did not get my first credit card until XX/XX/XXXX. It would have been very easy for a doormate or anyone else to get this info. I didnt keep it hidden I didnt think I needed to. Now they are trying to bill me for over XXXX that I never had the chance to use", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Tofu is low in calories, but high in protein. It also has a lot of iron, and can have high calcium or magnesium depending on how it's manufactured.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "3dmark download", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "最近芸術作品に触れる機会はありましたか？ -> 最近はあまりないないですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "The ITEMS stated below are still reporting on my credit report despite numerous written requests, which is against FCRA. The Bureaus continued to report the unsubstantiated & unverified information despite failing to comply with the Fair Credit Reporting Act, 15 USC sections 1681i within the time frame required by law, failing to adequately examine the situation by using a third party as their verification source. I've tried to address this directly with 3 Credit Bureaus, but despite my efforts, they have been deliberately neglectful and in violation of federal law. I need this situation to be resolved right away. Please delete the following items from my file : XXXX XXXX XXXX  Balance : {$450.00} ; XXXX XX/XX/XXXX ; XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What type of crabbing gear is needed ro catch blue crabs?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "credit was pull unlawfully", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was told that nelnet had my student loan and my loans had gone into collections. I called telnet and they told me that they had no knowledge nor info on my account, and that it was referred to a dept collection agency and l now owe the collection agency and l would like to know how do l owe them anything?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I couldn't find the normal lifespan of the Ginko biloba tree, but there are records of some living trees being over 2,500 years old.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "No thank you that will be all", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "hello can i find a place that serves chinese food and has expensive price range for my family", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I have been unsuccessful in my attempts to be provided validation in connection with accounts listed on my credit report : XXXX. XXXX XXXX XXXX  {$2600.00} XXXX. XXXX XXXX XXXX XXXX {$570.00}. \n\nThere are duplicate entries on TransUnion report XXXX. XXXX XXXX XXXX  XXXX. XXXX XXXX XXXX XXXX. \n\nThere are duplicate entries on XXXX XXXX. XXXX XXXX. \n\nXXXX XXXX XXXX XXXX XXXX for XXXX sent correspondence in response to the validation request reporting a court-awarded judgment.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Re : Case # XXXX So is the result that my XXXX options are to either sue American Express Centurion Bank in small claims court or allow them to keep {$1400.00} of my money that they have admitted that they received custody of in my behalf? And you have no authority nor can refer me to an authority for assistance with my issue?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I'm looking for a train leaving on Wednesday that's going to Cambridge.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "In 2014 my wallet was stolen with all my identity inside i went to XXXX police department and filed a report then had to go to social security office and also report it and they told me that if anything comes on my credit after that date it would not go on my credit and i had been fighting this with all 3 credit agencies and they have been ignoring me please help me and remove this from my credit. here is the number XXXX the company is XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am on a budget and need a cheap place to eat.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Any preference?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "- I opened a Citibank interest checking account using the {$300.00} bonus offer promotion  (   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   ).    - In compliance with the offer, I made a deposit of {$15000.00} on  XXXX / XXXX / 2017 , and also completed the ", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "The address is 196 Mill Road City Centre, postcode cb13nf.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "「スターウォーズ」シリーズを見たことはありますか？ -> はいありますはいうん", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "4 gün önce nakil işlemi istediğimizde yanlış adres verdiğimiz için başvurumuz iptal edildi. Tekrardan doğru adrese nakil başvurusu yaptığımızda oturduğumuz konumda fiber olmadığı için fiber modemi istediler. Şubelerine gittiğimde 1 saat uzaklıktaki şehir merkezine gitmemizin gerektiğini, modeminizin orada kabul edileceğini söyleyip bizi yolladılar. Türk Telekom'u tekrar aradığımızda fiber modemi teslim edilmeden herhangi bir başvuru işleminin başlatılamayacağı söylendi.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I have repeatedly requested that Grant & Weber provide me with an explanation of the amount they claim I owe, how that amount was calculated, account history. They have refused to provide this or any copies of documentation that this debt is in fact mine. Yet they have been willing to put this unverifiable debt on my credit report, as well as send me a continuing stream of collection letters. Please see attached.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX Accounts are closed/sold to a new company and no longer valid record. Accounts Transferred/Sold. Transferred to another lender.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2009 nissan altima", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "On XX/XX/2018, stating they referred a debt that was supposed to be discharged in bankruptcy to another debt collection firm, Weinstein & Riley ( WPR ).  I phoned Weinstein & Riley ( WPR ) and was rudely hung up on by a female agent who refused to listen to me as I told her whatever address they have on file is incorrect.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "なるほど、その中でもおすすめのスイーツはありますか？ -> おすすめですかミルフィーユが洋菓子が美味しいかなと思ってます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "How about a 0 transfer bus for $39 leaving at 6:50 am", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Hard pull on my credit report by XXXX on the XX/XX/2016 Transunion recommends contacting : XXXX XXXX, Tennessee, XXXX I did not Authorize this credit pull Concerned it may be fraud XXXX ca n't reference without a account number", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My refinancing with bank of america was taking about XXXX months, and was rejected. The paper trail is enormous. They charged me for a home inspection before the mortgage was accepted. I feel that a huge mistake was made by the bank.How do i recoup my loss,", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "we applied for a mortgage loan, and this error is reporting on both our credit. we mailed letters to all XXXX bureaus and a direct letter to SYNCB/Care Credit to remove this account that is not ours. It was removed off my wife 's credit file, but it still remains on mine. We ca n't proceed until this problem is fixed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The company called me and told me I was past due on my payment I made the payment on time but was never notify that my escrow account went up and was told by the company my escrow account should of never went up so they have put a XXXX day late on my credit for XX/XX/XXXXand XX/XX/XXXX I have asked them to be remove and it still has not been done yet.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "「ナルト」の歌舞伎をみに行こうと思いますか？ -> は思いません", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I wrote the credit bureaus and explained the late pays were incorrect. They did not change them. \nAttached are bank statement copies for each month reporting late for XXXX showing I paid on time.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "学生時代、たいへんだった体験はありますか？ -> あったと思うんですけどもう結構忘れてしまいました", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "my bank has sold my commercial loan denial to numerous secondary, tertiary, and worse lenders. I do not know if this is legal. can you help me?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "There are 19 options that meet your criteria. Let's narrow it down a bit. What part of town would you like to stay in?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "ちょっと特別なスイーツを買うときは近くのお店とか「デパートの地下」とか、利用しますか？ -> ほとんど私は行きません娘が買ってきます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have never damage XXXX and XXXX to which I have spoken to and they said that they paid this bill. I should a Of the no medical bills on my credit report for they are all paid for by just insurance100 per cent", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The manager of Eagle Loan Compnay visited my home and left a postcard ( business card ) in the door about contacting his office. This upset me and my husband tremendously and was extremely embarrassing. I asked to be contacted on my cell phone only. I thought it to be completely harrassment to vist my home, all I receive are calls, they have never sent me a letter, stating the balance. But the manager made a house call to my home.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are several trains available. Could you specify which day?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "i paid my {$42.00} bill and they keep calling me about 6 times a day when i tell them im at work and can not take calls.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I could use your help finding a train for Saturday that leaves after 11:00.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Information on my report do not belongs to me. Please remove", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "They called my neighbor, whose telephone # I do not even know. asking for me. My debt has been all placed in a debt remediation program and all calls are to be directed to that agency.The name of the company is MCM. The telephone number is XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Akbank Büyükçekmece Şubesi'ni defalarca aramama rağmen telefonları açmıyor. Ne operasyon yöneticileri ne bireysel yöneticiler, hiçbiri telefona cevap vermiyor. Bu şekilde yapacağımız işlemler gecikiyor ve bu durumla çok sık karşılaşıyorum. Sanırım Akbank müşteri azaltma politikası uyguluyor.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I really want to stay in the east and be 4-star rated. Does the Acorn fit that?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "On XXXX XXXX, 2017, Experian experienced a security breach and according to their reports, I was a victim of this breach. I 've had to add credit freezes to my account at each of the 3 major credit reporters ( Experian, XXXX, and XXXX ) because of this breach. My state requires that I have to pay a {$10.00} fee to each to of these companies, so I 'm paying good money and will have to deal with these freezes in the future because of Experian 's neglect.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have a flight on Delta Airlines that departs at 11:45 am and has 1 layover. It's $195 per person.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The first one is with an alarm company that my husband included in his bankruptcy. So now the put it on my credit as a delinquent account. The other one is with a mortgage company, I paid the account in full XX/XX/XXXX and is till open in my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am asking for a copy of the proceedings from your local court. If they can produce records that you filed for bankruptcy, If they can not find a match, ask them to issue an order to have the filing removed from your report.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "There are quite a few. Were you looking for anything specific pricewise?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Book the table for evening 5:45.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "On XX/XX/2018 I received a notification of a collection on all 3 credit bureaus, Midwest recovery systems. Ive never heard of them nor received ANY notification of any debt or collection from them. \n\nThis company needs to be looked into as Ive necer heard of this debt or received any notification of such. My credit scores dropped over 50 points due to this invalid debt!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have received several calls from Alliance One Collection Agency regarding a debt that is not mine. They have told me the name of the person they are trying to reach. I have told them that I do n't know that person. They assure me each time that I will not be contacted again. However, they continue to call me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "1957 thunderbird", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "In XX/XX/XXXX I pulled my credit report from XXXX and noticed an account listed as \" Joint Account '' for SYNCB/CARE CREDIT. I have never been had a Joint Account with anyone other than my husband. I called and found out that this account is for Dental or Medical, I have always had full Medical and Dental Insurance through my husband 's employer, XXXX and would not need to have an account with Care Credit. My husband passed away in XXXX so I have no way of asking him if he knew anything about this account. I wrote to XXXX asking them to investigate this account because I am sure I never opened the account. Received the XXXX response to my request which was, \" The information you disputed has been verified as accurate ; however, information unrelated to your dispute has been updated. Please review your report for the details. '' The report showed who the account holder is and I do know the person but I never opened the account as a joint holder with this person who used to work for us on and off and she moved out of state. This account was opened fraudently without my knowledge. The account holder could cause my perfect credit score to downfall or could open other accounts with my information since she apparently had access to it at one time.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Of course. The TR9383 leaves at 5:35 and arrives at 5:52. It would cost 3.52 pounds per ticket. Does that work for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I executed a cash for keys agreement with Greentree as part of the Deed-In-Lieu of foreclosure agreement. Now Greentree is unwilling to pay me the {$3000.00} amount that was agreed to by them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have an adjustable rate mortgage with Wells Fargo Home Mortgage. \nThis year when the loan re-adjusted the principal balance used to determine the following years payments was incorrect. I have tried to resolve this with \" The Bank '' to no avail. \nThis has occurred at every re-adjustment period and when brought to \" The Bank 's '' attention it has always been corrected in the past.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Has there been any media support for historical reenactment?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Where would you like to depart from? Would you like to leave on the day of March 9th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have filed a dispute with the Cfpb in regards to XXXX XXXX falsely reporting lates on my credit report and then they remove it after reviewing my payments and then they report other payments late this is an ongoing cycle with them. this is the 3rd time this has happened and when I called XXXX XXXX this time they say that they have gotten new payment system but I am still having the same issue. I reviewed my account history and they agree that no payments were made late but yet they just reported 3 payments as late that had been reported as current. This is becoming quite ridiculous and something needs to be done if they ca n't report accurate information. XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX are now reporting late but were previously reported as on time. I have not made the payments late.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "My mother XXXX XXXX in 2016, and we have found that several credit cards were opened in my name DOB and SS number. I have been trying to get these cards taken off my credit report for identity theft with no success. I have sent an ID theft affidavit to them as well as other companies. Several companies have closed the account and taken off of my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Upon reviewing my personal Credit Bureau Report from Equifax I noticed a few addresses associated with me that are not correct information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Drivetime incorrectly added negative information to my credit report stating that I had a late payment. I contacted them and requested that they remove it. Instead of completely removing it, they changed it to an older month but it 's still on my credit report. This is my XXXX car that I have financed with them and I have been a model customer for the entire time.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a Capital One Credit Card with a promotional period of zero percent. Nowhere on my statement does it remind me of the pending expiration of that promotional period, neither does it state anywhere on my online account summary, and I had to initiate a chat session to find out when my promotional period expires. No explanation was given as to why this information is not readily available on demand.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My issue is with Experian. I've written 4 dispute letters in regards to the following accounts below. I asked on 3 different occasions for their method of verification showing this is my debt. I continuously just get a letter saying verified. \n\nXXXX XXXX XXXX XXXX & XXXX XXXX XXXX XXXX I received a letter stating they will no longer reinvestigate these accounts again.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sallie Mae, I have received upwards of XXXX calls per day from Sallie Mae through automated call systems despite explaining my situation and conditions to Sallie Mae. These phone calls are harassing and threatening the viability of my cell number. I ca n't leave my phone on and may miss important calls due to this harassment.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "My social security number was stolen along with my tax records.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It appears that my credit with you has been compromised. I was going through my records & noticed many files which do not belong to me. Since Im a stickler for research, I found that under section 605b of the FCRA you are required by law to remove this account which is found to be opened due to identity theft. The dispute item does not belong to me. Please remove this file. If you feel there is a possibility this account belongs to me I will require all documentation that bears my signature. If you do not provide any records & claim the item is verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly. \n\nXXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "CITI AGREED IN SETTLEMENT THAT THEY WOULD DELETE INFO FROM XXXX IN EXCHANGE SETTLEMENT. THEY HAVE NOT KEPT THEIR END OF THE DEAL", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have received multiple letters/correspondence from Target Card Services that I have a balance on my credit card ( see attached as one letter received for the period of XXXX ). I have not used the card in about one year. I made a police report today ; the temp ID number with XXXX Sheriff is XXXX. I think this is related to XXXX XXXX, an ex-husband, accessing lines of credit. He was never on my Target Card. I called them on XX/XX/21 and the employee I was spoke with had an ID of XXXX. He said it was XXXX XXXX. I explained XXXX was never on this card and I asked for them to mail me a letter reversing these charging including the late fees. I have not gotten a resolution from them at this time.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Please view case # XXXX from the CFPB database and you will see I have attempted to get this debt \" validated '' and not \" verified ''. However, NO supporting documents have been provided. Also, I have attached supporting letters to mailed to the XXXX on XX/XX/2016. Please provide supporting documents for this debt or delete off my credit profile. \nAccounts : XXXX XXXX XXXX XXXX XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Equifax has inappropriately handled my private data in the process of their credit reporting. The breach of information that recently occurred has left millions of Americans at risk with little to no recourse. In addition, the transparency and reporting on this issue has been unsatisfactory. They have enabled private parties to access our information and have not given us appropriate means to defend ourselves.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Date updated inaccurate fcra violation delete account XXXX Date updated inaccurate fcra violation delete account XXXX XXXX  XXXX Date updated inaccurate fcra violation delete account XXXX XXXX XXXX Date updated inaccurate fcra violation delete account XXXX XXXX Date updated inaccurate fcra violation delete account XXXX XXXX Date updated inaccurate fcra violation delete account XXXX XXXX  Date updated inaccurate fcra violation delete account XXXX XXXX Date updated inaccurate fcra violation delete account XXXX XXXX XXXX XXXX  Date updated inaccurate fcra violation delete account XXXX XXXX XXXX Date updated inaccurate fcra violation delete account XXXXXXXX XXXX, XXXX XXXX Date updated inaccurate fcra violation delete account", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "THERE ARE NAMES ON MY REPORT THAT ARE NOT MY CORRECT NAME AND I HAVE NEVER USED THOSE NAMES. \nI HAVE ONLY USED THE NAMES : XXXX XXXX XXXX XXXX XXXX XXXX XXXX OTHER NAMES ARE NOT ME AND SHOULD NOT BE ON MY REPORT SAYING THAT AND I WOULD LIKE THEM TO BE REMOVED AND NOT USED AGAINST ME.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Aloha! Can you help me find a hotel, please?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "こちらの作品を見に行く予定はありますか？ -> 今のところはないですね評判を聞いてからＤＶＤなってからレンタルに行くかもしれません", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have 3 flights for you. Do you want to fly Delta Airlines? The flight takes off at 2:30 pm local time with 0 layovers and costs $194 per person.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I HAVE NEVER HAD AN ACCOUNT WITH MARINER FINANCE FOR ANY TYPE OF TITLE LOAN. THE LOAN THAT THEY HAVE BEEN REPORTING, THEY REFUSE TO IDENTIFY THE ORIGINAL CREDIT AND AMOUNT OWED.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Although originally made from animal fats, most margarine consumed today is made from vegetable oil.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "See attached letter requesting a bill credit or canceling a Chase/Southwest credit card because of unexpected {$99.00} membership fee.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "It was my pleasure. Feel free to contact us again if you need anything else.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "CALLED ME ON CELL 7 TIMES, MY SISTER 2 TIMES AND MY MOTHER 11 TIMES. \n\nWENT ON CREDIT REPORTS. WITHOUT APPROVAL HARASSMENT AT ITS BEST AND ILLEGAL!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you for using Cambridge TownInfo centre. Have a good day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I was shocked when reviewing my credit report and found late payments on the dates below : 30 days late as of XX/XX/XXXX 30 days late as of XX/XX/XXXX I am not sure how this happened. I believe I made my payments to you when I received my statements. My only thought is that my statement did not get to me.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I was not able to locate a specific number, but the occurrence of ticks and tick-borne illnesses in humans is increasing.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Yes will be very good.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I am working on a short sale with Penny Mac. The loan is a VA Loan. A VA Appraisal was conducted and resulted in a appraisled value of {$300000.00}. \nPenny Mac decided that the value \" appeared '' to low and ordered a BPO. This BPO apparently resulted in a value of {$320000.00}. \nMy concern is that Penny Mac is not following VA Compromise Sale ( short sale ) rules. \nHow can Penny Mac deviate from the government rules of a VA guaranteed loan?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I need it by 11:45 please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Credit Beureaus have FAILED Miserably Once again. The Following Accounts are in clear violation and SGALLL be REMOVED IMEDIATELY! According to the IRS Government Agency. \n\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX UT XXXX : XXXX XXXX ADDITIONAL INFORMATION - Charged Off Account ; And also XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX : XXXX Account Number XXXX ADDITIONAL INFORMATION - Charged Off Account ; These account are being ran as charge offs. I have never received the 1099 cancelation of debt form and because of this the account isn.t accurate and must be removed immediately Furthermore If your debt is forgiven or discharged for less than the full amount you owe, the debt is considered canceled in the amount that you don't have to pay. \nAlso if you have cancellation of debt income because your debt is canceled, forgiven, or discharged for less than the amount you must pay, the amount of the canceled debt is taxable and you must report the canceled debt on your tax return for the year the cancellation occurs.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "That's the whole thing thanks.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "From XX/XX/XXXX-XX/XX/XXXX its showing on my credit report of lateness of 30 days with my Bank of America credit card. I contacted a representative a while ago to remove this since I've had 33 consecutive months making payments on time and they reassured they will take care of this. This issued occurred due to automatic payments not being setup correctly. After the matter was fixed, we've never had any issues.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay. Got it.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "On XX/XX/XXXX, I ordered products with a Free Shipping event. When my order was shipped, I was charged for shipping. My order confirmation clearly shows shipping was \" FREE ''. I contacted the company and they replied \" Thank you for emailing QVC. I apologize for the confusion we may have caused, our XXXX XXXX  special was for 4 easy pays on all items, not free shipping.Thanks for your understanding. It has been a pleasure assisting you. Thank you for shopping with QVC! '' I sent a copy of my confirmation and the QVC XXXX XXXX Free Shipping Event ad. Still they did not honor the Free Shipping. \n\nThis is false advertising.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "There is no good evidence that green tea aids in weight loss or weight maintenance.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "Sure!  They have many though, would you like to know more about  Armatron, Blip, Guitar Rockstar, or something else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "1970s music", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "That sounds great.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Trans Union is in violation of the Fair Credit Reporting Act, Section609 ( a ) ( 1 ) ( A ). TransUnion is required by Federal law to verify, they have not and continue to report inaccurate information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ben önceden bilezikden almıştım arkasını aldım tam istediğim gibi geldi", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "ゲームは良くする方なんですか？ -> いえやらないですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I'm looking for information in Cambridge. Can you help?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2019 nissan", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Can you help me find a one way United Airlines flight", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "We cancelled our homeowners insurance in XXXX 2015 with one company and selected a new company. Our mortgage company sent a check for payment to the one that we cancelled and that money has not been returned to our account even though that is not our current insurance company. They claim that they are investigating where the money went or where the check went, we have called numerous times and nothing is being resolved.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "their star rating is 3.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "The price range doesn't matter. I need to book a room for Monday.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "The consumption of sugar-sweetened beverages is associated with weight and obesity, and changes in consumption can help predict changes in weight.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "In accordance with the Fair Credit Reporting act XXXX XXXX XXXX acct XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Acct XXXX XXXX XXXX has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I went to Kay Jeweler to look at watches. The employee asked if I would like to see how much I qualify for. I asked if it would show up on my credit score. I was told NO, so i proceeded. Two weeks later I receive a letter in the mail containing a credit card from Kay Jewelers. This is in no way what I was told would happen. The employees at this store are liars.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, your contact number is 07236149315. Do you need other bookings?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "3rd grade books online free", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "There are inquires on my credit report that are not mine.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The consumer finance website or XXXX posted false feedback for XXXX. I suspect false representation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the name of destination station of this bus?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Customer service would not help and take care of the negative inquiries reported to my credit report. My employer provided me with a letter stating that someone had filed unemployment under my name and social security. At that time i checked my credit report and I seen a lot negative inquiries that I do not know anything about, and would like removed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Aargon Collection agency is attempting to collect two debts that I do not owe. I've disputed both debts several times and the only reply I keep receiving is \" verified. '' The original owner of the account is XXXX   hospital. I NEVER signed the financial agreement and both companies have refused to provide me with proof that I agreed to be financially responsible.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近芸術作品に触れる機会はありましたか？ -> 最近最近はちょっとないかもしれないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "No thanks, I am just gathering information for now. That is everything that I need, thanks for your help.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "This company fraudulantly posted a collections account on all three of my credit reports. I do not who this company is, and, did not give them ANY permission, nor did they aquire my signature to post information on my credit report. Under The Fair Credit Debt Pactices Act, and, The Fair Credit Reporting Act. This is fraud.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "10.07.2024 itibarıyla bütün borçlarımı ödedim ama hâlâ kredi notum hesaplanamadı diyor. Bunun düzeltilmesini istiyorum. İcrada olan borçlarımı ödedim ama hâlâ kredi notunuz hesaplanamadı diyor. Ben de bu yüzden şikayet dilekçesi yazmak istedim. Teminatlı kartım da var.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "2020 olympic", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2017 nissan altima", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "The company called me and told me I was past due on my payment I made the payment on time but was never notify that my escrow account went up and was told by the company my escrow account should of never went up so they have put a XXXX day late on my credit for XX/XX/XXXXand XX/XX/XXXX I have asked them to be remove and it still has not been done yet.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "sent money to a security company money, through western union they say it was received or was picked up but not to the person sent to did n't receive it the only solution they could come up with was western union got hacked and stole it", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX ACCT # XXXX Pursuant to the Fair Credit Billing Act, A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. This account is a billing error. This is not a refusal to pay but a notice that this alleged debt is disputed. I respectfully request your company provide me with documentary evidence validating this alleged debt. If no such evidence of indebtedness exists, and the only indebtedness is by agreement, you can not lawfully furnish these inaccurate late payments to the credit reporting agencies. The United States is bankrupt. If this alleged debt is valid, what authority do you have to collect this debt in the United States? If this alleged debt can not be validated and turns out to be an extension of credit, that would make the negative information provision in any agreement between us void and unenforceable. The continued reporting of these inaccurate late payments would constitute a breach of fiduciary duty by collecting this extension of credit by unlawful extortionate means. And under the CARES ACT which is still LAWFUL and has forbearance and credit reporting requirements that may apply to my situation. Since there is no law under the Fair Credit Reporting Act requiring XXXX  XXXX to report negative information to a consumer reporting agency, your company is knowingly reporting inaccurate information to the consumer reporting agencies. Reporting information with reasonable cause to believe is inaccurate violates the Fair Credit Reporting Act. XXXX XXXXXXXX XXXX  policy does not supersede FEDERAL LAW. I am demanding that all late payments are UPDATED to PAID AS AGREED and a DELETION of each late payment be submitted to the credit reporting agencies immediately to prevent my consumer credit reputation from receiving further harm.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "On Tuesday, XX/XX/2016 I logged into my account to review and went to the Activity & Statements page. The page read the following : Last Statement Balance : {$120.00} Payments and Credits : + {$0.00} Transactions : + {$63.00} Current Balance : {$190.00} If you do the math, that is incorrect. {$120.00} + XXXX = {$180.00} and not the {$190.00} they are saying. Discover is trying to illegally take additional money from me that I have not authorized.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The address is 169 High Street Chesterton Chesterton and the price range is fairly expensive. Would you like to make reservations?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Ginkgo biloba was once widespread throughout the world but its range shrunk and it's now only grows in the wild in the Zhejiang province in eastern China.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "10gb switch", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Wells Fargo Bank ( 1 ) Opened multiple account when not necessary, ( 2 ) charged fees on accounts that were supposed to be \" free '', and ( 3 ) charged \" Direct Connect '' fees, but called those fees as \" QuickBooks '' fees on my bank statements when I never used the Direct Connect service.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Synchrony Bank charges interest on late fees. They said that late fees are considered part of the total payment and purchases.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "All right that sounds like a plan.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Have a nice stay!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I have disputed numerous times with Equifax concerning Equifax has continued to state that XXXX County contacted them and verified this information. XXXX County Clerk of Courts stated they did not report any information at any time. Equifax has been violating the FCRA and stating that they did and giving their contact information and its not factual", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I called the company with intentions on paying the debt thats on my current credit report which was {$340.00} and the company and I came to an agreement I stated that the damage was done would I be able to get a pay to delete being that if the debt is paid it will still reflect on my credit negative and the lady on the phone stated And if you dont pay this debt right now were going to keep on reporting negative and destroy your credit I felt intimidated and as if I was forced to pay the debt so I instantly hung up because I felt as if that was not professional at all", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "Requested a verification of the debt and did not get one. Instead i get a negative remark placed on my credit report for late payment. I never owe this company and it is unfair to place a negative remark on my credit report without verifying the debt. My credit score was impacted by this.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The basic method of making margarine today consists of emulsifying a blend of oils and fats from vegetable and animal sources, which can be modified using fractionation, interesterification or hydrogenation, with skimmed milk which may be fermented or soured, salt, citric or lactic acid, chilling the mixture to solidify it, and working it to improve the texture.To produce margarine, first oils and fats are extracted, e.g. by pressing from seeds, and then refined.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "2019 subaru ascent", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "CIR law offices sued me for a debt incurred by someone who used my credit card. We reached a settlement agreement after I hired an attorney. CIR Law Offices has listed their address as a place where I formerly resided on my credit report. This issue comes up repeatedly and I view it as a form of harassment.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "電車は好きですか？ -> 電車は普通です", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I contacted Equifax to have them remove an account on my credit report that does not belong to me and was re-aged. Equifax stated that this \" time-barred '' account would remain on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "To ensure that a male can mate, he actively seeks a receptive female and guards her for up to seven days until she molts, when insemination occurs. Crabs compete with other individuals before, during, and after insemination, so mate guarding is very important for reproductive success.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "日本で開催されるオリンピックを、見に行く予定はありますか？ -> 具体的に予定を立ててるわけじゃないですけど予定余裕が自分に自分の時間とかお金とかに余裕があれば行きたいなとは思います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I currently owe {$54000.00}, my monthly payment is {$500.00} and I make about {$2300.00} per month. My rent is {$1600.00} in addition to other bills. I am unable to make this payment and need assistance as the lender, Discover Student Loans, is unwilling to work with me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Where did the first women's rugby team play?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Beğendim pf ürünü", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I have tried to have these removed from my credit as I never spoke to this company nor authorized them to place a inquiry on my credit, I have sent them several letters and yet they still fail to remove them or show me proof of me asking or authorizing them to run my credit!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "uSBANK PUT A FORECLOSURE ON M, Y CREDIT REPORT FOR THE WRONG DOLLAR AMOUNT WHILE IN LOAN MODIFICATION WICH STOIPPED ME FROM GETTING REFINANCIMNG ]", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting Act. The list of accounts below has violated my federal protected consumer rights to privacy and confidentiality under 15 USC 1681. The following accounts are not accurate : XXXX XXXX {$9400.00} XX/XX/XXXX XXXX XXXX {$5200.00} XX/XX/XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX {$3600.00} XX/XX/XXXX 15 U.S.C, 1681section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 U.S.C 1681c ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information. Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U. S. C, 1681s-2 ( a ) ( 1 ) A person shall not furnish any information relating to a consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What's their address? Do they have vegetarian options on their menu?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I was contacted by a collection agency. The agency information was incorrect. The address, visa card bank name and amount of {$5000.00} was definitely not me. The agency name and email is XXXX I will be providing my credit report from the beginning of the year. I am attaching my recent report as well due to cleaning up my credit report from the new year.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XX/2015 , {$400.00}, The following agency is not bonded in Tx and can not legally collect debt. Please remove from my credit report and confirm that the debt is not owed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When do you need it till?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Which regions are rock gardens best suited for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Chapter XXXX bankruptcy invalid reporting wrong date, reference number and amount did not file chapter XXXX bankruptcy ; XXXX and state collection are not my accounts invalidly reporting no contract and needs to be removed asap", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "From my citibank credit card account, I received an email telling me how many points my account had. Because I am not interested in this type of information, I clicked the email link provided to, \" ... not receive future email updates from ThankYou Rewards, please CLICK HERE. \" However, when the window to confirm my choice was displayed, if I chose not to receive emails about my TXXXX Rewards, I would also lose notifications about, \" ... changes in my contact information. ''", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I appreciate your help. I want you to find me a car which I can rent there. I want to pick up the rented car around 2 o\"clock in the afternoon, and I will need it till 4th of March.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Have a nice day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I attended XXXX XXXX University XXXX XXXX XXXX, NJ XXXX for XXXX school and the only lender that you were allowed to borrow from was XXXX XXXX, now Navient. Since repayment started in 2007, I have paid {$31000.00} of which {$5700.00} has been applied to the principal. That means {$25000.00} or 81 % of my payments has gone to interest. At this rate, I will never be out from under this debt.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The station you will be departing is Union Station and the designated destination station is Intercity Terminal.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Theres a whole bunch of credit inquires on my credit and i barley turned XXXX yrs old i havnt done anything to mess up my credit please help i need toget a loan n want to get a credit card n havnr tried but says i have??", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX Reported XX/XX/XXXX 111 % Balance : {$7200.00} / {$6500.00} inquires are not mine none XXXX XXXX XXXX  Reported XX/XX/XXXX 64 % Balance : {$6300.00} / {$10000.00} inquiry details XXXX Inquiry from XX/XX/XXXX Bank XXXX Inquiry from XX/XX/XXXX XXXX XXXX   XXXX XXXX XXXX Inquiry from XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquiry from XX/XX/XXXX XX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "300 spartans", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "オリンピックは今までに見たことはありますか？ -> テレビでしかないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "1966 corvette", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "What is the name of the person who Chipotle in 1993?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "paid off debt for XXXX sent me to collection for paid bill wo n't remove item.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Company- XXXX XXXX XX/XX/XXXX Balance - {$390.00} This acct was included in my bankruptcy and this business should be fully aware of the bankruptcy laws. The company did not apply in the time frame that was allowed and under these circumstances it should be removed from my credit report. XX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I need ro leave monday and arrive by 16:30.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Have a great day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "The galleria meets these requirements, would you like a reservation?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I keep getting daily calls from local XXXX number ( Halsted Financial Services debt collection ) ... ( XXXX ) XXXX ; a recorded message. When I call the number back one minute later there is no answer.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I sent a letter to Amsher asking that they remove their unauthorized collection from my account. I received a letter back saying that they would delete this on all XXXX bureaus. The first letter I sent was on XXXX/XXXX/16 and it is not XX/XX/XXXX16.They have yet to remove anything from the bureaus. They are still reporting on my credit and therefore damaging it and my financial life.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am writing to inform you and to dispute a credit card issue. I was approved for a credit card with AvantCard on XXXX XXXX in the amount of {$300.00}. On XX/XX/2021 at XXXX EST, I received an email from AvantCard saying \" this email is to confirm that your AvantCard has successfully activated! \n\nI called customer service at XXXX and informed them that I never received a card, so how could the card be activated. The representative informed me that a statement was due in XXXX days and that the card was used in Washington DC. The representative proceeded to cancel the the card and said that a new card was issued. \n\nI received the new card, activated that card and attempted to use the card and it declined. I called customer service again, and was told by the representative that I was responsible for a card that I never received. I also asked the question how was the card activated without a social security number. \n\nI am kindly asking that this matter be investigated.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Thanks, that's all.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Have a great day", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "13.08.2024 05:23 tarihinde +234 916 649 6995 numaralı telefon numarasından tarafıma \"Yağız, finansal hesabın eklendi. Hesap: p***** Şifre: qh***** USDT Bakiyesi: *********** [tepois.com] Lütfen güvenli bir yerde saklayın.\" içerikli bir mesaj geldi. Bu numara ve kişiyle hiçbir bağlantım yoktur. Numaraya cevap vermeden derhal tarafımca engellenmiştir. Kesinlikle şikayetçiyim. Hesap bilgilerime el konulup telefon numaramın kullanılması, yayılması veya WhatsApp'ta bulunan bilgilerimin dağıtılması veya üzerime herhangi bir borç çıkması durumunda hiçbir sorumluluğu kabul etmiyorum. Tüm sorumluluk WhatsApp'a aittir. Şahsım adına gelecek herhangi bir soruşturma veya borç hakkında WhatsApp sorumludur. Benim numaramın bu kadar kolay bulunmasından dolayı sorumluluk kabul etmiyorum.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Saffron is the world's most expensive spice.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Sure it has been reserved the car type will be a red volvo, contact number 07709680182", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Unfortunately, I can't find that information.  I can tell you that Tomy sells many products worldwide, including baby and pre-school toys, baby monitors, mechanical and electronic games, consumer electronics, children's arts and crafts products, and a vast range of toys suited to girls or boys, as well as a large selection of Disney, Pokémon and Thomas the Tank Engine merchandise, so it's likely their revenue is respectable.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "I was covered under medical at the ti.e of service but it went to colections before i recived any bills. They never want to accept any payments except to split in thirds and that is nust not happeneing and theu file with multiple creditors who duplicaye the account u fairly.imoacting the credit score", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "a silent voice", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I was utilizing the XXXX XXXX sight and saw a balance transfer offer from Barclays Rewards card. I transferred over a XXXX credit card balance over to Barclays and come to find out that the amount of the new interest rate was much higher. It just seems deceptive and/or misleading that a consumer can transfer a balance over with a potentially lower interest rate", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "the west please. And it should include free wifi. book for 3 people 4 nights starting thurs.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "その旅先で美味しい食べ物はたべましたか・・ -> 食べたところもね北海道なんかは美味しいですねやっぱり", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "You're quite welcome. Goodbye!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I had XXXX medical debts with Central Financial Control that were settled in full. My fianc and I are attempting to qualify for a mortgage and the only deterrent are these mark on our credit bureau. These debt have been paid and the amounts owed were minimal. I have asked that the trade line be deleted to improve my credit score to qualify. As a consumer trying to purchase a home it 's hard to believe that XXXX small medical debts would hold us back.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "That is not odd at all, who doesn't like a festive feast! Unfortunately there are none that I see. Would you like to try a different cuisine?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I have contacted Equifax on several occasions to inform them that several accounts does n't belong to me thatsreporting on my credit report and to remove these accounts and all negative remarks from my Equifax credit report, but they have refused to do so. I disputed these items via online and mail with Equifax and they refused to remove several accounts from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I asked Equifax Of my payment history dating from now until 2007 for creditor XXXX and Equifax or XXXX can not provide me with my payment history dating back to 2007 the beginning of my loan", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I received a phone call indicating that I owed a debt that was paid two years ago. I had to check my records to validate the payment. I tried to contact the company again ( within 30 minutes of checking ) and the phone number was fictitious. I then tried to check the website and it was fake as well. I reported the incident to the FTC and then thirty days later I received a bill from Jefferson Capital indicating that I still owed this debt that was paid off. the bill is attached.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX is reporting 17 late payments on XXXX Credit report illegally after the date of discharge on the following account after repossession / charge off date. Ford Motor Credit is also reporting on my XXXX XXXX credit report 47 lates after repossession and after account was closed and charged off Ford Motor Credit- # XXXX To report lates on closed account is illegal.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "a certain scientific railgun", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Okay! What part of town would you like to visit?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Account is n't always updated on time so I lose money and sometimes in the negative. Also sometimes transactions do n't go through right away", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "paid off debt for XXXX sent me to collection for paid bill wo n't remove item.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What are the health benefits of Tai Chi?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "The current hack of XXXX has exposed mine, and many, many other citizens to potential identity theft. Due to XXXX, the complacency of this and other credit agencies has been reveled and has allowed our personal information to be available online, or other means, to any threat FOREVER.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "@Ziraat Bankası, 02 Ağustos'tan beri Mersin Metropol Şubesi'nde bir hesaba yaptığım gerçekleşmeyen EFT geri ödenmiyor, anlamsız bir şekilde bekletiliyor. Şubeye telefonla ulaşamıyorum, müşteri hizmetleri şube ile görüşülmesi gerektiğini söylüyor. Hesap sahibi de ben de yurtdışındayız, para karşı tarafa geçmedi. Elimde gönderdiğim paranın dekontu var, param geri iade olmuyor. Bu bankacılıkta nasıl bir işlem ile param bekletiliyor ve ben mağdur ediliyorum. Birisi yardım edecek mi?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "On XXXX XXXX, 2016, a dismissed bankruptcy Ref # XXXX was added to my reports. which I never filed. There was never any dollar amount added, I 've reached out to the credit agencies many times. So far XXXX was the only CR agency to removed it, the incorrect bankruptcy still remain on XXXX and Experian. This inaccuracy has damage my life with obtaining credit cards, housing and financial aid.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "i have never recivied verification or proof of this debt, and this debt is reporting incorrect information, its not reporting the original date of debt ... .just the open debt date, which is two years later", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Insurance company paid the contractual amount. They later sent them a statement telling them the amount was paid and that I owed a XXXX balance. I have a copy of this letter ( sent by XXXX XXXX ) complete with the electronic transfer amount, numbers, etc. Now I am being hounded by debt collectors.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Look for something around SD. I need 3 ticket", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "ちょっと特別なスイーツを買うときは近くのお店とか「デパートの地下」とか、利用しますか？ -> デパートの地下でしたらたくさん種類が多いので利用することもあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Fraudulent charge put on account XXXX/XXXX/2016 for XXXX XXXX {$540.00} I contacted CITI Bank who cancelled my card and sent me a new card with a new account number, but have not removed the fraudulent charge.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "So you'd like to make a reservation at Royal Rangoon Restaurant the day after tomorrow?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Vague message recieved threatening legal action if the call wasn`t returned at th end of the same busineess day. Again, no specifics mentioned. Later determined the co. was a debt collection agency after researching the phone no. on the internet.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am also looking for more info on the India house.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Did not have sufficient security to stop a breach of biblical proportions. It 's embarrassing. 134 million users information leaked", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "BANK OF AMERICA CLAIMS TO BE THE OWNER OF MY MORTGAGE AND SO DOES XXXX XXXX XXXX, BOTH OF THESE ARE LISTED ON MY CREDIT REPORT AS OWNING THE EXACT SAME DEBT, MY HOME IS IN FORECLOSURE FOR NEARLY 4 YEARS NOW AND SET TO BE SOLD ON XXXX/XXXX/15 WITH NEITHER OF THESE ARE THE CREDITOR!!! BOA IS THE PLAINTIFF AND IS UNDER REVIEW WITH XXXX OFFICE.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "sure, we have 23! any particular area of town?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "These people keep calling and harassing me at all hours of the day and night. Very rude and unprofessional. \nI just block them now.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What other ingredient can be substituted for morels ina recipe?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "inscit"}
{"text": "Since about 3 or more years ago, my bank has slowly crept up to its old practices with fees in my checking account. When banking regulations happened during the financial crisis US Bank did what I thought should have been a common practice from the get go : 1. overdraft fees would not exceed the amount being paid -- for example I just got debited {$25.00} from check card connected to toll booth recharge account. this {$25.00} charge brought my account below zero and i got charged a {$36.00} fee -- and this has occurred multiple times in the last 5 years -- going against a practice in place after regulations started back in 2009 or so. \n\n2. this specific charge, for example, after banking regulations circa 2009, would not have been paid for there were not enough funds in the account, regardless if it was a charge deemed \" recurring '' or not. \n\n3. this bank is back to debiting items the old way : when multiple items come in for debits -- whether through check card pre authorizations, scheduled bill pays, or checks coming through, the highest item is paid first and then the smaller items regardless if they came a day earlier or on the same day. this practice then, for consumers with low account averages makes them liable for multiple overdraft fees as higher ticket items are paid first. \n\n4. lastly, if i remember correctly, if there were funds when an authorization occurred, the authorization would be paid with no fee incurred regardless whether the account went in the red. \n\nI contacted the bank in regard to these issues and they simply gave me the option of having a checking account that was severely handicapped -- i.e. one wherein neither checks nor check card actions were possible or would require a per transaction fee or leave everything as is. \n\ni was so relieved when the original regulations were in place and slowly became more increasingly disheartened as the dismantling of these regulations protecting me were eroded quietly and effectively over the years by the bank. I am certain that this is not the only bank and that it is not the first time that you hear of this. \n\nI expect no resolution. We will see if this works. Thanks for reading.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "My personal information was included in the Equifax security breach.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want to find a one way flight.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "最近ゲームはしますか？ -> 全然しないです全くしないですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "The company Professional Adjustment Corp, is report a debt is not mine that need to be remove off my credit report. There is XXXX account XXXX is {$190.00} and the other is XXXX balance but is report in a negative report against me. I sent this company a request for Validation of this debt. But as I stated in the letter if no respond in XXXX must be remove from my credit reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yeah, I need a rental car there. I'd like a small car and I'll need it from the 10th of this month until the 13th of this month.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "SYNCB/FUNANCING said I was late XXXX payment XXXX 2014. I never received a notice saying that I was late. This was paid off XXXX XXXX. They can not go back and see what the issue was. So please check in to it and clear this from my record. \n\nThank-You XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was talked into setting up an online business by XXXX XXXX XXXX XXXX, and after that I got a charge for XXXX XXXX and I never heard of them. I never authorized any charge by them and I do not have any contracts or emails from them. They charged me {$5500.00} and I believe XXXX were the ones who charged my Bank Of America card {$5500.00} under XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "After reviewing documents, I have discovered that A mortgage was given to my deceased father without my consent. I am also an owner of the property and since he is dead, no longer has any entitlement to said property ... nor does the mortgage company.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I actually have many 4-star guesthouses in town. Is there a certain area that interests you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Caller is first a recording, then individual comes on ask for individual who 's not available, when ask to take message states this call is being recorded. I ask for name of company and why am I being recorded, they hang up. My caller ID shows the number as : XXXX and ID as \" XXXX XXXX ''", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "Penn Credit is attempting collection of an alleged debt on behalf of XXXX XXXX who had provided brokered gas utility service to us when we lived in Illinois. We have provided documentation from XXXX XXXX of Illinois to both XXXX and Penn Credit proving XXXX has been paid in full by XXXX on our behalf, yet collection efforts continue.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This account was included in the BK filed in 2017. After multiple letters to XXXX and the company, they are still showing the amount of XXXX. Please delete or update account with proper XXXX balance.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I applied for an apartment complex here in XXXX North Carolina and was told that i have a judgement against me from the park at XXXX XXXX XXXX XXXX XXXX XXXX Located in XXXX Florida XXXX On XX/XX/XXXX, I called and spoke with the property manager and was advised to call back and ask for assistant manager XXXX XXXX on XX/XX/XXXX. I spoke with him and requested information on the judgement against me, He advised me that there was no outstanding balance and that i did not owed the apartment complex nor did i owed anything in collections. I ask him to please provide me rental verification letter verifying this information. XXXX XXXX emailed me the rental verification letter on XX/XX/XXXX. Assuming that everything was okay on XX/XX/XXXX. I later received a letter from Capstone Credit and Collections LLC ( XXXX XXXX XXXX XXXX, Fl XXXX ) stating that I have an outstanding debt towards the park and Via XXXX in the amount of {$1700.00}. This Letter was signed by XXXX XXXX  Account number XXXX I did not have a balance nor an outstanding balance when I moved from the park at XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX I called Capstone Credit on XX/XX/XXXX, and left a message. However, no one has returned my phone call.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "a flying jatt full movie", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Yes the postcode is cb23nz for the Holy Trinity Church.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "XXXX  XXXX XXXX card opened on XX/XX/2015 is with a credit of XXXX keeps showing up on my transunion in my age of credit. Transunion said they would remove it as it so it does not show up in my age of credit. This card is currently still showing up in my age of credit. \n\nI was told that this would be removed from my age of credit as soon as possible.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The person from the agency has a XXXX. It is impossible to understand her. I asked to speak with someone else and she refused. She was hateful and abusive. Told me I had to pay money I did not owe and her outrageous collection fee. Very unprofessional and demeaning.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In the process of bankruptcy and have told this debt collector to stop contacting me but they call every single day. I told them to contact my lawyer and they STILL call me every single day.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX called my cell first words were this is recorded then asked for XXXX and i know this is improper no person other than myself on my phone and i own nothing gotten theses calls before called number back owned by CBE GROUP at cbegroup.com and looks like credit collector on fishing call they need to be put out of business", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "On XXXX XXXX I purchased a car from XXXX XXXX XXXX XXXX, and my credit was reported four times. Three of those times should be an error. Are you able to fix this, or do you need me to get proof from XXXX?", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have contacted TransUnion XXXX and XXXX multiple times to reports multiple inquiries on my accounts are not mine and not authorized. To no positive outcome they keep telling me there is nothing they can do. This issue is deeply affecting my credit and is unfair to me. I would like for these unauthorized inquiries be removed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "PennyMac has fail to produce to me the original promise note and mortgage in question. \nMy request was done not to release the original but notorized the copy under penalty of perjury and then they send me a copy of HUD1 which I do know the signutare are all forgery. In reference to HUD1 that the forgery was committed and I have solid evidence.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want to return on the 8th.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Have a nice day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Calls multiple times a day. Cant give me any info. Wants {$600.00} over the phone.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "今までいった「旅行」で特におすすめの場所はありますか？ -> 家に帰るおすすめの場所あそこが良かった湯布院湯布院あれどこだ九州の湯布院大分か違う熊本か湯布院湯布院が良かったかなお風呂ね温泉", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "XXXX XXXX was supposed to remove this fraudulent trade as of XXXX per their response. It has been removed from all CRAs with the exception of Experian. Please remove ASAP!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Equifax allowed my personal information to be stolen through inadequate security measures on their end. The amount of leaked data has basically permanently destroyed the security of my credit - I can temporarily put a fraud alert on my credit but it could in theory be removed by someone with access to the stolen information. I 'm obviously not alone in this situation - more than half of all American adults are in the same boat.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My sister recommended the Meghna restaurant. What can you tell me about it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "8 ball pool game", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Do you have a hotel that is four stars then?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I am entitled to an annual credit report from each of three credit bureaus via XXXX but was repeatedly denied all three of them by the XXXX XXXX XXXX XXXX XXXX purportedly due to inexplicable technical and/or other undisclosed reasons. I use XXXX XXXX XXXX and XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX XXXX 2016 at XXXX XXXX I paid off a XXXX XXXX residential collection account in full and received an email Notification from the XXXX rep that the account would be updated as paid in full or removed. However they took the full payment and did not up date the account status. I have contacted XXXX XXXX as well as all 3 credit bureaus equifax, XXXX XXXX to update my report numerous times and it still has not been updated. XXXX continues to report it as an unpaid bal. please see the attachment/ paid in full letter.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I got a credit card from XXXX and I dont want it. I have tried to cancel. You are on hold and no one ever picks up. I did not use the card and I dont want to be charged for the processing fee. Help", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Is there anything else you need today?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Thanks so much. That it for now.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "There are many Alexanders in the history. Which Alexander are you referring to, The Alexander the Great, Alexander Hamilton, or some other Alexander?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Oh, super scary movie. Yes, it is an expensive Italian restaurant. Can I get some other information for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I just submitted my complaint yesterday, case # XXXX. \nI went to the post office after dinner, there is a foreclosure notice from a law firm in NJ. I will try to attach it amd send it tonight. So I look to see when it was mailed, and there is no date on the letter. It is undated. Furthermore, we are told to respond within 20 days of the receipt of the letter. And it is undated? This getting worse by the hour. It is just a XXXX page letter. No date.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Would you like to reserve it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I will move on the March 6th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I would like the taxi to be here by 02:00.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "では，歌舞伎界で活躍されている方々を見たことはありますか？ -> はいそれはテレビではもう出られますので見ます", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "What date are you traveling and where are you going?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The mother of the prime minister Rajiv Ratna Gandhi, Indira Gandhi, was assassinated in 1984.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "22 Temmuz'da iptal ettiğim bilet ücretini hala (13 Ağustos) iade etmediler. Hem prosedür gereği bilet başına 500 küsur TL kesiyorlar hem de güya iptal gününden 7 iş günü içinde iade edeceğiz taahhüdüne rağmen hala iade yok. Kaç kere aradım, istek formu doldurdum. Sonuç yok.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Please confirm your rental car details. On March 3rd you will pick up a Standard rental car at 3 pm from 30th Street Station. You will return the car on March 10th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "XX/XX/2012 I contacted Conns and reported i needed help to notify the proper department of that my house had been broken into and i was told just bring the police report because my account was cover by insurance i purchased through Conns. I brought the reports to Conns and they politely thanked me and asked me if i needed help picking out replacement items. I didnt find any of the same items though. The next day my account was handed over to conns in house collections. I was told by the manager he did some investigations of his own and he be XXXX a female tries to pull wool over his eyes. He claimed to have read the police reports but still wouldnt handle the proper steps into my account being handled by his insurance department. He claimed i was wasting time and said women are to ignorant to handle a financial decision and i will just have to learn.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "We are a law firm that represents Hurricane XXXX Victims. We have achieved a settlement for our client. We are listed as a payee on the settlement check as well as Residential Credit Solutions. Residential Credit Solutions refuses to endorse the check so we may recover our contractually obligated fees and expenses.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "A flight with American Airlines takes off at 5:05 am whose itinerary has 1 layovers and the ticket cost is $444 per person. Please confirm to proceed further.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Ive contacted and complained to all of the inquiries to each company no response", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Beğendim tarz duruyor", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "In 1995, Florida college football coach Steve Spurrier ran up the score against opponent Georgia in order to humiliate the other team. The game ended with a final score of 52-17, and stands as a record of the most points ever scored by an opposing team at Sanford Stadium. Similarly, in 1916, Georgia Tech led by coach John Heisman defeated the Cumberland College Bulldogs with a score of 222–0 . Heisman ran up the score in order to avenge an embarrassing loss earlier in the year to a Cumberland baseball team. Would you like to know more about either of these games or other examples of running up the score in the sports world?", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Midland 's Attorney did present actual evidence from the original creditor. And Midland is relying on their own custodian of records. I am a XXXX XXXX on Social Security and Midland is threatened to take my money. I am destitute with no assets, and not even sure of the debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "さいきんドラマは見ましたか？ -> 今見てます一個だけ見てます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Is there anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I found American Airlines at $295 per passenger with take off at 5:15 am and 1 layovers.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "American Express close my credit card account without send any notification. This is going to damage my credit history, never I authorized to cancel my account. \nToday I call to check my account but nobody give me answer and then hang up the phone while I spoke. I need to restore my account and my credit history. \n\nThanks.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I took out a loan on XX/XX/XXXX2017. Interest rate is 786 % I have paid 7 payments of {$220.00} biweekly. The finance charge is {$1800.00} on {$750.00} loan. Total amount I will pay for this loan is {$2600.00}. I feel this is too much interest. I still have 5 more payments.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "multiple unauthorized mortgage inquiries on credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "BA-YIL-DIMM çok güzel çok beğendim kaliteli", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "This account was unauthorized. I am a victim of identity theft.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Another name is listed on my credit report. There is also a  XXXX  account that states it is overdue, but it belongs to this other person on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "i disputed the charges and still no actions yet", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes. There are six British places. Do you prefer a certain part of town?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "26 news houston", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "There is no place matching your criteria. Do you want to broaden your search?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "This account does not belong to me and my personal information is incorrect. This is not the correct spelling of my name. Please remove from my credit profile.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Experian is still listing an account that is past the 7 year reporting period. \nXXXX XXXX XXXX, account number XXXX. \nI have attached a copy of my Experian report showing this account. Please note the STATUS DETAILS where it states : This account is scheduled to continue on record until XX/XX/2017", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "343 industries", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Would you like to know how Sharia law affects the LGBT community in Indonesia or Brunei?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "What part of the world is rugby most commonly played in?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have had hardships in 2016 in which caused me to fall behind on my mortgage with Nationstar. I have been trying for over a full year to get Nationstar agents to work with me on a reasonable payment plan. The most frustrating part of it all is the fact that Nationstar received {$25.00} XXXX dollars in incentive payments for loan modifications from the Department of Treasury, as part of programs such as Making Homes Affordable.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Sure your table at Maharajah Tandoori Restaurant has been booked. The table will be reserved for 15 minutes, reference number 4ENY97QO . Can I assist you with anything else?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "No, that's all. Thanks.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Sure thing! I've booked 7 tickets on the train leaving Cambridge at 5:59 and arriving London Liverpool Station at 7:27. Your reference number is 86UQDG21 . Can I help with anything else?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "30 challenge", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I'm traveling to the city of Atlanta.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I was told by a Wells Fargo employee that I would not be charged a fee to use my XXXX XXXX XXXX Credit card while overseas. The information regarding fees was not disclosed at the time that I opened this credit card. I was in XXXX for over a month using ATM machines. I now am responsible for {$110.00} in fees. I feel like the information I received was misleading.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sorry i didn't find the answer but i found that United States has two agencies that govern organ procurement and distribution within the country. The United Network for Organ Sharing and the Organ Procurement and Transplant Network (OPTN) regulate Organ Procurement Organizations (OPO) with regard to procurement and distribution ethics and standards.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "The TR8928 arrives at 16:44 and has a travel time of 163 minutes. Would you like me to book it for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "5 Ağustos'ta siparişini verdiğim 10 ürünün hepsi 2 gün içinde adresime teslim edildi. Fakat bir tanesi, adresim dağıtım alanı dışında olduğu için teslim edilmedi. Şubeye asla ulaşamadım. Genel merkezleri bir talep açıp geçiştirdiler ve bugün de iadesi oluştu. Trendyol'a durumu daha önce bildirdim, onlar da aynı şekilde talep oluşturdular ve geçiştirdiler. Ürün, adresime uzaktaki bir şubeye gönderildiği için dağıtım alanı dışında kalmış. Evimin yakınında şube varken neden oraya gitti? Gidip almak için taksi tutmam lazım, o da gidiş dönüş 500 lira tutacak. Ürün iade edilecek, tekrar sipariş etsem bana gelecek mi belli değil; gelse bile 15 günüm boşa gitti. 1300 liraya aldığım ürün şu an 1500 lira olmuş, aradaki zararım ne olacak? Hakkım ne Aras Kargo'ya ne Trendyol'a helaldir. Yazıklar olsun size. İşini doğru düzgün yapmayan iki firma.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "DIVERSIFIED CONSULTANT place a debt collection on my credit report without giving me any notice, nor trying to get in contact with me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When the image being recorded changes during the recording of a single exposure or long exposure due to rapid movement, it results in Motion Blur.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I have booked TR5517 arriving in broxbourne at 9:01 on Monday for you. The reference number is 1YXEN4V3 . Will that be all?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Not at the time. See you later.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Book me a flight. Make it one-way on Delta Airlines", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Yes, please.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "2014 dodge journey", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "There are 13 different colleges in the centre of town.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Beğendim ama fazla genişler", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I was trying to modify my FHA loan, and the lender ( U.S. Bank National Association ) denied me base on \" insufficient down payment '' requirement. FHA does not require a down payment, since then they have tried to gain possession of my property. I have a court hearing tomorrow XXXX/XXXX/2015 in XXXX to try to stop this injustice. This has been a great burden on me and my family.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The Bedouin in the city centre is an expensive African restaurant. Would you like me to book it for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Ok. Thanks. That would be all.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "2016 nissan altima", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX in conjunction with XXXX XXXX, XXXX BANK AND OTHER LAW BREAKING INSTITUTIONS used unlawfully procedures and or practices to INput inaccurate information on my consumer report without my permission .....", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "あまり見ないんですね。では、今までに見た中で一番好きなドラマはありますか？ -> 難しいなあ韓国ドラマだったらねえ結構時代劇は好きでしたよチャングムとかね見ましたよ", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "01.08.2024 tarihinde Bartın Akmazlar isimli beyaz eşya dükkanından KGN76VWE0N marka buzdolabı aldım. Cuma günü gelerek servis kurulumunu yaptı ancak kurulumundan itibaren alarm sesi susmuyor. 02.08.2024 tarihinde servisi aradık, teknik servisi adresimize gönderdi. Ancak gelen arkadaşlar bir arıza olduğunu, ancak nereden kaynaklandığını bulmak için cihaz yerleştirdi ve buzdolabının içindeki ısıyı ölçeceğiz diyerek 4 gün buzdolabı içinde bu cihazın kalacağını belirterek 12.08.2024 günü bu cihazı buzdolabının içinden aldı. Size bilgi verilecek diyerek adresten ayrıldı. 13 gündür ben mağdurum ve bu saçma sapan ses ile yaşamak zorunda kalıyorum. Bosch marka ismine güvenerek ben bu cihazı aldım ancak bu alarm sesi sürekli olarak çaldığından dolayı artık huzurum kalmadı. 2 günlük cihaz bu arızayı veriyor ise bu sizin ayıplı malınız. Bu kadar önemli bir marka böyle umursamaz davranamaz. Sattığınız ürünün arkasında durun ve insanları mağdur etmeyin. Çağrı merkezini ararız, bağlamazlar. Gelen teknik servis umursamaz. Tekrardan yenisi ile değiştirilmesini istiyorum. Aksi takdirde Tüketici Hakem Heyeti'ne başvuracağım. Mahkeme yoluna gideceğim.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "Any more help you want me to do?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "では，もう一度見たい映画はありますか？ -> 例えばあれニューシネマパラダイスとかですね男たちの挽歌とかめちゃくちゃ古いですけど", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "1967 mustang", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Yes, I need to find a train from leicester to get to the hotel.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XXXX, I redeemed points and paid {$140.00} for a rental car voucher with XXXX rental. This was though XXXX Card services, which is now Bank of America. XXXX refused to accept the voucher and billed me {$280.00}. I disputed this with Bank of America and they denied my claim. I have paid for this rental twice. Points in the amount of XXXX we 're deducted from my regards account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX/XXXX/XXXX I sent Penn Credit Corporation a letter in which they received XXXX In the letter I was asking them to validate the debt asking for the audit trail and promissory note ... Penn Credit has failed to place my account in dispute and it has been pass 30 days ....", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "no thats it thanks", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "a flying jatt full movie", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "They keep locking me from filing disputes and I send proof for wrong entries by mail and they will not fix problem and wo n't accept my disputes, and keep putting fraud alerts on my file for no reason and keeps me from improving my credit to purchase home, I 'm ready to hire an attorney and file suit against them for interfering with this and not following federal and state laws. I want this fixed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Are bananas susceptible to any sorts of diseases?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have been attempting to work with my new mortgage company but they have been nothing but helpful since taking over my loan from XXXX. I need help as my home is going into default and I can not maintain payments. Please have someone assist me with a solution. I am open to a loan mod as or deed in lieu. I need a single point of contact, someone who is willing to keep open lines of communication.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "のってみたいですか？ -> 時間とお小遣いの余裕があればそうですね乗ってみたいですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "12 ve 18000 BTU olarak 2 adet ECA klima kullandığımız evimizde 4 sene içinde 2 kez gaz yüklemesi yapıldı ve tekrar gaz yükleme gerektiriyor. Yetkili servisi arayıp sorunu ilettim. Sorunun kök sebebini anlatıp çözüm üretmek yerine bana iş ve fiyat bilgisini verdiler. Sorunun normal olduğunu ve her sene bakım gerektirdiğini eklediler. Değişen yedek parça ve yapılacak teknik servis hizmetinin garantisi olup olmadığı konusunda mantıklı yanıt alamadım. Gemi baş mühendisi olarak iklimlendirme ve klima sistemleri bakım ve onarımı ile 20 yıldır ilgiliyim. Ne yazık ki ECA gibi bir markanın bile böyle sorumsuz, bilgisiz ve özensiz tutumu olması üzücü.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "turkish_complaints"}
{"text": "What is the average alcohol content of wine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "How do sports improve physical health?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Citibank charge {$23.00} on {$700.00} dollars for 30 days XX/XX/2022 and that is not the 13 % / 12 months. \nFurther I do not agree to compound interest.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "コンビニスイーツは好きですか？ -> はい好きです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "a passage to india", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "8 temmuzda gardırop siparişi vermiş olup 1 ay geçmesine rağmen ne bir iletişim kuruldu ne de bizim iletişime geçmeye çalıştığımız kişilerle iletişime geçebildik. Teslimat tarihi 16-19 Temmuz olmasına rağmen hala daha iletişim kurulmadı. Şanlıurfa Karaköprü şubesindeki çalışanların ilgisizliği, bilgisizliği ve sorumsuzluğu bir müşteri olarak şahsımı çok rahatsız etti. Bir an önce bu durumun düzeltilmesini talep ediyorum.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I NEED TO KNOW IF THERE ARE NEW FEDERAL LAWS THAT STATE SOMETHING TO THE EFFECT OF HOW LONG A PAID MEDICAL COLLECTION CAN STAY ON YOUR CREDIT REPORT AND WHAT STEPS I CAN TAKE TO REMOVE THIS FROM MY CREDIT REPORT?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Have a fantastic day, goodbye", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "After multiple attempts, this company will not show proof of this debt that suddenly appeared on my credit report. \n\nThey are saying it 's for a lease, but I never signed this lease, nor did I live where it 's saying. I 've been in California. \n\nIt 's not fair that I 'm being held captive for something that does not belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "yep sure, why not?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I want to leave sometime after 08:45.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Can I help with anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "ほかにエピソードはありますか？ -> それも買い物もいろいろしたしとにかく集団でいろんなとこバスで回らしてもたったので楽しかったです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I disputed some inaccurate items that are on my credit with Equifax. It has been 60 days and I still have not heard anything from them, yet the items are still reporting on my credit", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My closing agent mailed a check to payoff my CITI credit card on XXXX for {$2600.00} the check was cashed on XXXX by CITI, but as of today CITI still shows that my credit card have not been paid off. They are charging me late fees and reducing my credit line because of this issue.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "THEIR IS THIS DEBT COLLECTOR THAT CALLS FROM SEVERAL DIFFERENT NUMBERS BUT I HAVE N'T RECEIVED ANY R WRITTEN COMMUNICATION FROM THEM. THEY DO N'T LEAVE VOICE MAILS.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "What time would you like to get the car?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I hear that Cambridge has a lot of nice museums, can you tell me more about that?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "My personal information was compromised during the Equifax data breach. The trust of just shy of 150 million people has been abused, and frankly it is outrageous. \n\nOur security should be taken far more seriously.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX XXXX has sent collections letters stating I owe XXXX {$400.00} ( shown as {$400.00} on my XXXX, XXXX and XXXX credit reports ). I have written several certified letters asking for verification pursuant to the Fair Debt Collection Practices Act including but not limited to Section 807-8. I also asked for verification of the debt that is competent evidence bearing my signature, showing I have ( or have ever had ) a contractual obligation with MCM and/or XXXX. Both parties are in violation of the FDCPA ; therefore since they have not validated the debt, it must be deleted from all credit reporting agencies immediately. An copy of billing statement is not acceptable verification.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "on XXXX XXXX 2014 synchrony bank put a hard inquire on my credit report without my consent i have never tryed to get anything from synchrony bank", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How did the IOC get started?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Can not login to my Citi Bank Credit card account. I receive the following error Displayed on my PC screen ; An error occurred during a connection to online.citi.com. SSL received a record with an incorrect Message Authentication Code. ( Error code : ssl_error_bad_mac_read ) The page you are trying to view can not be shown because the authenticity of the received data could not be verified. \nPlease contact the website owners to inform them of this problem.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Lightstruck, or \"skunked\" or \"skunky\", beer has been exposed to ultraviolet and visible light. In some cases, such as Miller High Life, a hops extract that does not have isohumulones is used to bitter the beer so it cannot be \"lightstruck\", and there are also other solutions available to prevent beer bottled in clear and green glass from becoming skunked or light-struck, such as taller walls on 6-pack carriers.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I have 5 restaurants available in the centre of town in the expensive price range. Do you have a food preference?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Beklediğim den çok iyi geldi çok beğendim", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Green tea originated in China, and since then its production and manufacture has spread to other countries in East Asia.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My account check card was stolen ... I alerted the bank and they charge me over {$300.00} in bank fees then closed my account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "コンビニスイーツは好きですか？ -> 好きですミニストップが一番好きです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "You will leave Union Plaza and reach the Union Station.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Equifax is not responding to my requests to investigate and remove accounts from my credit report that do not belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want to cancel the monthly automatic ACH from my BB & T bank account and switch it to another one ( our property manager ), but BB & T 's mortgage division 's answering service will not connect me to an agent and keeps telling me to call back. My account has been overdrawn 3 times now as a result.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "歌舞伎を見に行ったことはありますか？ -> いや全くないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I was a victim of Identity Theft and filed a full police report regarding the Identity Theft and the impact of the negative items on my credit report that do not belong to me. I filed a formal letter to Equifax reporting the Identity Theft along with a copy of the Police Report and asked them to remove the items listed on my credit report that do not belong to me as they were from the ID theft and Equifax has refused to remove these items after 3 months.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I just do n't make enough money to repay these loans. XXXX made me take out loans against my better judgement as a XXXX year old child with XXXX XXXX XXXX XXXX, and XXXX XXXX XXXX XXXX. \n\nTo XXXX XXXX XXXX XXXX i owe - {$23000.00} To XXXX XXXX XXXX XXXX i owe - {$49000.00} This was all for a 2 year degree no one will even look at because it says XXXX on it. Please help i am getting physically ill from the XXXX of dealing with these people.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "10 inch laptop", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. \n15 USC 1681 Section 602 States I have the right to privacy.\n\n15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written Instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under a open end consumer credit plan as late for any purpose", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX XXXX XXXX is reporting a charge off auto loan on my credit with a balance. \nI have called and repeatedly ask for this debt to be remove, they have not supplied me with an itemized statement or signed loan original paper work. I would like this removed from all 3 credit bureaus.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On or about XX/XX/XXXX Fedloan Servicing inappropriately sent my account into default. We had sporadically been late or had fallen behind due to a serious medical condition, but were told by Fedloan after multiple calls we were still in good standing. Around that time the Dept. of Education ( DOE ) notified me that I had to go through a loan rehabilitation due to reporting from Fedloan. We reluctantly agreed to and entered the rehab XX/XX/XXXX and successfully completed the program XX/XX/XXXX. During this time, our mutually agreed payment was being remitted to the DOE since no other instruction was given during this time to change payment elsewhere. After many hours of corresponding with the DOE and Fedoan I discovered the DOE would forward the payment every 3 months to Fedloan. During the entirety of the loan rehab and up until today, Fedloan has been sending negative damaging information to all credit reporting bureaus due to an ongoing administrative error on their part. This has caused extreme financial hardship to me and and my family to the point that it has essentially ruined our lives. This company is extremely difficult to contact and work with to try to settle the dispute. I have spent hundreds of hours on the phone, online, direct mailings and filing dispute forms as well as providing proof of timely payment to them or the DOE. The most recent dispute was filed several weeks ago with once again no response. This company has the worst customer service I have ever experienced. I will furnish all supporting documentation upon request. I will not waste more time proving my compliance to the loan conditions that the DOE and Fedloan had set forth until I have assurance this forum is real and intend to pursue this complaint.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "From where will you fly?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have inquiries on this account that i did not authorize or complete personally", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "My consumer report has a line item from XXXX XXXX  for a medical debt purchased from another company. This debt has already been paid. My consumer credit score has been negatively impacted. I sent a Cease and Desist notice dated XX/XX/22 by certified mail on XX/XX/22, and it was received on XX/XX/22. The corporation has failed to communicate with me within the 7 days response time per my demands in connection with this notice.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "A statement is not a validation of debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The address is 196 Mill Road City Centre, postcode cb13nf.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Transunion allows XXXX XXXX XXXX to violate Federal Bankruptcy Laws in reporting false information. I am not 30 days late, The payment for XX/XX/2016 was not due, as I filed Chapter XXXX Bankruptcy on XXXX/XXXX/2016 The both accounts ending in XXXX and XXXX have been included in my Chapter XXXX Bankruptcy that was filed on XXXX/XXXX/2016", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "銃を見たことはありますか？ -> 銃はないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I couldn't find the normal lifespan of the Ginko biloba tree, but there are records of some living trees being over 2,500 years old.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Sorry that i didn't find the answer but i found Green Party members Elizabeth May, Paul Manly and Jenica Atwin were re-elected in 2019 federal elections, Pierre Nantel ran under the banner of Green Party as well but lost the election.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Lumpia tahu is filled with tofu and diced carrot, lightly seasoned, and deep fried.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "きょうはここまでなにで来られましたか？乗り物は乗りましたか？ -> はいＪＲから乗って茨木から自転車で来ています", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I had a {$50.00} google XXXX card in my Google WalletIt expired without notice and i lost my fundsGoogle should have alerted me when the card was about to expire as they do for a credit card linked to the Wallet, so i could use the funds", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "looking for a particular restaurant. Its name is called bedouin", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "On XX/XX/XXXX, XXXX XXXX add a hard inquiry on my credit report per XXXX. \nOn XX/XX/XXXX, TD AUTO FINANCE add a hard inquiry on my credit report per XXXX. \nOn XX/XX/XXXX, XXXX XXXX XXXX XXXX add a hard inquiry on my credit report per XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX, Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Debt is to my ex wife as stated on my disillusion. I have told them probably over 60 times in the past two months and gave them her number. I have asked them to stop calling and they continuously call at all hours of the day. They have threatened to call my parents who are n't even apart of the situation.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "This company AR Resources has put a deragatory collection account on my XXXX credit bureau reports as of XXXX/XXXX/16 but did n't pop up until XXXX/XXXX/2016. For a medical collection from XXXX XXXX XXXX. I have never ever heard of them and I believe that this is fraud. I have attached a police report and FTC Affidavit and I want it removed", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX   XXXX   XXXX   client  XXXX   XXXX  is a victim of identity theft. Someone used his information to apply for several credit accounts without his consent. Among these are  Barclays Bank credit card service. A formal dispute was mailed to Barclays Bank,  certified mail with return receipt     X/XX/2017   which  Barclay  Bank did receive. A recent credit report  X/XX/2017    still shows the  Barclays  inquiry listed with the credit bureau  XXXX .", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "テレビなどでも見たことはないですか？ -> そうですね市川海老蔵とか芸能スキャンダルとかでしか見たことないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Aldridge Pite LLP an alleged Attorney Firm, but debt collector defined in the FDCPA along with XXXX XXXX, XXXX XXXX and XXXX Mortgage has criminally engaged in acts of violence, abuse and harassment physically against the named consumer and her family, household.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It is 75.10 pounds.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I have contacted Credit Acceptance 3 times by certified mail as well as disputed the fraudulent account with all XXXX credit bureaus and they allege the account belong to me. I have a police report on file in this regard and I have supplied a copy of the police report to them. The last time I contacted them by mail was on XXXX XXXX, XXXX has been two months and they still ignore me but yet and still they continue to report the account. Account Number XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "行ったことはありますか？ -> いえパリはないですいつか行ってみたいなと思っています", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "This is from years ago, when I really need the money. It was only about XXXX dollars. Now they want to settle with over XXXX dollars. I said okay, but I cant do it now. He said it has to be done now. He is a legal courier for XXXX XXXX. Where I live. He left me a voicemail today threatening to come get me implying either arrest or something worse. His name is XXXX XXXX he has been calling me non stop and leaving these kinds of voicemails.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX was not included in my bankruptcy. The account shows closed. This is incorrect. I have been making monthly payment to them directly.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In professional sports, the player are financially compensated for their performance, whereas in amateur sports, the players are largely or entirely without such remuneration.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "This collection is for a bill for a medical procedure that was covered 100 % under my XXXX insurance. I have made repeated attempts to resolve this collection with the collection agency ; BCA Financial Services. They tell me to disregard the mail notices and that they will process through XXXX again. But, the collection stays on my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "After going through repeated phone calls and asking them to stop. They are still call my house phone as well as my wife cell number. This issue is causing great dismay with my family. I keep telling them our situation has not changed and the time we are using to make it work is being blocked by the repeated calls ( harassing ).", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "ドラマ「アノネ」を知っていますか？ -> あのねいや知らなかったです今覚えましたあのねですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have disputed negative accounts on my credit report more than XXXX time. Equifax has sent me investigation results with contradicting results. Some reports have accounts that are not on previous reports but dated earlier than some accounts.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What's the station that I'm leaving and heading to?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "have never lived in XXXX XXXX XXXX XXXX XXXX. I have lived in XXXX all my life.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I could not find anything regarding living descendants, but the final ruler from the House of Babur, Bahadur Shah, was exiled in 1857.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I purchased a car in XXXX/2017 the car dealer sent my information to over a dozen financial institutions. each inquiry on that day was counted as a single inquiry and lowed my FICO score significantly. this was reported to each of the 3 credit reporting agencies. \nI reviewed my file and noticed the same thing happened a couple other times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The most common afflictions affecting bananas come in the form of viruses and fungal infections, including Panama Disease and its strain Tropical race 4, Black sigatoka, and Banana Bunchy top virus. Which would you like to learn more of?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Young Henri Cartier-Bresson started photography by taking holiday snapshots with a Box Brownie and later with 3x4 inch view camera.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "A range of host taxa exists, such as marsupial and placental mammals, birds, reptiles like snakes, iguanas, and lizards, and amphibians. There are also ticks whose hosts are domestic animals as well.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "My credit report is now showing an address that I do not recognize. I would like to know where the bureaus obtained the XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX address. I did live in XXXX before, but never at this address. Any account associated with this address is fraudulent and does not belong to me. Please remove this address from my credit report and please notify me if there is any accounts / reporting associated with this account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "aarp membership car rental discounts", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "After retrieving copies of My credit report. I sent a request for validation on XX/XX/18 to Lanier collection agency regarding 3 different accounts listed by CRAs. Lanier Collection Agency have failed to respond within 30 days as allotted by the FCRA.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting Act this creditor has violated my rights under [ 15 U.S.C. 1681 ] section 602 states I have the right to privacy [ 15 U.S.C. 1681 ] section 604 ( a ) section 2 it also states that a consumer reporting agency can not furnish an account without my written instructions. Under [ 15 U.S.C. 1666 ( b ) ] a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Banco Popular de Puerto Rico, XXXX XXXX branch is not.paying attention to send me my Visa card since XXXX XXXX.I am very needed to receive my Visa card because is urgent to me to resolve some problems.I am calling frequently to Costumer Services numbers and they are not answering the telephones and I visited the offices and they said that they sent the card but it was returned and I confirmed that it was the correct address .but I didn't receive the Visa card yet.and I am  sure the address is correct.please help me.Thank you ( excuse my English errors because I am Spsnish speaker )", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "That one works for me. I'll need a bus to get there.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Listed below are on my credit report : I am XXXX XXXX XXXX NOT XXXX XXXX Original Creditor Name XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$130.00} Amount {$130.00} Status Date XX/XX/XXXX Status UNPAID Original Creditor Name XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$300.00} Amount {$300.00} Status Date  XX/XX/XXXX Status UNPAID Case/Docket # XXXX Date Filed XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX  Amount {$800.00}", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Company- XXXX XXXX XX/XX/XXXX Balance - {$390.00} This acct was included in my bankruptcy and this business should be fully aware of the bankruptcy laws. The company did not apply in the time frame that was allowed and under these circumstances it should be removed from my credit report. XX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Unfortunately, I can't find that information.  I can tell you that Tomy sells many products worldwide, including baby and pre-school toys, baby monitors, mechanical and electronic games, consumer electronics, children's arts and crafts products, and a vast range of toys suited to girls or boys, as well as a large selection of Disney, Pokémon and Thomas the Tank Engine merchandise, so it's likely their revenue is respectable.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "I am currently behind in my mortgage payments with Nationstar and have a foreclosure sale date scheduled on XXXX/XXXX/16. They are reviewing me for a loan modification and all the requested documents have been provided to them. They are telling me that the sale date may still go through which is why I am reaching out to you. Please provide any assistance in getting my sale date postponed.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "オリンピックは今までに見たことはありますか？ -> テレビでしか見たことないですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "1953 corvette", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Good to know. That's all I need for now.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Try again. How about a premium economy flight with Southwest Airlines? I have zero bags to check in.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "では，歌舞伎を見たことはありますか？ -> いいえないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "TransUnion charged me {$5.00} to temporarily unfreeze my credit report. \nThis occurred on XXXX XXXX, 2017 On the web site it is listed as a free service.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I do n't know why its taking Equifax so long to send me a copy of my new credit report. I requested an investigation on XX/XX/XXXX, and they never responded to me.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Im not sure the name of the company put they took the car back ... they told me if I wanted to return it would be off my credit I returned the car with no problems and its still on my credit", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Would you like a shared ride?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Margarine is composed of what type of oil?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have contacted TransUnion XXXX and XXXX multiple times to reports multiple inquiries on my accounts are not mine and not authorized. To no positive outcome they keep telling me there is nothing they can do. This issue is deeply affecting my credit and is unfair to me. I would like for these unauthorized inquiries be removed.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "There is a nice car available at Grand Central Station for pickup on March 9th. It is a Full-Size car and is a Cherokee.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "What system of religious law is based on the Quran and the Hadith?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Confirming: I will reserve a table for 2 people at Sino in San Jose. The reservation time is 11:30 am today.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Sure. The Riverside Brasserie is located in the center area of town and the address is Doubletree by Hilton Cambridge Granta Place Mill Lane. Anything else today?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Yes please, just one ticket. Could I get the reference number for the train you book please?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have XXXX account on my credit report with XXXX that is not mine I 'm not an authorized person and nothing like that but it is appearing on my credit like they are mine so please take them off.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "EQUIFAXXXXX XXXXSTATUS SHOWING COLLECTION/CHARGE OFF ( SHOULD BE UNKNOWN ) ACCOUNT WAS INCLUDED IN CHAPTER XXXX BANKRUPTCY FILED XX/XX/2015", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX XXXX, 2015 I went to an Atm to with drawl my rent money. I have used my direct express card here many times. The Atm froze and never gave my money, but that bank did withdrawal from my account. I have not yet got my money back to pay my rent, now I have to pay a late fee.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ethical concerns regarding organ printing include the availability of organ printing technologies, cell sources, and public expectations.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Is green tea popular anywhere else other than China?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "This was a payroll check from my job. This collection agency is telling me they are a law firm and they are going to sue me. Never read me the mini Miranda. Called my stepmother and told her I wrote a bad check and released all my information to her.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "では，もう一度見たい映画はありますか？ -> もう一度見たい映画は韓国の映画なんですけど７番房の奇跡っていう映画はとても良かったのでもう一度見たいなと思います", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I have submitted XXXX disputes to Trans Union credit bureau regarding incorrect payment history for an account on my report - XXXX. The payment history reflects multiple late payments when in fact the account was paid in a timely manner. I have also contacted the creditor but no answer has been given after numerous attempts. I am not sure what else to do given the attempts and lack of proper response from the credit bureau.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "The debt has been paid and the company continues to report a balance on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I do not know who this company is, never recur correspondence about this supposed debt. I am a military vet and I want this false collection removed from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Alışveriş yapamıyorum. İşleminiz bankada tarafından şüpheli işlem olarak bilgilendirildi veya işleminiz bakiye yetersizliği sorunu alıyorum. Bakiyem yeterli olmasına rağmen. Bunun hakkında acil çözüm istiyorum sürekli böyle. Yardım istiyorum ben Gerekli kişilere halimi arz ediyorum", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "11th of this month.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I traded in my toyota Rav4 on XXXX/XXXX/2016 on XXXX/XXXX/2016 tmcc finance company received the check for the payoff from the dealer where I traded my suv. they have the check and continue to collect on a debt I do n't owe. they made a mistake on their end and continue to penalize me, add fees and have marked my credit report as 30 days past due.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Wells Fargo continues to report an unresolved auto loan balance on my credit report that is not my responsibility. I have contacted Wells Fargo about this on numerous occasions, and provided them with the court documents which transfers the liability, but they refuse to take action.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ちょっと特別なスイーツを買うときは近くのお店とか「デパートの地下」とか、利用しますか？ -> そうですねちょっと特別な時はデパートの地下とかで買う時があります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Delta Management Associates, Inc. contacted me at work on XXXX XXXX, 2016. I gave them a mailing address and asked for all future contact to be through the mail at the given address. The next day, my employer received two faxes for information from them. When contacted to ask them to cease from contacting the business, they hung up the phone.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "there is a spelling of my name that is wrong. also it has an address Iv never lived at in there", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have been trying to dispute incorrect and/or invalid items listed on my credit report and have gotten no assistance from the creditors or the credit bureaus regarding this matter. Please see attached documents and letter for referenced issues from above.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Bill for services provided by XXXX ; toal of XXXX, apid XXXX. Third party lender ( Monterey Financial Services ) financed a remaining balance of XXXX on bill. After 4 payments of XXXX ( total of XXXX ) paid so far, called for payoff amount and was told it was XXXX! Nearly 200 % profit on a 14 month loan.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1 aylık denemek için aldığım üyelik benim onayım olmadan devamı getirilemez. İptal ettiğim halde hesabımdan düzenli olarak aylarca para çekilmiş. Derhal üyeliğimin iptalini ve izinsiz gerçekleştirdiğiniz bu işlemde mağduriyetimin giderilmesini talep ediyorum.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Neel Jani of Porsche was the winner, it was his and co-driver Marc Lieb's first Le Mans win.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I was removed from the HAMP Loan Modification Program and foreclosed upon, inadvertently. This statement was in a letter sent to me from Wells Fargo. Please help me, they ruined my families life.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A lack of higher education is the cause of low literacy.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Yes, please broaden the price search.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "i'm looking for multiple sports in the centre", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Wells Fargo used scare tactics and unprofessional & unhelpful advice re : underwater mortgage. I am XXXX and can not afford current payments.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The mother of the prime minister Rajiv Ratna Gandhi, Indira Gandhi, was assassinated in 1984.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "- We purchased our family home located at XXXX XXXX XXXX XXXX in XXXX XXXX in XXXX. We have resided in our home as our primary residence since that purchase. We fell behind when the business owned by XXXX XXXX went under in XXXX. The XXXX 's financial sit", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "experian report had me and son on the same report he had s.s.number with XXXX mine with XXXX. t been deny credit become of this.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "401k home loan", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Contact the credit agency to dispute inquiries that were made with my knowledge, after there investigation they conclude the information was correct. I contact the individual companies I never heard back from them regarding the matter. I have attached a pdf of the document the was sent to Transunion XX/XX/2015.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What are the most common ingredients in lumpia?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Equifax , when requested to allow me to speak with an American, rather than someone in XXXX, repeatedly hung up on me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Equifax 's website that advises if I 've been a victim in their recent hack shows that my information is at risk. Equifax has mishandled my private information, so now I need to go through steps to protect my information from further misuse. This is costing me money and hardship.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I couldn't find much on how common they are to catch but there are concerns that the overall population has declined, revenues have fallen, and the number of female crabs able to reproduce has fallen as well.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "No, thank you that is all for today.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "After months of requests to XXXX XXXX, they still have not provided any validation that the account is mine. More importantly, that I should pay THEM. I have requested simply validation for months, but all they said was it 's verified. And with that, I inquired as to how they verified it, with whom, and they never provided any documentation to show verification/validation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/2021 I sent a letter re : inaccurate and unknown things on my credit report. It has been over 60 days and I have not received a response yet. I feel like I am being ignored and taken advantage of regarding my disputes. Section 611 ( a ) clearly states that a failure to investigate these items within 30 days gives reason to immediately remove those items from my credit report. It has been over 60 days so they should be promptly deleted.I am distressed that you have included the information below in my credit profile and that you have failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Furthermore, In accordance with The Fair Credit Reporting Act, Public law 91-506, Title VI, Section 611, Subsection A-D, please provide the names and business addresses of each individual with whom you verified the above, so that I may follow up. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefore needs to be re-investigated. This has really caused me a lot of stress and strain and I demand that these accounts be deleted immediately or I will file for litigation. My information was also impacted by the Equifax data breach and may have gotten into the hands of the wrong person.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I recently was denied credit due to a delinquent bill. National Service Bureau is negatively reporting a collection that does not belong to me. I filed a police report with the XXXX Police Department. Identity theft report # XXXX and Report # XXXX with investigator XXXX. I was a victim of identity theft and I do n't owe this debt and I would like this item removed from my report immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality, under 15 USC 1681 XXXX XXXX Account Number XXXX, XXXX XXXX XXXX Account Number XXXX has violated my rights. \n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.\n\n15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I submitted an investigation dispute with Equifax on XXXX/XXXX/XXXX and as of today XXXX XXXX, XXXX the dispute is listed as pending. They have date of completion listed for XXXX/XXXX/XXXX. They have passed the 30 investigation limit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "今までいった「旅行」で特におすすめの場所はありますか？ -> そらーやっぱり北海道と沖縄でしょうねやっぱり北海道は美味しいものが食べれるし沖縄は海なんかもう異国ですねリラックスできます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "They called my employer without my permission. XXXX/XXXX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "3 phase power", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Only one payment behind and called numerous times daily. When asked to wave late fee, reply is that it is credited on the end of the balance. ( not helping me to catch up the late payment now ).", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have disputed this account several times and provided information related to the identity theft and fraud. This account is not mine has never been mine and is a result of identity theft.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Have a nice day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Between XX/XX/XXXX and XXXX 2015 they called me 7 days a week 5-7 times a day for a total of about 300 calls within a 45 day period", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "とあるモデルガンのランキングによると、ライフル・SMG部門で一番人気のあるものは、東京マルイのHK417、アーリーマリアントだそうです。ご存知でしたか？ -> いや全然知らなかったです興味がないので", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I am going to rice house", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2020 gmc yukon", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "LTD financial calls every day, repeatedly. We had ignored the calls because they are masking their number from caller ID. Today I picked up and they wanted to talk to a person who does not live here, and has never, ever lived here. I advised them that this is not that person 's number, and never has been. The represetative was very rude, and over talked me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Upon request for validation and dispute of a debt with XXXX I RECEIVED THE ATTACHED letter stating the account was sold. The dent was not validated yet the trade line continues to appear on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ben kolay kolay böyle kötü yorum yapmam ama bu artık pes dedirtti.Renkli plastiğe şekil vermisler toka diye göndermişler.İade", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Nothing in the north, four star? I need that and cheap with free parking.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I requested my free annual credit report back in XXXX. I received a report from XXXX and XXXX, but Experian refused to provide it. \n\nI would like Experian to fulfill their obligation to supply a free report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have found the worth house in the north with a cheap price range and 4 stars. Can I book this for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Where would you like to leave from and where do you want to go? What date would you like to travel?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I called the company SCA collections and asked them to update the credit report and they have not yet. Please help me to get this resolved and removed", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Calling, several times a day and night. Calls going to voicemail for couple of minutes of silence. When call back no one will answer.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bir süredir kullandığım internet hizmeti sebepsiz yere kesilmiş gelen teknik servis sizin adresiniz sistemde farklı görünüyor diyerek hat nakil talebinde bulunmamı istemiştir. Benden kaynaklı olmayan adres hatası için Millenicom şirketi WhatsApp hattı üzerinden 400 TL talep etmiş ve hat iptali için müşteri hizmetlerine bağlanmak için 0850 333 0 333 numarasına yönlendirmiştir. Fakat o numarayı ne zaman arasam ve ilgili tuşlamaları yapsam sürekli telefon yüzüme kapatılmıştır. Hizmet verilmemiştir.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I have an inquiries on my report that I never applied for, I need this to be removed I already fill up an Identity Thief affidavit and send this to all XXXX credits bureaus.The company XXXX application was not done by me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2000 chevrolet silverado 1500", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Is there anywhere in the world that has more beer festivals than anywhere else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "There is a collection account on my credit file for {$380.00} from a XXXX XXXX XXXX. I have disputed this item several times because I have no knowledge of this account. I requested validation of this debt and never received anything.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Trying to use   XXXX   XXXX   and the amount of money in my bank account does n't accurately show. I bank thought capital  one 360 ch ecking", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It said that this account was open 2015 and i owe XXXX that is incorrect ive went to the company and they said theres know such thing. I DO N'T owe them nothing they owe me XXXX. I WANT this off my report ... Its false information. I 'm attaching the paper that was given to me by XXXX XXXX XXXX XXXX showing i dont owe them anything they owe me, the date is on there when i went in person.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My destination is San Francisco.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have XXXX inquiries that generated an account and I was able to close the accounts before any fraudulent charges were made. The inquiries still showing on my report and transunion refuses to help me with the issue and expedite the process inquiries are the ones bellow : XXXX XX/XX/XXXX and XXXX bank XX/XX/XXXX Please do not delete the other XXXX as it belongs to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have been making payments in a \" rehabilitation '' program for well over a year. I just found out that instead of being rehabilitated, I am still in default. I have attempted to contact them by phone and by email for over a week now and I have n't received any communication. No returned calls, no returned emails.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Wells Fargo Bank ( 1 ) Opened multiple account when not necessary, ( 2 ) charged fees on accounts that were supposed to be \" free '', and ( 3 ) charged \" Direct Connect '' fees, but called those fees as \" QuickBooks '' fees on my bank statements when I never used the Direct Connect service.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "20 questions game", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Credence Resource Management , LLC ( XXXX, Texas ) placed a collection on my credit report for a debt that was not mine. No attempt to notify in writing, to do basic validation of a debt clearly in another state. I have contacted Credence, the original company XXXX, credit bureaus, the CEO of Credence, and have filed a police report and still am not satisfied.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "見るつもりはありますか？ -> 今のところはないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I wrote a check for {$220.00}, and Wells Fargo posted the check for {$2200.00} which overdrafted my account by {$1700.00} and left me with bills to pay and just a few XXXX in my bank account. They told me there was no recourse I could take and that it would be XXXX days before I can get my money back, even though this was by no fault of my own. I am now left to live on {$150.00} for however long it takes them to fix this error.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In the process of selling my house and need a lien release from Bank of America. A formal request was sent on XX/XX/XXXX. Have a closing date of XX/XX/XXXX and they still have yet to send the release. They have been contacted numerous times by the title company, the real estate company and myself and so far no resolution. Time is of the essence because of nearing closing date. Bank of America has had ample time to send lien release that I may sell my house.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "submitted a method of verification request on XX/XX/2019. Received no response. I followed up again on XX/XX/2019, allowing the company another until XX/XX/2019 to respond. To date XX/XX/19 I have received no response regarding the method of verification. Instead of returning method of verification information transunion responded with new credit report dated XX/XX/19 # XXXX stating that item is accurate. Their evasive actions in violation of the FCRA guidlines which was 15 days of receipt to supply information.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "On my credit report, it shows I have an missing payment in XX/XX/2017 which I think is an technical error on bank system because for 2 years before and after that it's always been on time.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2019 nissan", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have 5 checking accounts w US bank and I received a 10 day notice they were closing all my accounts and would not give a reason. No checks were ever bounced. I will not get my social security check which I desperately need.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Incorrect information on late payment by XXXX was not corrected by EXperian as requested by XXXX. XXXX requested that each of the consumer reporting agencies to : \" Delete the delinquencies from my credit report '' XXXX did as requested but Experian and XXXX have not. This is my second complaint on this subject.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "歌舞伎はよく見に行かれますか？ -> いいえよく見に行かれますか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "a haunted house", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "a fibrillation", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I am still XXXX and have tried dealing will of these issues. I have not worked since XXXX, 2015. I am still disputing their mortgage amounts, they continue to charge me for an impound account my loan amount is XXXX the letter states XXXX. I am attaching a letter with the last mortgage payment returned.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I couldn't find much on how common they are to catch but there are concerns that the overall population has declined, revenues have fallen, and the number of female crabs able to reproduce has fallen as well.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "We took out a loan from Ashley Furniture for the purchase of a couch. The loan was supposed to be zero percent for 24 months. Now we were told by the bank that because we did not pay off the loan within the 24 months, they are accruing all of the interest, at 30 % for the 24 months. To make matters worse, the bank stop sending us statements back in XXXX 2015. Since the loan is on automatic payments, we did not notice the missing statement.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Beyendim, guzel", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Not as of yet. Organ printing is still in the developmental stages.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Equifax provided inadequate protection of my personal data including social security number, name, address, and birthday. As a result, this information was stolen. Equifax delayed notifying me in writing ( still has n't ). Their incompetence has greatly increased my risk of identity theft.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yeah, that sounds good.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "All your information is incorrect, Inaccurate, or false.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The recent Equifax hack exposed my personal information to hackers for over 2 months. My wife and I are in the underwriting process for our first home RIGHT NOW. This is absolutely unacceptable. I 'm a XXXX XXXX and work on web-facing applications by trade, this sort of security breach is beyond the pale and wholly avoidable.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I was informed by the XXXX XXXX XXXX XXXX that due to Equifax report they had denied me a line of credit. I tried to obtain free report with Equifax , however was unable to because they request a U.S. social security number. XXXX. I would like to obtain the credit report that is preventing me from obtaining credit with the XXXX.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "I'd like to reserve tickets for an event?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "その旅先で美味しい食べ物はたべましたか・・ -> うんそうですね食べました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "REAL TIME RESOLUTIONS IS CONTACTING ME ABOUT AN {$84000.00} BILL FOR A PROPERTY I DO NOT OWE", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Received an update credit report, no changes nor response to why.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "2013 ford escape", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "On XXXX XXXX, 2017 I borrowed a XXXX loan from this company, now they are saying I owe over 2,000 dollars. I have attempted to contact money lion several times and I have n't gotten a call back or answered call.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "CONVERGENT OUTSOURCING , INC must have bought out another company with intention to add an account that was closed and removed off my XXXX credit report for fraudulent reasons in 2013. Then updated the information and put it on my XXXX credit report this year. This is not the first time it happen. It keeps popping up and removed ever time I file a complaint.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "さいきんドラマは見ましたか？ -> そうねえ最近ねえ私は韓国ドラマが好きだったんだけど今はあんまりね見てないですねサスペンスとかよく見ますけど", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "502 bad gateway error", "label": 2, "label_name": "WRONG_ANSWER", "source": "mimics"}
{"text": "Experian refuses to correct negative accounts listed on my credit report. they are in violation of the FCRA.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I interested in the solutions advised by the United State government.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Are you leaving on March 2nd? Where are you departing from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Great, there are 3 cars you could rent. I found a compact Bolt available from LGB Airport on March 3rd.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "No, thanks again.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have checked my credit, and I learned that every inquiry on my profile I had NOT authorized. These need to be removed immediately. Additionally, there were several accounts that I did not approve or never took a dime from them. This needs to be removed as well. I have also included addresses in which I never lived at as well.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Can you tell me more about what type of tripods i can use for a camera to limit motion blur?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "スイーツは好きですか？ -> スイーツはわりと好きです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I appreciate your taking the time to DELETE some of the erroneous accounts in my credit file ; however, there are still an account that need to be DELETED. The credit bureaus must verify this account under Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ). I'm hoping that this disputed account be DELETED immediately. \n\nXXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "I need to get four tickets for my group.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "You're welcome, have a great day.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I have contact Equifax in regards to inquires on my report that I did not authorized. When I disputed the inquires they stated that it was factual information and can not be disputed. I contact Equifax and advised them that the inquires that I disputed was not authorized by me and I needed them removed. They advised that I can not dispute inquires from my credit report. According to the FCRA anything that is inaccurate or fraudulent can be removed", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "yes please, for 6 people at 20:30, same day.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Yeah, what time do you want to pick it up and how long will you need it for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "As Turizm firmasından 12.08.2024 tarihinde 23:00 otobüsüne Ankara'dan İstanbul'a bilet aldım. 66 ADD 307 plakalı otobüsün şoförünün geç saatte olduğundan dolayı araç içerisinde defalarca sigara içtiğine şahit oldum. Uyarmama rağmen umursamadı. Muavin nerede ineceğimi sordu. Gebze'de dedim. Otogara girmiyoruz, seni tesiste indirelim, oradan taksi ile geç diye teklifte bulundu. Ben de neden taksi ile gideyim dediğimde, 'Ne olacak sanki' diye konuşma üslubuna dikkat etmeden üst perdeden konuşmaya devam etti. Bir diğer yolcu ise bayan bir yolcuydu. Otobandan çıkarız, sizi E5'ten Tuzla'ya götürürüz dedi. Ben de 'Otobandan çıkacaksanız, geç saat beni de o yol üzerinde bırakır mısınız?' dediğimde, 'Yok, otobandan çıkmıyoruz, devam ediyoruz' dedi ve cinsiyet ayrımı yaparak konuşmalarına devam etti.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "Three weeks ago I requested my annual free credit report online with www.annualcreditreport.com. A screen popped up and said I could n't have access to my online report yet, they would send me a code or pin to use by mail so I could access my report. I also requested 2 weeks ago by their phone automated system for my reports and still they refuse to send me my credit reports from XXXX, XXXX, and Equifax.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Telephone numbers listed as XXXX and XXXX have never been associated with me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am looking for a place to eat at that's moderately priced in the centre of Cambridge.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Navient has called and left a voicemail on a previous employers mailbox. Not only is this a violation of my rights, a disruption to their business but I have also asked that they no longer contact me via phone but only to contact me via USPS. This is the second time it has happened and I do not believe my previous employer appreciates the calls.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Equifax has divulged my information to hackers through their poor security. I used their website to verify whether or not my information may or may not have been compromised. The results of the investigation is that my personal information may impacted.\nDATE : XX/XX/2017", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I found 1 flight with United Airlines that leaves at 11 pm and a return flight at 7:45 am. It'll cost $426", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "How is Tai Chi used for self defense?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Had credit card with XXXX, had good credit, and when they filed Bankruptcy, it was noted that it was derogatory on my be half! I had long good standing with the company! It should not be a derogatory statement on my credit report!", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Yes, all green tea is made from the Camellia sinesnis leaf.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I will be having a flight so I need a ticket for a one way flight, though keep in mind that I have zero bags to check in. I will start my journey on the 11th.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Does it arrive the next day? And can I check in one bag?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "最近では人工知能を搭載した家電が注目されているようですね．ご存知ですか？ -> そうなんですねいや全然知らないです人工知能搭載", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "The information on my credit report is wrong. \nI paid all my accounts, I have submitted letters and documents, over the past year, They have done nothing with this. \n\nThey should be made to take this bad information off of my account, he is hurting my life", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1997 honda accord", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "The company XXXX XXXX  appeared on my XXXX credit report on XX/XX/XXXX and on XX/XX/XXXX. It appears to be finance and personal under business type. When I contacted the company, they informed me that my social security number and other identifying information was used in an attempt to acquire a car loan. I informed the company that I have not submitted any form of application for auto financing and that this inquiry was initiated without my consent or knowledge or permission. The company said they will document the issue and contact me back with further instruction. I have yet to hear back from the company and each time i contact them further, I am told the same thing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Delta Airlines currently has a flight that leaves at 4:05 pm, the return flight departs at 4:20 am, and the total cost of the tickets are $309 each.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "PNC pulled another stunt today on XX/XX/2016. \nThey tried to put some outstanding checks through before my direct deposit went through. \nThe direct deposit was in the account at XXXX on XX/XX/2016, it was for {$570.00}. \nThey charged me XXXX overdraft fees of {$36.00} each!! \nI had a positive balance at XXXX on XX/XX/XXXX!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1979 camaro", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "What area is that in?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Annem için aldım gayet güzel", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "ATlas Credit COmpany XXXX XXXX XXXX XXXX XXXX TX XXXX Company or the Credit Bureaus have reported inaccurate information about my account they are saying i am 60 days late and that is not true problem hasnt been fixed all payments were made on time", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm also looking for a train to london liverpool street.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Equifax got hacked and all the data they had on me has been stolen. Their cybersecurity practices are abysmal and could cause great harm to me and my family for years to come.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Contract was cancelled", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "That works for me, I'd like to book it.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I went to Kay Jeweler to look at watches. The employee asked if I would like to see how much I qualify for. I asked if it would show up on my credit score. I was told NO, so i proceeded. Two weeks later I receive a letter in the mail containing a credit card from Kay Jewelers. This is in no way what I was told would happen. The employees at this store are liars.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Booking was successful. Reference number is : FBDR5BNR .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "1st grade math worksheets", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "ここに来るまで迷いませんでしたか・・ -> 前にもらった地図を見ながら来たので迷わず来れました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "911 tv show", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Experian is not responding to my requests to investigate and remove accounts that do not belong to me from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I did not find the answer but I did find that ticks generally can be found anywhere there is a dense host species population and  there is enough humidity for them to remain hydrated.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "60 inch smart tv", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Lightstruck, or \"skunked\" or \"skunky\", beer has been exposed to ultraviolet and visible light. In some cases, such as Miller High Life, a hops extract that does not have isohumulones is used to bitter the beer so it cannot be \"lightstruck\", and there are also other solutions available to prevent beer bottled in clear and green glass from becoming skunked or light-struck, such as taller walls on 6-pack carriers.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "What are some conflicts associated with the Al-Aqsa Mosque?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I received a copy of my credit report and found multiple in accuracies ; XXXX XXXX XXXX XXXX also XXXX funding account number XXXX report across all three bureaus are different. \n2.Report as closed account on XXXX but report payment activity on XXXX 3 XXXX Report different dates of the last payment on each bureau. \n4. payment history differs on all three. \nPlease remove it from my credit report. By the provision of the Fair Credit reporting act I ask that these items be removed. this is a clear violating pf 15 U.S.C 1681s-2 ( a ) a duty of furnisher to provide accurate information. 15 U.S.C ( 1 ) a person shall not furnish any information relating to any consumer to any consumer agencies if the person has notified that such specific information is inaccurate. I understand that you must complete this investigation within 30 days under 15 U.S.C Sec 168i ( a ).", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I recently received a copy of my credit report. The credit report showed credit inquires that I do not recall authorizing. I understand that you should n't be allowed to put an inquiry on my file unless I have authorized it. They are included in the upload. Only the ones highlighted in  XXXX  are the ones I did not authorized.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This Agency claims they investigated my dispute but yet they continue to report inaccurate balance on my report.I have contacted them on a number of occasions but they wont respond at all.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There is information that is on my consumer report. That is a result of identity theft. I did not Provide written permission or instructions for the identified items to be reported on my consumer report. I am re question that that's the reporting of this information be blocked And Deleted. My request to block is not being made in era. Nor is my request to block being may on the bias Of a material misreputation.\n\nOf Fact by relevant relevant to the request to block the identify transaction. The identified transaction are not information related to any transaction to me as the consumer.\n\nAccount Name Account Date Account Name Account Date You are reqsir to do what I am asking and block these transactions from being reported to my consumer report within 4 days from the date of this notice. I look forward to your response, thank you, XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "A recent overview of my credit report revealed that Credit Management LP, had appeared on my credit file. So I sent notice to this company they validate the debt and send me a copy of the application that was used to open this account. No response back to the debt validation letter. Credit Management is continuing to report negative information on my credit report, even after they have failed to provide validation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Some common forms of lumpia in Indonesia are semarang, jakarta, bogor, and bandung, to name a few.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Yes, we should be able to find you a guesthouse. Remind me of the area you need that in.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XX/XX/XXXX Bank of America reported my account to XXXX without giving me a chance to pay the fee {$49.00}. I called several times to resolve this issue and they kept transferring me to different departments. They listed my account as suspected fraud activity. I deposited checks to the account but the checks were returned because I didnt have enough money in the other account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have 6 places. Would you prefer a guesthouse or a hotel?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Tofu is made using soy milk.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Incorrect names and address as well as employers name totally mispelled.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I keep getting calls, they have called my ex husband and my work. They threaten a lawsuit jail time and to have my drivers license revoked.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1969 chevelle", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This bus goes to Portland Bus Station.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Its been more than 4 years that we have requested unsuccessfully access to the table that the First Bank used to compute the prevailing maximum rate for the conventional mortgage from XX/XX/XXXX to XX/XX/XXXX and also we have send First Bank a certified letter on XX/XX/XXXX describing in details why we are requesting that table. The certified letter was received but until this day has n't been answer.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When 1st contact by them on XXXX called back and ask them not to call my cell phone number and used a XXXX number to call me and call again today XX/XX/2017 on my cell phone again.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am filing this complaint because XXXX has ignored my request to provide me with the documents that their company has on file that was used to verify the accounts i disputed. Being that they have gone past 30 day mark and can not verify these accounts, under section 611 ( 5 ) ( A ) of the FCRA- they are required to ... promptly delete all information which can not be verified that i have disputed. Please resolve this manner as soon as possible. Thank you", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "There is no evidence that green tea aids weight loss.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "phone number, and address please", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have been trying to get this Hard inquiry off my credit for several months now. I have notified all 3 Credit Bureaus to get Validation of my signature asking this lender for credit. They keep responding with it is verified, but I do not know nothing about this company and has asked it be removed several times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "13 Temmuz 2024 tarihinde Koçtaş internet sitesinden bir mangal aldım. Telefon numaramın 1 hanesini yanlış girmem sebebi ile Aras Kargo firması kargomu ulaştıramadığı için iade başlatmıştır. O tarihten itibaren iadem gerçekleştirilmemiş, Koçtaş çözüm merkezine 7 tane kayıt açmama rağmen herhangi bir çözüme ulaşılamamıştır. Satın aldığım ürünün 2 taksitini ödedim, ayrıca satın aldığım ürünün faturası e-arşiv olarak gönderilmemiştir. Satın alım yaparken mail adresim doğru ve günceldir. Sipariş alındığına dair mail gelmiş ama e-fatura gönderilmemiştir. Çeşitli bahanelerle iademi gerçekleştirilmemektedir. Aras Kargo İstinye Şubesi kargonun Aras Kargo Köseköy Şubesine gönderildiğini ve satıcının teslim aldığını bildirmiştir. En kısa sürede iadem gerçekleşmez ise hukuki sürece başvuracağım.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Alright, so you want to pick up the standard size car from Intercity Terminal at 10:30 am on March 8th, and return it on March 12th, is that right?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "This is so annoying & frustrating. Ive sent EXPERIAN multiple letters that XXXX the XXXX whos disputing the item that is UNKNOWN to me. In Experians responses that make the claim that have not initiated any disputes on my behalf due to the fraudulent or high risk nature, and the documents I provided have either been confirmed as fraudulent or deemed as high risk due to the potential for fraud. This is a complete joke. How in the world did they verify these claims? First of all, I know that under FCRA Section 619 Obtaining information under false pretenses that any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be fined under title 18 United States Code, imprisoned for not more than 2 years, or both. Most importantly, I never sent my documentation to anyone else as it deemed as high risk due to the potential for fraud. Also, according to FCRA 611 ( a ) ( 3 ) Determination That Dispute Is Frivolous or Irrelevant ( A ) a consumer reporting agency may terminate a reinvestigation of information disputed by a consumer under that paragraph if the agency reasonably determines that the dispute by the consumer is frivolous or irrelevant, including by reason of a failure by a consumer to provide sufficient information to investigate the disputed information. \n\n( B ) Notice of determination. Upon making any determination in accordance with subparagraph ( A ) that a dispute is frivolous or irrelevant, a consumer reporting agency shall notify the consumer of such determination not later than XXXX business days after making such determination, by mail or, if authorized by the consumer for that purpose, by any other means available to the agency.\n\nAgain, under FCRA 617 Civil liability for negligent noncompliance [ 15 U.S.C. 1681o ] Any person who is negligent in failing to comply with any requirement imposed under this title with respect to any consumer is liable to that consumer in an amount equal to the sum of ( 1 ) any actual damages sustained by the consumer as a result of the failure; and ( 2 ) in the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorneys fees as determined by the court. \n\nI need your help! As a consumer, I need to correct my credit file for my credit worthiness, credit standing, or credit capacity to obtain my rights and XXXX XXXX XXXX that has been XXXX. List of item that is UNKNOWN to me : XXXX XXXX XXXX  XXXX Open Date XX/XX/2020 Balance : {$11000.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "That's all I need, thanks!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "A company called Finex called me a few weeks ago about an outstanding car towing debt from a car I do not own nor has it ever been in my possession. Now they reported it to the credit bureaus significantly impacting my credit score.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The 14th of March.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "2018 irs tax", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "We have 18 colleges in cambridge. Is there a certain area of town you would like?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Called customer service to ask for a forebearance, was directed to hold for over 4 hours with no human answering to deal with my inquiry, and during the holding an automated message directed me to a nonexistent concierge service for scheduling a callback. All of this happened between the hours of XXXX and XXXX CST on  XXXX XXXX, 2017", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I want to reserve a table at a restaurant, specifically Bourbon Steak.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "30 challenge", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I called to cancel my subscription after receiving a monthly bill on my XXXX AMEX statement for {$21.00} charged XXXX/XXXX/16. I placed a block on my account so XXXX XXXX could not charge me anymore. I called again and asked them to cancel my subscription. XXXX XXXX charged me {$130.00} again the next month XXXX/XXXX/16.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This is my second time not receiving an update about my investigation. I have been wasting my hard money on stamps, letters, and ink to send out my letter. Its been more than 30 days and not response via mail or email and i am highly upset. The stuff on my report is inaccurate and unverifiable. I am a real person so i dont want no automatic computer response saying this is unathorized. I am authorizing this complaint with proof of the disputes i sent out. Now please help me this because i will pursue litigation for false information. Now do your job now!!!! I have attached my ID and utility bill to show who i am", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I disputed some incorrect information that was showing on my XXXX, Equafax and XXXX credit reports. All three CRA 's came back with \" Verified as Accurate '' yet all three CRA 's are showing different information that is unverified and inaccurate. \n\nI will explain the issues and attached the credit reports I was given after the dispute came back \" Verified as Accurate ''. Equifax did fail to send me an updated Credit Report after the information was allegedly verified as accurate. \n\nXXXX - The Before Dispute is showing No monthly payment, and Date of Status as XX/XX/XXXX. The After Dispute is now showing a Monthly payment of {$88.00} on a charged off/closed account. This itself is a violation and reason for deletion. The Date of  Status is moved back to XXXX of XXXX? \n\nXXXX provided me with an updated Credit Report showing the the account is \" Verified as Accurate ''. The Date Updated is showing XX/XX/XXXX which leads me to believe there was no investigation into the account since the other disputes I filed with XXXX are showing the Date Updated as XX/XX/XXXX. In the \" Remarks '' section it is showing PAID IN FULL/WAS A CHARGE OFF. Was this account Paid in Full or was it a Charge Off? How can it be a charge off if it was Paid In Full? Also, the Last Payment Made is showing XX/XX/XXXX but the payment grid is showing Paid as Agreed until XX/XX/XXXX with the first late was XX/XX/XXXX. If the last payment made was XX/XX/XXXX wouldn't the first late be XX/XX/XXXX or, if the first late was XX/XX/XXXX would the last payment be XX/XX/XXXX Equifax did NOT notify me that the dispute was resolved nor did they provide me with an updated credit report. The credit report I am attaching for Equifax is from the XXXX 3 Bureau Report that I purchased. On this credit report XXXX is showing a Monthly Payment of {$88.00} on a closed account. Again, a violation and reason enough for immediate deletion. The status update is showing XX/XX/XXXX while the Balance Update is now showing XX/XX/XXXX which I believe is illegal re-aging and another violation. \n\nAlso, XXXX 's After Dispute report is showing a 30 day late in XXXX of XXXX with the charge off in XXXX of XXXX. XXXX is showing a date closed of XX/XX/XXXX with multiple lates. Equifax on the other hand is show the account closed with no date but, a perfect payment history through Apr of XXXX. How is this possible id the other CRA 's are showing the account closed sometime in XXXX? \n\nHow is it possible that three CRA 's can investigate these disputes and all three come back with different incorrect information if they are all three contacting the same data furnisher during their investigations.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "This is my Third request that I have been a victim of identity theft and that no one seems to care, that I want to dispute specific records in my credit file that do not belong to me, or that I have signed any agreement. The accounts I'm challenging have nothing to do with any transactions I've done or authorized to gain products, services, or money. Please remove the following XXXX XXXX XXXX XXXX Balance : {$5400.00} XXXX XXXX XXXX XXXX Balance : {$9300.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I purchased furniture from XXXX XXXX XXXX in XXXX. I agreed to pay $ XXXX thru Synchrony bank for the cost of my purchase. I was told that the due date is the XXXX of each month. I have XXXX XXXX  records that I've paid as agreed. \n\nI was NOT told that a payment made prior to the XXXX of each month would be credited as a payment for the PREVIOUS month. XXXX is claiming that I have past due balances because my EARLY payments were credited as payments for the previous month. \n\nIn a phone call between XXXX, myself, and a female in the XXXX accounting dept., the XXXX person explained why their system shows an erroneous past due balance. She said XXXX would erase/cancel the past due claims and advised me to just be sure I paid AFTER the XXXX of each month. \nI thought the issue was resolved, but XXXX is STILL making collection calls about this ERRONEOUS past due balance. My credit score has taken a big hit, and XXXX is the reason why. Please help.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I received a copy of ChexSystems and noticed I have XXXX accounts that are not my accounts and I am being help accountable.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am going to Vancouver from Phoenix, on the 3rd.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Any part of town just a guesthouse with free parking and free wifi.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "My trip is on the 10th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Will be on 3rd of March.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Black peppers are produced from unripe drupes of the pepper plant. The drupes are cooked in hot water, then dried by the sun or by machine for several days.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "XXXX has listed an inquiry on my credit report on XXXX XXXX 2015 that was initiated from XXXX XXXX Apartments in XXXX, Virginia. I did not authorize this inquiry and would like it removed. I called XXXX but XXXX at XXXX refused to remove the inquiry, stating that only XXXX XXXX can do so. I had to sue XXXX XXXX for illegal actions and prevailed. I would like this inquiry removed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When did women start playing rugby?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Jungle Cruise had a digital release on August 31 and it was released via 4K, Blu-ray, and DVD on November 16.It debuted atop the \"NPD Videoscan First Alert\", ranking first in both the overall disc sales and Blu-ray sales. 55% of the sales came from Blu-ray, including 16% from 4K Blu-ray and 39% from traditional Blu-ray.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Grenache most likely originated in Spain but from the 1990s, plantings of red grape varieties, including Grenache rose steadily in South Africa.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "「めちゃめちゃいけてる」に出演されている芸能人の中でご存知のかたはいますか？ -> はいナイナイとか知ってます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "this company has tried to collect a balance for a XXXX i never seen or saw i dont owe this debt i asked for a validation notice and tehy refused to send it", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "No preference, I will go with what you recommend, All ill need is the entrance fee of that place.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "And on what day will you collect it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I will be traveling on Friday.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I 've recently downloaded the XXXX XXXX app where I can borrow money and pay when I get paid. On the app it is still saying that they do not have verification of when I got paid so I can not cash out for a payday loan because they are unable to communicate with my bank the State Employees Credit Union", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2018 hurricane", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "American Express refused to work with me to develop program to pay off the account balance. Instead, the representative insisted that I was ineligible for a plan, despite my inability to make the requested monthly payment.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "They Keep calling my mother numerous times a day & blowing up her phone constantly. They are also repeatedly calling my number & now trying to use a local number for me to answer! I do n't know who this company is. NEVER received a letter stating about this debt AND ITS NOT ON MY CREDIT REPORT. PLEASE REPORT THIS!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I owed XXXX a balance of {$290.00}. They sent it over to source receivables for collections. I went to XXXX on XX/XX/18 and the employee called corporate and they agreed to consolidate it and i pay half to have my services restored. I paid {$140.00} on XX/XX/18 and they restored my service. This debt is resolved and paid yet still on my credit report and I want it removed", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What country is the largest producer of bananas?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Do you have a favorite restaurant in mind?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "was not given any notice regarding this debt, therefor unable to verify its validity.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I disputed a credit discrepancy on my Transunion account against XXXX XXXX on XX/XX/2016 and by XX/XX/2016 the account was not removed in accordance with the law. I call the bureau and they still did not remove this account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I continued to send Porfolio Recovery requests for validation and verification but to know avail. This is not my debt and i have never had an account with XXXX XXXX XXXX XXXX. This is a fraudulent account that Portfolio Recovery knows this but continue to report this false information on my report. Now they are calling me and demanding for payment", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Akbank kredilerim için sürekli avukata vermek konusunda SMS ve telefon alıyorum. İhtarlar çekildiği söyleniyor. İhtarlar tarafıma ulaşmıyor. Avukatı arıyorum, böyle bir dosya yok diyor. Müşteri hizmetlerini arıyorum, bankanızla görüşün diyorlar. Dün geceden beri hesapta para var, kaç kez ödeme yapılmaya çalışıldı ama asla yapılmıyor. Yenimahalle şubesini arıyorum, binlerce kez asla telefonlar açılmıyor. Ve buna istinaden avukatlık bir işlem olursa asla kabul etmiyorum. 28 Haziran son ödeme olan bir kredi için de avukata vermeniz yasal değil.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Please consider this correspondence to be formal notice that our mutual client is hereby Submitting a complaint because your company failed to evaluate this borrower for all loss mitigation options available in violation of Regulation X, 12 C.F.R. 1024.41 ( c ) ( 1 ) ( i ).\n<P/>\nNo response to our QWR and NOE request provided by the lender.\n<P/>\nThe lender has also failed to respond to our Notice of arbitration and Lis Pendens", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "CitiXXXX XXXX Master Card/XXXX charged me a {$39.00} over-limit fee for being {$79.00} over the limit. \nI am a 20 year card holder and I called to ask it removed. I was told they would not. \nI asked to have a block put on the card so it would not happen again. \nThey said they would not - it was my problem to watch my spending.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have previously filed a complaint and the answer that you didnt dispute it sooner is not acceptable. They are saying when the loans went to them they were {$9000.00} but that is not true.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Turned down for credit they are so many names on my report. My name is XXXX XXXX XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I HAVE ASKED NUMBER OF TIMES TO HAVE MY NAME REMOVED OFF THE ACCT AND CREDIT REPORTS ASAP. \n\nXXXX XXXX SS # XXXX XX/XX/XXXX ACCT # XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Thanks, I'm sure we will! Oh! I just remembered, we need some train tickets too, on the same day. Can you help with those as well?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "experian report had me and son on the same report he had s.s.number with XXXX mine with XXXX. t been deny credit become of this.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Would you like to know about uses as animal feed or shade covering?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "1920s dresses", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "That's unfortunate. Have there been any clinical trials involving organ printing?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "No but could you look for a college?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Chicha can be fermented or non-fermented, but I don't have information on the average level of alcohol content of Chica.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Have disputed debt several times. This is a debit that belongs to my adult child whom have his own insurance. I was listed as responsible party from when he was under age. He has his own insurance since age XXXX. Hospital fail to collect his information. They assumed everything was still the same. I have since had myself removed as responsible party but the beauru keep stating its me debt. The debt amount is {$3100.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "「映画館」か「テレビ」かどちらでよく映画をみますか？ -> どちらも同じぐらい見ます", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "On XXXX XXXX, 2017 my credit report was pulled by XXXX, which was not authorized. There is a consumer statement on my credit report requiring all lenders to call me before extending credit in my name. XXXX called and I told them I did not request a XXXX Credit Card nor did/do I give them authorization to pull my credit report. I instructed them to remove any inquires from my credit report, which still has not been done.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX phone says I have a debt from XX/XX/XXXX, I was notified through XXXX XXXX that a company on XX/XX/XXXX that a company called XXXX XXXX bought from XXXX in XX/XX/XXXX. I have never in 6 plus years receive anything from either company of any debt owed. I have called XXXX and XXXX  and no help.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I transferred XXXX USD through JPM CHASE on XXXX XXXX to my personal savings account but the money isnt transferred and the status of the wire shows Successful.I am sending money through JPM CHASE for the last 3 years and never had any problem ... this is the first time i am facing this problem.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I applied for a business loan with my wife who was the guarantor on it. She filed for bankruptcy in XXXX and discharged the loan. Now the loan is showing up on my credit and affecting my score, please take the loan out of my credit report. \nThanks, XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "行ったことはありますか？ -> 行ったことないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Perhaps a college, then. Could you recommend one?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I contacted all 3 credit report agency 's and informed them I was a victim of their \" inquiry issue ''. And needed all of the credit inquiries taken off all 3 credit reports. They did not seem interested and pawn me off. I'm one of the real victims and not some person. Just trying to hack my credit report. Thanks for any help that can be given", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "That is a moderately priced guesthouse in the north.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Someone fraudulent open a credit card in my name with US BANK", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "You must remove this account that I disputed previously I did sent you the letter through certified mail but you failed to removed accounts that are unverifiable they are not attached to any address of mine so how are the accounts verified.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "There is no evidence that green tea aids weight loss.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "Bananas in the Cavendish group are by far the most important cultivars. These include theDwarf Cavendish and Grand Nain (Chiquita Banana).", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "XXXX  transferred t o Selene finan cial and had overcharged me by {$13000.00} Dollars and raised My escrow to {$560.00} when taxes and ins only {$200.00} per mo.      XXXX  charged me outrages late fees along with  Selene Financial when I was in review for modification.       Loan  has been securities and transfe red 7 times af ter mortgage ins paid it off in  2003.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Try to book a table at Sakana Sushi in SF", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "これらのゲームでやったみたいものはありますか？ -> そうですねあえていうならマリオカートぐらいだったら子供とやってみたいかなっていうのとそのポケモンを探すゲームを友達がやってそれで散歩しながらやるもので一年間で五キロぐらい痩せた子がいるのでダイエットになるんだったらやってみよっかなと思います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Okay, sounds fine.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "おすすめのアニメってありますか？ -> おすすめのアニメおすすめまではないですごめんなさい", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Loan servicer is Bayview. I 've been in my home for 12 yeasts, & Bayview has been the servicer for several of those years. I have had a modification done, but my loan balance is just as much as it was when I purchased the loan. When they received the loan, the balance was almost {$10000.00} less than it is today. The interest rate is still 3.00 %.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "そのほか健康のために、気をつけていることはありますか？ -> 気を付けていることではありませんがスーパー銭湯に行ったりしてリラックスプラス体にいいことをといいますか温めるということもしています", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "野球漫画「メジャー」を知っていますか？ -> 知りません全然知りません", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "multiple unauthorized mortgage inquiries on credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Can I get the postcode of that place?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "A few years ago XXXX Mortgage bought my loan. at that time I hade filed Chapter XXXX Bankruptcy and it was discharged. they now tell me that they will not report my payment to the credit reporting bureaus it is having an adverse affect on my credit and I would like it changed", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What type of milk is used in making tofu?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Okay, I'd recommend Golden Wok. It's a lovely chinese restaurant at 191 Histon Road Chesterton. Would that work for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XXXX account # XXXX has agreed via the XXXX to remove account with all he credit bureaus. XXXX and XXXX have removed the account on XXXX/XXXX/15. I need Transunion to remove account immediately so I can close escrow. Please remove midland from my Transunion report immediately. Thank you", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "people are reporting my balance owed to XXXX state child support at almost 40k, when in fact i am almost paid in full and the remaining balance is only about 1000 to be paid off within the next 60 days, i want this updated now to show the accurate information .i have contacted all credit reporting agencies and all of my credit cards and i still see inaccurate information in my report please update this record", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The caller was yelling at me and continued to cut me off and kept raising her voice", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with account listed under Credit Systems International Inc and I requested a validation on the same date. On XX/XX/XXXX as no response had been received and the account continues to reflect on my credit report and does not reflect that the account is being disputed.Based on their failure to validate this account adequately and despite my dispute, this account is still reflected on my credit profile and continues to negatively affect me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "After pulling my credit report I found several errors on my personal information. \n\nThese name variations are incorrect : XXXX XXXX XXXX XXXX, XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have several addresses on my credit report that I have never lived at and I need to make sure no one is applying for anything in my name. I have never lived at these addresses but some may be family members addresses : Please REMOVE THE FOLLOWING ADDRESSES : XXXX XXXX XXXX, XXXX XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, OH XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX These telephone numbers are not accurate, please delete : ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What are the ethical concerns about organ printing?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "XX/XX/2013 {$0.00} paid out. It close account it still on my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This. company M.G. Credit appears on my credit report for {$1100.00}. This debt does not belong to me - I have been XXXX for the past 8 years. I need this removed immediately. This has been illegally reported.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am trying to place a credit freeze on my account with TransUnion. They say I already have an account and when I try to access my account they say I am not answering the questions correctly. I call the number they gave and sat on hold for XXXX minutes, then when someone finally answered, we had a bad connection and they hung up on me. How am I supposed to put a freeze on my account?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "2000 jeep cherokee", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Alexander bed and breakfast is in town centre, cheaply priced with a 4 star rating. It also offers free parking and wifi. Would you like to book a room?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I checked my credit report and I am upset on what I found out. There is late payment remarked on it but I did not incur any late payments. Thoroughly investigate it and make a necessary action.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I couldn't find the normal lifespan of the Ginko biloba tree, but there are records of some living trees being over 2,500 years old.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "There are XXXX auto loans being negatively reported on my credit report that has both been paid off in full. The creditors XXXX XXXX has sent me a paid in full letter that I have since forwarded to XXXX. Credit report has not been updated. Submitted several documents within the past few months and issues has not be resolved.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Keeps showing late payments history. Transunion/XXXX XXXX will take it off one month and the next month it will appear back on my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I sent certified letters to the credit bureau and haven't received any response from the credit bureau in the last 3 months", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Native Americans in German popular culture have, since the 18th century, been a topic of fascination, with imaginary Native Americans influencing German ideas and attitudes towards environmentalism, literature, art, historical reenactment, and German theatrical and film depictions of Indigenous Americans. Hartmut Lutz coined the term, Indianthusiasm, for this phenomenon.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "おすすめのアイテムはありますか？ -> お勧めはニット夏場だったらブラウスやシャツ会社に行けそうなアイテムがよく揃ってるなと思いますよ", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have contacted Amsher Collection Services 3 times for debt validation with tracking number. They only send me a copy of some bank statement with someone with the same name. They never validate the debt to the law of FDCPA and FCRA. They are furnishing inaccurate information. I have disputed the debt numerous times with XXXX which always comes back verified. XXXX and XXXX deleted the records.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, it offers both. Would you like me to book you a room?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I pay my TARGET RED CARD on the due date every month. Never late. XXXX XXXX I was charged a late fee. I made the payment on XXXX/XXXX/XXXX, my due date is the XXXX of each month. I was charged for paying on time, this is the 3rd time. After I made the online payment on XXXX I called to confirm they would not slick me and charge a late fee, the customer service rep, told me not to worry, we wont charge you. They keep phone records and time stamp payments.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I WAS A VICTIM OF ID THEFT IN A USED CAR BUSINESS, BY XXXX XXXX AND HIS FATHER XXXX XXXX. THEY FRAUDULENTLY USE MY NAME AND NAME SEMBLANCE TO DEFRAUD CUSTOMERS OF THEIR TAXES AND WARRANTY MONEY THEY PAID XXXX XXXX AT THE DEALERSHIP, XXXX XXXX HAS PLED GUILTY TO ALL COUNTS AS YOU WILL SEE ATTACHED. THE TAX LIENS ON MY CREDIT REPORT IS NOT MINE, THEY ARE WHAT XXXX PLED GUILTY FOR", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "清水寺や金閣寺には行ったことはありますか？ -> そうですねはい清水寺は何回か夜間拝観とかに行ったことあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Great, have a great day", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Is organ printing a common practice?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Spoke with all three credit bureaus about old inquiries that were on my credit report that I did not authorize some from car dealers and XXXX XXXX XXXX and mortgage loans that I did not authorize was told to contact the companies which I did and still they refused to remove the unauthorized inquiries", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was a victim of identity theft from someone who has stolen my accounts info as well as my personal info I reported to them they said that it wasnt valid. Bank accounts and credit cards.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Which city are you departing, what date would you like to leave and where are you planning to go?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "That sounds right. Also, I'm a vegetarian. Does their menu have options that will be okay for me?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "This is my fourth endeavor to tell you that I am a victim of identity theft and I complain to question specific records in my document coming about because of the wrongdoing. The records I am questioning connect with no exchanges acquiring any possession of goods, services, or money that I have made or authorized. Assuming no one cares, either way, block the noteworthy of any items listed in my credit record that came about due to an alleged fraud or extortion. \nXXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XX/XX/2022 XXXX XXXX Balance : {$0.00} XXXX XXXX XXXXXXXX XXXX Balance XXXX {$0.00} XXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX Balance : {$77.00} XXXX XXXX Balance : {$470.00} XXXX XXXX XXXXXX/XX/2022 XXXX XXXX XXXXXX/XX/2022 XXXX XXXX XXXXXX/XX/2022", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "You mishandled my information, which puts me and millions of other people at risk. I am listed as a potential victim according to your XXXX website, and I would like a resolution.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "They keep verifying that a dismissed chapter-XXXX bankruptcy in my credit report is mine and they are wrong. They are not verifying or investigating this information, this belongs to someone with a similar name but it 's not mine. I need this item removed at once from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2019 horoscope", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Website waived rights to sue and gave arbitrary answer to if you credit information was compromised", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/2022 I submitted a dispute to Experian about account XXXX  XXXX XXXX XXXX, Tracking Number XXXX. In my dispute I noted that Experian was in violation of 15 U.S. Code 1681b - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 1 ) In response to the order of a court having jurisdiction to issue such an order, a subpoena issued in connection with proceedings before a Federal grand jury, or a subpoena issued in accordance with section 5318 of title 31 or section 3486 of title 18.\n\n( 2 ) In accordance with the written instructions of the consumer to whom it relates.\n\n( 3 ) To a person which it has reason to believe ( A ) intends to use the information in connection with a credit transaction involving the consumer on whom the information is to be furnished and involving the extension of credit to, or review or collection of an account of, the consumer ; or ( B ) intends to use the information for employment purposes ; or ( C ) intends to use the information in connection with the underwriting of insurance involving the consumer ; Also Experian was in violation of 15 U.S. Code 1681a ( 2 ) ( a ) ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report This account has come back verified but is violation my consumer rights 15 u.s.c. 1681 ( b ) ( a ) ( 2 ), Conditions for furnishing and using consumer reports for employment purposes, the person who obtains such report from the agency certifies to the agency thatDisclosure to consumer ( A ) In general Except as provided in subparagraph ( B ), a person may not procure a consumer report, or cause a consumer report to be procured, for employment purposes with respect to any consumer, unless 15 USC 1681 ( a ) -Definitions ; rules of construction- ( 1 ) In general.The term consumer report means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumers credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumers eligibility for and 15 USC 1681 ( S ) ( 2 ) -Duty to correct and update information A person who ( A ) regularly and in the ordinary course of business furnishes information to one or more consumer reporting agencies about the persons transactions or experiences with any consumer ; and ( B ) has furnished to a consumer reporting agency information that the person determines is not complete or accurate.\n\nExperian didn't send me any information on how they verified that this account was not violating my consumer rights.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The access to medical services ... and the billing of said services to me ( per this false debt reporting ie., ) was covered under XXXX XXXX XXXX / XXXX XXXX . This so - called medical debt reporting, that is ancient as well, is not valid.Period.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I do not have any expensive guesthouses with wifi and parking. I do have some moderate or cheap ones.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "2019 camaro", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Have a great day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "833 area code", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2010 chevy silverado 1500", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Philip Mickelson had a wrist injury while practicing at Oakmont before the US Open.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "The check assist people in XXXX Florida contacted me about some checks I had written and she was treating to have me arrested for a bunch of charges that I have never comeited, she also said that if I did not cooperate. With her in finding someone else that she was going to have me arrested on more charges. I think that this is a very deceptive tactic.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a Nationstar Mortgage account, I just realized that they increased my monthly payment, because their guidelines allow them to do that, based in amount that they want to have as a \" cushion ''. I never received any communication about it. I have requested that they need to remove the referenced \" cushion amount '' which was never authorized.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "I do not owe this debt. Apartment rent was paid in full, lease was expired and apartment was left in good condition. I paid a deposit which should have covered any normal wear and tear that the apartment wanted to charge for.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There is an Alaska Airlines flight costing $97 per passenger, which takes off at 10:55 pm with 0 layovers.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I found you 1 flight on Delta Airlines. It departs at 4:05 pm local time and the return flight departs at 7:55 pm local time. The ticket is $561 per passenger.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Keeps showing late payments history. Transunion/XXXX XXXX will take it off one month and the next month it will appear back on my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "13 news houston", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "とあるモデルガンのランキングによると、ライフル・SMG部門で一番人気のあるものは、東京マルイのHK417、アーリーマリアントだそうです。ご存知でしたか？ -> 知らないですどんな機種かもちょっと全く出てこないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "When would you like it? Until which date?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Book 1 ticket for event called Lights in Philadelphia on March 3rd.Is that correct?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The account on my credit report for XXXX XXXX was not opened or owned by me. I have reported this to trans union and XXXX but was told it meets fcc rules. Well show me where I signed or used an address associated with me. This is not my account and was opened without my permission.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Last month I requested that my mortgage company provide me with the modification agreement to substantiate the interest they are charging me in my payoff ( please see attached ). They told me they could not email or fax it, but they would get it to me in a few days. It has been more than a month and they have not sent it to me yet. They are holding me up from refinancing and I am about to lose the low interest rate that has been offered to me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I received my credit report on XX/XX/XXXX and noticed there were Hard inquiries that don't have permisible purpose to be on there. These Hard inquiries are hurting me in getting approved. I already reached out to the credit bureaus about this multiple times, they keep violating my rights under15 USC 1681b. The Hard inquiries that are in question are the following : XXXX Inquiry date : XX/XX/XXXX XXXX Inquiry date : XX/XX/XXXX XXXX  XXXX XXXX Inquiry date : XX/XX/XXXX XXXX XXXX XXXX Inquiry date : XXXX XXXX, XXXX XXXX XXXX Inquiry date : XXXX XXXX, XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Was not allowed to acquire my free credit report online from any of the 3 credit agencies through XXXX. \n\nWas not able to dispute items over the phone from any of the 3 credit reporting agencies. They kept shuffling us off to other uninformed agents and we were hung up on continually. They have NO ACCOUNTABILITY.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Your options do not list the proper option for this issue. XXXX is trying to collect a debt that I do not owe. They sued me and I won the law suit. The court determined this is NOT MY DEBT. I have attached both the judgement resolution AND the copy of the Equifax file stating that they contacted XXXX and are leaving it on the file.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "186 Elektrik arıza bildiriminden yaklaşık 7 gündür sokağımızdaki iki elektrik lambası yanmadığı için son 4 gündür arıza kaydı oluşturuyorum. 12.08.2024 tarihinde akşam saatlerinde bağlandığım müşteri hizmetleri temsilcisi F****** Hanım'ın kaba ve çözüme odaklı olmayan konuşmaları beni rahatsız etti. Yetkili ile görüşmek istediğimde yetkili benim diyerek daha da üslubu çirkinleştirdi. Öncesinde görüşmüş olduğum müşteri temsilcileri beyefendiler ve son görüştüğüm hanımefendi kayıt alırken benden sadece isim, soyadı, mahalle, sokak adı, apartman adı ve numara alırken F****** Hanım ısrarla benden T.C. Kimlik numarasını istedi. Daha önceki kayıtlarda T.C. Kimlik numarasını vermediğimi, diğer çalışanların böyle bir talebi olmadığını söylediğimde 'Onlar beni alakadar etmez, ben prosedür uyguluyorum' dedi. O zaman daha önce görüşme yaptığım müşteri hizmetleri temsilcileri prosedür uygulamıyor muydu? Ayrıca 7 gündür sokağımızda hâlâ elektrik lambaları yanmamaktadır.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "On XX/XX/2017 we received a call from XXXX in reference to XXXX XXXX asking for a call back to XXXX I have asked several times for them to stop calling as we have no person by this name working here", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "on my credit report it says XX/XX/2017 Account Resolution Services I never signed with his company and have no knowledge of the company", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "OK, take care", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I went to Kay Jeweler to look at watches. The employee asked if I would like to see how much I qualify for. I asked if it would show up on my credit score. I was told NO, so i proceeded. Two weeks later I receive a letter in the mail containing a credit card from Kay Jewelers. This is in no way what I was told would happen. The employees at this store are liars.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "06/08/2024 Şırnak'tan İstanbul'a olan uçuşum 2 saat rötar yaptı. Daha sonra 1 saat daha rötar ardından uçuş iptal edildi. İstanbul'a gitmem gerekirken beni Ankara'ya gönderdiler. Oradan kendi imkanlarımla otogara giderek otobüsle İstanbul'a gittim. Mağduriyetim giderilmedi. Muhatap olacak kimseyi bulamadım.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I WAS AWARDED XXXX DOLLARS FROM AN CAREER ENDING ACCIDENT WITH XXXX  XXXX AND XXXX AND XXXX. \nI PUT THE MONEY IN CITIBANK IN A VARIABLE ANNUITY. \nTHAY THE BANK REMOVED XXXX DOLLARS AND IT RUINED MY RETIREMENT ACCT AND MY XXXX PENSION FOR THE LAST 15 YRS IN 2004. \nI HAVE CALLED AND REPORTED IT TO CITI BANK AND WRITEN SEVERAL TIMES TO THEM ALSO TRIED TO CONTACT ATTORNEYS TO NO AVAIL.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "457 retirement plan", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "最近ドラマは見ましたか？ -> ドラマははい毎週見ています", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "The blue crab is native to the waters of the western Atlantic Ocean and the Gulf of Mexico.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "While it seems impossible to tell who actually first used the term, the earliest attested form of the word is in Mycenaean Greek.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Kohls is bordering on harassment calling me 6\\7 times a day. They want me too pay for a mistake that a worker made with my credit and now they want me to pay for that mistake. Well I 'm not paying for someone else 's incompetence.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2015 hyundai sonata", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I couldn't find an exact length, but Grenache needs a long growing season to fully ripen and is one of the last grapes harvested, often ripening weeks after Cabernet Sauvignon, which itself, is one of the last major grape varieties to bud and ripen, often 1-2 weeks after Merlot and Cabernet franc.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "The credit card company has been taking funds out of my checking account since XXXX and not one payment has been applied to my account. I 've contacted my bank, and was advised that the credit card company has been getting the funds. This is a huge concern for me as it is {$110.00} that has been taking out, and not a penny has been applied to my credit card account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I would like to book at table at Rosie Mccann's for March 2nd.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I got a credit card from XXXX and I dont want it. I have tried to cancel. You are on hold and no one ever picks up. I did not use the card and I dont want to be charged for the processing fee. Help", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Collection agency is reporting to the credit bureaus as an open mortgage account. This is not an open mortgage account, they purchased a XXXX lien on a foreclosed property over 7 years ago. They are a collection agency and should be reporting as a collection not as an open mortgage account. Also date of last activity with original creditor is well over 7 years. Tried to dispute through the credit bureaus but they still will not fix the problem.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I keep getting calls about my student loan when the statue of limitation is up. This loan is still showing on my credit report. I called and tried to make several payment arrangements and I could n't afford the payments that were offered. I also am aware of a recent lawsuit that was taken out on the loan provider for those same issues that were affecting me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My name is XXXX XXXX XXXX this complaint is not made in error neither is it being made by a third party.I declare under penalty of perjury I am alleging that a person or company- without my authorization- from unauthorized use of my social security number and card used my personal identifying information to apply for goods, services, or money ; and, was successful in creating some accounts. I have no knowledge of this and All is being investigated by the FTC.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Their address is 328a Histon Road. Anything else I can do for you?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "In terms of structural use, silicone dioxide is used in the production of concrete, is important for sand casting of metallic products and is used in hydraulic fracturing of formations which contain tight oil and shale gas.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "southwest credit systems called my number ( XXXX ) which is on the US National DNC list to collect a debt which is for someone I have never heard of. The caller refused to supply a phone number which I could call to have my number removed from their calling lists or added to their company do not call list. He would only state the name of the company and that it was headquartered in XXXX, TX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "That sounds nice! Can I just get their phone number, address, and postcode?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I also need a train leaving on Sunday for London Liverpool Street.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "How does Chica contribute to the Incan economy?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Yes, I would prefer the west please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "The lender continues to attempt to collect on the debt without validating the debt after I sent a formal request. They continue to violate the Fair Debt Collecting Practices Act. The are also continuing to charge interest without substantiating the debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I used a template found on the CFPB site to dispute this collection account and they failed to properly validate the account. I followed all the steps the CFPB told me to take so I feel that this account should be deleted from my credit report since this collection agency failed to properly validate and send me everything that the CFPB says I can request.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I made a deposit to open an account on XX/XX/XXXX. The hold policy, per their receipt, said that {$4800.00} would be available on XX/XX/XXXX. As of XX/XX/XXXX, no funds have been released from hold. I did an online chat to ask why the hold was still there and was told that the whole amount would be held until XX/XX/XXXX. \n\nThis seems a clear regulation CC violation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am selling my house as a \" short sale '' and an offer was made on the house in XXXX. However, the financial institution ( Bayview ) has not made a decision to accept the offer. It has been five months and I am in limbo and would like to move forward. Thank you.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have found a guesthouse, Worth House, that meets all your criteria (north, cheap, 4 stars, free parking). Would you like help booking this guest house?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "No problem at all! Remember to contact the Cambridge TownInfo centre whenever you have questions!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "On XX/XX/2023, AWA Collections continued to report a medical debt of {$100.00} and adding interest of {$120.00} on my XXXX credit report from XXXX XXXX XXXX and I live in California. This was immediately disputed, as it violates the new law prohibiting medical debt under {$500.00} to be reported to a credit bureau and it was paid by health insurance. AWA Collections advised me they were going to leave it on my XXXX credit report until I paid it because it damages my credit. AWA Collections should not be reporting any medical debt whatsoever under {$500.00}. They are violating the provisions congress put in place to protect consumers under the Medical Debt Relief Act of 2023. I disputed this with them and XXXX electronically and verbally twice. They said they would continue reporting it to damage my credit until they were told to removed it. AWA collections should immediately stop reporting medical debt under {$500.00} and delete this medical debt paid by my insurance from my XXXX consumer credit file. This is unacceptable and they should be removing this type of information immediately when it is brought to their attention to protect consumers,", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "PORTFOLIO RECOVERY XXXX, VA XXXX, Reports All XXXX credit reporting companies false starting dates for debt REAGING XXXX XXXX XXXX, requested that they not contact me until the issue was resolved still calls", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XX/XX/XXXX Fraud XXXX XX/XX/XXXX Fraud XXXX XXXX XX/XX/XXXX Fraud XXXX XXXX XXXX XX/XX/XXXX Fraud XXXX XX/XX/XXXX Fraud XXXX XX/XX/XXXX Fraud XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Fraud XXXX Fraud XXXX XXXX Fraud XXXX XXXX Fraud XXXX Fraud XXXX Fraud XXXX Fraud XXXX XXXX Fraud All of these inquiries on my credit report were obtained fraudulently.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Chipotle was founded by Steve Ells.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "XXXX phone says I have a debt from XX/XX/XXXX, I was notified through XXXX XXXX that a company on XX/XX/XXXX that a company called XXXX XXXX bought from XXXX in XX/XX/XXXX. I have never in 6 plus years receive anything from either company of any debt owed. I have called XXXX and XXXX  and no help.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The Kamiwaza Wanda series includes its self-title installment, as well as the spinoff Kamiwaza Wanda: Mysterious Joker Promin Stories.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "1930s fashion", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Keeps call 7 times a day. Also early in the mornings and on Sundays and wo n't let up. \n\n\nAMAZON", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Alright, when do you need to pick it up?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Absolutely. First, can you confirm you are departing from Cambridge, and the day you desire?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "That's good. I am also in need of a round trip flight.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I hereby ask for your assistance regarding my dispute. It has been more than 60 days since my first dispute and the accounts that I'm disputing are still lingering on my credit report. This is a violation of 1681 and 1681n of 15 USC. The credit reporting agencies are ignoring my disputes. That is why I'm submitting a complaint in hopes of getting rid of them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have disputed a tax lien on my credit report from Transunion on 3 different occasions. The lien is not on my XXXX or XXXX credit report which I have attached. Transunion only says that the lien has been verified but did not furnish me with no original documentation on who or how it was verified.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Suntrust Bank employee XXXX XXXX violated my financial privacy when he provided my solely owned bank statements to a third party without consent of the owner or order of the court. The release of my information took place XXXX XXXX, 2013 in the XXXX District Circuit Court for XXXX XXXX County, XXXX XXXX, Maryland in Room XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was able to book that for you for Thursday. Your reference number is 07CI497H .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Okay, where are you traveling from and traveling to? What date do you need to travel?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "360 antivirus", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "How many people will be staying?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "My mortgage company is trying to foreclose on my mortgage because they do not believe that I live in the property. I have faxed and emailed the documentation which the mortgage company asked me for ( initially ) so that I could be granted a loan modification. However, the mortgage company still does not believe that I live in the property. I appreciate your help.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have 15 different restaurants available. What type of food would you like them to serve?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "There is an American Airlines flight which leaves at 4:50 pm and has 0 layovers. It costs $122.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I want to start building credit and tried checking my info on credit karma, ive put my name down with every address i lived on and it tells me the info i put is false.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "As of XXXX/XXXX/2016 my injuries were removed but upon pulling my recent credit report today i see that they have returned. I would like this removed immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Law & Order: SVU has crossed over several times with Chicago P.D. and Chicago Fire, as well as sharing a common character with Homicide: Life on the Street.The Beverly Hillbillies, Green Acres, and Petticoat Junction shared a common universe, so crossovers were not uncommon. Also Mad About You and Friends, which share the character of Ursula Buffay.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Silica ingested orally is essentially nontoxic, but inhaling finely divided crystalline silica dust can lead to silicosis, bronchitis, or lung cancer.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have letter from r egion bank stating that i will receive a check. I called again to see how long the Check will take. Now i was told 7 to 10 days. Ok after the 7 days was up i called again. \nNow they say. My account was not effected. I 'm just trying to see it was or wasnt", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "i have hired the services of XXXX to help me with the credit car situation. \nthe creditors call me non stopmthe worst ones citibank and XXXX. \ni even got reprimanded twice at my job of 27 years cause my cell phone is also mywork phone. \nheres the accountsXXXX XXXXcitibank XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have disputed the student loan account with the credit bureau for several attempts, to no avail. The student loan listed here is not accurate - account number, company name, payment history, everything is incorrect..Remove the student loans asap XXXX XXXX XXXX XXXX XXXX XXXX XXXX, DEPTEDXXXX XXXX, DEPTEDXXXX   XXXX, DEPTEDXXXX XXXX, XXXX/DEPTOFED XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The credit bureaus are illegally reporting inaccurate information on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What is the planned destination?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Why does the United States oppose Sharia law?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "EOS CCA has flagged my credit report and everything that i have researched calls this company a SCAM.my account with them they claim is closed so why is it still on my credit report? I do n't feel i should pay this collection agency if it 's closed and has been well over XXXX yrs old if the original company closed the account and i ca n't find who the original company is for verification.i truely believe this company is a scam", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Is there anywhere in the world that has more beer festivals than anywhere else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "When I called to clear debt the company had XXXX information about the debt", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Please find a place to eat that serves South Indian food in the center.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXXRe sently i am receive statement from those XXXXCompanyHowever, if when i claim servise with any companyThey also stated i fill for XXXX care and is any insurance present in my accordI think if they is any fraul attack going on my social securityI would of able to file fraul complain", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "He acted in Renoir's 1936 film Partie de campagne and in the 1939 La Règle du jeu.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "電車はよく利用しますか？ -> 電車はよくはいよく使います", "label": 2, "label_name": "WRONG_ANSWER", "source": "hazumi"}
{"text": "What's the highest alcohol content a wine has ever had?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I was charged {$470.00} appraisal fee. Royal United Mortgage emailed me all terms related to loan. They were informed this is a permanently fixed manufactured home. Before and after appraisal I was never contacted by co. Had to seek them out to find they did not want to go thru with loan. My credit rating is XXXX. My income is sufficient. The loan I have is FHA. I would like the appraisal fee returned.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近本は読みましたか？ -> はい読みました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I mailed a letter to them to close my XXXX XXXX account but no confirmation my account has been closed. I have enjoyed them as a bank but told them I have another account with another bank now with a higher APY.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am victim of Identity theft. Please delete those hard inquiries off my credit report! \n\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "Sorry that i didn't find the answer but i found Green Party members Elizabeth May, Paul Manly and Jenica Atwin were re-elected in 2019 federal elections, Pierre Nantel ran under the banner of Green Party as well but lost the election.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "70th birthday decorations", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Santander Bank N.A has reported to the XXXX XXXX that I owe them the amount of {$330.00}. I have never had an amount with this bank nor have I made any business with these people.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "THIS IS A HARD INQUIRIES ON MY CREDIT REPORT. I DO N'T KNOW WHAT THIS IS. XXXX XXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "5th grade math", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "What are the nutritional benefits of tofu?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "No that was all. Goodbye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "What were the consequences of German pop culture treating Native Americans in this romanticized way?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I don't have anything specific in mind, what are some of the most popular attractions in the centre?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "In accordance with the Fair Credit Reporting act. The List of accounts below have violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. \n\nXXXX XXXX XXXX has violated my rights. The date opened is inaccurate. It's reported on Transunion as a different date compared to XXXX and XXXX. The alledged debt shows as charged off, but another account from XXXX XXXX XXXX shows the exact same account number. Both companies have violated my rights. A debt validation letter was sent to XXXX XXXX XXXX in early XXXX. 45 days have passed and they have yet to send me proper documentation proving I owe on the alledged debt or showing that I have ever done business with them. \nXXXX XXXX XXXX, has violated my rights. Also shows inaccurate date opened when compared on all three consumer reports. \nXXXX XXXX XXXX XXXX has violated my rights. Also shows inaccurate date opened when compared on all three consumer reports. \nXXXX XXXX XXXX, has violated my rights. Also shows inaccurate date opened when compared on all three consumer reports. \nXXXX XXXX XXXX, has violated my rights. Also shows inaccurate date opened when compared on all three consumer reports. \nXXXX XXXX XXXX, has violated my rights. Also shows inaccurate date opened when compared on all three consumer reports. \nXXXX XXXX, has violated my rights. Also shows inaccurate date opened when compared on all three consumer reports.\n\n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : States a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.\n\n15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I sent certified letters to the credit bureau and haven't received any response from the credit bureau in the last 3 months", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "410 shotguns", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "Which day would you like to take this return flight?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "4g dongle price in india", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I'm looking for some places to go in the west area of town.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I opened account with a promise of promo bonus of {$220.00} for having direct deposits to my account and never got it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Your reservation is made, and no they don't have any vegetarian options unfortunately.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I have extended fraud alerts on my report I faxed police reports to fraud department Yet items remain", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am requesting the following hard Inquiries to be removed as I have not authorized any of these companies to pull credit.       XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX     XXXX   XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2018 ford edge", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Pulled my credit report and a fraudulent account was listed on my report that I did not open nor authorize State Collection Service XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Who was the green party candidate for the 2019 Canadian federal election?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I'm departing from stansted airport.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I traded my car in on XX/XX/2016. Ally reported that I missed payments in XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. For the past three months I have been trying to work with them and XXXX XXXX XXXX to get this corrected. However, they have not made the correction to my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bank of America says that they offer their customers a {$0.00} liability on unauthorized charges, but they hold me responsible for unauthorized charges and are in the process of wrecking my credit by reporting me as delinquent on fraudulent charges.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "50th birthday ideas", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "There are 44 different attractions to visit in the centre of town. Is there a specific kind of attraction in mind. Perhaps a museum?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "7z extractor", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Equifax is showing a paid tax lien from California that was supposed to be removed from my credit report. I have disputed this to Equifax months ago and it is still in dispute", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "No, on Sunday this week.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Ok thats great. Will you find round trip flights?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "これらの場所には行かれたことはありますか？ -> 清水寺はちょこちょこ行きます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Trans Union have 3 listed unauthorized inquiries that is hindering my credit file. These fraudulent inaccuracies need to be deleted immediately.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, Lumpia sayur and Lumpia tahu are vegetarian variations of Lumpia. Also,  Lumpiang gulay which is  is not vegetarian by default, but vegan and vegetarian versions can be made from the basic recipe. Which one of these are you interested to know more about?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Ablamlara aldım çok beğendiler gerçekten", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I will be leaving New York.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "have attached a letter of deletion from XXXX XXXX XXXX which I have previously sent to Equifax and yet the collection entry still exist on my credit report with them. Please remove the collection entry", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My mother died on XXXX XXXX, 2015. I am the administrator of her estate. She had done a reverse mortgage with the lender RMS ( reverse mortgage solutions ). We have given the lender everything they have asked for and we are currently trying to sell the home ourselves. However, the lender will not communicate to me what the timeframe is that we have to sell the property. Can you help us get this information?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I feel like CHASE is not working with me to find a solution with my mortgage.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am interested to buy three tickets for the match of Usc Vs Utah.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "A soft inquiry on my credit bureau report lead to a review of my credit card and Wells Fargo determined that my inactivity on the credit report was a risk and needed to close my credit card. Called Wells Fargo to discuss the situation. Wells Fargo advised that I could apply to have the credit card reviewed for reopen but they would have to pull my credit information again to see about reopening it. This seems like unnecessary credit pulling.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I financed a new vehicle in 2012, while having a job of 44 years. I became XXXX and are now receiving SS benefits. With being on a fixed income, medications such as XXXX XXXX and doctor bills, then regular cost of living, housing, etc these very high monthly payments are a struggle. All I 'm asking is to lower my monthly payments, so I have a vehicle for doctors appts, grcery store, church, etc. My finance company refuses to help me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Credit reporting agency did not delete  XXXX  charge off accounts after I was mailed a  XXXX  and disputed accounts. Accounts are written off and should not be reporting.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "That is perfect! Thank you so much, that is all I need today.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "My XXXX account for student loans has been closed since XXXX and paid in full and they still are showing on all XXXX of my credit reports, I was told good standing accounts stay on you report for XXXX years but it 's been more than XXXX years, please remove.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sounds good.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "the credit agency XXXX and Transunion are reporting a Federal Tax Lien in XXXX County showing a balance of {$33000.00}. This Tax Lien is included in our Chapter! XXXX bankruptcy and has been discharged. It is not showing in discharged in bankruptcy with a zero balance.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In XXXX, a capital one account was created by one of my  financial assistances. I didnt find out about it until XXXX, when she got fired for identity theft. I tried to remove the credit card from my credit for 2 years now but capital one said all the information match to me. So Im stuck paying for the debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have notified XXXX and Transunion that the XXXX XXXX account was open as a result of identity theft. I have provided them with a FTC report and this account is still showing on my credit file. Can you assist me in getting this matter resolved once and for all.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I'm going to New York", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I would like to check my credit report but I am unable to do so because none of the questions nor answers pertain to my history. I suspect they 're must be an issue due to identify theft. I need more information as to what my next step should be in order to get my report and if they 're is fraud I can get this straightened out sooner than later.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "On my Equifax cred report, it shows a previous address of : XXXX XXXX XXXX XXXX XXXX XXXX XXXX GEORGIA XXXX I have never lived at this address. Can it be removed from my record?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Yes, seashells contain mainly calcium carbonate which is added to both soil and some kinds of poultry feed in India as a nutrient.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "What airport would you like to depart from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Hope you enjoy your meal at Vanessa's.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Can you give me the postal code for the hotel as well?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I am very concerned about the items that are being shown on my credit report. Not only are they inaccurate, they are also unjust, because they should not be reporting on my credit report! I ask that you delete these accounts, or I will be fil ing a legal complaint against you!", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX XXXX XXXX XXXX XXXX XXXX, MO XXXX Tuesday, XX/XX/2021 XXXX : Collection unknown bill from XXXX XXXX XXXX Dear XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX shows up on an XXXX  credit report as trying to collect a bill about which I have no knowledge. They list {$750.00} from Capital One NA. I know nothing of anything I may owe or even ever having used Capital One NA. \n\nI would like any verification that I owed anything to Capital One NA and when this was assumed and for what the bill was generated. \n\nIf XXXX can not verify this claim, I want the claim erased from my credit reports. \n\nThanks for your help. \n\nXXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "I 've sent this company proof of the insurance I had at the time of this debt as well as proof of my proof of XXXX yet the company continues aggressive collections", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Someone keep hacking my NetSpend account! they are using my account number and keeps Stealing my personal information without my consent! \n\n\n\n\n\n\n\n\n\n\n\n\nXXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This was not sent in error. I am a consumer by law and my information was misused and now I have false not 100 % accurate accounts on my credit report. There has been unauthorized used of my information and credit report. \n\nXXXX XXXX XXXX XXXX XXXX XXXX {$14000.00} Acct # : XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "It was founded by Pierre de Coubertin and Demetrios Vikelas in 1894 as the authority for organizing the Olympics.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Sorry, I did not find any useful information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "Crossovers in TV series are not uncommon, one example being Cartoon network show, The Grim Adventures of the Kids Next Door. It features five crossovers – Ed, Edd n Eddy, Codename: Kids Next Door, The Grim Adventures of Billy and Mandy, a reference to The Powerpuff Girls, and a quote from Scooby-Doo.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I want to know more about both Armatron and Blip!", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I will be flying from Nairobi, with my destination being Chicago, and I will be having the trip on Tuesday next week.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "aarp car rental discounts", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2002 chevy silverado", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Train TR3810 is the closest to an 11:30 arrival it would leave at 9:17 and get to there by 10:08, would you like me to book you?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "This Saturday is when I am traveling.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "a certain scientific railgun", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "A woman who calls herself XXXX keeps leaving voicemails on my work phone ( last XXXX digits # XXXX ) stating that she is from XXXX., LPA and attempting to collect a debt.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "It is pressed and the fermented to extract the right color and flavor to create wine.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I am a victim of identity theft. The following XXXX XXXX XXXX  XXXX credit card account : XXXX thats listed on my XXXX, Experian and XXXX XXXX credit report, is a fraudulent and unauthorized account. The account is not mine. I never applied for a credit card account with XXXX XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "While I was unable to find that answer, I can tell you that Conagra produces a wide array of food products including cooking oil, frozen dinners, hot cocoa, hot dogs, peanut butter and many others. Some of ConAgra's major brands include Act II, Hunt's, Healthy Choice, Marie Callender's, Udi's Gluten-Free, Orville Redenbacher's, Slim Jim, Reddi-wip, Egg Beaters, Pam, Angie's Boom Chicka Pop, Earth Balance, Glutino, Hebrew National, Duke's, Chef Boyardee, Home Menu and Bertolli ready meals.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Yes there was a transunion glitch everything was taking off then added back, and by law once something is removed you can not add it back to a customer credit report, i was not notified in writing these thing would be added back to my credit report and this is against the law.. your company has broken the law, per frca section 611. Thank you", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I would need a taxi now", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "おすすめの便利なきのうとかはありますか？ -> おすすめの便利な機能あんまり使いこなせてないので何ともちょっと他の人のほうが詳しいかな他の人に聞いてみて私はあんまり詳しくないですごめんなさい", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Someone from a phone number listed as XXXX called me on back to back days and I answered the second time but they would n't say who they were with she only would say her name, \" XXXX XXXX '' and \" it 's regarding a personal matter '' but offered no other information. \nThey need to be upfront that they are actually a collection agency which she did not do.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "DISCOVER BANK ONCE AGAIN IS IN VIOLATION OF FDCPA AND TCPA ETC ... HAS SUBMITTED UNLAWFUL LAWSUITS TO US AND HAS ONCE AGAIN AUTHORIZED COLLECTION AGENCIS TO HARASS US. THIS DEBT BELONGS TO XXXX XXXX XXXX, XXXX AND EX FAMILY MEMBER.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "We asked them to remove my sisters accounts off of my credit report because they were not mine. I am in jeopardy of losing my property and earnest money due to waiting almost more then a month for a response with no response back yet. I have continuously contacted them to get this resolved and they continuously just keep blowing me off and telling me to wait", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want to return on March 4th", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "さいきんは「エスエヌエス」をして、過ごすひともいると聞きますが、「エスエヌエス」はなにか利用しますか？ -> いやーしてないですなんか好きな人のＴｗｉｔｔｅｒとかインスタとか見るぐらいで自分は全く何も発信してないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I am writing to file a complaint regarding two closed accounts and three unauthorized inquiries on my credit report. I believe that these items violate the Fair Credit Reporting Act ( FCRA ) as well as the 15 USC 1681 statute. \n\nThe closed accounts are as follows : XXXX XXXX - XXXX, which was opened on XXXX XXXX XXXX \nXXXX XXXX - XXXX, which was opened on XXXX XXXX XXXX \n\nI DEMAND that these closed accounts be removed from my credit report as they are no longer active and are therefore not relevant to my current credit status. \n\nIn addition to these closed accounts, there are three unauthorized inquiries on my credit report, which were made by XXXX XXXX XXXX on the following dates : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX I did not authorize any of these inquiries, and I request that they be removed from my credit report as they are negatively impacting my credit score and creditworthiness. \n\nThese items violate the FCRA and the 15 USC 1681 statute, and I request that you investigate this matter and take appropriate action to rectify the situation. Thank you for your prompt attention to this matter.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Is this for one passenger?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Perfect, I need 7 tickets and the reference number of the booking.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Okay. I found a standard Accord you could get at Grand Central Station on March 10th.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "2002 chevy silverado", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "stellar recovery inc put the same collection, but a different account number, back on my report that was deleted on XXXX/XXXX/2016 from all XXXX bureau and that account number was XXXX on XXXX XXXX they added the same debt again but a different account number, which is XXXX I was not notified by the bureau that the same agency reporting the same account that was not mine has been re-added but with a different account number.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Macy 's always charges {$2.00} ( as \" minimum interest '' ) each month even AFTER the remaining balance has been completely paid off. Is this legal?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "2 live crew", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "4myhr marriott", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Company made 4 calls to my cell phone without leaving a message. When I called them back, the debt collector that answered talked over me as I told him that he now needed to send me a dunning letter as required by the FDCPA. He refused to do so claiming that he needed my personal information first.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I will need a taxi from rice boat to Cherry Hinton Water Park. I want to leave rice boat at 12:00 please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I believe my credit report created and maintained by Equifax Information Services LLC and/or its affiliates continue to cite errors with respect to my personal information ; to wit : incorrect and invalid property ( situs ) address. XXXX are CFPB Case Numbers : XXXX ; XXXX ; XXXX ; XXXX ; and XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Im was a XXXX XXXX with XXXX, l was introduce to XXXX currency trading last year with XXXX, since both are well trusted exchanges i thought my money was safe, after I open an account with XXXX, a group of XXXX currency traders approached me via XXXX, they claimed to have an exchange where you could learn to trade on daily basis XXXX and render profits with their data advice and guidance, I thought they were a serious trustable group since they got my info from XXXX. \nThe platform was fake and theyre a group of very sophisticated skilled people who scammed into deposit my hard earn savings to their platform under the false assumption I was doing honest day trading The platform is XXXX The money travel from my checking account from Wells Fargo to XXXX and into their fake XXXX address The money was lost and I need someone who can help me retrieve my money. \nAgain the transactions were made willingly, thats the mere definition of a scam and Wells Fargo refused to refund the funds because they were authorized transactions, but they can verified the money travel to a scammers account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Glad I could be of help. Have a great day. Goodbye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I am lodging a formal complaint against sunrise credit services. This debt collection company has intentionally violated the fdcpa/fcra. Sunrise credit has just reported derogatory information on my credit reports in the amount of {$1700.00} for a debt that isnt mine. I have never recieved a dunning notice in the mail which allows me 30 days to dispute validity. I have lived in New Jersey at the same address for all my life and never recieved any notice from sunrise credit. I am in the process of purchasing my very first home for my family and this errounous account is now holding me back from achieving my goal. I am requesting this account be deleted from my credit reports immediately. XXXX, and attorney general complaints will be filed if account isnt deleted. Thank you for your time.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Reference number is : 0Q5AF18F . What else may I do for you?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I got letter from Midland Credit Managment inc saying that I owe them XXXX $ which I do n't. and the original creditor was XXXX in South Dakota. I never got any credit from that bank or had any bank account. And never been in South Dakota. They threatening me that they will report me to credit reporting agencies.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Countries with the highest soda tax include India at 40%, Saudi Arabia at 50%, and United Arab Emirates at 50%.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "I check my Experian credit reported, I notice Virtuoso SourcingGroup post on my credit file. The debt collection laws clearly been violated. The law is clear Debt collections suppose give me chance to validate debt { 30 days }, Virtuoso did n't do that, and this debt was Identity theft file with XXXX. This practice is unethical also illegal", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I would like to find a restaurant in the expensive range that serves British food. It should be in the west location.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I enrolled in paperless statement, however, I never receive email regarding my statement and amount due. \n\nI got a paper statement XXXX XXXX and saw that 2 late charge of {$32.00} and also {$27.00} on my {$34.00} purchase. The site did not allow me to do any automatic payment and I do n't think this is fair to me collecting late fee much over than my purchase and without sending me any statement.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It written as charge off but still on my credit", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Citi credit card refund ... ... ... ... ... HELP Need answers to make inquiry for refund", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Someone from the company  XXXX   XXXX   XXXX   XXXX  is calling, representative named  XXXX   XXXX  's, is stating he 's an Investigator for  XXXX  County and will be serving me at my place of employment. I asked them to send a letter to my home address and they are refusing. They will only send me an email.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Yes, what is the attraction type?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I applied for a student credit card and was denied. I only have ( XXXX ) bad thing that has been on my report for 6 years and I was denied and I think it 's for credit discrimination. Everything else on my credit report is good and in great standing.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "When did Mickelson first play professionally?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have an account that seems to me is a bank account closer and its negative in my credit report. XXXX XXXX XXXX in XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am a XXXX XXXX XXXX female, on social security. In XXXX XXXX, I purchased a XXXX B/R house in the city of XXXX, OH, with my husband, who is suffering from XXXX. Over the course of XXXX years, I and my husband paid close to {$250000.00} in monthly installments of {$980.00} a month for a house for which the price was {$92000.00} ( See {$160000.00} the interest we paid to the lender XXXX XXXXl ) On XX/XX/XXXX, Me, my husband and son were kicked out of our house. We were paid {$3000.00} for everything we owned in the house. It was worth around {$75000.00} ) At that instant, at XXXX XXXX, on XX/XX/XXXX, we became homeless! \nWith my Social security monthly income of {$310.00} and my husband 's monthly retirement of {$800.00} we were not able to afford to rent any apartment anywhere in Ohio. \nWe lived in our XXXX car for 4 months, until after XXXX of that year, by sheer luck we qualified for one B/R unit in a XXXX  dwelling. \nMy husband still cries when he is alone. All our life 's hard work and financial savings etc came to naught. \nI WANT JUSTICE. \nFROM THE CORRUPT FINANCIAL INSTITUTION WHO HOODWINKED US BY CHANGING THE TERMS OF OUR MORTGAGE FOR THE WORSE AND WIPING AWAY XXXX  YEARS OF PAYMENTS WITH THEIR CROOKED ACCOUNTING. We were asked to start afresh to pay the whole mortgage of {$92000.00} starting XX/XX/XXXX. \nThis should not be the Great America I know, where Law and order are supposed to look out for the ordinary citizens.\n\nAll we want is to have our own dwelling, fully paid for, as we have paid about XXXX times the price of the house already! \nWe do not want any money. \nA simple, small, ordinary house fully paid for, where my son and we can FEEL SAFE! \nCan some powerful Bureau/Organization help us?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "Beğendim rengi de güzel kullanışlı günlük çok rahat", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Transition has an address on my credit report in XXXX Missouri. I have never lived there. I do n't know if this will make a difference, but should be corrected. Thank you.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "やってみたいと思いますか？ -> みたいとは思わないけどどんなのかちょっと確かめてみたいっていうのはあります", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Is there any other help you need?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "my car was repossessed while i was in forbearance with XXXX. this should not have happened the car was almost paid off the loan amount was orginally for XXXX and i paid it down to XXXX ( XXXX payments left ). i lost my job while pregnant and notified XXXX immediately. no repossession fees and interest fees from 2013 have been added and are in collection on my credit report as if its a new debt. this isnt owed and it is unfair.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "a bronx tale", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Capital One Bank is blocking me from using XXXX. It is illegal for them to block me..", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "We have received No response from our mortgage lender to consumer finance protection bureau Case number : XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2008 chevy malibu", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2019 horoscope", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Wells Fargo has placed a bankruptcy on my credit report and Wells Fargo has reported I have been late on my mortgage more than 30 days which is incorrect.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Inaccurate information still remains of my Credit Report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The website locked up before I could view my report. When I tried to return to the page, it said I 'd already gotten my yearly report when, in fact, I had n't had the chance to view it at all.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Are there different flavors for paneers, like salty, sweet etc?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have been paying extra on my mortgage and the principal balance does not go down any. I am not sure what is going on. It has not went down all year so far. Infact it has went up when I check it. I would like an audit down to see exactly what is going on.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I paid the XXXX the amount of {$270.00} on XXXX/XXXX/2016 and I have the online receipt. FIRST FEDERAL CREDIT CONTROL reported an open collection on XXXX/XXXX/2016 for the amount of {$230.00} for XXXX. They called me several times and I told them that I have paid. I do have the receipt number and a PDF copy. The payment also appears in my bank statements.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have some long over due vacation time approaching and would like to book a one way flight.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I have submitted a dispute with Experian and they keep responding that XXXX certified accurate. That is impossible because I have never had any account they claim.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have XXXX items on my credit report that was n't opened by myself and I do n't have any knowledge of these account they were open during the time I was incararated. XXXX XXXX, XXXX XXXX and XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have attached my letter to this complaint in reference to TransUnion. \n\nThey have failed to remove the inaccurate accounts that are listed on my letter. In addition to that- they have failed to re-investigate the account based on Section 1681 of te Fair Credit Reporting Act.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have listings for 5, can i recommend one?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "You said Elizabeth May was reelected. How many times has she been elected to Parliament?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Arkadaşıma aldım çok beğendi", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "代表的なものにスプラトゥーンやカービィ、マリオのゲームなどありますが、遊んだことはありますか？ -> 持ってないので遊んだことはないんです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "そのほかにおすすめのものはありますか？ -> おすすめのものは今ならやっぱり鍋とかあったまるからいいと思います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have played all my collection accounts off how come there still on my credit report stating open account XXXX. XXXX. I paid off all of them. Its affecting my account I have sent many dispute letters and its still on there why.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am receiving letters from XXXX XXXX XXXX XXXX XXXX XXXX for the current creditor \" LVNV Funding LL '' for XXXX XXXX XXXX XXXX for a debt I do not owe. \n\nThe Ref # is : XXXX in the amount of {$1600.00}. I do not owe this debt and want them to stop contacting me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "They are calling my job and my cell phone all day long. I am XXXX, work part time and have no way to pay this emergency room bill. I have explained that they are wasting their time but they keep calling and calling my employer is going to get me in trouble.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have several options for you, is there a particular area you are interested in during your stay?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "13 temmuzda sipariş verdim halen daha transfer sürecinde diyor. Hayır iyi güzelde en azından şu belirsizlikten bir kurtulsak diyorum ne geleceği belli ne kalacağı oto boya işi yapıyorum boya tabancası ve başka şeylerde aldım işlerimiz felç oldu. Gelecek olan ürünler bana yapılacak olan iade ücretten çok daha öncelikli ve önemli. Artık kime kızalım onu da bilmiyorum. 4.24 Ağustos teslim edecek olarak görünüyor ama inşallah öylede olur. Ne şans varmış arkadaş bizde de.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I wrote the credit bureaus and explained the late pays were incorrect. They did not change them. \nAttached are bank statement copies for each month reporting late for XXXX showing I paid on time.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Past due balance that they are not willing to help me with, call me up to 7 times a day starting at XXXX  sometimes and ending at XXXX. Today they have started calling distant family members who I haven’t talked to in years. This is beyond harassment!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Focus Receivables Management has a collection against me supposedly from XXXX XXXX XXXX. I have not used XXXX XXXX in 5-6 years and left them all paid up. No one has left a message, sent a letter or emailed me. I happened to see this when applying for a loan.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thanks a lot.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I was shocked when I reviewed my credit report and found late payment on the dates below : 150 days past due as of XXXX 2012 120 days past due as of XXXX 2012 90 days past due as of XXXX 2012 60 days past due as of XXXX 2012 30 days past due as of XXXX 2012 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have 19 trains traveling from Kings Lynn to Cambridge on Thursday. Do you have an arrival or departure time preference?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "What is their address?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "With this reporting agency the Tax Lien has expired according to trans union this case will not be resolved due to the fact of their policies, but why other agencies like XXXX and XXXX had removed the tax lien report from their list, all XXXX agencies operate under the same policies and compliance and also the merchants whom consult with tax lien removal will constantly send me mail which is very annoying.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "You must remove this account that I disputed previously I did sent you the letter through certified mail but you failed to removed accounts that are unverifiable they are not attached to any address of mine so how are the accounts verified.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I never received the letter that was dated XX/XX/XXXX, 2017 with a \" handwritten '' signature. I am of the belief that this company is practicing unlawful acts using veterans as their targets. And I do not want any correspondence emailed to me. That is not what I asked for.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have sent all appropriate information to the credit reporting agencies with no help they are suppose to delete and block information yet they keep giving me the run around saying they cant see my picture or having me sign on documents that only require one signature then not removing the information in the proper time. Just as a reminder I have had consultation so I know I have provided the appropriate documents because I called the support line, and they walked me through the process and looked over all my documents so please delete and block the information in the allotted time so that I can move on please. \n\n\nI am writing in response to the information I submitted to your company regarding my debt bondage situation. As per the guidance from the Consumer Financial Protection Bureau ( CFPB ), the documents needed were self-attestation notarized, a picture ID, a bill, and a letter from an advocacy group helping me due to debt bondage, which falls under trafficking according to Trafficking-Debt Bondage XXXX ( b ) ( 4 ) - ( 5 ) -- -- -- XXXX ( b ) ( 7 ). \nI have provided my photo ID along with the other required documents. I kindly request that you block this information from my credit report within four business days, pursuant to section 605C of the Fair Credit Reporting Act. \n\n\n\nI have given you my identification as well as the information requested from the list of acceptable items which only 2 are required per the LAW. \nWhich I have provided both all of my documentation as well as an attestation validated by a court appointed representative hence the form was read and notarized. Victim determination according to XXXX ( b ) ( 6 ) A self-attestation by a consumer ( myself ) who Identifies as a victim of debt bondage which is included in the trafficking CFPB XXXX XXXX FACT. I have been in therapy since before the final ruling effective date XX/XX/2022, and I have self- attested as well as provided documentation showing I am in group sessions with an advocacy group and my attestation was signed by a State appointed rep from the courts with time stamp and dates. I have provided all appropriate documentation and Im in compliance under the XXXX XXXX which established me as a victim of debt bondage which falls under trafficking. Once again I will Please ask you to block this information from my credit report within four business days, pursuant to section 605C of the Fair Credit Reporting Act Very RESPECTFULLY, PLEASE DELETE AND BLOCK the requested information on the previous communication. \n\n\nWhat you need to submit To block trafficking-related information from your credit report, you need to submit : ( 1 ) Proof of identityI sent my CLEAR copy of my drivers license, ( 2 ) Trafficking victim determination I provided this notarized statement from a court appointed notary- You also may provide a self-attestation, provided that it is signed by a representative from a governmental entity- The Advocacy group also is authorized by a government entity, court, authorized XXXX or human trafficking task force. \n( 3 ) Identification of adverse information I provided the adverse Items that needed to be deleted and blocked I appreciate your prompt attention to this matter and look forward to receiving confirmation of the removal of this information from my credit report. \nThank you for your understanding and cooperation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "a4 dimensions", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Debt has been paid in full", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "How about trying at 13:15 instead?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "You want 3 tickets to Falcons Vs Rams in Atlanta on March 9th, correct?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Pay Pal put a TRICK credit card authorization in the middle a routine ebay transaction and opened a credit card account that I did n't want or even know I approved. They wo n't close it or take it off my Pay Pal Account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the most lethal variety of mushroom?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Enjoy your trip!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "What were the circumstances around Ira Hamilton Hayes' death?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Okay, until when?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "What are some of the manga series that are associated with Kamiwaza Wanda?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have credit inquiries on my Equifax report that were previously removed from my XXXX report and now have appeared on my Equifax again that I did not authorize. I would like them to be removed permanently as soon as possible to reflect the same.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In addition to party leader Elizabeth May being re-elected, the Greens held the Vancouver Island riding of Nanaimo—Ladysmith, previously won from the NDP in a by-election earlier in the year, and gained the New Brunswick riding of Fredericton from the Liberals, marking the first time the party has won a seat outside of British Columbia.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Have a good one", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I have sent letters to all XXXX credit reporting company regarding a bankruptcy that is listing on my report. all XXXX as saying that they have verified this but after contracting the bankruptcy court the stated that they do not report, nor with they verify any inquiries regarding bankruptcy due to privacy. since this ca n't be verified i want it to be removed from all XXXX credit reporting companies, transunion, XXXX, and XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am the co- signer on my Daugters Loans, My daughter is struggling to make regular payments, so she 's doing forebearance, But its XX/XX/XXXX, and i recieved 10 15 phones calls a day fr0m different area codes telling me I am past due this start last week her account is {$11.00} past due. Is their any way to remove me as co signer or get the phones to stop.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Okay great. That is all I needed to know.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "In professional sports, the player are financially compensated for their performance, whereas in amateur sports, the players are largely or entirely without such remuneration.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "COMMONWEALTH FINANCIAL SYSTEMS XXXX XXXX XXXX XXXX XXXX, PA XXXX ( XXXX ) XXXX misrepresents the correct date of this account being open. They acquired this debt from companies currently listed on all XXXX credit reporting agencies. I have requested investigation of this fact with no satisfactory results any credit reporting agency.The correct open date should be XX/XX/2009", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近では人工知能を搭載した家電が注目されているようですね．ご存知ですか？ -> 人工知能いえ知らないですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "A lack of higher education is the cause of low literacy.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "XXXX XXXX XXXX XXXX has damaged my Experian credit file and due to their reporting tactics my credit score has been reduced by 44 points and counting because of their unauthorized reporting and of {$100.00} past due and erroneously stating my account is Joint and that the original debt was $ XXXX. Since XX/XX/XXXX, I was sold a vacation plan as a mortgage for a property I have not seen. Based on the plan I was advised that I would accumulate points for my family and to take vacations bi annually since I was highly reluctant to sign up for a resort vacation plan. Once I had enrolled I found several road blocks to using the points all resulting in additional out of pocket money being required. This plan was supposed to be unique for me since I stated I am less likely to travel a great distance annually for vacation and would not be a good fit. They told me I could use points for other resorts near my home. I found that I had to pay steep fees to exercise this option including rolling points over annually to use for other options like hotels, car rentals etc. I have repeatedly complained about XXXX experience stating I no longer want the account. I agreed to attend an Owner 's meeting in XXXX XXXX in XX/XX/XXXX where I further told them about my difficulties with using the plan. I was told by the sales person, \" Your plan is not a favorable one and should not have been sold to you because it does not allow for the use of the plans benefits ''. He further offered to upgrade me to another plan which I declined. Of the 8 years, the owner 's meeting in XXXX XXXX was the only time I stayed at their Resort for the owner 's meeting. Since XXXX I have paid {$9600.00} plus $ XXXX in taxes and annual fees. My account is now down to $ XXXX and there should be no reason they would not release me from this life sentence package. On XX/XX/XXXX, I contacted XXXX XXXXXXXX XXXX to request our timeshare be cancelled. The sent me a foreclosure threat letter on XX/XX/XXXX and a letter dated XX/XX/XXXX declining to cancel the timeshare. My Experian report reflects 1 negative account throughout my credit history and it is for XXXX XXXX XXXX XXXX 's {$100.00} past due as of XX/XX/XXXX. I specifically told them I had no desire to purchase a product that would impact my credit, nor did they get permission to obtain my credit file. In accordance with the Fair Credit Reporting act, XXXX XXXX XXXX XXXX as has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy.15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. I attempted to dispute with Experian and the returned results in less than a few days with erroneous report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The bank own the house. The owner never told me nothing. I FOUND OUT WHEN WATER WAS SHUT OFF..cause he pay it. That was on the lease agreement. SO NOW I WANT TO STOP IT FROM BEING SOLD TO ANY ONE potential buyers", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I recent disputed inquries on my credit report to Equifax due to some fraudulent activities. Companies such as : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, Equifax XXXX.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Thanks for these details and that's all I want for now.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Sure th entrance fee is 2 pounds and the postcode is cb21rh and the address is king's parade.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I'm not sure of the exact regions but he founded the Mughal Empire before his death. He started in Kabul and after winning, he consolidated in Agra.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have no knowledge of this acct.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Sorry, still not able to find anything that suits your needs.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "They are reporting old address on my credit file that were never mine.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "50th birthday gift ideas", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "They sent me a report/letter that said they were collecting {$4200.00} from XXXX XXXX Private Label, which is not true. I 've never heard of this company and do not owe this money. I have exemplary credit and even checked my credit report to make sure and this is not on there.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "よく見るんですか！いいですね。今期おすすめのドラマはありますか -> もう恥ずかしいんで年がいってて恥ずかしいんで昨日も見たなんそう忘れちゃった何だったかな", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "It is believed that saffron originated in Iran. However, Greece and Mesopotamia have also been suggested as the possible region of origin of this plant.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I sent a direct dispute to   XXXX   and it was removed from my credit file. I also sen t one t o  XXXX  and was told it was removed but the company keeps adding it back.  XXXX  gave me your number so that i contact you and let you know that they keep readding the charges.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Wonderful! Thank you for using our service. Have a great day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "How does fermenting rice cause sake to become alcoholic?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "@hesapsarayi adlı Instagram hesabı tarafından resmen mağdur edildim. Elemanlardan hesap satın aldım, yaklaşık 10 gündür beni bekletiyorlar, bugün gelecek yarın gelecek diye. Beni Instagram'dan engellemişler. Yazıyorum ve herhangi bir dönüş olmuyor. Boşa paranızı harcamayın.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "On XX/XX/2017 I went to a car dealership with hopes of purchasing a new car. I requested that the car dealership only run my credit through 1 company. After checking my credit report I noticed they shopped my credit report to 10 different companies. I did not authorize this.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I disputed information being reported on my credit report by AES ( Private Student Loan ) that claims I paid late back in XX/XX/2010. I requested proof that I paid late or for this negative inquiry to be deleted within XXXX Per the Fair Credit Reporting Act, and my request was ignored. Please see that AES complies with my request and the law.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2018年には野球漫画の「メジャーセカンド」がアニメ化されるようですよ，ご存知ですか？ -> 知りませんでした", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Please find something else.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "1920s dresses", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX XXXX just appeared on my credit report this week. It is an account that says I 've had it for two years. This is not me, the account is fraudulent. This is ID theft. I have never opened an account with this company. Please remove from my credit report as it violates hippa and the cra.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes that works, but find me a round trip flight", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Hello, I'm looking for places to go that is a type of entertainment.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2019 honda civic", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Creditor is XXXX XXXX XXXX and I have a inquiry on my report that I didn't authorized nor did I apply for anything and I want this item removed via FCRA section 623 if you can't provide proof that I requested to have this inquiry on my report It's fraud.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Hi ive recived a zero Blance letter from XXXX XXXX XXXX XXXX # XXXX. And iam trying to refinac my home but the bank wants more proof than zero blance can you please help me with this problem if you can email me some more proof XXXXXXXXXXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Chicha can be fermented or non-fermented, but I don't have information on the average level of alcohol content of Chica.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "When I paid off my automobile lease charges were added that I was not told about either verbally or in writing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the most lethal variety of mushroom?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "On XX/XX/XXXX, I wrote to Experian and XXXX to get a Federal Tax Lien dating back to XX/XX/XXXX removed. The allowable reporting period of 7 years has been exceeded. Neither credit bureau responded or made a change to my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This is an issue Discover was going to handle a long time ago. I was recently looking at my XXXX XXXX and noticed it is saying XX/XX/XXXX I applied or signed for some type of thing with there bank or credit card. I had called them XX/XX/XXXX and this was all told me it would be solved. I had no idea this was still on my report. \n\nI did not do this. This was fraud and not authorized by me. I was informed this would be off my credit file but for some reason it is still showing up on my XXXX and XXXX and other credit reports. I had just called them to try to understand and they have no knowledge or any card or inquiry from there customer service team. I called them XX/XX/XXXX was the recent call. I asked them to put on the notes and if they could remove them. I was getting run around answers. \n\nI do not have an account with them. I did not have an account with them. I did not apply for any account with them. I am hoping someone here can help resolve the situation and fix this so my credit report is correct.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "On XXXX/XXXX/15 I requested Business and Professional provide validation for {$160.00} debt being reported to credit bureaus. As of XXXX/XXXX/15 I have not received any response in relation to my request.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have a wonderful day, bye", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Experian has not updated my report as requested. XXXX XXXX XXXX is still reporting me as high balance and owing money, when I paid this account in full, was never late. They are continuously breaking Federal Law. This needs to stop. This is affecting me and my family. I can not get any credit or do anything to since my report is being high jacked by these tyrants. Please do the right thing and make these guys get it right. At this point and time I will be seeking legal counsel. For I have tried to resolve this 4 times now and have no results what so ever.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "By not encrypting their data as all credit reporting should know to do to protect my personal data it was and has been improperly secured.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Do you need any other help?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "10 signs of narcissistic personality", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2016 outlook", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "ok I have a couple of options. Would you prefer the one with 4 stars or 0 stars?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Absolutely, do you have any preferences?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "All of them have internet.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Ben Türk Telekom mobil müşterisiyim. Online işlemlerde her ay yaşadığım bir sorun var. Çarşambadan çarşambaya yenilenen Sil Süpür hakkım online işlemlerde bir anda kayboluyor ve kullanamıyorum. Müşteri hizmetlerini arıyorum, güncelleme yapın ya da silin tekrar yükleyin gibi komik çözüm önerilerinde bulunuyorlar. Artık ek paket almaya dayattıklarını düşünüyorum. Taahhüdüm devam ediyor ve başka bir operatöre de geçiş yapamıyorum. Bana bu tarifeyi bu kampanya ile sattınız ve ben kullanamıyorum. En kısa sürede tüketici haklarınada şikayette bulunacağım. Pişmanlıksınız.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "What day do you want the return flight for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have asked several times for verification of this debt, i have never received any actual proof that I owe any money, they still reported this account to the credit Bureaus.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have sent transunion 3 different letters on 3 different occasions about a couple of things that are on my report reporting incorrectly that should not be there. I ve repeatedly asked them on several occasions to either show the accounts as simply delete them all together. Ive asked them to provide me with documentation on how these accounts are showing this information and they haven't provided me with one shred of evidence. They say they got the chapter XXXX bankruptcy information from my lexis nexus account but that account is frozen. Therefore that is false information. The court that they also said I'm bankrupt threw said they do not give out information to credit bureaus at all so how are they getting this information to put on my profile? If this is not resolved in timely manner I will be taking legal action. \n\nthe accounts are as followed Chapter XXXX bankruptcy XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX  XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "BAC loan was signed to rescind BAC stole over {$150000.00}. \nBAC they broke a dozen Laws ( to me )", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "They went into my checking account with no authorization after I paid them once and took additional money they took ; XXXX XXXX XXXX XXXX XXXX all on XX/XX/2016", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Just give me the area, postcode, and address for one of them.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I am getting rude, harassing, and illegal calls from XXXX ( XXXX XXXX XXXX XXXX XXXX ) telling me I have to pay a debt that is in someone else 's name for something they owe in Maryland. I asked them to stop calling as I am not the person they are looking for as it is a wrong number. XXXX is not my name and I don't live in Maryland. I have not signed anything anywhere in Maryland. In response, the caller started yelling and screaming obscenities to me and telling me I have to pay this debt that doesn't belong to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I just had a decrease alert from XXXX and my identity has been stolen since XXXX. And also my grandmothers and grandfathers. It is XXXX. And they are leaving me broke without a vehicle and XXXX embroyos missing and they have not help me at all. I have been thru XXXX and I am also working with the dea. Get my credit fixed. XXXX XXXX XXXX XXXX XXXX XXXX and XXXX a XXXX and it is XXXX XXXX XXXX and XXXX XXXX XXXX and XXXX XXXX XXXX and XXXX and XXXX XXXX and XXXX XXXX and XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Yuor welcome. Enjoy your trip. Goodbye", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I wrote to XXXX and asked them to prove they are the legal owners of the debt. They have not provided anything that proves their ownership. I also asked them that they be removed from my credit report but they continue to report the debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This company is attempting to collect a debt for a fraudulent claim from XXXX. The buyer purchased an item, damaged the item, and then attempted to return for a full refund. \n\nThe refund was not paid, and the debt is invalid. This collector has called and mailed letters after receiving a letter via certified mail that the debt is not valid, with a request to no longer contact.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Received an update credit report, no changes nor response to why.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Your table is booked for 6 on Saturday, at 11:15 and your reference number is J3HEUVPJ . Thank You, goodbye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "NATIONAL CREDIT SYSTEM IS STILL REPORTING ON MY CREDIT REPORTS. I WAS NOT NOTIFIED OF THIS DEBT HOWEVER I PAID IT BECAUSE IT WAS ONLY {$140.00} AND THE REPRESENTATIVE PROMISED THAT IT WOULD BE DELETED FROM MY REPORTS IN 30 DAYS. WELL IT 'S BEEN A YEAR!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yep, that's what I want.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "They have increased my interest rates XXXX times since they bought our loans from XXXX. \nI NEVER agree to ANY rate increases.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have not been late on the account since XX/XX/2013 yet XXXX XXXX XXXX is still reporting late payments. Used a credit repair services, which did help in removing many false line items on my credit reports. However, unsuccessful in removing or changing derogatory items from XXXX XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Betnef sitesi, lütfen hesabımı kapatın. Artık uzun zamandır giriş yapmadım. Zaten kapatma talebinde bulundum fakat hâlâ aramalar ve mesajlar devam ediyor. Ben bu mesajları ve aramaları almak istemiyorum. Tamamıyla bahis sitelerinden uzaklaştım, geri dönüş yapmayı da düşünmüyorum. Sitenin konuyla alakalı acil olarak talebimi yerine getirmesini ve aramalara son vermesini istiyorum.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "It said that this account was open 2015 and i owe XXXX that is incorrect ive went to the company and they said theres know such thing. I DO N'T owe them nothing they owe me XXXX. I WANT this off my report ... Its false information. I 'm attaching the paper that was given to me by XXXX XXXX XXXX XXXX showing i dont owe them anything they owe me, the date is on there when i went in person.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX at Navient told that it will cost XXXX dollars to process my FORBEARANCE PAYMENT on XXXX XXXX, 2015. However, XXXX and her supervisor at Navient said they refused to give me a forbearance despite me being in-school and Navient taking XXXX dollars out of bank account. Navient is trying to ruin my credit and they must be stopped!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have tried to resolve the inquiries on my credit report with the consumers but the customer service rep. was not interested in helping me remove the negative inquire on my credit report.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "There's a nice standard Altima available March 7th at SFO International Airport.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "This company Delta Management keep calling and threatening to take me to court. they constantly calling all day and night. No respect. I asked them to not call me any more. The continue calling. They also calls from different numbers and from private numbers. I don't know them and they said the government sold them my contract to collect education debts. My credit report shows that I don't owe any school, because it had been charged off. Please help.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "2006 buick lucerne", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I am writing this letter on behalf of my father. I am his daughter and I just became care taker of his finances on XXXX XXXX, XXXX after he was hospitalized XXXX XXXX, XXXX. \nAs I am currently reviewing my fathers finances, I came across his car note. I have many concerns about the contract being that my father is on a fixed income. \nHe is requesting a reduction in the interest rate on the car payments. He requests you to reduce the current interest rate of 24.01 % to a more reasonable rate of 3.95 % so it is more in line with the current market rate for used cars. \nWe have visited the websites of several competitors and notice that they are offering an interest rate much lower than what he is currently receiving. He stated that the whole process was confusing because of the electronic signature process. He was XXXX XXXX XXXX at the time and does not have a good understanding on todays technologies. After reviewing this information with my father, we feel that this contract is unfair. There is a scam that unscrupulous salesmen and load companies play on the elderly and I am hoping this is not the case. \nMy father have been a solid customer with your company for the past 20 months and would appreciate your consideration of a lower rate on his account. You will find that he maintained an excellent history of payment with your company and would appreciate your consideration of a lowered rate at this time.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "I have accounts on my credity report that do not belong to me and I believe they are identity theft related. I called companies, sent letters but they have not responded or removed these accounts from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "They call every hour 7 days a week", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "We have 14 different expensive Indian restaurants in town. Do you prefer a specific part of the city?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "A tax lien was Recorded in Error, i been contacting the credit buteaus to remove it, yet they keep refusing to remove that record from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "12th result 2018", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Convergent Outsourcing Inc has placed a collection item on my report from XXXX for equipment that was returned when services were canceled. I 've never received any documentation notifying me of this collection and this item needs to be removed from the report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX  and  XXXX  are reporting incorrect information concerning a car loan that I have with Hyundai finance. Each credit bureaus are reporting that I have mis sed 6 payment s and I have confirmed with the financial institution that I have only missed  2 p ayments which is correct. But both credit agencies are reporting different. I have disputed this account with both agencies with no changes.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Annem için hediye aldım çok beğendi", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "XXXX XXXX, XXXX XXXX XXXX AND XXXX, XXXX, XXXX COMMITTED F.C.R.A. INFRACTIONS. BY RE-INSERTING ACCOUNT ONTO MY EXPERIAN CREDIT REPORT W/O 5 DAY NOTICE TO CONSUMER IN VIOLATION OF FCRA. MUST PAY {$1000.00} PER THE LAW!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have an account reporting on Experian that I am unfamiliar with. I have tried many times to get it resolved but have n't had any luck. I am hoping that your company could possibly help me. The account is SYNCB/CCDS that I am asking for validation from Experian who is reporting it. I just need help please", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "2018年の2月頃に公開されるそうです．見に行きたいですか？ -> 見に行きたいですおもしろそうですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Okay. Thanks, that's all I need.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Thanks, it sounds good to me", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I did not authorize the following inquires on my credit report, they do not belong to me. I disputed this with Transunion and have not heard back from them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近ゲームはしますか？ -> 最近いや研究に忙しくてあんまりできてないですねやりたいですけど", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I called Transunion on XX/XX/XXXX at XXXX to dispute XXXX hard inquiries that were removed summer XX/XX/XXXXand early XX/XX/XXXX due to a glitch in their system. Transunion illegally re-added them back because I never received written notice 5 days before Transunion reinserted them. Although Transunion acknowledge it was a glitch, the Rep XXXX only agreed to deleted the XX/XX/XXXX XXXX XXXX Inquiry.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Absolutely! The City Centre North B and B is located at 328a Histon Road, postcode cb43ht. Their number is 01223312843. Can I help you with anything else today?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I found you 1 flight with 1 layover on Delta Airlines. It departs at 4:05 pm local time and costs $273 per passenger.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "XXXX college send me to collections, after having a payment arrangement with them. half of the money was paid and I had payment scheduled for pay off. When the school without previous notice send me to collections and the amount owed now is doubled.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX at Bilateral Credit is contacting me and my family after I have sent a cease and desist letter. He is using tactics such as 'spoofing ' his phone number. Rather than showing his real phone number or a 'restricted ' phone number, he is using software to make it seem like the XXXX , XXXX, or even XXXX office is calling. He is trying to harass my family with these tactics.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am homeless with my XXXX year old and I need to get an apartment for her and me, I can not efford to pay my car on a monthly basis, I would have to choose my daughter well being or live out of the car.. I choose my daughter.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Focus Receivables Management has a collection against me supposedly from XXXX XXXX XXXX. I have not used XXXX XXXX in 5-6 years and left them all paid up. No one has left a message, sent a letter or emailed me. I happened to see this when applying for a loan.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Account does not belong to me, I do not recognize this account at all, needs to be deleted", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I received a bill for an annual charge for a card that I have not used in over a year. I did not see the bill until I received a bill the following month for a late fee and interest for the original {$18.00} membership fee. The new total was {$33.00}. \nI called and closed my account, but they insisted that I still owned them the {$18.00} annual membership fee. Every year up until now they have waived the fee, until now. \nThis is not fair or customer friendly.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have filed several disputes with the all three of the CRA 's and have also disputed directly with XXXX in SD in regards to XXXX credit lines with them. This account has been re-aged and XXXX XXXX reports that the information remains correct and verified. I do not appreciate this practice and it can be viewed as unethical and perhaps this is not the XXXX time this has occurred.. All three credit bureaus report a different age of these accounts.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I found three hotels that match your request, and they are all 4 star. Can I book a room for you at one of them?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I declared Chapter XXXX Bankruptcy in XX/XX/XXXX Case Number XXXX and the disposition was XX/XX/XXXX. However, on my credit report it shows my two mortgages OCWEN and XXXX discharged in the Bankruptcy as discharged. I have been paying on these two loans every month since the Bankruptcy. Please see attached mortgage interest statements for both mortgages. This is affecting my credit in a negative was. I feel this is incorrect and unfair.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "IC Systems has put a negative mark on my credit report I dont recognize. XX/XX/XXXX I went to the website and reported this and I have not had no response and it still on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes. I am also looking for a place to stay on the north side of Cambridge. The hotel can have a 0 star rating.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I feel like CHASE is not working with me to find a solution with my mortgage.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "That is okay. Can you search for an one-way flight now? I want to book it from the 1st and I have zero bags to check in.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I did not find answer, but I did find Natural wines may exhibit a broad range of alcohol content, from below 9% to above 16% ABV, with most wines being in the 12.5–14.5% range.[129] Fortified wines (usually with brandy) may contain 20% alcohol or more, with the Rice Wine variety having an ABV of 18%-25%.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "In October 2010, a Republican candidate for US Congress, Rich Iott, was thought by some to be a holder of such beliefs when he dressed up as an SS man at a reenactment. It was revealed however that he participated in a range of reenactments over the years, and he told \"The Atlantic\" that he absolutely does not agree with the tenets of Nazism.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "The debt was held by a business that I sold. The debt was transferred with the business. Bank of America is having difficulty getting in touch with the new owner. They call my home XXXX to XXXX times per day even though I have repeatedly explained the situation.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Some tick bites, especially those where the tick is attached for less than 36 hours, have no negative consequences. However, many tick bites can result in any one of a number of different infections caused by pathogens, or in some cases a condition caused tick paralysis.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Ben çok beğendim beklediğimden kaliteli geldi", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "The first documented case of all women's rugby team is from 1891.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "i have XXXX items on my credit report that has been reinserted, seen i ve pulled my reports on equifax i did n't recall seeing the XXXX collection accounts on my credit in over a year, now i pull my credit report and my account has more items added that where the same and my credit score went down XXXX points due to these items. i also was sent a copy of my updated reports and the XXXX items where not on my report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had contact them an sent them copies of the payments I made to the XXXX office.The XXXX was a XXXX and I paid him and he still sent me to collection. I contacted the collection agency and sent them records of what was paid and they still say I owe. I called to settle for a lower amount and they still say I owe {$420.00}. This is messing up my credit and now they", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2018 buick encore", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "My credit card information was stolen and my credit card was used without my knowledge in XXXX 2015. I notified XXXX XXXX XXXX about the fraud. Credit card company agreed to waive my payment for unauthorized purchases in XXXX 2015. \nOn XXXX XXXX, the company sent me letters and charged me total of {$430.00} without any explanation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was refused credit due to incorrect credit reporting practices from XXXX reporting agencies. I have had a running misinformation problem with XXXX, Equifax, and XXXX credit reporting agencies for years. I have been aa victim of fraud as reported to all three agencies in the past, as far backas XX/XX/XXXX. As of XXXX agencies are still putting out misinformation. \nPlease help me put a stop to what is being reported. XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "123-01 Roosevelt Avenue at Citi Field.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "thank you for using our services. gooday", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I received Financial assistance from the hospital for all my hospital bills. I do not owe anything and have directly contacted the hospital to make sure. I keep getting phone calls from this third part and i do not owe a dime.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "オリンピックは今までに見たことはありますか？ -> 生で見たことはないですねいつもテレビで見るぐらいで", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "How can you tell the difference between a normal mushroom and a psychotropic mushroom?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "a3 paper size", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "When was the Fortress of Solitude first suggested to be in outer space instead of the arctic?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I sent a certified letter to TransUnion asking to validate the debt from my student loan. They have yet to respond to my request electronically or by mail.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I am looking for a gastropub.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "The following were removed previous from Equifax. I previous contacted the creditor on removing the inquiry. They reported that they sent letters to remove XXXX/XXXX XX/XX/XXXX, XXXX/XXXX  XX/XX/XXXX, XXXX XXXX XXXX  XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX XX/XX/XXXX. XXXX XXXX XXXX  XX/XX/XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "My state tax lien is being reported on my equifax & XXXX credit reports. The reporting does not abide by the XXXX lien reporting rules, there is an incomplete social security number and no date of birth.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you, have a good day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Hi, I repeatedly get calls at my employer after asking this company to not contact me at work. They call several times per day. They have not provided me with any written verification of any debt owed to them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have tried since XX/XX/XXXX and XX/XX/XXXX and now trying to get this removed fro my credit", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have sent several letters to the City of XXXX and Collection Bureau of America on XXXX/XXXX/XXXX and XXXX/XXXX/XXXX as of today they have not responded. After looking at the debit it was reported XXXX/XXXX/XXXX the statue of limitations has lapse. Please contact all credit bureaus to have removed from all reports.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am disputing the US Bankruptcy Court of XXXX XXXX Court of California with their office and as well as the credit bureaus Equifax, XXXX and XXXX. The 3 major Credit bureaus claim that this is a verified account. And every time I go to ask the court if they have verified this account with the credit bureaus - they never answer my questions as to if they report to the credit bureaus or not. The court claims to dispute this with the credit bureaus and the credit bureau 's claim to dispute this with the courts. But neither one of these companies can tell me who verified this account, how it was verified.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "I wish to fly on this Saturday.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "did not authorize inquiry", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the earliest recorded use of Black pepper?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "HOW MANY LETTERS DOES A PERSON NEED TO SEND THAT SAYS CEASE AND DESIST? BECAUSE I HAVE SENT XXXX TO THE COMPANY. THEY ARE CALLING AND HAVE IT UP ON MY CREDIT STILL", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "What time and when?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "The first documented case of all women's rugby team is from 1891.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "There are 24 guesthouses in cambridge, do you have any information to narrow it down?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "THEY ARE TRYING TO MAKE ME PAY A DEBT I DO NOT OWE", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Mortgage company, PRMG, is refusing to update the account information from showing a late payment to showing account is current. Six payments due, six payments received. Reporting to Credit Bureaus as late, which it is not.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Hi I am submitting this XXXX XXXX this isn't any influence and this is not a third party. TransUnion has low and unfair credit number for me in their report. I have complained more than 88 times nonstop this is exhausting im depressed they are not putting these fraudulent inquiries in dispute and accounts and they still haven't deleted them either I am depressed. The problem has not been resolved. my fico has me at a credit score over 709 transunion has me at a score around 590. That is a huge difference. transunion paints me as a Bum. my fico say I have good credit. What the heck is going on here. i have almost no debt and my identity was stolen causing my score to drop n i made this clear for 90 days straight with transunion i spoke to a representative agent name XXXX and XXXX and XXXX and XXXX and XXXX  from the fraud department I prefer to speak to a us rept but they refused they had me on mute for 4 hours which was hurtful I have a perfect repayment record. I have very low credit utilization. I have one negative credit items outstanding debt now that is not mines. I have modest but ok income. Social Security. Something is wrong with Transunion. I do not understand why they are abusing consumers they don't help you at all This was a first step towards attempting resolution. They kept lying telling me they disputed n its not reporting but it keep reporting this inaccurate information without my authorization. They refused or were unable to verify n remove the inquiries and negative account its been 60days n they record the calls n admitted they had my police report n ftc and affidavit That was after attempting to contact Transunion more than 88 times in the last 120 days. transunion is an abusive company. They are supposed to be protecting consumers. They need to be reigned in. they are causing me severe XXXX and stopping me from getting this job offer n now im homeless n cant provide to my XXXXXXXX XXXX XXXX XXXX PLEASE HELP ME PLEASE im depressed now.with no help they keep ignoring me after I keep telling them repeatedly they are hurting my character of my name they won't respond and it not even in investigation with and me and my son are bout to be homeless please help I cant live like this The credit bureaus never did a proper \" investigation '' according to the FCRA. Section 1681a of the Fair Credit Reporting Act defines an investigative consumer report as a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who XXXX have knowledge concerning any such items of information. They did not do this. Also they have violated my rights even more. The credit bureaus stated my account was properly investigated but how is that possible if I never gave these creditors WRITTEN CONSENT OR AUTHORIZATION TO USE MY PERSONAL INFORMATION TO OPEN OR CLOSE ANY ACCOUNT. THESE BALANCES IS IN ACCURATE, PAYMENT STATUS AND HISTORY IN ACCURATE, LAST ACTIVITY DATE IS IN ACCURATE, ALL INFORMATION REGARDING THESE NEGATIVE INSTALLMENT LOAN IS INACCURATE.Someone is using my personal information pretending to be me to obtain credit. I don't know anything about this fraudulent account. I don't have any closed OR OPEN accounts with THESE LISTED CREDITORS BELOW WITH MY DOCUMENTATION. Also they have violated my rights even more In accordance with the XXXX XXXX XXXX Everything has to be 100 % accurate on my credit report. The credit bureaus stated it was properly investigated but how is that even possible if THESE CREDITORS DID NOT GET ANY WRITTEN SIGNATURE, CONSENT OR AUTHORIZATION FROM ME. This account is fraud and does not belong to me, this is in accurate, I have never opened or closed any account with THESE CREDITORS I ask for documents with signature or authorization, they did not submit my request.This grounds for removal and deletion immediately. I never gave THESE CREDITORS ANY WRITTEN CONSENT OR AUTHORIZATION TO USE MY PERSONAL INFORMATION TO OPEN THIS ACCOUNT. THIS IS FRAUD. I'VE ASK FOR SIGNED DOCUMENTS WITH MY SIGNATURE GIVING WRITTEN CONSENT TO OPEN THIS FRAUDULENT CREDIT ACCOUNTS. SOMEONE USE MY PERSONAL INFORMATION PRETENDING TO BE ME WITHOUT MY AUTHORIZATION OR CONSENT TO OPEN OR CLOSE ANY CREDIT ACCOUNT WITH THESE CREDITORS BELOW They also violated the law because according to 15 U.S.C 1681 section 602 A. states i have the rights to privacy 15 U.S.C 1681 section 604 section 2 : it also states a consumer reporting agency can not furnish a account without my written consent. In accordance with the Fair Credit Reporting act WITH THESE CREDITORS BELOW XXXX AND XXXX AND TRANSUNION has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose SECTION 604 15 U.S CODE 1681 B THE LAW STATES THAT NO ONE CAN FURNISH INFORMATION ON MY CREDIT REPORT WITHOUT MY CONSENT. SECTION 605 A 15 U.S CODE 1681 C-1 WITH NO WRITTEN CONSENT OR INSTRUCTIONS THAT WOULD IN FACT BE IDENTITY THEFT SECTION 605 B 15 U.S CODE 1681C A copy of section 605B of the Fair Credit Reporting Act, whichrequires you to block the.fraudulent information on my credit report resulting from identity theft within four business days and to promptly notify the furnisher ( s ) of that information. Please block this information from my credit report, pursuant to section 605B of the Fair Credit Reporting Act, and send the required notifications to all furnishers of this information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Bank of Hawaii is refusing to provide copies of checking account agreements and signature cards. They refuse to do so absent a court order or subpoena according to their customer service representative and the 'supervisor XXXX '. They will also not provide their names or employee ID so there is NO accountability. This is poor customer service. They only provide a single phone # XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "XXXX    XXXX   I had a bunch of fraudulent activity on my credit cards. I reported it to my bank  ( USAA ) i mmediately, however it took them quite a while to get the claim completely correct. Now, a year later after having issued permanent credits to my account, they have decided to reverse this action and make me liable for purchases I did not authorize.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was a victim of identity theft and noticed a collection from REVENUE GROUP I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against REVENUE GROUP in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "1mobile market download", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "100 baby challenge", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "My state tax lien is being reported on my equifax & XXXX credit reports. The reporting does not abide by the XXXX lien reporting rules, there is an incomplete social security number and no date of birth.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Experian shared my private information on XXXX different times with XXXX different agencies. XXXX was XXXX XXXX in XX/XX/XXXXXX/XX/XXXX, and XX/XX/XXXX .Number XXXX was XXXX XXXX XXXX in XX/XX/XXXX XX/XX/XXXX.The XXXX XXXX was XXXX XXXX credit department.They shared my private information without my consent..im very upset about this. they have no right to share my private info without my consent thats my complaint.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Inhaling finely divided crystalline silica can lead to severe inflammation of the lung tissue, silicosis, bronchitis, lung cancer, and systemic autoimmune diseases. Inhalation of amorphous silicon dioxide, in high doses, leads to non-permanent short-term inflammation, where all effects heal.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have been trying to do a loan modification on my condominium that I have lived in since 1987. My address XXXX XXXX XXXX XXXX XXXX Illinois XXXX. My lender XXXX and servicer is OCWEN. The unit is worth about A {$50000.00} and I owe {$110000.00} I want to do a modification My income has improved and I can make payments I am XXXX years old. XXXX XXXX is the person at XXXX XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "In XXXX of 2014 went to the ER thinking I was going to lose my XXXX. I gave XXXX XXXX all my information including my mailing address, and insurance cards. The hospital clerk took my IDS and information and said I had no copay. I signed my patient paperwork and went to the back. Two years later I decided to check my credit score and saw this company XXXX XXXX XXXX on my credit score. I have no idea who these people are. And I need help with this problem.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I applied for a loan with Big Picture Loans- and came to find out after being approved for the loan that they are not licensed in my state and are also charging rates of interest that are illegal in my state. When I contacted them about this they told me that they operate on tribal land and are not governed by state laws and licensing requirements.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A lack of higher education is the cause of low literacy.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "American Express close my credit card account without send any notification. This is going to damage my credit history, never I authorized to cancel my account. \nToday I call to check my account but nobody give me answer and then hang up the phone while I spoke. I need to restore my account and my credit history. \n\nThanks.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The items that are reflected on my credit report are inaccurate. It is your duty to inform consumers about the things they need to know ACCURATELY. Kindly conduct investigations on these accounts and inquiries and update them accordingly or I will seek litigation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I was force to move out my apt early because the neighbor would complain about my visitors so I did and I pay my last month rent but than I check my credit and they charge me {$940.00} never sent me a letter in the mail for what these charges were for so when I called they said I owe this amount and I asked how if I pay my rent for the 30days I was there because they made me moved and I did n't even get evicted", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How about a standard Camry from Portland Bus Station on March 10th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have now got a letter from pmab saying I now owe XXXX it was XXXX. I got the rest of XXXX and it does n't total XXXX it says previous debts which from the last letter it was only XXXX. Now this letter added, it looks to me if something is missing. I do not know where the rest is taken from. I do not owe this total amount unless it has been sent all medical to pmab. I am on XXXX and it is a protected income or exemption.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2015 chevrolet silverado 1500", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX XXXX XXXX has placed 5-30 day late marks and 2-60 day late marks. There should only be 2-30 day late marks and zero 60-day. My payments are automatically withdrawn from my account and are always made within 30-days!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My Experian credit report as been showing a collection from  XXXX   XXXX , Account number starting in  XXXX  witha balance of {$1000.00}. This collection was initially removed from my credit after I disputed it and few months later in reappeared under the same  Company n ame,  XXXX   XXXX .", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "So you need to arrive on Thursday after 11:00 am to check-in.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Bank of america falsely used their \" right to offset '' to pull funds from another b of a account XXXX to XXXX after the over drawn balance was offset using this same manner. every representative gave me wrong information, or information that could not be verified. i was told the funds were used to cover a check that was actually returned.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I received a copy of ChexSystems and noticed I have XXXX accounts that are not my accounts and I am being help accountable.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, please. I want to rent it.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Hayes was an enrolled member of the Gila River Indian Community in Arizona.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "303 protectant", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have no idea what this is for, I have tried to request validation and nothing. I did not go to the doctors in  XXXX    XXXX  . This is inaccurate information listed from this company  Commonwealth Financial  {$170.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "02.08.2024 tarihinde Babam m*** a***'ın sarı nokta tedavisi için 2 gözüne EYLEA iğnesi için Başkent Üniversitesi Çiğli Polikliniğine gittik. Göze iğne uygulaması sonradan gelip hastasının çok fazla oturamaması sebebiyle ön sıraya geçti. Sonrasında 1. Sıradan işlemlere başlanması gerekirken işleyişi sorgulamayan ve araştırmayan Hemşire y*** Hanım listenin en başına bakmak için müşteri hizmetlerine gitti. Geldiğinde ise m***A*** yerine başka isim söyleyip bizim sıramızı başkasına vermiştir. İçeriye girip kendisine \"Biz 1. Sıradaydık. Neden bizim isim söylenmedi diye sorguladım. Siz kimsiniz diyerek beni dışarı çıkarttı. Bende kendisine benim dışında başka bir refakatçi içeri alırsanız sizi şikayet edeceğim.\" dedim. Babamın kulakları ağır işittiği için kendisinin yanında olmam gerekiyordu. Hemşire y*** Hanım ayrıca beni tehdit edemezsiniz dedi. Bende kendisine tehdit etmiyorum size bilgi veriyorum dedim. Müşteri Hizmetlerinden gelen p*** Hanım, Güvenlik görevlisi hakkımızı sorguladığım halde bir sorun olursa \"Beyaz kod uygularız\" dedi. Yani hakkımız elimizden alındı. Sonrasında işlemler için Ameliyathanenin önüne götürüldü ve 1. Sıradan içeri işleme alınması için bekliyordu. Ancak Hemşire y*** Hanım ise 2. Sıradaki hastayı içeriye aldırdı. Babam kapıda beklemeye devam etti. Ben bu durumu görüp tekrar p*** Hanım'a söyledim. Bu durum karşısında hakkımız elimizden alınmaya devam etti. O gün yaşamız olduğumuz stres ve sıkıntı babamın sağlığına zarar verecek diye korktum. Bu durumu kontrol sırasında *** Hanım'a da ilettim. Y***Hanım'dan ve görevini yerine getirmeyenlerden şikayetçiyim. 03.08.2024 tarihinde Başkent üniversitesinin şikayet alanına bu durumu ilettim. Konu hakkında dönüş alamadım.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I received a letter about a debt that I have no connection to.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bubilet adlı uygulamadan 08.06.2024 tarihinde \"Oscar and the Wolf\" konserine \"Avantajlı dönem kampanyası\" adı altında 1770₺ ye 2 adet bilet aldım. Bilet fiyatı artmasın diye aylar öncesinden almama rağmen, şu günlerde bir alana bir bedava kampanyası olarak bu bilet 900₺ ye satılıyor. Normal şartlarda etkinliğe 48 saat kalana kadar iptal etme hakkımızın olduğu iletilmişti. Ancak firma bunu kabul etmiyor. Ben de en azından aradaki fiyatın farkının ödenmesini talep ettiğimde böyle bir imkan olmadığını iletti. Ayrıca bazı etkinliklerde diğer sitelere göre yüksek fiyat çekildiğine de rastladım. Mağduriyetimin en kısa sürede giderilmesini talep ediyorum", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "After pulling a copy of my credit report i notice that the credit bureau is reporting inaccurate outdated information on my credit report and i had requested that this information be updated and fixed but my request has remained ignored.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Is there anywhere else grenache is grown?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Beginning In XXXX of 2010, Global Client Solutions, XXXX, XXXX XXXX, collected a total of XXXX dollars from us. They were supposed to settle some our debts as we paid them XXXX dollars a month.But when we could no longer afford to pay the XXXX dollars a month, they would only refund us {$220.00}. They refused to give our money back. They are a bunch of crooks. I know this is a late complaint, nonetheless, I felt it my duty to report them.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "What was the name of the brand of bikes that Sir Christopher Andrew Hoy started?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I am disputing account number XXXX ( Balance {$160.00} ) with American Capital Enterprises because I have sent several dispute letters to the credit bureaus and it comes back verified every single time. I have contacted American Capital Enterprises to get the method of verification and debt validation on this account and they not provided me the information I have requested per the Fair Credit Reporting Act and the Fair Debt Collections Practices Act.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX  opened a fraudulent account in my name. The person I spoke with in the fraud department said it could have been the person who lived here before me and they're placing the account under my name as a result. In order to have this account removed from my credit report, XXXX  is asking me to send them proof of residence which I don't have. They're telling me that they possibly mistakenly put this account in my name and the burden is on me to produce a document I don't have access to in order to have this fraud removed from my name. XXXX  sounds like a reckless company with unfair collections policies. Neither they nor the collections agency they've placed my account with have access to my account information because the account is too old. They can't even give me a complete address. The collections agency only has the city, state, and zip code. The collections company has no proof that I owe this debt and neither does XXXX XXXX. They're expecting me to jump through hoops to prove that I don't owe this debt but they can't even provide something as simple as an address where the service was supposedly installed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "While checking my personal credit report, which I acquired from XXXX I noticed an inquiry made by your company \" SYNCB/LOWES XXXX '' on XXXX/XXXX/2014. \n\nI did not authorize anyone employed by your company to make an inquiry and view my credit report. You have violated the Fair Credit Reporting Act Section 1681b ( c ). You are not legally entitled to make the inquiry. This is a serious breach of my privacy rights.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Unauthorized Credit Inquiries Ive Called them and Just wrote them asking to remove these credit inquiries from my Experian Credit File", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Theres a whole bunch of credit inquires on my credit and i barley turned XXXX yrs old i havnt done anything to mess up my credit please help i need toget a loan n want to get a credit card n havnr tried but says i have??", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "1 timothy 4 12", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Called me at XXXX. I have the record on my phone. I am taking my daughter to school at that time. You are not allowed to talk on cellphone and drive in the State of Texas.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Random \" Payment Safeguard '' fee applied to my credit card each month without my knowledge nor enrollment. Have been charged for the past year, during which time I was not receiving paper statements and had set up automatic payments, and was no using my credit card in any other way.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Coinbase will not allow me access to my funds, they will not respond in any manner whatsoever. I have attempted multiple times to contact them even going as far as having a friend who has the CEO XXXX XXXX 's personal email reach out in an attempt to get access to my money. XXXX XXXX actually responded and ensured my issue would be escalated, however, noting ever transpired.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Is there a oneway flight to that place?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "My pleasure, have a lovely rest of the day!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I received an auto loan from Rally Motor Credit who stop reporting my Car loan to the credit bureaus and now they merged with another company called XXXX XXXX. I have been calling them for a month and now they tell me they do not report car loans anymore which took my score. I have no credit score now yet I am up to dat on all of my payments and have been current with a balance and still pay for the auto loan yet they refuse to report to the credit bureaus. I need some help please as I am trying to buy a home.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "On XX/XX/2022 I sent a letter regarding an accurate and unknown things on my credit report to this day over 45 days later I have not received a response yet. I feel like Im being taken advantage of and being ignored. Section 611 ( a ), It states that a failure to investigate these items within 30 days gives a reason to immediately remove those items from my credit report its been over 45 days so they should be deleted promptly. I demand that these accounts be deleted immediately or I will file for litigation due to the stress you have caused me. My information was also impacted by the Equifax data breach and may have gotten into hands of the wrong person. ''", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have a debt on my credit report that has been paid. But it has not been removed from my credit report. The debt collector  Credit Management Control  has sent the proper information in to remove the debt but it has not been removed from my credit report. I would like for this debt to come off my credit report. I am going to provide the proper information for this debt to be removed off my credit report.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "410 shotguns", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I've reserved the car for you.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "4 x 6 area rugs", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I am notifying you about my identity theft in my letter of complaint since I was a victim of it. I've discovered that some of the account included on my credit report is either not mine or was opened without my knowledge. I need your help to remove this account from my report. Any account referenced in an identity theft report must be blocked by the credit bureau, according to FCRA section 605b. I've included a few documents to help in the effort to stop the submission of false information on my report. XXXX XXXX Balance Owed : {$26000.00}", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "Hi, I was actually talking to a representative from Portfolio Recovery Associates and they mentioned that as long I pay the collection account, they will report and demand the credit bureaus remove the entire tradeline from my file. They actually direct me to their website to look under FQA section where I screenshot and copy below. Please remove it", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "50th birthday gift ideas", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "XXXX MUST CONDUCT LOAN REVIEW WITH TRANSUNION AND TO FIND OUT HOW TWO ACCOUNTS WITH THE SAME XXXX XXXX ACCOUNTS NUMBERS ARE ON TRANSUNION CREDIT PROFILES. \n\nDUPLICATED ACCOUNTS ARE MOST LIKELY THE BUREAUS ERRORS. A AUDIT MUST BE CONDUCTED UNDER THE PRIVACY DECLARATION ATTACHED.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I couldn't find an exact length, but Grenache needs a long growing season to fully ripen and is one of the last grapes harvested, often ripening weeks after Cabernet Sauvignon, which itself, is one of the last major grape varieties to bud and ripen, often 1-2 weeks after Merlot and Cabernet franc.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "8k wallpaper", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Equifax has duplicate / same account and reporting false and negative data related to a XXXX XXXX credit card.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2018年には野球漫画の「メジャーセカンド」がアニメ化されるようですよ，ご存知ですか？ -> いえ知りませんそのタイトルも聞いたことがありません", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Transworld XXXX is servicing a debt collection for XXXX XXXX. They did not post the correct amount owed on my credit report for over 36 months, even as I was paying them hundreds of dollars a month to pay down my balance. I have never authorized them to call my office and have expressly denied allowing them to call my work number and yet they wo n't stop calling my office line, which may threaten my employment.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I need to go to Washington", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "My deposit finally came. when I went to pharmacy to get my prescription balance said {$0.00}. After being on hold for XXXX hr XXXX mins I was told I should have my money back on card within 1-2 days. XXXX hours later my card had a {$9.00} balance on it. Im on a trip out of town still no access to my funds. Tried to call Rushcard several times only to keep getting going up on. Still no assistance.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "During XX/XX/XXXX, XXXX XXXX negotiated with XXXX - XXXX regarding my outstanding balance. An agreement was reached and I have been paying my payments monthly since XX/XX/XXXX without any interruptions. However, XXXX is showing my account as a charge off even though they are currently taking and receiving payments for my account. This is causing stress and time to continually go back and forth with XXXX that I hired XXXX XXXX XXXX to help. To this date, XXXX XXXX XXXX have not been successful either. Please resolve.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "では、よく見るテレビ番組はありますか？アニメ以外でお願いします -> 競馬をよく見ます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "さいきんは「エスエヌエス」をして、過ごすひともいると聞きますが、「エスエヌエス」はなにか利用しますか？ -> ＳＮＳはＴｗｉｔｔｅｒとか見るぐらいですあれあとはＬＩＮＥとか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Sallie Mae did not send my XXXX statement. They sent a letter stating that i paid {$3900.00} and {$11000.00} in eligible interest but the letter was to my co-signer and it says that the borrower has to obtain a copy of the XXXX but I the borrower was not able to log in to the website to print it because i am no longer a customer and she stated that i did not pay any interest off and that the loan was simply paid off.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Told them to stop calling my number was register to the National do not call registry, and i never give them permition to call me, but they keep calling me, and also calling my husband disclosing the reason of the call, treating me. They keep harrassing me, calling always from diferent numbers. ( XXXX ) XXXX ( XXXX XXXX XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX They keep violating the concent order imposed by CFPB", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Bank of America fails to fill out balances in the interest rate charges portion of their statements. Interest rates and promotional dates are listed, but all balances are {$0.00}. You can not determine which portion of the balance is subject to the promotional rate.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "MCOA Municipal Collections of America had my driver license suspended with the state of Illinois, with no XXXX for recourse. But after multiple attempts MCOA has refused to provide me with verification of the date. I would like written proof of the debt sent to me to be verified before any payment is submitted.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Hi, I noticed that there are many old accounts showing up on my report that date back to 2006. Please review and remove all old information. Thank you", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Making threats to have my license suspended and refused to verify the debt was paid. I was contacted by a XXXX XXXX from national commercial services phone number XXXX ext XXXX XXXX insulted me several times told me I heard voices in my head called my a liar several times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I would like to arribe by 11:00 if possible.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "My wife had a XXXX and paid the bills late for XX/XX/XXXX/XX/XX/XXXX. Onemain Financial was notified. They were also notified to only call my cell. XXXX called my work, all XXXX references listed and left personal information on my friends and families voicemail. It was both crazy and psychotic. The more you said do n't do that ... The more aggressive she became. My family friends and co-workers felt harassed and I am embarrassed over 2 weeks!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, I can! You're booked with reference number I34Y32Y9 . Is there anything else I can help you with?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I was a victim of fraud and it is my understanding that it is my right to place an extended alert with all XXXX credit bureaus and receive a free credit report to check for discrepancies. All of the credit bureaus have automated telephone response systems and do not allow for a consumer to obtain a free credit report due to fraud and/or place an extended alert. Furthermore, none of the bureaus offer to speak with a customer service representative.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Enjoy your evening out. Bye.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Collection service is constantly sending paper notice to collect a debt for someone who does n't reside at my address. I 've spoken to the agency and had the letters sent back to them but the notices keep coming to my address.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I HAVE FILED 3 TIMES TO THEM THAT I HAVE NOT APPLIED FOR CREDIT I WAS IN THE HOSPITAL FOR 3 YEARS IN ICU AND SOMEONE HAS MY SOCIAL SECURITY NUMBER AND A COPY OF MY DRIVERS LISC WHERE I HAD TO FILE FOR ANOTHER DRIVERS LISC, I WILL BE FILING A XXXX DOLLAR LAW SUIT AGAINST THEM I WANT ALL THIS OFF MY CREDIT ...", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Under my Social Security Number on my credit report, Experian shows a Bankruptcy claiming the information was provided by XXXX Risk Data Management, and all their investigation resulted being accurate. After following up with XXXX on this item on my report, first XXXX notified me there has been no investigation submitted to them by Experian on this item, and secondly, XXXX investigation resulted in the removal of the item and clearing the Bankruptcy report from my file and notified Experian of the result. However, Experian refuses the removal of this item from my report or reinvestigation of this item on my report. \nI have submitted 2 letters to Experian, 1. From California Central Bankruptcy Court indicating they never report to Credit Reporting Bureau ( See attache ), XXXX. XXXX letter notifying me they have investigated this item and have removed the item from my Report. \nI have also attached a copy of the screenshot from my Experian report showing they received this information from XXXX, and they have also previously claimed they have purchased this information under Bulk information purchase and does not fall within FCRA rules and regulation of personal data must be reported by original source of the information. \nClearly, Experian has violated my FCRA rights and neglected to properly investigate the information, as well and ignoring evidence and notification from the external source of their date.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I'm leaving from Chicago and going to Phoenix - I'm leaving March 8th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Bayıldım çok güzeller 😻", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "well now that Im on a computer where I can print my report from, I wanted to be able to view it so that Im able to print it out", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I see 5 cars with one from Port Authority Station pickup at March 13th for a compact car called a Bolt.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "n accordance with the Fair Credit Reporting act Everything has to be 100 % accurate on my credit. XXXX XXXX XXXX has violated my rights. \n\nThe credit bureaus stated my account was properly investigation but how is that possible if the status update is different each bureaus, all 3 bureaus payment history is inaccurate, and past due amount last reported is are all different and not correct its showing different account types on all 3 bureaus swell which This is ground for removal they also violated my rights under, 15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions ALL NEGATIVE ACCOUNTS LISTED BELOW XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Boyun tutulması ve kas ağrısı ile eczaneye gittiğimde Muscoflex Duo tavsiye edildi. 170 TL ödeyip satın aldığım bu ilacı içtiğim günden beri ishal ve mide kramplarım başladı. Boyun ağrımda da hiç azalma olmadı. Bu ilacın satışı kesinlikle yasaklanmalı. Bağırsak sindirim sistemimi düzeltmek için probiyotiğe başladım.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "There is an American Airlines flight at 7:40 am with 1 layover for $393 per person.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Was told by hospital that I would only need to pay my co-pay ( {$200.00} ) and that my insurance would pay the balance and/or the hospital would write off the balance in agreement with my insurance company contract - The hospital did not do that and they in fact turned it over illegally to a collection agency who then posted it on my CBR 's!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm not a fan of American. Is there anything else available?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "How is s. cerevisiae used in winemaking?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My brother passed away & his mail was forwarded to me. Collection agency ( admittedly ) cross-referenced his name with my address and put one of his debts on my credit report as a collection. I demanded that they remove it, but it is still there as a 'past ' collection. I reported it to the IL AG and she has n't heard anything.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Debt was the result of an identity fraud from a bank", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "Are you interested in sweet or savory varieties?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "There is old outdated credit on my file when I dispute the information Equifax just updates information does n't accurately dispute the information I do n't believe it even does to the creditor who is reporting. Since I joined the credit monitoring program my score has gone down significantly.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "unauthorized inquiry on my XXXX and XXXX credit reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2010 subaru outback", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I've discovered a credit inquiry that I did not authorize and it has damaged my credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "There are many Alexanders in the history. Which Alexander are you referring to, The Alexander the Great, Alexander Hamilton, or some other Alexander?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Citi credit card refund ... ... ... ... ... HELP Need answers to make inquiry for refund", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I currently owe {$54000.00}, my monthly payment is {$500.00} and I make about {$2300.00} per month. My rent is {$1600.00} in addition to other bills. I am unable to make this payment and need assistance as the lender, Discover Student Loans, is unwilling to work with me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I will be in the centre area and I need a place to go.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "コンビニスイーツは好きですか？ -> 好きですねはい", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Creditor is XXXX XXXX XXXX and I have a inquiry on my report that I didn't authorized nor did I apply for anything and I want this item removed via FCRA section 623 if you can't provide proof that I requested to have this inquiry on my report It's fraud.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am departing from Cambridge University Botanic Gardens and need to arrive at Pizza Hut Cherry Hinton.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I was a victim of identity theft and noticed a collection from PROFESSIONAL DEBT I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against PROFESSIONAL DEBT in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Thank you, Goodbye", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "it took me 10years to fix my credit when up to XXXX I pay lots of money to fix my cccccccc credit some reason in 2 months my credit when down to XXXX with XXXX credit bureau I need consumer financial help me to get my credit up to XXXX so I can get home loan", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "XX/XX/2013 {$0.00} paid out. It close account it still on my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm really not sure what happened. I have mailed off letters to the credit bureaus continuously and thus far I have not gotten a response. My name is XXXX XXXX XXXX and I am filing this complaint for falsely reporting misleading information. There is no third party involved. Please review the uploaded letters.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Had a contract with XXXX.wasnt happy with service.wanted to go back to XXXX.XXXX said they would pay termination fee, and they did! XXXX said we owed more which we did n't.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Trans Union is not responding to my requests to investigate, verify and correct accounts in my credit report that are reporting incorrectly.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "のってみたいですか？ -> 乗ってみたいですけどお高いんでしょ", "label": 3, "label_name": "WANT_DIFFERENT", "source": "hazumi"}
{"text": "Sure! I highly suggest All Saints Church. Would you like more information?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Thank you for your help. That is all for now.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "There is n't a topic above that addresses my complaint. \nI have an installment loan from Big Picture Loans. \nThey are owned by an XXXX XXXX in Michigan. \nI took out a loan for {$1000.00}. They take {$250.00} out of your b bank every other week. And none of it is applied to interest! \nThey 'd make the XXXX blush. \nDo yourself a favor and stay far away from these slimy crooks!!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "13 colonies", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Sure, how much will this cost me?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "では、美術館などには行かれることはありますか？ -> ここ最近は行ってない行ってないですねもう何年も行ってないですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Equifax disregarded established and respected security principles in their handling and storage of my sensitive, personal data, and in doing so created a potential for risk which was not authorized by myself as a consumer in any fashion. As a result, the private, identifying information of myself and millions of other Americans has been made available without my consent, and may potentially have long-standing financial repercussions.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am a victim of identity theft. I have disputed an account  with North state Acceptance and  they continue to verify the debt as mine even after I submitted my original police report. I 'm now asking you to step in and help me resolve this matter before any further damage is done.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "For years I have been battling all three credit reporting agencies to have child support account deleted I do not owe child support ; this account does not belong to me and further more child support cases do not have contracts, amounts owed for services or product. I have written, called, email and went into child support office as well as all three credit bureaus to get this account removed from my credit file.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I possess 5 vehicles you may enjoy. There is a lovely standard Cruze available at Pacific Central Station for pickup on March 9th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "ちょっと特別なスイーツを買うときは近くのお店とか「デパートの地下」とか、利用しますか？ -> しますしますデパ地下ね梅田行った時に美味しいのいっぱいあるからついつい買っちゃうかな", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "2007 lexus gs 350", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This company has put my account on a levy without any notification. I keep calling them along with XXXX to give me any and all proof that this is my account and they will not disclose to me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I sent in a police report, Identity Theft Report and proof of my identity, name, address, and Social Security number. Explained which information on my report came from identity theft. And instead of blocking the items, they put them in dispute. When I called in a lady in their fraud department said it is up to the creditors to remove the data, not Transunion which is not true at all!!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Black pepper is native to South Asia and Southeast Asia, and has been known to Indian cooking since at least 2000 BCE.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "At age of XXXX in XX/XX/2004 i opened up credit card account with capital one. Up untill this last year they have been \" updating my credit limit '' in order to keep dinging my credit. Im new to understanding my credit score but i do now know that was illegal and horrible for my credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I will need the car until the 13th of this month", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Chicha emerged from the Andes and Amazonia regions.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Is there anything else I can assist you with today?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "健康のため、とか、リフレッシュするため、とかですか？ -> そうですねそうですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "they keep putting the wrong address on my credit report and accounts that dont belongs to me on my report i send them the proof and these account still on my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What are the health benefits of Tai Chi?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Innovative Recovery , Inc. continues to pursue collection of a debt they know to be entirely invalid. The claim is on behalf of XXXX XXXX XXXX ( XXXX XXXX XXXX ), for a fabricated account ledger. \n\nBackground : In 2018 XXXX terminated my lease and evicted me from the apartment. It's worth noting that I had never been even 1 day late on any rent payment in 6 years living there. The eviction was part of a group of 30+ evictions of longstanding tenants, immediately following a change in management. This is a matter of public record ( XXXX XXXX magistrate court ). \n\nAt the eviction hearing, they and I signed a consent agreement sating that \" Tenant agrees to vacate the property on or beforeXX/XX/2018 at XXXX XXXX XXXX Plaintiff dismisses its monetary claim. '' I vacated by the agreed-upon date and left the keys in the apartment ( they did not have a drop-box ). I have photos and a moving receipt to corroborate that the apartment was in-fact left vacant ( and clean ) on the required date. \n\nDespite my move out as agreed, they decided to file a collection for all rents due through the original lease end date, plus late fees, utilities, and interest totaling {$8500.00}. \n\nThe lease itself states that \" In lieu of liability for the remainder of the lease term for breach of the lease... Management shall be entitled to recover liquidated damages from Resident in the amount of {$1100.00} as the estimated rent that will come due after management obtains possession of the apartment through either the end of the lease term or the re-letting of the apartment to another resident. '' And, that {$1100.00} ( equal to a single month 's rent ) was dismissed by the court order. \n\nNo balance is due on this account. \n\nI have repeatedly sent all of the documentation and supporting information to Innovative Recovery and requested that they send me a written notice that the claim has been dismissed and the account closed. Instead, they entirely ignore my requests, and continue to send me statements demanding payment of the false debt. \n\nCalling them is of no help, as their representatives only ask how I will pay them, and hang up on me as soon as I tell them the debt is invalid and won't be paid. \n\nThey have previously reported this false debt to my credit report, causing damage to my credit, resulting in declined credit, and costing me higher interest rates and therefor significant expense. They have since removed it from my credit reports, with no trace of it having been there ( though I have the prior reports showing it ), after I informed them I intended legal action for their violation of the FCRA. \n\nThe fact that they removed it seems to indicate that they are aware it is invalid. Yet, they continue to harass me for payment, in direct violation of the FDCPA.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I made an electronic payment to Chase Cardmember Service on XX/XX/2016 for a credit card payment due on XX/XX/2016. My bank transmitted the payment to Chase electronically at XXXX XXXX on XX/XX/2016 ( a business day ) and debited my account on that same date at that time. Chase posted the payment five days later on XX/XX/2016 and then charged me a {$39.00} late fee. Chase 's posting practice is patently illegal, fraudulent, and designed solely to generate fees.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX tellers to assist all customers on XXXX of the busiest days of the year, XXXX XXXX XXXX XXXX. Waited more than an hour to make a withdrawal.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am requesting again in regard to the inaccurate and unknown things on my credit report. I believe you have not authenticated these things in line with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). Please verify that all items are 100 percent true, accurate, and correct, and are not untimely, unverifiable, incomplete, or inaccurate. Please remove these items immediately : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "My credit score with TransUnion was XXXX and then with no reason, TransUnion tanked it by XXXX points. The other XXXX credit reporting agency are showing my credit score to be XXXX and XXXX, respectively. TransUnion refuses to give me any reason for doing this. I want to know why they are destroying my life.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I HAVE ASKED NUMBER OF TIMES TO HAVE MY NAME REMOVED OFF THE ACCT AND CREDIT REPORTS ASAP. \n\nXXXX XXXX SS # XXXX XX/XX/XXXX ACCT # XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This is Conn 's Home Plus and I am late on a payment and now they 're calling me XXXX, XXXX, sometimes XXXX times a day everyday.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "27.06.2024 A1 dersi aldım. WhatsApp sohbet grubunda normalde öğrenciler yazı yazması kısıtlı fakat soru sorulduğunda cevaplar için sohbet yazma aktifleşiyor, haliyle 300 kişi bir anda yazınca telefon afallıyor. Öğrenciler sanki Anzak askeri görmüş Osmanlı gibi kılıçlarını hazırda tutuyorlar. Her neyse grupta Türkçe konuşmak yasakmış uyarılar var yalan yok amma velakin bizim telefon ard Arda 20-30 kelime görünce hemen küsüyor dönüp kalıyor hocaya Telegram grubu kurun oranın hızı vb. Daha iyi olur dedim ses kaydı atmıştı demişti ki biricik öğretmenim ; Tavsiye almıyoruz Türkçe yasak ondan sonra baktım grupta katılımcı değilsin diyor aynı Abraham suqarsound gibi beynimden vurulmuşa döndüm sevgilimden ayrılma sebebimde buydu. Telefon yüzündendir gerçekten de. Velhasım kelam Çağla Aydoğdu iyi bir hoca belki de. Fakat bana göre felaket derece bir egolu birisi, ona da kızmıyorum çünkü bu ünlüleşmiş insanlarda olmazsa olmazlardır. Zaten kendisi de itiraf etmişti ben iftira etmiyorum! Kalan 4-5 dersine girmek istemedim tavırları hiç hoş değil. İngilizce öğrenme tramvayı oluşturdu diyebilirim. # Genelleme olarak şunu söylemek istiyorum arkadaşlar ne kadar hoca iyi olursa olsun online eğitim tam bir para. Bunun birkaç tekniği var Youtube.com'de bazı internet sitelerin makalelerinde bahsediyor. ", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I was notified that my current automatic payment ( matching the amount on my current statement ) has been suspended. The amount due has gone from {$1500.00} to {$12000.00}. They told me that my interest rate was supposed to have adjusted over 2 years ago according to my 2009 modification agreement. I was never notified of any changes. My loan is serviced by Ocwen Loan Servicing LLC.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Three weeks ago I requested my annual free credit report online with www.annualcreditreport.com. A screen popped up and said I could n't have access to my online report yet, they would send me a code or pin to use by mail so I could access my report. I also requested 2 weeks ago by their phone automated system for my reports and still they refuse to send me my credit reports from XXXX, XXXX, and Equifax.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Did the prime minister succeed in suppressing the coup in Maldives?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "好きなブランドはありますか？ -> ブランドは特にないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "人工知能を搭載した、ルンバのような家電を使ったことはありますか？ -> はい家にあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "They call my cell at least twice a day and my home line at least twoce a day as well.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Yes, that's right. Where is this taking place and what's the address?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I applied online for a credit card from Walmart through the linked website of XXXX XXXX, Creditor XXXX XXXX XXXX XXXX XXXX, FL XXXX I was denied due to an \" insufficient credit history on file ''. \n\nIt seems to me, if a credit history was needed, I could have been given the opportunity to provide credit references, as they do not appear on the XXXX Credit Report the Bank used for reference, nor on the initial application for the credit card.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Why do people say Nitrogen is good to have in soil?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "By not encrypting their data as all credit reporting should know to do to protect my personal data it was and has been improperly secured.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On the aluminum tube style tripods, he head is very basic, and often not entirely suitable for smooth panning of a camcorder, while more expensive professional tripods are sturdier, stronger, and usually come with no integrated head. Many of the more expensive tripods have additional features, such as a reversible center post so that the camera may be mounted between the legs, allowing for shots from low positions, and legs that can open to several different angles.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "inscit"}
{"text": "This company ( XXXX XXXX ) that has a collection out on me {$410.00} failed to submit balance to my XXXX XXXX company, I do not owe this to them!!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Under FCRA 15 U.S. Code 1681s2 ( 3 ) you violated the law. I disputed these inaccurate items over 35 days ago and you havent notated is as disputed. You cause me to lose out on offers due to reporting this inaccurate item and not notating it was disputed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I need to find a rental car.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "What time you want the car and fro where you want to pick it up? From which date you want the car?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XX/XX/XXXX. Received this random letter in the mail stating I owe {$5500.00}. MBNA AMERICA AMERICA BANK was sold to another corporation in XXXX, so that company does not exist as named on the letter. I am cleaning up my credit report which had years of false and inaccurate information in it, as far back as XXXX. It's been a three year project. I see on XXXX  that this business has pulled this scam on many many people. Once they get your personal information they constantly call your cell phone, constantly contact employer and threaten to sue you. I am on a fixed income. I am not going to respond to this company. I am certainly not giving them my telephone number, or any other questions they expect answers to. I have attached this form letter. \nLately, I am getting junk emails and postal solicitations from random companies offering me credit related garbage. So either the credit bureau gave out my info or XXXX gave out my info. Both need to stop now.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Great, thanks a bunch! I'm all set now. Goodbye", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Fleming died at Kent and Canterbury Hospital following a heart attack.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I borrowed from XXXX/Naviant back in XX/XX/2011 and have since graduated. I am a XXXX with a XXXX and a husband who works part time so we can avoid paying child care. We live pay check to pay check and I have called Naviant who asks for XXXX $ so dollars from me each month to get an income based plan and have been told no. They put me in forbearance and have killed my credit. They have made me intimidated to call and make me feel like they could care less if I am struggling to pay. I do n't know what to do anymore and continue to go in forbearance because this is the solution they offer.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "駅弁というのは美味しいんですか？わたしは食べたことがないのでわからないのですが -> 確かに駅弁にはまってる人もいはるしデパートとかの物産展とかでも駅弁大会っていったらものすごくお客さん来るみたいなんでぜひそういうところからまず駅弁について触れたらいいと思いますよ", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Equifax, nor the other 2, offer any opportunity to lock or freeze minor children 's SSNs. Even Equifax will not do anything to protect minors even due to their hack. How do I protect my minor children 's SSNs which have been part of the Equifax leak?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "loans show up on my report and its not mine, i have police report # XXXX Id theft", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "最近スポーツはしましたか？ -> 全くしてないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "What are the ethical concerns about organ printing?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Harassing family members asking for my social security number and threatening to contact my employer.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My private student lender sends me a bill with a due date. The bill due date is also on my on-line account, where I pay my bill. I have paid by the due date with on-line payment, and the money has left my bank account, however it is not credited until a week later. I have been reported as late on my credit report, even though I paid the bill by the due date.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I XXXX XXXX am filing this complaint on behalf of myself for false reporting misleading information. This complaint has not been filed by a third party nor was it filed in error. These items in my credit file are from unauthorized use of my social security number and card. I did not authorize these accounts to be taken out in my name nor do they relate to anything I did. I'm unaware of any of this. All is being investigated by the FTC.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "This federal tax lien was paid and WITHDRAWN through the XXXX and should have been removed from my credit report. I uploaded the form from the XXXX to Equifax and disputed it XXXX, but they say they keep verifying with the XXXX County tax recorder office. I 'm attaching the form from the XXXX verifying the lien was paid and approved for withdrawal.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Arkadaşıma hediye olarak aldım çok güzel çok kaliteli 🫶🏻🫶🏻😇", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I do n't know who the holder of this loan is. but it is reporting the wrong default date. I graduated from college XX/XX/XXXX. I have a grace period and when that is done that is when I have my first default XX/XX/XXXX. they are not reporting the correct date, selling the loans to other lenders and I need the correct information submitted to the credit bureau. I have reached 7 years of non payment.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I did n't change my address, some one change my address and open a XXXX under my name,", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Title Max will not give me any statements or receipts for payments made on the loan or how they accrue interest for payments. It seems I am never paid down. They lost my title and then placed a lien on the car when I demanded a full account summary and transaction statement. They are leaving me threatening voicemails to repossess my car and the balance is double what I borrowed after making payments for a year.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have sent letters to this collection agency to respond and send me proof of my debt, I have had the mortgage lending company to reach out to this company and no one responded at all. If it is in fact my debt, I will pay it but if I can not get proof it was my debt it should not be on my credit report.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX XXXX  In XXXX XXXX XXXX I notified customer service that I'd been directly impacted by Hurricane Irma and both my county of residence ( XXXX ) and employment ( XXXX ) had been federally declared National Disaster Zones. XXXX XXXX XXXX offered an assistance program to place my account in forbearance between XX/XX/2017 - XX/XX/2017 during which time payments would not need to be made, interest wouldn't accrue, late payments wouldn't be assessed and negative credit reporting would not occur. \n\nWhen billing reoccurred I disputed amount owed because it contained late fees and accused interest for forbearance period. I have disputed this reporting with XXXX XXXX, XXXX, Transition, and XXXX to no avail. This time period should not report as late, past due, or negatively impact me.", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "2016 cadillac srx", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Sorry, I did not find any useful information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "My entire identity has been compromised due to equifax 's lax security. this has led to an inexcusable breach of my privacy and information. my entire life is now up for grabs which has the potential to ruin me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Can you find any other available cars?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Is paneer typically eaten when?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I would like it to be close to my wife's office in Oakland.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Can you find me a guesthouse with free parking?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Private Bank of XXXX refused to share the appraisal of our home during the negotiation of the sale, resulting in the buyer 's frustration and walking away from the offer. We are now being threatened with having to pay the balance of the loan or renegotiate the terms of the loan as it will shortly become due.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "still reporting on my credit from XXXX saying missed payments and refuse to remove comments that are damaging my score", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "while ordering a item from XXXX the rep total me that i was accepted for a XXXX credit card would i like to put the item on the card. Since then I have been charged excessive \" flex pay '' payments and gross interest and compound interest charges. \n\nin XXXX of this year I returned numerous items to XXXX via XXXX. I have not been given full refund of my payments and interest paid I haven continued being charged for returned items plus interest. Although i may monthly required payments and have not been given full credit for returned items. I fell I have for exceeded the Flex Payment advertised. At this rate I will be paying for items that were advertised as four or five payments for years. \n\nI have made several calls to point of exhaustion to try and resolve these numerous discrepancies. Each time being told \" it's now correct '' and my next bill will reflect the corrections. However with my monthly payments and returns my monthly statement continue to increase. \n\nThis predatory practice and reporting of incorrect charges to the credit bureau in my opinion is in violation of the Fair Credit Act.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "On XX/XX/. I walked into Carmax with a preapproval letter from XXXX XXXX. I had already chosen my vehicle online and gave them a pre-qualified credit authorization form. I made it very clear upon purchasing that I only wanted to use XXXX XXXX. I was offered several times other financing options, and I made clear I did not want my credit to be run against any other report other than XXXX XXXX. Upon checking my credit report, I found Carmax ran my credit through their system without my authorization. I went to the location and spoke to them about it, and the manager XXXX had informed me that it mustve been a mistake because of a click of a button. I found this to be unacceptable and unlawful. The credit authorization form through Carmax only has an electronic signature that I did not authorize, which is also illegal.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "This loan violates Arkansas usury law because the interest rate is above the cap.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Please confirm to book a table for 2 in The Cooperage American Grille in Lafayette at 11:45 am today.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Boyner mağazasından aldığım Skechers markasına ait ayakkabımın burun kısmında açılma ve topuğun iç kısmında deformasyon mevcut. Yalnız garantiye gönderdiğimde üretim hatası olmadığı için red kararı verildiğinden mağduriyetim giderilmemiştir. Söz konusu mağduriyeti ikinci defa yaşıyorum. Gereğinin yapılmasını arz ederim.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I have 19 trains traveling from Kings Lynn to Cambridge on Thursday. Do you have an arrival or departure time preference?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2018 irs tax", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I submitted Id theft affidavit with police report from accounts that were opened fraudulently it has been over 90 days and equifax has yet to remove these fraudulent accounts off my credit file. They have only added a fraud address to my credit file that I never lived at please help!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I applied for a modification in XXXX 2015 and continued to respond to requests for additional information through XXXX 2015. At a court date on XXXX XXXX, 2015, I was told orally by a representative for ASC that I had been denied for a modification. I was told at that court date that I would receive a letter explaining why I was denied. But, ASC has not provided that letter explaining why I was denied.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "That would be great. Can you book it for 6 people at 14:15 on Wednesday?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "my bank has sold my commercial loan denial to numerous secondary, tertiary, and worse lenders. I do not know if this is legal. can you help me?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Th  e \" annualcreditreport.com '' website is a piece of junk.\nThe CAPTCHA form is c  lose to illegible, requiring multiple attempts that often abort the process.     The use of popups also causes the process to abort.     I was able to obtain only  XXXX  of  XXXX  reports. The other  XXXX  apparently thought the report had already been provided, when it had n't, probably due to popups aborting the process.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This month US Bank started charging a {$5.00} fee to pay my mortgage monthly payment. Up until XX/XX/2016 this fee had previously not been charged. I have received no disclosures or information as to why this fee is now being charged. Also, this is unfair practices to nickle and dime customers just to make payment on their mortgage.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Mushroom hunting is the activity of gathering mushrooms in the wild, typically for culinary use.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "XXXX XXXX has failed to send out fraud forms and readjust the balance on my account including the minimum amount due due to fraud charged on my credit card. Additionally they have reported to the credit bureaus that I am 30 days late on a payment, I have lost the card 2 months ago and I have not been able to log into the account online due to it being blocked.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "サムスミスの曲はご存知ですか？ -> うんどこかでよく流れているんで聞くことはあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Check into Cash states that I owe them {$1100.00}. At the time the dates are listed, my bank account information was stolen. I honestly do not remember this transaction.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "The total cost for this rental car is $84.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "My name is XXXX XXXX XXXX this complaint is not made in error neither is it being made by a third party.I declare under penalty of perjury I am alleging that a person or company- without my authorization- from unauthorized use of my social security number and card used my personal identifying information to apply for goods, services, or money ; and, was successful in creating some accounts. I have no knowledge of this and All is being investigated by the FTC.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I'm looking for a cheap place to dine. I want it to be on the west side of town.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I have mailed a copy of the letter I received from the bankruptcy courts stating that they do not report a bankruptcy for me to any credit reporting agency.   I have sent a copy of this to Equifax, but they refuse to take it off the report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This debt is currently on my credit report for a payment and service that I don not owe.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Anything else you want me to do?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "An account XXXX # XXXX that the XXXX has been over 7-8 years is still listed on my personal credit file. Please remove as there is a statute of limitations.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had a call at XXXX at work form a XXXX, XXXX and claimed i owe a payday loan and would sue me and take me to court for check fraud.Now i was frighten and stardled at first ask lots of questions about the claim.Than i read reviews online how people get scammed from debt collectors who pretend to be investigators or attourneys.I felt like i was getting scam please reply back to me if legitimate..or what further action i should take on this matter..", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I was informed by the XXXX XXXX XXXX XXXX that due to Equifax report they had denied me a line of credit. I tried to obtain free report with Equifax , however was unable to because they request a U.S. social security number. XXXX. I would like to obtain the credit report that is preventing me from obtaining credit with the XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "How about 16:30?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Please confirm your booking for a full-size car for pickup at Pacific Central Station from March 6th 3 pm to March 11th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have called many times after seeing this on my report. I spoke to someone and they could n't find any information in their system and seemed irritated that I was trying to figure out what the debt was. I asked them to remove this reporting from my report or provide all the documentation to me showing that what the debt is for and that it is mine. They never sent anything but still continue to report it messing up my credit costing me lots of money", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am glad I could help. Have a nice day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Yes, Unicode provides \"Script\" and \"Fraktur\" Latin alphabets that can be used for calligraphy.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I reported fraudulent activity to Amex on my prepaid card which they assured me they would thoroughly investigate and would send me a new card. Less than 24 hours later I got a notice by email that the dispute was determined to be a valid charge and that I had violated the member terms and conditions so they were suspending my account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am a victim of identity theft and someone stole my identity and personal information to apply for a loan with Lend Up. The loan account was an unauthorized and fraudulent account. I never applied for a loan with Lend Up. I filed a police report with XXXX XXXX Police Department. The police report case number is : XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes that is all I needed thank you and goodbye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Why is saffron so expensive?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "- I opened a Citibank interest checking account using the {$300.00} bonus offer promotion  (   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   ).    - In compliance with the offer, I made a deposit of {$15000.00} on  XXXX / XXXX / 2017 , and also completed the ", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "i have paid XXXX medical bills that were in collection on XXXX XXXX of 2016 but TransUnion still is not reporting them as resolved.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have contacted  Nissan  in writing about enacted information like placing unauthorized inquiry on my credit report. Also I have contacted the  XXXX  credit bureau about information that should have been removed to update my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In XXXX of 2014 went to the ER thinking I was going to lose my XXXX. I gave XXXX XXXX all my information including my mailing address, and insurance cards. The hospital clerk took my IDS and information and said I had no copay. I signed my patient paperwork and went to the back. Two years later I decided to check my credit score and saw this company XXXX XXXX XXXX on my credit score. I have no idea who these people are. And I need help with this problem.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had this account with XXXX Credit Counseling in a group debt management program. This company called and said I had to set up a payment for this account and when I questioned if this account was already with my debt management program, they misrepresented the status of the account and told me I needed to sign up for XXXX dollar a month payment plan. They did not correct me when I asked them if this was a different account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thanks. That's all I needed to know.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "How much is the fare on that train?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "About 4 yrs ago i was a victim of identity theft my credit was being pulled and account were made that was not me their also alot of inquiry that i did n't authorize from XX/XX/XXXX till XX/XX/XXXX like car loans credit cards and other agencies", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX calls my mobile phone daily asking me to \" bring my account current '' with them. I have never had any loans with this company or prior contact with them. The messages are automated voice recordings made outside of hours where I can speak to someone and get them to stop. I have found that this company is based in XXXX XXXX and thus acting outside the laws of the United States and the state of Texas.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I would like round trip flights.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I recently requested a copy of my annual credit report and notice an item on it that does not belong to me. It is a credit card by Chase and it has me listed as an authorized user, which I never requested. I send a letter to Chase disputing this account and they did not respond. Now they pull a hard inquiry on my report which I did not authorize. I want this account and the inquiry removed from all of my credit reports since this account is not mine.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Beklediğimden kaliteli geldi", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "i have hired the services of XXXX to help me with the credit car situation. \nthe creditors call me non stopmthe worst ones citibank and XXXX. \ni even got reprimanded twice at my job of 27 years cause my cell phone is also mywork phone. \nheres the accountsXXXX XXXXcitibank XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "There is two account on my TransUnion and XXXX credit reports that should not be in collections. I have called the collection agency and they said they have been closed. XXXX XXXX XXXX XXXX both amounts are for {$150.00} dates they were placed is XX/XX/2015 and XX/XX/2015.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I received a debt collection by Bonded Adjusting Service XXXX Co XXXX Local number XXXX for a client XXXX Hospitalists. I have never been in the hospital in XXXX. They are attempting to collect the debt for {$440.00}. There is no record that my health insurance company receive the claim from XXXX Hospitalists. Thank you.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Nope! Thank you for your help!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I have recently submitted a dispute with XXXX, Equifax, and XXXX. I have five closed accounts that where paid off in full but are still being reported on my report. I was told by each creditor that if I paid off my closed accounts they would be remove from my report and that was false. I let all three bureaus know of this falsehood and I have not received any response and the last thirty days Section 15 U.S. Code 1692e states False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. I was also affected by the Equifax data breach some of my information may have been compromised", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "2017 1040 form", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I was shocked when reviewing my credit report and found a late payment on the date below : XXXX days late as of XX/XX/XXXX I am not sure how this happened. I believe I made my payments to you when I received my statements. My only thought is that my statement did not get to me.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have disputed numerous times with Equifax concerning Equifax has continued to state that XXXX County contacted them and verified this information. XXXX County Clerk of Courts stated they did not report any information at any time. Equifax has been violating the FCRA and stating that they did and giving their contact information and its not factual", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are plenty of choices for you. What time would you like to depart and arrive?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I use Coin base to transfer my big coin 's and for some reason they made my bitcoin vault negative XXXX $ and they need to reset it to XXXX I can not withdraw any of my funds", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am being \" docked '' because there is no record of a XXXX mortgage. I do not have a mortgage and have not had one since XX/XX/XXXX. I own XXXX % of my co-operative apartment. \n\nYes, I did once have a mortgage but it got paid off in just a few years after I purchased my apartment. I purchased the apartment in XX/XX/XXXX and the mortgage was paid off in or around XX/XX/XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX Bank has confirmed the current amount owed is {$430.00}. I did not agree to pay Asset Acceptance the amount they claim I owe XXXX {$630.00} XXXX, and has verified is correct. The reality that Asset Acceptance has verified an amount that I did not agree to is despicable, and is a violation of the FDCPA section 808 ( 1 )..", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When did women start playing rugby?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "2020 subaru", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX. Transunion is taking advantage of people seeking credit freezes in light of XXXX breach. They provide misleading sales pitches, purposely push a \" lock '' in place of a freeze, and scammed me into a subscription that renews monthly and for which the price XXXX {$21.00} XXXX was hidden. To cancel you have to call them, and there is no way to get past a lengthy hold and reach anyone. Please help.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had asked Discover on three times to close account as allowed in our agreement but they failed to do so until the third time adding fees and interest in excessive of what should have been owed of they honored my account to close account one first attempt as is allowed by agreement.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you, I think that will be everything. Goodbye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Countries opposing Sharia law include the United States, the UK, Germany and Canada.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Experian has reported wrong information to my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It looks like there is The Cherry Hinton Village Centre. Can I get you more information about it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Acct closed under Chp XXXX bankruptcy in XXXX/XXXX/09 Bank of America.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "How much would that cost?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "This account was unauthorized. I am a victim of identity theft.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are XXXX auto loans being negatively reported on my credit report that has both been paid off in full. The creditors XXXX XXXX has sent me a paid in full letter that I have since forwarded to XXXX. Credit report has not been updated. Submitted several documents within the past few months and issues has not be resolved.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Disputed info is deleted the reinsert ed on my report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ok, how about something with 4 stars that is moderately priced?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "The company is continuing to update my credit reports stating that I am 120+ days past due. This loan was paid off in consolidation XX/XX/2014. I have disputed this account several times and the company is refusing to update and report inaccurate information. This false information has caused me denials of credit. This company is in violation of the FCRA.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What kind of climate is suitable to grow Ginkgo biloba?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My SSN was compromised in this recent data breach due to lackadaisical security policies carried out by Equifax.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A request for validation was sent to this creditor on  XXXX / XXXX / 2017  via certified mail as I was n't sure what the account they are reporting on my credit is, or who the original creditor was. I did not receive any correspondence or information as requested.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "2010 toyota corolla", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "On XX/XX/2018, I applied for a mortgage loan and was informed there was a {$1100.00} collection item on my credit report being reported from RentDebt Automated Collections unbeknownst to me. \n\nLater, on XX/XX/2018, I executed an online dispute with XXXX, XXXX, and XXXX, regarding the collection item and company as I had not been contacted by RentDebt Automated Collections regarding such debt ; therefore, the debt should be removed and/or shown as charged off.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My personal information was not properly or reasonably protected by Equifax and was subject to the recent data breach they are involved in.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm actually not looking for a church, I need to find a multiple sports attraction near the restaurant.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "ポルカドットのアイテムを持っていますか？ -> ドットのものは持ってる持ってるのは持ってますね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I am supposed to make a monthly payment to pressler & pressler by the XXXX of month according to a XXXX stipulation. \nEvery month i paid with a credit card. Pressler & Pressler shut off their credit card payment system. I sent to P & P copy, and they did not fix issue.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Aras Kargo Kaynarca şubesinin bana yaşattığı bilmem kaçıncı sorun! Bildirim oluşturmama rağmen genel müdürlüğün umurumda olmaması da cabası. Hizmet anlayışı sıfır. Tüketiciyi zarara uğratmada Oscar goes to them. Gerçekten iş nasıl yapılamaz konulu tez yazılsa örnek case olurlar. Yollarım kesişmesin dediğim bir firma. Şubelerinin bana kaybettirdiği para 1000 TL'den fazla. Gerçekten yeter! Ekleyebilecek görsel yok çünkü kurye yok.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "I sent in a police report, Identity Theft Report and proof of my identity, name, address, and Social Security number. Explained which information on my report came from identity theft. And instead of blocking the items, they put them in dispute. When I called in a lady in their fraud department said it is up to the creditors to remove the data, not Transunion which is not true at all!!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What time would you like to leave?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Have been receiving harassing phone calls from Focus Receivables Management for past 3 days ; each time I answer the call, the caller 's system hangs up the call. The number they are calling is on the national and state do not call lists. As a result of this, I can not even attempt to validate the debt in accordance with the FDCPA.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In XXXX I had authorized Ocwen to automatically deduct from my XXXX account the amount of my mortgage on a monthly bases. through out XXXX Ocwen was deducting my mortgage from my bank account. In XXXX of XXXX I had to file for Ch.XXXX Bankruptcy but continued to pay my mortgage. Then in XXXX of XXXX, Ocwen stopped taking my mortgage from my bank account.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Accounts have been separated multiple times, i am a twin and my social security number and name keeps getting merged with my twin sibling whos name is very similar to mine, our social security numbers are very close as well. I can not access anything and the credit reporting agencies think i do not exist.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have not received any documentation validating the debt that they are trying to collect. I have not been provided with a contract or any instrument bearing my signature validating that this debt is mine.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "mrs associates, ph ( XXXX ) XXXX continues calling my number which is ( XXXX ) XXXX in an attempt to contact a family member. These are unwanted phone calls, and I hang up before the recording can finish. I am on the \" do not call list '' and for privacy have an unlisted number.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "a1c normal range", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "20 yıldan fazla İş Bankası müşterisiyim İş Bankası Sinanoba şubesinde numaratör çalışmıyor. İşCep'ten numara alıp evimden çıkıyorum 1 saat ilkem bekliyorum. İşCep sadece İşCep'ten alınan numaraları gösteriyormuş. Makineden alınan numaraları göstermediği için İşCep'ten numara alıp gitmenin bir anlamı kalmıyor. Doğru zamanı göstermiyor. İşCep 5 dakika. Yazıyor siz şubede 1,5 saat bekliyorsunuz. Şube zaten facia tam emekli semti herkes gişeden yapıyor işlerini gişede 2 kişi çalışıyor. Bir de üst kattan araya ticari yönlendiriyorlar. Bu kadar verimsiz bir şube olamaz. Yıllardır hiçbir çözüm üretilmiyor.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "Could I get the address, phone and postcode for the Tandoori Palace please?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2020 olympic", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "学生時代、一番楽しかった学年はありますか？ -> 学年は二年生高校二年生ぐらいでなかったとなかったかと思います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Paid off Amazon card and it has been closed and for over 6 months Ive continued paying and I just noticed that the balance is always different. Im beginning to think this is fraudulent.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "According to Equifax, my personal information was accessed by an unknown third party in the security breach that occurred on XXXX XXXX, 2017.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "I would like to return on March 9th so that I can make it to my interview.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I recently check my credit report and found that there were several items that were not related to me. This is very unfortunate because the incorrect information has caused me to not qualify for any additional credit. It has also hindered me from my goals of achieving a home. Please remove all unverified inquiries from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a account XXXX XXXX XXXX is showing on Transunion and XXXX  credit reports the account was investigated and deleted off XXXX  and I have disputed with Transunion and XXXX  via letters and fax in the guidlines of my rights in section 611 and 609 of FCRA to challenge their right to report the two bureaus to follow suit and delete account off of remaining credit reports to no avail.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I submit a stop payment request on this payday loan from my bank, XXXX. I paid the fee of {$30.00} but Cash Store was still able to withdraw my account putting it in negative. I tried to have them to stop payment via a phone conversation which they refused. My bank also will not stop payment because they have no control over automatic checks.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What is the western take on Hong Kong cuisine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Random \" Payment Safeguard '' fee applied to my credit card each month without my knowledge nor enrollment. Have been charged for the past year, during which time I was not receiving paper statements and had set up automatic payments, and was no using my credit card in any other way.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Even though I have been making frequent on time payments, American Express has significantly lower my credit score over XXXX points. I did not know that I had a charge card and had to pay off the entire amount every month. I never knew or had that understood to me. I made consistent payments but they considerably damaged my credit score. I think this practice is deceptive.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Multiple phone calls seeking a lower payment or affordable repayment options without having to defer loans due to tight finances was told every time had to pay the amount no options or way to reduce payment also not sure payments fully applied correctly", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "コンビニスイーツは好きですか？ -> まあまあ好きですそんなに買わないですけど特別なときちょっとお茶しようかなっていうときに買ったりもします", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Which city are you interested in?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "WOULD NOT OPEN A ACCOUNT NEED TO KNOW REASON", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have been contacting my lender, specifically XXXX and left dozens of messages without a single callback or communication from them for over a month. \n\nI have offers on the house, and am trying to get them to work with me on a short sale.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have paid accounts and I have differed loans that were settled. I also have medical bills that were paid that are still showing on my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "10.08.2024 tarihinde SSC tur ile Eskişehir turuna gittik. Şarj aletim bozulunca şoför abiden şarj aleti alıyordum, turun rehberi G**** hanım tüm otobüsün içinde \"ama böyle şarj aleti alırken vakit kaybediyoruz geç kalacağız Eskişehir'e \" dedi. 1 - birkaç dakikalık şarj alıp verme asla tura engel olacak bir süre değil 2- rehberin çocuk azarlar gibi tavrı tur boyunca huzurumu kaçırdı. İlk kez kullandığım firma tur firmasıydı rehber yüzünden bir daha kullanmayacağım.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I have a mortgage still being reported to my CBR, according to Ohio law this should be removed from my CBR after XXXX years. As the last reported information on this accounts was on XXXX/XXXX/2003, I am requesting this be removed from my credit report.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "What is the western take on Hong Kong cuisine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "My current address is wrong on all the credit reporting agencies. It says I live in an apartment and I do not, I live in a house. But you ca n't just correct the home you are living in currently. The current address they have listed is correct, but it has an old apartment number associated with it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Detailed description of Superman's fortress comes from 1981, and Action Comic #261 said Superman first established the fortress in outer space. But I don't have information on when Action Comic #261 was published.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Capital one requested a hard inquiry of my credit report on XXXX XXXX that was not authorized or request by me. I tried to contact that company, and they didnt resolved the issue. I lost about 10 points in my credit score.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'll be leaving from Washington.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I filed a complaint last year with the CFPB regarding an erroneous account on my credit report. The CFPB never received a response from the company. This account is still reflecting on my credit report and it is a fraudulent listing. It is now affecting my mortgage qualifications. I am writing the CFPB to help with the violations on the FCRA against XXXX or to help with getting the fraudulent account delisted from my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "After reporting a XXXX score increase to XXXX on XXXX/XXXX/2016, TransUnion has used erroneous information to lower my credit score from XXXX to XXXX as per XXXX XXXX and XXXX XXXX. Claims that XXXX XXXX reported that I exceeded my account by {$1.00} or more dollars on XXXX/XXXX/2016 and subsequently XXXX XXXX under the same circumstances on XXXX/XXXX/2016 ( screen prints attached ). Both accounts have been closed and charged off for nearly 7 years.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay, I found 1 flight with Southwest Airlines. It leaves at 5:15 am and has 1 layover for $241 per person.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I would need a hotel for 6 people, starting from Thursday and lasting 4 nights. Is there anything available?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have contacted the company for a hardcopy of my credit report both online and by phone and still have not received a copy", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "He was awarded  Overseas Press Club of America Award, The A.S.M.P. Award, and Overseas Press Club of America Award, just to mention some.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "You're quite welcome. Can I help you with anything else today?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "XXXX   XXXX  ,2015-  XXXX - I  call  XXXX   XXXX   XXXX   XXXX  and they will try to removed this off my credit report because it 's pas t 7 years old. n o change on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What was the name of the brand of bikes that Sir Christopher Andrew Hoy started?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "There are many mistakes appear in my report without my understanding.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Penn Credit is constantly calling for my son 's roommate that does not live at the home phone number. It 's an automated message that I am unable to tell them", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2016 outlook", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Ayyy ben aşık oldum 😻", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "How was yeast used by the Ancient Egyptians?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "A car was purchased using my personal information while I was under wage earner. My drivers license number is  XXXX . It have been stolen. My social security number stolen the spelling of my name was  XXXX   XXXX   XXXX  in the court. My address was  XXXX   XXXX   XXXX   XXXX , TN  XXXX . I was suppose to be protected under wage earner.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "銃を見たことはありますか？ -> はいあります", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I can assist you with finding a place to stay, but first, I can tell you we have no 4-star hotels on the north side of town in our database.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "2012 ford escape", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have contacted XXXX many times to dispute this Macy 's account that had been fraudulently compromised many years ago. I have not had any success in getting this fraudulent account removed from my credit file. I have reported that this account was stolen a few years ago. I need your help in getting this account remove from my credit file. Not to mention, my identity was stolen along with the accounts being compromised.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Debt was paid in full yet Professional Placement services has left it \" OPEN '' on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bu denemeyi aldım ancak keşke almaz olsaydım sınava bu kadar az bir süre kala denemeyi çözdükten sonra çözümlerinin olmadığını öğreniyorum. Sadece son 3 yılın çözümleri var ilk üç hiçbir şekilde yok. Üstelik fotoğrafta eklediğim gibi 4-5 tane çözüme ulaşabilme yöntemi sıralamışlar. Kendileri ile iletişime de geçtim yok diyorlar. Yoksa neden kocaman çözümlü yazıyorsunuz kapağına? Şikayette bulunacağımı söylediğim zamanda hala cevap anahtarı var diye yineliyorlar. Az bir sınav bilgisi olan bile bilir ki cevap anahtarı tek başına hiçbir şey ifade etmiyor. Bizim yanlışlarımızı, boşlarımızı analiz edebilmemiz lazım bu da kapağa koskoca çözümlü yazdığınız için en doğal hakkımız! İşin sonunda da şikayet edebilirsiniz dediler. Kısacası zaman kaybı, maddi kayıp, müşteriyi yanıltma ve öğrencinin geleceği ile oynamak!", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Credit bureaus adjustment was sent by loan company to credit bureaus on XX/XX/2020 however they did not report to my credit until XX/XX/2020. My credit bureaus are still saying I am delinquent when I am not. I was in deferment and still am.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I purchased a used vehicle in XXXX finance with Capitol One Auto. I received a letter from them stating I owed {$1300.00} in late fees and interest, in addition to a deferment in XX/XX/XXXX. I had one deferment in XXXX and never did another. I called on XX/XX/XXXX, spoke with \" XXXX '' who initially stated I had no late payments and when I informed him that I made a payment and could verify in my bank statement. I asked to speak to a supervisor and was told \" XXXX '' was on another call. XXXX transferred me to a \" Resolution Specialist '' who spoke with broken English and could not answer my questions regarding proof of late payments. Instead stated \" XXXX '' late payments which is totally false. I asked to speak to someone who spoke English coherently, like their immediate supervisor and was today was holiday and no one else was there. Really. The rep disconnected that call when I told them I didn't appreciate being lied to.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Detailed description of Superman's fortress comes from 1981, and Action Comic #261 said Superman first established the fortress in outer space. But I don't have information on when Action Comic #261 was published.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "最近では，歌舞伎での「ナルト」の公演が行われる予定のようです．ご存知でしたか？ -> それはなんか知ってますねなんか知ってましたねでもなんか大変そうですけどねなんか忍者ってあんまり芸術的ではないものなので歌舞伎でやるのは大変そうですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "It is located in the centre, would you like a reservation?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I 've been dealing with this for months now I have a fraud alert extended fraud alert and files blocked. I 've been a identity theft victim twice already much to my displeasure. Such a hassle on everheverything I do. Citizens bank is not understanding the meaning of fraudulent charges and has a balance of {$290.00} in an open account in my name after countless hours online and disputes to them and investigation I gave up. I refuse to pay for something I did not do.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Please confirm a Full-size car from Peachtree Station to be picked up on March 1st at 3 pm and dropped off on March 3rd.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Yes, why did I ask, that should be implied that someone would want it, my mistake, reference number is 3QUNF9LO, any further questions?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "In professional sports, the player are financially compensated for their performance, whereas in amateur sports, the players are largely or entirely without such remuneration.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Everyday at work I keep getting calls from this collection company. My job does n't allow for a creditor to call my work place. I plan on suing the company if I get ton of calls. This causes me to lose money at work and is embarrassing in general.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "How did Babur die?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Oh, and what is their postcode, please?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "一番好きな場面などはありますか？ -> 一番好きな場面なかなか選ぶのが難しいんですけどなんかその登場人物のその主人公の女の子郁っていう子がお父さんとかにその仕事の面で反対されててでそれを隠してこうもうもう仕事を今もうその仕事についてるっていう設定なんですけど郁の相手の堂上さんっていうその男の人が戦闘職なんでもう命も命に関わる仕事だからその危険な場面危険な場所に行かないで済むようにはちょっと手心を加えて郁さん郁だけちょっとその戦闘のその場所から外すっていうことをしたんですけど結局郁は外されたことによって別の事件に巻き込まれてより危険な状態になるんですけどそのときに堂上さんがもうすごい郁のこと心配してもう絶対すごい心配してこうもうにもうなんだろいてもたってもいられずその場所に駆けつけるというかていうのがすごいこう思われてていいなと思いまし", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "日本で開催されるオリンピックを、見にいく予定はありますか？ -> 見に行きたいです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Chapter XXXX bankruptcy invalid reporting wrong date, reference number and amount did not file chapter XXXX bankruptcy ; XXXX and state collection are not my accounts invalidly reporting no contract and needs to be removed asap", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Alright, I have booked you a room at the Acorn Guest House for 4 nights. Your reference number for that is YU96SDZX . Are you still needing information about a train?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XXXX was available but the system would not allow me to download the others but instead created a endless loop to no where. So I see after the fact I should have requested all three report by mail.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am very sorry there are no results for entertainment in the centre area, would you like to try another area or different attraction?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "90s clothing", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I have already made several attempts to repair inaccurate information that is negatively worsening my credit but have received no response to my request that it be REMOVED THE FOLLOWING ACCOUNTS ARE IN COLLECTION BUT APPEAR OPEN AND XXXX, XXXX AND TRANSUNION ARE SUPPOSED TO REPORT INFORMATION CORRECTLY XXXX  ACCOUNT NUMBER : XXXXXXXX XXXX XXXX ACCOUNT NUMBER XXXX XXXX XXXX XXXX XXXX In addition to the accounts I have already mentioned, I have many more errors in other accounts, which you will find in the letters that are attached to this complaint. \nI want my report to be carefully reviewed so that the accounts that are being reported incorrectly are eliminated", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I called SENECA Mortgage Servicing at XXXX. There is no option to talk to a live person which is ridiculous. I am calling about a fee charged on my account and there are absolutely no options to talk to someone. Is n't that a requirement of a loan servicer?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "80s costumes", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "The credit bureau failed to provide me with a proper investigation as well as provide me physical proof that the account I disputed was my account after multiple letters and phone calls.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Arkadaş, Ankara Optimum Media Markt'tan dikey süpürge aldım. Alırken satış yapan müşteri temsilcisi bizlere ekstra 1+1 sigorta önerdi ve 1350₺ karşılığında aldım. Bunun ürünüme gelecek olan çarpma, düşme durumunda ürünün değişimi ya da parçalarının değişiminin yapılacağını belirtti ve bayağı uzun anlattı. Biz de satıcıya güvenerek kaskoyu yaptırdık. Ve 1 yılın sonunda oluşan hasardan dolayı servise yolladık. Her defasında 'arıza yok' diyerek ürünü iade ettiler. Yaptığımız kaskoda belirtilen hiçbir sorunu yapmadıkları gibi mağaza müdürü tarafıma 'satış temsilcisi sizlere yalan söylemiş' dedi. Ve adamlara soruyorum, peki bu ekstra sigortayı ben niye yaptırdım diye, cevap yok. Ürünümü asla tamir etmeden iki defa tarafıma geri yolladılar. İnsanları mağdur etmek bu kadar basit ve kolay. Kesinlikle Media Markt'tan alışveriş yaparken sürekli olarak tekrar tekrar düşünerek alışveriş yapın. Paranızı alıp asla müşteri memnuniyeti diye bir şey yok.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "XXXX XXXX XXXX reported a charge off account when payment was made before the normal 120 days of charge off.\nI submitted details of payments and a bank statement for payment that was not credited and resulted in the charge off XXXX XXXX refuse to recognize their mistake.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How many tickets on what day?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Not as of yet. Organ printing is still in the developmental stages.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I was happy to help. Thanks for using our service. Good day sir.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I am planning to visit Chicago from New York on next Wednesday and I need a flight from American Airlines.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "日本で開催されるオリンピックを、見にいく予定はありますか？ -> チケットが取れたら行きたいです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "ほかには何か面白いことはありましたか？ -> 旅先で東京のサラリーマンの人たちと結構仲良くなったりしました", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "i like fia and do not want to do this. FIA card services i asked for credit line increrase on card ending XXXX was declined for reasons not accurate. i have not asked before now. and i do pay. i was granted XXXX on another card recently. with it this way i will not use it much. these reasons are inaccurate. i ask for someone to check it since i can not wait on hold all day i wanted XXXX line now there is a hit on my credit card line.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Certainly - what time are you traveling?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Would you need anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I am filing this complaint because equifax has ignored my request to provide me with the documents that were used to \" VERIFY '' the account I disputed because they have gone past the 30 day mark and can not verify these accounts under section 611 ( 5 ) ( A ) of the FCRA- they are required to delete all information that can not be verified, that I have disputed. Thank you for your prompt attention to this matter.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you very much, goodbye.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "On Tuesday, XX/XX/2016 I logged into my account to review and went to the Activity & Statements page. The page read the following : Last Statement Balance : {$120.00} Payments and Credits : + {$0.00} Transactions : + {$63.00} Current Balance : {$190.00} If you do the math, that is incorrect. {$120.00} + XXXX = {$180.00} and not the {$190.00} they are saying. Discover is trying to illegally take additional money from me that I have not authorized.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a derogatory remark on my credit report. I had a surgery that began in XXXX and carried over until XXXX. I paid my deductible, but then the company argued with me that I had to pay it again. I was told my the hospital administration check in that I would not have to pay XXXX deductibles, since it was related and on-going. I was given a summons and immediately paid the debt. How and when can I get this derogatory remark off of my credit report?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I filed a complaint against on XX/XX/20. From XXXX reply, I learned that my credit report was checked for a credit line increase that I didn't authorize. I have a freeze and fraud alert on all three credit files. This complaint also consist of XXXX, Equifax, and XXXX releasing my credit reports without consent. \n\nThe following are issues that XXXX needs to answer that were unanswered in the first complaint and prompt additional complaints. \n-- -- - ( 1 ). Why was an unknown email placed on my account without verification? My email address has always been XXXX. \n-- -- - ( 2 ). Why was my account reported to all three credit bureau agencies as delinquent? There were no delinquencies. Through automatic payment from an account that I no longer used, three payments were returned. I replaced the drafted payments, and I was charged return check fees, not late fees. The credit bureaus do not report return checks on accounts. It reports late payments. The account was paid in a timely manner. By law, I am supposed to be given time to pay for any return check payments. \n-- This unfair credit reporting violates the Fair Credit Reporting Act and debt collection. I will file a complaint with my State 's Attorney General Office for an investigation, and I will file a federal lawsuit if necessary to resolve this matter. As a result of XXXX inaccurate reporting my account as late, my credit score was lowered to XXXX. \n-- -- - ( 3 ). Why was my credit line decreased based on other creditors? I've never paid any of my creditors late. \n-- My credit score has been negatively effected in terms of a low score of XXXX because XXXX lowered the credit line, which indicates to creditors that I used nearly 100 % of the credit lin, which is inaccurate. This is abusive credit card practice. \n-- -- - ( 4 ). In a tape recorded conversation, the representative indicated that XXXX would removed the return check fees due to my hospitalization. \n-- -- - ( 5 ). If XXXX attempted to contact me about the return payments, I would've been unable to answer the calls at my home resident. Beside my home phone number, my account provided a cell phone number. I never received any voicemail messages on my cell phone from XXXX notifying me of return payments, nor did I receive any letters. \n-- -- - ( 6 ). XXXX claimed that emails were sent to me at XXXX. This fraudulent email never belonged to me, and the name alone should've alerted XXXX of an account breach. Most importantly, I was never notified to verify a change in my email address. \n-- -- - ( 7 ). There has been security breaches with XXXX and Equifax. I question how XXXX accessed my credit report files with a freeze and a permanent fraud alert. I have not removed the freeze in over a year. \n-- If XXXX doesn't resolve my issues of concern, and my credit files doesn't report accurate information. I will be hiring an attorney to take legal measures for a resolution.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "I do not have any information on on-going clinical trials involving organ printing, but the challenges faced in organ printing field are being addressed.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "2gb micro sd card", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I paid off my mortgage with PNC Mortgage XXXX XXXX, 2016. After checking with the XXXX County Recorders office as of XXXX XXXX, 2016 there is no record of a release of mortgage. I think six weeks is more than enough time to file the paperwork ( which I already paid for ).", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "no, book for only one people", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "XXXX XXXX XXXX/XXXX/1997. I have tried my hardest to dispute this with experian which I have received no help from them. This is an loan that was taking out under my name and social when I was just XXXX years old. I also sent them proof of my identity and its still on my credit stating that it was proven accurate which isnt true because I was XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Are there any other options?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "The health benefits of Tai Chi are noted to include stress relief and homeostasis maintenance. Additionally, practitioners can also achieve improvements in balance, blood pressure levels, flexibility, muscle strength, peak oxygen intake, and body fat percentage.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "3rd grade worksheets", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "A loan modification application was submitted on XX/XX/XXXX to lender, but they are not doing anything with it apparently. These are violations of the VA servicing guidelines", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The school closed and said i took out a lot of loans and i didnt. ther is no contact information to get this resolved.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have always paid my CapitalOne XXXX bill on time and in full. For some reason my payment due XXXX XXXX set up via electronic transfer was posted a day late by Capital One. I called Customer Service, spoke to XXXX XX/XX/23 and was told the late fee & interest would be removed from my account. I asked if future interest would accrue & was told that if it did I should simply call & it would be removed. Got my bill due XX/XX/XXXX and, after having paid my XXXX bill in full, received a {$13.00} interest charge. I again called Customer Service to explain that I was told to call if any interest appeared -- and was told the agent couldn't do anything about it. I asked for a Supervisor and was transferred to XXXX. He told me he could remove the charges, but I had to pay the amount of the bill plus the interest charge. I told him that was not what I was told and that I shouldn't have to pay the interest charges. Further, I explained that if they were going to use predatory practices, I would simply cancel the account. He hung up on me. I then called Customer Service again, explained what had transpired, and told them I was going to pay for all my purchases now & wanted my account closed. They refused to do that unless I agreed to their terms which would require me to pay interest until I paid my bill plus accrued interest. I tried to pay my bill on line and it would not let me pay the full amount of my total purchases to date. Thus they continue to lie & steal. They should value the customers who pay in full & not use deception to increase their bottom line. Again, I would like to pay the {$850.00} I actually owe for purchases & cancel my account. I do not need XXXX 's credit card. There are too many legitimate credit card options out there.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "For a trip on March 7th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "information showing to me as inaccurate or not mine to the best of my knowledge filed FTC claim XXXX/XXXX  XXXX XXXX XXXX  XXXX  XXXX  ( missed this on the ftc please add it ) XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "10 gallon tank", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "最近では，歌舞伎での「ナルト」の公演が行われる予定のようです．ご存知でしたか？ -> いえ知らなかったです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Would you like to know where safflower grows now or where it was first cultivated?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I have requested validation of debt and all I keep getting from the company is a bill saying that they have validated which the person is not me. I ask for proof bearing my signature and they continue to show me nothing. but just say it been validated that its me and the letters and phone calls continue.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "What about a museum in the center?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "My firm ceased operations on XX/XX/XXXX and we closed our Chase card on XX/XX/XXXX by letter. This card was paid off on XXXX XXXX In XXXX of XXXX we received correspondence from a debt collection company demanding payment of {$480.00} for charges made on our Chase card account. Prior to this letter I had received no statements from Chase since XX/XX/XXXX. We had closed our Post Office Box on XX/XX/XXXX and filed a change of address with the USPS. \n\nI contacted Chase and received copies of any statements after XX/XX/XXXX. On the statements I discovered that on XX/XX/XXXX a charge of {$450.00} was made to XXXX XXXX XXXX. This is the service we used for our accounting prior to ceasing operations. Additionally, there were late fees and interest charges of {$240.00} between XX/XX/XXXX and XX/XX/XXXX. In addition I found a credit from XXXX in the amount of {$260.00} on XX/XX/XXXX. \n\nI contacted Chase again and explained to them that 1 ) Our account should have been closed per our letter of XXXX XXXX and 2 ) We did not authorize XXXX to make their charge, in fact we had no use for their services due our ceasing of operations. \n\nApparently Chase claims never to have received our letter closing our account and that they would look into it and make a determination. \n\nYesterday, I received a letter dated XX/XX/XXXX from chase informing me that the balance they show is correct and that I should make a prompt payment", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "False inquiry about a collection debt from  XXXX   XXXX . That I never signed or gave my social security to them. Yes I 'm claiming fraud on this collection!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Alright, scrap that. I want a round trip. I have zero bags and all I want is 1 seat.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "343 industries", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Equifax is refusing to remove  XXXX   XXXX   XXXX  from my credit report. Even after seeing that is inaccurate information.  XXXX  has sent several letters regarding the account should be deleted, and i have forwarded them all to Equifax yet it still remains on my file. I thought the law was that all inaccurate information must be deleted in a amount of 30 days. This has been going on for almost 120 days.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "健康のため、とか、リフレッシュするため、とかですか？ -> そうですねバレエは他にもきれいな音楽を聴きながらそれに合わせて体を動かすので幸せになります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Attempted to contact Experian about the issue XXXX XXXX, 2017. Experian denied my request to review the account and repair the issues. I have student loan accounts that are all showing missing payments for dates of which the accounts were in forbearance. There is also a collections account that was closed in a recent bankruptcy.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Portfolio Recovery, (   XXXX   ),   XXXX , calling after  XXXX   XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "How much is the cost?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "This is not my account. I never been to XXXX XXXX hospital. \nI have never taken ambulance services. I am contacting the FTC and also filing a law suit for the damages you caused with my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you for the phone number of the Cambridge Corn Exchange. I'll call them.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Do you wish to begin the rental period on March 7th?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "30 Ağustos tarihinde 2 günde kargoda yazan 3 ürün sipariş verdim. Ürünlerden 2 si ertesi gün kargoda olarak bildirim geldi. Ardından kargoda 5 gün boyunca gelmeyince talep oluşturdum ve siparişim iptal edildi. Aynı tarihte verdiğim diğer ürün 13 gündür hazırlanıyor gözüyor. 3 kere destek talebinde bulundum ve ürün elime ulaşmadığı için iade istedim. 3 iş günü içinde talebimin sonuçlanacağı söylendi. 3 iş günü sonra tekrar tekrar yazdığım halde süre belirtmeden sadece beklemem gerektiği söylendi. Tarafıma ne ücret iadesi yapıldı ne de ürün gönderildi.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "There are inquires being reported on my credit report that i dont know where they came from my personal information was stolen and i had all my bank information changed. I have never inquired about any of the inquires being reported.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "THE CREDITOR XXXX XXXX HAS APPROVED TO HAVE THE INACCURATE LATE BE REMOVED FROM THE XXXX XXXX ACCOUNT. LETTER ATTACHED PLEASE HELP ME TO HAVE ALL THREE MAJOR CREDIT BUREAUS TO REMOVE THE INACCURATE INFORMATION THANK YOU", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I applied to a mailer for an installment loan from Big Pictures Loans, which in its mailer said it was NOT a payday lender. After applying on line I was approved for just {$1000.00}. However, the interest rate was over 940 % and the total payback was nearly {$9000.00} over a one year period with bi weekly payments of {$350.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "PLEASE REMOVE XXXX XXXX AS AUTH USER : SS # XXXX ACCT # XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Thank you, before i let you go, I need information on the cambridge corn exchange.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Hello my name is XXXX XXXX I am contacting you about University Accounting Service ( UAS XXXX ). my school was shut down due to fraud which was XXXX College and now the private loan still wants their money even though the Federal Loan was dismissed and I was reimbursed {$1500.00} I feel that this might be fraud because they still want me to pay {$2000.00} towards the private loan I would appreciate if you can investigate this thank you", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "This complaint address two issues I had for the same account at the same bank. I opened a Burial Reserve CD for my mother with XXXX XXXX  on XX/XX/XXXX. I am a her legal guardian & paperwork was provided to both banks, several times. It was for 5 years, which was to mature on XX/XX/XXXX. The account number was XXXX. In the meantime, BB & T bought XXXX XXXX  & the CD was assigned another account number XXXX. When the CD came due last XXXX, the rate they were offering was less than desirable & they would not match a rate I could get elsewhere, at that time I asked to close the CD. They refused to close it unless I had a representative from the funeral home ( of which they had no interest in the account until she dies ) come in to close the account. The funeral home was not an authorized signer & were not even aware of the account. Due to the time restraint with the grace period, I was forced to leave the CD with BB & T. I was then told to take the new signature card to my mother to sign, that it had to have her  signature, even though they had the Guardianship papers, which I provided yet again. I then recieved in the mail a modification notice with the new terms & rate. The second issue came with an Abandoned Property Notice I received on XX/XX/XXXX. It stated that since there had been no client related activity within the past several years, that the CD would be escheated to the state on XX/XX/XXXX. Even though I had been to the branch at least twice during the grace/renewal period, in person, & had to make a special trip to where my mother is in a nursing home to have her sign the new signature card, then returned to the branch, in person, to drop it off. I did sign & date the escheat notice to claim the property & returned it ( no they couldn't even provide a return envelope ) by mail on XX/XX/XXXX but surely, my account isn't the only one that may be escheated to the state in error.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "This account was paid in full.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "There is a XXXX bill that has shown up by a credit agency and they continue to call me even though they know it was my ex-husband that opened the account. This is not my debt it was opened fraudulently and I want it removed from my credit report without further harassment. \n\nI should not be treated this way for something that I did not purchase or get the benefit of.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Do you need assistance with anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Bank of America reported me to XXXX for fraud when I did not commit fraud. I told them I would pay fees I accumulated. But I told them I would n't pay for a bounce check wrote by client. that I deposited and recived no money from. And I asked them to remove the fraud from my name on XXXX. It is unfair to report me for fraud if I have not committed. I had been a long time client with them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How many people fall sick from tick bites a year anyway?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "How does ultraviolet spoil beer?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "a farewell to arms", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2015 nissan altima", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "A bankruptcy along with non-approved inquiries was dispute over 30 days ago and a removal was requested. I have a certified receipt of delivery of that request. No action has been taken by Equifax as of this date, XXXX17.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "美術館などには行かれることはありますか？ -> 自分から行くことはなくて高校のときに学年で強制的にというか学年でこう校外学習があって行ったことはあります一回だけで一回しか行ったことないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "There are 4 results for boating attractions. Are you looking for the centre area? If not there is also one in the east and one in the north.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "a discovery of witches", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Court ordered to refinance because of a divorce. My ex wifes history of late payments makes my ability to purchase a house impossible.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "When did women start playing rugby?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I managed to find 4 flights for you, one of which is an Air Canada flight with 1 layover and will depart at 4:20 am which will set you back $322.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "In XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX I sent a letter requesting that items on my credit were innacurate and asked that they were removed from my credit report. My request had not been answered in the`manner I had hoped for. The items I disputed from my credit report has not been removed and is disrupting my credit worthiness.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Thanks so much.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I would like to know a few attractions to visit in town around the Cambridge centre.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "PLEASE HAVE THEM TO RECHECK THEIR RECORDS, I PAID XXXX ... DOWN ON THIS ACCOUNT ALREADY ...", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "a perfect world", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "22k gold rate", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "19 Temmuz 2024 tarihinde Hepsiburada uygulaması üzerinden Hepsipay limiti kullanarak kahve makinesi ve TV satın aldım. Ancak TV ürünü kargoda hasar aldığı için Hepsiburada tarafından direkt iade süreci başlatıldı ve ücret iadesi yapılacağı tarafıma bildirildi. Konu hakkında Hepsiburada müşteri temsilcisini aradım ve sipariş verdiğim LED TV ürününün ücret iade sürecini sordum. Yetkili, yalnızca kahve makinesi ürünü için hizmet aldığımı ve haliyle TV için taksit ödemeyeceğimi, yalnızca kahve makinesi üzerinden taksit yapılacağını söyledi. Ben de tamam deyip onayladım. Söz konusu TV 14.304 TL, diğer ürün olan kahve makinesi ise 4.298,99 TL. Ancak 5 Ağustos 2024 tarihinde yaptığım kontrolde 4.298 TL'ye aldığım ürünün taksitlendirmesinin Ekim 2024 için 5.107 TL ve Kasım 2024 için 5.107 TL olduğunu görüp müşteri hizmetlerini aradım. Kendileri sistemlerinde bir sorun olduğunu ve 2-3 saat sonra aramamı söylediler. Fakat ben çalıştığım ve işlerim yoğun olduğu için ertesi gün, 6 Ağustos'ta müşteri hizmetleri ile yaptığım konuşmalarda her taksit için hizmet bedeli 2.900 TL alındığını ve bu durumu düzeltemeyeceklerini söylediler. Kendilerine 4.298 TL'lik ürün için 10.214,12 TL ödeyecek olmamın mantıklı olup olmadığını sordum. Tüm ürünleri iade etseydiniz ödemezdiniz dediler. Fakat 22 Temmuz 2024 tarihinde müşteri hizmetleri ile taksitlendirmenin nasıl olacağını konuştuğumda, kendilerinin diğer ürün üzerinden taksitlendirme yapılacağını ve almadığınız hizmetin ücretini ödemeyeceksiniz dediklerini söyledim. Şu an hâlâ konuyla ilgili şikayetim Hepsiburada uygulamasında mevcut fakat asla yardımcı olunmuyor. Aksine 4.000 TL olan ürün için 10.000 TL ödememi benim suçum olarak lanse ediyorlar. Müşteri hizmetlerinde görevli olan kişinin söylemleri üzerine ben siparişim hakkında tamamen iade yolunu seçmedim çünkü bana ne taksit bedeli ismi altında 2.900 TL alınacağı ne de tüm ürünleri iade edersem bu problemlerin ortadan kalkacağını söylediler. Ben yalnızca bir tüketici olarak Hepsiburada'nın alışveriş prosedürlerini ezberlemek ya da öğrenmek zorunda değilim fakat müşteri hizmetlerinde çalışan kişilerin bu sorumluluğu alması gerekir. Ben o kişinin sözüne ve bilgisine güvenip taksitlerimi sürekli kontrol etmedim. Taksit bedeli diye bir şey olduğu dahi söylenmedi ama sözleşmemizi imzalamışsınız deyip konuyu kapattılar ve dün bahse konu konuşmayı dinlediklerini fakat temsilci hatası bulunmadığını söylediler. Kendim tahmin etmeliydim sanırım taksit bedelinin düşmeyeceğini.", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "The River Bar steakhouse and grill does. Can I make you a reservation?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "a4 dimensions", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I checked my bank account on theit app, and found a {$9.00} direct atm fee. I have never received a fee for using an atm before besides the surcharge incurred at the terminal. I called and spoke with XXXX, who claims I was given paperwork at the opening of my account that states if an atm is not in network, I will receive a {$3.00} fee per usage. I do not recall seeing this, nor have I been charged previously for any atm usage.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "submitted a claim for an item I could not return, why is this taking so long to approve?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have an XXXX XXXX XXXX account on my report. i have submitted the correct paperwork provided by the XXXX XXXX XXXX. this account was fraud and should not be posted on my account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "For the past year I have been having trouble with my child support depet card. It never on it on time and I can never get live person on the phone to find out where 's my money or when should I expect it to be on the account. It 's take XXXX XXXX weeks for is to finally just show up for me to be able to use. Now this is a very pain in the XXXX not to mention it against the law to keep a on to money that by court order I 'm suppose to get in a timely fashion.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "This account has not been verified according to FCRA, FDCPA, Federal and State consumer laws.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "transunion report td auto finance XX/X/2016 & XX/XX/2016 I tried disputing these inquiries but was told they are matter of fact without doing investigation. which they are required to do and if they were to follow the rules would find out inquiries were not authorized by me. I am asking to do full investigation on said inquiry to clear it from my report,,", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "電車は好きですか？ -> 大好きです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Collections Agencies continues calling my work, after I requested not to call my work. The debt is not mine. They have yet to send written proof.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In which city you wish to depart from and on which date you wish to travel ? To which place are you planning to go?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "You're allowed 0 bags unfortunately. And the flight does arrive the next day.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I DO NOT HAVE A LOAN EVER WITH  XXXX   XXXX  #  XXXX  THIS DOES NOT BELONG TO ME", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I requested a XXXX XXXX XXXX XXXX Credit Card and was denied twice. First based on report from XXXX XXXX ; reason \" Insufficient Credit History ''. Resubmitted and received report from Experian ; Reason \" Unable to Verify Identifying Information ''. Credit score XXXX out of XXXX. XXXX See attachments )", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "how about TR2519? it arrives by 10:01.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have to rent a car please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I have my td bank account linked to an XXXX XXXX app, and td bank is not updating my account balance to the app", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are 133 trains traveling that path. What day would you like to travel on?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "1970 dodge charger", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Fraudulent Inquires were made on my reports. I did not authorize this. I sent certified letters with no response or action return. Please remove from my reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I apologize, I gave you wrong information regarding the train. The first train to leave after 16:00 is at 17:29, and arrives at 18:07.", "label": 2, "label_name": "WRONG_ANSWER", "source": "multiwoz"}
{"text": "I am cosigner for my mother 's Navient private school loans. My mother has been trying to work with Navient to pay her loans in a way she can afford, but they only want to work with me at this point because they know I have a decent income and they say I am \" equally responsible ''. I have been talking with Navient for about 10 months now and have not been able to work out our issues. I am hoping you will be able to help me. \n\nMy major issue is that Navient has my name on XXXX separate private loans that they claim I cosigned for, yet XXXX of the promissory notes does not have my signature on it ( loan is for {$7000.00}, but final charge was {$7200.00} as seen in the paperwork ). The other XXXX loans DO have my signature and I understand that I am responsible for them, but I will not agree to pay on the {$7000.00} loan until they provide me copies of documents that I actually signed. Navient assures me that they have a signed document on file, however they have sent us XXXX copies of the \" master promissory notes '' ( XXXX to myself and XXXX to my mother ) and there is no signature on that document in each packet. I keep calling back and requesting to speak to the department that sends out the documents, but am told that department does answer phones or speak to customers. Seems strange!! \n\nI am willing to work out a settlement with Navient and they have agreed to a 65 % settlement of the XXXX loans combined, but I do not want to agree to that until I am positive that I truly signed the promissory note for the {$7000.00}. I am really looking to get my name released from the {$7000.00} loan that I never actually agreed to and will make a settlement on the remaining debt. I have only attached the unsigned promissory note, but can certainly provide you with all XXXX of the promissory notes they have sent me if you should need them. \n\nI do not seem to be getting anywhere with Navient at this point and am requesting your assistance in this matter. I am a responsible person, am well educate, have paid back all of my own school loans in entirety and I am willing to pay back a reasonable settlement on behalf of my mother. Thank you very much.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "The reservation was successful.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "360-degree feedback", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Thank you, good day.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I was experiencing financial hardship two years ago, due to being unable to secure employment, when I tried explaining this over the phone several times to the Agency ( PEAKS ), they kept threatening my credit and telling me I had to pay it in full, or they would send it to collections. Since I was n't employed at the time ( with no Government assistance, Unemployment, or assistance from family ), I could n't make the payments, and they sent my debt to collections. To this day, I 've been trying to work with them, but every time we set something up, they destroy my credit as if I have n't made any payments at all. On top of this, every time I have called, they keep requesting I pay it in full which is impossible, due to my current situation. I 've requested the recordings of the calls a few years ago, but they will not assist me any further aside from destroying my credit. Now I 'm currently unable to secure any sort of funding for anything. ( car, house, etc ) but yet have to pay {$14000.00}. I was unable to repay my loan, decrease my monthly payments at the time, or any sort of assistance from them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Yes, that is correct.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I was able to book that taxi for you. Be looking for a yellow BMW. If you need to contact the company, their phone number is 07372392556. Anything else?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "On XX/XX/XXXX, I mailed a letter to the credit bureaus asking them to investigate errors on my credit report. Almost 3 months have passed, and I have not yet received a response. This is already the 2nd complaint I've filed for not receiving a response.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are terrible mistakes in my report, these accounts do not relate to any transaction that I have made :  XXXX   XXXX  CT NJ  XXXX  -  XXXX   XXXX    XXXX   XXXX   XXXX   XXXX   #  XXXX   XXXX  MTR - #  XXXX    XXXX   XXXX   - #  XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "スポーツはよくするんですか？ -> いえ全然しませんねでもしいて言うなら最近ダンスを習い始めたのでスポーツと言えるかもしれないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I cannot close my short sale without the Assignment of Mortgage from this lender after short sale has been approved on XX/XX/2015. Me, my realtor and law firm company called Green Tree Servicing and left several messages requesting this to be done but nobody is helping us. My bayer is telling that they will walk away from the house if don't close by XX/XX/2015.....Not sure what to do !", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "XXXX continues to report inaccurate information on my account -items have been disputed, however, they continue to report and are causing me problems", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Every month I receive from XXXX an invitation to lower the cost of my student debt : \" We 've missed you! '' Simply log in and check your rates. I apply and always get rejected. they keep sending me an invitation to re-apply \" XXXXXXXX is the 5th one of these I 've received. The latest one onXX/XX/XXXX, 2017.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Convergent outsourcing/ XXXX fraudulent account is reporting a collection on my XXXX credit reporting XX/XX/XXXX I submitted a police report and identity theft dispute pursuant to FCRA 15 U.S.C. 1681-c2 identity theft states the credit bureau and debt collector will delete the account and stop it from reporting within 4 business days. Both XXXX and convergent outsource willfully violated the FCRA Act.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Made payments. But they marked me late. Have wrong information from another bank on file on my account. Refuse to help me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I get frequents calls from collection agency asking to paid a bill that I do n't have any idea about it. I do n't have any record or bills about this company. I am not keeping answering calls from this collection agency who tried to scared me and intimidate me on the phone.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "清水寺や金閣寺には行ったことはありますか？ -> はい何度もあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I am selling my house as a \" short sale '' and an offer was made on the house in XXXX. However, the financial institution ( Bayview ) has not made a decision to accept the offer. It has been five months and I am in limbo and would like to move forward. Thank you.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Ok. I also need to find a restaurant.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "On March 8th please.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I'm also looking for an expensive place to dine that's in the same area as the church.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Churchill College is fun to visit. It's a college. The address is storey's way. The phone number is 01223336233", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Credit Reports sent to potential creditors list SERIOUS DELINQUENCY. \nI have reports dating back XXXX7 years and there is no serious delinquency listed. \nI did try to call the reporting agencies, but they said there was no delinquency to dispute so nothing they could do.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ok thanks for the help. That will be all.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Where are you going and what date are you looking to leave?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "ほかには何か面白いことはありましたか？ -> 面白いことほとんど海にいたのであと買い物とかですかね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I received a letter from Santander Bank ( XXXX PA ) on XXXX/XXXX/15 stating that I had a balance of XXXX. I mailed them a check for XXXX which they received on XXXX. I called to ask how I could pay off the remaining loan. They told me that over the one month period that had added an additional 10 % in late fees to loan and now the balance had grown by {$500.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have repeatedly asked Bureau of Medical Econcs to provide an original invoice documenting what this debt is for, along with any information that could help me identify exactly what this is for. I have no knowledge of owing the amount claimed of {$110.00} to XXXX XXXX XXXX, XXXX.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "18 Temmuz tarihinde iData firması üzerinden İtalya seyahatimiz için vize başvurusunda bulunduk. Yaklaşık bir ay olacak, site üzerinden takip ettiğimde hiçbir ilerleme göremiyorum. Seyahatimize az bir süre kaldığı için satın aldığımız tur kesinti yapacak. Acilen 20 Ağustosa kadar olumlu veya olumsuz bir dönüş bekliyorum. Başvuru yaparken 15 gün içinde geri dönül olacağı söylenmişti. Şimdi ise bu süre kesin değil gibi bahanelerle geçiştiriyorlar. Ayrıca aynı anda başvuru yaptığım arkadaşımın kaydı bile gözükmüyor. Başvuru takip no:S8254080, S8254088", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "turkish_complaints"}
{"text": "green tree, know it call ditech was change my loan payment no notices why, no information what was going on no one to talk to me you can not to with escrow about your loan. One of the employee was demanding XXXX in a cash year check made out to cash or they would make sure l was homeless ruined my credit report l have been paying my homeowner insurance and property taxes. l can not get any help", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I screen all my calls from unknown numbers and do a simple google search after the call has been missed. This is the second time XXXX XXXX/Navient has called before XXXX recently ( like within 3 months ) first was only XXXX minute before XXXX, but this time was about XXXX minutes before XXXX. There was no message left. This particular time caller id showed XXXX ( XXXX ) XXXX XXXX, IN.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "They sent me a notice with an amount to make a payment to bring it current I called them and they said they have to re submit it so now I 'm waiting again", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "could you please specify the type of restaurant you are looking for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "ショッピングで「アマゾン」などはよく利用しますか？ -> そうですねＡｍａｚｏｎはすごい利用していると思います", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Kohls is bordering on harassment calling me 6\\7 times a day. They want me too pay for a mistake that a worker made with my credit and now they want me to pay for that mistake. Well I 'm not paying for someone else 's incompetence.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have a best buy credit card, use there 24 months same as cash, the past 23 months paid XXXX in minimum payments, plus an extra XXXX towards outstanding balances, only XXXX has be applied toward the same as cash balance. \nFeel, I 'm being taken advantage of buy best buy credit services.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This debt has been on my report for over 10 years, please remove it.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I'm not sure of the exact regions but he founded the Mughal Empire before his death. He started in Kabul and after winning, he consolidated in Agra.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "CONVERGENT OUTSOURCING , INC must have bought out another company with intention to add an account that was closed and removed off my XXXX credit report for fraudulent reasons in 2013. Then updated the information and put it on my XXXX credit report this year. This is not the first time it happen. It keeps popping up and removed ever time I file a complaint.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Chase Mortgage reports rolling late payments from XX/XX/XXXX - XX/XX/XXXX in error after this loan was closed in early XX/XX/XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "29.07.24 tarihinde flair 24binlik model klima aldım. 31.07.24 tarihinde teslim oldu ve 02.08.24 için montaj talebimiz oldu. Arkadaşlar gelmeden 1 saat önce haber vereceklerini söylediler. 17:00'ye kadar bekledik tekrar sorduğumda da işlerinin uzadığını ve 18:30'dan sonra geleceklerini söylediler. Geldiler fakat duvarı delemeden gittiler, halbu ki daha önce gelen servis bağlanabileceğini söylemişti bize. Aynı dakika tekrar montaj talebim oldu fakat servis 11 gün sonraya gün verdi ve benden ekstra 1000 TL servis ücreti istediler. 11 gündür evin ortasında klima ve motoru duruyor paketleri açık bir şekilde fakat tekrar sorduğunda net bir cevap halen alamıyorum. 03.08.24 tarihinde kendim farklı bir firmaya duvarı deldirdim, elektrik tesisatı hazırlattım. Müşteri temsilcisi dün bana bir cevap verileceğini söylemişti, cevap yok! 09:01 de aradım müşteri hizmetlerini, mesaiye yeni başladıklarını konuyu çözemediklerini söyledi. Herhangi bir net cevap alamıyorsunuz, servis üstten konuşuyor. Sadece satın aldığım firma gayet kibar fakat diğerleri sınıfta kaldı!", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Please confirm: Reserve 3 tickets for an event, Tuxedo, occuring on March 13th in San Diego.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "It was many years ago when I got a check cashed at check n go.I did n't have the money to pay them back so I did n't pay them They never bothered me about it until about a month ago.That was around 10 years ago.Now they say I owe them XXXX dollars and threaten to put a levy on my bank account.I am on social security and can not pay it.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Paneer or Indian cottage cheese made from cow or buffalo milk.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I use to have an American Express Card and then I was a victim of ID Theft and the card was removed. I have called to ask for a card to help my credit score. It has been very hard for me with my credit and my files have been on fraud alert since XXXX with IRS . I received a copy of my XXXX report to find out I have over XXXX inquiries from American Express.I called them and they said they do not have my email.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "No thanks, that's all for now.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "could not get my credit report from Equifax on line, tried to call but no human being to answer the phone. \nEquifax has the right to report, but not the obligation to respond to customers!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Discover is mistating my current balance. Please see attachment. The math does not add up. Also, please not that the attachment shows the pending activity so it can not be due to the pending activity not showing in the current balance.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX is reporting a private student loan that is past the time that the debt can be reported to my credit file. The total due is {$5500.00}. I have not had a private student loan since I was in XXXX college ... which was XX/XX/XXXX-XX/XX/XXXX. IF this is that same debt, this debt is past the time it should be reported.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want to search for an one way flight on 2nd of March, can you help me to find one?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "On which day? Do you have anything in mind?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "debt was paid in XXXX/XXXX/2016 to medical office. Now I am receiving letters from a collection agency called Transworld Systems , Inc. TSI", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Debt was incurred on a credit card that was not ordered by me and occurred in a place where I was not. I was going to college in Arizona. XXXX credit management also notified me past the statute of limitations.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My mortgage line of credit monthly payment will go up, XXXX 2016, from {$350.00}. to over {$850.00}. This is a payment I can not afford. Without any success I reached out to PNC to come up with a mutual solution.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Card got behind the company closed the account and its marked charge off and they sent me a XXXX for my taxes.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I also need a hotel near the restaurant", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "「エスエヌエス」を利用して、何か面白かったことはありますか・・ -> 面白かったことは友達の写真とか見たら面白いなあと思います", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Yes there was a transunion glitch everything was taking off then added back, and by law once something is removed you can not add it back to a customer credit report, i was not notified in writing these thing would be added back to my credit report and this is against the law.. your company has broken the law, per frca section 611. Thank you", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A good choice is the Compact Bolt you can get March 2nd at the Seattle-Tacoma International Airport.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "1. Hard inquiry from XXXX XXXX on XX/XX/XXXX, that I did n't know about.\n\n2. Hard inquiry from XXXX/over onXX/XX/XXXX, that I did n't know about.\n\n3. Hard inquiry from XXXX on XX/XX/XXXX, that I did n't know about.\n\n5. Hard inquiry from XXXX on XX/XX/XXXX that I did n't know about.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "とあるモデルガンのランキングによると、ライフル・SMG部門で一番人気のあるものは、東京マルイのHK417、アーリーマリアントだそうです。ご存知でしたか？ -> めちゃくちゃ詳しいですね全然知りません", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Genesis loan servicing no longer has any correct contact information i can not call them in contact of my loan", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have tried to get my annual credit report from equifax and am unable to do so due to incorrect information on the questions they ask me if its really me? My name is XXXX XXXX XXXX and my phone number is XXXX could you please help me in regards to getting my annual credit report? Thank You very much. \nSincerely, XXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "2019 toyota", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I filed bankruptcy ( case XXXX ) XXXX California Courts in XXXX 2014 and it was discharged on XXXX 2014. I am currently and still receiving billing statements and letters to collect on the debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Enjoy your day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "There are many mistakes appear in my report without my understanding.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'd like to know more about the Fortress of Solitude in the DC animated universe.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "CitiBank closed my Double Cash Credit Card account # XXXX XX/XX/2016 without explanation and refused to respond to my inquires. At the time of account closure, I accumulated {$200.00} in cash back rewards which I can not redeem anymore give my account status. I would like CitiBank to send me a check for the {$200.00} in unredeemed rewards. \n\nThanks, XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "It appears that there are Liabilities on my credit report that do not belong to me. Such as XXXX, XXXX, XXXX, and etc. These are causing a decrease in my overall credit score. These expenses that have turned into collections do not belong to me. There is a huge error in my report. These expenses have been added to my report that belong to an entire different person. This need to be corrected.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting Act this creditor has violated my rights under [ 15 U.S.C. 1681 ] section 602 states I have the right to privacy [ 15 U.S.C. 1681 ] section 604 ( a ) section 2 it also states that a consumer reporting agency can not furnish an account without my written instructions. Under [ 15 U.S.C. 1666 ( b ) ] a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I was advised by creditor XXXX to speak with collection agency XXXX XXXX via telephone transfer, and XXXX advised that XXXX provided incorrect identification on the negative credit reporting. I gave XXXX my personal identification and they could not find any record of me in their system.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are many mistakes appear in my report without my understanding.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Can you book the Allenbell for 8 people for 3 nights staring tuesday?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I would like more information on the account being reported", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I received an EOB from my healthcare provider, I spoke to the debt collector Credence Resource Management who told me to pay the amount I owe as per the EOB and Email them the EOB. I did this, and am now still being chased for extra money I do not owe.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have sent telerecovery a certified letter stating that I would like to verify a debt that they are trying to collect. It has been well over 30 days and i have not gotten a response. Also upon checking whether they are licensed in my state i found that the license was in fact expired since 2011. They are continuously verifying that this is my debt through they are not validating it with my request.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "526 Sok. No: 2, Önder Apartmanı, 8 katlı apartmanımız var. Defalarca müracaat etmemize rağmen, özellikle bu sene ciddi oranda 6. kattan sonra su basıncı düşük gelmekte. Gelen ekip aşağıdan bakıp 'basınç var' deyip gidiyor. Apartman sakini olarak bizler de para ödeyip hizmet alamamaktayız. Bir türlü bu sorunu gideremedik.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Can you name some localities within the US that have sugar tax?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I would like to buy tickets for an event.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I have zero bags and want to depart from Seattle.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "1969 camaro", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Ill have to check on that and get back to you.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "1964 corvette", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I would like to fly out on the 5th.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "had late payment for capital one auto loan reported to credit bureau post la flood by capital one. my house flooded and was displaced. Per the federal disaster area, should not have been reported to credit bureau for time frame. asked to have it deleted, capital one would not.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was looked up on XXXX by one of their agents ( XXXX XXXX ) and then I was called at my NEW PLACE of employment! He said I was his Academic Advisor and he needed to talk to me .... This is false.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "They have been constantly leaving phone messages over the past several weeks. I can not afford the full amount of the loan payments. I was unemployed for  1.5 ye ars. I was even paying {$150.00} per month during that time out of my savings, which I was living off of.   XXXX  They are now calling family members.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Hi, can you help me find an expensive russian restaurant?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "There is Sala Thong that's expensive would you like me to book a table for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Yes, I am looking for information on All Saints Church. Can you help me?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have no idea if this is even legitimate, my bankruptcy attorney told me this could be a scam. American Credit Adjusters keeps calling me saying I owe a debt to XXXX XXXX, and I 've committed check fraud. I do n't have a clue what this is, and if it was legitimately mine, it was in my bankruptcy filing.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Falsely gave permission to the following parties, using forged consent, to create hard iniquities on the following reports : XX/XX/2023 XXXX XXXX XXXX XXXX Credit Report XX/XX/2023 XXXX XXXX XXXX XXXX XXXX Credit Report. \n\nXX/XX/2023 XXXX XXXX XXXX Credit Report. \n\nXX/XX/2023 XXXX credit file locked for security reasons. \n\nXX/XX/2023 XXXX XXXX XXXX XXXX XXXX  XXXX Credit Report XXXX XXXX : Organization : RateGenius , Inc . \nXXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX Country XXXX XXXX XXXX : XXXX Fax : XXXX Email : XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I did not find the most lethal, but I did find of the most lethal five species belong to the genus Amanita, and two belong to the genus Cortinarius.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I wrote the credit bureaus and explained the late pays were incorrect. They did not change them. \nAttached are bank statement copies for each month reporting late for XXXX showing I paid on time.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This company Delta Management keep calling and threatening to take me to court. they constantly calling all day and night. No respect. I asked them to not call me any more. The continue calling. They also calls from different numbers and from private numbers. I don't know them and they said the government sold them my contract to collect education debts. My credit report shows that I don't owe any school, because it had been charged off. Please help.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "では，行ったことはありますか？ -> 子どものときに行ったことあるような気はします", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Do you want to book it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "ほかには何か面白いことはありましたか？ -> 他は食べるものがどれも美味しかったです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "The gift card I bought was already used up so there was no money/balance on the gift card and American Express is refusing to help ( it is an American Express gift card ).", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "They have been constantly leaving phone messages over the past several weeks. I can not afford the full amount of the loan payments. I was unemployed for  1.5 ye ars. I was even paying {$150.00} per month during that time out of my savings, which I was living off of.   XXXX  They are now calling family members.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Greetings. This complaint is regarding a Home Depot credit card which is through Citibank. As a part of the revolving line of credit we are frequently given \" promotional offers ''. The promotional offer in question was for a purchase in excess of {$290.00} and there would be no minimum payment due and no interest due if paid in full by the end of 18 months. This promotional period ends XX/XX/XXXX. The details are that we make the minimum payment for the revolving line of credit and for any payments made in excess of that, I request the monies be applied to a specific \" promotional balance ''. On a regular basis, the amount I am paying toward a promotional balance is applied to the revolving line. Three payments from this situation that were not applied to the balance I denoted are : {$200.00} paid XX/XX/XXXX, {$200.00} paid XX/XX/XXXX ( together with the revolving payment of {$86.00} ), and {$440.00} paid XX/XX/XXXX. The promotional balance due XX/XX/XXXX has been paid in full but Citi misappropriates my payments. I have spoken with multiple reps from Citibank ( specifically XX/XX/XXXX and XX/XX/XXXX ) who have told me that I correctly processed my payments and directed the monies to the promotional balance. The monies are RE-DIRECTED by the bank from the promotional balance to the revolving line because I made my online payments near the end of the billing cycle. They admit that the system glitch is theirs but continue to \" miss '' apply payments and require me to be in contact with them ( 6 times thus far ) for correction. In writing, I have been advised twice that the payments were correctly applied. I have been advised during two calls that the payments were applied correctly. I have spoken with three of their reps ( most recently : today a \" management team representative '' who after researching the issue finally agreed they misapplied my payments. I told him that we have this happen often ( the XX/XX/XXXX payment has still not been correctly applied ) and he sarcastically said their system is not perfect ... My complaint is that if they are applying monies to the revolving live and not the promotional balances designated, the promotional balances will not be paid in full on time and interest will be due. Is this a scam so they can charge interest? If their system is known to make posting errors, why am I not contacted and asked how I intended to apply my payment- Oh, they do not need to ask me how I wanted the monies applied because my transaction is online in their system. As I have made no mistakes in making my payments, I should not have to continually ask for correction that does not happen, right? If in their payments log, it would show to which account the payment was applied, customers would have a better chance of catching their errors more quickly, or maybe they could just apply payments as I designate them. I am very thankful that I can find assistance for this through the government. Please contact me if anything further is needed. This account in in the name of XXXX XXXX XXXX and was opened in XXXX, We reside in Texas. Many thanks to all who review, reply or act on this request. XXXX, XXXX and XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "64gb sd card", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Would you like to make a reservation for this car?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I settled the debt with the company and was advised that the debt would reported as paid in full and be reported to the company as paid and they did not report what was promised. I am showing a balance and have contacted the company on several occasions to get this taken care of", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have received over a XXXX of phone calls from Midland Credit Management. It 's a debt collection company and every time they call and I pick up, they automatically hang up on me. Then when I call the number and speak to a customer service representative they say my name is not on their list and that they 'll stop calling me. Unfortunately, they keep calling XXXX a day and say the same thing over and over every time I talk to them on the phone.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I transferred XXXX credit card balances totaling {$660.00} to Chase at a promotional 0 % APR for 12 months. At the time my bill was due I paid my card in full less the balance that was under 0 % promotion. I was subsequently charged an interest fee event though I paid the full balance that was subject to interest charges.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "4g dongle price in india", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I contact Wells Fargo on XXXX XXXX 2017, informing them of my hardship and requested help with monthly minimum payment. The rep suggested that I could give the car back mess my credit up and still have to pay the balance. I like her know that I was able to make a payment just not the required monthly payment of {$390.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This is for 1 person.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Where did the first women's rugby team play?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "13 Temmuz 2024 tarihinde Koçtaş internet sitesinden bir mangal aldım. Telefon numaramın 1 hanesini yanlış girmem sebebi ile Aras Kargo firması kargomu ulaştıramadığı için iade başlatmıştır. O tarihten itibaren iadem gerçekleştirilmemiş, Koçtaş çözüm merkezine 7 tane kayıt açmama rağmen herhangi bir çözüme ulaşılamamıştır. Satın aldığım ürünün 2 taksitini ödedim, ayrıca satın aldığım ürünün faturası e-arşiv olarak gönderilmemiştir. Satın alım yaparken mail adresim doğru ve günceldir. Sipariş alındığına dair mail gelmiş ama e-fatura gönderilmemiştir. Çeşitli bahanelerle iademi gerçekleştirilmemektedir. Aras Kargo İstinye Şubesi kargonun Aras Kargo Köseköy Şubesine gönderildiğini ve satıcının teslim aldığını bildirmiştir. En kısa sürede iadem gerçekleşmez ise hukuki sürece başvuracağım.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Conchology is the study of mollusc shells, which mainly deals with four molluscan orders: the gastropods (snails), bivalves (clams), Polyplacophora (chitons) and Scaphopoda (tusk shells). Conchology is now sometimes seen as an archaic study, because relying on only one aspect of an organism's morphology can be misleading.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "There is no evidence that green tea aids weight loss.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "2016 world cup", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "BANK OF AMERICA HIRED XXXX TO SKIP TRACE ME AND FAMILY MEMEBERS TO LOCATE ESTRANGED BROTHER AND SISTER -IN-LAW, WHILE VIOLATING OUR PRIVACY AND HARASSMENT VIA PHONE, ( SEE ATTACHED INFO ) ALL ARE IN VIOLATION OF FDCPA AND TCPA.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This summer, I tried to get the free copies of my credit report from the XXXX agencies. I have to report that it was very difficult. I was only able to get XXXX ( XXXX ) ; I had to pay for XXXX ( i.e., sign up for a {$1.00} trial at Experian ), and I was never able to get XXXX XXXX report. The free website would lock up, it was very difficult to use, and the whole process took hours.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When the image being recorded changes during the recording of a single exposure or long exposure due to rapid movement, it results in Motion Blur.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "20 questions", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "Nw financial in XXXX XXXX, mo. Shows 3 derogatory remarks on my XXXX credit report. The companys that filed a collection with NW are XXXX XXXX XXXX, XXXX XXXX XXXX and XXXX XXXX XXXX on XXXX. These were all discharged in my bankruptcy in XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Let me know the date of your trip.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I went into a Wells Fargo branch in XXXX, KS yesterday XX/XX/2018. It was the location at XXXX XXXX XXXX XXXX, XXXX, KS XXXX. \n\nI showed my drivers license and the personal banker called you guys and was put on hold. Now that I am verified, please unlock the account and allow me to have access to the account in its entirety. Thank you", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Sent dispute of account to the credit bureau. They claim they investigated and it was verified even after I had received communication from XXXX that they were ceasing collection and would notify the bureaus to remove the account ( s ). I faxed the CB a request to remove with a copy of the letter from XXXX. The account ( s ) are still showing on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The name of the Mortgage Company is 21 Mortgage Corp. I paid them over XXXX dollars this month.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "65th birthday ideas", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have called several times to Regions to correct the reporting of my loan to the credit bureau. I have request Regions send me a print out of all payments paid from the beginning of loan. Regions Mortgage has n't sent anything or correct the file.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "the refuse to continue to investigate my dispute. I have requested them to provide me with the individual who validated or denied my request along with evidence to support my dispute. I have attached a copy of the last letter I sent with todays date on it. \n\nIn addition my middle name is incorrect on my report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Call themselves Steller Recovery saaid call them back at XXXX. I have to unpaid debts. This is a robo call and they call once or twicw a day.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I attended XXXX XXXX University XXXX XXXX XXXX, NJ XXXX for XXXX school and the only lender that you were allowed to borrow from was XXXX XXXX, now Navient. Since repayment started in 2007, I have paid {$31000.00} of which {$5700.00} has been applied to the principal. That means {$25000.00} or 81 % of my payments has gone to interest. At this rate, I will never be out from under this debt.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "1920 dresses", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "さいきんは「エスエヌエス」をして、過ごすひともいると聞きますが、「エスエヌエス」はなにか利用しますか？ -> ＳＮＳ例えばＦａｃｅｂｏｏｋとかＴｗｉｔｔｅｒとかインスタとかはほぼしていないですほぼというか全くしていないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "XXXX XXXX XXXX there were over {$450.00} worth of transactions in small ammounts to 3 emails. i reported it as fraudulant charges and identity theft. they understood the problem and deemed it authorized transactions because it came from my acout even though i had no acess to my acount and my phone was hacked and i was receiving death threats.paypal closed the case a second time even faster after i send the dispute letter from the FTC.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "On XXXX/XXXX/15 I sent a cease and desist letter to One Main. They have violated this request by continuing to call me XXXX times a day, for the whole month of XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I received an approved offer of credit from a XXXX ( Bank of America ) credit card. I provided the required information and I have a XXXX credit score with XXXX  Credit Reporting Bureau. \n\nTherefore I believe that this denial credit is based on my age and Nationality and is discriminatory. Since I am an American Citizen and also XXXX. XXXX has had trouble with credit worthlessness and I am being discriminated on the basis that I am of XXXX origin.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I disputed an issue concerning whether an account was already paid. I have credit card statements showing that the item was charged to my credit card. The result of that investigation came back stating the charge was verified. I disagree with that result, I have credit card documents backing my position. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\ni", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "NCB MANAGEMENT SERVICES for the last 2 yrs has tried to collect on a debt that has been written off and should nolonger be on my credit report. The original debt was a car loan through XXXX XXXX XXXX. This was written off in XX/XX/XXXXand and should have been removed from my credit report in XX/XX/XXXX. At that time NCB purchased the account, listed it as a open account and says that there is a balance of {$4800.00}.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1 tb hard drive", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Equifax mishandled my information which has led to a breach that puts myself and millions of others at potential risk. I am extremely disappointed with how equifax has handled reporting this breach. Very little was done to notify the public for nearly a month after the breach was detected. I received no email, letter, or phone call and instead had to discover it via social media.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I do n't know, someone else 's loan. \nSunLoan.com Does n't understand Do-not-call list rules ; asked to be removed from being called two months ago -- calls again.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "i submitted a loan modification to the select loan servicing because i do n't know who the lender is, anyway the request was received and the lender confirmed it a few months ago in which my documents were sent in by fax several times and there was someone assigned to the file, buti just received a sale notice posted on my door for a sale date on XX/XX/2015while my loan was in the process of a loan mod!!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When I investigated my credit report, I realized that some of the information was erroneous. The 3 credit Bureaus are required to authenticate these accounts under Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ). It is not acceptable to treat these reporting accounts as unconfirmed information without producing proof within the legal time range. Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ), please investigate the unverifiable accounts below : XXXX  XXXX XXXX  XXXX  Balance : {$10.00}, XXXX XXXX XXXX XXXXXXXX  Balance : {$0.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "What is the most popular menu item ordered at Chipotle?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "ERC, XXXX XXXX XXXX, XXXX, XXXX is trying to collect a debt never owed, claiming it was to XXXX. My XXXX account is paid in full and has been. The account numbers do not match, but they threaten to assume it is a valid debt if I do not contact them in 30 days. They are scamming me and I want it stopped, I also do not want my credit impaired by them, and I would like full charges pressed against this company.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Please search for some other flights and I have zero bags to carry.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "911 tv show", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "That is everything, thanks again.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "2018 calendar printable", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I 've called Flagstar Banks home office several times & they will not change the report. They forclosed on my home in Michigan, since that time I 've been working on my credit. I have a good score to get another home. PROBLEM is now they are still say'ing I owe them for the home, even though your office is sending money from them. My closing date is in 20 days. What can I do?? \nXXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are Hard Inquiries that on my Credit Report that I don't recognize", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "A table is being reserved for 1 person at The Grill. Do you approve of that?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "It is something on my report from XXXX that I know nothing about. I have not applied for anything from XXXX. It is a hard dispute. I do n't want any card from them. Do n't know what they are doing on my credit report. It was done from XX/XX/XXXX - XX/XX/XXXX. Thank you for your attention in this matter.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Last month i went checking my credit score and it used to be XXXX and now it 's XXXX. I have not opened up any new accounts whatsoever, in fact i made all my payments on time. my name is XXXX XXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I would prefer Italian.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "XXXX XXXX XXXX Penn credit keeps calling my unsolicited home phone looking for someone who is NOT, and has never been at this number. I have relayed this to Penn Credit on multiple occasions and they continue to harass us looking for this individual. I will be submitting complains in all possible ways. My home number is XXXX XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "ALL CREDIT AGENCIES VIOLATED FCRA REPORTED OUTDATED ACCOUNTS/ NOTMINES ... '' XXXX ( XXXX XXXX ), XXXX ( PUBLIC STORAGE ), XXXX XXXX , PUBLIC RECORDS ( XXXX, GA ) ..REMOVE ALL FROM FILE", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The enclosed Assignment of Mortgage that was recorded and filed on XXXX XXXX, 2010, with the City Register of the XXXX to claim legal ownership was robo signed. Robo-signning has been outlawed in the State of New York. The Assignment of Mortgage was robo-signed by know and admitted robo-signers XXXX XXXX, XXXX XXXX and XXXX XXXX. \nI 'm enclosing supporting evidence of fraud showing XXXX XXXX, XXXX XXXX and XXXX XXXX roles as known robo-signers.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2019 horoscope", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This lvnv debt was not from XXXX but from XXXX. They just keep updating it. It is no longer collectable in Oregon after 7 years so they change the original date to make it look recent.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am a victim of there inquiry issue. I have spoken to the customer service and was told I was n't a victim. The customer service rep was very rude and they refused to take care of it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Our loan rate seems higher than most of my neighbors in my zip code, most of it is going to interest and the principle has not moved. I have held a mortgage with Wells Fargo for over XXXX years and still owe more than the property is worth. My house has been on the market for almost a year, and in order to sell, we have to take a lost because of the payout amount due to Wells Fargo. Your help is appreciated. Thank you.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I'm glad I could be of help. Have a great day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "No, that's all.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Aşırııııı güzelll bir ürün tamda göründüğü gibi. Kargosuda iyidi bir sorun yaşamadım. Hemenn alın düşünmeyin ☺️", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "Wallet containing debit card and telephone was stolen from a hotel room while on vacation on XX/XX/2016. Theft was reported to the banking institution on XX/XX/2016. Banking institution initially refunded the charges, I provided all information requested to fraud department. Banking institution was informed my PIN number was not written down anywhere or contained in my IPhone. Banking institution then informed they were reversing all credited charges on XX/XX/2016.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sake is an alcoholic beverage of Japanese origin made by fermenting rice that has been polished to remove the bran.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "This account has been disputed previously in regards to the Account Type ( charge card ). It not has a status of Paid - when it should be PAID and Closed. \n\nXXXX - XXXX XXXX. \n\nPlease update the status to reflect its true closure, and where TU has added PAY HISTORY through to today -correct the same.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2017 ford escape titanium", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "コンビニスイーツは好きですか？ -> 好きです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "This debt is not mine. I spoke to the billing department and I do n't owe anything. Never been to this hospital. There is no medical record of the date and service that the collection is for. I never lived in the address that the collection has on file. This collection is invalid or another person did it not me. I have medical insurance there is no way I would a have a bill like this.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "i can book you pizza express whose postcode is cb21db and postal adress Regent Street City Centre if you like", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "XX/XX/XXXX, I incurred a debt with XXXX XXXX. Since then, the company has repeatedly transferred the debt back and forth between collection agencies and themselves, and then extending the \" reported '' date. Now on my credit reports, the \" reported date '' says XX/XX/XXXX -- when the debt was incurred almost 4 years earlier, and should actually drop off my credit report XX/XX/XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "38 special band", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Is there anything else I can help you with?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Is there anything else i can help you with today?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "You can book this. Can you tell me about entertainment type places in the centre of town?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Thank you for your help.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I even have on my greeting that if it is a solicitation to remove me from whatever list, yet I continue to get a call from them AT LEAST once a day, sometimes several times per day. They never leave a message.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Company ( North Star Location services ) is contacting myself and my wife to collect a debt from / locate a family member whose debt it actually is.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "10kw generators", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "ERC {$1300.00} XX/XX/XXXX XXXX {$1700.00} account opened XX/XX/XXXX These accounts are fraud due to identity theft I want them removed because they do not belong to me.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The address is Bateman Street and the postcode is cb21jf. Do you need anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I have multiple hard inquiries on my Transunion credit report that I did not authorize. Hard inquiries from the following companies and dates : XXXX XX/XX/XXXX, XXXX XX/XX/XXXX & XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX/XXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX & XX/XX/XXXX. I have contacted Transunion on several occassions for assistance with the removal of these inquiries, last of those attempts being today. I have also contacted the companies reporting these inquiries and have been told they have no record or to contact Transunion because they are reporting. Today I spoke with XXXX XXXX and was told \" Transunion only maintains credit report hard inquiries and are a statement of FACT. The creditors have accessed my file ststing they have permissable purpose to do so ''. How is this factual when I the consumer state I DID NOT AUTHORIZE THEM. My back is to the wall at this point, I am only one person and can not seem to get assistance. I have contacted Transunion XXXX XXXX, XXXX, XXXX, XXXX, XXXX, and XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I do not have a specific dates, but I was added to my mom 's credit card as a authorized user and it is not showing up on Transunion or XXXX  and I would like it to be reported accurately. XXXX is reporting the information correctly.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I just do n't make enough money to repay these loans. XXXX made me take out loans against my better judgement as a XXXX year old child with XXXX XXXX XXXX XXXX, and XXXX XXXX XXXX XXXX. \n\nTo XXXX XXXX XXXX XXXX i owe - {$23000.00} To XXXX XXXX XXXX XXXX i owe - {$49000.00} This was all for a 2 year degree no one will even look at because it says XXXX on it. Please help i am getting physically ill from the XXXX of dealing with these people.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting act XXXX XXXX XXXX XXXX XXXX, has violated my rights. \n\n15 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "A taxi has been booked. The car will be a black Audi and the contact number is 07646954910.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Can you explain what hydraulic fracturing process?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I had a bill from XXXX, which I *never* received. XXXX transferred it to a debt collection company - \" XXXX '' XXXX XXXX, which I called and PAID on XXXX XXXX. I have the confirm number for this payment. I now have a new bill from Transworld Systems for the very same bill, XXXX... It is as if fedex ( or the creditors ) would like to keep collecting from me over and over.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ショッピングで「アマゾン」などはよく利用しますか？ -> はい時々使います楽天のほうが多いです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "On XXXX, I inquired about a car at XXXX XXXX XXXX in XXXX TN. I went there, signed an authorization for them to check my credit. No where on the application did it say multiple companies would check my credit ( XXXX to be exact ).", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In 1998, opened a Citibank credit card in college. Ever since, they 've charged me a \" Credit Shield '' on purchases, which did nothing to my knowledge. When I could n't pay, I was not made aware of any services this \" Credit Shield '' provided. Tried multiple times to have service removed. Open several, other Citi cards, never a problem. But in the XXXX decades, it 's cost me thousands of dollars and I want it all back. What a ripoff!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Ok please once again check and review the following details. Table need to be booked at Simply Fondue at the city Livermore.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Bi tık küçük ama mükemmel ürün güzel paketlenmiş fiyat performans ürünü alın aldırın", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "I have tried to cimunicar with the accrediting agency and they do not answer me. I 've never had accounts with this bank. Do not let me have opportunities with other banks", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "では，行ったことはありますか？ -> 行ったことないです", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Paneer or Indian cottage cheese made from cow or buffalo milk.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "When I investigated my credit report, I realized that some of the information was erroneous. The XXXX credit bureau is required to authenticate this account under Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ). It is not acceptable to treat this reporting account as unconfirmed information without producing proof within the legal time range. Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ), please investigate the unverifiable item/account/information below. I've talked to the bank & they've agreed to remove the account. BUT TransUnion has some internal block which they're claiming they can use to not remove the account because they feel they're above the law. When questioned why they're not accepting the dispute letter they claim they have an internal policy ( which is OUTSIDE FCRA laws ) & they're unwilling to explain why they won't accept the dispute letter ( which is a FEDERAL LAW ). So TransUnion feels they're above the letter of the law & will not explain their policy ... as required under Section 609 ( a ) ( 1 ) ( A ) Disclosures to consumers [ 15 U.S.C. 1681g ] ( ( a ) Information on file ; sources ; report recipients. Every TransUnion shall, upon request, and subject to 610 ( a ) ( 1 ) [ 1681h ], clearly and accurately disclose to the consumer. If the consumer to whom the file relates requests that the first 5 digits of the social security number ( or similar identification number ) of the consumer not be included in the disclosure and the consumer reporting agency has received appropriate proof of the identity of the requester, the consumer reporting agency shall so truncate such number in such disclosure. & Section 611 ( a ) ( 1 ) ( A ) Procedure in case of disputed accuracy [ 15 U.S.C. 1681i ] ( a ) Reinvestigations of Disputed Information. If the completeness or accuracy of any items of information contained in a my file at TransUnion is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a creditor, the Bureaus shall, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or update the items from my file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or creditor XXXX XXXX XXXX Date Opened : XX/XX/2016 Balance : {$0.00}", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "XXXX, XXXX, TRANSUNION IS REPORTING WRONG", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I received a XXXX XXXX on XXXX XXXX, XXXX. We paid our out of pocket deductible to our insurance company. The insurance company was XXXX. After getting calls about unpaid bills that the insurance company did not pay, we agreed with the hospital to pay an amount of {$3100.00} and the account would be paid in full, and the account would be closed. I paid the amount of {$3100.00} on XXXX XXXX, XXXX with a XXXX credit card and received a confirmation number of XXXX that the account was paid in full. It is now XXXX of XXXX, over 15 months later and I have a outstanding balance on my credit report claiming I owe {$4900.00} to \" med data systems '' I was contacted by credit agency via phone call and I expressed there has been a mistake. They replied by telling me they just collect the debt and it needed to be paid. I asked them to send me statement in the mail to validate the claim of me owing med data systems {$4900.00}. I never received a statement in the mail or a phone call. These claims have been a mistake by the billing department and now reflect on my credit report. I want my credit report to reflect that this claim of {$4900.00} is a mistake. I have paid the hospital in full and the account should be closed.", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "on XX/XX/2018 I received notice of an XXXX computer ordered on my XXXX account. I called customer service and cancelled the order and the credit card that was opened in my name in fraud. I then received the card and called Syncrony Bank and again cancelled the card and closed the account as fraud. \nI have systamatically changed all my login passwords to hinder the thief that tried to do this to me.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I charged some items on my Barclay Bank credit Card with deferred interest. A few months later, after making my required payments, I paid a total of {$2000.00} in XXXX month. This was more than enough to pay off the deferred interest charges. Barclay did not payoff the deferred interest charges.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Lumpia could be deep fried or fresh, and could be served as an appetizer or a snack.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "a major scale", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have contacted XXXX and Transunion to have incorrect addresses reported on my credit report removed. I have written letters, filed disputes and it has not been resolved. I will attach my most recent letter regarding the information and request to remove.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I moved out of house and more then a year later sent XXXX sent bill closing for {$110.00}. In fact, the new owner should 've been billed but nevertheless it 's a small amount. Unfortunately it was too late to be forwarded and I never received it. When I checked credit report it showed. I contacted customer service and paid invoice and still on credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "a to z lyrics", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "This account was paid off in 2014. I have asked that this be removed from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "A tax lien was Recorded in Error, i been contacting the credit buteaus to remove it, yet they keep refusing to remove that record from my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, Morchella species are thought to contain small amounts of hydrazine toxins or an unknown toxin that is destroyed through cooking.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "That's it, thank you very much for your help.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Western union failed to say that if i use a credit card to process my transaction it will cost me money from my Credit card as a cash advance", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "i like fia and do not want to do this. FIA card services i asked for credit line increrase on card ending XXXX was declined for reasons not accurate. i have not asked before now. and i do pay. i was granted XXXX on another card recently. with it this way i will not use it much. these reasons are inaccurate. i ask for someone to check it since i can not wait on hold all day i wanted XXXX line now there is a hit on my credit card line.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "とあるモデルガンのランキングによると、ライフル・SMG部門で一番人気のあるものは、東京マルイのHK417、アーリーマリアントだそうです。ご存知でしたか？ -> いやわかんないですねやっぱそういうこうミニタリー系の話題はやっぱアニメとかでも結構ミニタリーとかあるんですけどだからそういう話とかの詳しい人間も結構周りにいるんですけどなかなかこうわかんないですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I contacted the collection agency by letter written on XX/XX/2018 to negotiate the debt they claim I owe them, try to negotiate the debt by paying a portion of XXXX it to be delete from my credit report until at the moment. I have not received any response about it.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "This, supposedly, is a medical collection that was contracted out to a collection agency. I have no idea of who this company is or what debt they are attempting to collect on. This is a violation of my HIPAA Rights. Remove completely from my credit file at once.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Experian Information Solutions failed to block fraudulent information being reported on my Credit Report dispite my police report and fraud affidavit previously sent to them as well as the creditors. The accounts are as follows, Experian Report # XXXX 1 ) XXXX Bankruptcy Court 2 ) XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "debt was paid in XXXX/XXXX/2016 to medical office. Now I am receiving letters from a collection agency called Transworld Systems , Inc. TSI", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2006 chrysler 300", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "5d diamond painting", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "REMOVE THE SECURITY FREEZE ITS PREVENTING ME FROM APPLYING FOR CREDIT AND ALSO I CAN NOT REVIEW MY DISPUTES ONLINE WITH XXXX TRANSUNION OR XXXX DUE TO THE SECURITY FREEZE REMOVE IT I DID NOT ASK FOR IT YOU PPL ARE STRESSING ME OUT.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Equifax refuses to properly investigate this issue", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX keeps showing late pays although the information is not verified and they do not show the correct information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Come to think of it, let's put that off for now. I was thinking of trying some new cuisine while we are in town. Something expensive.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "servicer never applied payments properly from the months of XXXX ... they have been inaccurately reporting my payments as late when they were on time. ruining my fico score.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have 4 XXXX student loans that are still being reported \" past due '' after 2 months of being paid. Equifax and XXXX refuse to update these accounts and show paid as agreed or atleast current. Please help me this is killing my credit", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX XXXX, i was told that my account was closed. The reason is that i do n't have utility bill to prove my address is active. Chase closed my account. Until now, nearly a month, i did n't receive the reset of my money. It is very terrible experience. i do n't know when can i get my money back. It is a big amount of money for me.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "To whom this may concern, In reference to my previous complaint about Scottrade 's treatment of my son. I have attached a bank statement that shows just how egregious the fraud at Scottrade has been. \n\nOver {$800000.00} of unauthorized ACH transfers occurred and Scottrade refused to refund the stolen money.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "To CFPB From Consular Court Tribunal Case No XXXX Fraudulent Claim XXXX XXXX, XXXX, XXXX ... Failure to release title for vehicle. Identity theft reporting debt on a XXXX XXXX XXXX using the petitioners XXXX without consent or knowledge of princess XXXX XXXX XXXX. \n\nMore over their attempt to file a illegal lawsuit failed Cc Case No XXXX XXXX XXXX XXXX XXXX is not a party to their legal claims nor a party to the Complaint filed on XX/XX/XXXX after a Default Judgement was entered against XXXX XXXX  XXXX etc, .. et. al, ... on XX/XX/XXXX in the XXXX XXXX XXXX therefore the XXXX XXXX accepted the removal from the XXXX XXXX XXXX  etc, .. and allowed the matter to be Void due to the insurmountable amount of evidence against the filing parties on XX/XX/XXXX. \n\nNotice the Electronic title document blacks out the title no. and the XXXX XXXX XXXX XXXX. which is the petitioners XXXX showing the last number only. \n\nMY CLAIM CFPB CLAIM No. XXXX Cc American Declaration of the rights of XXXX  people Cc XXXX Order XXXX XX/XX/XXXX. \n\nAutomobile paid in full XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Offering refused by XXXX XXXX  XXXX of XXXX. XXXX XXXX XXXX XXXX XX/XX/XXXX. \n\nXXXX and XXXX XXXX  and or its parent co. XXXX XXXX filed a fraudulent claim on XX/XX/XXXX. Well after the petitioner herein known as princess XXXX XXXX XXXX filed her claim within the XXXX XXXX XXXX. \n\nXXXX XXXX. TENDER OF PAYMENT. ( b ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument and the tender is refused, there is discharge, to the extent of the amount of the tender, of the obligation of an indorser or accommodation party having a right of recourse with respect to the obligation to which the tender relates. \n\nTENDER OF PAYMENT. ( b ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument and the tender is refused, there is discharge, to the extent of the amount of the tender, of the obligation of an endorser or accommodation party having a right of recourse with respect to the obligation to which the tender relates. \n\nThis was exposed by Experian on or about XX/XX/XXXX Cc : the Statement of identification by affidavit consul claimant envoy princess XXXX XXXX XXXX with the proper spelling and ex rel title appellation and name [ XXXX ]. Not XXXX XXXX XXXX or XXXX XXXX XXXX XXXX or XXXX XXXX XXXX XXXX none of these improper spellings by defamation are her name. The Experian employee stated that there would be a legal matter filed as it was XXXX the first paragraph. \n\nOn XX/XX/XXXX XXXX  was to appear within the XXXX XXXX XXXX by way of XXXX XXXX and failed to do so. On XX/XX/XXXX they hired a law firm by the name of XXXX XXXX XXXX XXXX location XXXX XXXX  by way of XXXX other locations hiding their true identity as XXXX XXXX XXXX XXXX filed under the name XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX. \n\nThe property alleged to be in debt is held within a XXXX. The name of the XXXX  is XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX whom they really are as a XXXX or XXXX XXXX and such the like, filed the claim against a XXXX XXXX XXXX with XXXX XXXX 's. As such doing vetting and due diligence as we in this jurisdiction do, we researched the name. The woman named XXXX XXXX XXXX does not exist in XXXX XXXX XXXX  where the case was filed but is located in XXXX XXXX and or XXXX. \n\nNonetheless the case was filed. After multiple attempts to file into the case in XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX due to the XXXX being illegally misused in the case, XXXX XXXX order XX/XX/XXXX XXXX in chambers stating that the woman XXXX XXXX XXXX XXXX is not a party to the matter only a XXXX XXXX XXXX XXXX XXXX XXXX 's. \n\nThis XXXX XXXX XXXX along with the XXXX XXXX XXXX XXXX XXXX XXXX supported by the XXXX XXXX United States Dept of Justice and the XXXX XXXX are working together or coordinating the facts, evidence and preparing a trial after said investigation and or discovery. \n\nThe part of XXXX XXXX XXXX XXXX - Their hand is heavy and have filed liens taken private property as of XX/XX/XXXX XXXX located in California in the by the XXXX XXXX XXXX XXXX XXXX no extra XXXX as they filed it in XXXX XXXX. They partook in what the former head of XXXX XXXX XXXX an Adverse Possession '' not a foreclosure, by changing the XXXX numbers of the property and recreating a new title. For the property just as the property located within her XXXX is clearly tendered in full. This matter is now in the Jurisdiction of the Consulate and the XXXX XXXX XXXX along with Coordination Divisions with the XXXX XXXX United States Dept of Justice and the XXXX XXXX. \n\nXXXX VI Clause XXXX This Constitution, and the Laws of the United States which shall be made in XXXX thereof ; and all Treaties made, or which shall be made, under the XXXX of the United States, shall be the XXXX XXXX of the Land ; and the Judges in every State shall be bound thereby, any Thing in the Constitution or Laws of any State to the Contrary notwithstanding. XXXX Supremacy of Federal Law XXXX Supremacy Clause XXXX Supremacy Clause : Early Doctrine XXXX Dual Federalism in the XXXX and Early XXXX Centuries XXXX Supremacy Clause : Current Doctrine", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Thank you so much. That's all I need.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "What are the nutritional benefits of tofu?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Sure let's try a college.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "You want 2 tickets to Cruz Azul Vs Atlas on March 5th in San Jose, correct?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "This debt has passed the statue of limitations for this company to attempt to try and collect and/or report the account to the credit bureau 's. I have now received more harassing mail attempting to collect on a debt I do not owe, and threatening to report it after its already been removed from the credit bureau reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Phone call was made for XXXX XXXX at XXXX XXXX time from XXXX . I do not know XXXX XXXX. Phone number XXXX extension XXXX claimed by representative XXXX XXXX ( woman ). Company MCM or Midland Credit Management. I also Spoke with XXXX XXXX ( man ). He claims the address is XXXX XXXX XXXX. I am on national do not call list. This is a repeat offense from this company. This and many other companies have been warned not to call and they still repeat their actions.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I will be departing on Thursday next week and the location from where I will start my trip is Mexico City.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "3 stone diamond ring", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "This company calls all day every day. I blocked the number than they call from local numbers", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am trying to rent some office space, and XXXX and Experian are unable to locate me, and not willing to accept my US Passport, or copies of correspondence received at the address of record. I want them to email the report because the potential landlord needs this today, and Experian and XXXX want to mail it. There is no question as to my mailing address, since I have supplied them copies of documents received at this address.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "What date are you traveling and where are you going?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I initiated a credit dispute with the XXXX credit reporting agencies on late payment remarks that are inaccurate. Also I did contact the creditors and they ran in investigation and sent me letters stating that I was not late. I have sent this to the credit bureaus and they refuse to do their jobs. I 'm just trying to get this rectified so I can purchase a new home for my family. I have made countless attempts and Do n't know what to do.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "6pm clothing", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I was sent to collections by XXXX XXXX XXXX. I paid in full to XXXX XXXX XXXX and have copies of my bank statements with all the electronic pmts. This is being reported as open by Transunion.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I took a loan with Wells Fargo. The principal is paid in full but they are still looking for {$320.00}. they are claiming that i was late paying but even if that was the case, i did make the payments and they should have gone towards late fees. instead, they added fees to the late fees ....", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Sure, how many do you want to buy?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "XXXX    XXXX   I had a bunch of fraudulent activity on my credit cards. I reported it to my bank  ( USAA ) i mmediately, however it took them quite a while to get the claim completely correct. Now, a year later after having issued permanent credits to my account, they have decided to reverse this action and make me liable for purchases I did not authorize.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Which city do you plan on leaving from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Is there something else I can help you with?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Is there anywhere else grenache is grown?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I went to drive time with my granddaughter to buy a car. I was told I had to \" cosign '' for her. She did not make timely payments however has paid XXXX more than if she had. This has my credit looking very poorly. Drive time refuses to sent me itemized statements. And to top it off I was told I was n't a \" cosigner '' at all. Her names nowhere on the contract yet she signed the same paperwork I did.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "JPMCB. CHASE CREDIT CARD STILL SHOWING OPEN - NEED ATTENTION I DISPUTED ACCOUNT CLOSED - INCLUDEF IN BANKRUPTCY IN XXXXXXXX XXXX SEVERAL TIMES NOW STILL THERE", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Amazon.com.tr'den aldığım Ttec marka powerbank arızalanınca (lithium-polimer bataryalar şişince) iade formu oluşturup gönderdim. Temmuz 17'de ellerine geçti ürün, aradım ürünü servise göndermemi söylediler. Ben de yasal olarak sorumlu olduklarını söyleyip ben göndermek zorunda değilim, siz gönderin dedim. Konuştuğum kişi bana geri dönüş sağlayacağını söyledi ama dönmedi. Bugün, 26 gün sonra aradım, ürün onaylanmadı diyorlar. Var mı servis raporu diyorum, servise gitmedi diyor. Kim onay vermedi diyorum, depo diyor. Benim bilgim var mı, yok. Yasal süreç dolmuş. Görünen o ki Amazon.com.tr Türkiye'de bitmiştir. Benim için adı artık bakkal M***** amca'dır. Ben böyle bir saçmalık görmedim. Bataryalar şişmiş, balon gibi olmuş, patlayıp yangın çıkartacak seviyede powerbank'a onay vermemişler. Üstelik bu kararı depo almış ve yine servis formu yok, yasal süreç dolmuş. Amazon kafasına göre kararlar alıp kanun dışı işler yapıyor.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "turkish_complaints"}
{"text": "Thank you for your help.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "To put it simply, vegetable oil is combined with some form of skim milk, along with additives, and stirred constantly before being chilled to solidify it. It is then finished by rolling or kneading it.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "2019 jeep compass", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Experian has reported wrong information to my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The entrance fee is 5 pounds.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "on the XX/XX/XXXX jcpenney a hard inquire on the XX/XX/XXXX XXXX XXXX hard inquiry on the XX/XX/XXXX XXXX those are hard inquires from my XXXX i did not authorize i lost my wallet and all my personal information was in there and someone used my info. \nsame with origententant i guess someone tried to apply for an apartment in my its also on my XXXX and XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It will take 38 minutes and cost 10.10 pounds.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "In violation of cra act Inaccurate credit reporting All these inquires", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Great! Can I also book a taxi from the Sheep's Green and Lammas Land Park Fen Causeway to the restaurant to get us there before our booking?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I contacted the collector and made arrangements to pay the debt he contact my work repeatedly, in the same hour. Then proceeded to contact people i havent spoken to in years on my XXXX account asking them to contact me and tell me to be home because im going to be served papers to go to court. All in less than XXXX hours of making payment arrangements.. that I called to make! this is harassing and embarrassing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ZIONS DEBT HOLDINGS submitted a collections to my account. I asked them to provide proof that the debt was correct because this had been previously submitted by XXXX XXXX back in XXXX. XXXX sent me a contract that I signed in XXXX for 3 years. They said that XXXX has XXXX that my account was on contract until XXXX and that my contract was valid. I told them that I cancelled that contract on XX/XX/XXXX and they said to provide proof. At the time I did not have access to my records. I have requested additional proof, but not received anything except text messages saying they will remove this from my credit report if I pay {$300.00}. I contacted XXXX / XXXX, but they have not provided me with any requested records though they emailed me saying that the last know payment was in XXXX. ( I will attach email. ) I submitted a dispute resolution with XXXX 2 times. I submitted the documentation from XXXX XXXX XXXX with everything they sent me including the billing summary showing that my account went initially delinquent on XX/XX/XXXX. Thus the account is over 7 years since it was current. XXXX said that they researched the case and found to be valid.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "No need, thank you.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I sent a letter to this company requesting written mail correspondence only and no phone calls. This company has called over 5 times since asked not to.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Not right now. I would like to find a bus though. I need one ticket to New York.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "In the foreclosure process and Caliber homes does n't seem to be willing to work with me. I was requested to submit the same documentation in different formats over 5 different times. My application is about to expire because they did n't like the formatting of what I submitted. I also get different answers each time I call. I have been working with them since XXXX 2015 and still do not have any answers on if I will receive a modification.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I received a phone call indicating that I owed a debt that was paid two years ago. I had to check my records to validate the payment. I tried to contact the company again ( within 30 minutes of checking ) and the phone number was fictitious. I then tried to check the website and it was fake as well. I reported the incident to the FTC and then thirty days later I received a bill from Jefferson Capital indicating that I still owed this debt that was paid off. the bill is attached.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I dont mind either but I am looking for something cheap and located in the south part of town.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I HAVE ONE CITIBANK ACCOUNT CHARGE OFF WITH {$10.00}, I NEVER HAVE BEFORE CITIBANK CARD. \n\nI HAVE XXXX XXXX  XXXX XXXX ACCOUNT CHARGE OFF WITH {$1.00}, I HAVE ONLY ONE  CARD IN XXXX XXXX XXXX. I TRY WITH THE BANK DIRECTLY, AND THEY AGREE WITH THIS ACCOUNT IS NOT MINE, BUT I SEE IN MY REPORTS.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "XXXX XXXX is reporting a credit line on my credit report that is not mine. The most current status shows an update amounts owing and due as zero, however, the report shows serious delinquent history. This credit line is not mine and the derogatory and adverse credit history should be removed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I will be leaving Washington later today.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I'm also looking for a place to stay. In the south preferably.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "ドラマはよく見る方ですか？ -> そうですね人に比べたらよく見るほうだと思います", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Beğendik çok güzel ve hızlı geldi", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "2009 chevy silverado 1500", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I was in the process of applying for new employment and it was brought to my attention that there is some inaccurate information reporting on my credit report.I received a copy of my credit report and to my surprise I saw all these inaccurate items that are not correct. \n\nBy the way I hope that this does not hinder my ability to obtain employment due to this inaccurate information showing. I was advised by a legal friend of mine that under : 15 US Code 1681a section 603 ( k ) ( b ) ( ii ) can be considered an adverse action.\n\n15 U.S.C 1681 section 602 A. States, I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1692C Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt. \n\nXXXX XXXX : XXXX XXXXXXXX XXXX XXXX XXXX XXXX ADDRESSES : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX COLLECTIONS : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX EMPLOYERS : TXXXX XXXX XXXXXXXX XXXX XXXX XXXX ADDRESSES : XXXX XXXX XXXX, GA XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX, TX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX TRANSUNION EMPLOYERS XXXX XXXX XXXX XXXX  ADDRESSES XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX, TX XXXX INQUIRIES : SXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "Cig financial in California repo my car now they want money from me. They are calling my wife and me telling us if we do n't give them XXXX $ they are gon na take me to court and take my last penny. Also said that when my kids get older and work my debt is going to transfer to them. I better pay or im gon na go to jail.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "If you are interested in leaving the in the morning, we have trains as early as 5:24 and as late as 15:24 that fit your arrival time.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Dillards account was opened without my knowledge.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This account was unauthorized. I am a victim of identity theft.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm looking for a one way flight", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Please confirm: compact car picking up from Hartsfield-Jackson International Airport on March 5th at 4:30 pm and returning March 6th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I was charged {$470.00} appraisal fee. Royal United Mortgage emailed me all terms related to loan. They were informed this is a permanently fixed manufactured home. Before and after appraisal I was never contacted by co. Had to seek them out to find they did not want to go thru with loan. My credit rating is XXXX. My income is sufficient. The loan I have is FHA. I would like the appraisal fee returned.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Fine, then can you tell me the problems that Conagra Brands encounter with their employees?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Is there anything else I can help you with?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "It will cost $162 altogether.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "07.08.2024 tarihimde İzmirim kart uygulamasından 50 TL bakiye yükledim. Bugün 13.08.2024 VR bekleyen bakiye olarak kaldı sistemde ne kartı kullanabildim ne de para iadesi yapıldı. Bu konuda en azından para iadesi yapılmasını rica ediyorum. Sistem bozuksa insanların mağdur olmaması için para yükleme butonunu kaldırmanız gerektiğini düşünüyorum.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "192.168.0.1 login", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I expect expedited removal of the Fraud Alert on my Experian, XXXX, and XXXX Credit Report.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "XXXX 2016 I have a hard inquiry on my credit report from CBNA. I had not authorized an inquiry, requested credit limit increase or any such action on my accounts.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Ben Aralık ayında HP Victus 15 aldım ve touchpad kucağımdayken yanlarına bastırınca tuşa baskı uyguluyor. Neden aldım bilmiyorum, hiç düşürmedim de. Aldığımda da böyleydi. Yani ben dizüstü bilgisayarımı diz üstünde kullanamıyorum. Aşırı saçma, plastikten mi falan mı diye düşündüm ama bilmiyorum. Bu sorunla karşılaşan var mı acaba?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "turkish_complaints"}
{"text": "What are some of the common dishes in the Ainu cuisine?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Tai chi is a martial art, and as a martial art, it focuses on defense over offense.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "My current address is wrong on all the credit reporting agencies. It says I live in an apartment and I do not, I live in a house. But you ca n't just correct the home you are living in currently. The current address they have listed is correct, but it has an old apartment number associated with it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "ACE CASH EXPRESS had a 3rd party collection agency call me and are saying they are going to take legal action against me and sue me. Some guy also called saying he was coming to my house to serve me papers. Apperently i owe {$2500.00} or I will be sued for {$6500.00}. Just seeing if this is legal and not fraud. Please Help!", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I am a victim of fraud and have since put a fraud alert on my file..I recently took a look at my credit reports and saw a overwhelming amount of inquiries that I do not recognize nor do I recall authorizing..I stated my concern to all three credit bureau 's through a complaint with the BBB to no avail in regards to having the inquiries removed.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have sent several request to this company asking for removal of this debt if they can not provide me my signature as required by the law. They have answered by mail with a bill but refused to provide a validation of this debt by showing me a signature proving it belongs to me. They are violating the law by not providing me my signature as per my wirtten request", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Burma has diverse religions, like Buddhism, Hinduism and Islam. Which one of these religion's cuisines in Burma are you interested in?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Okay! What hotel are you staying at?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Repeated calls even after I told them that the person they are calling is not at this number and to cease calling my cell phone or I would report them. I have NO DEBTS and I want these calls to stop!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Bayıldım özellikle renklerine", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "The phone number for la tasca is 01223464630. Anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I sent a certified letter to TransUnion asking to validate the debt from my student loan. They have yet to respond to my request electronically or by mail.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "最近テレビはよく見ますか？ -> 最近はちょこちょこは見ますけどそんなにこう真剣には見てないですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I have sent multiple credit disputes to XXXX XXXX, XXXX, and experian regarding my credit report. I was a victim of identity theft in 2012 when my License and my social was stolen. I have 3 inaccurate debts on my credit that I have never heard of or signed for. \n\nXXXX XXXX {$990.00} XXXX- {$2100.00} XXXX XXXX XXXX & XXXX XXXX XXXX- {$530.00}", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I disputed a collection account from XXXX on my credit report to experian, they responded that they verified the account, but somehow XXXX could n't verify the account. So who 's wrong? I say XXXX, cause as I stated in my original dispute the account was incorrect. So how did XXXX verify an account another credit reporting agency could n't? Does Not exactly explain out very well.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I've reserved your ticket, have a fun time there! It's happening at T-Mobile Park.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Bilezikler çok güzel ancak çok çok küçük geldi mecburen iade ettim ama satıcıya çok teşekkür ederim bayram girdiği için araya geç aide etmeme rağmen direkt iadeyi kabul ettiler. Hayırlı, bol kazançlar dilerim 🌸", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "No, I think 2:25 am is too early to be flying Economy, tell me what else is available.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "When was Conagra Brands, Inc founded?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "What are the structural uses of silicone dioxide?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I purchased a paint gun from XXXX, I paid {$250.00} and never received. I tried calling Paypal and the shipper but found not get an answer, I tried filing a claim with my credit card but they said to much time had past. We gave up and now reading this on XXXX I 'm hoping for justice.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Where are you leaving from and going to, and on what date?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Does all green tea come from the same species of leaf?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "2016 jeep cherokee", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Hi ive recived a zero Blance letter from XXXX XXXX XXXX XXXX # XXXX. And iam trying to refinac my home but the bank wants more proof than zero blance can you please help me with this problem if you can email me some more proof XXXXXXXXXXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I am being billed by Home Depot for order # XXXX, which was cancelled and never received. I am attaching some of my correspondence to Home Depot disputing this and asking for a full credit to be issued to account # XXXX, which they have not answered.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2020 camaro", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2000 jeep cherokee", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I purchased insurance with this company in XXXX 2013 and cancelled due to there were not able to cover my home insurance policy. At which time I submitted a letter of cancellation and paid a the final payment.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "141 area code", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "さいきんドラマは見ましたか？ -> 何をですか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I am a victim of identity theft. Have a fraudulent account and hard inquiries listed on my XXXX XXXX, Equifax and XXXX credit report. The following account and hard inquiries are fraudulent and do n't belong to me : XXXX XXXX, {$130.00}, XXXX XXXX, XX/XX/XXXX, XXXX XXXX, XX/XX/XXXX, XXXX XXXX, XX/XX/XXXX, XXXX XXXX XXXX, XX/XX/XXXX, XXXX XXXX, XX/XX/XXXX, XXXX XXXX XXXX XXXX, XX/XX/XXXX, XXXX XXXX XXXX, XX/XX/XXXX, XXXX XXXX XXXX, XX/XX/XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Have a good day", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I have no knowledge of this acct.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "REAL TIME RESOLUTIONS IS CONTACTING ME ABOUT AN {$84000.00} BILL FOR A PROPERTY I DO NOT OWE", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Please give confirmation details: Booking 4 tickets to event Psychedelic Furs on March 9th in San Diego", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I filed XXXX $ owed from a checking account in my chapter XXXX bankruptcy that was discharged almost 20 months ago. us bank is still reporting this as money owed by me in the XXXX. This is preventing me from moving forward financially and becoming a member of any bank.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'm also looking for a train to london liverpool street.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "My bank sold my house, when they told me there was no sale date and they had postponed the last one. They did n't notify me of the sale prior to the sale as they have in the past. I only got a notice that it had been sold.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "旅行にはよく行くんですか？ -> 時間があればよく行きます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I'm looking for a place to go in the west of town.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "I'm planning on heading out the 7th of this month.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Başkent Doğalgaz aboneliği için tesisat kontrol randevusu oluşturulmuştu 9-11 saatleri arasında, randevu saati evde olabilmek için işe gitmedim. Beni aradıkları zaman kapıyı açmam gerektiğini söylediler. Kapıyı açtım ve evde olduğumu söyledim ama yüzüme kapatıldı ve randevu saati evde olmadığıma dair SMS geldi. Yanlış adrese gelindiği belli. Evde olduğumu bilmelerine rağmen böyle bir muamele ile karşılaşıyorum. Saat 10'da müşteri hizmetlerini aradığım zaman ben evdeydim, gelen olmadı bir daha gelebilirsiniz diye (hala randevu saati geçmemiş) ekiplerin tekrar gelemeyeceği söyleniyor. Şimdi randevu cumartesi gününe oluşturuldu ama yine aynı şeyler başıma gelecek mi? Haksız yere mühürlemiş olacaksınız.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Account # XXXX ( XXXX ) XXXX This account is on my report over the time limit it was closed XX/XX/XXXXlast payment made XXXX paid and charged of by XXXX in XXXX, and Equifax is still reporting this on my account. \nThank you very much for helping me out. \n\nXXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "still no credit report issued. it is preventing me from refinancing my home", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This account was opened by my ex-wife and it 's showing up on my credit file and ruining my credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "大阪の箕面の滝や、和歌山の白浜は行ったことがありますか？ -> 白浜だけ行ったことあります", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "He began his writing career after WWII. He mentioned to his friends that he wanted to write a spy novel, and within two months, he had written one.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Hi, I have tried countless times to dispute the issue with XXXX pertaining to the incorrect stated amounts owed to Spring Oaks Capital LLC. Each time my claim has been returned as confirmed, which is incorrect. Please correct me if I'm wrong, but it is to my understanding that a company collecting debt or so-called debt are required to be licensed in the state of the alleged person that owes the debt. Is that correct? If so, according to Spring Oaks Capital LLC is not licensed in the state of New York. On that data point alone any claim and/or attempt to collect debt from me should be taken as a violation of Consumer Finance Laws and an attempt to commit an unlawful act. There's also the issue of I do not know nor have ever signed any document binding me to XXXXXXXX XXXX XXXX XXXX. XXXX should be held responsible for lack of debt ownership and illegally allowing the sharing and/or access to my private personal information. More so for assisting in the perpetration of a fraud. \nCase in question are : XXXX Credit Report Spring Oaks Capital LLC XXXX XXXX XXXX XXXX - XXXX. {$650.00}.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "Tai chi is a martial art, and as a martial art, it focuses on defense over offense.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Much of the info Early warning is showing is WRONG! I dispute it ALL ... XXXX XXXX and XXXX XXXX all wrong.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2007 honda element ex", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "歌舞伎を見に行ったことはありますか？ -> 歌舞伎もテレビいやテレビもないなないですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Where do you want a ride to and for how many people?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I 've disputed this collections amount because I have no knowledge of the account itself. The bureau investigated and item and status has remained unchanged since my last dispute in  XXXX   2017 .", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am still waiting on JJ Marshall to send me proof of this debt ( a debt breakdown for the balance that they are stating that I owe ) and I need to see proof of my signature. I also would like JJ Marshall to send me proof that I am obligated to pay them for this debt that they are stating that I owe. To date, I have not received any of these items. I do not owe any money to JJ Marshall or any other company.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have repeatedly contacted this company to get them to verify that this account was mine. The information they sent me does not have my name, address or other information on it. They have violated FDCPA rules in debt validation.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Would you like to know why certain groups in the U.S. oppose the law or what the U.S. courts have determined about the law?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Ben çok beğendim severek takıyorum sert plastikler", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "That sounds good. That's all I need for now.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Along with my social security number, another social security number that is not mine came up on my credit report within the last month. I was alerted by my home loan officer at my mortgage bank. This number does not belong to any family members that I am aware of.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "i have no idea why this XXXX is on my credit report or who it 's from", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "We have received No response from our mortgage lender to consumer finance protection bureau Case number : XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XXXX continues to report an open collection item on my credit report, even though this item has long since been paid in full. The balance is zero. This item has not been updated on my report in over a year.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay, that sounds perfect! That's all I need for today. Thanks!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "3 person tent", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I purchased hair care products from XXXX XXXX which totaled {$140.00}. The products were paid in full in three payments through my bank, XXXX. The payment sought now is {$54.00}. I have proof of all payment made. This company continues to hassass me. They have reported me to collection agencies. Documentation was sent via fax to the first collection agency, which was North Shore. Another agency sent a letter. The agency is XXXX XXXX XXXX, XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Portfolio Recovery Associates is trying to collect a debt they bought from XXXX and they are no longer Licensed to operate in the state of Missouri", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Discovered Navient has been raising my loan amount. My previous lender did not do so. Navient representative stated it was due to my interest rate. My interest rate is fixed and did not rise when with my previous lender.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bank of America closed my Visa credit card account and kept my rewards, which amount to {$64.00}. The Bank assured I can not log into my account to further defraud me. \n\nBank of America should return the {$64.00} reward I accumulated, just prior to Bank of America choosing to close the account. \n\nIf this can not be resolved via CFPB, it will be resolved in the Court of Public Opinion and the Local Court.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In XX/XX/2021, I received my account balance from XXXX XXXX XXXX in the amount of ( {$910.00} ). Prior to receiving the invoice, I had moved from I moved Nevada to Georgia XXXX due to the impacted COVID-19 had on my immediate family. Because of the move I was unemployed until XXXX XXXX \nTherefore, I wasn't able to pay the balance of the invoice until XXXX of XXXX I mailed the check to XXXX XXXX for the balance and did think much about it ( balance paid in full ). In XXXX I was personally dealing and experiencing COVID symptoms ; one member of my household tested positive for XXXX and XXXX which placed our focus on overcoming XXXX. \nIn XX/XX/2021, received an e-mail notification advising me that a collection agency had report onto my account for an unpaid balance of {$910.00}. I immediately contacted XXXX  XXXX XXXX and spoke with XXXX the office manager on XX/XX/2021 to inquire about ( Amerassist ) reporting and explained that I had mailed the balance in XX/XX/2021 and aplogized for not confirming the check was cashed and explained how my family and I had been dealing with XXXX from XXXX to sometime in XXXX. The office manager stated the check was never received and advised that if I take care of the balance that day she will accept payment and have the collection agency remove the collection account from the credit bureau ( Outside sources ). I made the payment and XXXX e-mailed the receipt from XXXX XXXX XXXX and the next from days e-mailed me the request to have ( Amerassist ) remove the account collection/outsources. \nWith that said, I contacted on XXXX and XXXX ( XX/XX/2021 ) and opened a dispute and provided both Credit Bueres with the pay receipt from XXXX XXXX XXXX and uploaded on ( XX/XX/2021 ) the e-mail from the office manager to have ( Amerassist ) remove the account from my report ( outsources ) as XXXX XXXX agreed to accept the payment and not take any other actions. \nOn today 's day XX/XX/2021, XXXX sent a resolution email stated they had updated my credit report with balance paid but refusing to remove the collection account from my credit report, XXXX accepted the documentation and has removed the collection from my report. I contacted XXXX again and explained what was uploaded to my XXXX disputed that I paid the original account holder and have never owed the agency any money and the account holder agrees to not take actions against me personally since the account was paid in full. \nAmerassist has received the e-mail from XXXX XXXX XXXX asking them to remove my account from collections and obviously refused to do so.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "I am writing to delete the following information in my file. The items I need deleted are listed in the report. \n\nI am a victim of identity theft and did not make the charge. I ask that the items be deleted to correct my credit report. \nI reported the theft of my identity to the Federal Trade Commision and I also have enclosed copies of the Federal Trade Commisions Identity Theft Affidavit. Please delete the items as soon as possible", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "1993 corvette", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Equifax 's website that advises if I 've been a victim in their recent hack shows that my information is at risk. Equifax has mishandled my private information, so now I need to go through steps to protect my information from further misuse. This is costing me money and hardship.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "そうですか。テレビでの観戦はなされるんですか？ -> そうですね小さい頃から野球見たり最近では子どもがしているのでテニスを見たりよく見ます", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Yes, seashells contain mainly calcium carbonate which is added to both soil and some kinds of poultry feed in India as a nutrient.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Some debt collector keeps calling my work number ( which is a call center ) and leaves a message indicating that they have case in their office that requires immediate attention. There is no contact information left and this happens throughout the day several times. \nXXXX numbers that call appear to be local XXXX and XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "最近旅行には行きましたか？ -> 旅行はあんまり好きじゃないので人から強く誘われないと行かないですね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "I put in a fraud claim to Navy Federal Credit Union for charges made on my Checkings account that were not mine on a foreign island I went to for a Scuba Diving trip in the beginning of XXXX of 2023. I was on the island of XXXX, XXXX XXXX XXXX from XX/XX/2023 through XX/XX/2023. The charges began around the XXXX of XXXX towards the end of my trip and ran all the way through the XXXX, 5 days after I had already come back to the United States and blocked my card. I was not notified of these transactions until the XXXX and by then there were numerous transactions on the card. Even after blocking my card, all pending transactions that were not mine were still processed and taken out of my account. I called a representative on XX/XX/XXXX after going through my account and seeing how many transactions were actually made to put in a fraud claim. After speaking with the representative who was helpful and even said himself that the charges looked obviously suspicious, the total amount came out to {$680.00} after separating fraud charges from my actual transactions. I was assured that I would receive provisional credit within the day and in the worst case scenario it would be 10 business days. I patiently waited for the credit to be issued and it never did. I called again on XX/XX/XXXX to speak with a representative that informed me my claim was denied and the only information I got was that after an investigation, no errors were found. I found it unprofessional as I was not even asked to provide any documentation to provide my claim and I had plenty from screenshots to multiple transactions in the same amounts of XXXX and XXXX with an absurd amount of international transaction fees directly under. It was clear that someone was abusing my card information. It was especially evident considering these transactions were still being made days after I was off the island and back in the states. I was also in possession of my card the entire time therefore it did not make sense that there were reoccurring international transactions on my card from an island I was no longer on. On XX/XX/XXXX I made valid purchases in the amount of {$200.00} from an ATM in my city of residence and there were still foreign transactions being made. It simply is not possible for me to be in two places at once. Upon my request to have a second review made into the matter I provided my flight itinerary proving I was already back in the XXXX and multiple photos of charges on my account that were evidently not mine as they were repeatedly in the same amounts at the same location. On XX/XX/XXXX I contacted a representative on the matter and was put on hold multiple times when I asked for a detailed explanation as to why my claim was denied the first time. I later received a message from Navy Federal Credit Union stating that my claim was denied due to discrepancies in the information I provided. However, prior to the second claim no documents were provided and the only information to go off was what the representative and myself spoke about. Today I received a letter stating that again no error was found despite the ample amount of information supporting my claim I provided. It is unjust and I fully believe I was not given a fair investigation and every time I requested detailed information, I was put on hold or given vague responses.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Experian has reported wrong information to my credit report", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This closed account is fraudulent and unauthorized as I was a victim of Identity theft. Please remove the mentioned account from my credit report in accordance with FCRA 605B ( 15 U.S.C 1681 c-2 ) which states that these accounts must be removed within 4 Business days of receipt. I have no knowledge of this account as I was only XXXX XXXX XXXX. I reached out to Equifax to remove the item and they have not been able to assist me. I sent Equifax my dispute letter, FTC report, and 2 forms of identification but have not received a response since the date of this complaint.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "Sorry, I did not find any useful information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "I disputed information to be incorrect regarding dismissed bankruptcies. I have never been in court on such a matter and was told they verified this through a XXXX party called pacer. XXXX has no such files under my ss # and again I let them know that. Still they continue to report it even after submitting the proper theft report and affidavits si, ply stating there was no info on file. This is a violation of XXXX and other laws under FCRA and FACRA.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Issues over payment amount resulted in forclosre. I was not aware of amount to pay after it was changed by Servicer. Attemtps to clarify failed. My payments were rejected when OCWEN could have clarified my understanding of how much to pay since they rejected it. I did not know the payment amount until today.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "60th birthday gifts", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "最近では，歌舞伎での「ナルト」の公演が行われる予定のようです．ご存知でしたか？ -> はい知ってました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "駅弁というのは美味しいんですか？わたしは食べたことがないのでわからないのですが -> そうなんですかなんかわりと駅弁一般的には普通の駅弁が多いですけど地方とかに行ったらそこの特産物を使った駅弁があってときどき百貨店とかでも駅弁コンテストじゃないな駅弁を扱ったイベントとかもあったりするのでぜひ買ってみてください", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "「ナルト」の歌舞伎をみに行こうと思いますか？ -> はい思います", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "They have tried calling me at work 3 or 4 times today. I have hung up once and refused the call twice because they can not even pronounce my name properly so I know they do not know me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "今までの体験の中で、そのほか、楽しかったことはありますか？ -> 今までの体験ってずっと難しい全部全部", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "The department store credit card changed financial institutions that services the account and since that conversion, I have not received any paper statements nor an email notification that a paperless statement is available. It is now XXXX and my payment is due on XXXX and I have not received any statement telling me what my minimum payment requirement is. I understand that the statements are supposed be generated 21 days before the due date.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I was going over my credit files with my attorney and we noticed a lot of unknown addresses and a few errors in the information on my credit report. My name is XXXX XXXX XXXX my current and only address is XXXX XXXX XXXX XXXX, OH XXXX my SS XXXX my DOB XXXX. Please delete any and all information other than the above spelling of my name. \nThe following accounts need to be deleted : XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "That works for me.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Prestige sound like another vehicle was purchased under my name.Without my permission or consent.Do n't have a clue of who would forge my name like this so many times.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "To whom it may concern, I believe that my mortgage company committed fraud to get my loan approved by forging my signature to XXXX documents stating that I did not have a car loan when I do. They are now trying to bully me. I have obtained an attorney but wanted to do my due diligence and report their actions to the property authorities. I have attached documentation to prove my case. You can clearly see that there are XXXX different signatures.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I took out a loan with XXXX XXXX in 2009 and have not received my MPN yet. I asked for it monthly for a while, and have maybe made 100 requests over the last seven years. Sometimes I 'm told by the person on the phone they see no such request. Sometimes I 'm told they do n't know why it was not sent. Sometimes I 'm told it was sent and I ask them to confirm my address and I 'm told there is no way of doing that.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Contacted company directly, and they provided documents that had information which doesn't belong to me, nor did it have my signature. I also pointed out that I had cross-checked the docs with what is being reported to my credit report, and the information was vastly different from one CRA to the next, however, nothing was done about the account being falsely reported. This account is being falsely reported, as it doesn't belong to me, and is also being falsely reported across all 3 credit bureaus with different information as you can see in the attachments. That is a violation of the FCRA and grounds for deletion. Not to mention that I disputed this in XXXX and XXXX, but there was never a notation that this account was disputed placed on my credit file within 30 days of my initial dispute, that is another FCRA violation. Lastly, as you can see from my attached reports showing how this account is reported you can see that the date of last activity is changed from month to month as well as the payment status is reported inconsistently and incorrectly, which is a re-aging of the debt and another violation of the FCRA. Please delete this account and cease reporting to my credit report immediately. Thank you. -Violations of FCRA 623 a and b for failure to place a notice/disclosure that the account was disputed within 30 days, failure to report accurate information, and failure to update/delete inaccurate information", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Tried multiple time past year to have this one account XXXXXXXX XXXX XXXX removed. I CALLED XXXX the original creditor. My first delinquency with them dated back to 2013. So these credit bureaus are NOT doing investigations as they say they are. The consumer law states 7 years from first delinquency with ORIGINAL CREDITOR. Its been TEN YEARS. This is a violation of my rights. They REFUSE to provide any proof of any information they have. They show no proof how they investigated. Again VIOLATING MY RIGHTS. If they would do their job and investigate they would see this company is fraudulent!", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "A person went in to my account and reverse bill that I had paid and made it look it was me and I told Chase that now of it was me so they say that I od them XXXX dollars for the checks that went in my account they closed the account so I don't know how they say that I took money out and they did not tell me about what was going on tell couldn't get in my account so I fill that they wrong for not telling me what was going on when it was happening to me.i had to come in the bank to know what was up and the person that this reverse my bills that I had all ready paid I had to fright for were is staying because the person reverse XXXX months of my rent that I paid went on the computer and electronic checks from places were I went and brought at the store and wrote checks from my account that I did not know about.i need the red flag off my name because I don't od them nothing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Specialized Loan Servicing is reporting the incorrect balance to the three ( 3 ) major credit bureaus ( XXXX, XXXX and XXXX ) and the account is paid in full.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "returning date will be 8th of March.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "i paid the creditor creditor so the collection shouldn't be on my credit account if they dont own the debt and i paid it with XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "After several attempts to have inquiries, collection accounts and a bankruptcy removed from my credit file I did some further research regarding my XXXX  credit file and find that my personal information was breached.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Hi, could you help me search for one-way flights with Alaska Airlines?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have been dealing with unauthorized use of my personal information. Which result in unauthorized items on my credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I paid collections with the intent the items would be removed they never removed the items they received payments for and I was told they would removed them after receiving the payment.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "A funds transfer in the amount of XXXX was made from my checking account ending in XXXX to Google Wallet account, canceled within a minute. However, the funds were still taken out of XXXX Bank account, causing an overdraft. A fee in the amount of XXXX is charged for for this, the item was paid. XXXX Bank will not refund this as it is not their error. The email address associated with Google Wallet is XXXXXXXXXXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My XXXX says that I have XXXX missed payments from my student loans during a time Peorid where I had not even started to pay them off yet because I was still in school. I want to get rid of the missed payment marks on my credit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I sent a certified letter on XX/XX/XXXX ( received and signed for on XX/XX/XXXX ) requesting they only contact me via mail and on XX/XX/2016 I received a phone call and subsequent voicemail from this company. I also requested verification of the alleged debt and all I received was a \" Disposition of Charges '' that did n't tell me anything.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Great, thank you! That's all I needed help with today.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Debt Collector  has reported me delinquent w ith two 3rd part y Credit agencies with out ever having contacted by phone or mail regarding debt nor have they identified the debt nor have they provided me with any information regarding this debt. I have received no validation notice proving this debt belongs to me nor have i been given a chance to dispute this debt before  Debt  Collector reported this debt negatively to the credit bureaus.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There are 33 restaurants that fit your request. Do you have any particular food type in mind?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "2013 ford edge", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I had a leased vehicle from XXXX-XXXX and turned it in early because there were some miscommunications and I was put in a low mileage lease that was XXXX a year when I travel XXXX miles per day for work, There was a change made without my knowledge.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Bayıldım. Kargo çok hızlıydı. Üni ıçın aldım .", "label": 0, "label_name": "SAT", "source": "turkish_complaints"}
{"text": "What time do you want the reservation to be?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have confirmed your taxi which will be a blue audi, their contact number is 07575626056. Do you require any further assistance?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "US Bank falsely claimed to the CFPB and me that US Bank recorded XXXX calls, prior to XXXX XXXX, XXXX in which I allegedly participated. \nUS Bank falsely claimed that \" You ( sic ) correspondence also indicates that you have requested that we provide you with video surveillance of the transactions that you had previously claimed as fraud. '' in theirs to the CFPB and me dated XXXX XXXX, XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Midland Funding has been reporting misleading, inaccurate, and fraudulent information to my credit reports. I have not received any information from this company pertaining to a debt. This company is keeping my family from obtaining a hoe by placing \" Dispute '' remarks on my credit profile, in which I have no open disputes with this company. I have no communication with this company and they yet report inaccurate information.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have had to go to the local XXXX for XXXX and then when I had received E-Coli, I did not have the money to pay the bills. After continuous calls from patient billing services, they have sent my collections to debt collectors.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I am being overcharged for interest", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am in wandlebury country park.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "12 volt fan", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "That is a moderately priced guesthouse in the north.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Can you please confirm that you want to buy 3 tickets for the mach of Usc Vs Utah which happens on March 4th in Los Angeles?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Equifax has violated my consumer rights multiple times. I have sent them identity affidavits, and I have asked them to stop reporting invalid information. I have asked them to abide by federal consumer laws and they have continued to intentionally violate my consumer rights.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "An unauthorized and fraudulent credit inquiry is listed on my Experian credit report from : XXXX, XX/XX/2017, the credit inquiry do n't belong to me. I am a victim of identity theft and have been a victim of identity theft for over 10 years.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Was aghast at paying 66 % interest. I decided to pay the loan off within 25 days, yet was charged {$100.00} in interest and service fees. Local clerks and managers at the local store only referred me to their manager and refused to do anything.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I DISPUTE THE DEBT REPORTED BY XXXX XXXX THIS CHARGE IS RELATED TO A MODEM THEY MAILED TO ME AROUND XXXX OR XXXX 2010. I RETURNED THE PACKAGE TO THEM WITHOUT OPENING THE BOX AND THEY RECEIVED IT. HOWEVER, THEY SAID I HAD TO PAY {$190.00} DEPOSIT BECAUSE IT WAS RETURNED MORE THAN 30 DAYS AFTER DELIVERED, I WAS IN TREATMENT XXXX WHEN BOX WAS DELIVERED, AND I RETURNED IT UNOPENED AS SOON AS I WAS ABLE.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I disputed my XXXX report via certified mail in XX/XX/XXXX and Also XX/XX/XXXX CFPB case number XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "American Express Blue Bird is holding money that I didnt authorize. The sum of XXXX. Im stranded with no way home. They did the same thing to me three weeks ago. They will not work me at all. The keep my money and wii not help.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Not at the time. See you later.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "in XXXX 2017 discover card reported my payment 30 late, ,i have never been late on my payment, never there must be something wrong on their end i pay electronically online", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Shall I book that for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "What is the most notable rugby competition?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "2019 camaro", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Discover card was paid almost 2 years ago and they continue to update monthly and damage my credit. It is affecting my financing and they are in violation of the FCRA.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "10 yr treasury", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I Received a copy of my credit report and noticed several accounts on my credit file that i never applied for and never used. these accounts are fraud and needs to be removed from my account below are listed the abode referenced accounts XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Although I can't say with certainty how much of India was under the Mughal's control, at its height, their empire stretched from the Indus basin in the west, Afghanistan and Kashmir in the north, Bangladesh in the east, and the Deccan Plateau in the South. By the time of Emperor Aurangzeb, the Mughal Empire had conquered almost all of South Asia.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Website waived rights to sue and gave arbitrary answer to if you credit information was compromised", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This account with XXXX was a lease. This account was paid in full and A new account was opened with a different make of car. It reflected negatively as if it were just a closed account and brought my credit score down.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "この先，国内の旅行に行く予定はありますか？ -> まだ決まってはないですけど行くと思います", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "This company calls XXXX times a day, every day, calls my work phone and cell phone after being told a long time ago not to, and has called multiple times after XXXX. XXXX times they will call and nobody will be there when I answer, and they never identify themselves through voicemail.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "THIS IS A HARD INQUIRIES ON MY CREDIT REPORT. I DO N'T KNOW WHAT THIS IS. XXXX XXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I sent a cease and desist letter to Popular Financial several weeks ago and they continue to harass me and use threatening language. The letter was sent XXXX XXXX, 2016. When they call they state they do n't care about what the letter states and harass me over the telephone.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "HSA Bank, a division of Webster Bank, XXXX, has not sent me the requisite tax form for XX/XX/XXXX. I contacted its customer service, which gave me the run-around. The XX/XX/XXXX form is available online, but the XX/XX/XXXX form is not yet available. My understanding is that banks are required to send out tax documents by the end of XX/XX/XXXX following the end of each tax year.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This complaint is regarding the Equifax security breach, wherein my information ( along with XXXX XXXX others ) was compromised in a cyberattack from XXXX through XXXX XXXX. The affected user accounts were not informed until XXXX XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I want to find a round trip instead, make my return the 8th of March", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I have tried to contact this company three times in regards to accounts they have placed on my credit and to date I have not heard back from the company but the accounts continues to be reported on my credit file which is false.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "We have tried several phone numbers for Equifax and their website to attempt to place a security freeze on our accounts. Repeatedly knocked out of website and calls not going through, probably due to being overloaded.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I sent this via email on XX/XX/XXXX RE : Loan ID : XXXX /Revocation of ACH Credit and Debit Authorization TO WHOM IT MAY CONCERN : Effective immediately, I hereby revoke any and all prior ACH Credit and Debit Authorizations related to the above referenced account. \n\nPlease confirm receipt of this revocation, and your intention to honor it, no later than ( Monday, XX/XX/XXXX ). Confirmation may be made via email at : XXXX XXXX XXXX", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Debt collection remain on credit report after the 50 day dispute process violation of FDCPA disclosure of verification delete all collection from all XXXX collection reporting agency", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Navient called me at work. Informed the representative not to call me at work and the next day they called to speak to my manager about my debt so he could leave a message for me. He said I would be in later and she stated she wanted to make sure he would leave me a message so she did n't have to call back later.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "How were Native Americans portrayed in art?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Aldığımız Torku süzme peynirde tarihi geçmediği halde küflü ve bozuk çıkmıştır. Yerli bir marka olmasından dolayı tercih ettik bu tarz olaylardan dolayı yabancı markalara yönelmek zorunda kalıyoruz. Torku'nun yoğurtlarında da bu tarz sıkıntılar daha öncesinde de yaşamıştım.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "Okay, I can do that. Is there a particular restaurant that you wish to visit?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "please find attached the documents and my dispute letter for XXXX of my XXXX accounts, these accounts have never been late and never been delinquent. i have disputed few times with XXXX major credit bureaus but not been successful, also have written letters to the creditor as well, still no resolution. \nplease help me to remove these late. negatives from my records. \nthank you", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have filed a recent CFPB complaint on Bank of America, I had my card reported to Bank of America as being lost and certain transactions I never did and nobody ever handled my issue and I was transferred constantly to department to department and I was ignored about my situation, I reported to several people and nothing resolved and my card was lost and I spoke to customer service and card services about it nothing done and I found the hard when my account was closed and nothing was sent to my house to inform me that the account was closed I just recently had a woman from the compliance department call me an antagonized me on the phone and called me a liar I 'm going to file complaints with other agencies about this situation when I tried to explain what happen I was called a liar and said I made transactions in when I told her I did n't she admittedly went off on me and sent a correspondence to cfpb which I want a supervisor to give me a call because Bank of America did not resolve my situation I do n't appreciate how I was treated I will other complaints this tells I ca n't trust Bank of America do to the fact of how my situation was ignored and how it was handled by the rep which when I ask to speak to a supervisor I was hung up on I 'm very frustrated and angry because I reported what happened to me and nothing was done but I was accused by the rep that called and did not listen and did not care I want a supervisor call me or I will get in touch with corporate to file a complaint against the rep", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "The Kamiwaza Wanda series includes its self-title installment, as well as the spinoff Kamiwaza Wanda: Mysterious Joker Promin Stories.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "It was founded by Pierre de Coubertin and Demetrios Vikelas in 1894 as the authority for organizing the Olympics.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "123 hp laserjet download", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "5 little monkeys", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "THE DISPUTED ACCOUNTS HAS BEEN HINDERING MY CREDIT AND HAS BEEN AFFECTING MY CHANCES OF ACQUIRING NEW CREDIT. PLEASE HAVE THESE ACCOUNTS REMOVE OFF MY CREDIT FILE. THOSE ACCOUNTS ARE CLOSED ACCOUNT THAT ARE REPORTING AS DEROGATORY AND DELINQUENT, PLEASE CONDUCT A REINVESTIGATION INTO THIS MATTER AND HAVE MY CREDIT REPORT UPDATED WITH THE APPROPRIATE ACCOUNT ACCURACIES.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "Find me one in Livermore", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "XXXX XXXX XXXX reports multiple account numbers for the same account, some say XXXX balance & XXXX owed but account is over 120 days past due, another reports the balance has been charged off. Multiple calls to company. After I call to dispute, XXXX sends account to a different collection agency, and we begin the process over. It 's been since XXXX 2015 account is paid and closed at consumers request", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "When reviewing my XXXX XXXX, I noticed a new hard inquiry from CBNA made on XXXX XXXX through XXXX. I have not registered to have any new accounts opened or made any authorization to do so. Im not even aware who is CBNA. \n\nPlease assist me in getting this removed as this is alarming me. I was a victim of identity theft in the past would hate someone out there is reattempting it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Phoenix Financial Services is reporting a debt on my credit report for {$740.00}, I was not given notice of a debt collection until I recently pulled my credit report. \nThey have also reported a different debt that I have been disputing for a long time with no resolution.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have booked a blue volkswagen and contact number 07325713060.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "There is no verification that I am obligated to the debt for the child they are alleging.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2000 toyota camry", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "What is crossover referring too in a story?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Sake is produced by a brewing process more akin to that of beer, where starch is converted into sugars which ferment into alcohol.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Unauthorized credit inquiry on XXXX credit report.\n\nWas notified but refuses to remove the unauthorized credit inquires I was a victim of identity theft due to the XXXX data hack. Someone else was using my identity.\n\nSome have 2 credit inquires on XXXX credit report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "On XXXX XXXX, 2016 ADVANTAGE CREDIT , INC . \nXXXX XXXX XXXX XXXX XXXX, CO XXXX ( XXXX ) XXXX did an hard inquiry on my credit I did not authorize.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This company is harassing everyone in my immediate family as well as my siblings ' parents. They are also calling me on Saturdays and Sundays.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Not a duplicate, This is a Update- Experian has corrected my account with the correct information. The late payments were deleted. I have no idea when they did it, but it 's correct now. I have no further dispute with Experian at this time. I pulled up my free report XX/XX/2016 and saw that the late payments were gone. Thanks to anyone invovled.", "label": 0, "label_name": "SAT", "source": "consumer_complaints_medium"}
{"text": "I am at an income based forgiveness of $ XXXXmonth but just noticed the loan company, Navient, is still adding money to my account after I was told my account would stay frozen until after I started making payments again!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I bought a car in 2018 from BridgeCrest XXXX in Florida. They charged me a rate of 24.9 % knowing I couldnt afford it. I know Florida law is 19 % they allowed the other party to Modify the Loan with just her signature and not mine when my name was printed on the bottom where I was supposed to have signed. I told them not to modify the loan. The vehicle Went to repossession and they did not send any notice to me about it to the new address I provided them. They intentionally sent it to a previous address. I had no idea that the car was actually repossessed or that it was sold at auction. My credit score is  harmed because of a predatory lender and I need help.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I sent a letter regarding inaccurate and unknown things on my credit report. To this day over 30 days later I have not received a response yet. I feel like I'm being taken advantage of and being ignored of my disputes. Section 611 ( a ), it is plainly stated that a failure to investigate these items within 30 days gives a reason to immediately remove those items from my credit report it has been over 30 days so they should be deleted promptly. I demand these accounts be deleted immediately or I will file for litigation due to the stress you caused me. My information was also impacted by the Equifax, XXXX and XXXX data breach and may have got into the hands of the wrong person.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Yes, it is located in the centre. Would you like to make a booking?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I want to go to Las Vegas.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "This debt does not belong to me and I am unsure why it is on my credit report. This debt is from a company that I have never used.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Fraudulent account with XXXX - XXXX was opened under my name. Incorrect address & phone number was used. Account appears to have been opened in XXXX 's main location as the address and phone number used to open my account was in XXXX XXXX, South Carolina. \nXXXX was contacted and I was told they were opening a fraud investigation.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "The current hack of XXXX has exposed mine, and many, many other citizens to potential identity theft. Due to XXXX, the complacency of this and other credit agencies has been reveled and has allowed our personal information to be available online, or other means, to any threat FOREVER.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "24 hr clock", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Each Credit Reporting Agency c ontinues to show credit inquiries when we have not authorized the companies to pull our credit. I have disputed these inquiries from each agency and nothing has happened nor have they disclosed the accuracy of these inquiries.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have never damage XXXX and XXXX to which I have spoken to and they said that they paid this bill. I should a Of the no medical bills on my credit report for they are all paid for by just insurance100 per cent", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "over the past 6 months I noticed 2 accounts reporting on my credit reports that are mistakenly reporting ... I contacted equifax over the phone on numerous occasions and every time I call them I get a operator who cant speak english and each time they refuse to let me speak to an american ... I was told I could go online and dispute them and each time I go online it says my information doesnt match their system", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "これらの作品はご存知ですか？ -> そうですね第二位は知らなかったですねでも翻訳できない世界の言葉ってタイトルは聞いたことありましたし恩田陸さんのやつも文庫化したぐらいに読みたいかなと思ってます", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I have two hard credit inquiries I am disputing. The first is from XXXX XXXX, XXXX for a credit card from XXXX XXXX XXXX. The second is from XXXX XXXX, XXXX for a credit card from XXXX XXXX. Both of these were not authorized by me and were done by someone else fraudulently. I called XXXX XXXX XXXX to terminate the card and I have had no contact with XXXX XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have a debt reported on my credit report from Convergent Outsourcing. It is for a debt claimed by XXXX. \nOn XX/XX/2019 I submitted a request to XXXX to validate the debt in writing or remove the incorrectly reported account from my credit report. \nOn XX/XX/2019 they mailed a letter refusing to remove it. They have not provided any proof in writing that the debt is mine. \nI do not owe XXXX anything and request XXXX XXXX to remove it from my report.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "次に買おうと思っている家電はありますか？ -> 次に買おうと思ってる家電はドライヤーです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Please assist me in getting an incorrect birth year removed from my credit profile. I was born in XXXX, not in XXXX as Experian is reporting. I have informed Experian that I was a victim of identity theft. Also, there are several inquiries in the last year that is not mine. Please remove these unauthorized inquiries from my credit profile. The following addresses are not mine : XXXX XXXX XXXX and XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am requesting again in regard to the inaccurate and unknown items on my credit report. There are multiple errors shown in my report. Please verify that all items are 100 percent true, accurate, and correct, and are not untimely, unverifiable, incomplete, or inaccurate. Please delete these items and fix the negativity. Do so, to comply with FCRA section 611 which requires all reporting to be 100 % accurate. \n\nXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Sports involve bodily activities which improve strength, prevent aging, develop muscles and the cardiovascular system, help weight loss or maintenance and improve health.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "no thanks that is all", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "臨時寝台特別急行列車であるトワイライトエクスプレスが運行終了したそうですね．ご存知でしたか？ -> 何かの記事かなんかで見た気はしますね乗ったことなかったんであれですけども", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "2 monitors windows 10", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I took out a loan on XX/XX/XXXX2017. Interest rate is 786 % I have paid 7 payments of {$220.00} biweekly. The finance charge is {$1800.00} on {$750.00} loan. Total amount I will pay for this loan is {$2600.00}. I feel this is too much interest. I still have 5 more payments.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "My Synchrony 76 Card account was closed in XXXX of 2021 despite onetime payments, I can only guess for lack of use during covid lockdowns. However, they did not report this to any credit bureau and continued to apply interest and fees for an account that was closed for another 10 months. I eventually settled for {$400.00}, {$100.00} more than my balance when my account was closed, and they show late payments for following 10 months on my credit report. When they settled with me they claimed my account was still open until XX/XX/2021, which was untrue.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I am requesting the following hard Inquiries to be removed as I have not authorized any of these companies to pull credit.       XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX     XXXX   XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "PLEASE REMOVE XXXX XXXX AS AUTH USER : SS # XXXX ACCT # XXXX.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/XXXX I sent box by airmail fastest way to USA. \nThe post office agent assured me two weeks delivery maximum as it was a birthday gift. Expected to arrive XX/XX/XXXX latest It is XX/XX/XXXX and package has not arrived to my niece in USA. \nTherefore, I will not pay XXXX $ for SERVICES NOT RENDERED, so I am disputing the charge I have all documentation and receipt Since XXXX XXXX has no address or email stated in their website I can not contact merchant form USA", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "405 freeway", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "5377-19**-****-7530 ile biten Türkiye Finans Mastercard Gold Happy kredi kartıma 10/08/2024 tarihinde 206 TL olarak yansıtılan yıllık kart ücretinin iptalini ve bu tutarın ivedilikle tarafıma iadesini talep ediyorum. Yargıtay 13. Hukuk Dairesi'nin verdiği 2011/4736 esas ve 2011/11579 sayılı son karara göre söz konusu yıllık kart aidatının Borçlar Kanunu'nun 125. Maddesi ve Hukuk Genel Kurulu'nun 2010/1-93-88 sayılı kararı uyarınca on yıl geriye dönük olarak tüketiciler tarafından talep edilebileceğine ilişkin hüküm de kesinleşmiştir. 206 TL kart aidatının iadesini talep ediyorum. Aksi takdirde bankanız ile olan çalışmamı sonlandıracağım ve kart aidatı iadesi için Tüketici Hakem Heyeti'ne başvuracağım. Aynı zamanda yanıltıcı bilgi verilmesi nedeniyle ilgili mercilere başvuru yapılacaktır.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "最近ゲームはしますか？ -> 毎日してます", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "i have never recivied verification or proof of this debt, and this debt is reporting incorrect information, its not reporting the original date of debt ... .just the open debt date, which is two years later", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This credit card has not issued me a replacement credit card yet continues to call me asking me to pay a bill on which there are several charges I did not make. Thus a new card being shipped out XXXX months ago! This makes no sense, and they never even asked me if I got the card. Never concerned abou providing me a fresh start", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Saffron is the world's most expensive spice.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "There are XXXX auto loans being negatively reported on my credit report that has both been paid off in full. The creditors XXXX XXXX has sent me a paid in full letter that I have since forwarded to XXXX. Credit report has not been updated. Submitted several documents within the past few months and issues has not be resolved.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I had no idea that I would get charge so much interest on a {$350.00} loan. I have borrower from Lend up and they dont cost nearly as much as BPL. I have made 2 payment triple the about I borrowed. Please help me! \nI have made over XXXX in intrest.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Date : : XX/XX/2013 The actions were taken against me as if i was doing fraudulent activities with my account but Bank Of America, but the account was closed per BOA before because of BOA allowing someone on the inside of the bank to take money from my account.. So they basically told me to closed one account to open an whole new account so the problem could stop but it did n't stop there ... So i closed the account all together.,", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Your taxi has been booked. It will be a grey Ford and the contact number is 07955235640.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Bugün Gratis'in Muğla Menteşe şubesinden alışveriş yaptım. Beaulis rafında 150 TL üzerine sürpriz hediye yazan kart vardı. Kasada böyle bir şey söylemediler, ben de sordum. Kasiyer, 50 TL indirim yapıldı zaten, dedi ve ödemeyi yaptım. Fişe baktığımda indirim falan yapılmamış. Başka bir arkadaşına sordu, o da bize hediye falan göndermediler, dedi. Çalışanların oraya astıkları afişten bile haberi yoktu.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "4 drawer filing cabinet", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I sent a direct dispute to   XXXX   and it was removed from my credit file. I also sen t one t o  XXXX  and was told it was removed but the company keeps adding it back.  XXXX  gave me your number so that i contact you and let you know that they keep readding the charges.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have disputed this account on many occasions with XXXX, XXXX and Transunion and each time it comes back as Verified. \nCreditor reports Date of Last Payment XXXX payment history has No Reporting", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "great, i have 23 wonderful options for you!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I am being sued for a mortgage that was improperly foreclosed on and was taken to a Federal Class action Law Suite . I was awarded XXXX toward this instance and am now being sued for the difference of a XXXX mortgage. I have attempted to fax information about this to the company, have sent certified mail in regards to this. They have dismissed this and have now served me with a summons and are taking me to court.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Your table at The Varsity Restaurant has been booked and your reference number is UCR3X0MX . What else can I do for you?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I am glad I could help. Have a nice day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Do I have a different bus choice?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "All your information is incorrect, Inaccurate, or false.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX   XXXX  appears on my credit report. I have not done any business with this company. Already removed from my   XXXX   credit-report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Well fargo wo n't apply my payments when they are received. I had file complaint number XXXX with consumer finance and Well Fargo reported the payments where applied and credit agencieys were notified. Now the next payment I made goes to unapplied just like EVERY PAYMENT i 've made for three years!!!!!!!!!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "運動会や、学芸会などのイベントで面白かった体験はありますか？ -> 運動は苦手やったんで運動会とかはそんな好きじゃなかったんですけどなんか宿泊学習とかっていう名目で学校の運動場にテントを張って一泊したりとかしてましたねキャンプ的な感じで", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "\" Equifax mishandled my information which has led to a breach that puts myself and millions of others at potential risk. I am extremely disappointed with how equifax has handled reporting this breach. Very little was done to notify the public for nearly a month after the breach was detected. I received no email, letter, or phone call and instead had to discover it via social media.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I screen all my calls from unknown numbers and do a simple google search after the call has been missed. This is the second time XXXX XXXX/Navient has called before XXXX recently ( like within 3 months ) first was only XXXX minute before XXXX, but this time was about XXXX minutes before XXXX. There was no message left. This particular time caller id showed XXXX ( XXXX ) XXXX XXXX, IN.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Have a good day!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Equifax score is XXXX point less then all other reporting companies the reports identical for all XXXX. \nive tried calling and you are put on hold for 40 minutes and then the phone just keeps ringing.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "kay jewelers continues to change the status of my former charge account to open in collections when it was included in bankruptcy and discharged. this is causing me harm in trying to repair my credit and get new credit. it just caused me a XXXX point drop in my fico score by there reporting.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "2005 honda odyssey", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I want to fly from San Francisco on the 11th of March.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Actually I changed my mind, let's try Dickey's", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Look for something around SD. I need 3 ticket", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "XXXX XXXX XXXX and equifax shows collections accounts and credit cards I did not open XXXX credit card XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2 accounts XXXX XXXX XXXX company Ive tried to dispute I havent got anything fixed", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Okay, how about a standard Civic at PDX International Airport on March 10th?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "最近テレビはよく見ますか？ -> そうすね僕家テレビないんですよね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Theres a whole bunch of credit inquires on my credit and i barley turned XXXX yrs old i havnt done anything to mess up my credit please help i need toget a loan n want to get a credit card n havnr tried but says i have??", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "you are welcome, Shall i help you with anything more?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Ginkgo biloba is native to what country?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "「エスエヌエス」を利用していてハプニングにあったことはありますか？ -> もう一回言ってください", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I am a legal resident of Delaware and after doing some investigation on the company attempting to collect a debt. I discovered that XXXX XXXX XXXX. is not legally Licensed to collect debts in the state of Delaware.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Wells Fargo Bank ( 1 ) Opened multiple account when not necessary, ( 2 ) charged fees on accounts that were supposed to be \" free '', and ( 3 ) charged \" Direct Connect '' fees, but called those fees as \" QuickBooks '' fees on my bank statements when I never used the Direct Connect service.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I was contacted by a singles site called XXXX. I had just went to an interview with them in XXXX 2015. The person persuaded me to sign up with thier services. I gave a {$500.00} down payment towards having XXXX dates with XXXX elegible bachelors. I explained I would not be available for another month and was told it would be fine. Two days later I received a distirbing call from a young man who represented himeslf from the company and he wanted my credit card in order for the services to begin. I refused and told him I was no longer interested since there was a conflict in our initial agreement. I then began receiving bills from them where each month the amount was doubling. I received an email from the original sales person asking me to call her. I no longer wished to speak with her since she had falsely represented what they promised. I attempted to send an email, but it was returned. I tried calling the company and the number was out of service. I am getting OMEGA debt collection calls on this who want to negotiate a settlement. XXXX XXXX XXXX ia thier number.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Common Wealth Financial uploaded a collection debt to my credit reports that was paid in full XX/XX/2015.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have attempted to acquire validation of the debt the company is attempting to collect, however, the company has failed to provide the needed documentation. Despite not sending the documentation they have continued to report the information on my credit reports.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, I would like to book a table for 6 people at 19:15 on Monday, please.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Is it possible for morchella to be toxic?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "350z for sale", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "XXXX XXXX XXXX keeps calling my home phone XXXX even though I have had no business dealings with this company and have no debt associated with them. I would like the repeated phone calls to stop.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "These inquiries on my Credit report has not been authorized by me. I would like to have them removed because they are causing a bad impact on my Credit Report. Thanking you for your assistance. I will be uploading a copy.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "では、やったことのあるゲームの中で、もう一度やりたいものはありますか？ -> ゲームキューブのスマッシュブラザーズです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "10 commandments", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I do n't owe this company any money, I never had a at & t account. I will not pay for a debt that do not belong to me.This account is fraud and I will not be responsible for this debt.it is illegal for this company to obtain my personal information from another company. I 'm tired of being harassed about this account. I know my rights", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "6314215309921 numaralı gönderimi Kuryenet 13 gündür teslim etmiyor. Günlerdir evimde bekliyorum. Dağıtımda yazıyor, akşam bakıyorum evde yok deyip iptal ediyor. Böyle bir firma görmedim. 13 gün ne demek ya? Yapamıyorsanız bırakın bu işi. Ne bir iletişim numarası var ne de bir bayileri. Hiçbir numaraya ulaşılamıyor.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "I HAVE A LOAN WITH  AN UN KNOW  LENDER AND CHASE BANK IS SERVICING THE LOAN, I WOULD LIKE TO KEEP MY HOME THAT IS CURRENTLY IN FORECLOSURE WITH A EXPECTED SALE DATE OF XX/XX/2015 , IAM REQUESTING HELP IN ORDER TO GET CHASE OR WHO EVER IS HOLDING THIS LOAN TO ALLOW ME TO MODIFY THE LOAN TO A MORE AFFORDABLE PAYMENT", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Good, book it.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I require the vehicle from the 9th of March and would like to pick it up near afternoon 1.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Can you find me an interesting museum and give me the phone number to it?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Bir butikten ürün satın aldım, MNG Kargo'ya verilmiş, günlerdir bana teslim edilmedi. Aradığımda yoğunluktan dolayı dediler. Birkaç güne teslim edilir dediler ve sonuç olarak ürün iadeye verilmiş. Gerçekten işinizi muhteşem yapıyorsunuz, hem ürünüm yok hem param gitti.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Have submitted a prior compliant under number  XXXX . The complaint shows closed, but have been unable to read the company 's answer and justification for closing the complaint. Until I can read their reply, I consider this matter unresolved.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "その旅先で何かハプニングはありましたか! -> ハプニングハプニングという程のものではないんですけどなんかうちのこう息子が途中で飛行機入る前になんか一人だけちょっとこっちに来てねって言われてなんかえらい全部全身をなんか金属のあのチェックのやつをされたり全部もう中の物を全部出されてっていうことがあっていやあの子大丈夫かなと思ってちょっとびっくりしましたね", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "DiTech Financial is claiming that we 've missed XXXX payments and are proceeding with foreclosure as of XXXX ... .we have NEVER missed a payment. We have talked to them, went through all our payment history, continue to make payments, we are a nervous wreck and do n't know what to do ... we have all the documentation and proof of payment ...", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Mickelson's playing style is described by many as \"aggressive\" and highly social. Mickelson has also been characterized by his powerful and sometimes inaccurate driver.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Hi my name is XXXX XXXX I have a loan with NationStar # XXXX property XXXX XXXX XXXX XXXX XXXX, CA XXXX I have been trying to avoid foreclosure by requesting a loan modification form my lender, i believe i am a victim of predatory lending and my lender is engaging in violations of the Home Owners Bill Of Rights such as dual tracking. they have refused to work with us to obtain an affordable mortgage payments.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "On October 21, 2021, while filming for the upcoming film Rust, Baldwin discharged a prop gun and killed cinematographer Halyna Hutchins and injured director Joel Souza.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Saudi Arabia, the UAE and Bahrain imposed a 50% tax on soft drinks and a 100% tax on energy drinks, but I don't know if these are the highest taxation level on sodas compared across all the countries in the world.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "XXXX XXXX of the Regional Adjustment Bureau XXXX has left messages with every extension on the directory that she is attempting to contact me to collect a debt. I have no idea who this person or company is or what they are trying to collect. She has been told repeatedly to quit calling this number. She was very rude and kept telling me to give her my birthdate and social security number. That is not going to happen. Please have her cease and desist.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I asked for some deferment or forbearance for my private student loans while I am serving in the XXXX XXXX but they say they can not defer for more than 6 months.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Just two will do.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "Lenmark Finance Company continues to call my job. They have called multiple time which includes XXXX XXXX times a day. Trying to be smart and call back to back blocking their number. Threating to call to speak to our corporate office to get my information to file papers at my job.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have previously disputed this account and the Kross Lieberman has stated that they did not get the documentation even though I have previously attached the police report and id theft affidavit. I have additionally faxed prior to this complaint all the information pertaining to this fraudulent account", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Booking was successful. The table will be reserved for 15 minutes. Your reference number is : TNUY77OW . Can I help you with anything further today?", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "I need a place to stay! Can you help?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "16gb memory card", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "incorrect information reported XXXX XXXX 2017 by XXXX  and XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Number? Type of event?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I found a {$3000.00} collection notice on my credit report, but it is not mine as I have never had a XXXX account. I notified Amsher on XXXX XXXX, 2016 through their website, but I did not receive a response.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "These people called my cell phone threatening to make me lose my job, sue me, and ruin my life. They never identified themselves beyond NCA. I called back repeatedly to find out who or what they wanted. I was ridiculed, told they would ruin my life and my children 's lives, and then threatened with a harassment suit.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Plants are chosen as much for their functionality as for their color and form. A well-designed potager can provide food as well as cut flowers and herbs for the home with very little maintenance.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Arama kayıtlarım var, 19 Temmuz'da Denizbank sistemler bozulması sonucu yapılandırma yapmadılar. Sonrasında trafik kazası geçirdim, borç düşünecek durumda değildim ve birkaç gün içinde icra takibi başlatılmış. 150-160 bin borcum varken bana gelen icra kağıdında 187 bin borç gözüküyor. Arayan avukat 212 bin borcum olduğunu söylüyor, 5 taksit yapması halinde 270 bin civarında ödeme çıkıyor. Şimdi size soruyorum, bu nasıl bir borçtur, nasıl bir ödeme şeklidir, nasıl bir insaftır? 12 bin ödeyemeyen insandan aylık 54 bin ödeme nasıl bekliyorsunuz ya da borcum neden 110 bin fazladan oluyor? Mantıklı bir ödeme çözümü sunulursa zamanında ödeme yapacağım, şu an kimseden net cevap alamıyorum. Çözüm yoluna gidilmiyor.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "turkish_complaints"}
{"text": "What other ingredient can be substituted for morels ina recipe?", "label": 3, "label_name": "WANT_DIFFERENT", "source": "inscit"}
{"text": "Anything else for now?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I am deluged by credit card offers from Capital One. This unwanted junk mail is a source of great irritation and needless inconvenience as I have to shred the unwanted solicitation. And this continues despite having requested the Credit Bureaus and Capital One to have my name removed from such solicitations. I would like CFPB to impose harsh penalties on such banks who refuse to comply with customer requests to cease soliciation", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Where are you departing from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "XXXX   XXXX   XXXX   client  XXXX   XXXX  is a victim of identity theft. Someone used his information to apply for several credit accounts without his consent. Among these are  Barclays Bank credit card service. A formal dispute was mailed to Barclays Bank,  certified mail with return receipt     X/XX/2017   which  Barclay  Bank did receive. A recent credit report  X/XX/2017    still shows the  Barclays  inquiry listed with the credit bureau  XXXX .", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "You're all set. Reference number is NJB87PAP . Is there anything else I can help you with today?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I do not have any information on on-going clinical trials involving organ printing, but the challenges faced in organ printing field are being addressed.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Where will you want to be traveling to and from?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "aa home insurance", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "2015 chevy silverado 1500", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "My parents have been receiving 4-5 calls per day from a debt collection company that says they 're from Iowa. They are asking for information on someone who does n't live at their house, but has the same last name. My parents have kept a log from the start, and this company has called over 60 times in the last month, as early as XXXX. The company will not divulge any additional information. My parents have all the names and phone numbers of those who have called.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I have a home equity line of credit with XXXX. For some reason it 's reporting as a credit card on my credit report with all three credit reporting agencies. This has caused other credits to deny my applications for new credit and increases in existing credit lines.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX has been paid in full and XXXX who has the account has received the paper work that it is paid in full and was to remove it and it 's still on there need it look into checked and removed cause it 's been paid in full. XXXX has all the documents", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "This company Account Reoslution Corp in XX/XX/XXXX concluded via a dispute directly through XXXX and XXXX that this debt was invalid and removed it from both reports as of XX/XX/XXXX. On XX/XX/XXXX this account was reinserted to my XXXX report, reporting a balance of {$260.00} which is not my debt. I also was not notified of this debt before it was reinserted.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "では本物でなくてもいいので、銃を見たことはありますか？ -> モデルガンみたいなのを店頭に飾ってあるのは見たことあります", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Can you get us a table at Restaurant Alimentum at 11:30 on Friday?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I would like to leave on Saturday from Birmingham New Street.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "写真を撮りに行ったり見たりすることはありますか？ -> わざわざ写真を撮りに行ったりすることはないですねありますか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "「めちゃめちゃいけてる」は見たことはありますか？ -> はいあります", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Experian has my XXXX XXXXXXXX XXXX showing Negative. This account does not go positive until 2022 and there  has not been a late payment in over 18 months It should not take 4 years for this account to go positive considering it has not been late in over 18 months. \n\nFTC has been filed as well to this account.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "aaa driving classes", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I want 1 ticket for Madonna Brooklyn.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "What are some of the manga series that are associated with Kamiwaza Wanda?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Is there anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Philip Mickelson had a wrist injury while practicing at Oakmont before the US Open.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Further to my Complaint no.   XXXX   and the Company 's Response, I reiterate that I applied for the card under the promotional offer by clicking on a link to the offer. Although the welcome bonus offer was described in the terms and conditions and an additional disclosure before I applied for the card, American Express should have either denied my application or informed me that I was not eligible for the offer at the time of approval of my application.  Amex did neither, and made me believe that I never had a similar card in the past and that I was eligible for the offer. Only after meeting the offer requirements and demanding the bonus, Amex told me that I previously had a similar card. It is clear that Amex was not fair in communicating with prospective custo mers.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "How can I help you further?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Can grenache be found in South Africa?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "On Tuesday, XX/XX/2016 I logged into my account to review and went to the Activity & Statements page. The page read the following : Last Statement Balance : {$120.00} Payments and Credits : + {$0.00} Transactions : + {$63.00} Current Balance : {$190.00} If you do the math, that is incorrect. {$120.00} + XXXX = {$180.00} and not the {$190.00} they are saying. Discover is trying to illegally take additional money from me that I have not authorized.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Made payment though automated system. System charged total amount of balance instead of minimum payment. Capitol one refunded amount and during that time placed a 30 days late on credit. Payment was made on time their system charged wrong amount as can be seen by them refunding money. Capitol one refuses to remove 30 day late as it was their system that was in error.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Yes, I need another help. Please search for round trip flights.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "XXXX is not Bonded in the state of Texas to collect debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I need to find a train leaving on Thursday going to Cambridge.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "XXXX leaked my social security number and personal information to hackers. I risk getting hacked.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "To Whom it may concern, This letter is to inform you that I recently received a copy of my credit report that your company publishes and after reviewing it I found a number of items on the report that are inaccurate. The accounts in question are listed below. Please send me copies of the documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed below. \n\nABSOLUTE RESOLUTIONS I XXXX XXXX Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. Please dont respond to my request by saying that these accounts have been verified. Send me copies of the documents that you have in your files that were used to verify them. If you do not have any documentation in your files to verify the accuracy of these disputed accounts then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness. \n\nUnder the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for each of the accounts listed below within 30 days of receipt of this letter then you must remove these accounts from my credit report. PLEASE DELETE ALL ACCOUNTS THAT ARE NOT XXXX XXXX COMPLAIANCE Please provide me with a copy of an updated and corrected credit report showing these items removed, I demand the following accounts be properly verified or removed immediately. \n\nPLEASE BE AWAR THAT DEPENDENT ON YOUR RESPONSE I MAY BE DETAILING ANY POTENTIAL ISSUES WITH YOUR COMPANY VIA ONLINE PUBLIC PRESS RELEASE INCLUDING DOCUMENTATION OF ANY POTENTIAL SMALL CLAIMS ACTION. I AM ALSO INCLUDING A COPY OF MY COMPLAINT TO THE ORGINATION BELOW : CC : XXXX XXXX ASSISTANT DIRCTOR OF ENFOREMENT CONSUMER FINANCIAL PROTECTION BUREAU CC : CONSUMER FINANCIAL PROTECTION BUREAU CC : XXXX XXXX XXXX XXXX : XXXX XXXX XXXX : FEDERAL DEPOSITE INSURANCE CORPORATION CC : COMPTROLLER OF CURRENCY CC : XXXX XXXX XXXX CC : XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "They Keep calling my mother numerous times a day & blowing up her phone constantly. They are also repeatedly calling my number & now trying to use a local number for me to answer! I do n't know who this company is. NEVER received a letter stating about this debt AND ITS NOT ON MY CREDIT REPORT. PLEASE REPORT THIS!", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Loan Servicer is XXXX XXXX  XXXX Owner of Loan is XXXX XXXX XXXX - XXXX On XX/XX/2020 I received a written assurance from the loan servicer that \" You have been approved for a Forbearance Plan and should receive written notification in the mail within 7-10 business days regarding the specific details of your approved 3 month plan. '' ( Note : 7-10 business days from XX/XX/2020 would be from XX/XX/XXXX to XX/XX/2020 ). \n\nOn XX/XX/2020 I received a second assurance by email from the loan servicer that I had been approved for such a forbearance plan. The email stated : \" Based on a careful review of the information you provided to us, you have been approved for a Forbearance Plan. A Forbearance Plan is a temporary suspension of your mortgage payments intended to allow you the time and flexibility to manage the financial challenges affecting your ability to pay your mortgage. \n\nForbearance Plan Your monthly mortgage amount of {$25000.00} has been placed on a temporary forbearance for a period of 3 months. That means that starting on XX/XX/2020 and for the next 3 months YOU WILL NOT BE PENALIZED WITH A LATE PAYMENT CHARGE OR WITH NEGATIVE CREDIT REPORTING IF YOU MISS A MORTGAGE PAYMENT. '' I was grateful to receive the approval of the Forbearance Plan and I was waiting to receive the \" specific details of your approved 3 month plan '', when I received another letter from the lender, dated XX/XX/2020 which ( erroneously ) stated : \" This notice is to confirm that you have declined the COVID-10 [ sic ] Forbearance Plan assistance program. \n\nWe have removed the Forbearance Plan from your loan. Please be advised that we will continue to service your loan in accordance with all applicable State and Federal laws. '' I never declined such Forbearance Plan assistance program, nor had I communicated in any way with the lender my intention to do so. Rather, I had applied for it, was happy I was approved for it and was awaiting further \" specific details of your approved 3 month plan '', when I received such XX/XX/2020 letter notifying me that my approval had been withdrawn ( for no stated apparent reason ). \n\nThen I received an alert, that, despite the lender 's assurance that there would be no negative credit reports during the pendency of the three month forbearance period commencing on XX/XX/2020, the lender did make negative credit reports against my credit during such period ( on or about XX/XX/2020 ). \n\nI made numerous attempts to reach my single point of contact, as well as the escalations department and the loss mitigation department of the loan servicer to get them to place the loan back in the forbearance plan ( from which it should never have been removed ), and to delete the negative trade lines on my credit. I received no responses. Despite several emails and telephone messages to my single point of contact, he has also never responded to me, in violation of California HBOR Civil Code Section 2923.7. Likewise, neither the loan servicer nor the owner of the loan have responded to any of my RESPA Qualified Written Requests or Billing Error Notices under 12 USC 2605, nor have they corrected the credit during the 60 day dispute period ( 12 USC 2605 ( e ) ( 3 ) ), or, indeed, at all. \n\nI have applied for SBA Covid 19 Relief that is being placed in jeopardy by the erroneous negative credit reports that should not have been made during the Forbearance Period under the Forbearance Plan, which, in turn, should never have been unilaterally, and without stated reason, terminated by the loan servicer on XX/XX/2020, only one week after it had been approved for a 3 month period.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Sure, I just need to know where you are departing and arriving at.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Also collections refuses to stop reporting to XXXX even though account was discharged I never bankruptcy", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Lady friend forge my name on school loan as an co-signer without me knowing it, then we got married ( XX/XX/XXXX ) and divorce ( XX/XX/XXXX ). \nNine years later they want me to pay for the loan.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "My interest is being capitalized on my student loans unlawfully and because of XXXX 's unlawful practices. I pay my student loans based on an income based repayment plan. I received a notice on XX/XX/XXXX, that I would need to recertify my income in about two months and if the recertification was not received by XX/XX/XXXX, my payment would go up. On or about within 72 hours of receiving the notice to complete the recertification, I uploaded my application on the XXXX website on XX/XX/XXXX, and on XX/XX/XXXX, I received a notification that the application was incomplete and needed additional information. I uploaded the requested information to XXXX on XX/XX/XXXX, two weeks before the XX/XX/XXXX, deadline from the XX/XX/XXXX, letter. Pursuant to the letter dated XX/XX/XXXX, my correct application was received two weeks prior to XX/XX/XXXX, and my application should have been processed and not resulted in an escalated payment in XX/XX/XXXX. I realized I had not had a response on my income based repayment application and called XXXX as well as resubmitted my income based repayment application again just to be double sure it was received. I requested my new payment amount and was told that my application had not been processed due to a backlog of unprocessed recertifications on XXXX 's part. I asked that my payment be recalculated so I could make my XXXX payment. I was told that could not be done and a new bill could not be issued for XX/XX/XXXX and once mentioned I would be filing a complaint with the CFPB, which I have done, the call was escalated and I was told by the representative that they would go ahead and immediately process my income based request and would try to have the XXXX payment corrected, but they could not guarantee that would happen. I called at the end of XX/XX/XXXX when I noticed I had no automatic debit for XX/XX/XXXX scheduled on my account and the representative told me XXXX had placed my loans on a forbearance without my permission and the type of forbearance was a status that signified that it was due to a servicer issue. I specifically noted how that would affect me by extending when my loans will be ultimately forgiven and how this was done through no fault of my own. I also specifically asked about interest capitalization and was told that would NOT happen because the status of the forbearance was due to a servicer issue. I received an email tonight, XX/XX/XXXX, at XXXX XXXX stating that if the interest was not paid by XX/XX/XXXX, outstanding interest in the amount of {$18000.00} is going to be capitalized. I did not request a forbearance, change in repayment plan, etc. XXXX did not process my recertification application in time and placed me into a forbearance I did not request and is now going to capitalize {$18000.00} in interest on my student loans. This is unlawful and an abuse of power. I am looking for someone to assist in correcting XXXX 's egregious wrongs. PLEASE HELP!", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Have a lovely day.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I went into a Wells Fargo branch in XXXX, KS yesterday XX/XX/2018. It was the location at XXXX XXXX XXXX XXXX, XXXX, KS XXXX. \n\nI showed my drivers license and the personal banker called you guys and was put on hold. Now that I am verified, please unlock the account and allow me to have access to the account in its entirety. Thank you", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "How about a Delta Airlines flight taking off at 3:55 pm local time, with a return flight scheduled for 7:05 am, at a cost of $740 per passenger?", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "my personal information was used without my consent", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "That sounds all right.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Beginning In XXXX of 2010, Global Client Solutions, XXXX, XXXX XXXX, collected a total of XXXX dollars from us. They were supposed to settle some our debts as we paid them XXXX dollars a month.But when we could no longer afford to pay the XXXX dollars a month, they would only refund us {$220.00}. They refused to give our money back. They are a bunch of crooks. I know this is a late complaint, nonetheless, I felt it my duty to report them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How many people fall sick from tick bites a year anyway?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "They consistently trying to call my place of work several times day. I can not except external calls on my phone especially from a bill collector. I have informed my boss about the calls since she sees my phone reports. This is embarrassing to me and the calls need to stop.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Ally Financial has been charging a fee for late payment when I have been paying the amount due as shown on the online summary. So instead of allowing me to pay for the amount due and also any additional fees on the account they only allow the amounts paid to apply to the principle and do not tell you or advise you that any overpayment is only applied to principle and will not be applied to fees. They then XXXX fees based on the original infraction without telling you.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "1950s music", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "Back in   XXXX   XXXX     I went to  XXXX   XXXX   XXXX  for an oil change and I came out driving a new   XXXX    XXXX   XXXX   XXXX . My monthly payments are currently {$530.00}. I have tried numerous times to get out of my issues but I have been denied over and over again. I currently owe {$17000.00} on a car that costs {$23000.00}. Which does n't make sense to me or anyone.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Lender ( XXXX XXXX / XXXX ) filed for bankruptcy in XXXX XXXX. Debt for 155,000.00 made XXXX XXXX included in chapter XXXX Loan transfered to several different collectors. Asserts TILA & RESPA violations ; Request any and all copies of MERS transactions XXXX CFPA violations", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "Great! Have a wonderful day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "In accordance with The Fair Credit Report Act XXXX account XXXX XXXX has violated my rights.\n\n15 U.S.C 1681 Section 602 B states i have the right to privacy.\n\n15U.S.C 1681 Section 604 A section 2. I also state a consumer reporting agency can not furnish your account without my written instructions", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Optimum Outcomes continues to report fraudulently obtained accounts on my credit reports after I have formally requested and sent them my original police report for identity theft. I have disputed with the credit bureaus but Optimum continues to verify it as mine.I 'm filing a complaint on this company for deceptive business practice and code of ethics.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "では本物でなくてもいいので、銃を見たことはありますか？ -> いやないですたぶんないとないですなんかわかんないちょっと記憶がはっきりしないんですけどアメリカにホームステイ行ってたときがあってなんか銃を銃は一応持ってるっていうなこと言ってた気もするのでもしかしたら見たかもしれないんですけどでもあんまり記憶もないのでちょっとすいませんあいまいです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "mrs associates, ph ( XXXX ) XXXX continues calling my number which is ( XXXX ) XXXX in an attempt to contact a family member. These are unwanted phone calls, and I hang up before the recording can finish. I am on the \" do not call list '' and for privacy have an unlisted number.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I would like more information on the account being reported", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "consumer_complaints_medium"}
{"text": "I recently got a mortgage and now I have numurous hard inquries on my credit reports. \nI have talked with both transition and XXXX about an account from XX/XX/XXXX that was taken out of my S.S. Ck. I also had accounts that were to be removed from my accountsBecause they were from XXXX Iwould like a forensic revue of my accounts.If that isPossible. Thank you XXXX XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "On XX/XX/23 I noticed 2 charges from XXXX on my Bank of America Visa credit card. I did not make these transactions, and I opened a fraud claim with the bank ( claim XXXX ). \n\nThe bank subsequently informed me that they were closing the account. \n\nOn XX/XX/XXXX, while attempting to get some status on the claim, the Fraud department notified me that a payment was due, so I made a payment of {$1200.00}. \n\nOn XX/XX/XXXX, I received the attached notice from the bank, stating that I had confirmed that the charges were no longer in dispute. This is factually incorrect. \n\nI have never received a final statement on the account, for the charges in the last payment. I can not reach the bank through online or phone channels, so I have mailed a letter to the bank requesting them to re-open the claim and send me a final statement.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "Creditor is XXXX XXXX XXXX and I have a inquiry on my report that I didn't authorized nor did I apply for anything and I want this item removed via FCRA section 623 if you can't provide proof that I requested to have this inquiry on my report It's fraud.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "IQ Data continuously mails me a debt that contains no verification or itemized statement of what I owe, and despite the 5 emails I have sent, I have received no confirmation of my dispute and continue to be harassed by the company without any verification of the debt.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "13/08/2024 tarihinde +62 895 6358 63891 numarası tarafından \"yağız, finansal hesabın eklendi. Hesap : py*** Şifre:qh*** USDT Bakiyesi:***********[tepois.com] Güvenli bir yerde saklayınız \" adına saçma bir finansal hesap açıldığı ve şifre tarzı paylaşım olduğuna dair bir mesaj geldi. Bu numara ve kişiyle hiçbir bağlantım yoktur. Numaraya cevap vermedim. Kesinlikle şikayetçiyim. Hesap bilgilerime el konulup telefon numaramın kullanılması, yayılması veya WhatsApp'ta bulunan bilgilerimin dağıtılması veya üzerime herhangi bir borç çıkması durumunda hiçbir sorumluluğu kabul etmiyorum. Tüm sorumluluk WhatsApp'a aittir. Şahsım adına gelecek herhangi bir soruşturma veya borç hakkında WhatsApp sorumludur. Benim numaramın bu kadar kolay bulunmasından dolayı sorumluluk kabul etmiyorum. Bu tarz bir yerden hesap açmadım ve alakam yoktur", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "No problem, have a good one!", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "I asked to Cease and Assist the debt with the current XXXX XXXX XXXX and both XXXX XXXX and currently Total Card has been harassing me and been belligerent when I called them to do not call me as this account is XXXX yrs old and I am not working and am XXXX! Also verbally threatening and harassing me! I also asked not to be on a recorded line and they disrespected my wishes!!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thank you for your help.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "XXXX XXXX is falsely reporting to my credit, i was never notified about this account, they claimed they did not have a forwarding address, i came to know about a balance of {$130.00} when it was placed on my credit report, paid it off XXXX XXXX XXXX, but XXXX is still reporting to my credit that i am late as at XXXX XXXX XXXX. \n\nthis Account should be deleted for false reporting and illegal collection tactics", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Hi, They continue to call after telling them to stop calling. Has sent dispute letters without response. The debt date continues to change, which is aganist the law. The debt should be no longer valid but the date continues to change. Very harassing!", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I don't have a preference for leave time. I need to arrive in London Kings Cross by 14:00.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "Are blue crabs very common to catch?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I consolidated my student loans, however, Transunion reports the new consolidated balance as well as the pre-consolidated amount. As a result, my credit report indicates that I owe over $ XXXX in student loans and makes my debt looks exorbitant. I have disputed with Transunion and they have failed to acknowledge or correct this error.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I'd like the postcode and phone number please.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I am a victim of identity theft and someone stole my identity and personal information to open up a Visa credit card account with Bank of America. The following Bank of America Visa credit card account do not belong to me : XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Is there a specific day you'd like?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I disputed a transaction on my USAA Master Card and they took charges off. They Merchant responded and they reissued him the monies even though I have resubmitted more evidnce showing substandard work and misleading representation to Emissions they will not take the monies off because they do n't have a letter from a third party even thought they have the problem on the receipt. They are letting XXXX XXXX XXXX get away with fraudulent business practices at my expense.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There's a Mcdonald's in Livermore than I can reserve at 12:30 pm for 2 people on March 14th.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "Cheating me out of my repayment rights. Reporting to have had defaulted my loans, also end up damaging my credit score. Also they are being sued also by federal government.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "There is a legal item listed on my credit report that I paid and is listed as paid but I can not seem to get anyone to help me take care of it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Hoy is a British racing driver. However, the last event is see him entered in is the 2016 Le Mans 24 Hours.", "label": 2, "label_name": "WRONG_ANSWER", "source": "inscit"}
{"text": "それは「最近」食べられたんですか？ -> 昨日お昼にインドネシアのカレーのレトルトのパックがあったのでそれを食べました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "最近では人工知能を搭載した家電が注目されているようですね．ご存知ですか？ -> そうなんですね例えばなんですか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Are horizontal or vertical East Asian scripts more common?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "it has a two star rating", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Sure. The Chiquito restaurant bar is located in the south part of town, and serves mexican food. Phone number is 01223400170.", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "from XX/XX/14 i had a XXXXXXXX XXXX and XXXX from there i was unable to work and lost everything. There are multiple accounts from this day forward basically all medical with XXXX The hospitals took care of my bills through community care and charity as I was sick multiple times after. I do not have the funds to pay these amounts and would ask that they be reconsidered or removed based on financial status, sickness and inability to pay.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "30th birthday gifts", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "I have sent XXXX certified letters to Rash Curtis and Associates to have a fraudulent collection account removed from my credit and they continue to ignore but they are apparently responding to the credit bureaus advising them that the account belongs to me- it does n't!!! \n\nOriginally they were reporting XXXX unknown accounts then they were removed and all of a sudden a new account appears with a different account number # XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Is there a time you would like to leave by?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Booking was successful. Reference number is : TUX6P1KD .", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Yes, I want it that day at 6 in the evening and I just need it until the 5th of March.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Could I please have the phone number and address of this hotel?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Are there any places that don't have a soda tax?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "In 2011 I hired XXXX XXXX as my caregiver followingsurgery. During the next 3 and a half years she systematicallyused all my credit cards and atm card for her benefit. \nThousands have been stolen. I filed XXXX police reports. Nohelp. Am currently contacting the fraud dept. of all cards used. \n{$1700.00} has been returned. More to come. I had my bank autopay my bills while my XXXX was healing. I trusted her.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I have a Health Savings Account serviced by Wells Fargo , N.A . When I opened the account, the service fee was {$2.00} per month. They changed the fee to {$3.00} per month since then. I can not close out the account because it would cost me a 10 % tax penalty. WF knows they can steal {$3.00} from me and there is nothing I can do about it.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I would like to leave on Firday after 16:00. Can you provide me with the arrival time?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "What are some example of running up the score outside of the sports world?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I had a checking account with my girlfriend. Her ex husband had an account there also with her name on it. His account was over drawn so they took my money out of my account for his debt owed to the bank. I want all my money back his debt has nothing to do with me.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "なるほど、その中でもおすすめのスイーツはありますか？ -> おすすめおすすめそうですね豆大福が最近好きなので豆大福美味しいですよどうですか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I received a letter from a debt collection agency for {$10.00} for a medical service. I never received any communication from the medical provider that I owed this amount and the first I am hearing of it is from the debt collection agency.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "How much does it cost?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "A old debt still remains on my credit report, Account Name XXXX XXXX  Account Number XXXX Account Type Revolving Bureau - XXXX Date Open - XX/XX/XXXX High Limit - {$7600.00} Monthly Payment - Account Balance - {$52000.00} Last Reported - XX/XX/XXXXAccount Status - Charge - Off Amount Past Due - XXXX Account Designator - Authorized User", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "2010 toyota tacoma", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "I have a student loan through FedLoan Servicing. I 'm currently on an income based repayment plan . Income based rep ayment plans need to be recertified every year, in order to verify income and determine how much the repayer is able to pay in monthly payments.     On  XXXX   XXXX , I got a notification e-mail telling me that I needed to recertify my income by  XXXX   XXXX . Therefore, on  XXXX   XXXX , I submitted an application to renew and recertify my repayment plan with studentloans.gov, a site maintained by the Department of Education to apply for income based repayment plans and verify income. Because of security issues, studentloans.gov notified me that, until their security was upgraded, I could not submit the form online, but that I should fax the completed form and a copy of my most recent tax return to FedLoan Servicing.     I faxed my completed tax return and form on  XXXX   XXXX . On  XXXX   XXXX , I received an e-mail from them saying that my form was received, and that, within  ten days, they would review the application and let me know if they needed additional information.      On  XXXX   XXXX , having not yet heard from them, I contact ed FedLoan Servicer 's phone center to check on the status of the application. The representative told me that th ey had received my application, and that they might have the application reviewed by  XXXX   XXXX , but the latest it would take them would be  XXXX   XXXX , and I 'd receive a response by then, On  XXXX   XXXX , I contacted their phoneline again to check the status. Another representative informed me that reviewing my application could take up  to two billing cycles ( two months ), and that I would just have to wait. I reminded them that my reduced repayment rate was due to expire and that, if it expired without recertification,  I would have to pay the standard rate ( I 'm paying about {$120.00} a month now. The standard rate would increase that to about {$570.00}. ) She told me, if that were the case, I 'd just have to pay the standard rate until they reviewed the paperwork.     After I got off the phone with them that day, I sent them a message through their website explaining the situation and asking when my paperwork would be reviewed, but I have not yet gotten any response.     As of yet, they have still not recertified my income.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "customer_complaints"}
{"text": "アニメですか。おすすめのアニメってありますか？ -> ガールズ＆パンツァーって知ってますか", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "I am looking for a train. The train should leave on monday and should leave after 16:45", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "I attempted to purchase cryptocurreny using my checking account. My banking institution, Capital One, has informed me that they do not allow any funds to be used to make such purchases.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Ive been trying to get insurance on my vehicle for some time now. Every time I get a quote for insurance either I was ineligible or it was too high. I would always ask what the reason was for this and I always get told that it could be my credit. I decided to pull my credit and I am extremely shocked on the outcome of the repor. The things I have listed on this application are not mine. Please remove these items from my report.", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I need the car type and contact number.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "What was the public's general view of Rajiv Gandhi?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Chicha emerged from the Andes and Amazonia regions.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I have contacted several times to advise the debt does not belong to me", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Many inquiries on my credit report that were not authorized.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "「エスエヌエス」を利用していてハプニングにあったことはありますか？ -> はないです", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Their number is 01223902088 and their address is pool way, whitehill road, off newmarket road. Need anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "No, thank you.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "Sent a certified letter dated  XXXX / XXXX / 17  requesting the company complete the items requested in the letter to Validate the disputed amount owed.     They responded with a letter Verifying the account. They did not furnish the requested information Validating the amount they say is owed them.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "the credit agency XXXX and Transunion are reporting a Federal Tax Lien in XXXX County showing a balance of {$33000.00}. This Tax Lien is included in our Chapter! XXXX bankruptcy and has been discharged. It is not showing in discharged in bankruptcy with a zero balance.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Do you still need me?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "My name is XXXX XXXX XXXX this complaint is not made in error neither is it being made by a third party.I declare under penalty of perjury I am alleging that a person or company- without my authorization- from unauthorized use of my social security number and card used my personal identifying information to apply for goods, services, or money ; and, was successful in creating some accounts. I have no knowledge of this and All is being investigated by the FTC and Under 15 U.S. Code 1681b Permissible purposes of consumer reports i never gave any written consent to report anything on my consumer reports no consent is fraud.", "label": 0, "label_name": "SAT", "source": "customer_complaints"}
{"text": "My identity was stolen in 2012 and used for a payday loan from XXXX XXXX XXXX. I do not have a job or get paychecks, nor did I even have a bank account said money went into. This was finally removed from my credit last year and was just opened again from the same XXXX and same dollar amt. of {$1000.00}. I just started receiving collection calls which is how I found out ; from : Midwest Recovery Systems XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MO XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "おすすめの漫画ってありますか？ -> 最近はちょっと読んでないので分かりませんけど昔のマンガならあります", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Beklediğimden küçük geldi topuz yaparken kullanilmaz ama şık duruyor", "label": 3, "label_name": "WANT_DIFFERENT", "source": "turkish_complaints"}
{"text": "No, but do any of them have free parking?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Has black pepper been used in China?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "There are three that meet your criteria. Two are moderately priced and one is expensive. Do you have a preference?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "Why is Al-Aqsa Mosque so important to Muslims?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Who does Patrick Mahomes play for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "2022 yılında yeni taşındığım konutumda kullanmak üzere TTNET internet aboneliğimi taşımıştım. İnternetimi taşıdıktan kısa bir süre sonra, bulunduğum konutta internet bağlantım kesildi. Kesinti için TTNET'i aradığımda bugün-yarın düzelecek demesine rağmen internet bağlantım sağlanmadı. Ben de aboneliğimi haklı nedenle feshederek aynı binada bulunan Turkcell Superonline'a geçiş yaptım. Sonrasında TTNET bana cayma faturası kesmişse de haklı fesih nedeniyle faturayı ödemedim. Akabinde TTNET bana karşı icra takibi başlatmıştır. Ben de söz konusu ödeme emrine karşı borca ve icra dairesinin yetkisine itiraz ettim. Sonrasında TTNET başkaca bir işlem yapmamış olup, dosyayı atıl bıraktı.", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Is there any other help you need?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "In 2014 my wallet was stolen with all my identity inside i went to XXXX police department and filed a report then had to go to social security office and also report it and they told me that if anything comes on my credit after that date it would not go on my credit and i had been fighting this with all 3 credit agencies and they have been ignoring me please help me and remove this from my credit. here is the number XXXX the company is XXXX", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "That's correct.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "In addition to our regular monthly mortgage payment, we make extra principal payments to Green Tree Servicing, and designate these payments as additional principal, as allowed by our mortgage.  Green Tree, however, will not apply these amounts to the principal unless they are exactly equal to the monthly payment.  In the meantime, they hold and use our funds.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Aras Kargo Kayseri Argıncık şubesi siparişi adresime getirmeyip getirdiğini iddaa ediyor, bir de üzerine kafasına göre iade işlemi başlatmış. Bu şubedeki insanların derdi ne? Çalışmak istemiyorlarsa istifa etsinler. Bir kargoyu getirmekten yoksunlar. Ne dağıtım SMS'i var ne bir şey var. 1 haftadır evdeyiz kimsenin bir şey getirdiği yok. Hepsinden şikayetçiyim. Asla kargonuzu Aras Kargo'ya vermeyin", "label": 2, "label_name": "WRONG_ANSWER", "source": "turkish_complaints"}
{"text": "Someone from a phone number listed as XXXX called me on back to back days and I answered the second time but they would n't say who they were with she only would say her name, \" XXXX XXXX '' and \" it 's regarding a personal matter '' but offered no other information. \nThey need to be upfront that they are actually a collection agency which she did not do.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Thanks for using our service, and have a wonderful day!", "label": 0, "label_name": "SAT", "source": "multiwoz"}
{"text": "Get me one ticket for an event in LA.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "The first of 6 buses I can see is leaving at 10:50 am, with 0 transfers, and costs $58.", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "1mobile market", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "A group on XXXX created a group. I realized that it was a pyramid scam. I sent them money in hopes of getting more back. I did n't not receive any money in return and they will not send my money back.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. \n\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX has violated my rights. \n\n1\n\n5 U.S.C 1681 section 602 A. States I have the right to privacy.\n\n15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.\n\n15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "customer_complaints"}
{"text": "Someone illegally opened a account with XXXX and even though I reported illegal, they turned it over to Pinnacle LLC who for over 5 years refuse to remove from my credit Reports, also everytime I ask for validation of this account, they just renew it.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "It 's XX/XX/XXXX, and i worked an six hour shift in XX/XX/XXXX and it said i made {$XXXX} i make {$XXXX} an hour there is no way i only made {$XXXX} out of six hours and my bank info is wrong.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I am asking that the company, Resurgent Capital Services ( lvnv ) provide me with something in writing before I pay them. They refuse. I want the lvnv removed from my credit report. The debt was a credit card e keep passing it around to collection agencies. I refuse to give anyone my bank info without something in writing.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I recently applied for a home loan, I was advised that there were several hard inquiries on my report that were not authorized. I contacted Springleaf and they advised that I needed to contact experian but they said that Springleaf needs to resolve. I sent a request to experian to have removed XXXX. I attached the latest request. I would like the inquiry removed immediately", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "I would recommend Downing College and it is free to enter. Would you like their address?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "multiwoz"}
{"text": "What kinds of dishes is saffron used in?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "I need free parking.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "multiwoz"}
{"text": "On XXXX/XXXX/XXXX I had a mortgage broker pull my credit to determine how much home I could afford. While reviewing my credit history it revealed that my student loans with XXXX had not been consolidated and there were in forbearance instead of showing that I 'm in a XXXX based repayment. I have been on the XXXX for the past XXXX.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The inquiries listed in my report were inaccurate.I requested that they investigate these and analyze my files by sending letters to all 3 credit bureaus. The reality that these inquiries continues to be sent around is affecting my credit. The credit agency didn't do anything to remove the inquiries listed below : XXXX XXXX XXXX Inquired on XXXX XXXX, XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "a bronx tale", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "ダビンチの作品を見たことはありますか？ -> ダビンチはわからないですね", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "hazumi"}
{"text": "Contacted representatives of the company via telephone and emails several times in XXXX and XX/XX/XXXX because of the financial hardship I am experiencing from Hurricane Irma.  However, they continue to plague me with calls, jeopardizing my employment for an overdue payment and would not provide with an answer to my request for a payment deferment on my minimum payment due to XX/XX/XXXX on my credit card accounts.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "I have disputed the credit account multiple times and the account still remain on all XXXX of my credit profiles. I have also obtained a police report stating I was a victim of identity theft. I have asked for this account to be removed numerous amounts of times but to no avail. Please help me remove this inaccurate information from my credit file as it is affect my life as well as my family.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX These address do not belong to me my address is XXXX just like it is listed on my credit report. Anything else other then what I stated above do not belong to me and is not my address.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "The first documented case of all women's rugby team is from 1891.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "aadhar update", "label": 0, "label_name": "SAT", "source": "mimics"}
{"text": "I was looking to purchase a home and noticed multiple inaccuracies on my credit report, including fraudulent inquiries, accounts and addresses. I contacted XXXX, XXXX and Experian but they did not respond, nor correct all inaccurate information. I have called them and sent them dispute letters over a month ago. In pursuant to 15 U.S. Code 1681 they are defaming my character and now willfully continuing to report false information. \n\nThe following addresses are inaccurate- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX", "label": 2, "label_name": "WRONG_ANSWER", "source": "customer_complaints"}
{"text": "I have XXXX account on my credit report with XXXX that is not mine I 'm not an authorized person and nothing like that but it is appearing on my credit like they are mine so please take them off.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "臨時寝台特別急行列車であるトワイライトエクスプレスが運行終了したそうですね．ご存知でしたか？ -> はいニュースで見ました", "label": 0, "label_name": "SAT", "source": "hazumi"}
{"text": "Most Western-style adaptations of Hong-Kong cuisine combine the dishes with Cantonese (Chines) influences. This involves marinating steak in soy sauce, serving dishes with a soy sauce gravy, or serving dishes with fried rice or pasta on the side.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "Experian is reporting XXXX bankruptcy forXX/XX/XXXX,XX/XX/XXXX,XX/XX/XXXX,XX/XX/XXXX that I never file. \nI have contacted The Court, said computer error and they did not verify or validate with Experian, see attached letter from Court.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Alright that sounds good", "label": 0, "label_name": "SAT", "source": "sgd"}
{"text": "8085 microprocessor", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "mimics"}
{"text": "To put it simply, vegetable oil is combined with some form of skim milk, along with additives, and stirred constantly before being chilled to solidify it. It is then finished by rolling or kneading it.", "label": 0, "label_name": "SAT", "source": "inscit"}
{"text": "I'd like to find Economy class tickets for a one way flight.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "sgd"}
{"text": "I'm planning on returning on the 14th of this month.", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "I have repeatedly dispute and asked for verification verifying the validity of a account XXXX XXXX is reporting in my credit about an account original belonging to XXXX. I have NEVER had any account or did any business with XXXX. I asked for documents with signatures or proof this account belongs to me but have never received anything.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Scam and charge for consolidating student loan. Great Lakes Servicer Referred me to a scam called XXXX XXXX XXXX. Illegally charged me XXXX to consolidate my loan. It was the fault of Great Lakes who did the referral.", "label": 2, "label_name": "WRONG_ANSWER", "source": "consumer_complaints_medium"}
{"text": "Harassment ( multiple calls and emails nearly every day ), unwillingness to give me an affordable monthly payment ( $ XXXXa month is well over 50 % of my income ), I was told that if I payed less, they would n't accept it, Demanded that I pay XXXX of dollars before they would renegotiate my monthly payment.", "label": 3, "label_name": "WANT_DIFFERENT", "source": "consumer_complaints_medium"}
{"text": "Anything else?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "sgd"}
{"text": "70's clothing", "label": 3, "label_name": "WANT_DIFFERENT", "source": "mimics"}
{"text": "Which regions are rock gardens best suited for?", "label": 1, "label_name": "NEED_CLARIFICATION", "source": "inscit"}
{"text": "Mickelson's previous sponsors include Titleist, KPMG, Workday, Bearing Point, Barclays, Amstel Light, and Ford. His sponsorship with Callaway Golf is currently \"paused\", and at one point, he was endorsing the drug, Enbrel.", "label": 0, "label_name": "SAT", "source": "inscit"}