The company unfairly changed the terms of my credit card during the COVID pandemic. I have been making perfect on-time payments and have been a long time customer of Chase. I have a XXXX XXXX in the XXXX. I received a notice that the terms of my credit card was changed and it involved an increase in penalty APR ( i.e. for late payments ). I feel this is price gouging during the COVID pandemic when many people are financially strained. Shame on Chase for attempting to price gouge! According to the call center supervisor and email, I have the right to reject these changes. However, rejecting these changes will force me to close the account which is not an option with a current balance. I am not happy with this change and I am speaking up on behalf of myself and other people who are subjected to these unfair terms and price gouging. The change of terms for my credit card was received on XX/XX/2021 by email.

I feel the timing of the change in credit card terms that involve increase fees is inappropriate and unethical considering the current COVID pandemic. I feel this is price gauging.

I filed a XXXX  complaint but Chase responded that it has the right to change the terms. I was not happy with this response as it felt like price gauging with disregard to the COVID pandemic. I notified Chase that I will proceed with a CFPB complaint.


Reference number is : 0Q5AF18F . What else may I do for you?


How many tickets do you need? And which event did you have in mind?


漫画ですか。おすすめの漫画ってありますか？ -> 古いんですけどブラックジャックとかいやよく覚えてますね他にもスペースコブラとかいろいろあるんですけど


I need help with a reservation in a restaurant.


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I have a debt on my credit report that has been paid. But it has not been removed from my credit report. The debt collector  Credit Management Control  has sent the proper information in to remove the debt but it has not been removed from my credit report. I would like for this debt to come off my credit report. I am going to provide the proper information for this debt to be removed off my credit report.


I recently applied for a home loan, I was advised that there were several hard inquiries on my report that were not authorized. I contacted Springleaf and they advised that I needed to contact experian but they said that Springleaf needs to resolve. I sent a request to experian to have removed XXXX. I attached the latest request. I would like the inquiry removed immediately


Our loan officer at Mortgage Lenders of America disclosed our family 's bank account balances, our income, credit issues, and other private financial information to our realtor WITHOUT our consent. Then, his management basically did everything in their power to discourage us from moving forward with our home loan causing us to miss our closing date, forfeit our earnest money, appraisal costs, and moving costs.


Wells Fargo is not reporting my mortgage payments to credit reporting agencies even though I reaffirmed my mortgage following a 2014 bankruptcy.


そのほか健康のために、気をつけていることはありますか？ -> 気を付けていることではありませんがスーパー銭湯に行ったりしてリラックスプラス体にいいことをといいますか温めるということもしています


We refinanced our Home in XX/XX/XXXX payoff our Nationstar Mortgage Loan. Nationstar is reporting a 30 day late and placing a derogatory history on my credit report. i have tried contacting nationstar with this issue but according to them, there is no negative reporting on their behalf. I am currently trying to purchase another home and this has affected my credit score. I have emails and the HUD 1 statement indicting that funds were sent and received.


all of the bad reports are over 10 years old!


I pulled my credit and found a XXXX account on it and that the company Convergent reported it to my credit. We had the service about 6 years ago and when we moved from XXXX to XXXX we sent the equipment back to XXXX in the box and label that THEY provided to us. I am now trying to buy a home and can not because this account is on my credit. I do not owe this money as we complied with the terms and equipment return process.


No, on the 2nd from Washington.


Yes, that would be perfect. What is the travel time on that train?


Sorry, I did not find any useful information.


Simple was closed by BBVA. They transitioned over XX/XX/XXXX. Beginning that XXXX morning I have been unable to access my account or funds. My card is getting declined intermittently. Have tried calling multiple times with no luck getting help. I think I am up to like 20 or 30 times calling now. They claim there is technical issues with the call center but one time I called in and got someone. They could clearly hear me and I made no mention of Simple. I said I just needed help since my debit card would not work. They said they would be happy to help and then when I said it was tied to the Simple transition they said Oh and then it clicked dead. Looking online I am not isolated in my issues but this is getting insane.


the company that reports credit EXPERIAN HAS OVER XXXX XXXX ADDRESSES THAT ARE NOT MINE AND OUT DATED INFORMATIONADDRESSES ABOUT XXXXOUTGATED INFORMATIONREQUESTED A SCORE AND REPORT AND THEY SENT NOTHING


Will first of all I tryed getting a loans but they consume that I could n't get it so know I see that I have bad report ungesst me that 's not right for this people be doing me like this and someone been using my identity to get loans and banks I 'm tried of this already please help me fix this problem.thanks you.


Please assist me in getting an incorrect birth year removed from my credit profile. I was born in XXXX, not in XXXX as Experian is reporting. I have informed Experian that I was a victim of identity theft. Also, there are several inquiries in the last year that is not mine. Please remove these unauthorized inquiries from my credit profile. The following addresses are not mine : XXXX XXXX XXXX and XXXX XXXX


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Akbank'tan haksız yere talep edilen üyelik ücretinin iptalini istiyorum. Sonu 0062 ile biten Axess kredi kartıma 12/08/2024 tarihinde yansıtılan 704,00 TL üyelik ücretinin, aşağıda belirtilen kanun hükümleri gereği ve ekstra hiçbir şarta bağlanmaksızın iptal edilerek tarafıma iade edilmesini talep ediyorum. Tüketici Kanunu'nun 28 Mayıs 2014 tarihli 31. Maddesinin 3. Fıkrası gereğince, kart çıkaran kuruluşlar, tüketicilere yıllık üyelik aidatı ve benzeri isim altında ücret tahsil etmedikleri bir kredi kartı türü sunmak zorundadır. 4822 sayılı Kanun ile değişik 4077 sayılı Tüketicinin Korunması hakkında Kanun'un sözleşmedeki haksız şartlar başlıklı 6. Maddesi gereğince, bankanızın almakta olduğu üyelik ücreti herhangi bir hizmet karşılığı olmadığından, söz konusu sözleşme şartı önceden hazırlanmış, özellikle standart sözleşmede yer alması nedeniyle içeriğine etki edilemeyip müzakere edilemediğinden haksız şarttır. 13. Hukuk Dairesince verilen 2011/4736 esas, 2011/11579 sayılı son karara göre söz konusu yıllık kart ücreti aidatının Borçlar Kanunu'nun 125. Maddesi Hukuk Genel Kurulu'nun 2010/1-93-88 sayılı kararı uyarınca geriye dönük kesilen kart aidatlarının da iadesinin olacağına dair kesin hükmü bulunmaktadır. Üyelik ücreti olarak alınmak istenen 704,00 TL aidat ücretinin tarafıma iadesi hususunda gereğinin yapılmasını, üyelik ücretinin iptalini ve tarafıma iadesini talep ediyorum. Aksi takdirde Bankalar Birliği ve Tüketici Hakem Heyeti gibi ilgili yerlere şikayet edeceğimi bildirir, bu durumun ivedilikle kurum tarafından çözüme ulaştırılmasını talep ediyorum.


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Sorry about that. The travel time is 47 minutes and the cost is 9.80 pounds. Anything else I can do for you?


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CRA VIOLATION / NO KNOWLEDGE OF THE ACCOUNT.


An Accord is available at Grand Central Station on March 11th. It's a standard car.


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I was really hoping for something in the centre of town.


After reviewing documents, I have discovered that A mortgage was given to my deceased father without my consent. I am also an owner of the property and since he is dead, no longer has any entitlement to said property ... nor does the mortgage company.


I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due as of XXXX 2013 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.


Yes, I am relieved. I have no more questions. Thank you for your persistence. Good bye.


XXXX XXXX RAN MY CREDIT TWICE WAS SUPPOSED TO SOLF XXXX AND EXPERIAN ERRORS.


Thank you. Can I get a taxi from there to the restaurant, please?


I have a child support agreement that was set up by our attorneys. I have never been late on it yet the agency is reporting that it has been late twice. I have asked them several times to fix it but they wont. This has gone on for many months without an answer. I thought they were supposed to respond within 30 days or remove the issue.


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American Express Blue Bird is holding money that I didnt authorize. The sum of XXXX. Im stranded with no way home. They did the same thing to me three weeks ago. They will not work me at all. The keep my money and wii not help.


Seterus - loan servicer - generates Account Statement before loan payment is taken ( automatically debited from checking account by Lender ).

Account Statement show loan as past due each month and if loan is not being paid.


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Finding a train into the stansted airport will not be a problem. Do you have a departure point in mind?


They have repeatedly harassed and called multiple times per day to obtain payment.
They would call me and the other borrower on the loan multiple times a day.
Then marked the loan payment late.


ExperianDate XX/XX/XXXX, 2017Report # XXXXRight Address on report: XXXX XXXX XXXX XXXX XXXX XXXX XXXX                                        XXXX PA XXXXWrong: XXXX XXXX XXXX XXXX             XXXX PA XXXXThis is not the right address and needs to be removed I have provided the one I live at and is right. There should not be this many address showing wrong or not right.


I received a letter from Capital One Auto Finance stating that I have to pay the full amount of XXXX are they will repose my vehicle. Earlier this year I called as well as emailed asking for an additional 6 months to pay for the vehicle.


I even have on my greeting that if it is a solicitation to remove me from whatever list, yet I continue to get a call from them AT LEAST once a day, sometimes several times per day. They never leave a message.


I am not liable for the Medical charges stated as my insurance was responsible for it at the time bc I was still on my parents insurance.


I'm looking for a moderately priced Spanish restaurant.


I received a first demand notice XX/XX/2016. I called because I have been paying monthly payments as agreed upon. I was told that I was only paying interest and could I get someone to pay off the debt or increase my payments. I am paying as much as I can monthly. I receive penalized early retirement.


臨時寝台特別急行列車であるトワイライトエクスプレスが運行終了したそうですね．ご存知でしたか？ -> はい残念ですね


The following is a list of hard inquires on my XXXX credit report I do not recognize nor did I authorize. Please remove these inquiries from my credit report as soon as possible XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX Thank you


XXXX Disputed with XXXX XXXX, failed to provide any proof and I had no knowledge of these debts..
XXXX Disputed with XXXX XXXX no info provided advised info was correct XXXX  and XXXX have investigated and removed collections


I have repeatedly asked for evidence to support their reporting, but yet again they have failed to provide me with any viable evidence bearing my signature submitted by XXXX XXXX XXXX. substantiating their claims. Furthermore, I have requested their method of verification and they have not complied, which is a violation of the Fair Credit Reporting Act.


Where will the flight land and where does the flight leave from?


I found 3 flights. There's an American Airlines flight with 1 layover leaving at 11:40 am for $273.


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Account is n't always updated on time so I lose money and sometimes in the negative. Also sometimes transactions do n't go through right away


I was having a hardship that caused me to get behind in my mortgage but now I 'm able to pay my mortgage. I asked for assistance with the past due amount and they are unwilling to listen or assist me they just want to put me into active foreclosure.


I have several options for you. Where is your destination?


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I am continuosly being sent letters from debt resolution comapnies saying I owe thousands of $ on different credit cards/companies. I also receive calls saying I owe this and that and that apparently, at some point, I paid on these debts and that I must pay these debts. I did not have these credit cards! I have filled out numerous fraudulant papers because these are not my debts/charges.


Are there any hotels instead of guesthouses with the same criteria?


To the best of my knowledge, the only regional variation I can find are methods of dispensing, particularly via electric pumps in the Midlands of England and Scotland, versus the usual handpump used elsewhere.


Are there any places that don't have a soda tax?


Good. I want round trip flights.


Such a romantic image lead to the common use of stereotypes, such as "An Indian knows no pain". Further, romanticized material was prioritized over the contemporary realities facing the real, and diverse, Indigenous peoples of the Americas.


In accordance with the Fair credit reporting act XXXX XXXX XXXX has violated my rights.

15 U.S.C 1681 section 602A. States I have a right to privacy.

15 U.S.C 1681 section 604A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.


Well then, I would recommend Magdalene College. It's interesting and has free admission. Is there anything else you need today?


XXXX XXXX treated my dog, overcharged me and they were paid in full.


I have paid my Wells Fargo mortgage loan on time ( actually I am one payment ahead ) for over 10 years but all of these payments are not showing up on my credit report. The account was reaffirmed, however, there has been no payment history reported since XX/XX/2010. I am in the process of applying for another mortgage and need to have this history updated on my credit report immediately so that it can be factored into my overall credit rating.


When are you returning?


The judgment was satisfied trough wage garnishment which was paid off in XXXX. This debt shows as paid on my credit report. 10 years later, MacDowell & Associates sends a wage garnishment for the exact same amount that was already paid to them. This debt has been paid. The judgment was entered in XXXX and paid off by XXXX.


I check my Experian credit reported, I notice Virtuoso SourcingGroup post on my credit file. The debt collection laws clearly been violated. The law is clear Debt collections suppose give me chance to validate debt { 30 days }, Virtuoso did n't do that, and this debt was Identity theft file with XXXX. This practice is unethical also illegal


I need a place to stay in the east that includes free wifi.


Requested lender to remove PMI for last two years. Sent few written letters. They wanted the home appraisal to be done at my cost, which I havent done.
Loan took around XXXX Current loan outstanding XXXX which is about XXXX % balance.


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Boyun tutulması ve kas ağrısı ile eczaneye gittiğimde Muscoflex Duo tavsiye edildi. 170 TL ödeyip satın aldığım bu ilacı içtiğim günden beri ishal ve mide kramplarım başladı. Boyun ağrımda da hiç azalma olmadı. Bu ilacın satışı kesinlikle yasaklanmalı. Bağırsak sindirim sistemimi düzeltmek için probiyotiğe başladım.


It would cost $50.


オリンピックは今までに見たことはありますか？ -> テレビでねは見ますけど会場は行ったことないです


I never received any communication from this company that my account will be send to collection without my knowledge. Do n't even know this company.


その旅先で美味しい食べ物はたべましたか・・ -> 食べたところもね北海道なんかは美味しいですねやっぱり


n accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights.

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions


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野球漫画「メジャー」を知っていますか？ -> メジャーは知ってました昔アニメも少し見てました


It sounds great but does it also have free wifi and parking. I really need that.


Hunting Bank Paid from my escrow account a non bill insurance Declaration Page statement. putting my escrow in to a seriously negative balance.


I'll be departing from kings lynn and going to cambridge


I sent a wire transfer in the amount of {$6600.00} on XXXX which Ocwen continues to claim they have not received even though I have confirmation from my bank.


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最近では，レオナルド・ダビンチの作品「サルバトール・ムンディ」が約510億円で落札されたことが話題になっているようです．ご存じですか？ -> 知らなかったです最後の晩餐かなんかそういう絵がテレビでよく見ます


XX/XX/2013 {$0.00} paid out. It close account it still on my credit report


XXXX XXXX, XXXX CFPB : Bank of America, a TARP Funds Recipient, took my original XXXX 1st Payment Coupon, 8.5x11 inches, which I had received via USPS First Class Mail XXXX XXXX, XXXX, stating first payment due XXXX XXXX, XXXX, which I had photocopied, from XXXX , IL XXXX. I need Bank of America to return that original Payment Coupon to me.

Sincerely, XXXX, IL XXXX XXXX


I will be traveling on Wednesday and need to arrive in Ely by 9:30.


On XX/XX/2018 I received a notification of a collection on all 3 credit bureaus, Midwest recovery systems. Ive never heard of them nor received ANY notification of any debt or collection from them.

This company needs to be looked into as Ive necer heard of this debt or received any notification of such. My credit scores dropped over 50 points due to this invalid debt!


I have no knowledge of this debt and I would like it removed as it is reporting to the credit bureau and is negatively affecting me.


Ayın 1'inde gelecek olan Türk Telekom hattım bugün ayın 13'ü oldu hala yok. Ben böyle bir kurum görmedim. Bilgi alacak kimse de mi olmaz? Hattım gelmediği için şu an mağdur durumda kaldım. Kamu personeliyim, bu mağduriyetimi kim giderecek?


Experian is refusing to look into my request which I feel is in complete violation of the FCRA. I sent them letters OVER 60 days ago that they have yet to respond to, so then I come here and submit the letters showing that they are not responding and they say they will not look into the issue. I am surprised that CFPB actually allows this response, so PLEASE actually help me with this situation!

Attached is my ID and proof of address so please do not use the same excuse as to why you're not going to help me


Book it from 3rd of March.


Good day then, pleasure serving you.


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XXXX XXXX as an account under my name and i do n't know about that account, it is not mine, it is affecting my credit score. I 'm a victim of fraud. On my credit report appears more account that i did n't know about and another phone number that is associated with my social security that is not mine. My phone number is XXXX.


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I was able to book that for you for a total of 35.79 GBP. Your reference number is 7VRFHBER .


Chase bank closed my account at XXXX XXXX XXXX, no notice, no written notice, nothing, app still looks like my account is fine, they will not let me withdraw my money ( yes balance is positive ) nothing. Husband went to branch, they said 'we have the right to close your account, we are not telling you why ' we asked if we could have money for food, no, we have a XXXX year old who had nothing to eat.


I have disputed the Bankruptcy that is showing on my report and the Bankruptcy still remains. I would like for Credit Reporting Agency to provide their method of verification on this. I have already spoken with the court that is listed on the Credit Report and they deny supplying information to the Credit Reporting Agency as it relates to Bankruptcy.


took out a {$5000.00} cash advance on my bank account 115.00 % rate could not pay the high cost cash advances is not legal in the state of Arkansas XXXX is reporting these accounts for cash call XXXX XXXX collections


I searched it for 1 person only.


No, that's all.


I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company!

THIS IS NOT MY DEBT!

I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!


1 haftadır kayıtlı iş yeri adresime kargo teslim edilmemesi ve 2 kere de arama yapmama rağmen hala transfer sürecinde diye sistemde gözükmesi. Benim adresim belli, telefonum belli. Adresi bilmiyorsanız navigasyondan bakın bari.


From which airport the flight moves and can you tell me the class of ticket?


13 Temmuz tarihinde Diyarbakır Forum Armine mağazasından ikili bir takım aldım. İlk yıkamada rengi soldu ve lekeler oluştu bu sebeple 19 temmuzda Armine mağazasına giderek garantiye verdim. Bir aydan önce sonuçlanmayacağını söylediler. Yazlık bir ürün alıyorum, yazın hiç kullanamadan ürün mahvoluyor, üstelik şehir değişikliği yapacağımı söylüyorum buna karşılık Armine kurumsal bir firma olduğunu dile getirmesine rağmen sürecin hızlandırılması için hiçbir şey yapamayacaklarını bana söylüyorlar. Bunun yanında ürünlerinin kalitesinin arkasında durmak gibi bir duruş asla sergileyemiyor. Armine'den yaptığım son alışveriş oldu. Aldığımız ürünler kaliteli olsun diye bir sürü para ödüyoruz karşılığında sorunumuzu çözecek bir muhatap dahi bulamıyoruz. Armine kurumsal falan değil artık tamamen bir çöplük benim için


I C System is reporting an account that does not belong to me of {$340.00} to XXXX  and XXXX, I have never had any accounts with this company and this is not my account. Stop reporting bad information.This is harming my credit!!


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I have an inquiries on my report that I never applied for, I need this to be removed I already fill up an Identity Thief affidavit and send this to all XXXX credits bureaus.The company XXXX application was not done by me.


You are all set, the reference number is SDFY690W, can I assist with anything else?


How about a 1 layover. 2:20 am flight via American Airlines that costs $223


I have 1 flight for you. How about this United Airlines flight? This flight leaves at 4:20 pm local time and has 0 layovers. The ticket costs $86 per person.


Wells Fargo has placed a 10 day hold on a deposit, causing {$140.00} in over drawn fees. The Check has cleared the sending bank, but Wells Fargo will not honor the check and will only refund a quarter of the fees. They are telling me that it is not a bank error that they have not collected the money yet from the sending bank.


I lost my XXXX XXXX XXXX credit card : XXXX and XXXX and their are fraudulent charges and transactions of {$2500.00}. The charges do n't belong to me. I have never used my XXXX credit card.


Sorry, I did not find any useful information.


Navient reported all my accounts as 90-day late in XXXX XXXX when in fact my forbearance covered the following months : XXXX, XXXX & XXXX.
I have tried to resolve the problem numerous times with Navient since XXXX and all 3 credit bureaus but no one seems to be reporting the correct information. I made several calls to Navient regarding the information, disputed the incorrect info with all 3 bureaus and I even sent a letter to Navient advocate department on XXXX/XXXX/XXXX to explain that the information reported was incorrect, I told them even if the information reported was correct at one point according to FCRA section 623 ( a ) ( 2 ) " Duty to correct and update all information " The information reported previously should be updated and corrected. Unfortunately this information reported has lowered my credit score and has delayed several important events in my life. I would greatly appreciate if this gets resolved.


Washington Mutual credit card agreement Ceased operations XXXX 2008, being sued for old debt


ダビンチの作品を見たことはありますか？ -> ダビンチの作品レオナルドダビンチの作品はないっすねなんか有名な作品ってあるんですか僕名前しか知らないっすね


I have received over a XXXX of phone calls from Midland Credit Management. It 's a debt collection company and every time they call and I pick up, they automatically hang up on me. Then when I call the number and speak to a customer service representative they say my name is not on their list and that they 'll stop calling me. Unfortunately, they keep calling XXXX a day and say the same thing over and over every time I talk to them on the phone.


XXXX XXXX XXXX not only did not verify my information other than a name before stating I owe money, next they refused to answer my questions about their validation process and immediately were rude informed me they would mark my file as refusal to pay which at no point did I state anything to that affect and I was told the file would be turned over to an Attorney. At no point did they listen to me or have any willingness to find a resolution


This is my second time contacting without my issue being resolve and am not being tooking serious. At this time again you are in violation of my consumer protected law by knowingly furnishing these accounts on my profile. My last complaint clearly stated I did not give these companies written or verbal approval to Inquire on my credit profile, or the permission thereafter to furnish these on my behalf. I don't have any knowledge of these transactions. You and these companies are in violation of my rights stated below and would like these inquiries removed immediately. This account is under litigation! XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.


Sure it has been reserved the car type will be a red volvo, contact number 07709680182


I have submitted these requests for corrections to my credit reports, Experian and XXXX, multiple times now and have yet to see any change. I have even spoken with the collection office and been told it is going to be fixed. I am tired of the run around from the creditor and the credit agencies, I just want it taken care of.


I have disputed public record with Equifax that are not mine. Equifax said they investigated and refused to remove the account but then re aged the original date from the original XXXX date to XXXX XXXX!! I have contacted Equifax and they still refused to remove the account.

The other XXXX credit bureaus has since removed this account.


Diaz and Associates, Inc called to my work and spoke to my imediate supervior saying that they needed to get in touch with me that I was being sued. I have n't recieved any calls from them to my personal phone so I do n't think its correct for them to be harrasing me at work.


最近本は読みますか？ -> 読みますねちょくちょく移動時間とかに読むことが多いです


THEY CONTINUE TO CALL AND LEAVE MESSAGES ON MY CELL PHONE SINCE XXXX XXXX THRU CURRENTLY. THEY CALL MULTIPLE TIMES A DAY DURING PEAK CELL HRS. WHEN ANSWERED THEY DID NOT ATTEMPT TO VERIFY I WAS THE CORRECT PERSON BEFORE DISCLOSING PHI.


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XXXX, Experian, XXXX, XXXX, and XXXX set-up XXXX as a means of delivering disputes from the credit reporting agencies to the data furnishers. XXXX does not work!!!! I have had XXXX for numerous years, and have NEVER received a notification of a dispute. Furthermore, I can document instances, that a negative credit blemish was deleted without XXXX notification ... a clear violation of the Federal Fair Credit Reporting Act. XXXX is JOKE!!!!!!!


Received a credit report today from Equifax via US Mail. The problem is that it had my full SS #. These are not suppose to be sent out without disguising a portion of it. Just plain careless, especially with the latest problems the company is having.


On  XXXX   XXXX  and  XXXX   XXXX  for some odd reason a company named  XXXX   XXXX   XXXX   XXXX   XXXX   XXXX , Tx  XXXX  had  XXXX  inquiries on my credit report without my consent. I did not authorize this or sign any application and if they said I did I would like for them to provide me proof.


Check-n -Go XXXX XXXX XXXX say i owe them cash i dont the last ower had got paid and i feel this person is wrong for asking to repet it i dont understand wat was ask how it got paid was deit reflel program instant help by XXXX XXXX XXXX is unfair missing from my check on XXXX of month by way that is my rent hay a waivie plesae.


On XXXX/XXXX/XXXX I mailed dispute letters to each credit bureau and it is now XXXX/XXXX/XXXX and I still have not received any responses from any of the credit reporting agencies. It has been well over 30 days and a response is required. This is a direct violation of my rights and has impacted my credit score negatively.


Wells Fargo repeatedly calls me at random hours of the day XXXX times from XXXX different numbers. All from different area codes. Now since I refuse to answer they are calling my girlfriend 's phone number is n't easy.


Company allowed me to lease a vehicle at an astronomi cal " Rent-Fee '' ch arge that should be deemed illegal. After 3  years of paying this disgusting rate, I went to purchase my vehicle through Ally Financial ( the same company I leased the car from ) and they denied me financing. How could it be fair to not allow the customer to buy the vehicle after a lease?


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I found wrong personal information in my annual credit report, they are : one wrong telephone number and 4 wrong addresses under my personal information Tel # XXXX Address 1 : XXXX XXXX XXXX. XXXX XXXX XXXX , MO XXXX Address2 : XXXX XXXX XXXX XXXX , WV XXXX Address 3 : XXXX XXXX XXXX XXXX XXXX , AR XXXX Address 4 : XXXX XXXX XXXX XXXX , IN XXXX


Capital one  XXXX   XXXX ,   XXXX   XXXX    XXXX   XXXX ,   XXXX     XXXX     XXXX ,2016,


i recently pulled my credit report and discovered that this company has reported that I owe them an un paid debt to. To my knowledge I have never entered into a contract with this company that would obligate me in any way nor have they provided me with any services or goods


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Sent my savings via US bank for a purchase overseas. The money never arrived thus could not make the purchase. Went back to ask for the money and have been for the last five weeks to no avail. Will appreciate help just getting my money back. They can keep the charges


cra violation equifax breach cause me to destroy my credit file XXXX  taking more than 90 days to fix it


THEIR IS THIS DEBT COLLECTOR THAT CALLS FROM SEVERAL DIFFERENT NUMBERS BUT I HAVE N'T RECEIVED ANY R WRITTEN COMMUNICATION FROM THEM. THEY DO N'T LEAVE VOICE MAILS.


I disputed a XXXX XXXX bill on my credit report, XXXX removed the item 2 times and they keep putting it back on my credit report. As of XX/XX/XXXX it is back on my credit report. it was removed on XX/XX/XXXX XXXX file number XXXX. XXXX  XXXX XXXX , XXXX XXXX XXXX, XXXX Ma . XXXX { XXXX } is the credit collector noted on the report


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I had already paid XXXX off 2 years ago and they claim I never did. I have submitted countless items of proof and they keep sending me to collections. Very unethical company.


There is a  XXXX   XXXX   XXXX  account #  XXXX  reporting this is unknown, no contact information and no validation I have disputed now twice remove this inaccurate item off of my credit file


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The account was opened in XX/XX/XXXX. The company has continue to call me and also send threathening letters to me in regards to this debt. I explained to them numerous time that this account was paid off by the gap insurance that I purchased. The car was a total lost after Hurrican Sandy and it was paid off by the car insurance and also the remainder was paid by the gap insurance.


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XXXX XXXX XXXX XXXX XXXX # XXXX XXXX, CT XXXX XXXX You are in Direct Violation of The Fair Credit Reporting Act ( XXXX XXXX XXXXXXXX ), has violated several of my rights.

15 U.S.C 1681 section 602 A. Clearly states that I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : it also states a consumer reporting agency can not furnish an account without my written instructions.

15 U.S.C 1666B : A creditor may not treat a payment on a credit card account under an open-end consumer credit plan as late for any purpose.

Remove these late payment and update this account immediately as you are in direct violation of several laws under The Fair Credit Reporting Act.


Equifax fails shows a unpaid account on crdit file for XXXX $ there is NO NAME NO ACCOUNT NUMBER date from XXXX! and then re-issue don XXXX/XXXX/XXXX I have asked for an investigation proving it belongs to me with no success the Equifax site will NOT allow me to dispute, the sire creashes when entering the information, I have called the EQ help line and put on hold for 20 minutes and then disconnected after being switched 3 times!

I want proof its mine or I will have to consider this fraud and stolen identity unless its removed from credit file!


: I have medi cal Insurance and the y refused to take down information. Please advise to charge :  XXXX  NJ  XXXX   XXXX   XXXX  Member ID YHZ  XXXX  Member  XXXX  Provider  XXXX  Dental  XXXX  Pharm/Hosp  XXXX


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TransUnion re-reported a debt on my credit report that had already been disputed and investigated over 4 years ago ( see page  4 of 7 on atta ched documents ) .The results of that previous investigation was that the collection record was removed from my credit report.     According to the TransUnion copy of the consumers previous credit report ( File Number :  XXXX  ; Date Issued :  XXXX / XXXX / XXXX  - see also page  4 of 7  ), the record shows that the Original Owner (  XXXX   XXXX   XXXX   XXXX   ),  and the amount ( {$330.00} ) were exactly the same.     Late in  XXXX  I received a letter from a debt collection company called  XXXX   XXXX , demanding payment of the same debt that had been disputed, investigated, and removed from my credit report in  XXXX . My challenge is that I no longer have a record of the resolution of that debt from over 4 years ago. My contention, and the basis for my dispute ( then & now  ) , was that this debt has been paid.     I sent TransUnion a letter dated  XXXX   XXXX ,  XXXX  ( see page  3 of 7 on  attached documents ) notifying them of this unsubstantiated demand for payment and requested a copy of the results of their previous investigation regarding this debt. TransUnion responded that they could not provide the record because there currently was no adverse entry on my credit report to base pulling the record on.     Now there is. The  NEW  debt collector has reported the  SAME debt record that had previously been investing and removed from my credit report. TransUnion elected to RE-REPORT (  see   XXXX   XXXX   #  XXXX  on page  2 of 7 of a ttached documents ) the previously removed record, with a statement of consumer dispute and an inference that the record complies with the FCRA.     To my knowledge, there is no provision in the FCRA that allows for the RE-REPORTING of a disputed record on the consumers credit report after an investigation resulting in removal of that record. There is no new supporting documentation supplied by the debt collector or the original owner,   XXXX     XXXX   XXXX ,  XXXX , who would have been required to respond to the original disputed information reported by the previous debt collection company,  XXXX   XXXX  ( see  XXXX   XXXX  #  XXXX  on page  4 of 7  of attached documents ).     An unrelated event, such as a sale to a third party, should not in and of itself be sufficient cause to RE-REPORT a previously removed debt record.     Additionally, I submitted a complaint to the CFPB against this debt collector,  XXXX   XXXX ,  (  see previously submitted complaint #  XXXX  page  7 of 7  on attached documents ). To this date, debt collector  XXXX   XXXX , has been non-responsive to repeated attempts by the CFPB to make contact in order to respond to the consumers complaint.     The previous record of this debt shows that it is just 6 months away from bein g Time-Barred Debt.   ( See Estimated month and year that this item will be   removed :  XXXX  on page  4 of 7 un der   XXXX     XXXX  #  XXXX  on attached documents ). By TransUnion RE-REPORTING this old debt, it has the appearance of NEW debt on my credit report, in that it now has a NEW account number, a NEW Original Creditor and the NEW Placed for Collection Date now reads  XXXX / XXXX / XXXX .     This is a misrepresentation of the record of this debt and as such should be removed from the credit report. TransUnion should not have RE-REPORTED a record received from a debt collection company that has been non-responsive to the governing  Federal Agency  that oversees their industry, nor should TransUnion have RE-REPORTED this record without any new basis for disregarding the previous investigation and removal of that record.     I request that TransUnion remove this record from my credit report. As documented throughout this narrative, this is clearly THE SAME DEBT that has already been disputed, investigated and removed from my credit report OVER 4 YEARS AGO.


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I recently requested a copy of my annual credit report and notice an item on it that does not belong to me. It is a credit card by Chase and it has me listed as an authorized user, which I never requested. I send a letter to Chase disputing this account and they did not respond. Now they pull a hard inquiry on my report which I did not authorize. I want this account and the inquiry removed from all of my credit reports since this account is not mine.


Centric assets keeps calling my work after I told them not to. A XXXX XXXX keeps calling treating to call my superior.
I told not to call my work that I am notallowed.personal calls.
He also harassed the people that work there.


Transunion refused to remove the item from my report after being notified that the creditor acknowledged that the item was not mine. I provided the creditor statement and other relevant information to trans union but they continue to report this item on my report.


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On XX/XX/2020, I opened a checking account and deposited a {$300.00} check drawn off of XXXX XXXX. I was told that a 1 business day hold would be placed on the check and {$200.00} would be released and the other {$100.00} would be held for an additional day. I expressed that I need access to those funds and I could easily cash the check if the hold was going to be longer. I was assured by branch personnel that the hold would not be long. At approximately XXXX XXXX  after business hours, I received a hold notification stating my check would not be released until XX/XX/2020. I called the branch the next morning XX/XX/2020, and was informed that the hold was placed because the check could not be verified. I advised the branch that the bank was a small community bank in XXXX and they could verify the funds verbally. I was told that Bank of America does not verify funds verbally. However, the branch manager stated that she would look into this situation and get back with me ASAP. Additionally, I expressed to the branch that I detrimentally relied on the information and had I known there would be an extended hold I would have just went to XXXX XXXX  and cashed the check. On XX/XX/2020, I called Bank of America 's customer service and spoke to several members. I was told by a manager of customer service, XXXX, that there was nothing that could be done regarding the hold. The hold would still be on the account and that the check could not be returned to me because it was already processed. Also, I was told that the check would not be released earlier. The manager advised me that even though I was told the check would be released after 1 business day, I should've know the check was going to be held longer because that information was stated in the 70 page disclosure handout given to me when i opened the account. In this instance I feel that Bank of America 's banking practices are deceptive and misleading and the information regarding my check violated Texas consumer laws. As stated earlier, I relied on the information the branch provided to my detriment and suffered dearly.


P & B Capital XXXX keeps calling.


I recently wrote you on XX/XX/2021 in regards to erroneous items on my report and I have yet to here back from you. It's been well over the 30 days, and as stated in Section 611 ( a ) of the FCRA, failure to investigate disputed items within 30 days leads to deletion of items. I'm looking forward to these disputed items to be deleted immediately or I plan to file litigation for the stress that's been caused against me. My information was also impacted by the XXXX Data breach, and may have got into the wrong hands and person.


On XXXX XXXX, 2015 I disputed an unauthorized inquiry on my report. I was unsuccessful in receiving a response from XXXX XXXX XXXX after not receiving a response, I sent my letter of concern to the XXXX credit bureaus addressing my concern. XXXX XXXX XXXX responded after the 30 day time frame only to ask to send additional information I have already provided. See information attached and remove this from my credit report.


I have been trying, since XX/XX/2023 and again on XX/XX/2023 to explain to Regions Bank that I have yet to receive my new debit card, which expired XXXX.
This happened a couple of years ago when my debit card was renewed.
I live in XXXX. The bank has my XXXX  address, yet they seem unable to send me the new card without me having to make several phone calls to the U.S. and explaining the situation. The last time they ended up XXXX XXXX me my new card.
I am a XXXX citizen and I have once again been without access to my funds for over two weeks.
I explained several times to 3 different bank managers that I am unable to purchase food or gas or access my funds if I should have an emergency. Regions Bank seems unable or unwilling to assist me receiving my renewed debit card.
Thank you.


My home was included in my bankruptcy in XXXX, and discharged in XXXX. Indymac bank, the original mortgage holder has still not foreclosed on my home and this is keeping me from purchasing a new home. The home is at XXXX XXXX XXXX, XXXX, FL XXXX


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I opened cash+ signature card with US BANK  .  They have {$100.00} member welcome bonus, I got confirmed with phone team that I will have this  XXXX  bonus but need wait up  to 3 month to get it . I wait that long, ask bonus again since I did not see that. And they said I have not got the bonus on my card yet they are not going to match it. Sent screenshot, tell banker, not be able to solve the problem.


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I recently pulled my credit and discovered that this company has reported that I owe them a debt. To my knowledge I have never entered into a financial agreement with this company and neither have they ever provide me goods nor services.


I was told to be able to skip a month with Go Financial, I needed to make six payments. I did that and then called and tried to skip a month, JUST ONE because I had XXXX and was out of work, and am the only one working in my home right now. They gave me the run around and gave me XXXX, refusing to allow me to skip a month


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robo calling and asking for XXXX XXXX however keep me on hold then hang up.

I have not business relations with XXXX XXXX


I was never offered the income driven repayment. I was told only forbearance for years. This has substantially increased my loan amount.


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There are some inaccurate things that are reporting on my credit report.Some of has been moved from one credit report because of inaccuracies, but still remain on others.

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX/XXXX XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX


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I sent a letter to remove this personal information that UNKNOWN to me. I came across this law today and according to the Per FCRA 605B ( 15 U.S.C. 1681c-2 ) you are required to remove this personal information not later than 4 business days. XXXX XXXX XXXX XXXX XXXX  XXXX XXXX, WI XXXX Date Updated : XX/XX/2021


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It started with one company saying I owe a debt. I spoke to them. The company insisted that I owed. After that with this company XXXX other companies are saying similar things. I am trying to get answers but no company will take NO! for an answer. It has been XXXX year and I still get these same companies calling everyday. So I just try not picking up. The companies are : CBE GROUP XXXX.


On XX/XX/2017 I tried an online freeze of my credit ( considering XXXX breach ). Experian said it can not honor my request. Tried twice.


I receive on average 3 phone calls a day. I have repeatedly asked them to stop calling, and even to communicate via email. They 've insisted that they can not communicate via email and that they will continue to call. From XXXX XXXX I recieved 63 phone calls.


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I am traveling to Cambridge and looking forward to try local restaurants.


I 've sent numerous certified letters to the collection agency and the creditor directly to remove this frivolous account from my records. The collection agency kept requesting for me to provide more information. I am unable to provide anymore info on that account. A fraud affidavit was submitted to the collection agency multiple times. The have n't corrected the issue


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I contacted XXXX XXXX mortgage divison and spoke with a representative to get the fax number, to send up my borrowers authorization/ Power of attorney, and to go over the processes/ procedures in requesting a goodwill of removing three mortgage lates off the clients credit report. On XX/XX/XXXX, I fax in goodwill letter and all documentation related to the events that occurred.

On XX/XX/XXXX, I had call back to the mortgage servicing department to confirm they have received all the documentation that was sent by fax. The representative did confirm that they received all documentation and again reminded me that it would take 7 to 10 business days for the credit reporting department to make their decision. On the seventh business day I reach back out to the same department and another representative had confirmed that decision had gone in our favor. She proceeds to informed me that it would take up to 60 days for the lates to be fixed on the credit. At that point, I asked her if she had the ability to have a letter generated reflecting the credit decision of removing the lates and faxed to me. She stated that should not be an issue.
When I had not recived the letter the following day, I reach out to the customer services department again. I spoke with a different representative and she did confirmed that Credit department did reverse the negative marks on the credit report and she would put in another request to have a letter sent to me by fax and or email. At that point, I confirmed with my client that the lates were in the process of being removed.

The following week on XX/XX/XXXX, I called XXXX XXXX once again and informed them that I still not received the Letters. The customer service rep looked back through the notes, confirmed all of the conversations that I had with the previous Reps. She also confirmed that I was supposed to be receiving a letter showing that the lates have been remove off the tradeline. she placed me on hold for just a few moments, then proceeded to have the letters faxed.
Once I receive the documentation from the credit department, I was very shocked and confused. The documentation I had received did not reflect the original credit decision provided to me by phone. Nor did the paperwork reflect anything regarding a request of goodwill. All the letter stated was that the late were accurate and then if we had any other issues regarding these leaks we were more than welcome to mail a dispute in.

I called and spoke to several different types of representatives including supervisor and a complaint representative. No one could tell me anything, except we are looking into the matter and we will open an investigation, which will conclude on XX/XX/XXXX. Unfortunately, I became upset and did raise my voice, which was not the correct response.

I have three main issues with this situation : 1 ) Did the credit dispute department bother to read the paperwork that was provided to them or did they just look at the notes on the account. And If that was the case, why bother to gather any information or put together any type of request.
2 ) Why do I have three different representative telling me that the credit decision went in my favor? I would also like to know, why the supervisor is unable to take a look at the notes that were in the account and answer that question immediately instead of giving me a very rude response and passing me off.
3 ) If XXXX XXXX does not good will any lates off a credit report, then why would XXXX XXXX have a procedure in place for that type of request.

I believe that I'm being discriminated again, because of the amount of loan I have with XXXX XXXX. It seem everything was just fine and they were willing to work with us, until my mortgage broker called in and requested a payoff. They are doing everything available to keep me with them. I did research regarding goodwill payments and I found that XXXX XXXX has done a lot of good willing lates off a credit report due to natural disasters issues like mine and other reason.


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I have had to go to the local XXXX for XXXX and then when I had received E-Coli, I did not have the money to pay the bills. After continuous calls from patient billing services, they have sent my collections to debt collectors.


XXXX XXXX has done a hard inquiry on my account. There was need for this inquiry. I have not applied nor do I have a mortgage. There should not have been any inquiry.


I use to have an American Express Card and then I was a victim of ID Theft and the card was removed. I have called to ask for a card to help my credit score. It has been very hard for me with my credit and my files have been on fraud alert since XXXX with IRS . I received a copy of my XXXX report to find out I have over XXXX inquiries from American Express.I called them and they said they do not have my email.


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On XX/XX/2017 we received a call from XXXX in reference to XXXX XXXX asking for a call back to XXXX I have asked several times for them to stop calling as we have no person by this name working here


I tried to access my XXXX XXXX XXXX account to purchase Bit Coin. Capital One would not let me access my account.


06.08.2024 tarihinde sitenizde hesap satışı gerçekleştirdim. Satış yaptığım kişi, bakiyesinden paranın çekildiğini belirtti. Hesap değeri 5300 lira olan hesabımın 2650 lirasını yönlendirilen IBAN'a atmam gerektiği söylendi. Atmadığım takdirde hesap bakiyesinin 12 hafta boyunca bloke olacağı belirtildi. Ben de 2650 lirayı verilen A**** O*** isimli IBAN'a gönderdim. Ertesi gün işlemin tamamlanacağı söylendi. Verilen saatte hesabıma para geçmediğini gördüm ve tekrar mod'a yazdım. Yazdığımda ise yeniden 2650 lira istendi ve toplu olarak gönderileceği belirtildi. 5300+2650+2650 şeklinde bir ödeme talep edildi. Ben ise bu ek ödemeyi yapmadım. 2650 lira ise halen daha hesabıma geçmedi. Bir an önce ilgilenip geri dönüş sağlanırsa sevinirim.


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There is n't a topic above that addresses my complaint.
I have an installment loan from Big Picture Loans.
They are owned by an XXXX XXXX in Michigan.
I took out a loan for {$1000.00}. They take {$250.00} out of your b bank every other week. And none of it is applied to interest!
They 'd make the XXXX blush.
Do yourself a favor and stay far away from these slimy crooks!!!


I have not applied for a checking or savings account with this bank. Any inquiries made on my XXXX XXXX or credit file are unauthorized?


uSBANK PUT A FORECLOSURE ON M, Y CREDIT REPORT FOR THE WRONG DOLLAR AMOUNT WHILE IN LOAN MODIFICATION WICH STOIPPED ME FROM GETTING REFINANCIMNG ]


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I have disputed this account many times with all  XXXX  credit bureus. This account has never been verifiable and is reporting different account statuses and amounts on each one of my reports. Experian shows {$6500.00} and closed and   XXXX   shows {$6600.00} and open. By law the FCRA states all information has to be 100 % verifiable and accurate. This account is not following the law. The account is with   XXXX   XXXX   XXXX   XXXX


I WAS A VICTIM OF ID THEFT IN A USED CAR BUSINESS, BY XXXX XXXX AND HIS FATHER XXXX XXXX. THEY FRAUDULENTLY USE MY NAME AND NAME SEMBLANCE TO DEFRAUD CUSTOMERS OF THEIR TAXES AND WARRANTY MONEY THEY PAID XXXX XXXX AT THE DEALERSHIP, XXXX XXXX HAS PLED GUILTY TO ALL COUNTS AS YOU WILL SEE ATTACHED. THE TAX LIENS ON MY CREDIT REPORT IS NOT MINE, THEY ARE WHAT XXXX PLED GUILTY FOR


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When I reviewed my credit report, I discovered that these items were erroneous. The Credit Bureaus must validate these items in line with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). It is not authorized to fail to validate these reporting items as unverified information without providing any proof within the period allowed by law. The following items need to be investigated and corrected for erroneous reporting in my file are listed on my credit report : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX


CAPITAL ONE GRANTS CUSTOMERS THE XXXX SERVICES POWERED VIA XXXX, BUT ARE UNABLE TO USE BECAUSE XXXX IS BLOCKING MY CREDIT. CAPITAL ONE MUST CONTACT BOTH ARTIES OR BE SUED.


Progressive Management Systems is continuing to report an old debt that is n't mine. This debt is past the statute of limitations on the collection of debt and the y need to delete it .


Equifax refuses to unfreeze credit despite repeated attempts to do so. Possibly confusing me with my twin sister.


Theres a car loan on my credit that I never signed an agreement with, from 2013. Im not sure who the company is.


I received my first statement from Capital One XXXX the day before they called me last week. The due date was XXXX XXXX, 2016. They made me pay XXXX because they said it was late. The due date was XXXX XXXX 2016. They were late mailing the statement out then. I paid the XXXX late fee but if I do n't receive a statement then how do I know it is late then? I can not read their minds.


What city do you want to leave from?


i did not open to use below credit card but show up on the credit report.

capital one A # : XXXX open : XX/2015 {$500.00}


On XXXX/XXXX/2013 wrongfully without my verbal or written authorization account with XXXX XXXX XXXX has been open under my name.
I never received any service / benefits from XXXX XXXX Trident Asset Management reported this account as a collections without verifying this account, without providing me notice with right to dispute.


Well fargo wo n't apply my payments when they are received. I had file complaint number XXXX with consumer finance and Well Fargo reported the payments where applied and credit agencieys were notified. Now the next payment I made goes to unapplied just like EVERY PAYMENT i 've made for three years!!!!!!!!!!


What type of growing conditions does Grenache needs to be grown at?


Fraudulent charge ( $ XXXX ) against my XXXX XXXX made from Phillipines XXXX by XXXX XXXX. by use of a XXXX. Auth./Ref. # XXXX. Filed a claim against my credit company.


I was covered under medical at the ti.e of service but it went to colections before i recived any bills. They never want to accept any payments except to split in thirds and that is nust not happeneing and theu file with multiple creditors who duplicaye the account u fairly.imoacting the credit score


In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.

Account Name : XXXX XXXXXXXX XXXX  Account Number : XXXX Account Name : XXXX Account Number : XXXX Account Name : XXXX XXXX Account Number : XXXX has violated my rights. Or list of inquiries 15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.


No, that's all. Thanks.


Trans Union have 3 listed unauthorized inquiries that is hindering my credit file. These fraudulent inaccuracies need to be deleted immediately.


I have previously disputed this account and the Kross Lieberman has stated that they did not get the documentation even though I have previously attached the police report and id theft affidavit. I have additionally faxed prior to this complaint all the information pertaining to this fraudulent account


Loan servicer is Bayview. I 've been in my home for 12 yeasts, & Bayview has been the servicer for several of those years. I have had a modification done, but my loan balance is just as much as it was when I purchased the loan. When they received the loan, the balance was almost {$10000.00} less than it is today. The interest rate is still 3.00 %.


Conchology is the study of mollusc shells. Conchology is one aspect of malacology, the study of molluscs; however, malacology is the study of molluscs as whole organisms, whereas conchology is confined to the study of their shells.


I couldn't find an exact answer but lists include the contract's signing bonuses but exclude thing such as options, buyouts, and endorsement deals. In addition, sometimes the contracts may be terminated and does not reflect the actual money athletes may earn.


I want to fly from New York to Seattle on the 3rd of March.


Great I also need some information about the Ruskin Gallery attraction.


i never had this account i tried to contact the, m but run around. my score is so low because of this .why and i need to do something about this now.
thank you


10th mountain division


I gave my mon-ey to JPMorgan Chase bankand asked ifthey could getit to therecipient inXXXX. Theysaid couldhandle it, andthat theywould takecare of it.

Money nevergot to the beneficiary in the bank inXXXX!

If I had n't been confident ofthe bank assuring methat they couldwire my moneyto XXXX, andthat thebeneficiaryin XXXX would get the moneyI would nothave givenJPMorganChase mymoney!


ok. Booking was successful.Reference number is : YXTPY48P . is there anything else you want?


Certainly - what time are you traveling?


Yes, I need their postcode and phone number.


After reporting a XXXX score increase to XXXX on XXXX/XXXX/2016, TransUnion has used erroneous information to lower my credit score from XXXX to XXXX as per XXXX XXXX and XXXX XXXX. Claims that XXXX XXXX reported that I exceeded my account by {$1.00} or more dollars on XXXX/XXXX/2016 and subsequently XXXX XXXX under the same circumstances on XXXX/XXXX/2016 ( screen prints attached ). Both accounts have been closed and charged off for nearly 7 years.


Convergent Outsourcing, Inc sent me a letter on XX/XX/XXXX stating that I owe a debt in the amount of {$16000.00} to XX/XX/XXXX, XXXX. They also state that they are willing to reduce the amount by 35 % to {$5.00}, XXXX. ACCOUNT NUMBER : XXXX. The letter doesn't not include enough information about this debt. I've never heard of XXXX XXXX, XXXX. Original creditor XXXX XXXX XXXX XXXX. I am filing a dispute about the debt they are trying to collect. They contacted me by mail, on XX/XX/XXXX and identified the debt as XXXX XXXX, XXXX. I don't not owe this debt. I've called several times and someone repeatedly hangs up the phone. I've researched both companies and no additional identifiable information is available.

This is the second time this fraudulent company has tried to accuse me of a debt I do not owe. Similar debt with different amounts from a different creditor. See my previous complaint I filed in XX/XX/XXXX. This needs to stop.

Please stop sending me fraudulent letter claiming I owe debt. LEAVE ME ALONE LIARS.

Hide full complaint


I have old addresses that needs to be removed that doesnt correspond to my current address and I've attempted to reach out to the three burues to have these removed and no luck


Received a phone call from XXXX threatening phone call at my job that XXXX in legal was going to sue me. I have told these people not to contact me again, yet they continue to do so violating the law and I have documentation each time they do so.


This debt is not valid. The information is inaccurate. They are trying to charge me for things that did not even exist. They said I owe XXXX but in cost to repair it says XXXX dollars. Then when I ask for explanation of charges they send me a maintenance price list in which half of the items are not even on the move out sheet. This has cost my family to be homeless among many other things.


I originally purchase the car through XXXX XXXX on XXXX the loan amount was different and I had to come back in and resign for a different amount after I had already taken possession and they had sold my trade in so I was forced to keep the car. I was told that the payments wouldnt start until 6 months later then called 45 days into the loan telling me that I was late I was confused. My payments went up from XXXX to XXXX a month I my car was surrendered and they have sold the vehicle and still showing I owe the entire the balance and monthly interest being reported monthly which is affecting my credit. They are telling me this is legal.


Rush card services has about XXXX $ of my gf direct deposit money an we depretly need it we 've called customer service emailed contacted via XXXX any advice greatly appreciated


I decided to just settle this debt with RentDebt Automated and they informed me that as a courtesy they would delete this account from all there credit bureau 's. As of today XX/XX/20 this has not happened. I informed RentDebt Automated repeatedly that this account was not mine ( fraud ) but decided to settle just to get it resolved. I explained this to RentDebt Automated. I am asking that they delete this PAID collections from all 3 credit bureau 's. This issue has caused me be turn down for employment which I should have qualified for. Due to the current economic crisis we are currently in I had to seek employment, and this PAID collections is negatively effecting me. The issue with this account is not a good indicator of my actual credit worthiness. I have tried very hard to remedy this situation as well as make sure my credit isn't impacted negatively.


Collection agency is reporting to the credit bureaus as an open mortgage account. This is not an open mortgage account, they purchased a XXXX lien on a foreclosed property over 7 years ago. They are a collection agency and should be reporting as a collection not as an open mortgage account. Also date of last activity with original creditor is well over 7 years. Tried to dispute through the credit bureaus but they still will not fix the problem.


おすすめのゲームってありますか？ -> どうぶつの森のアプリにはまってます


Agreed amount paid to settle debt with stipulation that updated reporting would be done to XXXX major credit bureaus. Debt paid but reporting not made to XXXX major credit bureaus.


I discovered 4 flights for you. There is a ticket costing $300 for an American Airlines that departs at 4:10 am with 1 layover.


The address is jesus lane in centre.


I transferred money from my card to a bank account. The same night i was charged again. I spoke to customer service three times and was told to wait 24 hours. Which i did. I was then hung up on when i called again and asked for the eztra charge to be reversed and my money put back on my card.


XXXX XXXX. Last Payment date is not being reported properly after I sent the letter from XXXX. account should be removed immediately. i have sent them numerous letters and faxes to have this corrected and account removed.


I called collection cosultants in XXXX Ca because a XXXX bill of {$420.00} pops up on my credit report. When I call to make payment the credit collectors say different amounts and will not take my {$420.00} payment but want close to {$3000.00}. This company seems very fraudulent to me and I asked them to produce records of the supposed debts and they will not comply. Their address is XXXX XXXX XXXX XXXX, XXXX, CA XXXX ( XXXX ) XXXX.


The information on my credit report does not belong to me. The name, date of birth do not match mine. The false information has been affecting my life as a college stundent. I canoot get student loans, car, credit cards, or even rent an apartment due to the false information on the credit report.


Thank you. I will need a price range, whether or not they have free parking, and the area please.


Ok, I need to make a reservation for Monday at 13:30.


123 movies online


50 amp rv plug


Beklediğimden çok çok güzeller minik not ve hediyeniz için teşekkür ederim


Navient fails to properly send me emails about my loans and informs me about repayment options and deadlines. Even when a process of repayment get thru, they cancel it a few months later, without notice and notified me, then come back with an higher payment with underlining treats to report me to credit bureau or garnishing entities. They do send emails to mandate me to pay but no email informing me of my rights under the federal law.


I fall under thecurrent lawsuit I was only offered a forebearance, late fees, and misapplication of funds. I took out an XXXX loan that has costs me over XXXX. I have complained and nothing.


2018 subaru forester


I need the price, travel time, and train ID.


10 gallon fish tank


What causes motion blur when using a camera?


What brand of bikes did Hoy generally ride during competitions?


I was shocked when I reviewed my credit report and found late payments on the dates below : 30 days past due as of XX/XX/2014, XX/XX/2014, XX/XX/2014 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.


I spoke with XXXX XXXX XXXX. I told them that IXXXX was out of work and they agreed to allow me to make payments to them. They came to my house unannounced and removed some trappings from around my house. I was then contacted by Transworld, and the collector threatened me and said that this would be my only chance to resolve this matter.


Thanks, that's all I need for now.


Anneme aldım bayıldı. Her şeyiyle harika bir çanta.


I'm sorry, unfortunately there are no trains available at that time.


I had already paid XXXX off 2 years ago and they claim I never did. I have submitted countless items of proof and they keep sending me to collections. Very unethical company.


You're very welcome. Goodbye.


I sent a letter to this company requesting written mail correspondence only and no phone calls. This company has called over 5 times since asked not to.


This debt isnt mine. I've never been to New York. Ive never had XXXX and never owned an ipad.

Identity Theft AMSHER COLLECTION SERV Account Number : XXXX Please remove it from my credit report.

By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter.

Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.

Thank you for your time and help in this matter.


There are numerous accounts in my credit file that are misleading by labeling information as " charged off '' and others that include past due amounts when in fact they were in XXXX. Such a designation would be inaccurate because it would indicate that this account a responsibility to the debt and the creditor had written off the account at the time of bankruptcy when it had not.


Could you please double check then? If the entrance fee is not known I need to switch


So I was just buying things in ebay with my debit card and when I bought things it said that it that the payment was unsuccessful and when I looked in my purchase history it said that I had bought it, I contacted the sellers but no response yet ... .Did I lose my money for nothing?


Please confirm your booking for a full-size car for pickup at Pacific Central Station from March 6th 3 pm to March 11th.


Just to confirm, there are no expensive restaurant 's serving polynesian food on the east side, is that right?


Continue to get calls at my workplace when asked not to! Also, leaving messages, or trying to speak to co-workers to try to contact me!


There is the La Raza located at 4-6 Rose Crescent. The phone number is 0122364550.


Transunion fails to remove the XXXX XXXX XXXX XXXX account. Transunion continues to report inaccurate information on my credit file which lowers my credit score. This causes me the inability to obtain credit and lowers my standards of living and causes me to languish and suffer.


I reviewed by Equifax report and found an entry from XXXX. I have requested 4 times documentation from Equifax and XXXX XXXX to send to me that they use to verify that this debt is mine. I have yet to get an accurate response.


ほかにたいへんだったことはありますか？ -> 大変だったことは特になかったですないです


I have an inquiries on my report that I never applied for, I need this to be removed I already fill up an Identity Thief affidavit and send this to all XXXX credits bureaus.The company XXXX application was not done by me.


How many checked bags can I take and is it an overnight flight?


Hamilton was enrolled in what community?


Back in   XXXX   XXXX     I went to  XXXX   XXXX   XXXX  for an oil change and I came out driving a new   XXXX    XXXX   XXXX   XXXX . My monthly payments are currently {$530.00}. I have tried numerous times to get out of my issues but I have been denied over and over again. I currently owe {$17000.00} on a car that costs {$23000.00}. Which does n't make sense to me or anyone.


Nationastar Mortgage has taken over our home loan as servicer and agreed to do a deed in lieu instead of a foreclosure. Now we are getting the run around after XXXX months of trying to finalize the process, this is still impacting my credit on a monthly basis. No one will give us a direct answer on the status and it is always the same thing that is it is being processed for XXXX months.


OK, do you know what day and time you're traveling?


That is fine, that's all for now. Thanks.


I have train TR3602 that departs at 15:59 and arrives in London Liverpool Street at 17:27. Would this work for you?


Repeated calls even after I told them that the person they are calling is not at this number and to cease calling my cell phone or I would report them. I have NO DEBTS and I want these calls to stop!


Barclays Bank Delaware obtained a judgment against me in a county in XXXX. I live in XXXX and being unable to travel to XXXX they obtained a garnishment of my wages in XXXX without transferring the case to XXXX where I would be able to seek exemption for rent and other living expenses.


Reserve event tickets.


I 'm trying to use this app that allows me to take out money and be deposited in my account. But it takes so long to update my transactions it takes like 2 days in order to receive it and get the money


Early Warning Services LLC   XXXX   XXXX   XXXX  ACCT #  XXXX  Incident Date: XXXX /2013 Contributing Reason : Transacting ( or attempting to transact ) with an account in an unauthorized or prohibited manner.   The actions of Early Warning Services , LLC are being reported negatively and prevents the opening of bank accounts and loans ; even though the agency has not been able to provide proof of documentation of the alledged incident.


Loan was a paid off and it is showing up on my credit report.


Equifax did not take the necessary steps to protect my PI and, when my information was breached, took longer than an acceptable amount of time to disclose it. In addition, they are providing credit monitoring services for only ONE year, while automatically enrolling people who sign up in their paid monitoring service after the free term is up. This seems as if they are trying to take advantage of people who they put in a terrible spot already.


2014 ford focus


This is the second time this has happened. My 3.120 % fixed interest rate was raised in error. Without looking at the promissory note, the agent insisted that it was variable. I had an extra {$3.00} showing as past due. This easily could have affected my credit if I did not catch it.


Sure, I just need to know where you are departing and arriving at.


漫画ですか。おすすめの漫画ってありますか？ -> 逆にこちらが勧めてほしいですね最近昔すごくよく読んでたんですけどしばらくブランクがあってでまた最近美容室とかで読み始めたので例えば進撃の巨人だとかトーキョーグールとかそういったものを読み始めてわりと大人向けのマンガを読んでます


Okay, until when?


Acct closed under Chp XXXX bankruptcy in XXXX/XXXX/09 Bank of America.


I received a letter from Capital One Auto Finance stating that I have to pay the full amount of XXXX are they will repose my vehicle. Earlier this year I called as well as emailed asking for an additional 6 months to pay for the vehicle.


Financial Recover Services, in the attached letter, claimed that I owe in excess of {$400.00} for debt relating to a " XXXX Credit Card ''. I have never possess a XXXX   Credit Card, and this may represent identity theft. If this claim adversely affects my credit rating I would like to seek damages.


これらのゲームでやってみたいものはありますか？ -> スプラトゥーンは一回やりたいなと思ったことがあります


This company calls my cell phone and my work number asking to verify my information. They also call my  human resources manager a sking to verify information about me personally. I investigated the number that they were calling from and I found many complaints and reviews that they are a fraudulent collection company.


Trying to use   XXXX   XXXX   and the amount of money in my bank account does n't accurately show. I bank thought capital  one 360 ch ecking


I have a home equity line of credit with XXXX. For some reason it 's reporting as a credit card on my credit report with all three credit reporting agencies. This has caused other credits to deny my applications for new credit and increases in existing credit lines.


Your reservation for Clowns Cafe on Wednesday at 14:30 for 2 is confirmed. Your Reference number is : 8OVEXJLB .


How about a theatre?


Someone from the company  XXXX   XXXX   XXXX   XXXX  is calling, representative named  XXXX   XXXX  's, is stating he 's an Investigator for  XXXX  County and will be serving me at my place of employment. I asked them to send a letter to my home address and they are refusing. They will only send me an email.


They have threatened me with an arrest warrant sent to my email.


Great your reference number is 2K1P6FTA . Thank you.


I sent a handwritten letter to EQUIFAX which was received on XX/XX/XXXX2022 ( certified mail # XXXX ) describing the inaccurate nature of some accounts on my credit report and requested it be deleted immediately XXXX XXXX : XXXX : {$7900.00}. On XX/XX/XXXX EQUIFAX received an Identity theft report packet ( Certified mail # XXXX ) containing a cover letter, my SS card and a copy of my drivers license to proof it was sent by me. EQUIFAX then stated over the phone that the account in question had been removed. However, it still has not updated on my credit file and has been re-inserted. This action is severely harming my ability to obtain new credit and obtain new housing due to the impact on my credit score. By federal law EQUIFAX has ASSUMED a vital role in assembling and evaluating consumer credit and other info on me as a consumer. As a CRA their are required to exercise their GRAVE responsibilities w/ fairness, impartiality and respecting my right to privacy


1964 corvette


Read the data and give me the green light. You are looking for a table for 2 at Lalla Grill in San Jose for today at 6:45 pm


XXXX XXXX XXXX had a hard inquiry on my Experian Credit Report on XXXX/XXXX/2015. I have no knowledge of what this is.


Ok, what is your destination?


The reservation could not be made. Do you want to make a reservation for 1 person today at 11 am at Andes Cafe San Mateo?


Collection notice from Enhanced Recovery Company , LLC, ( Mailing address XXXX, FL XXXX ) asking for unpaid balance {$150.00} to XXXX. I have automatic payment with XXXX, and do n't have any outstanding balance.


They have been constantly leaving phone messages over the past several weeks. I can not afford the full amount of the loan payments. I was unemployed for  1.5 ye ars. I was even paying {$150.00} per month during that time out of my savings, which I was living off of.   XXXX  They are now calling family members.


1969 corvette


駅弁というのは美味しいんですか？わたしは食べたことがないのでわからないのですが -> 旅先で食べる駅弁はおいしいと思います


Confirming that you want a 12:30 pm table for 2 at Tanchito's Restaurant in Albany for the day after tomorrow yes?


2019 nissan


2020 honda civic


I'm looking for an expensive restaurant in the center of the town.


Car loan that was included in a discharged bankruptcy, and also paid in full with insurance proceeds, is still reporting as open and delinquent to the credit bureau


I have attempted to contact the creditor in order to verify debt but I have received no response nor documentation of the same


Threatened to sue me as well and filed motion in court. Opened credit card XX/XX/2007. Immediate annual fee of {$150.00}. Spent only {$170.00} total during 3 month period. Never purchased again after XX/XX/2007. Made payments totaling {$2000.00} and they 're claiming I owe more.


Nelnet has consistently been a problem. Nelnet   XXXX    XXXX  &  XXXX  has been reporting errored information. I have never applied for student loans and to have an accurate errored account reporting monthly and I have been trying to remove this items for a year now. I 've sent letters, I contacted them and all I 'm told by these credit bureaus that they never received any documents.


I start making payments to XXXX XXXX on XX/XX/XXXX to XX/XX/XXXX on time for the amount of {$100.00} a month, and XXXX funding they said that already report all payments on time but is not in my credit report I want Equifax credit bureau to credit my report pay as agreed for all payments I have made on time to XXXX XXXX.This account was charge off by XXXX XXXX XXXX.


When I reviewed my credit report, I discovered that some of the information was erroneous. The 3 credit bureaus must validate these items in line with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). It is not authorized to fail to validate these reporting items as unverified information without providing any proof within the period allowed by law. The following items that need to be investigated and corrected from erroneous reporting in my file are listed on my credit report.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX


「ナルト」の歌舞伎をみに行こうと思いますか？ -> 誰かがチケットくれたら行きますけど自腹で行こうとはちょっと思わないですね


2010 camaro


Did not receive any information concerning this debt, this information is inaccurate. I am trying to purchase a home and this collection is damaging my credit


That sounds good, what's the phone number?


Would you like to know how The Fortress of Solitude looked in 1949, 1958 or another year?


XXXX XXXX XXXX IS THE NAME OF THE COMPANY, I WAS TOLD MY LAST PAYMENT WAS XXXX AND I PAID IT, NOW THEY SAYING IT WAS XXXX DOLLARS, AND THIER IS A XXXX DOLLARS LATE CHARGE, I TOLD THEM WHAT I PAID CAME FROM YOU GUYS TELLING ME THAT, AFTER THAT THEY CALL ABOUT 3 TIME A DAY TRYING TO COLLECT, I TOLD THEM AND EMAIL A STOP CALL LETTER BUT THEY SAID SINCE I OWE A DEBT THEY GOING TO KEEP CALLING


Yes please. I also need the travel time, departure time, and price.


I was supposed to receive a {$500.00} bonus offer for meeting specific requirements when opening a new business checking account with Bank of America. I confirmed in XXXX that all of the requirements had been met : To earn the {$500.00} bonus : Make Qualifying Deposits* of {$20000.00} or more into your new business checking account within fifteen ( 15 ) days of account opening ; AND Maintain an average balance of {$20000.00} during the Maintenance Period** ; AND Make XXXX XXXX XXXX ) Qualifying Electronic Payments*** that are posted to the new checking account by the end of the Maintenance Period.

However, there was confusion surrounding the new money deposit, which I moved directly into my existing personal checking account from an external source ( XXXXXXXX XXXX ) and transferred to my new business checking account as confirmed from a representative.

The bonus offer was rejected several times even though the representatives acknowledge that I am correct. But the process is that they flag the issue for 'escalation ' and it has now been rejected several times. Despite being owed the bonus, I can not circumvent the process despite speaking with customer service ever other day from XX/XX/XXXX through XX/XX/XXXX, attempting to resolve this matter.

I finally threatened to file a claim with CFPB if we can not resolve this, as this matter needs to be escalated outside of the Bank of America framework.

My bank statements attached show the new money deposits from the personal checking account ( ending in XXXX ) came from XXXX XXXX and were sent to the business checking account ( ending in XXXX ). All requirements can be verified on the business checking account statement attached and the money was held above the XXXX balance per the next two statements attached.


This business was contacting me regarding an old debt from XXXX XXXX. I had communication with them in XXXX regarding the account and was told it was perged and would not be reporting. I think got XXXX XXXX to delete it. Now in XXXX they reported to all three credit bureaus and have prevented me from getting a mortgage I worked the last year and a half for. I 've tried to contact them but every employee tells me something different. They call my work, my parents house ... It is basically ruining my life.


I was completely stunned as soon as reviewed my credit file and I found the past due payment of 30 days lates os af XXXX 2017 I  truly do n't understand how this error has gone wrong. I really believe that I had produced my fees to you as soon as I was given my monthly bill. My sole thinking is the fact that your monthly report did not make it to me. How can I have a late charge when I sent in the payment?


on XXXX XXXX, I requested to Negotiate this debt and I have yet to get a response


We have 18 colleges in Cambridge! Is there a certain area you had in mind? If not, I recommend Churchill College in the west.


From where will you be departing? How about March 2nd?


Credence Resource Management LLC is calling me XXXX times everyday about a debt I do not owe. I have written them a letter telling them to stop all communication attempts with me to no avail.
Their address is XXXX XXXX XXXX, XXXX, MI XXXX.


Thanks! I will also need a train departing from Stevenage and arriving by 09:00.


Ok That's correct.


Was the Food and Drug Administration founded before or after the EPA?


I lost my XXXX  job and since than I haven't been able to make two payments for my credit card, because the minimum payment is too high. If it was lower I would make the payments but as of right now I cant afford it.


What type of beverages are served during beer festivals?


On my transunion credit report it doesn't show my XXXX limit as XXXX $ but it instead it shows my old limit. i have a XXXX and XXXX XXXX credit card which i cant see on my report.


I previously had a loan with XXXX XXXX XXXX. As part of a written agreement, the account was to be removed from all three credit bureaus. At this time Equifax is refusing to remove it even with proof that the account was to be removed by the financing company. I 've complained on Equifax with no results. I also provided the same letter mailed to me by such company and yet Equifax is the only Credit bureau still showing the false information.


The U.S. federal government uses two measures to measure poverty: the poverty thresholds set by the U.S. Census Bureau, and the poverty guidelines issued by the Department of Health and Human Services. The 2010 census data shows that half the population qualifies as poor or low income, with one in five millennials living in poverty.


I'm afraid none of the restaurants are available at that date an time. Is there another date or time that would work for you?


Beğendim güzel şık


There are 3 different guesthouses that fit that, one in the north, one in the south, and one in the west. Do any of these areas work for you?


On  XXXX / XXXX /17 the debt collector called a family member with out my permission. They also contacted a friend of mine on  XXXX / XXXX /17. AGAIN WITH OUT MY PERMISSION! They should only call my cell, which is the only number first given. The amount for my debt is about 700.00.


I had a problem with Bank of America they closed my account because I had a few over drafts on my account but all was paid even after they closed the account now I cant get an account no where else because they have me down a I owe them money but the money was paid I even called and talk to a lady and she didnt see nothing there that say I didnt pay but when I go and try to open an account some where they say that I owe another bank and thats the only bank that I had


13 going on 30


I was denied employment around XX/XX/XXXX due to my credit score and delinquent student loan accounts. So I pulled my credit and found that XXXX had placed several student loans on my credit report.

I currently have three student loans reporting that I owe navient {$8500.00} and after interest I owe {$11000.00}.

On XX/XX/XXXX I sent out disputes to XXXX, Equifax and XXXX  indicating XXXX is reporting 3 separate accounts with the same exact dollar amount. All 3 Credit bureaus sent back accounts have been verified.

I havent received a Debt verification indicating I owe {$11000.00} times 3 to XXXX.

All three credit bureaus are reporting the following debt owed to XXXX  XX/XX/XXXX Balance {$11000.00} current XX/XX/XXXX Balance {$11000.00} current XX/XX/XXXX Balance {$11000.00} current


On XX/XX/2021 I sent a letter re : inaccurate and unknown things on my credit report. It has been over 60 days and I have not received a response yet. I feel like I am being ignored and taken advantage of regarding my disputes. Section 611 ( a ) clearly states that a failure to investigate these items within 30 days gives reason to immediately remove those items from my credit report. It has been over 60 days so they should be promptly deleted.I am distressed that you have included the information below in my credit profile and that you have failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Furthermore, In accordance with The Fair Credit Reporting Act, Public law 91-506, Title VI, Section 611, Subsection A-D, please provide the names and business addresses of each individual with whom you verified the above, so that I may follow up. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefore needs to be re-investigated. This has really caused me a lot of stress and strain and I demand that these accounts be deleted immediately or I will file for litigation. My information was also impacted by the Equifax data breach and may have gotten into the hands of the wrong person.


2018年には野球漫画の「メジャーセカンド」がアニメ化されるようですよ，ご存知ですか？ -> 知らなかったですすみませんあまりスポーツ系のマンガは読んでなくて主人だったら知ってるかもしれないですね聞いてみます


had late payment for capital one auto loan reported to credit bureau post la flood by capital one. my house flooded and was displaced. Per the federal disaster area, should not have been reported to credit bureau for time frame. asked to have it deleted, capital one would not.


No bills were sent to my home and no one contacted me about any payments to be made. Even the collection agency never contacted me. I realized I had a payment due when I pulled my credit report.


I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter.

2. What is your authorization of law for your collection of information?

3. What is your authorization of law for your collection of this alleged debt?

4. Please evidence your authorization to do business or operate in this state.

5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature.

6. Please provide a complete account history, including any charges added for collection activity.


Which countries oppose Sharia law?


32 degrees clothing


Bankruptcy they say verified thru court .... i received letter from court saying THEY DO NOT HAVE ANY INTERACTION WITH CREDIT BUREAUS .... i asked that their source and any information be released to me per my right by the FCRA they said courts which clearly DOES NOT INTERACT WITH THEM I ASK THIS BANKRUPTCY BE DELETED ... it is not mine