Funny, Lawyer, and Shoes: Tinkoff
 Credit Systems
 About the Bank
 VIA THEMETAPICTURE.COM
 Guy does to bank what banks usually
 do to other people
 1 day ago
 The idea of beating the banks at their own game may seem like a rich joke, but Dmitry Agarkov, a
 42-year-old Russian man, may have managed it. Unhappy with the terms of an unsolicited credit
 card offer he received from online bank Tinkoff Credit Systems, Agarkov scanned the document
 wrote in his own terms and sent it through. The bank approved the contract without reading the
 amended fine print, unwittingly agreeing to a 0 percent interest rate, unlimited credit and no fees, as
 well as a stipulation that the bank pay steep fines for changing or canceling the contract
 Agarkov used the card for two years, but the bank ultimately canceled it and sued Agarkov
 for $1.363. The bank said he owed them charges, interest and late-payment fees. A court ruled
 that, because of the no-tee, no-interest stipulation Agarkov had written in, he owed only his unpaid
 $575 balance. Now Agarkov is suing the bank for $727,000 for not honoring the contract's terms
 and the bank is hollering fraud "They signed the documents without looking They said what usually
 their borrowers say in court. We have not read it" Agarkov's lawyer said. The shoe's on the other
 foot now, eh? [Soucel