 Credit is something that everyone needs. If in the future you want your child to be able to buy their own car or house, they will need to have established credit. If the thought of giving your child a credit card brings beads of sweat to your forehead and makes your hands feel clammy, then you aren’t alone. Setting your child loose with a credit card without knowledge of how credit works or them being mature enough could be detrimental to their future. So we are kind of in a dilemma here aren’t we? On one hand you want your child to have established credit, but on the other hand there is no way you are setting your child loose with a credit card. What if I told you, you can do both? Continue reading if you would like to know how to build credit without a credit card. 