<p> In this Jan. 9, 2017, photo, Andrea Ledesma spreads sauce on pizza dough at Classic Slice restaurant in Milwaukee. The 28-year-old has a four-year degree and quit a higher paying job because it made her miserable. Ledesma thought she would be making more at this point in her life and she's not alone. With a median household income of $40,581, millennials earn 20 percent less than boomers did at the same stage of life, despite being better educated, according to a new analysis of Federal Reserve data by the advocacy group Young Invincibles. (AP Photo/Carrie Antlfinger) </p>