United States Senate Majority Whip Richard Durbin (D-IL), White House Chief of Staff Rahm Emanuel and White House National Economic Council Director Lawrence Summers listen to U.S. President Barack Obama deliver remarks before signing the the financial reform bill into law during a ceremony at the Ronald Reagan Building and International Trade Center, Wednesday, July 21, 2010 in Washington, DC. A sweeping expansion of federal financial regulation in the wake of the worst recession since the Great Depression, the bill will create a consumer protection agency, lay out a blueprint for disassembling financial entities considered "too big to fail," and many other  reforms.  .Credit: Chip Somodevilla - Pool via CNP